INDIAN INSTITUTE OF BANKING & FINANCE(An ISO 9001 - 2008 CERTIFIED ORGANISATION) Kohinoor City, Commercial-II, Tower-1, 2nd Floor, Kirol Road, Kurla (West), Mumbai - 400 070 Web-site : www.iibf.org.in CAIIB- ELECTIVE SUBJECTS Rules & Syllabus OBJECTIVE The CAIIB holders are allowed to take the Certificate Examinations in 11 elective subjects in order to enhance their knowledge and skill in specialised areas as a part of Continuing Development Program. ELIGIBILITY Candidates must have completed CAIIB or PART-II of the Associate Examination, and their membership subscription should not be in arrears. Since the examination of all elective papers will be conducted in a single day, candidates can apply for only one elective paper at a time. SUBJECT OF EXAMINATION 1. 2. 3. 4. 5. 6. Corporate Banking Rural Banking International Banking Retail Banking Co-operative Banking Financial advising 7. 8. 9. Human Resources Management Information Technology Risk Management 10. Central Banking 11. Treasury Management Candidates may choose the elective in the area they are currently working or in the area they would like to work in future. It is suggested that the candidates may choose the elective in the area they are currently working and later move to other elective as this will enable appropriate skills / build up for handling different banking verticals. EXAMINATION FEES First attempts Second attempts * Inclusive of 12.36% Service Tax. MEDIUM OF EXAMINATION Candidates are allowed to attempt the examination either in Hindi or English, and should clearly fill in their choice of medium in the Examination Application Form. In any case change of medium will not be allowed at a later stage PATTERN OF EXAMINATION (i) Each Question Paper will contain approximately 100 objective type multiple choice questions, carrying 100 marks including questions based on case study / case lets. The Institute may, however, vary the number of questions to be asked for a subject. There will NOT be negative marking for wrong answers. `1,124/- * `1,124/- * (ii) Examination will be conducted under paper and pencil system / offline mode only on a Sunday. Questions for the examination will be asked for : (i) Knowledge testing (ii) Conceptual grasp (iii) Analytical / logical exposition (iv) Problem solving (v) Case analysis Further, questions based on current developments in banking and finance may be asked. Candidates are advised to refer to financial news papers / periodicals more particularly "IIBF VISION" and "BANK QUEST" published by the Institute. 1 ). TUTORIAL / CONTACT PROGRAMMES Tutorial / Contact programmes will be organized by the Institute at various centres.in. Payment system function. Development of Central Banks in Developed and Developing countries. India Specific Issues : Banking Regulation Act. SLR etc.iibf. Monetary policy Functions. 2. Striking balance between inflation and growth through monetary and fiscal policies. An over view of Fiscal Policy : Importance of Budgets. Module . 1. Major organizational and Functional Developments over time. Union Budget. For details in this regard candidates may get in touch with Zonal Office or logon to the Institute's website www.in. The schedule of the examination will be announced by the Institute at least 3 months before the examination. OMO. NABARD. Ltd. Monetary Policy : Objectives. Theory and Practice. State Budget.org. No physical form will be accepted by the Institute with effect from 1st January.org. UTI. Currency Issue and Management. Regulation. (Please visit iibf web-site www.iibf. Recent Developments. Functions of a Central Bank : Banker to Government. Development of Financial Markets.org. Credit Policy : Objectives. Module . 2013.B : Central banking in India 1. Evolution of Bank Regulation and supervision. 4. Indicators of Policy. STUDY MATERIAL / WORKBOOK The Institute has published courseware to facilitate study and they will be available at outlets / showrooms / distributors of M/s. Institutions and communication policies. IRBI. Banking Ombudsman Scheme. 3. Instruments. Autonomy and independence. 3.C : Monetary Policy and Credit Policy 2. Risks to Financial stability. RBI Act. Banker to Banks. Contemporary Issues : Desirability. Credibility. 