What's New in R13The Release Highlights lists the new functionality that has been introduced into T24, for each major release. It is broken down by Product Stream. Please click on the relevant table of contents for each product stream, for more information on the enhancements in that stream for the latest General Release. What's New in R13- Release R13.00 -Page 2 of 23 - (c) Temenos Systems 2013 Application Framework Core History of Deleted T24 Items A new file suffix $DEL is introduced to store all the deleted transaction details. Option is now available to customize mandatory selection crite- ria in Enquiries. Customization of Mandatory Selection Field in Enquiries Enquiries in T24 support manipulating business data in the files for reporting. An unauthorized transaction that undergoes deletion activity will now be stored in the database for audit trail. What's New in R13. Users can be assigned to a particular role or multiple roles. Security Management System has been enhanced to define file access permissions at the Role level. Security Implementation of User Roles in T24 Roles can now be defined in T24 with specific permissions and rights based on the business Role.Release R13.(c) Temenos Systems 2013 .00 -Page 3 of 23 . CONTRACT.EXP. instead of querying individual applications. For a fresh implementation of R13. and list any errors or overrides that would prevent the actual clo- sure from taking place. allowing partial withdrawal on a Cheque sent for collection etc. Delay in clearing process.For upgrading clients When upgrading from a release prior to R12. F Entries in OFS Clearing Changes are made to the clearing parameters to allow Forward type OFS clearing messages to be either generated or removed.ENTRY for Position Accounting entries Statement Entry now holds the capability to record the actual exposure date for position accounts.BALANCES. This is controlled by an account parameter which can be used only at the time of upgrading.Banking Framework Accounts Transaction Recycler Feature is available to capture transactions which cannot or should not be completed and to retry them until they are either completed or aban- doned.00 -Page 4 of 23 . along with EB. FATCA . Account Closure . This allows a user to know the implications and possible issues before carrying out an account closure. The decision to use single or multiple posting restrictions is controlled through a parameter in Account parameter. or for an upgrade from R12. Change Exposure ladder for Accounts The application AC. What's New in R13. the balances are maintained only at EB.Release R13. This will enable the banks to do adjustments to exposure dates which may help in correction of entries.Foreign Account Tax Compliance FATCA is a tax law designed at preventing US tax payers from evading US Tax by holding income-producing assets through accounts at Foreign Financial institutions (FFIs). Financial Accounting Field POS. Multiple Posting restrictions in Customer and Account Multiple posting restrictions are allowed in Customer and Account.Foreign Account Tax Compliance FATCA .REBUILD. This gives the capability for queries to be run on the actual exposure date in statement entry. to show settlement amounts.Pre close simulation It is possible to simulate an account closure . Retain Account balance in Account .DATE in STMT.EXPOSURE is introduced to make adjustments relating to the exposure dates and amounts for ACCOUNTS. Incoming clearing transactions with value date greater than the current date are accepted now.BALANCES. The calculation of with- holding tax and reporting will be available in subsequent phases.CONTRACT.(c) Temenos Systems 2013 . there is now a provision to indicate if the ACCOUNT balances are to be maintained at ACCOUNT level . A new FA module addresses Phase I of the regulation which mandates Identification of US accounts across borders. Manual over- rides. Loan Loss Provisioning Provisioning Module to support Accounts (AC& AR) The AC and AR modules are included for checks to Overdrawn accounts in the Provisioning Module Provision Asset Classification Frequency Provisioning Management has been enhanced to allow the classification process to run at a different frequency from that of the calculation and posting of provision frequency.00 -Page 5 of 23 . System Tables Customer .Release R13. Limits Allow the creation of Group Limit Limits now allow definition of Group Limits in addition to Individual Limits. Ability to handle the expected life of a contract A contract may have both a contractual life and an expected life. It is now possible to calculate cash flows using the expected life for AA con- tracts. the Liability group could be created based on a par- ticular customer alone.ACCRUAL to handle fee amortisation based on EIR. a facility is provided to record details of persons/legal entities who are not customers of the bank. What's New in R13.International Financial Reporting Standards Ability to define an Asset Type to be excluded from the T24 Balance This feature allows gives clients the flexibility to specify Balance/Asset Types that need not be reckoned while arriving at T24 balances for IFRS related calculation purposes. Interest and Charges Changes to EB. with other persons or legal entities who may or may not be customers of the bank. Reducing and Non Reducing limits in a Limit Hierarchy Limit has been enhanced to allow a Non revolving child limit to be set up within a Revolving Limit Hierarchy.Relationship Personal Entity Customer Relationships are introduced to capture relationships between Persons or Legal entities who are customers. The group limits that are shared by a group of Customers can be used for specific combinations of products. Until now. The charge accrual and amortisation mechanism in T24 is enhanced to have different amortisation options.