JAIIB PPB Sample Questions by Murugan - for Nov 14 Exams.pdf

www.jaiibcaiibmocktest.com Facebook Groups - JAIIB CAIIB STUDY MATERIALS - CAIIB DISCUSSION [email protected], [email protected], 09994452442 INFINET is set up at ...... om a. Mumbai b. New Delhi c. Hyderabad d. Chennai t.c Ans - c ............................................. kt es Limitation period for filing a suit for sale of mortgaged property is ...... years from due date. Ans - b ............................................. ca a. Message switches b. Multiplxers c. Transponders d. Front End Processors iib Which is not a communication processor? m oc a. 10 years b. 12 years c. 20 years d. 30 years iib Ans - c ............................................. .ja A minor account can be opened jointly with ... w a. Natural Guardian b. Grand Parents c. Adult member of the family d. Any one of the above w w Ans - a ............................................. While raising a loan for the company, who will sign the documents on behalf of the company? a. Managing Director b. Authorised official as mentioned in resolution from Board of Directors c. Executive Director www.jaiibcaiibmocktest.com [email protected], [email protected], 09994452442 www.jaiibcaiibmocktest.com Facebook Groups - JAIIB CAIIB STUDY MATERIALS - CAIIB DISCUSSION [email protected], [email protected], 09994452442 d. None of the above om Ans - b ............................................. In which topology, breakdown of one station can disable the entire LAN? kt es t.c a.Star b.Bus c.Ring d. None of these Ans - c ............................................. m oc Various techniques like brainstorming sessions, surveys for need/idea identification, suggestion scheme for staff are used during ...... iib a. Idea screening b. Commercial launch c. Product Development d. Concept testing ca Ans - a ............................................. iib ...... is a complex function requiring use of both qualitative and quantitative techniques including budgetary control, control of marketing mix, and even marketing audit. .ja a. Analysis b. Planning c. Implementation d. Control w Ans - d ............................................. w w Which is not an objective of Test Marketing? a. To know how the consumers and dealers react to handling, using and repurchasing the actual product b. To learn the size of the market c. To test the product in authentic consumer settings d. All the above Ans - d www.jaiibcaiibmocktest.com [email protected], [email protected], 09994452442 www.jaiibcaiibmocktest.com Facebook Groups - JAIIB CAIIB STUDY MATERIALS - CAIIB DISCUSSION [email protected], [email protected], 09994452442 om Mode of communication capable of receiving and tranmitting at all time (i.e. Two-way communication simultaneously possible) is ...... t.c a. Simplex b. Semi duplex or half duplex c. Duplex d. None of the above kt es Ans - c ............................................. Mode of communication capable of receiving and transmitting both but only one at a time is ...... m oc a.Simplex b.Semi duplex or half duplex c.Duplex d.None of the above Ans - b ............................................. ca a.100 mega bits/sec b.500 mega bits/sec c.2 giga bits/sec d.5 giga bits/sec iib Optical fibre can carry signals at ...... iib Ans - c ............................................. .ja Which is not one of the aspects which need careful scrutiny for launching a product? w w a. Geographical reach b. Timing of launch c. Place of launch d. Prospect consumer groups w Ans - c ............................................. When a firm faces a situation that the expected sales and profit do not reach the desired levels, it can adopt ... possible approaches. a. 2 www.jaiibcaiibmocktest.com [email protected], [email protected], 09994452442 .....com..com..... Walkie talkie c.... kt es a........ 60 Days d.. 4 d.. Four-wire modems d...c Example of Simplex mode of communication is .......b ............ iib If loan is sanctioned against pledge of stocks. Radio broadcast b.. 09994452442 om b... % of the project cost. Under PMRY... when it faces a situation that the expected sales and profit do not reach the desired levels? a...... 20 d..jaiibcaiibmocktest.. 45 Days c....com Facebook Groups ...... Integrative Growth c.com..d ........... Intensive Growth b.. 30 Days b......... admin@jaiibcaiibmocktest.. 10 b......b .....ja a......com..a ......com [email protected] not required w w Ans ...CAIIB DISCUSSION murugan0501@gmail....... All of the above t... within how many days creation of charge should be filed with Registrar of companies? ....www. iib a. m oc Ans . the eligible subsidy is ..... w Which is a possible approaches which can be adopted by a firm............. Diversification Growth d.25 ca Ans .JAIIB CAIIB STUDY MATERIALS ............... admin@jaiibcaiibmocktest... 5 Ans .........All the above www..........jaiibcaiibmocktest......... 3 c.. 15 c... 09994452442 ...... ... normally parent documents for ....a ........ During Mortgage...jaiibcaiibmocktest...com... Borrowing powers of the Board of Directors of the company can be veried by examing ...com... iib a............. Intensive Growth is defined as..................com murugan0501@gmail.... kt es t........... 2 Lakhs b.........www......... Identify opportunities to add attractive businesses.................... m oc a....JAIIB CAIIB STUDY MATERIALS .......c a....... years is asked for........ Identify opportunities to build or acquire businesses related to the existing businesses c..... the project cost for the industry sector is restricted to .jaiibcaiibmocktest. 20 years d...... admin@jaiibcaiibmocktest..... 10 years b........c .... [email protected] .... Product Life Cycle c. 09994452442 Ans ......com ........None of the above om Facebook Groups Ans .... Product Mix b...30 years iib Ans ........... None of these Ans .... 6 Lakhs d........................ Identify opportunities for further growth within the existing businesses b. 13 years c.. www..com................d . 5 Lakhs c.... w Product strategies are based on ..... unrelated to the existing businesses d. 09994452442 .com..CAIIB DISCUSSION [email protected] Ans .. . Both a & b d..10 Lakhs ca Under PMRY. w w a..........b .. ......b ....... Certificate of incorporation d........a . Memorandum of Association b....... kt es Banknet was set up in ...........b .........None of the above w w Ans . ca iib a. a... though the target groups of customers are entirely different is called as ........jaiibcaiibmocktest.c ...New Delhi c..... ........com.1971 b.............. 09994452442 .. w a..... The Master Earth Station of NICNET is installed in .1991 d....2001 m oc Ans .JAIIB CAIIB STUDY MATERIALS .. 09994452442 om a........... Concentric diversification b. Brand extension c.....Chennai iib Ans .com..Hyderabad d............ Multi brands www...1981 c. [email protected] murugan0501@gmail.. Using an existing brand name to launch new or modified products in a new category is called as .....jaiibcaiibmocktest................www....CAIIB DISCUSSION murugan0501@gmail.. Line extension b........ [email protected] Diversification in which the new products have technological and/or marketing synergies with existing product lines........ a.c Ans ......com.. Horizontal diversification c..com Facebook Groups ... Articles of Association c..None of the above t.... Conglomerate diversification d.....Mumbai b.... ..b ...................... lines of . Factoring b... [email protected] CAIIB STUDY MATERIALS .......56 a....5 giga bits/sec iib Ans ............ .......jaiibcaiibmocktest. Both a and b d.. COMET permits free format messages of ... 09994452442 d...500 mega bits/sec c...100 mega bits/sec b...9.....2 giga bits/sec d... admin@jaiibcaiibmocktest........ 4 d..com.............6..jaiibcaiibmocktest....www.... Forfeiting c.. 2 b.com [email protected] d...a ...48 c. ca In Housing Loan.com.... www.36 b...com Facebook Groups ...CAIIB DISCUSSION murugan0501@gmail....... Ans ......New brands om Ans .b .............................8. 09994452442 . w Book debts can be financed by ...... kt es t........7.5 Ans .com... penal interest at .....c .. % will be charged normally........... if EMI is not paid on due date... m oc Normally coaxial cables can carry signals at ................ 3 c.......... w w a............ characters each...............c a.............com... None of these Ans – c .ja iib a...... ..ja Ans ..com..RBI c... Refer to the drawer c....Intranet c..Central Govt d.....com..com murugan0501@gmail.... Which one of the following reasons you will select to return the cheque? .........www................b ... m oc Your bank receives a cheque in inward clearing which has not been signed by the account holder..Cheque is not signed by the endorsee Ans ... 45 Days c. cities a..........c .. [email protected] Facebook Groups ............JAIIB CAIIB STUDY MATERIALS . 30 Days b.......... 09994452442 om Within how many days particulars of charge should be filed with Registrar of companies from the date of creation of charge? t...5 www. ca iib a.. a......jaiibcaiibmocktest.Extranet d....CAIIB DISCUSSION murugan0501@gmail... A collaborative network that uses Internet Technology to link business with their suppliers is ....b ...a .... admin@jaiibcaiibmocktest...... 60 Days d................. Cheque is not signed by the drawee d........c a.IBA b.... Cheque is not signed by the payee b. 09994452442 ......... w w w a.90 Days kt es Ans .....WAN Ans ....None of the above iib Banknet was set up by ............... Banknet link ...jaiibcaiibmocktest..........com....Internet b....com..... ... cash payments c..jaiibcaiibmocktest......JAIIB CAIIB STUDY MATERIALS .. non-cash funds c................ both a and b d...CAIIB DISCUSSION murugan0501@gmail.. kt es a...... admin@jaiibcaiibmocktest..... t...... w cash flow statements deals with ...www...... None of these www........com... Communication software which allows free format messaging and file transfer on Banknet infrastructure is .....ja a..... 09994452442 om b.Indonet ca Ans ..........c .......com........CMC Ltd c...both a and b iib Cash budget is a payment of .c INDONET was set up by ...d .jaiibcaiibmocktest......b .................Banknet c..com..com Facebook Groups ............ admin@jaiibcaiibmocktest... a.. cash funds b........ ...............None of the above m oc Ans ..com.. iib a..RBI b... w w Ans . either a or b d....7 d.RBI Net d..8 Ans .......com [email protected] ........6 c. 09994452442 ........... cash Receipts b.NICNET b............TCS d. ......com.. None of these kt es Ans .c .CAIIB DISCUSSION [email protected] a.. Hyderabad d.............jaiibcaiibmocktest....... both a and b d. a.. Convenience Ans .... Introducing additional brands in an existing product category is called as ..... Govt of India c............ Wholesale Banking c...............b .com.........www.. Offering multiple Financial Products d.ja Ans . Durability d............ Ahmedabad m oc Universal Banking means.......jaiibcaiibmocktest.. Nagpur b. One of the objective of Style improvement is .............. Products' versatility b.JAIIB CAIIB STUDY MATERIALS ............ ............com murugan0501@gmail...... admin@jaiibcaiibmocktest....... iib ca Banknet doesn't link ...... 09994452442 ....d ..com................ Bangalore c...... 09994452442 om Ans . Aesthetic appeal c....... www....com....c . RBI b....................b ............. International Banking b.All of the above iib Ans .... Coins are issued by t... [email protected] Facebook Groups .. w w w a.......... a.......... ......Charge Card d........ 09994452442 ...... 25% of Tier II Capital d........ w w Ans ........4000 ca Ans ....jaiibcaiibmocktest.. RBI Net b..c ........c ..com [email protected] b.... iib a..c ....2000 c.............400 d.........CAIIB DISCUSSION [email protected]........ 50% of Tier I Capital c.... INET c.... COMET d.. ....Debit Card b.......com......c Ans .......ja a.....www......com.. 50% of Tier II Capital www..... 25% of Tier I Capital b........... The message transfer utility of COMET enables .. w As per Basel 2 Recommendations................ Brand extension c........ Banks access Banknet with .........com Facebook Groups .Smart Card iib Total amount of transactions are accumulated and debited to the customer’s account in ....JAIIB CAIIB STUDY MATERIALS ... users to login at a time at each node... a. the subordinate Term Debt are restricted to....New brands t....... [email protected] Card c...jaiibcaiibmocktest. 09994452442 om a..c .. kt es a.. Line extension b. INDONET m oc Ans .com.... admin@jaiibcaiibmocktest.. Multi brands d.... .........jaiibcaiibmocktest. Processing charges c................ None of these Ans .... 09994452442 ........ None of these iib Ans ................. Kandla d........c ......... which is not levied? w w a..... 1987 d...... 1979 b.........ja a.........com murugan0501@gmail.... Gandhinagar b.................. the drought in which one of the following years was categorised as ‘SEVERE’? kt es t.....com.......b ..... 09994452442 Ans ... 1966 c..c a...... PACS b. At which one of the following centres one of the Software Parks is located? m oc a.. [email protected] DISCUSSION murugan0501@gmail.. Cochin c..c .. admin@jaiibcaiibmocktest... iib .........jaiibcaiibmocktest............. DCCB c.... Penal Interest b................. All these years om Facebook Groups Ans .www...com. In India.......d .....com.. w Under PMRY scheme......... www. both a and b d..JAIIB CAIIB STUDY MATERIALS ..com ...com. PLDB ca In respect of which one of the following co-operative institutions the percentage share of deposits in their total financial resources is the lowest among all the institutions given in the list? Ans ... SCB d...a .... ..... The customer has the option to pay the entire amount once in a month or pay in installments in .........com.. 09994452442 ......com murugan0501@gmail..... Personal Banking d. [email protected]. Which one comes under Terrestrial cables? m oc a....... 09994452442 om The service provided by HSBC which allows the customer to access their accounts from a PC installed installed at his office or at their home is called ......... Corporate Banking b.. t...... All of them Ans ...c a.............. Debit Card b.b ..b .........jaiibcaiibmocktest...... w w a....www.... Copper wire-pair b.... Coaxial pair c.......5 iib Ans .c ..........com.................. Hexagon c.. 3 c.ja There are .. Optical fibre d..JAIIB CAIIB STUDY MATERIALS ....... 3 c...............jaiibcaiibmocktest....... Credit Card www.......com Facebook Groups .... 2 b. 4 d....... [email protected] .... stages of branding in banking services.... 2 b..... w Ans ..5 .......CAIIB DISCUSSION murugan0501@gmail. 4 d.com............ a. Both a & c kt es Ans ... iib How many types of diversification are generally observed? ca a. . both a and b d.... Smart Card Ans ..........ja iib a...................... t.....1999 d........................ All the members b......... Agreements c... Charge Card d.... Who are eligible for subsidy under SHG? . only BPL members c....01. None of the above w Ans ... non-cash transactions c....03.......com.......... 09994452442 om c.. w w As per Indian Stamp Act...... kt es a.04.04... 01..jaiibcaiibmocktest................ 09994452442 ...d .. www............b ..... DPN b.com... iib a........JAIIB CAIIB STUDY MATERIALS .com Facebook Groups .com...1998 c..... admin@jaiibcaiibmocktest. 01......a .......... only APL members d.. None of these ca Ans .com murugan0501@gmail. cash transactions b... [email protected] Ans ......1998 b.. both a and b d...b .........com........Neither a not b Ans .........jaiibcaiibmocktest...c SGYS scheme came into operation from ...c . which one attracts stamp duty? a.03..................CAIIB DISCUSSION murugan0501@gmail. 