2.iibf. Regulation 2 3. instruments of policy (Bank Rate. Macmillan India Pvt. 2.in for details). Lags in policy. FEMA. SYLLABUS CENTRAL BANKING Module . Maintaining Internal and External values of currency. Financial Stability : Financial Development Vs Financial stability. DFHI. Finance Commission. CRR. 1. policy Transmission mechanism and channels. (ii) A list of Examination Centres will be available in the online examination Application Form.A : Rationale and Functions of Central Bank 1. Indian Financial System : Constituents of Indian Financial Markets and their Regulation.50 out of 100 marks. Institutions set up by RBI. Evolution and Functions of Central Banking : Evolutions of Theory and Practice of Central Banking. conflict with fiscal policies.DURATION OF EXAMINATION The duration of the examination will be of 2 hours. IDBI. Facilitation and supervision of Financial System. PROCEDURE FOR APPLYING FOR EXAMINATION Application for examination should be made online from the Institute's website www. PASSING CRITERIA i) Pass : Minimum marks for pass in every subject . accountability and transparency of a Central Bank. Reconciling dual objectives. other financial regulators and division of functions. transparency of policies. Finances of Union and State Governments. Module . Liquidity Management. Constitution and Governance. Glossary of Central Banking Terms. Promotional Functions to support growth and other National objectives. PERIODICITY AND EXAMINATION CENTRES (i) The examination will be conducted normally twice a year in May / June and November / December on Sundays. Reserve Bank of India : Organisational evolution.D : Supervision and Financial Stability . Financial Sector reforms. Early warning signals and remedial action. The Taylor Rule. Syndication of loans iv) Project and infrastructure Finance : Investments both in India (FII & FDI) and abroad. including correspondent Bank arrangements. Joint ventures abroad by Indian Corporates. RBI / FEDAI guidelines Role of Banks. Airways bill. importance in international trade. IFC. 3 . Profitability of International Banking operations Investment Banking. iv) Rules regarding rate structure. Linkage to International Financial Stability.C : International Trade 1) Regulations covering international trade i) ii) iii) Various Aspects of International Trade. Returns required to be submitted to RBI 2) Import / Export Finance i) ii) iii) Laws governing trade finance viz.B : Foreign Exchange Business Foreign Exchange Management Act (FEMA) and its philosophy Different types of Exchange Rates RBI and FEDAI : their role in regulating Foreign Exchange Business of Banks / other Authorised Dealers. v) NRI customers and various banking and investment products available to them under FEMA. Offshore Banking Units. INTERNATIONAL BANKING Module . dealing room activities and risk management principles. ECCBs and other types of Bonds etc. International standards and codes. Wholesale Banking. balance of trade. various types of LCs. v) i) ii) iii) Financing of mergers and acquisitions Module .A : International Banking and Finance 1) International Banking i) ii) iii) v) Global Trends and developments in International Banking International Financial Centres. Effect of liberalisation and Globalisation on Financial Stability. Role of ECGC. vii) Exchange control relating to foreign trade. Forfaiting and Factoring Risks involved in foreign trade finance : Country risk. Customs procedures. Current account and capital account convertibility. The Basle Norms. EXIM policy. Banks' role in implementing these policies and schemes WTO.Bank Banking vi) International Financial Institutions : IMF. BIS. Merchant Banking iv) Correspondent Banking and inter . DGFT and their schemes. Indian stamp Act. iv) Documents used in Trade : bill of exchange. ADRs. documentation and Monitoring International Credit Policy Agencies and Global Capital Markets Raising resources : Availability features and risks of various Equity and debt products like ECBs. Investment opportunities abroad for resident Indians. v) Role of Banks in foreign Trade vi) Letters of credit. Exchange risk. invoice. FEMA. IBRD. Retail Banking. Government policies. Insurance policy etc. various facilities to Exporters