(c) Temenos Systems 2013 . To support this. Multi Company Intercompany Accounting This development enables banks to maintain one internal account per currency for each branch and can be done at HO level or through the Des- ignated Company level This allows a bank to monitor its Intercompany accounts more effectively. What's New in R13.Increase the ID of ACCT.GEN.00 -Page 6 of 23 .Release R13.(c) Temenos Systems 2013 .CONDITION from 4 to 6 characters The length of the group id for customer groups has been increased from four to six characters. Split Facility Exposures The Simple approach functionality under Standardised Approach is adapted in Insight Risk in accordance to the Basel Accord for Off Balance sheet Items.Release R13. Simple approach . thereby reducing the performance issues and repetition process.On-balance Sheet Items The Simple approach functionality under Standardised Approach is adapted in Insight Risk in accordance to the Basel Accord for On Balance sheet Items. Redesign of Assembly Dependent Processing Source Data extracts are loaded into Insight Risk system successfully independent of the Assembly process referred earlier.ISSUE information is made available as part of standard DW. Storage of VaR.EXPORT extract to be able to handle Risk weighted calculation process to offset provision against any outstanding exposure appropriately.(c) Temenos Systems 2013 . and if so fetches them from the database instead of recalculating them . What's New in R13. Hence when the system runs the matrices [mean. volatility and correlation] . Revamped Reports in Credit Risk Standard Reports are enhanced and made available as part of the Default Reports deployment for Credit Risk module in Insight Risk. Value at Risk are calculated for each Trading Unit and stored in the database. Update Package Management A flexible package management system is developed to pack required database backup. it checks whether the calculations are already run for the same set of parameters. SQL scripts.Business Intelligence Credit Risk Incorporating Provisions to the core product PROVISION information is made available as part of standard DW. Yield Curve Modeling and Profit and Loss in database Portfolio Profit & Loss. Comma-separated Values (CSV) files. Market Risk Bringing FX Contracts into Insight Risk Forex positions are interfaced into Market Risk Analytics and aids in calculating Value at Risk.00 -Page 7 of 23 .Net forms and pages into a single MSI package and delivered to the client. Incorporating Card details to the core product CARD.EXPORT extract to be able to handle Risk weighted Asset calculation on Card outstanding and card Limit appropriately. depending on the configuration done at the Application Level. VOLATILITY & CORRELATION and stores them in the database. Past due Treatment and Capturing Cash Margin from LC Module Flexibility is developed to handle Past due option on Contract or Obligor basis. Simple Approach . . Calculation and storage of Volatilities and Correlations The system enables to calculate MEAN. Report Definition Language (RDL) files. Also cash margin is made available as part of standard extract to handle the corresponding functionality in Insight Risk. EXPORT utility for any Application is dynamically built on Run time. Insight Consolidated Reports Provides improved balance sheet consolidation and cost allocation features of Insight.(c) Temenos Systems 2013 .EXPORT builds the field names dynamically on run-time Extract fields names in DW.00 -Page 8 of 23 . What's New in R13.Release R13.Insight DW. thus avoiding Maintenance difficulties. Local Reference Processing Multi-threading functionality is introduced in order to complete the process within the standard time. Banks can now extract the files without any duplication of records through a single-extract mode. Server Menu and Clone Installation Developments Several customisations are made available in Insight Server Menu and Clone Installation developments. Release R13. Audit reports provide the system logs for all the admin user activity in a secured audit trail. What's New in R13. l New mCommerce menu could be assigned for a group of mobile banking customers through customer loader CRM Campaign Reporting Banks prefer outbound campaign for cross selling their new products to the existing customers. Active and Inactive Customers. Existing customer information includes Pending registration. modification and deletion of ARC-IB users.00 -Page 9 of 23 . USSD Channel In addition to the existing channels. new channel is introduced in ARC Mobile for USSD with standard mBanking and mCommerce func- tionality. Mobile banking Location Based Services Both registered and unregistered users are allowed to access the following menus/tiles in the mobile l Geographical location of a branch l ATM/branch details l Signing up for new accounts l Details of exchange rates l Other product details etc Remote Data Capturing Through Remote Data Capturing. customers are allowed to upload the images and documents according to the KYC requirement of the bank. Hence new enquires are designed to track this activity conducted in various branches of a bank. Customer activity provides the details of the functions done by the end user.Channels Internet Banking Automated User Setup Automated user management setup provides the bank with a user-friendly process for creation. The dependency on internet services on AA for external user creation is eliminated. Registered Customer.