01..www....... m oc Cash budget deals with . ..... Cash Dispenser c. ‘PIN’ in Smart Card is called ........com.... Multi brands d.....com.......... lending and investments d....com Facebook Groups ...... Deposit slot d...... 09994452442 om Banking defines the acceptance of deposits should be for the purpose of ......... New brands Ans . Brand extension c......com.c a......CAIIB DISCUSSION murugan0501@gmail. Which one is not a component of ATM? m oc a................ 09994452442 .... t.............d .........a .......jaiibcaiibmocktest.. Key-pad b............. Permanent Index Number www...........com murugan0501@gmail. None of these Ans ....None of the above iib Ans ... either when entering a new product category or when it is felt that the existing brand power is waning is called as ..... admin@jaiibcaiibmocktest...... Conglomerate diversification d.JAIIB CAIIB STUDY MATERIALS .....ja Using a new brand name for a new product. Concentric diversification b.... iib An audiocassette manufacturer introduces computer tape manufacture is an example of ............. Horizontal diversification c.... lending b.. w w w a. Line extension b. investments c....d ... ca a.......jaiibcaiibmocktest.com......... a.... None of these kt es Ans ..www..c . admin@jaiibcaiibmocktest...... ..... [email protected] ....ja a... 09994452442 ...... Duplex d.CAIIB DISCUSSION murugan0501@gmail................................ a.. Automatic Teller Machine b............... Personal Identification Number c... Personal Index Number d. Determining the suitable consumers c.... unrelated to the existing businesses d..... Semi duplex or half duplex c.. Identify opportunities for further growth within the existing businesses b.com....b ... None of the above ca Ans . Integrative Growth is defined as...... w w Mode of communication capable of only transmitting data but not receiving is .......www....b .........a www.com Facebook Groups ..c The usage of word “ATM” in the banks denotes ....... [email protected] murugan0501@gmail..... kt es a...... Simplex b. Accounts Transacting Machine d.... 09994452442 om b.........com... ........ An opportunity to decide about launching or dropping the product b.. None of the above Ans ... Permanent Identification Number Ans ...com...jaiibcaiibmocktest...JAIIB CAIIB STUDY MATERIALS .. More reliable forecast of future sales d.... Determining the better promotional strategies w Ans . Automated Teller Machine c................ iib a...... Identify opportunities to build or acquire businesses related to the existing businesses c..com......jaiibcaiibmocktest.... Automated Tallying Machine t.............. Identify opportunities to add attractive businesses... iib The benefits of test marketing are .....b ... m oc Ans . .... admin@jaiibcaiibmocktest....... Should fit into the overall strategy of the firm iib Ans .. multi-city cheque book facility of savings bank account are example for .. All of the above t....... T... Debit Card d... Four-wire modems d. admin@jaiibcaiibmocktest.... Should build on the resources and the skills of the firm b.com Facebook Groups ...........com [email protected] .. Which is not a criteria generally adopted for short listing the ideas generated? ca iib a. w w a.. Credit Card b..... Charge Card c....jaiibcaiibmocktest.................com. New brands w Ans ....com..... om a............ Commercial Papers www....... Bills b...... Should be suggested by the staffs c........com.... Radio broadcast b.............c ...... kt es Which one doesn't come under plastic money? m oc a. Which one doesn't belong to Money Market? a....... None of these Ans . 09994452442 Example of Duplex mode of communication is ..ja No-frills savings bank account......www. walkie talkie c........jaiibcaiibmocktest. 09994452442 ... Should have sufficient market potential d..CAIIB DISCUSSION murugan0501@gmail.............. .....com. Brand extension c.d .a ..... Line extension b.... Multi brands d.............JAIIB CAIIB STUDY MATERIALS ............c Ans . ...................c ..... None of the above w Ans .com........... t.. iib In the maturity stage of its life cycle... a.ja a............ Coaxial pair c......... Certificate of Deposits Ans .. [email protected]. Copper wire-pair b. kt es a.... the sales of a product .. Stands Still d.. Aesthetic appeal c...com..............com murugan0501@gmail.... the amount of advance payment made to the seller by the buyer before issue of guarantee is. Convenience Ans ... 20-25% m oc Ans . Optical fibre d...c Normally........ [email protected] . 09994452442 ..com Facebook Groups ........ Durability d. Increases b..........CAIIB DISCUSSION [email protected] www.. 5-10% b.com..................jaiibcaiibmocktest................. 15-20% d..d .b . PSU Bonds d..... 09994452442 om c.. Declines c..JAIIB CAIIB STUDY MATERIALS . Products' versatility b.... All of them ca Ans .......... 10-15% c... Which one ensures high speed with laser beam light source? iib a. w w One of the objective of Quality improvement is ....... ...jaiibcaiibmocktest.... .. Which is not a major reason for product elimination? ca iib a..... Telephone Lines d............... 09994452442 Commonly used medium of communication in banking om a.............. Sales keep declining continuously and there is no possibility of increasing sales c.. Coaxial Cables b.. A Boot Record b.... A File Allocation Table c....... m oc a..www........... [email protected] Ans .................... Profits keep declining continuously and there is no possibility of improving profits d. .. ‘MICR’ technology used for clearance of cheques by banks refers to .... admin@jaiibcaiibmocktest.. A Root Directory d.b ..... All the above iib Ans ... Excessive administration expenditure and time b....com Facebook Groups .......jaiibcaiibmocktest.......JAIIB CAIIB STUDY MATERIALS .jaiibcaiibmocktest......c . None of these t.. kt es ‘DOS’ floppy disk does not have .................... Magnetic Ink Character Recognition b.ja An audiocassette manufacturer starts manufacturing cassette holding trays is an example of ............d .d ...com.......... a..com...... Horizontal diversification c. Magnetic Intelligence Character Recognition c. Fibre Optic Cable c.com murugan0501@gmail...... Concentric diversification b.... Virtual Memory Ans ....com.. w a. None of the above w w Ans . Magnetic Information Cable Recognition www................... 09994452442 .CAIIB DISCUSSION murugan0501@gmail..... Conglomerate diversification d.. a ........jaiibcaiibmocktest........ Magnetic Insurance Cases Recognition om Ans .......... shares is called Ans ........ Retail Credit Bureau d.....SEBI a..........ja iib a..d ........ The regulator for Mutual Funds in India is......jaiibcaiibmocktest.. General b.. A bank b..com.d ...................com.... Ans ..Commercial Credit Bureau iib Ans .. An insurance company c..com...Mutual Fund ca A company which pools money from investors and invests in stocks.......... of CIBIL... 09994452442 ........b .com murugan0501@gmail... None of these Ans ...........com........... Consumer Credit Bureau c... kt es t.. m oc Individual customers are covered by ... 09994452442 d......................... www.. bonds....... ... admin@jaiibcaiibmocktest...... Bancassurance d......... AMFI c......c a.... [email protected] ...........................CAIIB DISCUSSION [email protected] Facebook Groups ...JAIIB CAIIB STUDY MATERIALS . Personal Credit Bureau b..... RBI d. w Which is not a type of P/A generally granted? w w a. Universal d..... Limited c.. FIMMDA b.www.. ... Vault Cards c...com... Debit Cards b......... Network of LAN b. Discounting of bills c. Network of ALPMs d......... 6-layers c.. 09994452442 .... admin@jaiibcaiibmocktest. Sabotage c.....www...... Credit Cards d.com Facebook Groups .jaiibcaiibmocktest. 7-layers d...CAIIB DISCUSSION [email protected].... Network of ATMs c.. Espionage Agents w w Ans . Network of Networks kt es Open Systems Interconnection (OSI) Model consists of .......... ca iib Internet is ....... iib Ans .. t. Remittances b......................... E-purse m oc a.. w a...... 09994452442 “Buy Now – Pay Now” is commonly used for ....... Which is not a function of a bank? a..com [email protected] Ans .......... Accidental Errors d........... admin@jaiibcaiibmocktest.... om a........ a.d .......... .........com.com... Conducting foreign exchange/Govt transactions www.... 5-layers b.......a ....c .....c ... 8-layers Ans ....JAIIB CAIIB STUDY MATERIALS ...........ja A passive threat to computer security is .... Malicious Intent b....... ....d ..... can be attached b.... None of these Ans ..... 09994452442 Ans . can be attached if ordered so by the court d..ja a... can't be attached c........ In Garnishee Order. stamped b.com..b ...... the money in the account ... Debtor b...... can't be attached c.jaiibcaiibmocktest...... admin@jaiibcaiibmocktest...... [email protected] Facebook Groups .. the personal account of a partner ............ Creditor c...com. a.. 09994452442 .. letter iib Ans ....... w w w If Garnishee Order is in a single name.. and the account is in joint names with Operating clause "Either or Survivor"..JAIIB CAIIB STUDY MATERIALS .b .... Ans .............. m oc Mandate is a . can be attached b.com....... iib .....c ..com.. memorandum d............ kt es t.......... unstamped c... Lessee ca Customer keeps certain valuables with the bank for safe-keeping................ None of these Ans ...... Trustee d......CAIIB DISCUSSION [email protected] ............. Here the bank is a ..... agreement a..... can be attached if ordered so by the court d..... for the debts of the firm..............................c a..............jaiibcaiibmocktest. www.......... None of these om d....www.com murugan0501@gmail...... amount stated in words shall be paid b......Disk Crash b.a .jaiibcaiibmocktest....a .. [email protected] .com murugan0501@gmail. 09994452442 ... .. All of these kt es Ans .c ...Mother Board Crash c................... ca a..... BCSBI www............. amount stated in words and figure are not same..com....... a.. Data Link c. Natural Calamities b.. None of these Ans ..ja If in a cheque.. a..........www. then .....com...........Deletion of files iib A result of a computer virus cannot lead to m oc The network interface card of LAN is related to following layer of OSI Model Transport iib Ans . admin@jaiibcaiibmocktest........ t... w w a....CAIIB DISCUSSION murugan0501@gmail.. The Bankers Fair Practice Code in 2004 was brought by. amount stated in figure shall be paid c...... cheque should be returned with reason "amount in words and figure differs" d................jaiibcaiibmocktest.......... Electro Magnetic Effects d.. Power Fluctuations c...........Corruption of program d...JAIIB CAIIB STUDY MATERIALS ...com........ any one of the above w Ans ..........c a....com.... Govt of India b.. Physical d.......... Network b......com Facebook Groups .. 09994452442 om Threats of physical damage to the hardware is from ...... ................. admin@jaiibcaiibmocktest..... Fire Attacks w Ans .... 09994452442 om c..CAIIB DISCUSSION [email protected] Which was the first Mutual Fund started in India? kt es a.....jaiibcaiibmocktest.com........ admin@jaiibcaiibmocktest.. 5 Lakhs ca Ans ......... 2 Lakhs c. Firewalls are used to protect against .........................com.....com............. 3 lakhs d....c . SBI Mutual Fund b. Data Mining Ans ......... Virus Attacks c...... Kotak Pioneer Mutual Fund c.. Data Leakage d............ Indian Bank Mutual Fund Ans .........RBI Ans ..c ....jaiibcaiibmocktest....www. IBA d....... iib a............ w w Data related to crime does not incorporate a.........com Facebook Groups ..... 09994452442 ...... www..com [email protected] iib a..... Data Spying c.... m oc The main reason for rejection should by conveyed in writing if the loan application is upto Rs. 1 LaKh b.com..d .JAIIB CAIIB STUDY MATERIALS ...... Unauthorised Attacks b.......... Unit Trust of India d. t....b ............ Data Didling b......a .......... Data Driven Attacks d........... .....a ....... Credit b......com... [email protected] murugan0501@gmail.......... None of these Ans ..........com Facebook Groups .... Tarapore d.. 1 day b.......c a. Rangarajan iib Ans ........ More than 14 days d.. borrowings among banks for .....com..com..c ....ja Inter-Bank Term money means.. risk......... Call Money means money lent/borrowed between banks and entities like PDs for ......... Political www.. ca a...... iib BCSBI has been set up on the recommendations of ............com...... ........c .....jaiibcaiibmocktest........ more than 14 days d. a.CAIIB DISCUSSION murugan0501@gmail.... 1983-84 kt es Ans .................. Under forfaiting... 1981-82 d. 09994452442 ..........c .. Committee........ m oc a. w w a... 1973-74 c.. 1970-71 b... Narasimhan c.. the exporter is able to transfer . None of these w Ans ... Jankiraman b.......www.JAIIB CAIIB STUDY MATERIALS ....jaiibcaiibmocktest. 2-14 days c..... admin@jaiibcaiibmocktest...... t... 2-14 days c........ 09994452442 om Concept of Bank computerisation practically started after .. 1 day b.. a..................jaiibcaiibmocktest.....JAIIB CAIIB STUDY MATERIALS ..........com. Topology c... 09994452442 . Trustee d......0 c... Interest Rate d....b ..... w Ans .. m oc Credit card is a small plastic card of around . All the above Ans ..d .. admin@jaiibcaiibmocktest......... cm... w w Banks provide safe deposit lockers to the Customer who hire them on lease basis..........com.......0 x 5.......c Which one is a distributed control Network? iib a...............b ..d .....com [email protected] b.com Facebook Groups ... Loop Topology Ans ... Lessee Ans ......... 7. 7.ja a.. Lessor b. a. Network b.... LAN d.........jaiibcaiibmocktest........ None of these iib The way devices are interconnected is known as .....www.....5 x 5.0 d....com. 8.5 x 5........ 09994452442 om c... Creditor c.......... admin@jaiibcaiibmocktest.. Star Topology b........a ......... kt es t..5 x 5...5 ca Ans . Tree Topology d.....CAIIB DISCUSSION murugan0501@gmail........... 8...... Here the bank is a .......... ....... www.. Bus Topology c.................. .......... t...... w w a........CAIIB DISCUSSION murugan0501@gmail.......... 200 meters w Ans ...c . 100 meters c.com murugan0501@gmail. m oc a...... the cheque .. 50 meters b............. 09994452442 om In Garnishee Order........JAIIB CAIIB STUDY MATERIALS .. 09994452442 ...c a...........d ..... Inter-branch reconciliation b... can be paid.... if the drawer confirms the multilation c... .com..com Facebook Groups . admin@jaiibcaiibmocktest......... Personnel Data Management d.com....... 150 meters d.. for the debts of the partners....b . can't be paid.... iib Which one is not one of the most common tasks performed by RO/ZO? ca a. can be attached b... directory is mandatory for every disk a..jaiibcaiibmocktest.......... Root b.. can't be attached c..... if the drawer confirms the multilation and if otherwise in order d. Base www.com...... can be attached if ordered so by the court d.. None of these If a cheque is accidentally torn by the drawer........ja Generally LAN will not extend beyond .. even if the drawer confirms the multilation and otherwise in order Ans . can be paid...... the firm's account ..... The ...... can't be paid b...........www...................jaiibcaiibmocktest.....com.... Customer service iib Ans ..... Credit Monitoring c. [email protected] ..... kt es Ans ..... .. each independent system is known as .. Here the bank is a ... 