CAIIB ABM Sample Questions by Murugan for Dec 2017-1.pdf

May 5, 2018 | Author: nil_parkar | Category: Gross Domestic Product, Equity (Finance), Taxes, Revenue, Variance
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www.jaiibcaiibmocktest.com, www.bankpromotionexams.com, www.onlyforbankers.in 1 Facebook Groups - JAIIB CAIIB STUDY MATERIALS / CAIIB DISCUSSION BANK PROMOTION EXAMS / ONLY FOR BANKERS [email protected], [email protected], 09994452442 ………………………………………………………………………………………………………………………………………………………………… ALL THE VERY BEST FOR YOUR EXAMS om t.c es kt oc SAMPLE QUESTIONS FOR m CAIIB iib ADVANCED BANK MANAGEMENT ca iib .ja w w w Though we had taken enough care to go through the questions, we request everyone to update yourself with the latest information through RBI website and other authenticated sources. In case you find any incorrect/doubtful information, kindly update us also (along with the source link/reference for the correct information) as lot of questions were shared by many people. ………………………………………………………………………………………………………………………………………………………………… www.jaiibcaiibmocktest.com, www.bankpromotionexams.com, www.onlyforbankers.in [email protected], [email protected], 09994452442 www.jaiibcaiibmocktest.com, www.bankpromotionexams.com, www.onlyforbankers.in 2 Facebook Groups - JAIIB CAIIB STUDY MATERIALS / CAIIB DISCUSSION BANK PROMOTION EXAMS / ONLY FOR BANKERS [email protected], [email protected], 09994452442 ………………………………………………………………………………………………………………………………………………………………… Advanced Bank Management Given, Currency with public - Rs. 230000 Crores Demand deposit with banking system - Rs. 320000 Crores om Time deposits with banking system - Rs. 360000 Crores Other deposit with RBI - Rs. 420000 Crores Savings deposit of post office savings banks - Rs. 140000 Crores All deposit with post office savings bank excluding NSCs - Rs. 80000 Crores t.c Calculate M1. es a. Rs. 670000 Crores b. Rs. 830000 Crores kt c. Rs. 970000 Crores d. Rs. 1020000 Crores oc Ans - c ............................................. m Calculate M2. iib a. Rs. 830000 Crores b. Rs. 970000 Crores ca c. Rs. 1110000 Crores d. Rs. 1330000 Crores iib Ans - c ............................................. .ja Calculate broad money M3. w a. Rs. 830000 Crores b. Rs. 970000 Crores w c. Rs. 1110000 Crores d. Rs. 1330000 Crores w Ans - d ............................................. Solution : M1 = currency with public + demand deposit with the banking system + other deposits with RBI ………………………………………………………………………………………………………………………………………………………………… www.jaiibcaiibmocktest.com, www.bankpromotionexams.com, www.onlyforbankers.in [email protected], [email protected], 09994452442 www.jaiibcaiibmocktest.com, www.bankpromotionexams.com, www.onlyforbankers.in 3 Facebook Groups - JAIIB CAIIB STUDY MATERIALS / CAIIB DISCUSSION BANK PROMOTION EXAMS / ONLY FOR BANKERS [email protected], [email protected], 09994452442 ………………………………………………………………………………………………………………………………………………………………… M1 = 230000+320000+420000 M1 = 970000 M2 = M1+Savings deposit of post office savings banks So, M2 = 970000+140000 om M2 = 1110000 Crores M3 = M1+Time deposit with banking system So, t.c M3 = 970000+360000 M3 = 1330000 Crores es ............................................. Calculate the Linear Regression whose input values are kt X = [5,20,40,80,100] & Y = { 10,20,30,40,50} a. 10.0914 + 0.3894 X oc b. 10.9194 + 0.8934 X m c. 10.9194 + 0.3894 X d. 10.9994 + 0.8934 X iib Ans - c ca Solution Linear regression formula Y = A + BX iib To find X Mean Total Inputs(N) =(5,20,40,80,100) .ja Total Inputs(N)=5 Mean(xm)= (x1+x2+x3...xn)/N w Mean(xm)= 245/5 Mean(xm)= 49 w To find Y Mean w Total Inputs(N) =(10,20,30,40,50) Total Inputs(N)=5 Mean(Ym)= (y1+y2+y3...yn)/N Mean(Ym)= 150/5 Mean(Ym)= 30 To find Slope ………………………………………………………………………………………………………………………………………………………………… www.jaiibcaiibmocktest.com, www.bankpromotionexams.com, www.onlyforbankers.in [email protected], [email protected], 09994452442 www.jaiibcaiibmocktest.com, www.bankpromotionexams.com, www.onlyforbankers.in 4 Facebook Groups - JAIIB CAIIB STUDY MATERIALS / CAIIB DISCUSSION BANK PROMOTION EXAMS / ONLY FOR BANKERS [email protected], [email protected], 09994452442 ………………………………………………………………………………………………………………………………………………………………… Slope = (∑XY - N x X x Y)/(∑X2 - N x X) = [(50+400+1200+3200+5000) - (5 x 30 x 49)]/[(25+400+1600+6400+10000) -( 5x492)] = (9850 - 7350) /(18425 - 12005) = 2500/6420 = 0.3894 om To find Intercept Value: A = Ybar - Slope x Xbar = 30 - (0.3894 x 49) = 10.9194. t.c To find Linear Regression: Y = A + Bx es Answer = 10.9194 + 0.3894 X ............................................. kt Calculate the relative variability (coefficient of variance) for the samples 60.25, 62.38, 65.32, 61.41, and 63.23 of a population oc a. 0.0301 m b. 0.0307 c. 0.0103 d. 0.0107 iib Ans - b ca Solution iib Mean = (60.25 + 62.38 + 65.32 + 61.41 + 63.23)/5 = 312.59/5 = 62.51 .ja calculate standard deviation w = √( (1/(5 - 1)) * (60.25 - 62.51799)2 + (62.38 - 62.51799)2 + (65.32 - 62.51799)2 + (61.41 - 62.51799)2 + (63.23 - 62.51799)2) w = √( (1/4) * (-2.267992 + -0.137989992 + 2.802012 + -1.107992 + 0.712012)) = √( (1/4) * (5.14377 + 0.01904 + 7.85126 + 1.22764 + 0.50695)) w = √ 3.68716 σ = 1.92 calculate coefficient of variance Coefficient of Variance = (Standard Deviation (σ) / Mean (μ)) = 1.92 / 62.51 = 0.0307 ............................................. ………………………………………………………………………………………………………………………………………………………………… www.jaiibcaiibmocktest.com, www.bankpromotionexams.com, www.onlyforbankers.in [email protected], [email protected], 09994452442 www.jaiibcaiibmocktest.com, www.bankpromotionexams.com, www.onlyforbankers.in 5 Facebook Groups - JAIIB CAIIB STUDY MATERIALS / CAIIB DISCUSSION BANK PROMOTION EXAMS / ONLY FOR BANKERS [email protected], [email protected], 09994452442 ………………………………………………………………………………………………………………………………………………………………… Given, 1. Consumptions - Rs. 62000 2. Gross investment - Rs. 46000 3. Govt spending - Rs. 14000 4. Export - Rs. 96000 om 5. Import - Rs. 72000 6. Indirect Taxes - Rs. 15000 7. Subsidies(on production and import) - RS. 8000 8. Compensation of employee - Rs. 1000 t.c 9. Property Income - Rs. 1000 7,8,9 - Net receivable from aboard 10.Total capital gains from overseas investment - Rs. 18000 es 11.Income earned by foreign national domestically - Rs. 8000 1. Calculate GDP kt a. Rs. 139000 b. Rs. 146000 oc c. Rs. 156000 m d. Rs. 165000 Ans - b iib ............................................. ca 2. Calculate GDP at cost factor a. Rs. 139000 iib b. Rs. 146000 c. Rs. 156000 d. Rs. 165000 .ja Ans - a w ............................................. w 3. Calculate GNP w a. Rs. 139000 b. Rs. 146000 c. Rs. 156000 d. Rs. 165000 Ans - c ............................................. ………………………………………………………………………………………………………………………………………………………………… www.jaiibcaiibmocktest.com, www.bankpromotionexams.com, www.onlyforbankers.in [email protected], [email protected], 09994452442 www.jaiibcaiibmocktest.com, www.bankpromotionexams.com, www.onlyforbankers.in 6 Facebook Groups - JAIIB CAIIB STUDY MATERIALS / CAIIB DISCUSSION BANK PROMOTION EXAMS / ONLY FOR BANKERS [email protected], [email protected], 09994452442 ………………………………………………………………………………………………………………………………………………………………… Solution : 1. GDP = Consumption + Gross investment + Government spending + (Exports - Imports) GDP = C+I+G+(X-M) = 62000+46000+14000+(96000-72000) = 122000+24000 = 146000 om 2. GDP at factor rate = GDP-(Indirect taxes-subsidies) = 146000-(15000-8000) t.c = 146000-7000 = 139000 3. GNP=GDP+NR(total capital gains from Overseas investment-income earned by foreign national es domestically) = 146000 + (18000-8000) = 146000 + 10000 = 156000 kt ............................................. Given, oc m Corporation tax - Rs. 1000 Crores Income tax - Rs. 800 Crores Other taxes and duties - RS. 600 Crores iib Customs - RS. 800 Crores Union exercise tax - Rs. 600 Crores ca Service tax - Rs. 500 Crores Tax of union territories- Rs. 300 Crores Interst receipt - Rs. 500 Crores iib Devident & profit - Rs. 700 Crores External grant - Rs. 300 Crores Other non tax revenue - Rs. 1000 Crores .ja State Share - Rs. 600 Crores Receipt of union territories - Rs. 800 Crores w Trf to NCCD (National calamity Contingency fund) - Rs. 300 Crores w 1. Calculate Gross Tax Revenue ... w a. Rs 3800 Crores b. Rs 4300 Crores c. Rs 4600 Crores d. Rs 5600 Crores Ans - c ............................................. ………………………………………………………………………………………………………………………………………………………………… www.jaiibcaiibmocktest.com, www.bankpromotionexams.com, www.onlyforbankers.in [email protected], [email protected], 09994452442 www.jaiibcaiibmocktest.com, www.bankpromotionexams.com, www.onlyforbankers.in 7 Facebook Groups - JAIIB CAIIB STUDY MATERIALS / CAIIB DISCUSSION BANK PROMOTION EXAMS / ONLY FOR BANKERS [email protected], [email protected], 09994452442 ………………………………………………………………………………………………………………………………………………………………… 2. Calculate Net Tax revenue ... a. Rs 2900 Crores b. Rs 3700 Crores c. Rs 4000 Crores d. Rs 4600 Crores om Ans - b ............................................. t.c Solution : 1. Gross Tax revenue = Corporation Tax + Income tax + other tax & duties + costoms + union excise es duties + service Tax + taxes on union territories = 1000+800+600+800+600+500+300 = 4600 Crores kt 2. Net Tax Revenue = Gross tax revenue - NCCD transferred to the National Calamity Contingency fund - state share oc = 4600-300-600 m = 3700 Crores ............................................. iib Calculate the population standard deviation or dispersion of entire population 165.23, 172.51, 162.90, 160.64, 174.08, and 167.45 ca a. 23.49 b. 23.94 iib c. 24.39 d. 24.93 .ja Ans - a w Solution: w Mean = (165.23 + 172.51 + 162.90 + 160.64 + 174.08 + 167.45)/6 = 1002.81/6 w = 167.135 σN = √( (1/6) * (165.23-167.135)2 + ( 172.51-167.135)2 + ( 162.90-167.135)2 + ( 160.64-167.135)2 + ( 174.08-167.135)2 + ( 167.45-167.135)2) = √( (1/6) * (-1.9052 + 5.3752 + -4.2352 + -6.4952 + 6.9452 + 0.3152)) = √( (1/6) * (3.629025 + 28.890625 + 17.935225 + 42.185025 + 48.233025 + 0.099224999999999)) = √ 23.49534784 σN = 4.8472 ………………………………………………………………………………………………………………………………………………………………… www.jaiibcaiibmocktest.com, www.bankpromotionexams.com, www.onlyforbankers.in [email protected], [email protected], 09994452442 www.jaiibcaiibmocktest.com, www.bankpromotionexams.com, www.onlyforbankers.in 8 Facebook Groups - JAIIB CAIIB STUDY MATERIALS / CAIIB DISCUSSION BANK PROMOTION EXAMS / ONLY FOR BANKERS [email protected], [email protected], 09994452442 ………………………………………………………………………………………………………………………………………………………………… variance = (σN)2 = 4.8472 x 4.8472 = 23.49 ............................................. Calculate the mean, SD and variance for random samples of a population 7, 9, 8, 6, 7, 12 and 10 om a. 4.2568 b. 4.2658 c. 4.2856 t.c d. 4.2865 Ans - c es Solution: kt Mean = (7 + 9 + 8 + 6 + 7 + 12 + 10)/7 = 59/7 = 8.42857 oc m σ = √( (1/7-1) * (7-8.42857)2 + (9-8.42857)2 + (8-8.42857)2 + (6-8.42857)2 + (7-8.42857)2 + (12- 8.42857)2 + (10-8.42857)2) = √( (1/6) * (-1.428572 + 0.571432 + -0.428572 + -2.428572 + -1.428572 + 3.571432 + 1.571432)) iib = √( (1/6) * (2.0408122449 + 0.3265322449 + 0.1836722449 + 5.8979522449 + 2.0408122449 + 12.7551122449 + 2.4693922449)) ca = √4.2856866361 σ = 2.07019 iib variance = σ2 = 2.07019 x 2.07019 = 4.2856 .ja ............................................. w Given, w Recoveries of loan and advance - Rs. 2000 Crores Misc capital receipt - Rs. 500 Crores w Market loans - Rs. 500 Crores Short term borrowings - Rs. 1000 Crores External assistance (Net) - Rs. 300 Crores State provident fund - Rs. 400 Crores Other receipts (Net) - Rs. 1000 Crores Securities issued against small savings - Rs. 500 Crores Recoveries of short term loans and advances from states and loans to govt servants - Rs. 800 Crores ………………………………………………………………………………………………………………………………………………………………… www.jaiibcaiibmocktest.com, www.bankpromotionexams.com, www.onlyforbankers.in [email protected], [email protected], 09994452442 www.jaiibcaiibmocktest.com, www.bankpromotionexams.com, www.onlyforbankers.in 9 Facebook Groups - JAIIB CAIIB STUDY MATERIALS / CAIIB DISCUSSION BANK PROMOTION EXAMS / ONLY FOR BANKERS [email protected], [email protected], 09994452442 ………………………………………………………………………………………………………………………………………………………………… Total Non Tax Revenue - Rs. 4000 Crores Net Tax Revenue - Rs. 1500 Crores Draw down cash balance - Rs. 3000 Crores 1. Calculate Debt Receipt ... om a. Rs 3700 Crores b. Rs 4200 Crores c. Rs 4700 Crores d. Rs 5400 Crores t.c Ans - a ............................................. es 2. Calculate Non-Debt Receipt ... kt a. Rs 1700 Crores b. Rs 3200 Crores c. Rs 3700 Crores oc d. Rs 5400 Crores m Ans - c ............................................. iib 3. Calculate Capital Receipt ... ca a. Rs 3700 Crores b. Rs 4200 Crores iib c. Rs 4700 Crores d. Rs 5400 Crores .ja Ans - d ............................................. w Solution : w 1. Debt Receipt = Market Loans + Short Term Borrowings + External assistance(NET) + Securities issued against Small savings + State provident fund + other Receipts(Net) w = 500 + 1000 + 300 + 500 + 400 + 1000 = 3700 Crores 2. Non Debt Receipt = Recoveries of loan & advances (duduct recoveries of short term loans & advance from state and loans to govt sarvants) + MISC Capital receipts = 2000-800+500 = 1700 Crores ………………………………………………………………………………………………………………………………………………………………… www.jaiibcaiibmocktest.com, www.bankpromotionexams.com, www.onlyforbankers.in [email protected], [email protected], 09994452442 www.jaiibcaiibmocktest.com, www.bankpromotionexams.com, www.onlyforbankers.in 10 Facebook Groups - JAIIB CAIIB STUDY MATERIALS / CAIIB DISCUSSION BANK PROMOTION EXAMS / ONLY FOR BANKERS [email protected], [email protected], 09994452442 ………………………………………………………………………………………………………………………………………………………………… 3. Capital Receipt = Non Debt Receipt + Debt Receipt = 1700 + 3700 = 5400 Crores ............................................. Return on assets = 5.5%, Total assets Rs. 3,000 and common equity Rs. 1,050 then return on equity om would be ...... a. Rs. 275 b. 15.71% t.c c. 1.93% d. 1.925 times es Ans - b Solution kt Return on equity=Total Assets*Return on Assets/Common Equity =3000*5.5/1050 =16500/1050 oc =15.714 m =15.71 ............................................. iib Which of the following are techniques, tools or methods of analysis and interpretation of financial statements? (i) Ratio Analysis, (ii) Average Analysis, (iii) Trend Analysis ca a. Only (i) and (ii) b. Only (i) and (iii) iib c. Only (ii) and (iii) d. (i), (ii) and (iii) .ja Ans - d ............................................. w Price per share divided by earnings per share is formula for calculating ...... w a. price earning ratio w b. earning price ratio c. pricing ratio d. earning ratio Ans - a ............................................. ………………………………………………………………………………………………………………………………………………………………… www.jaiibcaiibmocktest.com, www.bankpromotionexams.com, www.onlyforbankers.in [email protected], [email protected], 09994452442 ....com.. (i) and (iii) d.. "R" and "G" stand for in the ERG theory? w a........... w What does "E". [email protected]... Only (i) and (ii) b.... (i).in 11 Facebook Groups - JAIIB CAIIB STUDY MATERIALS / CAIIB DISCUSSION BANK PROMOTION EXAMS / ONLY FOR BANKERS murugan0501@gmail...... (ii) and (iii) ..... Only (ii) and (iii) d.d . Reliability and Growth c.bankpromotionexams. (i).. (iii) Censure..............in [email protected]............... www.. Existence.. None of the above Ans . (ii) and (iv) oc m Ans ..........com.. ………………………………………………………………………………………………………………………………………………………………… www.. (ii) and (iii) Ans .. closing entries are made before the adjusting entries (ii) Financial statements may be prepared soon after the adjusted trail balance. Only (ii) and (iii) d.... (i) and (ii) kt b. (iii) The owner’s equity is not up to the date until the closing entries are posted a. www. Exponential..... www......... Only (i) and (iii) om c... Risk and Guarantee w b... Export..c t..com.onlyforbankers.. iib What are the alternate names used for the expectancy model? (i) Instrumentality theory......... a.. (ii) Path-goal theory..... www..............onlyforbankers...... (ii) and (iii) c. 09994452442 ………………………………………………………………………………………………………………………………………………………………… Which of the following statements are true? (i) In the accounting cycle.......com.... Relatedness and Growth d. (i)..com...c .. (iii) Valence-instrumentality-expectancy theory ca a.c .. 