COMPANY PROFILE Blockchains.MY Company Profile BCMY PTE. LTD. Is a company Registered in Singapore in 2017. BCMY PTE. LTD. is a unique IT company, which conducts business worldwide. • To expand the utilization of DNC and other Cryptocurrencies stored in BCMY Wallet • To promote payment mechanism using crypto wallet and NFC technology. MY USER INFORMATIONS .BLOCKCHAINS. Users can trade on the most secure platform with 4-layer of user verifications . BCMY connected its users through its peer-to-peer function. BitCoin (BTC). GSC & ZCash connected directly to their blockchain with an exchange system right in your wallet.MY BCMY is a decentralized mobile wallet that allows user to easily make payments.Introduction to Blockchains. and trade digital currencies and digital asset (GSC). Ethereum (ETH). DinarCoin (DNC). monitor real-time price changes. BCMY uses Microsoft Azure Face API for face recognition to login to the wallet. Peer to Peer Buy & Sell 4. Marketplace 7.MY 1. Visa & Master Debit Card 3. User Management 5. Multi Asset 6. Chatting Option 8. Payment Gateway . NFC Smart Card 2.8 Unique Features Blockchains. LEVEL Users address and location are verified against their formal national/ 4 international identity documentation. (i. country of residence. phone number. . email address. Mobile app will facilitate entry of user information through API and do the verification. and preferred password). LEVEL User need to take selfie of their photo and crop only their face in 3 order to be verified. country of 2 residence and identity number or passport number.e. Management LEVEL Users need to provide personal information like name. Users can perform self-registration in the app by entering their basic User LEVEL 1 information upon registration. Full name. Multi Assets Bitcoin (BTC) Ethereum (ETH) Zcash (ZEC) DinarCoin (DNC) Gold Smart Contract (GSC) . . Then.Marketplace Any user can apply to be a merchant. they can upload items for sell with prices to be published on the merchant page User can use the built-in map to locate merchants that accept cryptocurrency. Chatting Facility Protected chatting facility to allow easy communication among users. . NFC Smart Card and register it in the app.My • Do transaction to merchant. User can purchase the Blockchains.NFC Smart Card With NFC Card user can: • Login to the apps by tapping it to the phone. . The cards will be received within 2 weeks after application .VISA Debit Card Users can apply for the card at a low fee through the app. .P2P Buy & Sell Ability to locate buyers/sellers on the built-in map by using GPS. Providing secure and easy transaction process for merchants. . Payment Providing secure payment solutions through various acquirer banks Gateway to online ventures worldwide. Accepting payment through user’s debit card. 0% Level 2 = 0. please allow and enable the setting in ADMIN PANEL for value of the rewards to change. Minting DNC/GSC Rewards Level 1 = 1. . BCMY User NFC Referral Rewards Direct Referral Rewards Will get FREE 0.3 % 2) Own account must have minimum 3 3rd Level : 0.5% from REFERRAL REWARDS.3% NOTE: For all Rewards.7% Level 3 = 0.0001 Bitcoin Reward NFC CARD apply by 1st level referral will receive $1 for each 1) Introducer account must be verified until Level 3 before requesting to for Crypto to NFC & NFC to Crypto exchange: transfer/cash out the BTC received 1st level : 0. 2nd Level : 0.2% transactions on any assets in the wallets. 3) Referral must be verified until level 3. So that admin can adjust and setting it and admin panel value of the rewards. USER REGISTRATION . .My’ app. Tap on ‘Sign up here’.Registration Process Step 1 Open ‘Blockchains. Enter Phone Verification Code and tap on Provide your selfie & crop face photo for “SUBMIT” button. phone number preferred password and “SUBMIT” button. email Enter Email Verification Code and tap on address. . Verification Code will be sent to the registered Email and Phone Number.Registration Process Step 2 Step 3 Key-in your details (full name. Tap on the “SUBMIT” button. referral code (if any). country. identification. USER LOG IN . . Or Tap on “Continue with NFC Card” and then tap your NFC Card on the phone.Login Process Step 1 Enter registered email and password and tap n “SIGN IN” button. Log in Process Step 2 Snap your real-time front face photo and tap on “VERIFY” button to authenticate using face recognition. Enter “OTP (One Time Password)” that has been sent to your mobile and tap on “SUBMIT” button. Enter 4 number “SP (Session Pin)” to log in as long as you’re not log out the apps yet. . Session Pin also need to be use while to transfer the asset. MY MERCHANT INFORMATION .BLOCKCHAINS. . The legal certificate need to be attached during registration of merchant and will undergo verification process. Operate valid and legal business.Term & Condition Merchant Already register as BCMY user. All bankrupt company are not allowed to register. Must obtain legal certificate for registered of company according to country regulation. Eg: Register with Suruhanjaya Syarikat Malaysia (SSM) for Malaysia and Ministry of Commerce for Thailand. Flow of Merchant Application Company Give standard