(c) Temenos Systems 2013 . Reporting and Auditing The admin console application offers reports based on existing information. l Customers are allowed to access different core banking systems l Allowed access to detailed transactions for loans and deposits. It’s imperative for them to have a clear report on these campaigns. Other improvements in ARC Mobile l Users are allowed to subscribe and unsubscribe alerts through mobile based on the services offered by the bank. customer activity and audit reports. l Currency values are automatically updated from T24. Failed Registration. What's New in R13.Generating New Opportunities in Real-Time An opportunity appears upon completion of every customer transaction through which the bank can attempt cross-selling their other products.(c) Temenos Systems 2013 .00 -Page 10 of 23 . Browser Tear-Off A new option called tear -off is introduced in all enquiry responses in the composite / tabbed screen.Release R13. Periodic Commission in LC and Drawings Commission can be calculated based on the tenure of the contract and collected upfront or at a predefined frequency for Import Letter of Credit or usance Drawings.'Authorisation to reimburse' either from LETTER.00 -Page 11 of 23 . option is available to shift the customer's liability from Letter of Credit to Guarantee.OF. Provision on LC Face Value Provision can be calculated either on LC face value or Liability amount (LC Amount + Credit Tolerance + Add Covered Amount).'Advice of Discrepancy'. Allowing up to 999 Drawings under a LC The number of drawings that can be input under a Letter of Credit is increased from 99 to 999. Netting of Provision entries in Drawings Provision amount can be netted with the Drawings amount at the time of settlement of Drawings. band or level for amount as well as period. Settlement of Drawings in Multiple Installments A Drawing under a Letter of Credit can be settled in multiple installments on predefined dates.'Answers' as a negative response to an inward MT 750 . Supporting MT 740 and MT 796 at Drawings Option is available to send MT 740 . DRAWINGS application will also support sending MT 796 . Shipping Guarantee under Import Collections A Shipping Guarantee can be issued against an impending Inward Documentary Collection. What's New in R13.Release R13.(c) Temenos Systems 2013 . Refund of Charges in LC and Drawings Charges collected in Letter of Credit and Drawings can be refunded either in full or part to the customer.CREDIT or DRAWINGS application. Accrual of Claimed Charges Charges claimed at the time of issuance of Letter of Credit can be amortised and partially settled. MT 750 and MT 754 are also supported. Shipping Guarantee under Import Letter of Credit When a Shipping Guarantee is issued under an Import Letter of Credit. Auto process of Inward Swift Messages Auto processing of inward MT 734. The method of calculation can be flat.Corporate Trade Finance Manual Maturity of Letter of Credit and Drawings Maturity of Letter of Credit and settlement of usance Drawings can either be automatic or manual. Further. l Maker-Checker concept for reversal and for triggering online sweeps. User can perform all actions that can be performed on a live contract.(c) Temenos Systems 2013 .00 -Page 12 of 23 . following options are enabled: l To reject the sweep when overrides are encountered. suspension & cancellation of sweeps and to trigger online sweeps. What's New in R13.Guarantees Refund of Commission and Charges Charges and commission collected in Guarantees can be refunded either in full or part to the customer.Release R13. Reinstate Guarantee after Maturity A matured Guarantee contract can be reinstated to live status. execution of sweeps. Netting of Provision Entries Provision amount can be netted with the invocation claim amount at the time of settlement of claim. Syndicated Lending Trading of Multiple products Letter of Credits and Guarantees issued under syndication can be traded in addition to Facility and Loans. Claimed Commission Periodic commission can be claimed from a third party and settled in full or part. Cash Management Charges for sweep setup and execution Charges can be collected for setting up sweep instructions. l To suspend a sweep for a specific period and to define an end/cancellation date for the execution of sweep. 