09994452442 ..com.....com. Only (i) and (iii) iib c. (iv) Dismissal....jaiibcaiibmocktest...... Only (i) and (ii) b. (ii) es Demotion..... (i).......c ... Which of the following punishments in disciplinary actions fall under minor punishment? (i) Warning...ja Ans .... admin@jaiibcaiibmocktest..... www.. . Either (i) or (ii) ………………………………………………………………………………………………………………………………………………………………… www..... 09994452442 . Only (i) and (iii) c....... IV-A m c......... III-D.com....com......d ..com..B. and then random samples are taken from each stratum. Only (i) b...A.onlyforbankers... Only (i) and (ii) b..... (ii) the population is first divided into strata.D..........bankpromotionexams. Evaluation of HR systems a... admin@jaiibcaiibmocktest.. Human Resource Planning b... II-B. (iii) Analysers a.. www. Administrative Uses/ Decisions ----...........a w ...bankpromotionexams.onlyforbankers.. Documentation --------------------.... III-D..offs III....jaiibcaiibmocktest. w Stratified random sampling is a method of selecting a sample in which .. Only (ii) c.c Match the following general applications of performance assessment with their specific purposes es I. and then random samples are drawn from each stratum a. Lay .... IV-A oc b. (i). I-C.. II-C............. in which three categories can an organisation be grouped? (i) Defenders.. Performance Feedback II.....com. t. 09994452442 ………………………………………………………………………………………………………………………………………………………………… From the strategic point of view. IV-C iib Ans ......com. III-B.. Human Resource Development d.in murugan0501@gmail.. II-C..... ca . Human Resource Management ... I-A.. Organisational Maintenance/ Objectives ---.. www..... (i) the sample is first divided into strata.. (ii) Prospectors.. Developmental Uses ----.jaiibcaiibmocktest.C...com. Only (ii) and (iii) om d....b ..ja c. I-B....... is viewed as process by which an organization should move from its current manpower position to its desired manpower position. I-B. Helping to meet legal requirements kt IV. III-D... iib a..com.. www. www..... IV-D d.... www..... (ii) and (iii) Ans .com.. All of the above w Ans .. [email protected] 12 Facebook Groups - JAIIB CAIIB STUDY MATERIALS / CAIIB DISCUSSION BANK PROMOTION EXAMS / ONLY FOR BANKERS murugan0501@gmail... II-D. com... Moving average Ans ......bankpromotionexams.... Both (i) and (ii) Ans . (8.. Only (i) w b.. Consider that the sample mean is 10 and sample standard error of mean is 1. Time-series analysis b... Exponential smoothing c.... [email protected]% confidence.b ......bankpromotionexams.com.jaiibcaiibmocktest... Either (i) or (ii) d. [email protected] 13 Facebook Groups - JAIIB CAIIB STUDY MATERIALS / CAIIB DISCUSSION BANK PROMOTION EXAMS / ONLY FOR BANKERS murugan0501@gmail. (11.. 09994452442 ...c d.. 10+2) iib = (8.. (ii) mean of a sample distribution is more or less than the mean of the universe w a...........5 oc b..com.. the interval will be mean + or . www. 10) m c........ Only (ii) c.a ........................ (6.. (i) w mean of a sampling distribution is the same as the mean of the population..... specially when the sample happens to be a large one......com....in murugan0501@gmail. Both (i) and (ii) Ans ........12) .. Barometric methods t... www.. .......2* Standard error =(10-2 ......com... what interval in which the kt population mean will lie with 95...5. a.com.” The significance of such a distribution follows from the fact that ................c es ....ja “The sampling distribution tends to be quite closer to the normal distribution..onlyforbankers....c ca Solution For a 95.onlyforbankers..... ………………………………………………………………………………………………………………………………………………………………… www...com....5% confidence level. 09994452442 ………………………………………………………………………………………………………………………………………………………………… d......jaiibcaiibmocktest..... 12) d.. 13. (8.... www...... 13.. Turning points in the level of economic activity can be forecast by using ... www............. om a.... www..5) iib Ans . 150–156 = 5 ... es Ans .. (iii) staffing problem oc a. because Fahrenheit temperatures are higher than Centigrade.. The frequency distribution given below refers to the heights in centimetres of 100 people..... We collect data from two laboratories..com....c ………………………………………………………………………………………………………………………………………………………………… www...jaiibcaiibmocktest... correct to the nearest millimetre.. because cubic meters are bigger than cubic yards.7 cm c.. www. admin@jaiibcaiibmocktest.. (ii) and (iii) iib Ans ... in Newdelhi and Mumbai....com. Which of the following is true? om a.. www.. (i).... (i) portfolio selection..7 cm d.... 170..com.c ... because correlation is independent of the units of t. www.. (ii) profit planning.in murugan0501@gmail. Newdelhi measures pollution in particles per cubic yard of air. Both report a correlation of exactly 0......com.jaiibcaiibmocktest..com. Mumbai really has the higher correlation. Mumbai uses cubic meters. www... 171. Newdelhi really has the higher correlation.in 14 Facebook Groups - JAIIB CAIIB STUDY MATERIALS / CAIIB DISCUSSION BANK PROMOTION EXAMS / ONLY FOR BANKERS murugan0501@gmail.. We do not know which city has the really higher correlation... Newdelhi makes their measurements of temperature in Fahrenheit. b..c measurement..d ca .onlyforbankers. Determine iib the mean value of the distribution.7 cm b.... 09994452442 .com. Both cities have the same correlation... c..ja 157–163 = 18 164–170 = 20 w 171–177 = 27 178–184 = 22 w 185–191 = 8 w a.. 168...bankpromotionexams.... and Mumbai in degrees centigrade..... Only (i) and (iii) c... admin@jaiibcaiibmocktest....bankpromotionexams.onlyforbankers.com. d..... kt The application of linear programming techniques is possible in .com. www....58 between temperature and pollution.... Only (ii) and (iii) d...7 cm Ans ... 173.... Only (i) and (ii) m b... 09994452442 ………………………………………………………………………………………………………………………………………………………………… Temperature and air pollution are known to be correlated.... 0.........com........jaiibcaiibmocktest..35 Lakhs Long-term debt(book) .com.. return on debt ………………………………………………………………………………………………………………………………………………………………… www..5 Crores ca EBIT .. www....onlyforbankers..30 Lakhs iib Compute Altman's Z-score for this firm a..... www..82 ..b ....... www...com.73 w Ans .8 Lakhs Market value of equity ..com.....c c...... 3... www....50 Lakhs Total stockholders' equity(book) .... Cost Principle es Ans .32 c............onlyforbankers. 2..bankpromotionexams..... Matching Principle d.20 w d...ja b..jaiibcaiibmocktest..... Stable Currency principle b.in 15 Facebook Groups - JAIIB CAIIB STUDY MATERIALS / CAIIB DISCUSSION BANK PROMOTION EXAMS / ONLY FOR BANKERS [email protected] murugan0501@gmail. return on total assets b...40 Lakhs m Current liabilities .. return on total equity c.com.. 09994452442 ………………………………………………………………………………………………………………………………………………………………… Solution : Mean value = {(5 x 153) + (18 x 160) + (20 x 167) + (27 x 174) + (22 x 181) + (8 x 188)} / 100 = 17169 / 100 = 171..... kt Consider the following data.... Objectivity Principle t...10 Lakhs Sales .. [email protected]... 4........ www..bankpromotionexams......com.. for a given firm: Total assets . a. admin@jaiibcaiibmocktest..... 09994452442 ...15 Lakhs iib Retained earnings .1......b ........ om Which of the following principle provides the definite and factual basis for assets valuation? a.. w Formula such as net income available for common stockholders divided by total assets is used to calculate .1 Crore oc Current assets ......7 cm .com.. com. (i)......... In a bank's credit analysis of a business loan application...b w ..com....... Only (i) and (iii) c...... 1...... www..........com..... (ii) a time series analysis of ratios.ja a.. with other firms.......c b..Rs.... Choose iib the wrong one..d ca . Only (i) and (iii) w c..onlyforbankers.... 09994452442 ………………………………………………………………………………………………………………………………………………………………… d.........com.onlyforbankers.. 100000 Cr 2.......jaiibcaiibmocktest........ 25000 Cr ………………………………………………………………………………………………………………………………………………………………… www. 09994452442 .. Only (ii) and (iii) d. Only (ii) and (iii) d....bankpromotionexams.....com.. (i) a cross-sectional analysis of ratios... Customer Appraisals d... typical uses of financial ratios would include om .... (iii) a ratio analysis conducted by Federal banking authorities a.......... (ii) and (iii) es Ans .. 75000 Cr 3.... kt Which of the following is not a type of performance appraisal? oc a.. [email protected] murugan0501@gmail.. (iii) Human Resource Development . with the applicant's historical ratios...com..... ... www. (ii) and (iii) w Ans . Appraisal of Managers c.... [email protected]. is the process of managing people in organizations in a structured and thorough manner.... (i).. www... (ii) Human Resource Management.....Rs.... 45 Degree Appraisal iib Ans . Govt spending ...... www..........jaiibcaiibmocktest.........a . Consumptions ........ Go through the following data and answer the question..... return on sales Ans ..... Gross investment .Rs. (i) Human Resource Planning. Only (i) and (ii) t.bankpromotionexams...a . www.. Team Based Appraisal m b.com. Only (i) and (ii) b...in 16 Facebook Groups - JAIIB CAIIB STUDY MATERIALS / CAIIB DISCUSSION BANK PROMOTION EXAMS / ONLY FOR BANKERS murugan0501@gmail. . Subsidies(on production and import) .Rs. 225000 Cr c.a oc Solution : m GDP = Consumption + Gross investment + Government spending + (Exports . [email protected]... [email protected]. Property Income . 75000 Cr 6.Rs.com. 500 Cr 9. 25 per unit is 1000. 235000 Cr kt Ans . Rs. 10000 Cr 8.c Calculate GDP at cost factor a.5.. Rs...com..9 .. 500 Cr om 7.com.Income earned by foreign national domestically ..in 17 Facebook Groups - JAIIB CAIIB STUDY MATERIALS / CAIIB DISCUSSION BANK PROMOTION EXAMS / ONLY FOR BANKERS [email protected] receivable from aboard 10... Export ... Indirect Taxes . 100000 Cr 5..Imports) GDP = C+I+G+(X-M) iib = 100000+75000+25000+(100000-75000) = 225000 ca GDP at factor rate = GDP-(Indirect taxes-subsidies) iib = 225000-(15000-10000) = 220000 ...bankpromotionexams.c Solution : ………………………………………………………………………………………………………………………………………………………………… www. 09994452442 ....com.. 240 w b.onlyforbankers.Total capital gains from overseas investment .in [email protected].. w Demand for a product at Rs.. www.. 09994452442 ………………………………………………………………………………………………………………………………………………………………… 4. Rs.. 160 d. Import .. 10000 Cr t.....Rs. www. Compensation of employee .ja . 220000 Cr es b. Rs... 230000 Cr d.. how much the demand will be at Rs... If the price elasticity of demand is 1..Rs.RS..jaiibcaiibmocktest. www. www.com..com.. 200 c. 15000 Cr 7. www.jaiibcaiibmocktest. 120 Ans ..com. 20000 Cr 11. 40 per unit? w a..onlyforbankers.. .71 c.. 1. www.. www.. [email protected] . [email protected] ………………………………………………………………………………………………………………………………………………………………… www.jaiibcaiibmocktest.2000 m Total Current Liabilities ..bankpromotionexams.com....14700 iib Current Assets (in Crores) ca Cash .... es Summary of a Balance sheet of XYZ Company Current Liabilities (in Crores) kt Cash Credit .jaiibcaiibmocktest.onlyforbankers.c x = 100 .in 18 Facebook Groups - JAIIB CAIIB STUDY MATERIALS / CAIIB DISCUSSION BANK PROMOTION EXAMS / ONLY FOR BANKERS [email protected] d.3200 Trade Creditors .onlyforbankers..com.14000 Debtors .91 Ans ...com..com.5000 Inventory . www.... 1.b Current Ratio = CA/CL = 25200/14700 = 1.com.. 09994452442 ………………………………………………………………………………………………………………………………………………………………… Price Elasticity of Demand = % Change in Quantity Demanded / % Change in Price % Change in Quantity Demanded = 1000-x/1000*100 = (1000-x)/10 % Change in Price = 15/25*100 = 60 Price Elasticity of Demand = % Change in Quantity Demanded / % Change in Price om 1....in [email protected] oc Other Current Liabilities ....4200 iib Other Current Assets .com.ja Find out w 1. 1.com.....61 w b... Current Ratio w a.. www....5 = ((1000-x)/10)/60 90 = (1000-x)/10 900 = 1000-x x = 1000-900 t. 1.2000 Total Current Assets .bankpromotionexams......com.. www. 09994452442 .. in [email protected] w a.25% of 13700 = 13700 - 3425 = 10275 ………………………………………………………………………………………………………………………………………………………………… www.jaiibcaiibmocktest.14700 = 10500 4.CL = 25200 .bankpromotionexams. Net Working Capital es a.76 t. 09994452442 .com. 17300 Ans .81 d. www. www. 10275 b. 10500 c.Method-I = WCG . Acid-Test Ratio a.ja Working Capital Gap = CA . 13700 d.com.71 b. 11000 kt d. 11500 Ans . 10000 b. MPBF as per Tandon Committee .(14700 .in 19 Facebook Groups - JAIIB CAIIB STUDY MATERIALS / CAIIB DISCUSSION BANK PROMOTION EXAMS / ONLY FOR BANKERS [email protected]) = 25200 .com.b oc m Net Working Capital = CA .com. www.c 3.3200(CC)) = 25200 .86 om Ans .11500 = 13700 w 5.com. [email protected]% of WCG = 13700 . 0.jaiibcaiibmocktest.com.bankpromotionexams. Working Capital Gap iib a. www. 14200 iib Ans . 