and importers including project finance. cover operations. including EXIM Bank. INCOTERMS.its impact Balance of payment. Prudential Norms. SEZs. legal risk etc. Role of Supervisor under Basel-II. Risk Management in Banks. Currency risk. settlement of disputes. vi) Remittance facilities Module . in financing Foreign Trade.and supervision of Banks. ADB vii) Legal and regulatory aspects viii) Risk Management 2) International Finance i) ii) iii) Fundamental Principles of Lending to MNCs. NIAct. Bill of lading. UCP 600. Segments in RNFS. State level and District level Credit committees. Finance against Warehouse / cold storage receipts Financing Rural Non-Farm Sector (RNFS). RURAL BANKING Module . Government initiatives.Module . Economic life of rural people. Rural Development Policy. nutrition and education. Working capital assessment of SMEs. Caste and power structure . 2. Sanction. Marketing issues. CGTMSE. 5. health. Emerging issues in Indian Agriculture. socio-economic development indicators.urban migration. Role of Information and communication technologies in rural banking-Models. agriculture-industry linkages.rural social stratification.D : Derivatives 1. Importance of RNFS. revival package and implementation. Revival of sick units. RBI guidelines. Resources and technical changes in agriculture. types of instruments available in Indian Market. Importance to Indian economy. problems and deficiencies. Definition of SME. Stressed assets under rehabilitation. Debt restructuring mechanism for SMEs.D: Problems and prospects in Rural Banking Role of rural banking. Farm mechanization. Regional Rural Banks. Economic Features. policies and programmes for rural farm and non-farm sectors. Commercial Banks. their refinance. Treasury operations of banks and corporates Derivatives as hedging instruments. Financing agriculture / allied activities. etc.main causes and methods of measuring rural poverty. share in National income -Trends in per capita income. Function and policies of RBI in Rural Banking. Project funding techniques and requirement assessment. Rural Credit Institutions. . Crop Loans-Assessment. Disbursement. refinance support. rural money markets. Structure and characteristics of Indian agriculture. Godowns / cold-storage facilities etc. Role of Development and Promotional Institutions in RNFS SME Finance. Fisheries. Power. 3. Co-operative Credit Societies and Banks. NABARD-Main functions. 4 . Role of agriculture in economic development. 4. Term loans for irrigation. constraints to agriculture development. progress and impact. Cluster based approach and joint finance with SIDBI. Lessons from recent crisis in derivatives market. role of rating agencies and rating methodology. Financial inclusion & inclusive growth for rural development banking. role. occupation. Management Issues. Financing of SME and small enterprise Refinance from SIDBI. Rural housing and Urban housing schemes under priority sector.transaction costs and risk costs. Characteristics of Rural Society. Rural infrastructure. Land Development Banks. Financing allied agriculture activities like Horticulture. Problems of Rural branches of Commercial banks . Govt.B : Financing Rural Development Regulation of Rural Financial Services. Economic reforms and its impact on rural economy. Module . Population. Agriculture Economy. rural poverty . Markets and other services. rural insurance micro insurance scheme. Pricing issues. Lead bank approach. rephasement. literacy. Transport.MSMED Act 2006. Poverty alleviation programmes / Employment programmes / Production oriented programmes-rationale and philosophy.A : Rural India Demographic features. Educational loans Module . Rural Issues.C : Priority Sector Financing and Govt initiatives Components of priority sector. Technology based Financial Inclusion. Risk rating of SME proposals. concept of Business Facilitators and Business Correspondents in rural financing. rural indebtedness. RBI rules and guidelines regarding derivatives Mathematics of derivative valuation and pricing Risk assessment of derivatives. Development issues. Module . Social forestry. Asset Allocation. Marketing of financial services. RBI. Businessman. CORPORATE BANKING MODULE . SEBI etc. Merchant Banking : Advisory services for equity / debt issues. Role of Regulators viz. gathering initial / additional information from the client. salaries. placement and distribution of equity / debt. Evolution. Attending and Listening skills.Primary market. various services provided viz. Direct Investment .Bond and Money markets. Investment Timing. Asset classes.Emerging trends in rural banking-financing poor as bankable opportunity. Statutory provisions regarding starting of business / industrial units by NRIs / MNCs. working with clients.Selection of Investment and Insurance Products.A : Corporate Banking and Finance Corporate Banking : Meaning and importance. linkages with banking. Salaried person. Off shore services. Counselor leading responses. etc. Management. Cash generation and return on investment. Income exempt from tax.Portfolio analysis & selection. Implementation.. Debt Management. income from house property. Indian debt markets .. income from other sources. MODULE . The Time Value of Money. 5 . Factoring and Forfaiting. Fund and Non fund based limits and ImportExport finance. Custodial services. participants in the Indian finance system.B : FINANCIAL PLANNING Financial Planning. Asset allocation the strategic tool . FINANCIAL ADVISING MODULE . Fundamental Investment concepts. Financial counseling. Risk-Reward Trade-Off. Gross total income. Trusteeship. Capital gains. MODULE . Indian economic and social environment. Diversification -Spreading Risk. evolution of financial planning as a profession. understanding market behaviour. Using stop loss. Retirement planning and taxation. Micro Credit. Asset allocation towards a financial plan. Banking products. persons having income from more than one source. overview of current state of Investment Banking in India. meeting the client's objectives. Salary Payment. Heads of income viz. capital / Revenue receipts / expenditure. Secondary market. Insurance products. Business advisory. Securities markets . fundamental and technical analysis-basic philosophies and underlying assumptions . Corporate Deposits : Importance of Institutional deposits vis-a-vis retail deposits Corporate Finance : Working capital finance.House wife.D : TAXATION Income Tax law. Depository & investment process. Tax triggered investments Estate Planning. income tax return. tax deducted at source Tax planning strategies. Permissible deductions from gross total income . Cash Management. Tax planning through wills and trusts. Role of a Financial planner. Administration of an estate. Elements of non-verbal behavior.A : Introduction to Financial Advising Indian financial and investment industry. Content of a comprehensive financial plan. Commodities Market. MODULE . Recommending financial planning strategies to investors.Securities traded in debt market. profits and gains of business or profession.C : FINANCIAL INVESTMENT PRODUCTS Financial investment products . Self Help Groups / NGOs. Passing of an asset. Good practices in financial planning.B : Investment Banking 1) 2) Meaning and scope of Investment Banking. Will. Fundamental investment concepts. Corporate Debt Restructuring. residential status. latest guidelines of GOI and RBI. ongoing Service. Forex Management. important definitions-person. Agriculture income. Pension products. Assessee. Profile of effective counselor. Taxation of Terminal benefits. Efficient markets. understanding and meeting client's needs through financial planning.Essentials in financial counseling. Trade services. Investment in Real estate.What Are They and Who Uses Them? MODULE . Mutual fund industry-products & services. regulatory framework. Total income. Basic communication principles. understanding investor's risk appetite. Accounting entries .C : Project and Infrastructure Finance Characteristics of Project Finance . Regulations and compliance Technology for Retail Banking . Corporate advisory services : Capital restructuring.SPV . DRT Act.C : Marketing / Selling of retail products. Repayments / Collection. Process of using the cards. Margin. Rescheduling. Security. Liabilities and Assets Products / Description of Liability products.Project planning . ATMs. Decision tree. Security.Static information.Eligibility. Extension counters. Demat