template “list of potential merchant” & Check merchant Approved “promotion list” to IB to application max Verify merchant application search for potential 48 hours merchant Decline Fill up the template and give Approach all merchant in the Inform Merchant on any IB back to Company every 21st list & promote & assist for incomplete document and every Month registration Merchant need to re-apply Merchant Register at BCMY user and Re-apply BCMY Merchant go for next level for BCMY Merchant . Merchant Features . Visa / Master Card Send address User can use their Visa / Master Card to Merchant can send their address to user so merchant terminal that user can transfer the payment. .Payment All payment will go into User account not Merchant account. User can touch their NFC Card to merchant phone / terminal. Merchant Scan Barcode User need to scan barcode appear at NFC Card merchant phone to transfer the payment. Terminal (offline) 1.000 BCMY 6. Terminal (offline) 2. 500 BCMY merchandize 5. Sticker & Certificate 3.My Merchant. Package 1 Package 2 Package 3 Package 4 1. Bunting & T- 1. Sticker & Certificate 3. 4.000 BCMY for customer merchandize for merchandize for 5. 20 NFC Card Free pen/mug) 7. Banner. Terminal (offline) 2. 30 NFC Card Free RM RM RM RM 400 5728 1700 3200 . Bunting & T.Merchant To become a BCMY Merchant Member you need to choose either one of the package to enjoy the Package following benefits : Free Package 3 worth RM3200 for first 1000 merchant who register with Blockchains. Banner. 10 NFC Card Free customer customer (rm2 jam/ 6. Android phone (online) 2. Banner. 2. Terminal (offline) Shirt Shirt Shirt 2. Sticker & Certificate 4. Sticker & Certificate 4. 1. Android phone (online) 3. 5. Bunting & T. Cash Machine 1. Bunting & T-Shirt = RM640 4. Banner. Banner. Sticker & Certificate = RM10 3. Terminal = RM300 2. Terminal = RM300 1. Package 1 Actual Cost 1. 1. Terminal = RM300 2. Sticker & Certificate = RM10 3. Terminal = RM300 2. 10 NFC Card = RM170 6. Cash Machine = RM1000 1. 500 BCMY merchandize = RM1000 5. Bunting & T-Shirt = RM640 4. 30 NFC Card = RM510 RM RM RM 2120 3990 7160 . Sticker & Certificate = RM10 RM 500 Package 2 Package 3 Package 4 1. Sticker & Certificate = RM10 4.000 BCMY merchandize = RM4000 6. 20 NFC Card = RM340 7. 2. Android phone = RM700 2.000 BCMY merchandize = RM2000 5. Android phone = RM700 3. Bunting & T-Shirt = RM640 5. Banner. identifiable information. credit card payments. faster than it does debit card purchases. within your reach automatically saves within your reach charge for credit and Consumer pay using faster than it does merchants money. BCMY without rather than accept rather than accept divulging personally credit card payments. .Why Should Apply Merchant? Lower transaction Fraud prevention The ability to get paid No chargebacks The ability to get paid fees quickly quickly There is good level of No chargeback and no Transaction fees for identity-theft Accepting return because Accepting accepting protection that cryptocurrency purchasing using cryptocurrency cryptocurrency is another gateway payment can put cash BCMY are final it can payment can put cash lower than those payment cannot offer. so that real-time rewards balance information and redemption capabilities reside on the phone. 3 Merchant promotions – Merchants can do promotions through BCMY Wallet and received notifications directly to users 4 Promote rural area – Merchant can promote their business in rural area using our non GPRS technology which is using signal for the medium of communications .Merchant Market Opportunity 1 Target merchant marketing – Merchants can take advantage of mobile wallet capabilities to extend personalised marketing offers and promotions directly to customers. 2 Merchant loyalty programmes – User can get loyalty points while using mobile wallets. Merchant Reward Level 3 Level 1 0.1% of transaction value 0.3% of transaction value Level 2 0.1% of transaction value . MERCHANT REGISTRATION . Insert Email Address • Name phone number send to you email & and Password • Email instructed in the click “SUBMIT”. .Merchant Registration Process 1. Open the installed 1. Fill up all details 1. Click “SUBMIT” & 1. Enter verification Merchant application required: verify your email and code that had been 2. • Phone Number registered from User • Password pop-up or click application to log in • Referral Code “EDIT” to modify or • Photo click “OK” to confirm. mobile phone and every time you log in.Merchant Registration Process 1. . This will be use for click “NEXT” “SUBMIT”. Enter the “OTP” that 1. number & click 2. Set your 4-digit number that has & crop around your has been send to “Session PIN Code”. been send to your face then click your registered This pin will be use registered phone “VERIFY”. Enter verification 1. Take your face photo 1. verification every time you log in. REFERRAL REWARDS . User share the referral code to referrals.Referral Rewards Reward Point Calculation (Referral Program) After registration user will get a referral code. . Referral Rewards Blockchains.my Charges . Referral Rewards Reward Point Calculation (Referral Program) . “We Digitize Everyone” .