09994452442 ………………………………………………………………………………………………………………………………………………………………… 2.76 c. 10775 w c.onlyforbankers.c .onlyforbankers. 0.b Acid-Test Ratio = Quick Assets/CL = (CA-Inv)/CL = (25200-14000)/14700 = 11200/14700 = 0. admin@jaiibcaiibmocktest. 12700 ca b.com. 0. 0.(CL . 13700 d. 13200 c.a MPBF as per Tandon Committee . www. 09994452442 .bankpromotionexams.d MPBF as per Tandon Committee . www. 1.Method-II a.com.com.ja Ans .com.Method-II = WCG . 7075 c.jaiibcaiibmocktest.Method-I es a.11 d. 1. www. 6700 c. 1. 1. [email protected] = 7400 7.01 b.Method-I = CA / (MPBF + Trade Creditors + Other CL) = 25200 / (10275+9500+2000) = 25200 / 21725 = 1. www. 7175 Ans – b ………………………………………………………………………………………………………………………………………………………………… www. 7400 om Ans . 1.com. www. 7125 d.d m Current Ratio as per Tandon Committee .23 d. [email protected]. Borrowing by the way of Cash Credit when compared with Tandon Committee .com.6300 t.33 w 9. 1.d w Current Ratio as per Tandon Committee . 7025 b.com.09 iib c. www. 7200 d.16 oc Ans . 1.in 20 Facebook Groups - JAIIB CAIIB STUDY MATERIALS / CAIIB DISCUSSION BANK PROMOTION EXAMS / ONLY FOR BANKERS [email protected]% of 25200 = 13700 .Method-II = CA / (MPBF + Trade Creditors + Other CL) = 25200 / (7400+9500+2000) = 25200 / 18900 = 1.Method-II ca a. 6200 b. Current Ratio as per Tandon Committee .Method-I w a. Current Ratio as per Tandon Committee . MPBF as per Tandon Committee .in [email protected] iib 8. 09994452442 ………………………………………………………………………………………………………………………………………………………………… 6.25% of CA = 13700 .onlyforbankers.06 kt c.07 b.bankpromotionexams.33 .com. 1. .6 lac ... w By Parallel economy is meant an economy ..Method-II = 7400 So... Rs.8 lac ca Ans .Method-II om a.onlyforbankers.2 lac b. Rs.. 4600 c.. admin@jaiibcaiibmocktest... Which has the same characteristics as the main economy? c.bankpromotionexams..... Which has variety of parallel businesses? d. www.... www.d ………………………………………………………………………………………………………………………………………………………………… www. Rs..com..............4 lac iib c.. 11.. www.. 5000 d.. Borrowing by the way of Cash Credit is short by (7400 .. [email protected] Ans ... www. 13.3200) = 4200 Crores kt ..c iib Solution : Since CR=3:1 and current liabilities are Rs..... 5400 t....Method-I = 10275 So. Borrowing by the way of Cash Credit is short by (10275 ..a es Borrowing by the way of Cash Credit = 3200 MPBF as per Tandon Committee . 15 lac ... 12. Borrowing by the way of Cash Credit when compared with Tandon Committee . 09994452442 ………………………………………………………………………………………………………………………………………………………………… Borrowing by the way of Cash Credit = 3200 MPBF as per Tandon Committee .com.jaiibcaiibmocktest.. Rs.in murugan0501@gmail.. Which has plentiful of black money? Ans ...6 lac d....com.....in 21 Facebook Groups - JAIIB CAIIB STUDY MATERIALS / CAIIB DISCUSSION BANK PROMOTION EXAMS / ONLY FOR BANKERS [email protected]) = 7075 Crores 10.. 4200 b..bankpromotionexams..com. 10.jaiibcaiibmocktest. 09994452442 .... If current liabilities are Rs.. what is the amount of net profit? m a. Which runs side by side of the existing economy? b. w a.. 15 lac and net profit to sales percent 7%.. www..com....com.com... 45 lac Now since wc turn over ratio is 4 that means the total turn over will be 45 × 4 = 180 lac w Then profit should be 180 × 7% = 12.ja Current assets will be Rs..onlyforbankers..... oc Working capital turn over ratio is 4 and current ratio is 3:1.......com....... .b solutions : t.... Rs.com.. admin@jaiibcaiibmocktest.. Rs..... 20 b.com..... ………………………………………………………………………………………………………………………………………………………………… www...Rs. 400000 Crores m Time deposits with banking system . www.com...com....... 09994452442 ………………………………………………………………………………………………………………………………………………………………… Calculate Inflation. if Price index in current year is 15 and price index in base year is 12. www. 35 om Ans .....jaiibcaiibmocktest. 09994452442 ...... 600000 Crores Savings deposit of post office savings banks .. 30 d..in 22 Facebook Groups - JAIIB CAIIB STUDY MATERIALS / CAIIB DISCUSSION BANK PROMOTION EXAMS / ONLY FOR BANKERS [email protected] murugan0501@gmail... 2000000 Crores .. 25 c.Rs. a......com.. M3 = 1250000+500000 M3 = 1750000 Crores .c w Solution : w M1 = currency with public + demand deposit with the banking system + other deposits with RBI M1 = 250000+400000+600000 w M1 = 1250000 M3 = M1+Time deposit with banking system So.com. 500000 Crores Other deposit with RBI .... Rs.onlyforbankers.. kt Given...ja Ans .c Inflation = (price index in current year-price index in base year)/(price index in base year)*100 = (15-12)/12*100 es = 3/12*100 = 25 .. www.. www..... 1500000 Crores c.Rs... [email protected].... 200000 Crores iib All deposit with post office savings bank excluding NSCs ..Rs.... Rs. 250000 Crores oc Demand deposit with banking system ....bankpromotionexams... Currency with public .. www.jaiibcaiibmocktest...com...onlyforbankers..... a..... 1250000 Crores iib b. 1750000 Crores d..Rs.. 100000 Crores ca Calculate broad money M3.... com.Rs...in murugan0501@gmail. www. Rs. 100000 Cr om 5. 235000 Cr Ans . 500 Cr 7... w Which ONE of the following methods is generally used in qualitative sampling? w a..Net receivable from aboard 10... Random digit dialling b. 220000 Cr b.RS. Stratified random d.. Compensation of employee .9 ...com....Rs. 225000 Cr oc c.bankpromotionexams.Rs. Consumptions . Export ....Income earned by foreign national domestically ....Rs.. Govt spending . 09994452442 ………………………………………………………………………………………………………………………………………………………………… Go through the following data and answer the question.Imports) GDP = C+I+G+(X-M) = 100000+75000+25000+(100000-75000) iib = 225000 GNP=GDP+NR(total capital gains from Overseas investment-income earned by foreign national . 25000 Cr 4. 20000 Cr es 11..com.jaiibcaiibmocktest.com.Rs.in 23 Facebook Groups - JAIIB CAIIB STUDY MATERIALS / CAIIB DISCUSSION BANK PROMOTION EXAMS / ONLY FOR BANKERS [email protected] ………………………………………………………………………………………………………………………………………………………………… www. admin@jaiibcaiibmocktest. 230000 Cr m d.jaiibcaiibmocktest.ja domestically) = 225000 + (20000-10000) w = 235000 . 1.. Gross investment .8... 10000 Cr 8.. Import . 75000 Cr 6. Simple random Ans .Rs.Rs..com.Total capital gains from overseas investment . Rs...... www. www...bankpromotionexams.. Property Income .com.Rs. Subsidies(on production and import) ...onlyforbankers.. 100000 Cr 2. Quota c. 09994452442 .d iib Solution : ca GDP = Consumption + Gross investment + Government spending + (Exports . 75000 Cr 3... 10000 Cr Calculate GNP kt a. Rs.com. 15000 Cr 7. www.Rs.Rs.com...c 9.. admin@jaiibcaiibmocktest.. www. Rs. Indirect Taxes . 500 Cr t. .jaiibcaiibmocktest.bankpromotionexams.. 0.. The bank asks for its w balance sheet so they can analysis the current debt levels.onlyforbankers.com. www..in murugan0501@gmail. www. 0.a Solution : iib Quick Ratio = (Cash in hand + Cash at Bank + Receivables + Marketable Securities) / Current Liabilities = (25+50+45+100) / 160 = 220 / 160 . 0.... www.52 ca Ans .25 b.42 c..c Receivable 100 Current Liabilities Trade payables 100 es Income tax payables 60 Non Current Liabilities Bank Loan 50 kt Deferred tax payable 25 Find the Quick Ratio oc m a. www......in 24 Facebook Groups - JAIIB CAIIB STUDY MATERIALS / CAIIB DISCUSSION BANK PROMOTION EXAMS / ONLY FOR BANKERS murugan0501@gmail.. 1.com.38 b.com.5 c.com. w XYZ shoes sells shoes.46 iib d..75 d.ja = 1.com.. Will the loan get approved? w a.38 . 1.00..... 09994452442 ..com. [email protected].. 09994452442 ………………………………………………………………………………………………………………………………………………………………… XYZ Pvt Ltd has the following assets and liabilities as on 31st March 2016 (in Lakhs) : Non Current Assets Goodwill 75 Fixed Assets 75 Current Assets om Cash in hand 25 Cash in bank 50 Short term investments 45 Inventory 25 t.. 1..com...50.000 of current assets. admin@jaiibcaiibmocktest.. It is applying for loans to help fund to increase the inventory.onlyforbankers.000 of current liabilities and only 2.. 1.. www. 1 Ans – a ………………………………………………………………………………………………………………………………………………………………… www. According to XYZ shoes's balance sheet it reported 10.com..jaiibcaiibmocktest.. .com. Suppose you purchased a bond Rs...... 11. ca WC Ratio = CA/CL = 100000 / 125000 = 0.. . it is unlikely that it will get approved for his loan.jaiibcaiibmocktest... Since XYZ shoes's ratio is so low...25 % d.25.00 % w c.. 09994452442 ..c ABC Agency has several loans from banks for equipment they purchased in the last five years.com..00..2 oc m Ans ...bankpromotionexams... www. [email protected] of current assets and 1...75 % b. Banks would prefer a current ratio of at least 1 or 2.in 25 Facebook Groups - JAIIB CAIIB STUDY MATERIALS / CAIIB DISCUSSION BANK PROMOTION EXAMS / ONLY FOR BANKERS murugan0501@gmail.. 1 d.....6 kt b.. a.. www. Find out its Working Capital Ratio. At the end of the year.com. and it will mature in 10 ...com.8 c.com. 11.b Solution : iib The working capital ratio is calculated by dividing current assets by current liabilities.50 % w Ans – c Solution : C=Coupon payment F=Face value P=Price ………………………………………………………………………………………………………………………………………………………………… www.. All of these loans are coming due which is decreasing their working capital..000 of current liabilities.com. 09994452442 ………………………………………………………………………………………………………………………………………………………………… Solution : Current Ratio = Current Assets / Current Liabilities = 250000 / 1000000 = 0...in [email protected] for Rs....25 XYZ shoes only has enough current assets to pay off 25 percent of his current liabilities......80 iib . 0..920. The interest is 10 percent..... 1. 0..onlyforbankers. www. 11.com..com. t. www.. This shows that om XYZ shoes is highly leveraged and highly risky.. they had es 1.bankpromotionexams. so that all the current liabilities would be covered by the current assets. www. [email protected] years.. 10...onlyforbankers....jaiibcaiibmocktest. Calculate Yield to maturity w a. Based on the accounting iib equation.onlyforbankers..5 c.... www.. 0. 1 Ans .75 kt d..in 26 Facebook Groups - JAIIB CAIIB STUDY MATERIALS / CAIIB DISCUSSION BANK PROMOTION EXAMS / ONLY FOR BANKERS [email protected] w Ans – c Solution : w ER = Total Equity / TA = 100000 / 150000 = 0.com..com...ja b.00.... t.com.00...com.00.67 Choose incorrect startement(s) out of the following: a..bankpromotionexams.. 0.... 09994452442 ………………………………………………………………………………………………………………………………………………………………… n=Years to maturity Yield To Maturity=C+(F-P/n)/(F+P/2) =100+(1000-920/10)/(1000+920/2) =100+(80/10)/(1920/2) =100+8/960 =108/960 om =0.com.33 . Calculate the debt to equity ratio. we can assume the total equity is 1...5 ca .25 b.000 mortgage on its property.. Find the Equity Ratio. 0.bankpromotionexams.1125 =11...000.b oc m Solution : DER = TL / Total Equity = (100000+500000) / 1200000 iib = 600000 / 1200000 = 0....... 0... A company has total assets at 1.onlyforbankers.000....50...000 of bank lines of credit and a 5...67 w d.jaiibcaiibmocktest. www. Economic activity is at itslowest level during the recession phase ………………………………………………………………………………………………………………………………………………………………… www... es a.com. The shareholders of the company have invested 12....5 c. a.000..00.... [email protected]. 0.com....in murugan0501@gmail... admin@jaiibcaiibmocktest........ www...c A company has 1....com.... www.25% .. Business cycles are highly unpredictable b.000 and its total liabilities are 50..... 0. 09994452442 . 0.. www. . www.c b....... current liabilities Rs 5 lac and capital and reserves Rs 2 lac... 09994452442 ………………………………………………………………………………………………………………………………………………………………… c...... www.........onlyforbankers...com. .b Let me Explain iib As per Balance sheet rule Total assets = Total liabilities Since total assets here is Rs 10 lac hence total liabilities must be 10 lac.. 1.... www..onlyforbankers.5 lac w .....com.. Cognitive theories c..... om Mechanistic (or Behaviorist) theories.. What is the amount of net profit? w a.com..bankpromotionexams.......75:1 iib d..e tangible net worth) = 2 lac Since DER = TL/TNW or debt/ equity or TL/ equity hence 3/2 = 1. Rs 6 lac Ans – d ………………………………………………………………………………………………………………………………………………………………… www....com... 2:1 ca Ans ........bankpromotionexams...com.com.. kt In balance sheet amount of total assets is Rs 10 lac ..com. theories are three theories of learning.. w Working capital turn over ratio is 6 and current ratio is 2:1....... If current liabilities are Rs 10 lac and net profit to sales percent 5% ... Rs 7 lac d. www........ All of the above es Ans . Rs 10 lac b.in 27 Facebook Groups - JAIIB CAIIB STUDY MATERIALS / CAIIB DISCUSSION BANK PROMOTION EXAMS / ONLY FOR BANKERS murugan0501@gmail....... [email protected]:1 c..jaiibcaiibmocktest.......com.. 1:1 b. Which one of these theories equates man with his brain? a..... Organismic or humanistic theories d..in murugan0501@gmail.... None of the above Ans . [email protected] .... What is the debt-equity ratio? oc m a. 1..... 09994452442 ...ja Now Long term debt = 10-(5+2)=3 lac and capital + reserve(TNW i........ Rs 8 lac c. During boom period production capacities are fully utilized d....b ... Cognitive theories and Organismic (humanistic.jaiibcaiibmocktest.. Behaviorist or mechanistic theories t. www... ..5:1=CA:8 i..........5:1 and owned funds Rs 3 lac.com..... 09994452442 ………………………………………………………………………………………………………………………………………………………………… Let me Explain Since CR=2:1 and liabilities are 10 lac Hence current asset will be 20 lac Now since wc turn over is 6 that means the total turn over will be 20×6= 120 lac Then profit should be 120×5%=6 lac om . admin@jaiibcaiibmocktest.. 12 lac d.... admin@jaiibcaiibmocktest.................... the amount of total assets Rs 20 lac ....com..b ........ What is amount of current assets? t. domastic territory of a country does not include: w a. Indian embassy in Italy d.ja 1..in [email protected] Debt: equity = 3:1 iib Hence Debt = 9 lac (if we consider debt and equity as long term liabilities then term liability works out to 12(9+3 lac ) ca Here total assets is 20 lac Now as per balance sheet equation total Assets= total liabilities Hence here total liabilities will be 20 lac also iib Now term liabilities of Rs 12 lac and remaining 8 lac as current liabilities (12+8=20) Hence CL=8 lac Since here CR=1.onlyforbankers.c Let me Explain oc m Owned fund= equity= 3 lac Since DER = 3:1 i.e CA= 1.bankpromotionexams.com........com....jaiibcaiibmocktest.5×8=12 lac w ..bankpromotionexams.com....5:1 then ..com.... DER is 3:1...com.......com...jaiibcaiibmocktest. www....... www... current ratio is 1... 09994452442 ..onlyforbankers.. American embassy in New Delhi c. www....in 28 Facebook Groups - JAIIB CAIIB STUDY MATERIALS / CAIIB DISCUSSION BANK PROMOTION EXAMS / ONLY FOR BANKERS murugan0501@gmail. 