services. Reverse Mortgage . Description of Asset Products. role within the bank operations. Purpose.Loan process and the relevant accounting including EMI Computation. Moratorium. Moratorium. Stages in customer relationship management process. Credit scoring.RBI guidelines. Purpose. Approval process for retail loans. Applicability of retailing concepts distinction between Retail and Corporate / Wholesale Banking MODULE . Prepayment issues.Defaults. M-Banking.Securitisation as a tool for risk mitigation . Private equity and Venture capital. Assessment of technical collaborator . Project advisory. basic loan origination data etc. with OEMs / Authorised Dealers for Auto / Vehicle loans. online / Phone Banking. Purpose.Means of financing projects . Purpose. Purpose. MODULE . Recovery of Retail Loans . Security.B : Retail Products Retail Products Overview . Analytics / Alerts. Structuring. Credit / Debit Cards . mortgage based securities.Branch. Updated information like income details at different frequencies. Amounts. Credit Points. Amounts. Margin.Monitoring and follow-up of the project RETAIL BANKING MODULE . Prepayment issues. Selling Process in retail products-Direct Selling Agents.Technology selection. recovery process. Disbursement.3) 4) Mergers and Acquisitions. MIS and Accounting Retail Strategies. Important Asset Products Home Loans .Market Analysis : International competitiveness and SWOT analysis Assessing the project cost .Customer requirements.Eligibility.Financial Analysis : Breakeven point analysis. Account opening. Auto / Vehicle Loans . Divestitures : Identification. Margin.Credit Vs Debit Cards. Recovery Agents . and with Builders / Developers for Home loans Delivery Channels . Security. Eligibility. arranging finances etc.A : Introduction History and definition. Amounts. SARAFAESI Act. Loan Syndication etc. Prepayment issues. POS.New products like Insurance. Trends in retailing . Amounts. Moratorium. Repayments / Collection. Property services. Disbursement. Sensitivity analysis Common risks in projects . Disbursement.Growth of e-banking. Transaction information from disbursement till final settlement of the loan amount. Tie-up with Institutions for Personal loans / Credit cards / Educational loans.Infrastructure financing cash flow deal agreement with parties involved . Scenario analysis and Internal Rate of Return. 6 . Educational Loans Eligibility. MODULE . Prepayment issues. use of Lok Adalat forum. Moratorium. Other Products / Remittances / Funds Transfer MODULE . Security. Repayments / Collection.Network techniques for project implementation Disbursement. Disbursement. Billing Cycle. Repayments. Internet Banking.Role and impact of customer relationship management. Personal Loans Eligibility.Estimation of project cash flows Use of free and equity cash flow valuation for assessing projects . Negotiation and Execution. Products development process.D : Other issues related to Retail Banking Securitisation. Amounts. Investment advisory / Wealth management. Customer Relationship Management . supervision and follow up of project by lender .Risk mitigation methodologies in projects . Cross selling opportunities. Major HRM challenges facing Banks. Development of HRM in India.A profitability Model MODULE. Need for a distinctive HR strategy. Quality Circles. Human Response . Structure and Functions.Banking Ombudsman MODULE .Branch licensing-Inspection / audit-Statutory / Reserve requirements R. 1986 .B : Building an HR strategy 1) .Implications of benchmarking.D : Supervisory and Regulatory aspects Banking Regulation Act (As applicable to Co-op.Electronic Payment systems / core banking solutions . Strategy Formulation and implementation.Call money .I.A : Human Resources Management 1) Concepts. HRM and Information Technology. -Supervision and control . Behavioural Dynamics in organizations.Risk Management .Electronic funds transfer systems . 