00 -Page 13 of 23 . Delivery Straight Through Processing A new product VS . Based on this analysis. International Bank Account Number International Bank Account Number A new product IN is introduced to support International Bank Account numbers. SWIFT 2012 Changes SWIFT 2012 Changes recommended by the SWIFT body are addressed in this enhancement.Payments Anti-Money Laundering Anti-Money Laundering Profile A new product "VP" Anti-Money Laundering Profile is introduced. Portfolio Specific DE. Anti-Money Laundering Screen AML Screen provides a comprehensive customer and transaction screening solution.e. The data can then be exported to any datawarehousing product for analysis and processing. The IBAN product supports the following: l Downloading IBAN Structure l Generating IBAN for T24 accounts (AC and AR) l Validating incoming IBAN account numbers l Formatting and validating third party IBAN numbers What's New in R13. a Bank can identify suspicious activity and decide to add the Customer to their online monitoring list (Black list).PRODUCT Communication to customers can be based on their portfolios. the messages will be put into the repair queue in both the directions.Straight Through Processing is introduced to process SWIFT messages. Swift as an optional module A new product ‘SF’ for SWIFT is introduced. AML screen integrates with Integration Framework and uses DISPO processing to achieve realtime transaction processing. STP integrates with Integration Framework to send and receive SWIFT messages to external STP processing software. i.(c) Temenos Systems 2013 .Release R13. the original transaction reference must be retained in the message. This is an offline AML profiling tool used for collecting data from Customer transactions. KYC and transaction screening is performed in real time. SWIFT messages will be formatted only if ‘SF’ module is installed otherwise. 00 -Page 14 of 23 .Standing Order Start of Day and End of Day options Option is available for Customers to execute Standing Orders at the moment they expect their funds to be made available. Shift value date backward Option is available in Bank to process the Standing Orders on the previous working day within the same month. User can execute payment via Standing Order by choosing the Local Clearing table instead of the Official Holiday table. with a limitation of either Start of the Day or End of Day Stage.Release R13.(c) Temenos Systems 2013 . What's New in R13. What's New in R13. Additionally. A new option is introduced in ACCOUNTING property to raise separate accounting entries for total charge amount and waived amount so that a historical detail of waiver offered to the customer could be maintained. a single click to Pre-close is enabled.00 -Page 15 of 23 . and Accounts (For example: Interest resets. Rollovers etc. l In Deposit overview.ATTRIBUTE. Usability Improvements The composite screen design is enhanced in the Retail Model Bank for the following: l Single Customer view is refined with additional feature to include new enquiries for displaying the Customer Products. credit charges also get reflected in cash flow reporting for EIR calculations. l In Commitment savings plan. Settlement to Internal Account Payin and Payout account fields of SETTLEMENT property now accepts an internal account as well.CLASS on their own apart from the ones released by Temenos. single accounting entry was raised for net charge amount (Total charge – Waived amount).(c) Temenos Systems 2013 . Amortisation of credit charge Amortisation is now enabled for rebates to realize PL from charge over a period. Deposits.) User Defined Periodic Attributes A new feature is introduced to enable Banks in defining additional AA. l Composite screen and the tabbed screens in various role based home pages are redesigned to have a better look and feel.Release R13. the product conditions are modified with added functionality and properties are restructured within the Parent and the child Product. This facilitates client specific rules to be defined locally and reduces dependency on core.PERIODIC.Retail Core Option for accounting waived charge amounts Previously. Pre-Notification for scheduled events Pre-Notification (Delivery Advice) is now extended for all scheduled activities across product lines such as Lending. Rebate could be paid out to the customer by using PAYOUT.00 -Page 16 of 23 . such that settlement and adjustment of penalty happens per bill. Penalty interest included as part of outstanding bills Option is provided to store penalty interest as part of each outstanding bill. which is now enabled for Lending. Rebates for AA lending Ability to generate Rebate (credit charge) for a loan is now available.Release R13.RULES prop- erty.Lending Automated Scheduled Disbursements Disbursements could now be automated through payment schedule definition and customer account could be credited using PAYOUT.RULES definition. What's New in R13.(c) Temenos Systems 2013 . Fol- lowing are the highlights of the functionalities offered by the T24 Outbound Adapter for Fiorano ESB. Following are the highlights of the functionalities offered by the T24 Inbound Adapter for Fiorano ESB.