15 lac kt Ans .......... 3 lac b......... Fishing vessels operated by residents of India b.c a. Aero-planes owned and operated by Air India between Inia and Japan Ans . www...... www....... w For the purpose of macro-economic analysis. 5 lac es c. ………………………………………………………………………………………………………………………………………………………………… www.... .. river c.. car used for factory work om Ans .onlyforbankers...d .com.com.com. 25095 iib d...ja Explanation : w Here. 09994452442 ………………………………………………………………………………………………………………………………………………………………… Which of the follwing cannot be included in capital as factor ofproduction? a.com... machinery d. theories equate man with his brain.com... admin@jaiibcaiibmocktest.. www... Behaviourist Theories kt c...a m ..... 29095 c......com..in murugan0501@gmail... 20000 at 12% Coupon for 3 years. www.onlyforbankers.. w FV = 20000 w Coupon Rate (CR) = 0..jaiibcaiibmocktest... Factory building b. 20595 b..... Organismic Theories d.......... What is the value of the bond? ca a.. A bond has been issued with a face value of Rs.in 29 Facebook Groups - JAIIB CAIIB STUDY MATERIALS / CAIIB DISCUSSION BANK PROMOTION EXAMS / ONLY FOR BANKERS murugan0501@gmail. Cognitive Theories b. 20995 Ans . es a....... The required rate of iib return is 10%.. based on the proposition that one thing that distinguishes human beings from other living things is that they possess brains that are capable of critical thinking and problem solving.b .10 Coupon = FV × CR = 2400 Bond Price = (1/(1+R)^t)((coupon*((1+R)^t-1)/R)+Face Value) ………………………………………………………………………………………………………………………………………………………………… www...bankpromotionexams..c ... www.... Humanistic Theories oc Ans .bankpromotionexams... admin@jaiibcaiibmocktest.... 09994452442 ... www. www....12 t = 3 yr R (YTM) = 0...jaiibcaiibmocktest... t.com......com.............. ... [email protected]............ Bank rate Ans .. is the rate at which banks park their short term excess liquidity with the RBI..... www.ja ... OMO d..... a....com. www........ www....... w ....com........... 25 m c. Providential es Ans .b ...c ca solutions : Inflation = (price index in current year-price index in base year)/(price index in base year)*100 iib = (13-10)/10*100 = 3/10*100 = 30 ...jaiibcaiibmocktest. w a. 30 d.onlyforbankers.. Reverse Repo rate b.......jaiibcaiibmocktest.. Internal t....... ………………………………………………………………………………………………………………………………………………………………… www.......c c..com.. so FV < Bond’s Value) ....com.....in 30 Facebook Groups - JAIIB CAIIB STUDY MATERIALS / CAIIB DISCUSSION BANK PROMOTION EXAMS / ONLY FOR BANKERS murugan0501@gmail........ kt Calculate Inflation..... anticipate events and om doesn't wait for things to happen.... Patent d....... www..onlyforbankers......com.in [email protected] ......... locus of control is geared to look for resources around him... Value of bond = 20995 (Since Coupon rate > YTM.....com...........com...... Repo Rate w c..... 09994452442 ………………………………………………………………………………………………………………………………………………………………… So....bankpromotionexams..... 09994452442 ...... if Price index in current year is 13 and price index in base year is 10.. 20 oc b. 35 iib Ans .. admin@jaiibcaiibmocktest.............. External b..bankpromotionexams. www.. A person with .... a.... . Realistic om d.1]/(1+R)^T PV = 250 × (1.com.. 3719 iib Ans .. www...... 09994452442 ………………………………………………………………………………………………………………………………………………………………… Mr... Conventional Ans .. ………………………………………………………………………………………………………………………………………………………………… www... t.... 250 T = 5 years = 5 × 4 = 20 quarters w R = 12% = 12% ÷ 4 = 0........ 3179 ca b....bankpromotionexams. iib a.bankpromotionexams. 5 lac kt c..com....... current ratio is 1. 3109 d.....5:1 and owned funds Rs 3 lac.03 × 1.in murugan0501@gmail........ www.0320) = 3719 ... the amount of total assets Rs 20 lac .. 09994452442 .... w P = Rs.. Investigative c.d ...Raj work in an international bank as an Accountant.03% quarterly PV = P / R * [(1+R)^T .. a..... 3019 c.jaiibcaiibmocktest.....com....... www..com..... www. [email protected] The DER is 3:1 .......in 31 Facebook Groups - JAIIB CAIIB STUDY MATERIALS / CAIIB DISCUSSION BANK PROMOTION EXAMS / ONLY FOR BANKERS murugan0501@gmail. Match his congruent occupation with his personality type as per john Holland personality job fit theory... Find the present value of quarterly payment of Rs...com......jaiibcaiibmocktest..d .. 250 for 5 years @ 12% compounded quarterly.......... www..c m ..... What is the amount of current asset ? es a.....com... [email protected].. 3 lac b......onlyforbankers.onlyforbankers.com...... 15 lac oc Ans ... Social b... 12 lac d.0320 – 1) ÷ (0.ja Explanation : w Here...... (i).........bankpromotionexams.in 32 Facebook Groups - JAIIB CAIIB STUDY MATERIALS / CAIIB DISCUSSION BANK PROMOTION EXAMS / ONLY FOR BANKERS murugan0501@gmail. Holistic kt b. (i) Data entry...............com.. 09994452442 . Recognition of complex figures d...... Only (ii) and (iii) d...com. Only (i) and (iii) c. 0..... a.890 b.jaiibcaiibmocktest.. Only (i) and (ii) b.jaiibcaiibmocktest.. (ii) and (iii) ... 0.873 c...d .. www. 09994452442 ………………………………………………………………………………………………………………………………………………………………… What is the discount factor for Re..com. es Right hemisphere control left side of body and perform so many activity given below except one..com.com........ (iii) Knowledge management ca a... Controlled oc m Ans ... (ii) Information technology. w Which of the following factor/s affect elasticity of demand? (i) Share in the total expenditure..com..... www. 0..onlyforbankers..com.842 om Ans ...... iib The process of capturing the tacit knowledge of people in a systematic manner for future use is not called as ..com... (iii) Availability of close substitutes w a... Only (ii) and (iii) d..................... (ii) w Multiple uses of the commodity.d .....c = 1/(1.....in [email protected] ....ja Ans ..... 1 to be received at the end of 2 yr with prevalent rate of 8% ? a................ www.08)^2 = 0.. www. (i).............c Solution : = 1/(1+r)n t....... www.....857 .bankpromotionexams..... admin@jaiibcaiibmocktest.. 0...onlyforbankers.......857 d....... Only (i) and (ii) b... Only (i) and (iii) iib c........ ………………………………………………………………………………………………………………………………………………………………… www.. admin@jaiibcaiibmocktest. (ii) and (iii) Ans . Emotional c.... .. iib The system’s costs are projected at which stage of the SDLC? ca a..in murugan0501@gmail.. Often..onlyforbankers.............jaiibcaiibmocktest.. www.. Ganguli? a. Only (i) and (iii) c........... Assertiveness d......com..b . Type A personality om b. Ganguli is a brilliant manager in ABC Bank...ja ....com.. Always on two phones at a time.... www... Planning and Analysis b.in 33 Facebook Groups - JAIIB CAIIB STUDY MATERIALS / CAIIB DISCUSSION BANK PROMOTION EXAMS / ONLY FOR BANKERS murugan0501@gmail. (ii) and (iii) Ans ..............d ..bankpromotionexams..... Implementation iib d. Time management kt b. (iii) artistic w a. he boasts about having no patience with the laggards.. w According to personality job fit theory of John Holland....bankpromotionexams.... Type B personality c... www..........onlyforbankers. He is one of the few persons picked up by the top management from an IIM after MBA.jaiibcaiibmocktest. ………………………………………………………………………………………………………………………………………………………………… www.. www.b .....com.......... there are 6 types of personality. es What is most essential for achieving Work-Life balance?: a...... Type D person t. Operation and Maintenance Ans .... 09994452442 . Which of the following are among such personality? (i) realistic... Only (i) and (ii) w b...... admin@jaiibcaiibmocktest... Only (ii) and (iii) d... (i).. Type C person d.....com.. Design c......com... Emotional maturity oc m Ans . www........com.......... admin@jaiibcaiibmocktest............ (ii) conventional.........d .com..c Ans ... What type of person is Mr. 09994452442 ………………………………………………………………………………………………………………………………………………………………… Mr.. Efficiency c.....com.... he can be heard aggressively yelling at people on small issues... .....jaiibcaiibmocktest....... Seasonal variation makes a complete regular cycle within each year and does not affect one year any ca more than another. www.. b..... seasonal variation d....... c. General reserve b... oc m Pick the correct sentence(s): a.com..ja Revenue reserve represents accumulated retained earnings from the profits of normal business w operations... [email protected]. a.........com.. cyclical fluctuation c. www....... secular trend b...in [email protected] .............. www..bankpromotionexams... secular trend es b......... seasonal variation d.... w a. irregular variation kt Ans .....c The value of the variable is unpredictable and changing in a random manner in .. Investment allowance reserve w c.com.. ...d ...in 34 Facebook Groups - JAIIB CAIIB STUDY MATERIALS / CAIIB DISCUSSION BANK PROMOTION EXAMS / ONLY FOR BANKERS murugan0501@gmail....... irregular variation om Ans ...... 09994452442 ………………………………………………………………………………………………………………………………………………………………… There is a pattern of change within a year and the pattern is regular in ...... Pick up odd one... ………………………………………………………………………………………………………………………………………………………………… www......... both a and b d.... 09994452442 .... These are held in various form that is given below........... a. admin@jaiibcaiibmocktest............... cyclical fluctuation c... t. www...c ......com.com...... Advance payment received d.....jaiibcaiibmocktest.com...........onlyforbankers....bankpromotionexams. Capital redemption reserve Ans .c . www...com.... Cyclical variation tends to oscillate above and below the secular trend line for periods longer than a iib year.... none of these iib Ans ... onlyforbankers..... What is the value of the bond if the Coupon amount is payable on half-yearly basis? iib a....com. www.c Frequency of review should vary depending on the magnitude of risk for the average risk account. w FV = 1000 w CR = 10% half-yearly = 5% p.. 12 Months kt Ans ..jaiibcaiibmocktest... For achieving excellence............. 1205 d... so FV < Bond’s Value) ...com...........c .... For survival b.b Explanation : .. For growth c.....in [email protected]... t = 3 years Bond Price = (1/(1+R)^t)((coupon*((1+R)^t-1)/R)+Face Value) = 1052 (Since Coupon rate > YTM.....bankpromotionexams....com.. The required rate of return is 8%.com.. 06 Months d........ 1000 at 10% Coupon for 3 years.a.jaiibcaiibmocktest..d ......... 03 months c.... d.....com...... admin@jaiibcaiibmocktest. ………………………………………………………………………………………………………………………………………………………………… www... 01 month es b. 1025 iib Ans .com. 1520 b. 1052 ca c...bankpromotionexams.. [email protected]. For social status om Ans .. www..... oc m A bond has been issued with a face value of Rs. 09994452442 .......ja Here..com. t... www.............. Coupon = FV × CR = 50 w R = 8% yearly = 4% p.... a..... www.......in 35 Facebook Groups - JAIIB CAIIB STUDY MATERIALS / CAIIB DISCUSSION BANK PROMOTION EXAMS / ONLY FOR BANKERS murugan0501@gmail... 09994452442 ………………………………………………………………………………………………………………………………………………………………… The people component is becoming the key factor to success of strategy ..com. a. www... .......... the charge should be registered with ROC within .. [email protected] murugan0501@gmail......... 12% for foreign banks c.... www..jaiibcaiibmocktest...com.ja ............. www.com. m Base Rate is determined in each bank by .. ALCO b.bankpromotionexams..... is/are not prominent features of Type B personalities................com..........com.. www......d .........onlyforbankers. DSCR iib Ans ..... 30 days c. 10% for domestic banks b.jaiibcaiibmocktest. (i) Doing several things at one time. (i)... No target for domestic banks d.... ALM d.a Asset Liability Management Committee (ALCO) .... 15 days b........a .. 45 days kt d... Only (ii) and (iii) d..com.... iib a.com.....in 36 Facebook Groups - JAIIB CAIIB STUDY MATERIALS / CAIIB DISCUSSION BANK PROMOTION EXAMS / ONLY FOR BANKERS murugan0501@gmail... admin@jaiibcaiibmocktest. ......onlyforbankers...... BPLR ca c...c In case of company.. Only (i) and (ii) b........... t.... www....com.... 2 months Ans .......com....... (ii) and (iii) Ans . ………………………………………………………………………………………………………………………………………………………………… www. (iii) Being aggressive w a. days from the date of execution of documents es a.... 09994452442 .. www......... Only (i) and (iii) w c...... 09994452442 ………………………………………………………………………………………………………………………………………………………………… The target given for advances to weaker sections in percentage of ANBC a. 10% for foreign banks om Ans ....... (ii) w Feeling guilty when relaxing...b oc .. jaiibcaiibmocktest......... (i). www.com..in [email protected] Ans .... Only (i) and (iii) c.... admin@jaiibcaiibmocktest. admin@jaiibcaiibmocktest... Only (ii) and (iii) kt d....... (iii) Humanistic Theories es a..c ..onlyforbankers........ (ii) Induction..To inform Organization Vision / Mission and Objectives statement.bankpromotionexams.com.. Only (i) and (iii) c.....jaiibcaiibmocktest...... Export credit does not form a part of priority sector for foreign banks om Ans .. www.. t... Only (i) and (ii) iib b...... Factors are perfect complements d. www. w Isoguants are right angled only when ... No target is given for agriculture advances in for foreign banks c.. 09994452442 ………………………………………………………………………………………………………………………………………………………………… Mark the incorrect statement a... To give an overview of the HR policies and processes and iib introduction to the Facilities team...onlyforbankers..d oc ........... www............com... Factors are neutral c..c Which theories don't equate man with his brain ? (i) Organismic Theories. its structure and hierarchy 3.......in 37 Facebook Groups - JAIIB CAIIB STUDY MATERIALS / CAIIB DISCUSSION BANK PROMOTION EXAMS / ONLY FOR BANKERS murugan0501@gmail. IT team and other relevant teams per the location of joining...... www..... w a.. Only (ii) and (iii) d.. Factors are perfect substitutes b.. ca (iii) Recruitment a.b w ...... (i)...... (ii) and (iii) ... 09994452442 ......com...... Only (i) and (ii) b..com..com..................com.... Which are not the objectives for the above? (i) Selection.... ………………………………………………………………………………………………………………………………………………………………… www.. Export credit does not form a part of priority sector for domestic banks d.......d ... Factors are scarce Ans ........ m To give an overview of the organization 2..... No target is given to domestic banks for small enterprise advances b. (ii) and (iii) Ans ..bankpromotionexams... (ii) Mechanistic or Behaviourist Theories......com.. .. 