What you need to know How you can apply for a Auto Loanabout UCPB Auto Loan UCPB Auto Loan Who are qualified to apply for a UCPB Auto Loan? 1. Choose the vehicle to be acquired You are qualified to apply for a UCPB Auto Loan if: 2. Fill up an application form that comes with this brochure and • You have been permanently employed for a year with a minimum gross monthly income of P30,000 • You have been employed less than a year in a new company but in the same submit together with the following requirements: If Employed: • Latest Income Tax Return or Certificate of Creditable Tax Withheld at Source “The key to industry as previous company and continuity of employment is determined • You have been in business for the last 3 years • Certificate of Employment and Salary or Payslip for past two (2) months • Valid Government and Company IDs making your C How can I use my UCPB Auto Loan? • Purchase a brand new vehicle 3. Go to the nearest UCPB Branch or UCPB Consumer Finance Business Center for consultation dream a reality” • Purchase a second hand vehicle (with applicable conditions) M Y CM • Multi-purpose loan (using your car as collateral) Let UCPB do the rest! MY How much can I borrow? CY • The minimum loanable amount is P100,000 CMY How much is the minimum downpayment? K • For brand new vehicles: • High loanable amounts - Minimum of 20% of the listed cash price • For second hand vehicles: • Quick processing - Minimum of 25% of the appraised value How long is the loan term? • Low interest rates • For brand new vehicles: - Minimum of 1 year to maximum of 5 years • For second hand vehicles: - Minimum of 1 year to maximum of 4 years For more information, please inquire through: Any UCPB Branch How can I pay my UCPB Auto Loan? UCPB Consumer Finance Business Center • Enroll your UCPB deposit account for Automatic Debit Arrangement UCPB Customer Relations Center • Issue post-dated checks Hotline: (632) 811-9111 Toll-free: 1-800-1-888-9777 www.ucpb.com/
[email protected] For any concerns, you may contact us at (02) 811-9111 or email at
[email protected]. UCPB is supervised by the Bangko Sentral ng Pilipinas with telephone number (02) 708-7087 and email address
[email protected]. AUTO LOAN APPLICATION Individual/ Sole Proprietor PERSONAL INFORMATION Name of Borrower (Last Name, First Name, Middle Name) Age Gender Male Female Civil Status Birthday (mm-dd-yyyy) Birthplace Nationality Single Married Widow/Widower Legally Separated E-mail Address Telephone Number Mobile Phone Number Facsmile Number ACR (For Foreigner, indicate ACR No, date and place Educational Attainment TIN SSS/ GSIS Number issued) High School College Post-Graduate RESIDENCE INFORMATION Present Home Address (No., St., Subd./ Village, Brgy, District, Town/ Mun., City, Province, Country) Zip Code Length of Stay ___ Years ___ Months Home Ownership Owned (not mortgaged) Owned (mortgaged) Owned by Parents Rented from ________________________ Monthly Rental ________________ Others (specify) _______________________________ Permanent/ Provincial Home Address (No., St., Subd./ Village, Brgy, Dist., Town/ Mun., City, Prov.) Zip Code Length of Stay ___ Years ___ Months Home Ownership Owned (not mortgaged) Owned (mortgaged) Owned by Parents Rented from ________________________ Monthly Rental ________________ Others (specify) _______________________________ EMPLOYMENT/ BUSINESS INFORMATION Employment Status Permanent Probationary Contractual Unemployed/ Retired Self-Employed Others (specify) _____________________ Name of Present Employer/ Business Nature of Work/ Business Source of Funds Date of Employment/ Incorporation Address of Employer/ Business (No., Street, Subd./ Village, Brgy, District, Town/ Municipality, City, Province, Country) Telephone Number Position Unit/ Department Entry Level Supervisor Senior Management Director Sales Others (specify) ___________ DEPENDENTS Name School Grade/ Year Course VEHICLE AND FINANCE PLAN Vehicle Type Vehicle Type Brand New Second Hand Refinancing Private Business Brand Model Make Color Year Suggested Retail Price Downpayment Amount of Loan Applied Term of Loan (months) - = For 12 18 24 36 48 60 SPOUSE/ CO-BORROWER INFORMATION Name of Co-Borrower (Last Name, First Name, Middle Name) Relationship to Applicant Age Gender Male Female Civil Status Birthday (mm-dd-yyyy) Birthplace Nationality Single Married Widow/Widower Legally Separated Telephone Number Mobile Phone Number E-mail Address Facsmile Number ACR (For Foreigner, indicate ACR No, date and place Educational Attainment TIN SSS/ GSIS Number issued) High School College Post-Graduate Present Home Address (No., St., Subd./ Village, Brgy, District, Town/ Mun., City, Province, Country) Zip Code Length of Stay ___ Years ___ Months Home Ownership Owned (not mortgaged) Owned (mortgaged) Owned by Parents Rented from ________________________ Monthly Rental ________________ Others (specify) _______________________________ Permanent/ Provincial Home Address (No., St., Subd./ Village, Brgy, Dist., Town/ Mun., City, Prov.) Zip Code Length of Stay ___ Years ___ Months Home Ownership Owned (not mortgaged) Owned (mortgaged) Owned by Parents Rented from ________________________ Monthly Rental ________________ Others (specify) _______________________________ Employment Status Permanent Probationary Contractual Unemployed/ Retired Self-Employed Others (specify) _____________________ Name of Present Employer/ Business Nature of Work/ Business Source of Funds Date of Employment/ Incorporation Address of Employer/ Business (No., Street, Subd./ Village, Brgy, District, Town/ Municipality, City, Province, Country) Telephone Number Position Unit/ Department Entry Level Supervisor Senior Management Director Sales Others (specify) ___________ FINANCIAL INFORMATION Bank Accounts (Please use separate sheet if necessary) Name of Bank Branch Account Number Account Type Credit Cards (Please use separate sheet if necessary) Name of Bank/ Company Credit Card Credit Card Expiry Date Member Since Number Limit Loans with Other Banks/ Institutions (Please use separate sheet if necessary) Name of Bank/ Company Branch/ Address Monthly Outstanding Balance Remaining Term Payment Income Computation (Annual) Applicant’s Income Spouse’s/ Co-Borrower’s Other Income Gross Income + Income + = PERSONAL REFERENCES Name/ Relationship Address (No., Street, Subdivision/ Village, Barangay, District, Town/ Contact Numbers Municipality, City, Province, Country) AUTHORITY TO ADVANCE PAYMENT FOR INSURANCE PREMIUM Upon my and the co-borrower's written request, the Bank may, for my and the co-borrower's account and reimbursement, advance the payment of insurance premiums with respect to the vehicle that shall be mortgaged to the Bank. I and the co-borrower, solidarily, shall reimburse the Bank for such advances upon demand by the Bank. Any delay in reimbursement shall subject the advance(s) to interest and charges at the rate imposed on the principal amount of the loan. The advances and all interests and charges thereon shall form part of the obligations secured by the mortgage. DISCLOSURE AUTHORITY AND WAIVER OF CONFIDENTIALITY In connection with my/ our application, verification of information, evaluation and/ or processing of loans and other credit accommodations with the BANK, I/ we hereby authorize(s) the BANK to do and perform the following: 1. To verify with internal revenue authorities the authenticity of any income or other tax returns, financial statements, and other credit and financial data and information which I/ we have submitted, or will submit, to the BANK. 2. To inquire into my/ our deposits or assets in the custody of the BANK, or its parent, financial subsidiaries or affiliates, or other persons for the limited purpose of verifying information on my/ our said deposits and assets and implementing any collateral arrangement, assignment of funds, debit authorization or set-off provisions that may be under the loan and collateral documents. 3. To inquire into, transfer, disclose, submit, share and communicate any credit, financial data and information of whatever nature, including updates or corrections thereof, pertaining to me/ us with: a. Any of the BANK’s offices and branches, b. The BANK’s parent company, financial subsidiaries and affiliates, c. The BANK’s agents, counsels, representatives, service providers and other third parties selected by any of them, d. Any credit information bureau, banking or credit industry association, or credit information service provider and credit/ loan provider, including the Credit Information Corporation (CIC), and e. Other lenders as authorized by the CIC, and credit reporting agencies duly accredited by the CIC. For the above purpose, I/ we hereby acknowledge that this Application, when signed, serves as notice from the BANK that such data and information shall be disclosed as required under Republic Act No. 9510 and its Implementing Rules and Regulations. To the extent reasonably necessary for the BANK and the data and information recipients to exercise the above rights and to discharge the functions and responsibilities of the inquiring or disclosing parties and for as long as I/ we have an outstanding loan or credit accommodation with the BANK (or its successors and assigns) and/ or as required under existing laws, rules and regulations, I/ we hereby waive my/ our rights under applicable laws on confidentiality of information or data. SIGNATURES I/ We acknowledge that I/ we have read and understood the above Disclosure Authority and Waiver of Confidentiality as well as the Authority to Advance Payment for Insurance Premium and hereby agree to be bound by its terms. I/ We further certify and warrant that all data and information provided by us in this Application as well as in all supporting or related documents are true and correct as of date hereof, and the signature(s) appearing herein are genuine. Signed this _______ day of ____________________ 20_______ at __________________________________. ________________________________________ ______________________________________________ Signature over Printed Name of Borrower Signature over Printed Name of Spouse / Co-Borrower FOR BANK USE ONLY Source (UCPB Branch/ Dealer) Name of Product Officer/ Sales Agent Date of Application Politically Exposed Person Clearing Employee BSP Employee CIF No. Yes No Yes No Yes No UCPB Form No. 7-7506 Revised 3/2016