1993 -Securitisation and Reconstruction of Financial Assets and Enforcement of Security Interest Act.brief overview of structure of co-operative credit institutions Membership . Group Problem Solving and effectiveness. Loan Policy . Importance of Human Capital. New insights into HR Management and contemporary issues. Control Returns .Job Fit.Repos and Reverse Repos . BPR.Special features of Recovery of Debts Due to Banks and Financial Institutions Act.Money Market .RTGS .Banker . Person . Madhav Rao Committee and Vaidyanathan committee . Relationship between HRM and HRD. Policies and Practices : Fundamentals of HRM. aligning HR Systems with decision framework.Effects of NPA on profitability .I. HUMAN RESOURCES MANAGEMENT Module .Approach of Banks to profitability . Conditions for Optimal Success. guidelines on Deposits. Knowledge management in Banks. Role of HRD professional.Personal Finance . Expectations from HR Department.C : Technology. Credit & Investment Management Different Deposit Products . Core Banking and HR challenges.B : Co-operative Banking Operations Deposits. TQM. Advance. Group Dynamics. Preparation and updation of Manuals and job cards. Executive 7 2) 3) 4) 5) Module . Relationship between Sustainable strategic success and performance of the organization.Foreign Exchange Market . Change Management.Debt market .Investment Management .Management of NPA . Conflict of new initiatives with work culture and capacity. HRM in Banks : Traditional Role of Human Resources Department in Banks. ISO 9000 Series and other techniques for Organizational improvement and Management of Service Industry.Role of Directors and Corporate Governance Best Practices Management Information System.CO-OPERATIVE BANKING MODULE . Role of Change Agent and Managing Change. Organizational Change and Development. Need for Knowledge Management Officer.Basel-II .Meaning and Scope of Investment Policy MODULE. Risk management Technology Banking . Information and Database Management.guidelines of RBI / NABARD in regard to investment . Bankers' right of lien. Role in the Banks. Six Sigma and its implication in organizational development.Legal aspects of banking operations . connecting strategy to organization.Recommendations of Marathe Committee.B. Leadership and Team building.Customer relations Garnishee orders and Attachment orders.Role of R.MSME financing . Management of transformation.Credit Management Loans and advances Priority sector lending .B.Bancassurance . Weaker section lending.Financial Markets .Banking related laws . Banks) . set-off and appropriation Indemnities and Bank Guarantees.A : Principles and Laws of co-operative Banking Law and rules relating to Co-op Banks Principles of Co-operation . Priority sector lending. 2002-The Consumer Protection Act.Provisions of Bankers Book Evidence Act .CRR / SLR Management . Linkage with Educational Institutions.Exposure limits-Asset Liability Management Capital Adequacy . Formulating the strategy. Execution of strategy : Role of CEO.Profit and Profitability .Deposit Policy . Policies and Practices. Responsibility Charting. IP Address Mechanisms. Employee Development strategies and Techniques. outsourcing of Training. Development of soft skills and communications. dealing with attrition. Competency Mapping. Barriers to Communications. Training and Skill Development 1) 2) 3) Module . Effectiveness of HRD. trade unionism and Industrial Relations. MySQL) Application Servers (Oracle 10AS. Collective Bargaining Concepts. MS SQL-2005. incentive system linked to productivity. Policies and Schemes.) Application Software : Packaged Software. WAN. Conflict Management and Resolution.) and 5th Generation Languages (Logic Programming Languages) Database Management System and Relational Database Management Systems (Oracle10g.) and 4th Generation Languages (Clipper. Attitude development. Training infrastructure in Banks. and line Managers. Dealing with the cases of Sexual harassment. Training measurement and impact. Theories of Motivation and their practical implications.C : Motivation. 4) Module . Workers' Participation in Management.team. WebSheare ) Web Servers (IIS. Changing face of Banking. 2nd Generation (Fortran.) Web Browsers (IE 7. Grievance Redressal and Discipline.Software : (S / W) System Software : Operating Systems (Desktop OS / Server OS) Windows (Desktop / Server) / UNIX (H. Management of conflict between Training and operations due to manpower constraints. Identification of Training Needs. Training Methodology. 