09994452442 om c......... Agent m oc Ans ....CAIIB DISCUSSION [email protected].. Server d...com.a ........... kt es a... admin@jaiibcaiibmocktest.... t....c Banks undertake to pay electricity bills.. Cost Estimates are Mind Boggling w w Ans ....... what do the initials CEM stands for? .......b ............. iib In the online world of electronic commerce...... [email protected]..... Debtor b. Principle d.... None of these ca Ans .a ......... 09994452442 ...... a.. the money in the account .. can be attached b... Customer Experience Management c... Case Ans . Node c.......com [email protected] ...... If Garnishee Order is in a single name(former.. Customer Experience Misleading d.. Costly E-Commerce Marketing b..www.. iib a................com Facebook Groups .. Stand-alone PC www..............com. Creditor c...JAIIB CAIIB STUDY MATERIALS .......... Sub d..com....... insurance premium for the customer regularly......... and the account is in joint names with Operating clause "Former or Survivor".. Tree b.... can't be attached c.......... w In LAN.jaiibcaiibmocktest. can be attached if ordered so by the court d.ja a....... ..........jaiibcaiibmocktest..www.... if the amount doesn't exceed Rs..com..........com murugan0501@gmail..... .. Level – 3 d...... RSA is ................. Cash payment of Term deposits is possible... can't be attached c. admin@jaiibcaiibmocktest..... admin@jaiibcaiibmocktest............ 09994452442 om Ans ........c a....................com.jaiibcaiibmocktest... Level – 1 c......50000 iib Ans . 25000 c...CAIIB DISCUSSION [email protected] Ans .b . A roaming current account Ans ..... Level – 4 kt es Ans ......... can be attached b. w In which account customer has the flexibility to select the number of installments and also vary his monthly installment amounts subject to certain conditions? w w a........ 40000 d...... 20000 b.. 09994452442 ....a .............. can be attached if ordered so by the court d.............. t... None of these ..b ...... A flexi deposit account d...com... balances held outside India ......... A variable recurring deposit account c...com Facebook Groups . The fastest I/0 of RAID (Redundant Arrays of Inexpensive Disks) is .....JAIIB CAIIB STUDY MATERIALS . iib ca a...... Level – 0 b......... m oc a. In Garnishee Order.....a .com..... An EEFC account b.......... www.......b ................... a. None of these w Ans . kt es ............ If number of partners in a firm is 22 in respect of trading activity the firm is w ....ja a..... is capable of fastest broad band transmission.com.b ..jaiibcaiibmocktest..com... Package b... Symmetric Cryptosystem b.. Limited company b......... 90 Days d.......CAIIB DISCUSSION murugan0501@gmail...... 09994452442 om a..com..........jaiibcaiibmocktest...... [email protected] Days www.......com......... 09994452442 ..... Compiler is a .. Illegal association d.. Microwave Network c. Large partnership c........... System Software c...... Block Cypher d..... admin@jaiibcaiibmocktest........ Digital Signature t...............b .....www..... a..... 60 Days c.. All of the above m oc Ans ...... Process d.c Ans .b . Leased Lines Network d......... 30 Days b... Dial-up Network b.........JAIIB CAIIB STUDY MATERIALS .com murugan0501@gmail.. ca iib a.. Asymmetric Cryptosystem c.c .... Application Software iib Ans ....... w CPs are issued normally for a tenure of......com Facebook Groups ........ ....... www.......CAIIB DISCUSSION murugan0501@gmail....... w w a.ja Ans .... Pixel ca Smallest storage unit of a computer is ....................... Committee....jaiibcaiibmocktest. 09994452442 .....com murugan0501@gmail. [email protected] Facebook Groups ....jaiibcaiibmocktest.... 1956 Ans ............ 1 month b...www. 6 months Ans .. 1945 b.... Reforms in the financial services sector were initiated on the recommendations of ....... 09994452442 om Ans – c ............ m oc a.............. Bit b.......a ...... The validity period of SEBI's observation letter for IPO offer document is.... kt es t. iib a.... 1954 c.........c a....com....com....... ECS-RAPID was introduced by RBI in .........com...................com...... Byte c. 2 months c.... Nibble d....... 3 months d..JAIIB CAIIB STUDY MATERIALS ..1995 b.1996 c........c .......b ....1997 d............... .. 1965 d.......1998 iib Ans ....... w MICR was introduced in .......c ........... admin@jaiibcaiibmocktest.. . Notice Money means money lent/borrowed between banks and entities like PDs for .b ....London www.com Facebook Groups .... a.. 2-14 days c.........CAIIB DISCUSSION murugan0501@gmail. Default of the banker to maintain SLR c...... 30 days b.... More than 14 days d.jaiibcaiibmocktest.Brussels d.. 09994452442 . None of these iib Ans . a.. ca iib a... Tarapore d..... Jankiraman b.. In bank’s parlance credit risk in lending is w ....c Ans ........... 1 day b.......... 31 days c......JAIIB CAIIB STUDY MATERIALS ..........Paris c. Default of the banker to maintain CRR b... Default of the banker to release credit to the customer d... w Headquarters of SWIFT is at .com.....com... [email protected] [email protected] ........jaiibcaiibmocktest....... 91 days m oc Ans ....... 09994452442 om a. kt es Treasury bills are issued for a period of upto.. 90 Days d..............d ...........com.................Newyork b..ja a.... [email protected] ............ Narasimhan c. Default of the customer to repay the loan w Ans ................. Rangarajan t..com.. com Facebook Groups ...........................1996 c.......b ........ Amalgamation c..ja a...com...jaiibcaiibmocktest.....c ........... admin@jaiibcaiibmocktest....... 09994452442 om Ans ..... and others lose their corporate existence is known as Ans ...com murugan0501@gmail..... Merger b. Combination d... iib .jaiibcaiibmocktest.1998 Ans ... Strategic Alliance d......b ...... m oc a..... Message Only b...................1995 b.. Amalgamation ca The combination of two or Companies into a single Company where one survives with it’s name (or a combined new name..................................c a.www.. www.. ECS was launched by RBI in .... None of these iib Ans ... 09994452442 ..Subsidiary Ans .......1997 d..com..... Both A and B d..... w A formal and mutually agreed commercial collaboration between Companies is known as w w a..... Diversification c..a .......com.....c ... [email protected] CAIIB STUDY MATERIALS .....CAIIB DISCUSSION murugan0501@gmail. Merger b...... Random Number Only c......... Digital Signature consists of ..... kt es t............ ... A joint account is operated by A and B as both or survivor.... Calcutta d...com. New Delhi c......com.... We cannot accept a mandate from an illiterate customer at all. m oc a..jaiibcaiibmocktest......com...... Operational Level d....... t..........a .. Brazil w Ans .......www. w w a.................jaiibcaiibmocktest..............com Facebook Groups .... Top Level iib The management level responsible for making long range strategic decisions about which products and services to produce is the .. ......... Chennai kt es National Clearing Cell of the RBI is located in ...ja CHIPS system is set-up in ........... A dies and a cheque signed by A and B are presented for payment.. c..com murugan0501@gmail.... 09994452442 ....b .........com.CAIIB DISCUSSION [email protected] b.....JAIIB CAIIB STUDY MATERIALS .c Ans ............ Mumbai b.......d ... admin@jaiibcaiibmocktest. Application Level c. Technology Level b..UK c. Ans ........ iib Ans ... b... Attested by Notary public or Magistrate...... Attested by manager who confirms and certifies thee same... Hong Kong d. ca a... www.. Can be paid......... d....... 09994452442 Mandate given by the illiterate account holder should be om a.. The cheque a.......a . It is enough if we ask for a Mandate letter with LTI which has to be attested an authorised official..... admin@jaiibcaiibmocktest.. ......... None of the above Ans ..jaiibcaiibmocktest..........com Facebook Groups ....... High Networth Individual d............. m oc Ans .... Which is the main fund transfer system in the USA? w Ans . None of these iib .c Ans ....... iib a...............................com........ w w HNI stands for .www..d . Hindustan National Investment b.....CAIIB DISCUSSION murugan0501@gmail.... 20 % d..... None of these ca Ans ... admin@jaiibcaiibmocktest.. Export credit target for foreign banks is ...jaiibcaiibmocktest.b .............. d......... Can be paid after getting the consent of the legal heirs of A..............com............ 10 % b........ [email protected] a......b . None of these t. 09994452442 . Can be paid after getting confirmation from B. www......JAIIB CAIIB STUDY MATERIALS .. Fedwire c....... Bankwire b.POS d......com......... of ANBC. kt es a..c .. c.......b .. 12 % c.com murugan0501@gmail.. High National Investment c...... a.. None of the above Export credit target for domestic commercial banks is . 20 % d.com........... 10 % b........ of ANBC...... 09994452442 om b.............. 12 % c... ...b .....com murugan0501@gmail... small enterprises investment in plant and machinery is .....jaiibcaiibmocktest...com Facebook Groups ..... w w w a.......... Modem kt es Ans ........c a... Both b & c Ans ...... 60 d. Gateway c......d .... admin@jaiibcaiibmocktest..... 09994452442 om A communication processor that connects dissimilar networks by providing the translation from one set of protocol to another is .ja Ans .. Smart Card is . t..c ...........com.............. ca iib a...................com.. Bridge b.... 40 c.. 20 b..... Microprocessor Cards c.......... Router d.... 1 MB not equal to a.... 09994452442 . Processing unit contains memory for storing data d.........CAIIB DISCUSSION murugan0501@gmail.. Less than 25 lakhs b..c ... admin@jaiibcaiibmocktest.... 25 Lakhs to 5 Crores d........... . 1000 KB www... Special purpose Cards b.. 5 Crores to 10 Crores iib In Manufacturing sector..........jaiibcaiibmocktest.....com. 80 Ans ...com...... % of small enterprises advances should go to micro enterprises in case of domestic banks..........www......... m oc a..JAIIB CAIIB STUDY MATERIALS .... 10 Lakhs to 2 Crores c.. .... ....5 iib Kissan Credit Card is normally valid for a period of .............ja a..... 4 d.com [email protected] Facebook Groups ..... Farmers owning a min of ..JAIIB CAIIB STUDY MATERIALS ...... w BCSBI has been set up as a . Decision-making t..com.c m oc ......12 ca Ans .. 09994452442 ....b . 3 c.... Autonomous Body b.................. Housekeeping c.....com........... CBS d. 8 c.. iib a. 1024 KB c..b ........www..... Company d. 2^10 KB d..... [email protected] Which is not a major objective of computerisation in banking? Ans ............. Society c......... Both B & C Ans ... acres of irrigated lands are eligible for farm mechanisation....... admin@jaiibcaiibmocktest.... Customer service b.jaiibcaiibmocktest........a . None of these www........CAIIB DISCUSSION murugan0501@gmail........ years.... w w Ans .......com... 2 b.............. 09994452442 om b.jaiibcaiibmocktest...com. a. 10 d....... 6 b. kt es a....... ..b ........ Public Key b.... w Book debts can be financed by . ............com... admin@jaiibcaiibmocktest. None of these Ans .. None of these ca Stand-alone systems are best suited for the ... 09994452442 om Ans .. None of the above kt es Ans .. Both a and b d.... Digital signature has . Both A and B d..c ......................................... Customer Service d. iib a..jaiibcaiibmocktest.....UK c.Hong Kong d...com....CAIIB DISCUSSION [email protected] CAIIB STUDY MATERIALS .....ja Ans ..... CHAPS system is set-up in ...........com murugan0501@gmail............. Factoring b....Brazil iib Ans ..c a.................. www.. 09994452442 .......b ............... CBS b.... t. Private Key c.....b ...c .....com Facebook Groups ....... m oc a.. w w a... Decision-making process c...... [email protected] b.....jaiibcaiibmocktest..................com..... Forfeiting c.www............com...... ... When the two firms have some common factors c... a............d ................ File Transit Protocol c.. w w a.. iib Ans ............com...jaiibcaiibmocktest....US Law b....... 09994452442 . Either a or c w Ans ...... admin@jaiibcaiibmocktest. they are called as ..... File Transfer Protocol kt es Ans . File Typing Protocol d. Partners of the two firms are same b........... Internal inspectors c. File Translate Protocol b........... 09994452442 om Two firms are said to be identical when t..c a........ Node d..........d ....CAIIB DISCUSSION murugan0501@gmail.. ca iib The word 'FTP’ stands for ....com Facebook Groups ... ...ja When a stand-alone system is connected to the existing multi-user systems... Workstation b..com.. When the activity is same d....com [email protected] Law www.... Statutory auditors d..com. When the address is same Long Form Audit Report (LFAR) is prepared and submitted by m oc a............jaiibcaiibmocktest.c ...JAIIB CAIIB STUDY MATERIALS . Server c... [email protected]... a.. RBI inspectors b.......a ..... SWIFT is established under ..com......... Concurrent auditors Ans ......................... . 45 days c.. iib a............JAIIB CAIIB STUDY MATERIALS .. Micro-computers c.. t... the buyer has to pay penalty. 25 Lakhs to 5 Crores c.. 40 c....b ... 60 days d.......com... medium enterprises investment in plant and machinery is ..... 2 Crores to 5 Crores d...... Stand Alone Computers d.c ......80 ca Ans . Less than 25 lakhs b.. m oc ........ [email protected] . w w Which one doesn't fall under Multi-user Systems? a...... % of small enterprises advances should go to micro enterprises in case of foreign banks.. Mini computers b.5 Crores to 10 Crores w Ans .d ........com murugan0501@gmail.... 60 d.... 09994452442 om c.......c As per MSMED Act.jaiibcaiibmocktest...........CAIIB DISCUSSION [email protected]............ kt es a...... [email protected] Law Ans ...Belgian Law d...Main Frame Computers Ans ...................... In Manufacturing sector.90 Days Ans .....ja iib a.... 20 b....jaiibcaiibmocktest. 09994452442 .... if he fails to pay the amount to the supplier within ......com Facebook Groups ...com....com.......c www..........com....... 30 days b....... .......... BPL Families d... 30 www........com... 1983 b....... Banker c.... Standing data file (SDF form) b..........ja As per SGSY.... if the buyer fails to pay the amount to the supplier within 45 days....... 1993 d.............b .... om a.. Performance report file (PRF) c. two times b. four times d........com murugan0501@gmail...... [email protected].. five times iib Ans ....jaiibcaiibmocktest..... Under group loan (SGSY).CAIIB DISCUSSION murugan0501@gmail. 09994452442 Branches send the information to head office covering branch profile containing .com Facebook Groups .jaiibcaiibmocktest.. 20 b.. ..........c Ans ... admin@jaiibcaiibmocktest. 1987 c.......... the group is entitled to a subsidy of .. of the bank rate................. iib As per MSMED Act.............c .... Both a and b d.........JAIIB CAIIB STUDY MATERIALS . he has to pay compound interest to the supplier on the amount with monthly interest at .. three times c...........www. BDO b.. who will not be member of the team while selecting the Swarozgaris? w w a.... Surpanch w Ans .... ca a.com. kt es RBI introduced the ECS-RAPID in? m oc a.d .....c .... Neither a nor b t.com.......1997 Ans .. a.. 09994452442 . % of project cost..... . Mumbai c........ of the RBI is located at? w Ans .. admin@jaiibcaiibmocktest.. admin@jaiibcaiibmocktest...... www.b ........1970 c... ...1960 b....... Credit monitoring d. Less than 25 lakhs b.1990 Ans .... Customer Service c........................com..ja a..........b .. Calcutta d.....jaiibcaiibmocktest.... 40 d. a......1980 d...d ......com..............c ............ 