8.. trade creditors= Rs. 09994452442 ………………………………………………………………………………………………………………………………………………………………… Macro Economics is Based on .onlyforbankers......com.jaiibcaiibmocktest.. Net Domestic Product c. When Price rises.60 lac.. www....com......... 4 lac.. www.in 38 Facebook Groups - JAIIB CAIIB STUDY MATERIALS / CAIIB DISCUSSION BANK PROMOTION EXAMS / ONLY FOR BANKERS [email protected].. 11........ a..60 lac and other current liabilities and other current liabilities = Rs. www.....ja c.. 3...... No relationship of demand with prices d.. External Source.... outstanding iib debtors= Rs. 30 lac..30 lac d.80 lac ca on the basis of this information answer..in murugan0501@gmail... 2.....40 lac.. Demand Falls c..... www.....93 lac ………………………………………………………………………………………………………………………………………………………………… www..jaiibcaiibmocktest.bankpromotionexams.. om Ans . what is amount of working capital GAP? a.com... a.. 2......b . National Income Concept only d..3 =11.... 0.... what is the amount of working capital? iib a.70 lac . admin@jaiibcaiibmocktest. finished goods= Rs... 2.... t.... stock in process=1...40 lac.93 lac b.. When Demand Rises Price Falls es b.. oc m Firm B has provided following information about its working capital need based on demand on annual sales of Rs..b ...com.37 lac . 09994452442 .. cash =0. 1... Gross domestic Product b..6+3.. 2. www.d w Solutions: w Gross working Capital = Current Assets means 2.c In Economics the Law of Demand means ........ Raw material value=2..4+1..... 5..com.com.. the following question.... [email protected]+4+0... None of These kt Ans .....30.com..70 lac w Ans ...... ..........3)-Current liabilities( nil)*25/100 ca =11.jaiibcaiibmocktest.onlyforbankers.. 8... es 3...e. 2...4+4+0.com..........70 lac Ans: om Solution WC Gap = working capital -(trade creditors-current liabilities) =11. [email protected].. 8...a Solution MPBF=Working capital Gap-actual networking capital =2.........30 =5.. www.4+1.com.. 11.in [email protected] lac c..93 lac iib .. 5......30 lac oc d...37 ..7 lac (margin 25% of current assets) =2... [email protected] lac .93 lac b.jaiibcaiibmocktest..30 lac d. 8.... 09994452442 ………………………………………………………………………………………………………………………………………………………………… b.37 lac c...com......com....8) t...onlyforbankers... www..6-0.. 4..70 lac m Ans .... the bank shall sanction? .... What is the minimum net working capital(or margin)... bank limits. 5... 09994452442 ....93-8.. What is amount of permissible bank finance i.7-(2...............com.6+3.30 lac w d.a iib Solution: Current assets (2. 11. www.. 11..in 39 Facebook Groups - JAIIB CAIIB STUDY MATERIALS / CAIIB DISCUSSION BANK PROMOTION EXAMS / ONLY FOR BANKERS [email protected] lac w Ans .com..bankpromotionexams.... www.. 5.925 lacs =2...c = 8.com...93 lac w b...... www...ja a.37 lac c.. 2.. the firm is required to provide as per 2nd method of lending of Tandon Committee? kt a.. ………………………………………………………………………………………………………………………………………………………………… www... .. admin@jaiibcaiibmocktest... [email protected].... 16 lac d... Initiative c.. www...... (ii) Advice on redundancy payments...com.jaiibcaiibmocktest...... iib .. Development d. Locus of control ………………………………………………………………………………………………………………………………………………………………… www....ja a.com.c t......... 09994452442 ………………………………………………………………………………………………………………………………………………………………… Which of the following are types of in-house support for dismissed employees? (i) Skills training by consultants. a.... .. Only (ii) and (iii) d.. (i).com.. a... Motivation w Ans .. (ii) and (iii) Ans ...... Only (i) and (iii) om c.......... 14 lac iib c...a w ....onlyforbankers.. Education w c.onlyforbankers.... The belief that an individual can or can't change the things is called . is for learning related to present job.in [email protected].......... (iii) Disseminating information about current vacancies elsewhere.......... A firm has the following financial figures from its balance sheet : es Capital→ Rs 12 lac Reserve → Rs 4 lac kt Unsecured loan→ Rs 5 lac Current assets → Rs 16 lac Pre operative expenses→ Rs 2 lac oc Its net worth = ? m a. Training b...in 40 Facebook Groups - JAIIB CAIIB STUDY MATERIALS / CAIIB DISCUSSION BANK PROMOTION EXAMS / ONLY FOR BANKERS murugan0501@gmail. Only (i) and (ii) b....... 18 lac ca Ans ........ 12 lac b.........bankpromotionexams. www........ 09994452442 ......jaiibcaiibmocktest.... Career anchor b..com.. www...com.bankpromotionexams.com....c .b ......... www... www. .09 = 6670 w ...c ...... Rs.....47 % t....com...com....in 41 Facebook Groups - JAIIB CAIIB STUDY MATERIALS / CAIIB DISCUSSION BANK PROMOTION EXAMS / ONLY FOR BANKERS murugan0501@gmail.... less than 8% b........com. Coupon current interst rates and 9%.c iib Solution : = 10000*0.47 .......7660 iib b... www.......10/12)^12-1 kt = 10. Rs....com.25 % c..06/0...onlyforbankers.... 10......... equal to 8% c.com... admin@jaiibcaiibmocktest.. 8 % Rs 1000 face value bond is currently trading at Rs 958.......jaiibcaiibmocktest......6667 ca d...... w a. Rs.com.... An investment at 10% is compounded monthly........ 10.......... www...c d. 10.. w A 15 year....................bankpromotionexams.09 ..........18 % b.6760 c. 10000 is issued at 6%.. www..ja = 6000/0. unknown Ans ............. www. The YTM of this bond must be.onlyforbankers. greater than 8% d.... www..... oc A console bond of Rs... ………………………………………………………………………………………………………………………………………………………………… www...bankpromotionexams.in [email protected] % Ans . Self Actualization Ans .... 09994452442 ...com. a.....jaiibcaiibmocktest. 10... admin@jaiibcaiibmocktest... 09994452442 ………………………………………………………………………………………………………………………………………………………………… d. what shall be the effect interst rate for this? om a......com.....c es Solution : = (1+0. Find out the current m value of the console bond. Rs.....c .6676 And .... ... 439 b.. What will be the monthly repayments @ 18% compounded monthly? es a..... 000 is borrowed over 8 years..onlyforbankers. Rs 815..com.......jaiibcaiibmocktest... Rs 1256.com.......... 349 Ans .. 20 years 8% bond b..... www.. [email protected] ......com........7017 ...67 c.ja = 493 .. www...... 493 c.... admin@jaiibcaiibmocktest.. 25000 T = 8 years = 8 × 12 = 96 months ca R = 18% = 18% ÷ 12 = 0..35 Ans ..a .... iib PV = Rs............01596) 25000 = P × 50...com.in [email protected]. 09994452442 .... t.....onlyforbankers..... www............01596 – 1) ÷ (0...bankpromotionexams..........com. which one has the highest degree of interest rate risk? a......00 d. Rs 1000. what is the bond's price? w a.7017 P = 25000 / 50. w XYZ Ltd has just issued a 10 year 7 % coupon bond...015 × 1...jaiibcaiibmocktest.... 394 kt d.... www...bankpromotionexams.com...1]/(1+R)^T iib 25000 = P × (1.. ………………………………………………………………………………………………………………………………………………………………… www. 25...66 b....... www.... The face value of the bond is Rs 1000 and the bond w makes annual coupon payments..c A sum of Rs....com. not enough information om Ans . 5 years 8% bond c..015% monthly PV = P / R * [(1+R)^T . Rs 923. If the required return on the bond is 10%..in 42 Facebook Groups - JAIIB CAIIB STUDY MATERIALS / CAIIB DISCUSSION BANK PROMOTION EXAMS / ONLY FOR BANKERS murugan0501@gmail... 09994452442 ………………………………………………………………………………………………………………………………………………………………… Of the following bonds. 10 years 8% bond d.....b oc m Explanation : Here.. .. admin@jaiibcaiibmocktest..... what is the price of bond? w a.. Education c.... If the required return on the bond is 10% .. www. Rs 813...jaiibcaiibmocktest.in 43 Facebook Groups - JAIIB CAIIB STUDY MATERIALS / CAIIB DISCUSSION BANK PROMOTION EXAMS / ONLY FOR BANKERS murugan0501@gmail.. Humanistic Theories om Ans ....07 w d......onlyforbankers.onlyforbankers.c .....27 Ans .com..b iib .. Behaviourist Theories c......ja makes semiannual coupon payments...c It is a method of reducing stress and tension and stimulate creative thinking... a....bankpromotionexams....b ...... Stress reducing exercise es b. a.... The face value of the bond is Rs 1000 and the bond ........... Cognitive Theories b.....com.....jaiibcaiibmocktest... split brain psychology c....... 09994452442 .com...com.......in murugan0501@gmail.... Organismic Theories d.. Rs 815...com.....com............ Development ca d.. Training iib b.... a.. ABC Ltd just issued a 10 year 7% coupon bond..... Motivation Ans ...........66 w b.. www... ESB d.... www.......... oc m ..bankpromotionexams.... Physical exercise and yoga kt Ans .....c ....... www... is for learning to prepare the individual for a different but identified job....com..00 c............ ………………………………………………………………………………………………………………………………………………………………… www... t..... www..... 09994452442 ………………………………………………………………………………………………………………………………………………………………… Mechanistic Theories of Knowles are also called as ... Rs 1035..... [email protected]........... Rs 1000. ... term liabilities are Rs 10 lac....com...com.. t. Organismic Theories d........ www..ja Let me Explain w Here Net worth = capital + reserve = 10 lac Since capital is a kind of liability hence liability = 10 lac w Liabilities = 10+10 = 20 lac Assets= 16+25= 41 lac w But as per balance sheet Total assets = Total liabilities Hence liabilities must be 41 lac also In 41 lac ( 41-20= 21 ) i...... Behaviourist Theories c..... Calculate it's net working capital....c BPLR system of lending rates was replaced by base rate system with effect from ..com......in 44 Facebook Groups - JAIIB CAIIB STUDY MATERIALS / CAIIB DISCUSSION BANK PROMOTION EXAMS / ONLY FOR BANKERS murugan0501@gmail.. 01 Jul 2010 kt Ans .....bankpromotionexams.in [email protected] = 4 lac .. www... iib a....jaiibcaiibmocktest.onlyforbankers... There is no intangible assets or the non current assets............bankpromotionexams...jaiibcaiibmocktest. Mechanistic Theories om Ans ....... 01 Jul 2011 c.............. admin@jaiibcaiibmocktest.. 1 lac ca b... 3 lac d..d .... 4 lac iib Ans ...com... admin@jaiibcaiibmocktest... Cognitive Theories b.. 01 Jun 2011 d.com. www.......com. ………………………………………………………………………………………………………………………………………………………………… www..com. 09994452442 ………………………………………………………………………………………………………………………………………………………………… Humanistic Theories of Knowles are also called as ..onlyforbankers. Fixed Assets worth Rs 16 lac and current assets are Rs 25 lac.... www. 09994452442 ..... 01 Jun 2010 es b......e 21 lac will be CL NWC = CA-CL = 25 .. 2 lac c.. a. www.c ....d ...com. oc m A company has net worth of Rs 10 lac..... a........ Bank was in a triumphant mood after engaging XYZ Ltd... Co-opting the employees b.... Group behavior due to a sense of the unknown iib d.. iib How could this situation have beenmanaged better? a..in [email protected] b...c . www...com...onlyforbankers............ www. a & b Ans ......jaiibcaiibmocktest.. admin@jaiibcaiibmocktest.... www. All the above ca Ans . www.... By issuing project details and time frame mentioning punishments in case of delay .. Communicating strategically about the potential benefits c. Their enthusiasm was short lived....... The critical issue in this case is: oc m a.. Attitudes of individuals b... The employees at all levels seemed reluctant to cooperate... Fear that he will no more be an indispensable es d.......bankpromotionexams.. Training of people c..com.c a. By roping in the HR professionals to act as coordinator c..... The fear of the employee that he will be sent out b.onlyforbankers..com.d kt .. In fact the Consultants were of the view that it may never be possible to implement the project with 100% success as they seemed to be facing resistance from the employees at multi-levels.............. as the project did not progress well and the consultants were not able to deliver the desired results even after several months....bankpromotionexams.. By recognizing that any change brings its own reactions and co-opting the managers even before w Consultants moved in d.. Their fear of Role erosion om seemed palpable...jaiibcaiibmocktest. admin@jaiibcaiibmocktest... 09994452442 ………………………………………………………………………………………………………………………………………………………………… The top management of ABc...com. 09994452442 ............d w .com.......com..... The Bank should dealwith the employee resistance by: a.com.... Fear that the responsibility and the power will reduce c..in 45 Facebook Groups - JAIIB CAIIB STUDY MATERIALS / CAIIB DISCUSSION BANK PROMOTION EXAMS / ONLY FOR BANKERS murugan0501@gmail.. www.... Conducting simultaneous training to familiarize the staff with the new software ………………………………………………………………………………………………………………………………………………………………… www. one of the top IT Companies as a consultant for a massive technology upgradation in the Bank. What does “Role erosion” mean in this context? t...... b & c w Ans . 600000 Crores Savings deposit of post office savings banks .. 1350000 Crores c. om Currency with public ..jaiibcaiibmocktest.. 1100 Crores Other non tax revenue ..bankpromotionexams..... w Corporation tax .com. Rs.in 46 Facebook Groups - JAIIB CAIIB STUDY MATERIALS / CAIIB DISCUSSION BANK PROMOTION EXAMS / ONLY FOR BANKERS murugan0501@gmail. 1800 Crores Income tax . www..Rs. kt a... 500000 Crores t... 1500 Crores Other taxes and duties .com. ...RS.ja M2 = 1250000+200000 M2 = 1450000 Crores w .bankpromotionexams. All of the above Ans ..jaiibcaiibmocktest. 200000 Crores All deposit with post office savings bank excluding NSCs .. 1200 Crores Union exercise tax ... www........ 1550000 Crores m Ans .in [email protected]. Rs.Rs.. 1250000 Crores b.com.c iib Solution : ca M1 = currency with public + demand deposit with the banking system + other deposits with RBI M1 = 250000+400000+600000 M1 = 1250000 iib M2 = M1+Savings deposit of post office savings banks So...Rs.... 1300 Crores ………………………………………………………………………………………………………………………………………………………………… www.Rs... 1450000 Crores oc d.Rs.. Rs.... www.... [email protected]. 1000 Crores Customs . 250000 Crores Demand deposit with banking system . 09994452442 ………………………………………………………………………………………………………………………………………………………………… d....... 09994452442 . 100000 Crores es Calculate M2............Rs.....onlyforbankers..com...com....... Rs...c Other deposit with RBI ... admin@jaiibcaiibmocktest.. www. www...d ...Rs.com.Rs.. Given..onlyforbankers.. w Given...RS. 400000 Crores Time deposits with banking system . .. [email protected] w Solution : w B is the right ans.. [email protected]... Rs 6800 Crores b.Rs......ja c... www..75 ..Rs. www... ………………………………………………………………………………………………………………………………………………………………… www. Rs 7150 Crores es c. 0... Rs 7550 Crores d.. Rs 8300 Crores kt Ans .....in [email protected]. iib a. 09994452442 . www...onlyforbankers...Rs. t..c a. Price Elasticity of Supply = (% change in quantity supplied) / (% change in price) = 30/40 = 0... ca When chicken prices rise 40%..com.jaiibcaiibmocktest.c Solution : oc Gross Tax revenue = Corporation Tax + Income tax + other tax & duties + costoms + union excise duties + m service Tax + taxes on union territories = 1800+1200+1000+1300+1100+750+400 = 7550 Crores iib .. 