(c) Temenos Systems 2013 . etc. This is achieved by editing the Schema Name filed in the flow definition Customised Schema root element name The flow schema root element name is the name of the flow.Release R13. available in T24.Technology BizTalk Adapter Service Connectivity The Service Connectivity option is enabled in BizTalk Adapter Project. This allows the user to define Events for COB or for a service. This allows the user to define Events for components like Customer. TSA Service as an Exit Point A new Exit Point of type TSA Service is introduced in R13. T24 Outbound Adapter The new T24 Outbound Adapter is a Java based custom adapter for Fiorano ESB to provide the required T24 Outbound functionalities. the T24 Inbound Adapter polls for integration events from T24 based on the runtime configuration. This provides an option to the user to decide the root element name. T24 Service Execution: At runtime. Cur- rency. T24 Event Polling: At runtime.. This allows the user to add a field from the related applications to the flow. What's New in R13. when an Event Process is deployed into a Fiorano peer server. Integration Studio – EE Component Service as an Exit Point A new Exit Point of type component Service is introduced in R13. T24 Outbound Metadata Discovery: T24 Outbound Adapter provides an option through CPS to discover the T24 services to make part of Fio- rano Event Processes. Fiorano Adapter T24 Inbound Adapter The new T24 Inbound Adapter is a Java based custom adapter for Fiorano ESB to provide the required T24 Inbound functionalities. This facilitates filtering of the event based on the custom field value. the T24 Outbound Adapter would execute the service by sending the request received in the IN_REQUEST port and to produce the processed output in the OUT_RESPOSE port. Custom Fields Now it is possible to add custom fields to the Flow. Join Fields Add Join option is also added to the Flow Designer. T24 Inbound Metadata Discovery: T24 Inbound Adapter provides an option through CPS to discover the T24 integration events to make part of Fiorano Event Processes. This option allows the BizTalk Adapter Project to connect and com- municate with T24 using Component Services. when an Event Process is deployed into a Fiorano peer server. Customised Field Name The field name in the event XML Data can be a meaningful name specified by the user.00 -Page 17 of 23 . Also there is an option to select multiple fields and add it to the flow. This property is used to define Time-to-Live for the messages posted to a queue. The “Add All” button in the Flow Designer allows the user to add all the fields to the flow. MESSAGETTL property A new property MESSAGETTL is introduced in adapter configuration section of tcserver.00 -Page 18 of 23 . Integration Studio . '1').0 is introduced to support bulk transactions.xml.. TOCF . Service Connectivity The Service Connectivity option is enabled in TWS . 'yes'. What's New in R13. Enhanced exception handling A new type of exception is added in TOCF (EE) (T24InternalException). etc.. Support for OFSML 1.4. so that TWS.NET. This exception will be thrown if T24 fatal error condition occurs.NET project to connect and communicate with T24 using Component Services. and TOCF (EE) component is updated to support the same. available in T24. Event Designer and the Common Connection Login screen uses the same User Interface.NET OFS Connector support TOCF.0 OFSML 1.NET is updated to make use of OFS Connector to connect to T24.Release R13. This enhancement helps Integration Framework in to filter the events based on the additional data in the JMS header and to deliver the events to different queues. This option allows the TWS . This option allows TOCF . Customised Field Name The field name in the event XML Data can be a meaningful name specified by the user. This is achieved by editing the Schema Name filed in the flow definition TOCF – EE Changes in TOCF (EE) to support bulk initial load capability The JMS message header is modified to hold additional data.NET Common Login Screen The login screen in TWS and Event Designer is changed.4. Cur- rency. so that OFSML provides support for AA Contracts. It is now possible to rearrange the fields in the Flow Enrichment section in the Flow Designer.Usability of Flow Designer The flow designer is now enhanced based on Customer Feedback. Component Service as an Exit Point A new Exit Point of type component Service is introduced in R13.NET to communicate to T24 using the component service.. In this case the TOCF (EE) can capture tafc_agent layer messages if the property 'incCapOutIfError' is set (possible values can be 'true'. This allows the user to define Events for components like Customer.(c) Temenos Systems 2013 . .NET project to connect and communicate with T24 using Component Services.splunk.Release R13. so that TWS.NET Common Login Screen The login screen in TWS and Event Designer is changed. T24 Operational Performance Application Performance Monitoring A new operational performance monitoring tool called tOP (t24 Operational Performance monitoring) is introduced.00 -Page 19 of 23 . This tool is developed based on the splunk platform (refer www.(c) Temenos Systems 2013 . It serves as an integrated T24 enterprise monitoring solution. What's New in R13.com). Service Connectivity The Service Connectivity option is enabled in TWS .NET. This option allows the TWS . Event Designer and the Common Connection Login screen uses the same User Interface.TWS . l To apply either MID.RATE for revaluation of SPOT and FORWARD positions. date and version of the Agreement and the Year of Definition in the fields 77H and 14C respectively l For MT604 and MT605. l To consider. What's New in R13. Following new options are added to this functionality.Release R13. l To perform Revaluation of the FX contracts in SPOT period at different rates for TODAY.