2 Crores to 5 Crores d......b ...... w w CHIPS started its operation in .com murugan0501@gmail..... 25 Lakhs to 5 Crores c. New Delhi b.JAIIB CAIIB STUDY MATERIALS .c In Service sector....www................. Personnel data management ca Ans ...... Chennai iib The data processing NEFT clearing centre National Clearing Cell (NCC). t......com....... 5 Crores to 10 Crores Ans .......com Facebook Groups ................ 09994452442 . medium enterprises investment in equipment is kt es a.................com....... Inter-branch reconciliation b.....jaiibcaiibmocktest.. m oc Which is not a common task performed by the regional office/zonal office? iib a.CAIIB DISCUSSION [email protected] Ans ......... 09994452442 om c..... ...com..........16 to 50 In service sector............. 09994452442 om In credit cards... 15 to 51 d............com...CAIIB DISCUSSION murugan0501@gmail.. The relationship between the bank and the customer is.. admin@jaiibcaiibmocktest...... USA has been divided into .......... A bank customer ABC. 16 to 51 c..... Ans ...... 25 Lakhs to 5 Crores d.. 10 Lakhs to 2 Crores c.... Inter-bank funds transfer processor b... Debtor/Creditor www......a . a......ja Expand IFTP .25000.... 5 Crores to 10 Crores kt es Ans ... w w a...www. small enterprises investment in equipment is m oc a.. iib Ans ...com.. iib To carryout functions of Central Federal System. [email protected] .. 09994452442 ...... enjoys a CC limit of Rs.. ca a..c a..............25 . the period of interest free credit ranges from ............. Inter-bank file transfer protocol d... Less than 25 lakhs b. 15 to 50 b........jaiibcaiibmocktest...12 c.jaiibcaiibmocktest..........b .com Facebook Groups . days...com.. t.. The CC account shows a credit balance of Rs..JAIIB CAIIB STUDY MATERIALS ...15 d....b . districts....com [email protected] file transfer protocol w Ans ........10 b........ Inter-bank funds transfer protocol c...300000......... ... iib a.............. a..a ....... Bailor/Bailee d..jaiibcaiibmocktest. admin@jaiibcaiibmocktest.................. Hong Kong d.....................a www....Banker’s Discretion m oc Ans .......... Customer’s Right b..USA b. Bankwire b..a .....c .... Corporate guarantee Ans ... Bailee/Bailor Ans .. Creditor/Debtor c..www........ is provided by ............. Book debts d.. .......... POS d..com....com. Brazil ca Ans ... Customer’s Obligation c......CAIIB DISCUSSION murugan0501@gmail............ Immovable property c.. Movable goods b.. 09994452442 om b. t......com Facebook Groups .....ja a.....jaiibcaiibmocktest.. None of these iib "CASHWIRE".. Banker’s Right d....com [email protected] c... w w Hypothecation is applicable in the case of .. admin@jaiibcaiibmocktest...... w Ans .. kt es a.d .c The right of set-off is....... a clearing facility......JAIIB CAIIB STUDY MATERIALS .. CHATS system is set-up in ........ 09994452442 ........com...com... Fedwire c. ........b ....www.. based on the recommendations of . om a.. The minimum percentage of Priority Sector advances to be maintained by foreign banks in India a.. Ghosh d.com Facebook Groups ......... ..com...... University w Ans . 09994452442 ...... doubtful and loss assets.b ..... Transmiters b........CAIIB DISCUSSION [email protected] Ans ........... Assignment d...... Transponders c. Banks b................... substandard. Hypothecation b....................... Narasimham c....jaiibcaiibmocktest... Rangarajan b...c . Tandon Ans .. Commercial Users c... ca a..........com. [email protected] murugan0501@gmail..... Both a & c iib Ans . Committee m oc a...... 18% www.... [email protected] CAIIB STUDY MATERIALS .b . Pledge c........ Mortgage t.jaiibcaiibmocktest....... iib Satellite is fitted with transmitters and receiving antennas called .............. w w a.... kt es Bank’s Assets are classified into standard. Government d... 40% b.ja The highest percentage of victims of computer crime are in ..com. Receivers d.. 09994452442 Charge created on LIC Policy is ... ..... converts digital signals to analog signals for the purpose of transmitting data over telephone lines .b ............ Modem b....... [email protected] www.a . 32% d.....................com.........Ring Topology c...........ja a... 09994452442 om c........... m oc As per FIMMDA’s guidelines...jaiibcaiibmocktest...........Tree Topology d..com...c .. Indirect Agriculture c...Loop Topology Ans ..... iib The ..... Router c.... a..CAIIB DISCUSSION murugan0501@gmail. Gateway d.com Facebook Groups . Self Employment Scheme d..a ...60% Ans .... w w Which one is not a centralised control Network? a.... Bridge w Ans .. the Mid-Office is responsible for: kt es t........Star Topology b......c Loan for fishering is covered under Priority Sector as .jaiibcaiibmocktest.......... Allied to indirect Agriculture Ans .............www.................. Direct Agriculture b...JAIIB CAIIB STUDY MATERIALS ......com. advances iib a) Dealing activities b) Risk Management c) Reconciliation d) Confirmation of deals ca Ans ....... 09994452442 .com......com murugan0501@gmail.... admin@jaiibcaiibmocktest... ..Sponsoring Bank 50% www...State Government 35%.com........ 09994452442 ...CAIIB DISCUSSION [email protected] The purchase amount is debited to the customers a/c immediately after the transaction in .. Smart Card w w Ans .. [email protected] . w a.......jaiibcaiibmocktest....... All of the above t.................jaiibcaiibmocktest. Credit Card c......b .................JAIIB CAIIB STUDY MATERIALS .....a .c Ans .. walkie talkie c. Debit Card b.. kt es Interest is calculated on actual/365 days basis in respect of the following products. In respect of Regional Rural Banks.com............. ..www...d .......... the share holding pattern is: a) Central Government 50%...... Four-wire modems d........... 09994452442 Example of semi-duplex mode of communication is .com............... Charge Card d........... [email protected] Facebook Groups ........... except one : m oc a) Call Money b) Notice Money c) Term Money d) GOI dated securities Ans ....Sponsoring Bank 15% b) Central Government 50%....Sponsoring Bank 35% c) Central Government 15%.. om a..............State Government 35%... A Co-Operative Bank operating in different States are regulated by: ca iib a) State Co-Operative Societies Act b) Banking Regulation Act c) Multi Unit Co-Operative Societies Act d) Banking Laws (applicable to Co-Operative Societies) iib Ans ...com.com [email protected] Government 15%. Radio broadcast b...... .com. a...00...jaiibcaiibmocktest..com Facebook Groups .... the ...... 09994452442 d) Central Government 35%.... The debit balance in the account is Rs.....b ... [email protected]....... Both a and b d.com. Endorsee iib When a cheque is drawn on a bank.. the bank is called as......... it should: kt es a. Endorsement not correct ca Ans .Sponsoring Bank 15% om Ans .com....... ............ Effects Not cleared c.. Exceeds arrangement d...35.... Payee b. w w Temporary financial assistance availed by a State Government from Reserve Bank of India is called as .... t......000....b .... wants to undertake capital market activities...... What reason you will state while returning? iib a..... Ways and Means advance www..000.......... m oc You receive a cheque in an overdraft account for Rs. Short term finance d.. 09994452442 ....jaiibcaiibmocktest.......1. [email protected] A bank in India. Temporary loan c............ Obtain special license from FIMMDA c.. Register with SEBI Ans . w Ans ......CAIIB DISCUSSION murugan0501@gmail... Obtain special license from AMFI b...www..ja a......000 and the OD limit is Rs............... Drawee c.com murugan0501@gmail.... Drawer d.State Government 50%..70............b . Overdraft b.......d ......JAIIB CAIIB STUDY MATERIALS ..... Refer to drawer b. .. Holder for value d......JAIIB CAIIB STUDY MATERIALS ................ admin@jaiibcaiibmocktest.... A negotiable instrument is endorsed as Pay to Raju only....... 09994452442 om Ans .............................jaiibcaiibmocktest............ m oc a............. Holder for value d....www.. Restrictive endorsement c....... Paying banker kt es Ans ... The banker is called as ......c .. Collecting banker b.All of the above iib Ans ..... Holder in due course b...............Endorsement in Full .d .............. www... when a bank accepts US$ FCNR deposits form a NRI customer c....... Blank endorsement b..com.....b .......... when a customer operates a safe deposit locker d.......... Sans recourse endorsement d.........com.........ja Ans .. As per the provisions of NI Act.........jaiibcaiibmocktest.. this relationship is applicable .... when a bank lends funds to a corporate customer b...c a. The banker acts as a Bailee and the customer as Bailor....... Bank A allows one of its clients to withdraw against clearing of a cheque....com........b ....... iib ca a.com Facebook Groups ... admin@jaiibcaiibmocktest... This is called as .. t. Payment in due course c...1881 a banker gets protection for payment of a cheque only if it is a .. 09994452442 ... Holder in due course c.com [email protected] DISCUSSION murugan0501@gmail. w w w a.....com....when a customer keeps articles in safe custody with a bank Ans ....d ..... Cheque is not signed by the endorsee w Ans .........Issuing Banker t.. you withdraw cash from ATM of State Bank of India.. a.......... A bank allows one of its clients to withdraw against clearing of a cheque..........com....... b..A bank which handles high value clearing cheques iib Ans .....jaiibcaiibmocktest....... SBI is a ... A mandate from Ram Ans ... 09994452442 .20....com...... admin@jaiibcaiibmocktest... Collecting Banker c.............. An order cheque is endorsed as "without recourse to me" by the endorser.b . A holder for value is .......... ca iib a.a ... This is m oc a............. om a.. Refer to the drawer c....com... An intimation from Ram c...... A request from Ram b. Cheque is not signed by the drawee d.....www.... This endorsement is known as ....com. Paying Banker b.......... A bank which collects cheques for non customers d.d .. admin@jaiibcaiibmocktest....... An advice from Ram d...... kt es Ram issues a stop payment instructions to his banker to Stop payment of a cheque for Rs.......... Advising Banker d....JAIIB CAIIB STUDY MATERIALS .... A bank which maintains high net worth customers accounts c.. .....000....a .. Blank endorsement www..com Facebook Groups ......com [email protected] Ans .CAIIB DISCUSSION murugan0501@gmail... Which one of the following reasons you will select to return the cheque? w w a.......jaiibcaiibmocktest.... 09994452442 At a Shopping complex.. Cheque is not signed by the payee b.......ja Your bank receives a cheque in inward clearing which has not been signed by the account holder...... ....(d) w .... kt es a...... 1960 to 1968 d.. w FIMMDA stands for: a) Foreign Exchange Money Markets and Derivatives Association of India b) Fixed Income Money Markets and Derivatives Association of India c) Foreign Income Money Markets and Derivatives Association of India d) None of the above www............. Endorsement in full d.............. None of these Ans ...... [email protected] .............. [email protected]............... m oc Ans ......com Facebook Groups .... 1951 to 1959 ca Ans ..jaiibcaiibmocktest........... During which one of the following periods did Reserve Bank of India play a more aggressive promotional role for rural India? iib a........b ....com.. The drawee t... iib Law of limitation is not applicable in respect of : ............c ... The payee b... The drawer d...... 09994452442 ....... 09994452442 om b..com...www...JAIIB CAIIB STUDY MATERIALS .. 1969 to 1982 c....com........ja a) Advance against pledge of shares b) CC granted against hypothecation of inventory c) Term loan secured by mortgage of Plant & Machinery d) Bank Term Deposit w Ans ...com........... 1982 to 1987 b..c A stop payment instruction of a cheque can be issued by ...com murugan0501@gmail. The endorsee c.CAIIB DISCUSSION murugan0501@gmail. Restrictive endorsement c........... ..com..................(b) ...............www..com Facebook Groups ......b ... V Kurien c...... w 'Orient your needs to your sales'. None of these . a...ja iib a....... [email protected] ...jaiibcaiibmocktest.. Who was the chairman of the Committee which recommended the setting up of the National Cooperative Bank of India? kt es t..... Retail Banking c..... admin@jaiibcaiibmocktest... Sales concept b....jaiibcaiibmocktest... Secured b......... Commercial Banking b....com murugan0501@gmail.......... is a .....com....com.... Unsecured c... w w a...... Marketing concept c. m oc A bond is normally ......... Wholesale Banking d..CAIIB DISCUSSION murugan0501@gmail.. www.. Ans ..c a........... 09994452442 ... Corporate Banking ca Pick the odd one... iib Ans ..................... 09994452442 om Ans ....JAIIB CAIIB STUDY MATERIALS ......a .b .................. Management concept d...... None of these Ans ................. A M Khushro b.....com.................... Either a or b d....... B Shivaraman d.... Production concept Ans . .. t..c ........ Jointly to legal heirs of A & B b...com murugan0501@gmail...... Time limit for settlement of claims in Deceased cases www......Customer demand Ans .. 09994452442 om Introduction of additional items in an existing product category under the same brand name is called as .. Banking Regulation Act c.jaiibcaiibmocktest. A collecting bank gets statutory protection under: w w w a........ ... Cost to the customer and Convenience.. Negotiable Instruments Act d............ legal heirs of A alone c.. 09994452442 ........d . Apart from Customer needs and wants....JAIIB CAIIB STUDY MATERIALS .com Facebook Groups ..........ja Ans ........www...... Communication c....com....com......... Consumption b. which is the other one in 4Cs? m oc a..... Multi brands d...........a ..b .... D alone iib A & B are maintaining an ‘E or S’ account..jaiibcaiibmocktest.... admin@jaiibcaiibmocktest.. Brand extension c.. iib ca a........................ Balance in the account will be payable to ..com.......... Line extension b.... Both A & B die in an accident.......... Customer satisfaction d... [email protected] DISCUSSION murugan0501@gmail.... Indian Contract Act Ans ...com... RBI Act b....c a......... Legal heirs of B alone d.... New brands kt es Ans .. D has been named as nominee... .. Branch Manager b..... Chief Manager c..30 days from the date of submission of all the documents t.......... 09994452442 om a........ Relationship of Banker with Payee of Draft is ...CAIIB DISCUSSION murugan0501@gmail. a... Profit maximises with customer satisfaction w w Ans . 15 days from the date of submission of all the documents d... Regional Market c. Cash/Spot Market d.com............... 09994452442 ...........www......... iib Which is not correct with regard to Marketing? .com.......... Principal and Agent m oc Ans .c ....com [email protected] ..........b . The Officer who Issues a Notice under SARFAESI Act should be at least iib a....a ... Trustee and Beneficiary b....... Assistant General Manager d.... [email protected] Ans ............ Focus is on the products d........ 30 days from the date of death b........com Facebook Groups ...JAIIB CAIIB STUDY MATERIALS ..jaiibcaiibmocktest....... Commodity Market www... admin@jaiibcaiibmocktest...... Marketing is a broader concept than selling c.... Deputy General Manager ca Ans ......com.. Licensor and Licensee d.ja a.... Drawer and Drawee c............... kt es a. w Based on Product.com..... Real Estate Market b. 15 days from the date of death c...... markets can be grouped into .... Focus is on the consumer b.. m oc Repayment capacity of a company in case of term loan proposals.. Marketing is a broader concept than selling c... The cheque is dishonoured.... D d...............c ...... 