09994452442 ………………………………………………………………………………………………………………………………………………………………… External grant ...85 w Ans .... 450 Crores Calculate Gross Tax Revenue ......Rs. 900 Crores State Share .. the quantity of KFC fried chicken supplied rises by 30%.....50 b..... 750 Crores Devident & profit ... 0.. www.. www.. 1200 Crores Trf to NCCD (National calamity Contingency fund) .. 0.in 47 Facebook Groups - JAIIB CAIIB STUDY MATERIALS / CAIIB DISCUSSION BANK PROMOTION EXAMS / ONLY FOR BANKERS [email protected]... 0.com..Rs.. 400 Crores Service tax .onlyforbankers..... Calculate the price elasticity of supply.com.. 400 Crores Interst receipt .. 900 Crores om Receipt of union territories ...bankpromotionexams.65 .. 750 Crores Tax of union territories...com.com......75 d...jaiibcaiibmocktest.Rs. [email protected]. 1800 Crores Income tax . 900 Crores Receipt of union territories . ………………………………………………………………………………………………………………………………………………………………… www.Rs.. 1100 Crores Other non tax revenue .RS.Rs..com...com... [email protected].. www.. www. 1300 Crores External grant .com.Rs.Rs.RS.Rs..com...in 48 Facebook Groups - JAIIB CAIIB STUDY MATERIALS / CAIIB DISCUSSION BANK PROMOTION EXAMS / ONLY FOR BANKERS [email protected] Tax of union territories.Rs.Rs. www. 1200 Crores Union exercise tax ....Rs.jaiibcaiibmocktest. 09994452442 . 900 Crores es State Share .com... www. 750 Crores t. Corporation tax ..Rs. Rs 6200 Crores c.onlyforbankers. Rs 6650 Crores d..b ca Solution : iib Net Tax Revenue = Gross tax revenue .com.com. 750 Crores Devident & profit . 1000 Crores Customs .. 400 Crores Interst receipt ...in [email protected] Gross Tax revenue = Corporation Tax + Income tax + other tax & duties + costoms + union excise duties + service Tax + taxes on union territories w = 1800+1200+1000+1300+1100+750+400 = 7550 Crores w Net Tax Revenue = Gross tax revenue ....Rs. 1200 Crores Trf to NCCD (National calamity Contingency fund) . 1500 Crores om Other taxes and duties .. Rs 7100 Crores iib Ans . Rs 5800 Crores m b.. oc a..NCCD transferred to the National Calamity Contingency fund - state share . www...jaiibcaiibmocktest.... 450 Crores kt calculate Net Tax revenue..Rs.NCCD transferred to the National Calamity Contingency fund - w state share = 7550-450-900 = 6200 Crores .. 09994452442 ………………………………………………………………………………………………………………………………………………………………… Given.onlyforbankers. 400 Crores Service tax ...... .......ja Which is/are not the objective of review by the superior of the reporting authority in performance w appraisal? (i) to minimise / reduce the bias or subjectivity. both a and b Ans .....com...... 09994452442 ………………………………………………………………………………………………………………………………………………………………… Which of the following is not a method of selecting samples from a population? a. Why is this? es a.. whereas .....d oc ....com...jaiibcaiibmocktest................... N... g ca b... Only (ii) and (iii) d.. (ii) and (iii) Ans .in murugan0501@gmail.. None of these om Ans . Random sampling c. m Choose the pair of symbols that doesn't complete this sentence: ....com. t. Every sample always has an equal chance of being selected c.......... (iii) to eliminate the bias w a.......c ... www..... Judgement sampling b......com.... www....com.bankpromotionexams.. admin@jaiibcaiibmocktest.onlyforbankers..........bankpromotionexams....... we can describe mathematically how objective our estimates are..........jaiibcaiibmocktest... y.com. s c.......com. N...in 49 Facebook Groups - JAIIB CAIIB STUDY MATERIALS / CAIIB DISCUSSION BANK PROMOTION EXAMS / ONLY FOR BANKERS [email protected] . www. ………………………………………………………………………………………………………………………………………………………………… www... is a statistic. We always know the chance that any population element will be included in the sample b.d .... admin@jaiibcaiibmocktest.. iib a........ n d.... Only (i) and (iii) c... (ii) to eliminate the subjectivity..............onlyforbankers...... 09994452442 ... Only (i) and (ii) w b......com. All of these iib Ans . www........... www. (i)..... ... Probability sampling d. All the samples are exactly the same size and can be counted kt d.c In simple random sampling..... is a parameter.... .... admin@jaiibcaiibmocktest. www........ 100 kt D.. Annuity b......... 40 C... . Market value b. admin@jaiibcaiibmocktest... Present Value d... Be higher c..onlyforbankers.d ...... Growing perpetuity iib Ans .................. 09994452442 ………………………………………………………………………………………………………………………………………………………………… If inflation rate is higher in an economy... www.com.com. Be lower b. www.com...... bond with a coupon rate of 8% has a face value of 1000..bankpromotionexams..com..... What is the annual interest payment? es A.. Growing annuity d....... Be fluctuating om Ans ...........c A 5-year Govt.....onlyforbankers..........com.bankpromotionexams. 09994452442 .........in murugan0501@gmail...... www........ iib a.............. a. None of the above Ans ..ja Money has a time value is shown by which of the following concept.. m A cash flow that is expected to grow at a constant rate forever.......... the discount rate should generally.....com.c ....com........a oc ...in 50 Facebook Groups - JAIIB CAIIB STUDY MATERIALS / CAIIB DISCUSSION BANK PROMOTION EXAMS / ONLY FOR BANKERS murugan0501@gmail.. Perpetuity ca c.jaiibcaiibmocktest......b ...com. www.. w a. b & c w Ans .. is called .. Face value w c... Be Stable d.... t...jaiibcaiibmocktest.... ………………………………………………………………………………………………………………………………………………………………… www... 80 B....... .. 4..jaiibcaiibmocktest.... Growing perpetuity Ans . Rs. Rs........ www.bankpromotionexams. stratified sampling b. 4. www.100 om d.com.... Stratified sampling d.....com. ... admin@jaiibcaiibmocktest... w a..com..b m .....64.. 4..c .in [email protected].... 4.. Perpetuity c.... iib a...14. Growing annuity w d.. www.. t..600 Ans ...........com..onlyforbankers... Rs......com.ja A constant flow paid or received at regular time intervals is known as . A border patrol checkpoint that stops every passenger van is using .61..... www....400 c......d ......... how much will I get at the end of 4 years? a.... Simple random sampling ca b.. es a..... Rs..in 51 Facebook Groups - JAIIB CAIIB STUDY MATERIALS / CAIIB DISCUSSION BANK PROMOTION EXAMS / ONLY FOR BANKERS murugan0501@gmail.... sample proportion d...com. Systematic sampling c..onlyforbankers.... Annuity w b. statistical inference kt c........100 b.. [email protected]. If the interest rate is 10 percent pa...... 09994452442 .... sampling fraction oc Ans ..com... ………………………………………………………………………………………………………………………………………………………………… www.. 09994452442 ………………………………………………………………………………………………………………………………………………………………… I start saving Rs.......... www...a ................c The process by which inferences about a population are made from information about a sample is known as ........... 1 lakh for the next 4 years......... Complete enumeration iib Ans ......jaiibcaiibmocktest.......com...... .onlyforbankers....com.......... up. 09994452442 ………………………………………………………………………………………………………………………………………………………………… Which of the following sampling methods select samples by methods that allow each possible sample to have an equal chance of being picked up and each item in the entire population to have an equal chance of being included in the sample.. Regression Method d......... Simple Random Sampling b.......... down...... Which of the following methods can be used to measure seasonal variation and also for predicting es future variation? a.jaiibcaiibmocktest. down... Growing annuity d..com..a t. Correlation Method oc m Ans .... Growing perpetuity Ans .. Ratio to Moving Average Method kt b. w A constant flow paid or received at regular time intervals for ever is known as .......com. left b.c . left d..........b .......e.........in [email protected]... negative. right iib c... a value of r = 1 indicates all points are lying on a line of .... up........ 09994452442 ... a.. admin@jaiibcaiibmocktest... www. www......... positive.onlyforbankers.... slope..... www...ja Ans ...... from .......a . sloping ..in 52 Facebook Groups - JAIIB CAIIB STUDY MATERIALS / CAIIB DISCUSSION BANK PROMOTION EXAMS / ONLY FOR BANKERS murugan0501@gmail. www. iib In a scatter diagram.. Stratified Sampling d. i...com.... Perpetuity c.. to .... ca a. ………………………………………………………………………………………………………………………………………………………………… www.b . left.. Residual Method c...bankpromotionexams....... Annuity w b..........com... www....... negative...... Cluster Sampling Ans ..com. right. positive. left....jaiibcaiibmocktest....com.... right ... admin@jaiibcaiibmocktest. w a.... right.. Systematic Sampling om c..... . Current ratio =? f.. 09994452442 ………………………………………………………………………………………………………………………………………………………………… In .com...17:1..... www..com. Quick ratio = ? e.ja Receivables= 150 Good will=50 w Total assets =800 w a.. Stratified Sampling d. Tangible net worth = ? w c. a....c . www...com...... Then we select either one of the following two approaches: i) select at random from each group a specified number of elements corresponding to the proportion of that group in the population as a whole.....com.c c. Cluster Sampling es Ans .... 09994452442 .jaiibcaiibmocktest.. or ii) draw an equal number of elements from each group and give weight to the results according to the om group's proportion of total population... kt Liabilitiess : Capital =180 oc Reserve =20 m Term loan = 300 Bank C/C=200 Trade creditors=50 iib Provision=50 Total liabilities = 800 ca Assets : iib Net fixed Assets =400 Inventories=150 Cash =50 . admin@jaiibcaiibmocktest. 50...... www..bankpromotionexams... Net working capital = ? d. ………………………………………………………………………………………………………………………………………………………………… www......com.. sampling.jaiibcaiibmocktest. 600 .......in 53 Facebook Groups - JAIIB CAIIB STUDY MATERIALS / CAIIB DISCUSSION BANK PROMOTION EXAMS / ONLY FOR BANKERS murugan0501@gmail. admin@jaiibcaiibmocktest. the population is divided into relatively homogenous groups..com. Systematic Sampling t..............com. Simple Random Sampling b. Outside liability =? Ans .. 1..... 150.200.66:1.. www...com....bankpromotionexams.. Net worth= ? b..onlyforbankers.. www... 0....in [email protected]......... com..bankpromotionexams.. If interest is compounded on quarterly basis. Bank cash credit Rs. . 106136 w d. 50 lac.. inventories Rs........ Maintenance d.. admin@jaiibcaiibmocktest. 300 lac.a..com.jaiibcaiibmocktest.... 50 lac. Receivables Rs. admin@jaiibcaiibmocktest... www.jaiibcaiibmocktest. 1:1...com..... P = 100000 ………………………………………………………………………………………………………………………………………………………………… www.onlyforbankers. provisions Rs.. 101363 w b. 200 lac. 130613 c... 09994452442 .... Reserves Rs.17 b..... 1. goodwill Rs...bankpromotionexams... 200 lac...com... What is current ratio? es a..... www. 1. 50 lac.. www. www.12 kt c...in 54 Facebook Groups - JAIIB CAIIB STUDY MATERIALS / CAIIB DISCUSSION BANK PROMOTION EXAMS / ONLY FOR BANKERS murugan0501@gmail.. Credit c. 400 lac......ja a. 300 lac.... cash Rs.. Administration b.e 1....com.. www...12:1 d. 50 lac......c m Let me Explain iib CA= 50+200+200= 450 CL= 300+50+50=400 ca CR= CA:CL= 450:400 i.b .... 400 lac. t. 50 lac. Net fixed assets Rs. 136106 w Ans – d Explanation : Here. for 1 year...com....com..in murugan0501@gmail.. Term loan Rs..17:1 oc Ans .... 1:1.... Trade creditors Rs. 09994452442 ………………………………………………………………………………………………………………………………………………………………… Which is not a sub system of HRM? a.. Development om Ans ..com.onlyforbankers. the amount payable shall be .12:1 ..c Capital is Rs.. iib A person invested Rs.... 100000 in a bank FDR @ 6% p. 09994452442 ....com. Rs..... T = 1 yr = 4 quarters FV = P * (1 + R)^T So..onlyforbankers. www........015% p. iib Currency with public .... ………………………………………………………………………………………………………………………………………………………………… www... m Given.. 750000 Crores w Ans ......b Solution M1 = currency with public + demand deposit with the banking system + other deposits with RBI M1 = 90000+180000+260000 M1 = 530000 .com.. 50000 Crores Calculate Narrow money M1. 530000 Crores c...... www.. om FV = 100000 * (1+0....... www. Linear career b... Rs.ja a... .015)^4 = 106136 ...a.......bankpromotionexams.Rs.Rs. Steady state career c. 90000 Crores Demand deposit with banking system . Transitory patterns kt d. es a.bankpromotionexams.. t.onlyforbankers.Rs... 260000 Crores Savings deposit of post office savings banks ....com.d oc .jaiibcaiibmocktest.com....... www....... [email protected] 55 Facebook Groups - JAIIB CAIIB STUDY MATERIALS / CAIIB DISCUSSION BANK PROMOTION EXAMS / ONLY FOR BANKERS murugan0501@gmail.... Spiral career Ans ........Rs.. 220000 Crores Other deposit with RBI ..... Rs.. 09994452442 ………………………………………………………………………………………………………………………………………………………………… R = 6% quarterly = 0....Rs..jaiibcaiibmocktest..c In which career patterns or concept a individual take a new job and reaches higher position than go to some another type of job.....in murugan0501@gmail... www.......com... 180000 Crores ca Time deposits with banking system ........... 570000 Crores w d.com...Rs...... 60000 Crores iib All deposit with post office savings bank excluding NSCs . 490000 Crores w b..com. Rs.com.. admin@jaiibcaiibmocktest......... ........com... Which is not one among them? es a.... Social ca b. Raj is self-confident in his work ambitious towards his goal and energetic domineering...... theories hold that learning occurs only when learners have the 'freedom to learn' what is w particularly relevant to their personal life situation.c .. www....... Mechanistic Theories Ans .com........ Realistic c...... Cognitive Theories b........jaiibcaiibmocktest..com... Conventional Ans . Organismic Theories d.......... his personality show which type of personality? iib a... www..com...com......com.bankpromotionexams...com....b oc ... Specialist c..ja .............. www. Behaviourist Theories w c. t.........bankpromotionexams..in murugan0501@gmail... m Mr... Price d..... [email protected] ......... Income c..... Supply b......in 56 Facebook Groups - JAIIB CAIIB STUDY MATERIALS / CAIIB DISCUSSION BANK PROMOTION EXAMS / ONLY FOR BANKERS murugan0501@gmail. www....onlyforbankers. Expense om Ans .. 09994452442 ………………………………………………………………………………………………………………………………………………………………… A down ward Sloping Demand Curve relates quantity demanded to a... Social kt d.. Enterprising iib Ans .........jaiibcaiibmocktest. Artistic d.........onlyforbankers...... admin@jaiibcaiibmocktest....... Realistic b.........com.c John Holland present 06 theories of personality job fit or matching job with their personalities.. 