3rd Generation (C. Industrial Relations and Negotiations in the Indian Banking Industry. Diversity and Gender Issues. disadvantages and constraints. 8 . Internet. SQL etc. Best HR practices in banks. Discipline Management including Domestic Enquiry. Protocols. Employee Welfare. Frauds in Banks. Placement and Promotion. subject matters of Training. Risks attached to Delegation of Financial Powers. C++. Precautions and Controls. HRD Audit. C# and JAVA etc. Linux. Power Builder.1st Generation Languages (Assembly). Algol. Firefox etc. Mechanism and Processes. Intranet. advantages. Custom built Software etc. Developing competencies through e-learning. LAN. On .A : Introduction to Information Technology Impact of IT on Banking : Changing Financial Environment and IT as a Strategic Response Hardware (H / W) . job rotation. Learning and instructions. Steps for effective communication in the organisation Manpower Planning. Experience of Employee Participation in Indian banking industry. Employee Behaviour. job enrichment. Career Path Planning and Counseling. Motivational strategies. virtual learning and self directed learning. Recruitment Vs Outsourcing : Concept and Feasibility of Outsourcing. Sun Solaris. Succession Planning. 2) 3) Organizational Communication. Reward and Incentive schemes. VLAN. Role and impact of training. 360 degree performance Appraisal. Computer Networks. Extranet. BeWeblogic. Unix. Emerging Trends. Compensation. IBM AIX) Computer Languages . Bipartite Settlements in Banking. Future of Bank Education. Recruitment. Training and Development. Apachi etc. Cobol). Appraisal Vs Feedback. The personnel functions : Legal aspects of personnel functions. Learning Processes.the job training.D : Personnel Management and Industrial Relations 1) 2) 3) INFORMATION TECHNOLOGY Module . Key Performance Areas (KPA) Human implications of Organisations. Performance Management and Appraisal Systems : Performance Appraisal System. Selection. Need for a vigilance Dept in Banks. Equipment & Data Communication: Computer Networks : Network Layers. P.0. Role of Management and Functions. Topologies. Role of P A S. Semantic Data modeling Normalization( from 1st to 3rd and BCNF. Incident & problem management practices.Various phases of SDLC. Satellite Links. Digital Certificate. MPLS. Switches. releases etc. IT Service Delivery & Support : Service level management practices. EIS. Internet Banking. Twisted Pair. Client Server Architecture. 3 Tier Architecture. Data Backups / Restoration. Network Administration. I/Os. Data Centre.. clustering. Data Warehousing . NIDS. 2. Wi Fi. Mobile Banking. Band widths.Network Equipments : Cables (BNC.CCA. BCP / DRP. Virtualization and Consolidation. Data Downloads / Uploads. denial of service attacks etc. Data Communication : CLL. Groupware and Multimedia Business Intelligence . Connectors. Software bombs. CA. EFTPOS. Domains. Change management processes / scheduled. Controls and Guidelines Threats to Information System : i) Physical (Insiders / outsiders) ii) Viruses. Digital Signature. elimination of single point of failure. Spamming. Financial markets Treasury Objectives of Treasury Structure and organization Functions of a Treasurer Responsibility of a Treasurer 9 . Disaster Recovery Centre Delivery Channels .C : Applications in Banking Centralized Banking System / Core Banking System / System Administration. Entity Relationships. Servers (Hardware / Software). Routers.work load scheduling. controls. Jack Panels. Payment Gateways (Credit card / Debit cards). Phishing. Basel guidelines for E-banking. Service . Bridges. Network / Security Equipments: Modems. Information System Security Measures. Various RBI Committee Reports on Information Systems.D : Security. Phone Banking. SLAs.A : An overview 1. PKI . Application Server and Application Administration.DSS. SMS Banking. SMS alerts E-Commerce . Systems performance monitoring process tools. Smart Cards E-Mails. Database Administration. Functionality of hardware. application of patches. network services management. BS7799. ISO. Hosting. system specifications. software. Operations management . Hubs.Level Agreement Module .ATM.Data Mining tools MIS and Organization Support Systems . Credit / Debit Cards. Worms. Authentication of payments etc. Drafting of RFP. 4th & 5th level of normalization) Software Development Life Cycle (SDLC) . VPNS. IS Audit. Wi Max. Spoofing. Firewalls. Generic Data Modeling. Data Storage Devices. Computer Aided Software Engineering (CASE) Tools. Patch Panel. In-house / Outsourcing. Network Racks. ISDN.B : Systems and Design Systems Design & Analysis(Data modeling. Artificial Neural Networks (ANN) Grid Computing. IPS Module . RA. Preventive maintenance. HIDS. techniques. System resiliency tools and techniques . Leased Lines. Malwares.fault tolerance. N-Tier Architecture etc. Treasury Management Module . ISPS. Nonrepudiation of Receipt. IS4477. 