(c) Temenos Systems 2013 .Treasury Forex Forex Revaluation FX Revaluation (Mark to Market) of FX Positions is a significant functionality which evaluates the likely Profit & Loss on account of the FX currency positions. under the IFRS framework.RATE or REVAL. SWIFT Changes In line with the changes published by SWIFT 2012.00 -Page 20 of 23 . amendments to the system have been made with regard to the following: l For MT300 messages. usage of 'GOZ' and 'TOZ' as unit values for Gold is averted. TOM and SPOT. the discounting period from either TODAY or SPOT while finding the Present value of the MTM result. ability to define the type.REVAL. AUM by Managed Account l Profitability by RM and Profitability by Customer l Trading Commissions by RM. Insight reports and so on. Performance and/or Valuation Report- ing. The Compare and Rebalance functionality supports Group Rebalancing. by Sector and by Managed Account What's New in R13. Reporting can be unlocked if required and system will then recalculate the Performance and valuation details. Allows the fees to totally reverse and repost or post only the difference. AUM by Sector.Wealth Management Asset Management Rebalancing of Grouped Portfolios Feature is available to group a set of Portfolios for Rebalancing.00 -Page 21 of 23 .(c) Temenos Systems 2013 . Locking of Performance Calculation Option is available to set locking date for Portfolios or Groups and system will not change the Performance and valuation figures before the specified date. system will work on the basis of this priority and not on the order of setting up of segments in the Axis. Rounding of Nominal for Buy and Sell Orders Rounding of Nominals for the proposed orders from a Rebalancing session can be parameterized in detail. RM User role enhancements The RM Home page has been enhanced to include additional screens such as Media Tab.Release R13. Business Intelligence Reports Following reports have been configured in the BI module: l AUM by RM. It will therefore not be necessary to set a catch-all group while creating Matrix records. Portfolio Groups & Portfolio Group Types Feature is available to classify Portfolios into different types and group them together for Rebalancing. If priority is set. Automatic default of Member “Others” in Matrix A default Catch-all (OTHERS) segment can be parameterized. Proposal based on priority definition from matrix Feature is available now to perform Rebalancing based on the priority set per segment at the Matrix Level. The position valuation and the performance will be recalculated and reflected on the first day of the next reporting period. Safekeep and Advisory Fee calculation for Locked Period Feature is available to support Back Value Transaction to Recalculate the applicable Safe custody and Advisory Charges during portfolio locking and un-locking. Release R13. If segregation is set. the accrued interest on Bonds and/or charges will be posted to the designated account and separate accounting entries will be raised. What's New in R13. Delivery Address per Portfolio Option is available to set different Delivery addresses for different Portfolios. Safekeeping Account Number Feature is available to post Safekeep and Management Charges to an internal account or to an account belonging to another Client.(c) Temenos Systems 2013 . Segregation of Income from Capital Feature is available for certain portfolios to have Income and/or Charges posted to a Separate designated account while the actual Sale or Pur- chase value will be posted as usual. Derivatives Commission by Exchange Type Option is available to set a different Commission structure for Trades based on Exchange Types (e.g. Derivatives FX OTC Options Option is available to create single Generic Contract Master for all FX OTC contracts and define Currency pairs at the time of Trade input. This avoids the need to set up multiple Contracts for different Currency pairs. Security Master Key format Security Master Key can now be Alpha Numeric as well Swift Changes SWIFT messages MT564 and MT568 have been updated to comply with latest SWIFT standards.00 -Page 22 of 23 . Fees to different P&L Categories The Safekeep and Management Charges can be posted to separate P&L category codes.Securities Default Depository The Customer Depo Default application allows the setting of Default depository at Client. when a commission or charge is taken on a Cash Dividend or Coupon payment. Repos Stock Borrow and Lend Stock Borrow and Lend functionality is fully configured in Model Bank. STP and so on. mail. Commission on Entitlements to be Accounted Separately Option is available to post separate entries for the Commission/charges and actual Dividend or Coupon received.). Electronic or Floor) and/or Mode of trans- action (eg: Telephonic. Swift Changes SWIFT message MT305 has been updated to comply with latest SWIFT standards. Portfolio or Stock Exchange Level. This address can be different from the Customer level Address. Any discount or waiver on such fees can also be posted to different P&L Categories and reported. Client Statement Frequencies Option is available to set the frequencies and the number of copies for Wealth Reports that are generated for Portfolios and Groups.Release R13.(c) Temenos Systems 2013 .Wealth Reporting Group Reports Feature is available to generate Wealth Reports for “Groups”. What's New in R13.00 -Page 23 of 23 .