09994452442 ...d . w a.. ... ………………………………………………………………………………………………………………………………………………………………… www..... www. For carrying out his studies...com..com.. 4 d.. Both a... 1298038 ………………………………………………………………………………………………………………………………………………………………… www.... 3 c.............. w b.... 2 es b..com.......in 57 Facebook Groups - JAIIB CAIIB STUDY MATERIALS / CAIIB DISCUSSION BANK PROMOTION EXAMS / ONLY FOR BANKERS murugan0501@gmail..... D S C R ca d... a student borrows Rs..... Other current liabilities Ans ... and b...... www.. Cost of production d... What is the total amount payable by him at the end of the 4th year? a... 5 kt Ans ....... Average Income c.com...bankpromotionexams.......c There are typically . types of ego states in transactional analysis according to Eric Berne.....onlyforbankers.... oc m Which of the following is a liquidity ratio? a............ja a.bankpromotionexams. for 4 years of his professional course....com....... For same level of current assets... www.a iib . a........... Quick ratio iib b........ www....... T O L / T N W c.... The current ratio can be less than one c............. admin@jaiibcaiibmocktest.. increase in N W C results in increased current ratio.com.d ....com..... 3 lac from a bank at concessional rate of 5% p..a......onlyforbankers...... Which of the following is not correct regarding Current Ratio? . www....jaiibcaiibmocktest. 09994452442 ………………………………………………………………………………………………………………………………………………………………… What are the forces behind the demand curve? a.c .in murugan0501@gmail.. [email protected]. Current ratio is an indicator of liquidity w Ans .. Expectation about future economic conditions b.... t.... 09994452442 ... The current ratio can be negative w d. om Ans ....b .....jaiibcaiibmocktest.... www... .c ..bankpromotionexams.. Which of the following is correct regarding Letters of Credit? a.ja a..com...... www.. 1293038 d..... It is used in export finance c.. w Ans ...... www......... admin@jaiibcaiibmocktest......... Corporate iib b..... None of the above Ans ....1] kt FV = 300000*(1.com..a. www.. These are opened by a bank for local sales by the client ………………………………………………………………………………………………………………………………………………………………… www.....c om Explanation : Here...onlyforbankers.com......jaiibcaiibmocktest.. www..054 – 1) ÷ 0..c P = 3 lac R = 5% p...com....com. It is with recourse to the drawer of the bill w d... 09994452442 ………………………………………………………………………………………………………………………………………………………………… b. 09994452442 .bankpromotionexams... Any business entity ca d. T = 4 yrs es FV = P / R * [(1+R)^T ...in murugan0501@gmail. These are opened by a bank for export sales by the client b... It a form of working capital finance w b.in 58 Facebook Groups - JAIIB CAIIB STUDY MATERIALS / CAIIB DISCUSSION BANK PROMOTION EXAMS / ONLY FOR BANKERS murugan0501@gmail...... oc m The commercial paper can be issued by a.......jaiibcaiibmocktest......... 1280838 c.........onlyforbankers.............. Under this financier discounts the bills drawn on buyer... admin@jaiibcaiibmocktest... Corporate and partnership firms c.05 = 1293038 .....com.com.com....... t...a iib . Which of the following is not correct regarding Forfeiting? : . 1283038 Ans .. www.... [email protected] ...com... www.. current ratio is 1:1 and owned funds Rs 5 lac. Letters of Credit are opened by a bank for purchase of goods by the client Ans ...bankpromotionexams.b ....jaiibcaiibmocktest.com......... 2 b.... www.. the amount of total assets Rs 30 lac.....jaiibcaiibmocktest. 12 lac .......... a.... 10 lac b.... admin@jaiibcaiibmocktest.. om The child ego state can be further classified into ... Only (ii) and (iii) d.com.. (ii) and (iii) iib Ans ...... (i).. Find our the amount of current assets? iib a.. Letters of Credit do not carry much risk for the opening bank d.ja c.. 5 es Ans .. 18 lac w Ans ........ www.onlyforbankers.. categories.. (ii) Production....com..... 09994452442 .c w Let me Explain w Owned fund = equity = 5 lac Since DER = 2:1 i....d ....onlyforbankers....e Debt : equity = 2:1 Hence Debt = 10 lac (if we consider debt and equity as long term liabilities then term liability works out to 15 lac (10+5) Here total assets is 30 lac ………………………………………………………………………………………………………………………………………………………………… www.... www......com.... 4 d.............. ca DER is 2:1.. 3 t......com.in 59 Facebook Groups - JAIIB CAIIB STUDY MATERIALS / CAIIB DISCUSSION BANK PROMOTION EXAMS / ONLY FOR BANKERS murugan0501@gmail.... (iii) Consumption a. 09994452442 ………………………………………………………………………………………………………………………………………………………………… c. Only (i) and (ii) oc b..c c........ www.bankpromotionexams. kt Which one is an economic activity? (i) Investment. 15 lac d......in [email protected]....... Only (i) and (iii) m c... ...d .com. Enterprising d...... 4 lac kt Ans ....e 73 lac will be CL iib Hence NWC = CA-CL = 75 ...... 1 lac es b.. 2 lac c.e CA = 15 lac .. His personality type is ..com..................... calculate it's net working capital.com... a.....in 60 Facebook Groups - JAIIB CAIIB STUDY MATERIALS / CAIIB DISCUSSION BANK PROMOTION EXAMS / ONLY FOR BANKERS murugan0501@gmail.. w Mr.in murugan0501@gmail... admin@jaiibcaiibmocktest. ………………………………………………………………………………………………………………………………………………………………… www... t... total Assets = total liabilities Hence here total liabilities will also be 30 lac Now term liabilities of Rs 15 lac and remaining 15 lac as current liabilities (15+15=40) Hence CL=15 lac Since here CR=1:1 then 1:1=CA:15 om i.. www.. www.... 3 lac d....73 = 2 lac .. 09994452442 .. www.. Peter prefers activities that involve thinking....bankpromotionexams...... www. admin@jaiibcaiibmocktest. Investigative Ans ...com...com..jaiibcaiibmocktest.. Net worth = Rs 20 lac.bankpromotionexams.......onlyforbankers.. Term liabilities = Rs 30 lac.com...... Social c.ja ..jaiibcaiibmocktest.....c If there is no intangible assets or the non current assets... out of 123 lac ( 123-50 = 73 ) i.. Total assets = Total liabilities Hence liabilities must also be 123 lac So.... www.......... organising and understanding others..... w a..... Fixed Assets = Rs 48 lac and current assets = Rs 75 lac...com.......... 09994452442 ………………………………………………………………………………………………………………………………………………………………… Now as per balance sheet equation.b oc Let me Explain m Here Net worth = capital + reserve = 20 lac Since capital is a kind of liability hence liability = 20 lac iib Liabilities = 30+20 = 50 lac Assets = 48+75 = 123 lac ca But as per balance sheet. Realistic w b.....com.onlyforbankers...... .bankpromotionexams.jaiibcaiibmocktest.com......onlyforbankers... 4-year bond of Rs.. www.... b.. admin@jaiibcaiibmocktest. If the market interest rate increased by 1%. The quantity of money demanded increases with the decrease in the level of nominal income.bankpromotionexams...... Technology used d. Operational risk es b... 09994452442 ... Credit risk kt Ans ..07 b.... 79..com...... 90...in 61 Facebook Groups - JAIIB CAIIB STUDY MATERIALS / CAIIB DISCUSSION BANK PROMOTION EXAMS / ONLY FOR BANKERS [email protected] Explanation : P = 100 .03 ...b . 09994452442 ………………………………………………………………………………………………………………………………………………………………… ........30 iib Ans .. t.com...onlyforbankers. c. Price = 97...... admin@jaiibcaiibmocktest.. oc m A 12%. Ans – a ………………………………………………………………………………………………………………………………………………………………… www..jaiibcaiibmocktest.......... All the above om Ans .... Increase in money supply leads to the rise in the rate of interest..... w a.com. www......com...c .. Demand of money is directly related to the rate of interest.. Availability of credit b.. www.c Which of the Following is not a risk mentioned in the Basel II Accord a...... Market risk c.37 ca c.com.. growth or achieving excellence. 100... 97. d. w Pick the correct statement.. Human resource c...... www.com....com.. The quantity of money demanded increases with the fall in the rate of interest..... 93........03 d.. 100 was purchased by x for Rs.... www.......... a.... is becoming the key factor to success for survival..in murugan0501@gmail. what will the market price? iib a....... Default risk d...ja CR = 12% YTM = 12 + 1 = 13% w So.. ..onlyforbankers.....com.. fiscal policy c....... ………………………………………………………………………………………………………………………………………………………………… www.. Both of these w d. monetary policy b...... central bank or monetary authority to control the supply..........com.... [email protected]........... [email protected] oc ...com..... None of these Ans .... 09994452442 .c Which policy refers to government borrowings................... t. RRR ca c.... www.b .. www. availability and cost of money or ROI to obtain growth and stability of the economy? a.. m Which of the following is also known as discount rate? iib a. .. both a and b om d........ both a and b kt d. CRR b...... SLR iib Ans ....com..... fiscal policy c...onlyforbankers...com.......... www.........a ...........in [email protected]. 09994452442 ………………………………………………………………………………………………………………………………………………………………… Which policy is used by the government........ja The branch of economics that studies how households and firms make decisions to allocate limited resources is known as ........jaiibcaiibmocktest...jaiibcaiibmocktest....... www.. Macroeconomics w b. None of these Ans ....in 62 Facebook Groups - JAIIB CAIIB STUDY MATERIALS / CAIIB DISCUSSION BANK PROMOTION EXAMS / ONLY FOR BANKERS murugan0501@gmail.... www.. monetary policy b.. spending and taxation? es a.... None of these Ans .. Microeconomics c...........com.. w a.c .... bank rate d...com... ...... a....com... www...jaiibcaiibmocktest. Reason (R): The Appraisal Methods are covertly influenced by human judgement which may be vitiated by inter-personal discriminatory impulses...in 63 Facebook Groups - JAIIB CAIIB STUDY MATERIALS / CAIIB DISCUSSION BANK PROMOTION EXAMS / ONLY FOR BANKERS murugan0501@gmail......... (i) Price of commodity is an independent variable......d t.............. 'coaching' and 'mentoring' require ..com.com.. Both Assertion (A) and Reason (R) are right.......in murugan0501@gmail. admin@jaiibcaiibmocktest.... www......... w Most of the underdeveloped economies suffer from ........ High population pressures w b... High infant mortality c.. (iii) Reciprocal relationship is found between price and quantity demanded ca a.. Reason (R) is right om c.onlyforbankers... (i).. which do not let the rate of growth go up from a lower level.... Only (i) and (iii) kt c. High level of technological unemployment Ans ....b m ..... w a........ Assertion (A) is wrong......com.com..jaiibcaiibmocktest... (ii) Quantity demanded is a iib dependent variable.. 09994452442 ………………………………………………………………………………………………………………………………………………………………… Assertion (A): Performance Appraisal cannot be error free and unbiased.. Reason (R) is wrong b...... and Reason (R) validate Assertion (A) Ans ... Only (i) and (ii) b. (ii) and (iii) Ans ......... (i).bankpromotionexams... (ii) and (iii) oc Ans . www..... www..... (i) analytical skills.....bankpromotionexams.. Reason (R) does not subscribe to the Assertion (A) d.... (ii) logical skills.c .d ... www..... (iii) interpersonal skills es a.. Only (ii) and (iii) iib d....com........ Under law of demand ...... ………………………………………………………………………………………………………………………………………………………………… www......com... admin@jaiibcaiibmocktest.. Only (ii) and (iii) d..com.........onlyforbankers... Assertion (A) is right. Only (i) and (ii) b..a ... 09994452442 . Hugh monetary mismanagement d.......ja ... Only (i) and (iii) c...... ..com...bankpromotionexams.. www....in murugan0501@gmail. individual role b..... 09994452442 ………………………………………………………………………………………………………………………………………………………………… In career development.... manager role c............com. admin@jaiibcaiibmocktest..... Every consumer wishes to maximize his level of satisfaction.. All the factors of production are used in the production of every commodity. structural.. Gross national income kt Ans .....onlyforbankers.. Theoretically the best average in construction of index numbers is Geometric mean...... employer role d.com..... c....bankpromotionexams..... equation in which the quantity demanded of the product is an ...d iib ..... Nominal national income es b..com.d ...... www.. ca d. www... Net national income c........com... c... a..... a. Real national income d. www.... Index number is a relative measurement.... line manager's role om Ans ... it is called ... Conditions of perfect competition exist making all the factors of production perfectly mobile w d.. variable..jaiibcaiibmocktest........ 09994452442 . It is not possible to shift the base if it is the case of fixed base index Ans ..... In fact all index numbers are weighted.......onlyforbankers.. w b. exogenous ………………………………………………………………………………………………………………………………………………………………… www...................in 64 Facebook Groups - JAIIB CAIIB STUDY MATERIALS / CAIIB DISCUSSION BANK PROMOTION EXAMS / ONLY FOR BANKERS murugan0501@gmail. w Ans ..c When national income is calculated with reference to a base year.. a.c .. admin@jaiibcaiibmocktest.............. oc m Which among the following statements is INCORRECT? a.com.com.. The concept of utility is cardinal and cardinal utility function of every consumer is given... accepting responsibility for your own career is included in a/an ...... iib b... www. Which among the following is NOT an assumption of Pareto optimality? .... A single-equation econometric model of the demand for a product is a .....a .. t............com......jaiibcaiibmocktest.........ja a........ bankpromotionexams. (i). point estimate ca Ans .. structural..... (ii) a nonprobability sampling method. (i) a probability sampling method.. Only (i) and (ii) b.......... definitional...jaiibcaiibmocktest.. (ii) and (iii) Ans .... Only (ii) and (iii) es d.. The most simple and popular method of measuring economic development is to calculate the trend of gross national product (GNP) at ........... Either (i) or (ii) w d...... Only (i) w b.com.ja a..com... 09994452442 ………………………………………………………………………………………………………………………………………………………………… b... we must add artificial variables to .. admin@jaiibcaiibmocktest. Fifty is a .. endogenous c.jaiibcaiibmocktest...... www.... exogenous d............. www. definitional.in murugan0501@gmail...... (ii) Constant prices a..d .. endogenous Ans . 09994452442 . sample parameter d..com................ oc A simple random sample of 28 observations was taken from a large population.........c a....... (i) Current prices..com... The sample mean equaled 50.com........... iib To formulate a problem for solution by the simplex method........... (ii) only greater than constraint .......... Only (i) ………………………………………………………………………………………………………………………………………………………………… www....com.....com..c kt . biased estimate of the population mean iib c. m a..bankpromotionexams.... Both (i) and (ii) w Ans ... Only (ii) c....onlyforbankers..... www.......... Only (i) and (iii) c. www...... www. (iii) the same as convenience sampling t......onlyforbankers. om Cluster sampling is not ....com..........d ...b ...in 65 Facebook Groups - JAIIB CAIIB STUDY MATERIALS / CAIIB DISCUSSION BANK PROMOTION EXAMS / ONLY FOR BANKERS murugan0501@gmail. population parameter b... (i) only equality constraint... admin@jaiibcaiibmocktest.... .. www... 2.. Read the following and answer the below questions oc m A grocery shop sells fresh milk at Rs. Both (i) and (ii) Ans . 