17799. Software Project Management. System Architecture : Clients (Hardware / Software). Trojan horse.. data base.Expert Systems. Policy. Module . Capacity planning & monitoring. emergency in configuration of production systems. GDSS. Fibre Optics).Secure Electronic Transfer (SET). Non-repudiation of Origin. IT Act 2000. C. checks and balances Revaluation : Mark to market and profit calculations.D : Risk Management Risk Management Module . integrated treasury.Module . Role of information technology in treasury management Regulation and compliance Internal & External audit Module . valuation and exposure norms A. VaR (Value at risk) Components of multi-currency balance sheet Treasury and investment policy Structure : Front office. Planning & control. sources and deployment Internal control. Duration analysis.CRR / CCIL / RTGS 2.A : An overview a) Risk definition / policies b) Risk Process-Risk Organization Key risks-Credit risk. Gap. Back office and Mid office Accounting. liquidity risk.C : Treasury & International Banking Module . Risk analysis Treasury instruments Global scenario and treasury operations Exchange rate mechanism Dealing and trading operations : control and orderly conduct. market risk. Linear and other statistical methods of control Calculation Risk exposure analysis Risk management / mitigation policy Risk immunization policy / strategy for fixing exposure limits Risk management policy and procedure Risk adjusted return on capital Capital adequacy norms Capital adequacy norms Prudential norms Exposure norms Concept of Mid office Forwards Futures Options Strategies and Arbitrage opportunities Regulatory prescriptions of risk management Asset Liability Management - c) Risk measurement & Control - d) Risk management - 10 . moral and ethical codes.B : Treasury operations 1. operational risk. B. 3. Liquidity Management . interest rate risk and currency risk ALM Concept ALM organization ALCO techniques / tools Simulation. legal risk. Objectives. Netting Cost centre / Profit centre. organizational set up and key responsibilities of ORM SPOR .linkages to .policy requirements and strategic approach for ORM SPOR identification. measurement. qualifying criteria for banks for the adoption of the methods Computation of capital charge for operational risk Introduction and definition Prescriptions of Basel-I & II Liquidity risk Interest rate risk foreign exchange risk Price risk (Equity) Commodity risk Treatment of market risk under Basel a) b) Standardized duration method Internal measurement approach . methodology. control / mitigation of pperational risks Capital allocation for operational risk.C : Operational Risk Module .E : Risk Organization and Policy Risk Management Policy Inter .VaR Module .D : Market risk Module .standardized approach Credit risk .Module .advanced approach Credit rating / credit scoring and rating system design Credit Bureaus Stress test and sensitivity analysis Internal Capital Adequacy Assessment Process (ICAAP) Introduction to structured products Introduction.Treasury Credit ALCO 11 . Basel-I & II RBI guidelines Likely forms of operational risk and causes for significant increase in operational risk Sound Principles of Operational Risk Management (SPOR) SPOR .B : Credit Risk Management Introduction Basel-I Three pillars of Basel-II and Capital for Operational risk Frame work for risk management RBI guidelines on risk management Risk rating and risk pricing Methods for estimating capital requirements Credit risk . co. Marol Maroshi Road. Cuttack-753012 Phone : (0671) 2311979 / 2331979 E-mail :
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