7 days d.c .c www............. who endorses it to c....... Profit maximises with increase in volume Ans ...... in case he raises an objection for possession of the asset: kt es t............ Focus is on the products b... C c. 3 days Ans .....C lost the cheque which is found by D.. is judged by the banks.......com....a .... debt equity ratio b.... 30 days c.......com... B b.... who endorses it in favour of A for valuable consideration by way of forging C’ signatures...www....... with which of the following ratios : a... iib ca B is payee of a cheque..CAIIB DISCUSSION [email protected] CAIIB STUDY MATERIALS ..jaiibcaiibmocktest. 09994452442 om Ans ...c a. debt service coverage ratio iib Ans . Profit maximises with customer satisfaction d.com.. What is the time period under SARFAESI Act for replying the borrower...com [email protected]... admin@jaiibcaiibmocktest. net present value d.......com Facebook Groups ..d ............jaiibcaiibmocktest...... 60 days b...... any of the previous parties w Ans .....A can recover from: ..... internal rate of return c.........ja a... admin@jaiibcaiibmocktest...... 09994452442 ... w w Which is not correct with regard to Selling? a.... ...... trends and changes in the environment and internal strengths and weaknesses using systematic marketing research and marketing information systems... On daily balance basis Ans ..ja Ans .. Negotiable Instrument Act d.. Payment to D will be stopped iib Ans .. C.jaiibcaiibmocktest.......com Facebook Groups ... son of A.... Ans .. and scientific analysis of the data........................... Banking Regulation Act c.... 09994452442 om . Implementation d...... Both A & B die in an accident......JAIIB CAIIB STUDY MATERIALS ......c ........ kt es t... of State Bank of India. Balance as on 30th of the month c............ RBI Act b.com murugan0501@gmail.... serves a legal notice thorough his advocate and objects payment to the nominee d. Minimum balance between 10th and last day of the month d..CAIIB DISCUSSION murugan0501@gmail.. Planning c.. Payment to D will be a valid discharge to Bank’s Liability d... ca Holidays are declared to the banks under iib a. Analysis b...... Payment will be made to C c....... 09994452442 ...... requires collection of information related to understand customers. Control A & B are maintaining an ‘E or S’ account.. Minimum balance during the month b.... w w a. www.com........ admin@jaiibcaiibmocktest.. Payment will be made jointly to legal heirs of A & B b. .www.............................c a..c ...... w Interest in SB account is calculated on. providing loan for consumer durables 2 decades ago was a failure..... admin@jaiibcaiibmocktest...... competitors...... What action you will take? m oc a. Indian Contracts Act .....com...jaiibcaiibmocktest......com.... D has been named as nominee.d ...a ..com... www.jaiibcaiibmocktest.com Facebook Groups - JAIIB CAIIB STUDY MATERIALS - CAIIB DISCUSSION [email protected], [email protected], 09994452442 Ans - b ............................................. kt es Which one is among the various techniques used for generation of ideas? a. brainstorming sessions b. surveys for need/idea identification c. suggestion scheme for staff d. All the above m oc Ans - d ............................................. t.c om a. Buy Back Scheme b. Big Buy Scheme c. Big Sale Scheme d.None of the above In a book built issue allocation, RIIs, NIIs and QIBs are in the ratio of ca iib a. 30:20:50 b. 35:50:15 c. 35:15:50 d.30:50:20 iib Ans - c ............................................. The first pillar under BASEL II is? w .ja a. market discipline b. disclosure norms c. minimum capital requirement d. supervisory review w Ans - c w Bank can grant loans against …… a. LIC Policy b. CDs c. FD issues other bank d. Mutual fund www.jaiibcaiibmocktest.com [email protected], [email protected], 09994452442 www.jaiibcaiibmocktest.com Facebook Groups - JAIIB CAIIB STUDY MATERIALS - CAIIB DISCUSSION [email protected], [email protected], 09994452442 om Ans - a ............................................. t.c CIBIL CAME INTO WHICH YEAR? a.1999 b.2000 c.2001 d.2002 Ans - a ............................................. m oc Which is not a retail deposit product? a. credit card b. term deposits c. senior citizen deposits d. No frills acct kt es Ans - b ............................................. ca iib MCX-STOCK EX LTD Consists of how many shares? a. 30 b. 40 c. 50 d. 60 iib Ans - b ............................................. w .ja MCX-SX Third on line national stock exchange started operating? a. Dec 2012 b. Jan 2013 c. Feb 2013 d. April 2013 w w Ans - c ............................................. A customer has a saving bank account and her husband had withdrawn the money from the bank on the basis of forged cheques at various occasions but the customer did not object to it. After his death, she comes to bank and demands the money: a. Bank would refer the matter to the court b. Bank is liable on forged cheques www.jaiibcaiibmocktest.com [email protected], [email protected], 09994452442 www.jaiibcaiibmocktest.com Facebook Groups - JAIIB CAIIB STUDY MATERIALS - CAIIB DISCUSSION [email protected], [email protected], 09994452442 om c. The bank is negligent but not liable, as the customer is party to the forgery and did not inform the bank in time d. loss shall be borne in the ratio of 50:50 by the bank and the customer Ans - b ............................................. 75% of the amount 50% of the amount 25% of the amount 10% of the amount kt es a. b. c. d. t.c If a borrower wants to file an appeal with DRAT against the decision of DRT under DRT Act, how much amount it will be required to deposit: m oc Ans –a ............................................. A customer of Delhi branch of the bank having Multi-city cheque book under the CBS, demands payment of a cheque at Lucknow branch of the bank and there is connectivity between these two branches ...... ca iib a. it is not a proper demand b. demand is in order. Lucknow branch should pay. Bank would get proper discharge. c. to demand money all bank branches are considered one unit whether the cheque is normal or multicity. d. demand is in order, but Lucknow branch cannot get valid discharge as contract is with Delhi branch iib Ans - b ............................................. .ja Not negotiable crossing means ...... w w a. The collecting banker should confirm about the genuineness of holder before collection of his cheque b. The not negotiable cheque cannot be further negotiated. c. Collection of not negotiable cheque will not get protection under NI Act d. A transferee cannot get better title than a transferor and he also cannot transfer a better title than he possesses. w Ans - d ............................................. A firm discounts its export receivables of up to 5 years without recourse to the exporter under which of the following arrangement: a. forfaiting www.jaiibcaiibmocktest.com [email protected], [email protected], 09994452442 .... if revoked specifically c.. Payment will be made jointly to legal heirs of A & B b.jaiibcaiibmocktest.Payment to D will be stopped iib Ans ....... Payment to D will be a valid discharge to Bank’s Liability d .......com.JAIIB CAIIB STUDY MATERIALS ...CAIIB DISCUSSION [email protected] ... a power of attorney is executed by A in favour his wife. d ..d .... m oc Ans ... all the three partners only excluding the minor... A cheque is received for payment.... 09994452442 .com murugan0501@gmail... A & B are maintaining an ‘E or S’ account... all the three and the father of the minor b. Payment will be made to C c.... a and b t.. Both A & B die in an accident.. securitisation d... has been admitted to the firm for benefits? w w w a.............. all the three and the minor himself d..com Facebook Groups ...c A gives a mandate in favour of B to operate his account and later on......... son of A.. 09994452442 om b. What action you will take? ca iib a...........jaiibcaiibmocktest.... D has been named as nominee....................... Mandate would remain effective along with power of attorney b...ja Who among the following will sign the account opening form for opening a current account in case of a partnership firm where the firm has three partners and a minor. factoring c....com.. produces a court order restraining the Bank from making payment from the account.. only one will be operative (either mandate or power of attorney) d.. aged 17... Mandate would become ineffective... [email protected]......... C. [email protected]..... all the three and natural guardian of the minor c.. kt es a..www... You receive a garnishee order for a current account maintained in your branch..... bills discounting a . What memo should be appended while returning the cheque: www................ In this case. . .......com....jaiibcaiibmocktest.... Analysis b.. Refer to drawer.... Commercial launch c..... Idea screening b.. 09994452442 om a....c .c . Garnishee order received c..........e.. 09994452442 ..... Concept testing m oc Ans ... admin@jaiibcaiibmocktest. w a. ca a. budgeting.... allocation of tasks and responsibilities. Indian Partnership Act b......com..JAIIB CAIIB STUDY MATERIALS ..... Control iib ..com.. a and b t.. iib Ans ..... Garnishee order received b.........c Ravi Kumar and Sons.. Account can be operated by minor son being male member c. Indian Contract Act c. Account would be operated by widow being guardian of eldest male member to be called Karta www...com........ a.......... of partners is mentioned in . and securing financial and other resources needed... insufficiency of funds due to garnishee order d..com Facebook Groups . an HUF.. his wife and two minor sons...com murugan0501@gmail. the provision regarding maximum no... ....... kt es The stage where the product is introduced to the market and the real-life reactions are known is called as........ Planning c. maintain a current account........ [email protected].. Implementation d..... requires staffing.ja In a partnership firm........ Indian Companies Act d. The Karta of the HUF dies and leaves behind three family members i..... Bank will stop operations in the account b. Test Marketing d.......c a .. How will you deal with the account? a.jaiibcaiibmocktest.....Banking Regulation Act w w Ans .....CAIIB DISCUSSION murugan0501@gmail. .........c Which of the following documents in case of a company is called Charter of the company? om d...... kt es a...c ... creditor c........... seller b.. Articles of Association d..... Ans .......d ..... w w Providing banking facilities to the poor people of the society for mutual benefit of poor persons as well as banks.......jaiibcaiibmocktest....com.....jaiibcaiibmocktest....... w Ans . debtor d. ...... 50 ca Ans ...... Financial literacy b............ buyer iib The person who apply for an LC..... admin@jaiibcaiibmocktest. 66 c. Narrow banking d... Account can be operated by any of the two sons m oc What percentage of total output of the Export Oriented Units (EOUs) producing farm products could be sold in the Domestic Tariff Area (DTA) in India without losing the benefits of duty free imports? iib a.....com....d ..CAIIB DISCUSSION murugan0501@gmail.. Certificate of Incorporation t..... Nil b.com............. 25 d......com. is called ........ Universal banking b www. Financial inclusion c.........com [email protected] a........www..... [email protected] Facebook Groups .....JAIIB CAIIB STUDY MATERIALS .b ... Resolution from Board of Directors or Shareholders b. 09994452442 Ans ... 09994452442 .... Memorandum of Association c.... a........... www.jaiibcaiibmocktest.com Facebook Groups - JAIIB CAIIB STUDY MATERIALS - CAIIB DISCUSSION [email protected], [email protected], 09994452442 om Reserve Bank of India’s functions are classified into: t.c a) Supervisory & Regulatory b) Promotional & Developmental c) Refinance Activities d) All of the above kt es Ans - d ............................................. A bill presented by your branch is dishonoured and you want to get its noting. The provision regarding noting is described under section...of NI Act: m oc a. 100 b. 99 c. 85A d. 131 Ans - b ............................................. ca 75% of the amount 50% of the amount 25% of the amount 10% of the amount iib a. b. c. d. iib If a borrower wants to file an appeal with DRAT against the decision of DRT under SARFAESI Act, how much amount it will be required to deposit: .ja B ............................................. w A bank receives a cheque for collection from its customer. Bank gives credit before collection of the cheque. It also allows the customer to withdraw the amount. In such case, the ...... w w a. Bank is holder b. Bank is holder for value c. Bank becomes holder in due course d. Representative of the drawer Ans - b ............................................. A bill is payable to or to order of a non-trading firm. Endorsement can be made by ...... www.jaiibcaiibmocktest.com [email protected], [email protected], 09994452442 www.jaiibcaiibmocktest.com Facebook Groups - JAIIB CAIIB STUDY MATERIALS - CAIIB DISCUSSION [email protected], [email protected], 09994452442 om a. Any partner of the firm b. All the partners c. Authorised partner through power of attorney d. Any two partners t.c Ans - b ............................................. kt es The term `allonge’ refers to ...... a. A plain sheet appended to a negotiable instrument for the purpose of making endorsement thereon. b. Conditional endorsement of a negotiable instrument c. A plain sheet appended to a will d. Enclosures to the balance sheet of the bank m oc Ans - a ............................................. A cheque is presented for payment through clearing house but due to certain reasons, it is returned unpaid. The returning memo is enclosed to comply with ...... ca iib a. Negotiable Instruments Act b. RBI Act c. Banking Regulations Act d.RBI clearing House rules iib Ans - d ............................................. .ja A is having a locker and sends the key by post with an intention to surrender the locker: w w a. bank will be discharged of its liability, if key is accompanied by a letter stating the contents of the lockers as NIL b. The bank will not be discharged of its liability c. The bank should not accept d. bank can accept subject to its rights under reserve w Ans –a ............................................. An export client M/s Shanbeg Exports of your branch receives an export order for export of handicraft items to US under a letter of credit of $ 30000. It is stated that your bank can issue another credit in favour of local supplier/manufacturer from whom the exporter is to procure the material. Under which of the following categories, such letter of credit can be classified ...... www.jaiibcaiibmocktest.com [email protected], [email protected], 09994452442 www.jaiibcaiibmocktest.com Facebook Groups - JAIIB CAIIB STUDY MATERIALS - CAIIB DISCUSSION [email protected], [email protected], 09994452442 om a. red clause letter of credit b. green clause letter of credit c. transferable letter of credit d. back to back letter of credit t.c Ans - d ............................................. kt es A bank can purchase NPA from another bank, if in the books of selling bank, the account was NPA for ...... m oc a. 2 years b. 3 years c. 5 years d.7 years Ans - a ............................................. iib A and B maintain an FD account with a locker and want to make single nomination for both the accounts: ca a. Nomination can be made in both the accounts separately b. Nomination cannot be allowed in lockers in joint names c. It will depend on bank’s discretion d. Nomination can be accepted iib A ............................................. w w w a. 16 b. 18 c. 20 d.21 .ja The provision for making the payment of amount mentioned in words in a cheque is described u/s...of NI Act. Ans - b ............................................. A bearer cheque is issued by one Mr. Ashok in favour of Aman, but he forgets to hand over the cheque to Aman. Aman however, picks up the cheque in his absence from his table. Whether the negotiation has taken place? www.jaiibcaiibmocktest.com [email protected], [email protected], 09994452442 . 6 months b......com...... Yes.a ....c Ans ..jaiibcaiibmocktest...... 100% d.........12% .......www............. 15 months d. what is the time period for which the account should remain with bank Y ....... What should be the minimum percentage of women beneficiaries? w Ans ...JAIIB CAIIB STUDY MATERIALS . No.com.. What is the risk weightage for capital adequacy purpose......125% iib Ans ............ delivery is also needed c....com murugan0501@gmail.............. 50% c.. m oc a.. [email protected] Facebook Groups ...ja In case of component ‘Urban Self-Employment Programme’ (USEP) of SJSRY... 15% d.... w w a.... Minimum Bank Rate is: a) 3% b) 4% www.. 25% b.......com.... endorsement and delivery both required d....com........... endorsement is also needed b..... 30% b. 20% c...... 09994452442 .. kt es If NPA is purchased from X bank by Y Bank and Y bank wants to sell it to Z bank.....18 months Ans .. 09994452442 om a......jaiibcaiibmocktest. 12 months c....... admin@jaiibcaiibmocktest. No. in case of credit card .. the cheque is drawn in his favour t.......CAIIB DISCUSSION [email protected] .b ......... No......d .. ca iib a. None of these Ans .......... 09994452442 om c) 5% d) None Ans ..... Letter of Credit c..d .......c ......ja iib a........ Financial Institutions b. sponsored by a nationalized bank d) None of these t. www........com.. Short term finance b.... 09994452442 .d .........b .............. admin@jaiibcaiibmocktest........ admin@jaiibcaiibmocktest.. SBI c......... Banks c.com Facebook Groups ......................... NBFC & Mutual Funds d...... HDFC b..... Bill discounting d........jaiibcaiibmocktest................... m oc Ans ..............JAIIB CAIIB STUDY MATERIALS . Export credit w Ans ...com..Trans Union International Inc.........com murugan0501@gmail.......... w w Which of the following can't be included in the definition of "Financial Intermediary"? a..www...........c Except one of the following......d . RBI d.com... Which one is not a fund based service? .... kt es a) State Bank of Hyderabad b) Central Bank of India c) Regional Rural Bank... others are part of Public Sector Banks: ca Ans .com...CAIIB DISCUSSION murugan0501@gmail........... Which is not a major promotor of CIBIL? iib a....jaiibcaiibmocktest............ ....c .... FIIs d... admin@jaiibcaiibmocktest.. 15% www.............. the quantum of working capital limits from the bank is minimum .......... PIOs Ans .. NRIs c.. Remain separate entities d...... Participatory notes are issued by m oc a. One partner acquires the other c.. Under the Nayak Committee recommendations......jaiibcaiibmocktest.jaiibcaiibmocktest.. of the projected annual sales.c .c ca a..........JAIIB CAIIB STUDY MATERIALS ... the alliance partners t... Term Money d. Bonds issued by Govt w w Ans .....com murugan0501@gmail.... 09994452442 om In strategic Alliance.com.... Corporate Securities d.... a...com.......CAIIB DISCUSSION [email protected]......... None of these kt es Ans ..com..com Facebook Groups .. Merge with each other b...... 5% b... CDs b.........c .......... 09994452442 ....www... Debentures b. Treasury Bills c...... admin@jaiibcaiibmocktest..... Call/Notice money iib Which of the following can't be included in the money market? .. Bonds issued by PSUs c.. iib Ans .c a...ja Which of the following is part of the money market? w a... NREs b... d .. A partnership firm is dissolved compulsorily in which of the following circumstances? a.com murugan0501@gmail... Dharmvir has given a power of attorney to Mr...c A bearer cheque of Rs...... 09994452442 ......CAIIB DISCUSSION murugan0501@gmail......... kt es a........ .....Which among the following can be accepted as first deposit in the account? w w a......www........ Ashok Kumar sd/ Ashok Kumar c............... admin@jaiibcaiibmocktest.... When the business of the firm becomes unlawful www..... Sham Kumar.. cash only b. Dharmvir sd/ by Ashok Kumar b...c .....JAIIB CAIIB STUDY MATERIALS . any of the above w Ans ... Ashok Kumar among the following ...d . 3 lac has been presented by Mr.... Dharmvir..a ...... ca iib a. For Dharmvir sd/ by Ashok Kumar (attorney for Dharmvir) iib Ans ..ja Mr. For Dharmvir sd/Dharmvir by Ashok Kumar d.. [email protected].......... no identification is needed irrespective of the amount of the cheque b..... t.com Facebook Groups ........ which he would deposit in the account when account is opened.....jaiibcaiibmocktest...com.....25% Ans .... Mr.......jaiibcaiibmocktest..... Jugraj Lal comes to open a saving bank account with your branch.. 09994452442 om c............ Identification is required to safe guard the interest of the bank c.........500.... Identification is essential for all instruments for getting protection d.. He being new to the bank has shown inability to give identification . 20% d..... the payees of a cheque drawn on your branch... What will be the correct endorsement by Mr.com........ He also has a cheque of Rs.. Identification would not be required if presented with pass book m oc Ans ....com.. DD/BC d. cheque c... When all the partners are declared insolvent b.... Ashok Kumar for operation of accounts and dealing with negotiable instruments drawn in favour of Mr... In case of bearer cheque..... ........d ......... Rs 5 lakhs.... 50 c.. 5 c. 20 d......jaiibcaiibmocktest.. 5... 2..com............. No such stipulation w Ans ........... Rs 5 lakhs Ans .. 2.d . 50 b.... t.. Rs 1 lakh................... 2......c Min Share capital required in case of Private & Public Ltd Co..... 50 c.......... respectively? .....7........ no limit d......com Facebook Groups . 20 ca Ans ..jaiibcaiibmocktest... 1.. Rs 7 lakhs d... Rs 1 lakh......... 50 Ans ....c .. Rs 7 lakhs b........5..CAIIB DISCUSSION [email protected] CAIIB STUDY MATERIALS ...com. Minimum number of directors in case of Private & Public Ltd Co.. 7 b.. respectively? kt es a. 50 b. Rs 50 lakhs c. 2.....com... admin@jaiibcaiibmocktest......... 09994452442 om c....c .... 10....com. w w Minimum and maximum number of share holders in a public limited company? a............a ... 7. www... 2... All these cases Ans ..... When a competent court passes an order for the dissolution of the firm d.......com murugan0501@gmail..... m oc Minimum and maximum number of share holders in a Private Limited Co? iib a...... Rs 5 lakhs.......... admin@jaiibcaiibmocktest..... 09994452442 .......www....ja iib a.. 3 d. Multi brands d....... ... Objects of the company b..... Registered office kt es Ans .jaiibcaiibmocktest....... 09994452442 ........ there are .. ca a..........6 iib Ans . Line extension b....... Articles of Association Ans ...................com. Brand extension c..ja Vehicle loans available to transport operators are made available with modifications to retail and agricustomers are example for .c .b . Identify opportunities for further growth within the existing businesses www.......... a.... 3 b.. 5 d.. w w w a..www.jaiibcaiibmocktest...... New brands Ans . 09994452442 om Which among the following is not mentioned in the Memorandum of Association of a company? t..... Diversification Growth is defined as... a...com.... 4 c...d ......com Facebook Groups ... admin@jaiibcaiibmocktest............ key principles for Supervisory Review....com [email protected] a... Memorandum of Association c............... admin@jaiibcaiibmocktest... m oc Rules relating to Common Seal are contained in which of the following? iib As per Basel II recommendations..CAIIB DISCUSSION [email protected] .. Authorized capital c..... Certificate of Commencement of Business d....com....... Certification of Incorporation b.....................JAIIB CAIIB STUDY MATERIALS ..........com... Powers of directors in conducting general affairs of the company d....... ... 09994452442 .... 09994452442 b........ Repo and Reverse Repo Rate d........4 Ans .www..........c .com.com [email protected] ..JAIIB CAIIB STUDY MATERIALS ..c .. admin@jaiibcaiibmocktest.. w There are .. 2 c.......b www..jaiibcaiibmocktest... Brand development w Ans .. Brand positioning b... RBI b.jaiibcaiibmocktest........... AMFI t..... RBI exercises monetary control in India through..com................... unrelated to the existing businesses d. Identify opportunities to add attractive businesses.com ..... Brand marketing d.... admin@jaiibcaiibmocktest...... Cash reserve and liquid reserve ratios c............. 3 d.. Brand name selection c.. None of the above Ans .. . iib Building a brand doesn't involve ............... IRDA d. w om Facebook Groups a... iib a..........c Who regulates the Insurance Business in India? m oc Ans ..com..... 1 b. types of possible errors during screening of ideas........com.. Regulated Payment System ca Ans . 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Pay the cheque d.a ..jaiibcaiibmocktest.. Confirm the legal heirs of the principle c..... 09994452442 .a ... Diversification d............. Market penetration A cheque drawn by a Power of Attorney holder is presented for payment.. t......................JAIIB CAIIB STUDY MATERIALS .control www.. 10 Lakhs and above b...com. It has also tested new restaurant concepts..........com.jaiibcaiibmocktest.CAIIB DISCUSSION murugan0501@gmail....... Control – implementation – market planning b... Above 10 Lakhs c............ You come to known through reliable source that Principal has died...a .. w .. Return the cheque b... Banks are to keep a close watch on large size cash transactions (debit/credit) of amount ..com.... Analysis Ans . m oc kt es a........ c a.... Pay the cheque as Principal is alive c......................com murugan0501@gmail. It is governed by two schools of Hindu law – Dayabhaga & Mitakshara b. admin@jaiibcaiibmocktest.. Price b............. 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Attitude Ans .jaiibcaiibmocktest...com............ Pay the cheque after obtaining Principal’s confirmation d... People c... You come to known through reliable source that PA holder has died. 09994452442 om Ans ....jaiibcaiibmocktest.... Under Dayabhaga School he/she acquires the right in JHF only after father’s death d..... The mental act.. .....ja Ans .... When the activity is same d..com [email protected] .... Which of the following statement is not true? w w w a...........com Facebook Groups . Minor’s share in the Firm is liable for all acts of the Firm d..c a.....jaiibcaiibmocktest...com........... Within one month of attaining majority....... Growth d..... admin@jaiibcaiibmocktest... elect to become or not to become a partner in the Firm Ans ......... Beneficiary and Trustee b......... Introduction c...com... Bailee and Bailor d.. Agent and Principal c....... Minor should by way of public notice.. 09994452442 om In which of the following product life cycle stages. [email protected] ........ 09994452442 ......... Trustee and Beneficiary iib What is the relationship between the bank and RBI when the bank is handling the currency chest at its branch? ..CAIIB DISCUSSION [email protected].. sales are zero and the company’s investment costs mount? Ans .com. When the two firms have some common factors c..a .. Maturity Ans ....... ca iib a....... www......... Minor cannot become a partner in a Firm but he can be admitted to the benefits of the partnership with the consent of all partners b..... Two firms are said to be identical when m oc a... Partners of the two firms are same b......JAIIB CAIIB STUDY MATERIALS .. Minor is not liable personally for any debts of the Firm nor his private property can be made liable c.. Product development b............b .............. When the address is same kt es t..... .. Foreign Banks d....com murugan0501@gmail..... type of branding strategy . Brand Extension c....c ......... admin@jaiibcaiibmocktest... 7 Days c.... 09994452442 om As per PML Act.jaiibcaiibmocktest.......com...com....... 10 Lakhs within ........... 09994452442 ......jaiibcaiibmocktest.... 15 Days d...... Multi-Brand iib Hindustan lever launched Surf Excel and Surf Excelmatic. Public Sector Banks b.. RBI www.....d ..... This is a ....... None of these Ans ........ Banks has to submit CTR to FIU-India for transactions of above Rs.... Supervision over Capital Market and Stock Exchanges is the role of.... Maturity c.............ja Ans .c .....30 Days kt es Ans ....... ca iib a....... Which one doesn't come under the classification of scheduled banks? w w w a........... Decline b... a.a ..... 3 Days b. t. Private Sector Banks c.com...... Introduction d. Line Extension b......JAIIB CAIIB STUDY MATERIALS .....www....CAIIB DISCUSSION murugan0501@gmail... admin@jaiibcaiibmocktest.......... A period of rapid market acceptance and increasing profits refers to which of the following stages of the product life cycle? m oc a......c a....... Growth Ans . New Brand d...com....com Facebook Groups .... of close of the month........ ............. Collection of bills and documents b.. kt es a....c Ans .... Primary........ Introduction stage b..... These indicate that the product may be in . admin@jaiibcaiibmocktest... Shipping...... 09994452442 om b... Letter of Credit c..jaiibcaiibmocktest.. iib ‬Which one is not a non-fund based service? .d ...... Products d... 09994452442 ... w The three layers of packaging are ... None of the above ca Ans .................jaiibcaiibmocktest. Bank guarantee w w Ans .... profits are declining and competition is increasing......com murugan0501@gmail...... Decline stage c..... Services c. Sales are declining................... AMFI An activity of intangible nature to satisfy the customer requirement is called as......www..... IRDA d.... secondary...b . a.. SEBI c.... m oc Ans .... tertiary packaging b. None of the above www......... [email protected] .. secondary and shipping packaging c..ja a.com..com.. iib a...... Growth stage d...... Bill discounting d................b . Marketing b..... Primary....com.JAIIB CAIIB STUDY MATERIALS ..CAIIB DISCUSSION [email protected] Facebook Groups .com. None of the above t........ inner and outer packing d. .........8P Ans .... PIOs d. 7P d........com..www..com. All the above iib Ans ...d .. None of these kt es t.......com.. admin@jaiibcaiibmocktest.... Primary Dealers c... FIIs d............c a......c ......com murugan0501@gmail............ cash flow d........... Market share c........... 6P c.. The functions of the distribution channel do not includes ..b ...jaiibcaiibmocktest. 09994452442 om Ans ..........ja Ans ..... Ans .............. Participatory notes are not allowed to be issued to m oc a....... Mutual Funds b.......................................... Profit b...... Instead of 4P. NBFCs ca The small companies created exclusively to deal with Govt Securities are called....com....... 5P b.CAIIB DISCUSSION murugan0501@gmail..... iib a....com Facebook Groups .....JAIIB CAIIB STUDY MATERIALS . Non-Residents c.....jaiibcaiibmocktest.. [email protected] ........ which is used for Marketing services? w w w a... Foreigners b... The objectives of price can be ..... 09994452442 ............. www........ ...c . .com.. Product modification d. 5 c........c Ans .JAIIB CAIIB STUDY MATERIALS ... iib a................. 6 d...c .. On trading day b..... Marketing research d.......... None of the above m oc kt es a. 09994452442 .....com.com.. w w Ans .com murugan0501@gmail... T+2 day d......CAIIB DISCUSSION murugan0501@gmail..... Idea Screening is the first stage of ......www.... Helping the company to do demand forecasting b........ [email protected].... w The Capital Adequacy Ratio is : a) 6% b) 8% c) 9% d) 10% www...T+3 day ca Ans . Promotion of the sale of goods t.......jaiibcaiibmocktest..............a .. 4 b....ja a........ Funds and securities pay-in and pay-out are carried out on Ans ... 09994452442 om a................ Helping the customer in understanding and using the goods c. New product development b.....b .........com... levels............c .7 iib Customer value hierarchy has ................... T+1 day c..com Facebook Groups . .... admin@jaiibcaiibmocktest... Diversification c... .... w w a.... If the company’s sales are slow down.ja Ans ...... w The sum value of all the values that the consumer exchanges for the benefits of having or using the product or service is called... Decline c..... iib a..... Policy..www............com murugan0501@gmail.... Sale c...........com.....com..... At which stage the company has reached? m oc a...com.....................jaiibcaiibmocktest.... Strategy.....c .... admin@jaiibcaiibmocktest... method c........ Process ca Mark-up pricing is a pricing ... 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Indirect marketing c............ Ration Card b.................... Six Months w Ans .com.....................CAIIB DISCUSSION murugan0501@gmail. All the above Ans ....... 09994452442 Which of the following is not an implied power of a partner in a partnership firm? t. Direct marketing b.... Which of the following is not the characteristics of the services? ca iib a. make or accept negotiable instruments d.c Ans ......... To draw...JAIIB CAIIB STUDY MATERIALS ........... contract debts etc for the business of the partnership c....... Three Months d.. To sell/pledge movable goods on account of partnership b........ Two Months c.........c .. To borrow money...ja A Power of Attorney PA executed abroad.....com Facebook Groups .... should be stamped within how many months of its receipt in India? w w a...... admin@jaiibcaiibmocktest............. Perishability c.. Seperability d. One Month b. Heterogeniety iib Ans .. Which can be taken as Identity Proff under KYC? a.. ..........b . 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Expected product w Ans .c ......com murugan0501@gmail..... Augmented product c.. Telephone Bill d..d .. Both b or c m oc Ans ..... Product line d.......... Potential product b..CAIIB DISCUSSION murugan0501@gmail. t..................... 09994452442 om c... ......... Agreed upon conditions b. t.. None of these Ans . Analysis b.......ja Ans . admin@jaiibcaiibmocktest.. Control d.... 09994452442 ... A place of agreement d.www... will be of a/an: m oc a...com murugan0501@gmail........ 09994452442 ......com.... Above 2 Lakhs d.... Time of agreement c...d ... A garnishee order is applicable to www.......c a..jaiibcaiibmocktest..........d .. Such relationship of the customer with the bank........com........ None of these ca Which of the following is not the process of Marketing Management? .......... Pledger and pledgee b............ Beneficiary and trustee c.....JAIIB CAIIB STUDY MATERIALS .................. For a loan to be raised in case of need. Assignor and assignee iib Ans ....com......com..... admin@jaiibcaiibmocktest.........jaiibcaiibmocktest.........CAIIB DISCUSSION murugan0501@gmail....... Planning c.d ....... w Which of the following is not the characteristic associated with transactions between two or more parties? w w a..... om Suspicious Transactions to be submitted to FIU for amount ........................... Above 10 Lakhs c.. Lender and borrower d.......... iib a.......... a person assigns his insurance policy in favour of the bank.d ....com Facebook Groups ...... Any amount kt es Ans ..... 10 Lakhs and above b..... Salaried employees c. 09994452442 .....www.. 09994452442 Ans .JAIIB CAIIB STUDY MATERIALS .... Recurring Deposit d. It determines profits earned by the firms c...... w Pricing is significant for firms because a..com. [email protected].. Customer needs c........ All the above Marketing concept is rested on four main pillars.......... PUPPIES d............d .......d ..ja a... 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Loss shall be borne in the ratio of 50:50 by the bank and the customer w Ans .. any of the previous parties ca Ans .jaiibcaiibmocktest... The bank is negligent but not liable. iib A customer has a SB account and her husband had withdrawn the money from the bank on the basis of forged cheques at various occasions but the customer did not object to it..www... The cheque is dishonoured.c a......... Bank is liable on forged cheques c.. Indian Contract Act Ans .b . Negotiable Instruments Act d....... 09994452442 om Ans ..... as the customer is party to the forgery and did not inform the bank in time d......... A can recover from .. After his death.....30 Days www..com. of arriving at conclusion....JAIIB CAIIB STUDY MATERIALS . a................. [email protected] Facebook Groups ............ admin@jaiibcaiibmocktest... Banking Regulation Act c. C lost the cheque which is found by D. 7 Days c.................. iib a.. RBI Act b......... w Suspicious Transactions to be submitted to FIU within ....c ......... who endorses it to c.... 15 Days d............ Bank would refer the matter to the court b........ A collecting bank gets statutory protection under..com.jaiibcaiibmocktest...... who endorses it in favour of A for valuable consideration by way of forging C’ signatures.. B b.. she comes to bank and demands the money.com.com........... m oc B is payee of a cheque... kt es t...c ......d ..... D d...CAIIB DISCUSSION murugan0501@gmail.... ............................ Except one of the following others are Non Fund based facilities: Ans .b ......... Profit maximization c. Price exist in different forms for products of different nature b............ w Which of the following is not the common objective pursued by firms for short term? w w a.. Liril b........com.... FIMMDA’s guidelines cover the following products.jaiibcaiibmocktest....................... 09994452442 ... Fast turnaround or early cash recovery Ans .... ca Which of the following cannot part of a product line? iib a..CAIIB DISCUSSION [email protected]..... except one: www.... Dove ... admin@jaiibcaiibmocktest.. Which of the following statement is not correct? kt es t..... 09994452442 om Ans ...d .. Price affects the consumer behaviour in deciding about acquiring the product c...... Lux c..........c ..........com...... admin@jaiibcaiibmocktest.jaiibcaiibmocktest......................d ..... Rin d...................ja Ans ...a ..com Facebook Groups ... Profit optimization b....JAIIB CAIIB STUDY MATERIALS ...... Minimum return on sales turnover d............com [email protected].. Price is the only element that produces revenues d... None of these iib Ans .....c a) Letters of Credit b) Bank Guarantees c) Co-acceptance of Bills d) Trust Receipt m oc a..... ... Competitors’ policy c... Social considerations iib Ans .. Price elasticity of the demand of the product b.. 31 www..c .......com..... Bargaining power of suppliers d...... Markup pricing comes under which of the pricing method? w ................ Cost-based pricing c.......com. Managing Govt Debt b..a .......ja a.. Going rate pricing w w Ans ........ admin@jaiibcaiibmocktest.... Bankers to Govt c.....com.....com Facebook Groups ......... 22 b.. of NI Act.JAIIB CAIIB STUDY MATERIALS .........CAIIB DISCUSSION murugan0501@gmail.................... 09994452442 ......jaiibcaiibmocktest.... Lender of last resort to banks m oc Ans ....... Value-based pricing b........ Which of the following is the internal factor influencing pricing? ca iib a.........com. A banker is expected to honour the cheques within the specified banking hours as per Section ............c Ans ....b . admin@jaiibcaiibmocktest.. 09994452442 om a) Call Money b) Cross Currency Interest Rate swaps c) Commercial Paper d) Certificate of Deposit t.......jaiibcaiibmocktest.. 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Chemical Fertilizers ca Which one of the following inputs accounts for the largest percentage share in the total cost of all inputs in Indian agriculture ? w Ans .com Facebook Groups . Which of the following is not the pricing strategy? Ans ...................com... Direct Marketing d. Product mix pricing d........... 65 om Ans .. Irrigation charges d..d ... Registrars c.... Psychological pricing c................ Public relations c............ admin@jaiibcaiibmocktest. .com..CAIIB DISCUSSION murugan0501@gmail..... Promotion efforts are directed towards the final consumer d.. A partnership firm has three partners and a minor.... during . bills discounting d.JAIIB CAIIB STUDY MATERIALS .......... Ans ... Who among the following will sign the account opening form for opening a current account in this case ? www........ Buyers’ Readiness stage c.. kt es t..... w w w a.. factoring c..... None of these ...... Above Rs.... 1 Day d.....com.... forfeiting b. admitted to the firm for benefits... Banks has to maintain record of foreign currency transactions even below Rs.. Above Rs.....ja Ans ... aged 17...... 1 Month Ans . admin@jaiibcaiibmocktest................. foreign bills discounting Which of the following is not true about push strategy of promotion mix? Ans ...d ........ 10 Lakhs if the aggregate of such transactions is Rs..... Rs........... 09994452442 . 10 Lakhs. It is done through personal selling and trade promotion c.....d . Days/Weeks/Months.... 10 Lakhs....com.com [email protected] .... Promotion efforts are directed at the channel member b.. Under PML Act... All of the above iib Factors influencing the promotion mix is/are m oc a. 09994452442 om A firm discounts its export receivables of up to 5 years without recourse to the exporter under which of the following arrangement.. Rs..... 1 Month c............... Product life cycle stage d.com Facebook Groups ... [email protected] a.. 1 Day b.. Type of product/market b.... 10 Lakhs..c ...com... ca iib a............... 10 Lakhs.. .....com Facebook Groups ..jaiibcaiibmocktest....... Determining the better promotional strategies d..... admin@jaiibcaiibmocktest... Insufficiency of funds due to garnishee order d.. kt es The benefits of test marketing is/are a................... Innovative growth c...... Integrative growth d......www.JAIIB CAIIB STUDY MATERIALS ... admin@jaiibcaiibmocktest...... all the three and the father of the minor b.. all the three and the minor himself d. 09994452442 om a..... None of the above w w Ans .a .. Intensive growth b.......... More reliable forecast of future sales b.. Rs.....d . Diversification growth iib Ans ... Garnishee order received c................. Which of the following is not the growth strategies? ca iib a....ja You received a garnishee order for a current account maintained in your branch.. 09994452442 ..com murugan0501@gmail......... a... 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Wholesale Market kt es In respect of Regional Rural Banks.com.CAIIB DISCUSSION murugan0501@gmail.... 09994452442 Based on Geographical Area...... 17 d..c Ans ............. Central Government 15%............ markets can be grouped into ..... Large b..... markets....com.com Facebook Groups .. International www... Low-price and high promotional spending is likely to succeed in ................ w a.............. Central Government 50%...State Government 15%....... 12 b..State Government 35%... A promissory note b.....com...19 . Regional Market c..... All the above iib Which can be crossed by the drawer? m oc a..... a...b ..com.... A bill of exchange c.....com murugan0501@gmail..... Ans ... admin@jaiibcaiibmocktest.. Retail Loan Market d.. Central Government 50%...b ... om a...b .. Central Government 35%.Sponsoring Bank 50% d.....JAIIB CAIIB STUDY MATERIALS ... A Cheque d. major banks were nationalised.... the share holding pattern is: t....... 09994452442 ..www...jaiibcaiibmocktest........State Government 50%... w w Ans ..Sponsoring Bank 15% b. ...... A minor can draw...........com..b . admin@jaiibcaiibmocktest................. he is liable for his contracts d... www..... kt es a.......jaiibcaiibmocktest........ B and Legal heirs of A Jointly c. ca There is a joint account in the names of A and B to be operated upon by both of them jointly. 09994452442 d................www... Real Estate Market b..... markets can be grouped into .. Cash/Spot Market d.... Idea screening b... Either a or b d. A minor cannot be sued for recovery of any monies lent except for meeting the necessaries of his/her life b..... B b........ Product Development d. the credit balance in the account is payable to..... Commodity Market iib Ans .........................com..... endorse and negotiate a cheque binding all other parties except himself c........c Launching the financial Inclusion scheme in one district and later extending it to other districts is an example of...ja iib a...com Facebook Groups ....... 09994452442 ....c Based on Volume of Transaction.......b ... m oc a...JAIIB CAIIB STUDY MATERIALS .com murugan0501@gmail.... t.CAIIB DISCUSSION murugan0501@gmail.. ....a ... w Which of the following is not true in respect of Minor? w w a...... Retail Market c.... Local om Ans ..com.. admin@jaiibcaiibmocktest.. Commercial launch c.com. Concept testing Ans .....c .... On death of A... A minor cannot ratify the contracts on his attaining majority Ans . None of these Ans ....... If a minor misrepresents his age.....jaiibcaiibmocktest. .......jaiibcaiibmocktest. Market Demand c.com murugan0501@gmail.. Goods and services b...c a..............www........... People w Ans ...com... who doesn't come in the picture at all? t.. Heterogeneity c....CAIIB DISCUSSION [email protected] .. Sale of product Ans ... Profit b.. price and place..com...................... admin@jaiibcaiibmocktest.... which is the other one in 4Ps? w w a.com....... Guardian of Hindu married minor girl – Girl’s Father-in-law.... Focus of a Marketing Exercise is ..... Plan c. Payee d.. Promotion d...... 09994452442 om When a cheque is crossed as "not negotiable"... [email protected] ...... Holder b......b .....ja Apart from Product.... Inseparability b................... ..jaiibcaiibmocktest......com.c ..com Facebook Groups ... Holder-in-due course c. Which of the following is not true in respect of Guardian to Minor? a....... Consumers and their requirements d...... Drawer kt es Ans ........ If Husband Minor www. Guardian of Illegitimate minor child – Mother b....JAIIB CAIIB STUDY MATERIALS . Perishability iib Ans .... 09994452442 . iib What can be a characteristic of Physical Products? ca a....... m oc a...... Homogeneous d.... .ja a. Preference d........ kt es a...b ................ Supplier c..... are not Commercial Banks iib a...c . w w NREP has been merged into : a.CAIIB DISCUSSION [email protected]...... 09994452442 . Private Sector Banks d.... t.... Beneficiary Ans ...jaiibcaiibmocktest.........com Facebook Groups .. 09994452442 om c..... PMRY Ans .www......... Cooperative Banks c. www............. Applicant d..com.. bond..c m oc ......... [email protected] LC is issued by the opening bank on request of ...... admin@jaiibcaiibmocktest... Seller b...... NRY c... EAS b.....JAIIB CAIIB STUDY MATERIALS ..b .... Testamentary Guardian becomes effective after death of father and mother d..... Natural Guardian varies from religion to religion Ans .b .. w Ans .com murugan0501@gmail.... JRY d.......... Convertible c............com.... .... Coupon b.. Zero Coupon iib Equity shares are issued on redemption of bond to the holder of .. Foreign Banks ca Ans ......... Public Sector Banks b......jaiibcaiibmocktest....... ...... 09994452442 .c a. Discretionary c.. 35:50:15 c......... Mandatory d........ admin@jaiibcaiibmocktest. One c... important of marketing has increased due to .... Ans ............c .www.....com Facebook Groups .jaiibcaiibmocktest....com...... Voluntary b...jaiibcaiibmocktest.............30:50:20 w Ans .. 30:20:50 b.. All the above iib Ans .. None of the above A direct marketing channel is also called .. t. Three kt es Ans .. Consumer has wider choices d...... Bank can grant loans against ....a .. LIC Policy b.... Zero b.. requirement....... Target and customised communications and offerings c. 09994452442 om The deposit of cash under CRR requirement with RBI is .. level channel m oc a..com... Two d.... [email protected] DISCUSSION murugan0501@gmail.. ca a......c ........d ....... 35:15:50 d.......com............... Availability of information to customer b........ CDs www..com [email protected] CAIIB STUDY MATERIALS ........com........ja In a book built issue allocation..... a. iib In the recent years....... .. RIIs........ NIIs and QIBs are in the ratio of w w a. ... www............ senior citizen deposits d.. t............jaiibcaiibmocktest.a . Mutual fund Ans ..... Heterogeneous d. Analysing b.JAIIB CAIIB STUDY MATERIALS ...... ... w Which is not a characteristic of services? w w a..com. Tangible c..a .. No frills acct iib Ans ... 09994452442 om c...............2001 d..... Perishable b.com....ja Ans .... Inseparable Ans .........b Which is not a retail deposit product? m oc a..1999 b....com Facebook Groups .. [email protected] CIBIL CAME INTO WHICH YEAR? kt es a.............jaiibcaiibmocktest........ Controlling d.......com..d ......com murugan0501@gmail......... term deposits c...com... [email protected] DISCUSSION murugan0501@gmail..... Planning c...2000 c.....www... FD issues other bank d.b . iib a...... 09994452442 ..............2002 Ans ........ credit card b... All the above ca Marketing passes through the management functions of ........... ... admin@jaiibcaiibmocktest...... V P Forms d...ja Ans ..jaiibcaiibmocktest... air-conditioned premises. m oc Which one of the following Committes introduced the concept of weaker sections within the priority sector for the first time in India? iib ca a................ Central Govt and NABARD b........com.. State Govt and RBI . RBI and NABARD c..............c .......www.................. PP Forms b..... w w w a..... Ojha Committee b... iib Urban co-operative banks are controlled by ....... State Govt and NABARD d....d ........c .com.... Nariman Committee c.. Brand value c.com Facebook Groups .. Which is not one of a main stage in the process of product development? www..com... None of these Ans ...JAIIB CAIIB STUDY MATERIALS .. Local sentiment of wanting to eat in huts b...... Krishnaswamy Committee d.... they continue call themselves as "Pizza huts"..... 09994452442 ....c a....com murugan0501@gmail....... Brand recognition d... admin@jaiibcaiibmocktest..... G R Forms c. a.... 09994452442 om As per Foreign Exchange Regulation Act 1973 which one of the following forms is to be used by the exporter for declaring the exports made to all countries otherwise than by post? t.com.........CAIIB DISCUSSION murugan0501@gmail........ Brand extension Ans ..... COD Forms kt es Ans .. Though "Pizza huts" are located in posh...b ............jaiibcaiibmocktest.... This is to take advantage of ...... ...com..... 2-3 Years b.... A bank deposit scheme exclusively for employees of insurance companies ca Ans ......com............. An insurance company c. An insurance scheme to insure bank advances c................... admin@jaiibcaiibmocktest.... 09994452442 om a. A composite financial service offering both bank and insurance products d...jaiibcaiibmocktest....... shares is called kt es a...www.....c Ans .....com murugan0501@gmail............... An insurance scheme to insure bank deposits b........ A company which pools money from investors and invests in stocks. Bancassurance is iib a..jaiibcaiibmocktest. 3-5 Years c......d .ja a.. 09994452442 .CAIIB DISCUSSION murugan0501@gmail.. 3-7 Years d..... 12 years c.........JAIIB CAIIB STUDY MATERIALS ...d ............. years from the date mortgage debt becomes due... Product testing d... Bancassurance d..... bonds.. [email protected] Years www........c .30 years iib Limitation period for filing a suit for foreclosure is .... 20 years d.... a. w Max period of imprisonment for offences under PML Act can be . Mutual Fund m oc Ans ........com Facebook Groups ..... A bank b......... . Concept testing t.. Commercial launch c..com... Idea screening b.c .... 10 years b....com... w w Ans ........ ...............com [email protected] CAIIB STUDY MATERIALS .......com.com........ 1967 d.... either a or c kt es Ans .. at d....b .......com....... Analysis b. 09994452442 .... .. 09994452442 om Ans ............. 6 Lakhs d... w The Imperial Bank of India was converted into State Bank of India in ...... Implementation d........... Which is not defined in NI Act? www... 2 Lakhs b.......com.......CAIIB DISCUSSION murugan0501@gmail... covers both strategic planning for the long-term marketing direction of the firm.www................a ..........d ...jaiibcaiibmocktest...c a. iib a.. m oc a.. Planning c....jaiibcaiibmocktest.... the time of execution......... w w a...... 5 Lakhs c............1969 Ans ...... 1955 c... 10 Lakhs iib Ans ....b ................. t... before b....d ...com Facebook Groups .. admin@jaiibcaiibmocktest.... after c... and marketing programmes and tactics to be used to support the strategic plans....... A document executed in India shall be stamped . Under PMRY..... [email protected] Ans . 1947 b.... Control ca . the project cost for the business services sector is restricted to ..................... A/c Payee c............ Ans ................b . Ministry of Finance c.. Secy.........www. 10 years b.....b . Planning c. Implementation www.............. 09994452442 ......30 years iib Ans .... 20 years d.... Nomination facility is available for locker accounts w w Ans . 09994452442 om a.com.....CAIIB DISCUSSION murugan0501@gmail.... ...jaiibcaiibmocktest...a .......jaiibcaiibmocktest.. Guidelines have been laid down for election of Chairmen and Managing Directors of the banks...ja a.. General Crossing d. Special Crossing b. Analysis b. Guidelines have been given for providing working capital to big units..... admin@jaiibcaiibmocktest... d. Nomination facility has been granted for bank deposits......... One rupee note bears the signatures of: ca iib a.com..com...... 13 years c..... Governor RBI b...... normally EC is asked for . kt es During Mortgage.....b .. covers both strategic planning for the long-term marketing direction of the firm....com.com murugan0501@gmail...... and marketing programmes and tactics to be used to support the strategic plans..... As per section 45(ZA) of Banking Regulation Act 1949: w .. admin@jaiibcaiibmocktest.. years............. a..... Prime Minister of India d.c Ans ...... c.............. None of the above t........JAIIB CAIIB STUDY MATERIALS .... b.com Facebook Groups . Finance Minister m oc a................. Montek Singh Ahluwalia Committee Ans .... An Offence b....com..... M S Verma b................ c...b ca ..... www.....1969 Ans ... Dr..........jaiibcaiibmocktest.............. The Imperial Bank of India was converted into State Bank of India in ........a ........ kt es t..........c . K S Shere iib Ans .........jaiibcaiibmocktest.. writing on a Currency Note is …… .....com Facebook Groups .. 1967 d.. B D Shah d.......CAIIB DISCUSSION murugan0501@gmail......... A Punishable Offence d...JAIIB CAIIB STUDY MATERIALS ...b ............ m oc The report on Harmonization of role of FIs and banks relating to universal banking was given by: a. Vijay Kelkar Committee d............. 09994452442 ...... Tarapore Committee b..... S................. A Crime c... The notes become non-legal tender w Ans .....com murugan0501@gmail. 09994452442 d.com..com...... 1947 b. admin@jaiibcaiibmocktest. 1955 c........ Control om Ans ....www.ja iib a........S..........c a.. As per the RBI’s Clean Note Policy.......b ...... R H Khan c.....Rangarajan Committee c...com.. w w BCSBI is setup on the Recommendations of which Committee a.. admin@jaiibcaiibmocktest........ . Regional Market c.. Section 110A d... minimum capital requirdment d..jaiibcaiibmocktest..com....... a & c iib When colour TVs were introduced in India for the first time. Act a..c om The Second Pillar under BASEL II is? a........ja Which Section of Banking Regulation Act. they reduced the price.......c .. admin@jaiibcaiibmocktest........ the manufacturers priced them very high...... kt es Based on Nature of Transaction.. Section 42 b..com.............. .d ..... Market skimming c.......... supervisory review m oc a...com murugan0501@gmail.. Section 24 of the Banking Regulation Act b.. disclosure norms c..com....... market discipline b..... admin@jaiibcaiibmocktest........... Price skimming b...... ca a..... This type of pricing is called .... 09994452442 ...................... 1949 provides Nomination for Payment of Depositor’s Money w w a.com.. Cash/Spot Market d..... Exploitation pricing d....b ....... Wholesale Market Ans .........jaiibcaiibmocktest..... RBI notifies CRR under ... t....com Facebook Groups . markets can be grouped into .......... Section 24 c. Section 45ZA w Ans .......JAIIB CAIIB STUDY MATERIALS . Section 42 of the Banking Regulation Act www.www. 09994452442 Ans -d .... Real Estate Market b.......... After the initial enthusiasm waned... iib Ans .......CAIIB DISCUSSION murugan0501@gmail. ..6 Ans ...........jaiibcaiibmocktest... a.JAIIB CAIIB STUDY MATERIALS ................ [email protected] iib a.......... w w a.....c ..www.. Fixed Price c....c The rate at which RBI lends to banks under the Liquidity Adjustment Facility (LAF) is called .. Bank Rate d.. 5-7 years d.............. Section 42 of the RBI Act Ans ..... key functional aspects.... Reverse Repo Rate c... w All the customers are charged with a single price without any discrimination is called ....b .. 2-7 years b. 5 d.. ca Marketing management comprises .... www......jaiibcaiibmocktest............. Variable Price Ans ........com.a .. Cash Reserve Ratio m oc Ans ..... 2-5 years c.......d . Dynamic Price b.... 3 b........ 4 c....................com Facebook Groups ....... 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Depending on the Age of the Policy Holder t........... Issuance of Letters of Credit c......ja a.. 09994452442 The Advance Value on LIC Policy is linked with om a...com............. Which one doesn't offer voting rights? a...... kt es The Third Pillar under BASEL II is? a. Equity shares b....CAIIB DISCUSSION [email protected]..... disclosure norms c. All of the above iib Ans . Fixed Income Markets b.... Face Value b.....com [email protected] Facebook Groups ..... admin@jaiibcaiibmocktest... [email protected] Ans .... minimum capital requirdment d.... .. Which is not a function of RBI? kt es t.. RBI d..com Facebook Groups ....jaiibcaiibmocktest.. Regulating Capital Market d....com..... 09994452442 ......... Bills of exchange c.c ........c .........com... SEBI b.ja iib a..JAIIB CAIIB STUDY MATERIALS ....... Central Govt c.d ....... SEBI d....com................ admin@jaiibcaiibmocktest... Which one is not a Commonly forfaited instrument? .... Management of Govt Debts c............... 09994452442 d.....com murugan0501@gmail..... Rights shares om Ans .......... Clearing Corporation of India Ans ...............www... www....... RBI b........ m oc Trading of securities of a particular company at a stock exchange can be suspended by iib a.. Promissory notes b.. Lender of Last resort to banks b...........b .... admin@jaiibcaiibmocktest. Stock Exchanges c............com...CAIIB DISCUSSION [email protected] ........jaiibcaiibmocktest.... Drafts d...... w w Clearing house facilities of securities is provided by a............ AMFI ca Ans ............. None of these w Ans ...c a......... Bankers to Govt Ans .... .... All denomination except Rs.. 09994452442 ....b ....ja Ans .....com.... m oc a..c ... All denomination except Re......com......1 c.....com... t...com Facebook Groups ...b .........1000 d..... LAF relates to. iib ca a.. admin@jaiibcaiibmocktest... Temporary loans to central govt by RBI d....jaiibcaiibmocktest..... Breakdowns in internal controls is an example for a. Negotiating Bank c.c a... All denomination b... The bank that makes payment to the beneficiary on receipt of documents as per terms of Letter of Credit is... CAS ........................... 09994452442 om RBI issues notes of . OMO d.............. Advising Bank b.......JAIIB CAIIB STUDY MATERIALS ...com. None of these Ans .. Short term loans to Banks by RBI c.... Temporary loans to state govt by RBI b......jaiibcaiibmocktest..................b ..... Confirming Bank d.... Market Risk www........ SCC c.... w w w a...... Opening Bank Ans ....www............... Credit Planning b....CAIIB DISCUSSION [email protected] murugan0501@gmail. iib Sale or purchase of Govt Securities by RBI in open market is called as . None of these kt es Ans . admin@jaiibcaiibmocktest... com....... Operational Risk c.. Operational Risk c..... Credit Risk d... None of these Ans ..b ...com. .. www.... Money Market b.. t...... Market Risk b.com Facebook Groups . Forex Market d.... All of the above m oc Ans ...... Market Risk b.. Credit Risk d.........d ...www......a ...com murugan0501@gmail. w Which one doesn't come under Financial Markets? w w a.......... Ans .... All of the above Ans .com... Mutual Funds d.............. Operational Risk c... [email protected] ..........com.....CAIIB DISCUSSION murugan0501@gmail...... 09994452442 om b....JAIIB CAIIB STUDY MATERIALS ... Debt Market c. Registrars Ans ..c Treasury Operations is an example for kt es a...................c The securities are held in electronic form by......... SEBI b..ja iib a..jaiibcaiibmocktest.. Depositories c........... Credit Risk d.... 09994452442 ............. admin@jaiibcaiibmocktest..... All of the above ca Interest rate risk is an example for iib a...jaiibcaiibmocktest......... ............CAIIB DISCUSSION murugan0501@gmail.... Tangible c... 4 c.....com murugan0501@gmail. Risk Management Committee b.......... ca a....www...... Ans . Risk management Group d... iib Diversification in which the new products appeal to the existing customers though the products are technologically unrelated to existing product lines is called as .. w w a...... main stages? om a.....6 m oc a........d ........... Conglomerate diversification d.b . admin@jaiibcaiibmocktest... Homogeneous d...... None of the above iib Ans .............. www. Horizontal diversification c.............com........JAIIB CAIIB STUDY MATERIALS ...... Transfer of ownership possible b....ja The overall responsibility of risk management is assigned to.. None of these w Ans ....... 09994452442 The process of product development comprises of ... 3 b...... 09994452442 ...jaiibcaiibmocktest..a ............ Concentric diversification b..jaiibcaiibmocktest........ Board of Directors c.. 5 d....c Ans .........com.. [email protected].... Perishability kt es What can be a characteristic of Service Products? t.... ....c ..com Facebook Groups .