20 per litre at which price 400 litres of milk are sold per month......... admin@jaiibcaiibmocktest.... 1.in [email protected]... Terms of trade b. admin@jaiibcaiibmocktest.... helps us to understand how the ......com....19 ………………………………………………………………………………………………………………………………………………………………… www........ is established in international trade....jaiibcaiibmocktest. Following the price rise it results: iib (i) Only 200 litres of milk are sold every month.... www.....jaiibcaiibmocktest.... Only (ii) c... ca (iii) The number of packets of powder milk customers bought went up from 90 to 220 per month......onlyforbankers..0 c....com. . www.. 1..... -0..b .c a....com.. 1....bankpromotionexams. a. om The offer curves introduced by Alfred Marshall.c ..66 w d. Exchange rate es d. Either (i) or (ii) d. 09994452442 ………………………………………………………………………………………………………………………………………………………………… b.com..... Satisfaction level Ans .... After some time.ja b... the price raised to Rs... 09994452442 .. The price elasticity of demand when fresh milk’s price increases from 20 per litre to 30 per litre is iib equal to ....25 c......66 w Ans ......38 b. 30 per litre. (ii) The number of boxes of cereal customers bought went down from 280 to 240...com..... The cross elasticity of monthly demand for cereal when the price of fresh milk increases from 20 to 30 is equal to .in 66 Facebook Groups - JAIIB CAIIB STUDY MATERIALS / CAIIB DISCUSSION BANK PROMOTION EXAMS / ONLY FOR BANKERS murugan0501@gmail.. w 2.............com. www. a....... + 0. 2. t. Equilibrium price ratio c.5 ...............com...a kt ..bankpromotionexams. www.onlyforbankers...com..... ... kt 4. ca 5..c c...........ja c..a .........38 Ans ....jaiibcaiibmocktest.in murugan0501@gmail........ + 2.. (ii) When financial statements of several years are analyzed..com.. a.5 b.bankpromotionexams.. 1.......onlyforbankers...09 es Ans ... www........6 ....bankpromotionexams...com.... www......... It is elastic m c.... It is perfectly inelastic d...onlyforbankers.. It is perfectly elastic oc b.. 1..b .....05 t..com.b w ... admin@jaiibcaiibmocktest............ 0............jaiibcaiibmocktest. Only (i) and (iii) ………………………………………………………………………………………………………………………………………………………………… www... it is termed as horizontal analysis. it is termed as vertical analysis......... 09994452442 . Only (i) and (ii) b....... 0.... + 1... What is income elasticity of demand for fresh milk? iib a.. -0..... (iii) Vertical Analysis is also termed as dynamic analysis a.......05 b.d .com..... www... 09994452442 ………………………………………………………………………………………………………………………………………………………………… d..... www.......com.25 d..com. 3.com. a... w Which of the following statements are false? (i) When all the figures in a balance sheet are stated as percentage of the total. [email protected] 67 Facebook Groups - JAIIB CAIIB STUDY MATERIALS / CAIIB DISCUSSION BANK PROMOTION EXAMS / ONLY FOR BANKERS murugan0501@gmail... What can be said about the price elasticity of demand for fresh milk . www.50 w Ans . + 0...09 d.... Suppose income of the residents of the area increases by 50% and the quantity of fresh milk demanded increases by 30%..com............. None of the above iib Ans .. The cross elasticity of monthly demand for powder milk when the price of fresh milk increases from om 20 to 30 per litre is equal ....... 1. 09994452442 ....... admin@jaiibcaiibmocktest....... 0... www.onlyforbankers..com....bankpromotionexams.......com.....5 then price for earning ratio would be ....c w .57 times oc b........... ca Which of the following statements are true? (i) Financial statements are only interim report.......com......bankpromotionexams. a...a ..com..........com. (i).. 11% iib Ans .. 30 and an earning per share is Rs.. Only (ii) and (iii) d............jaiibcaiibmocktest...com. (iii) Financial statements are historic iib a.. (iii) Improvement becoming part of the job a.. Only (ii) and (iii) d... (ii) Financial statements are also known as annual records... return on equity es Ans ..com..... Only (i) and (ii) b. www............57% m c..d .... 3.in murugan0501@gmail....... kt Price per share is Rs..... w The essential characteristics of Total Quality Management (TQM) comprises of . www. Only (i) and (ii) b.onlyforbankers.....c c....com........... www. 8. Only (ii) and (iii) ………………………………………………………………………………………………………………………………………………………………… www. (ii) and (iii) w Ans .....ja c. 8... Only (i) and (iii) ..... (i) Creation of common company theme... 09994452442 ………………………………………………………………………………………………………………………………………………………………… c..jaiibcaiibmocktest............. [email protected] 68 Facebook Groups - JAIIB CAIIB STUDY MATERIALS / CAIIB DISCUSSION BANK PROMOTION EXAMS / ONLY FOR BANKERS [email protected] ......... a.... (ii) and (iii) Ans .... Only (i) and (iii) c. return on turnover b.11 times d.... om Profit margin multiply assets turnover multiply equity multiplier is used to calculate . www. (ii) Creation of a customer centric mentality.... return on stock t..... (i)..... return on assets d. None of above iib Ans ........bankpromotionexams.......... w Quantitative measure.. (ii) and (iii) es Ans ........ www... Only (i) and (ii) b..... Only (i) and (ii) b......a . (ii) and (iii) w Ans ........ja c..... www.. ca 'Silk Road Technologies' talent management system includes ..d .jaiibcaiibmocktest... (ii) evidence based management.com.. Only (ii) and (iii) ………………………………………………………………………………………………………………………………………………………………… www.com..... Only (ii) and (iii) d..... Only (ii) and (iii) d.com.. (i) applicant tracking. Only (i) and (iii) c.....in murugan0501@gmail... (ii) Technology.. (i).. www..... (iii) performance management iib a.... Only (i) and (ii) b.com.......... Human Resource Development (HRD) scorecard oc b. 09994452442 . of employee's turnover and hours of training per employee is called (choose the wrong one) ..... (i) human resource metrics..d .. www............... HR scorecard m c....... 09994452442 ………………………………………………………………………………………………………………………………………………………………… d......d w .... Both A and B d.. admin@jaiibcaiibmocktest........ Which of the following is a force that acts as stimulant for organizational change? (i) Nature of the om workforce..c c....onlyforbankers.........com...... (ii) and (iii) Ans .jaiibcaiibmocktest.com..... www...in 69 Facebook Groups - JAIIB CAIIB STUDY MATERIALS / CAIIB DISCUSSION BANK PROMOTION EXAMS / ONLY FOR BANKERS [email protected]....... (iii) Economic Shock a..onlyforbankers...... (i)............. (iii) high performance work system a.. Only (i) and (iii) . (ii) on boarding....... a.com. kt HR maturity of company with respect to its strategic goals is measured by ....com.. (i). Only (i) and (iii) t... admin@jaiibcaiibmocktest.... ....in 70 Facebook Groups - JAIIB CAIIB STUDY MATERIALS / CAIIB DISCUSSION BANK PROMOTION EXAMS / ONLY FOR BANKERS [email protected].. Only (i) and (ii) b....... 09994452442 ………………………………………………………………………………………………………………………………………………………………… d.. www.... www.c .c ..d es ....... ca Which of these sampling methods are not a probability method? (i) Quota...... (ii) Simple random...... 09994452442 ......com.... [email protected].. (i)............. w Which among the following are the factors that determine the national income of a country? (i) Quantity and Quality of factors of production..... The percent of total variation of the dependent variable Y explained by the set of independent variables kt X is measured by .. (iii) Judgement.....bankpromotionexams. (i) Smooth........ (iii) Regular om a.. www... Only (i) and (iii) c... Only (ii) and (iii) d................. Only (ii) and (iii) ………………………………………………………………………………………………………………………………………………………………… www..................ja c.....com. iib a. Only (ii) and (iii) t.com.......... Only (i) and (ii) b.... www.....jaiibcaiibmocktest......onlyforbankers... (ii) and (iii) Ans . (ii) Steady.com...jaiibcaiibmocktest.in murugan0501@gmail. Coefficient of Skewness m c.....com... Only (i) and (ii) b............ (i)...com..com.b w ........c d..... (iii) Economic and political stability a... Only (i) and (iii) ....... Coefficient of Determination d.. Standard Error or Estimate iib Ans . Coefficient of Correlation oc b. a.. (ii) and (iii) Ans . The following are the movement(s) in secular trend ...... admin@jaiibcaiibmocktest. (ii) The state of technical knowledge.. (i).. Only (i) and (iii) c. (ii) and (iii) w Ans .. www.bankpromotionexams.. com.......com..onlyforbankers... Confidence interval b.bankpromotionexams.............. Either (i) or (ii) t....ja d.....com. (ii) and (iii) Ans .......com.. admin@jaiibcaiibmocktest.. w a.....com..... Sample Error is completely absent is ..... Only (i) b.. www..... 09994452442 ………………………………………………………………………………………………………………………………………………………………… d...... Only (ii) c... the peso has depreciated and the dollar has depreciated w Ans ......... www.......onlyforbankers.. www............. Law of proportions d.... (i)...... the peso has depreciated and the dollar has appreciated c.... the peso has appreciated and the dollar has depreciated ..bankpromotionexams.................... www.com..... Probability level Ans ... Probability interval oc c...... Law of diminishing marginal utility b...jaiibcaiibmocktest.....c d.... the basis of consumer surplus is .in 71 Facebook Groups - JAIIB CAIIB STUDY MATERIALS / CAIIB DISCUSSION BANK PROMOTION EXAMS / ONLY FOR BANKERS [email protected] murugan0501@gmail.. (i) Complete Enumeration....... ca When the exchange rate for the Mexican peso changes from 10 pesos to the dollar to 9 pesos to the dollar. Law of equi-marginal utility c. then ..com... w According to Marshall. iib a.com.d es ..... The probability associated with a interval estimate is called .jaiibcaiibmocktest... Confidence interval m d.c iib ... (ii) Census om a...d ............. 09994452442 ... kt a. the peso has appreciated and the dollar has appreciated b. All of the above Ans – a ………………………………………………………………………………………………………………………………………………………………… www....... www...c ........ Both (i) and (ii) Ans ........ admin@jaiibcaiibmocktest. c .... Become zero oc Ans ..com. Increase b..bankpromotionexams.. we can conclude with certainty that the equilibrium: ca a.... Only (i) and (ii) w b.... Price will increase c. t...........jaiibcaiibmocktest. Assume that consumer’s income and the number of sellers in the market for good X both falls.c If the demand for a good is inelastic.. www. [email protected].... Based on iib this information........bankpromotionexams...onlyforbankers... (ii) Value in exchange a............ Quantity will decrease Ans ....... 09994452442 ………………………………………………………………………………………………………………………………………………………………… Total utility of a commodity is measured by which price of that commodity? (i) Value in use....... www... ………………………………………………………………………………………………………………………………………………………………… www....... (iii) To serve her child by mother w a.............jaiibcaiibmocktest...... Either (i) or (ii) om d...... Only (i) and (iii) c. Remain the same d... Only (i) b......... www... (ii) and (iii) Ans .com.... w Which of the following are not economic activities? (i) Teaching of a teacher in the school............. 09994452442 ........com..... Quantity will increase iib d.. es a......d .....in murugan0501@gmail.. Decrease kt c.com. Only (ii) and (iii) d...... (i). (ii) To teach son at home..... an increase in its price will cause the total expenditure of the consumers of the good to ...... [email protected]... www.a ..com........a m .ja .. www.. Price will decrease b.... Only (ii) c..in 72 Facebook Groups - JAIIB CAIIB STUDY MATERIALS / CAIIB DISCUSSION BANK PROMOTION EXAMS / ONLY FOR BANKERS murugan0501@gmail... Both (i) and (ii) Ans .....com.. ... None of the above w Ans . A reduced form equation expresses . a.... Learning curve b. MRP > VMP c...com.......... [email protected]. t........ number of suppliers d.. technology es b..com....... is a graph and the supply schedule is a table. whereas the supply schedule represents all firms in the market....... www...com... www...in murugan0501@gmail........ Equal product curve d... www.onlyforbankers..in 73 Facebook Groups - JAIIB CAIIB STUDY MATERIALS / CAIIB DISCUSSION BANK PROMOTION EXAMS / ONLY FOR BANKERS [email protected] Which of the following is NOT one of the factors that influences the supply of a product? a.....onlyforbankers.................... ca d...... www.... an exogenous variable as a function of endogenous variables b.. Envelope curve c...jaiibcaiibmocktest....com. VMP > MRP w d............b ......... 09994452442 .... whereas the supply schedule allows the number to vary..com.. iib b. holds the number of suppliers constant... oc m A supply curve differs from a supply schedule because a supply curve ..... income c.ja a.. holds resource prices constant.......com. 09994452442 ………………………………………………………………………………………………………………………………………………………………… Which of the following is known as long run average cost curve? a.... Under conditions of perfect competition in the product market .... www. Ans ..com.............. an endogenous variable as a function of exogenous variables ………………………………………………………………………………………………………………………………………………………………… www.... admin@jaiibcaiibmocktest.. represents one firm... MRP = VMP w b.a ... Phillips curve om Ans .... .... expected future prices kt Ans ..b ... whereas the supply schedule allows them to vary..jaiibcaiibmocktest.. a....c iib .... c..bankpromotionexams....bankpromotionexams... ........ individual's role .com.com...d ..in [email protected].......... (ii) Action planning........... [email protected]....... Only (i) t. Only (ii) and (iii) ………………………………………………………………………………………………………………………………………………………………… www......ja b....... an exogenous variable as a function of both endogenous and exogenous variables d. Only (i) and (iii) c.. Only (i) and (ii) b... Only (ii) c...jaiibcaiibmocktest... (i) Scenario planning.. (ii) Sampling Analysis a.... Only (i) and (iii) c.. (i) Quantitative Analysis. admin@jaiibcaiibmocktest....... 09994452442 ………………………………………………………………………………………………………………………………………………………………… c..b .. Only (ii) and (iii) iib d.. employer's role w d. www.......com. kt Human Resource Planning include .com... (i) Acquiring Employees.....com...... 09994452442 . (ii) and (iii) ca Ans ..onlyforbankers.. (iii) Appraising and Compensating Employees a.c .......... a..in 74 Facebook Groups - JAIIB CAIIB STUDY MATERIALS / CAIIB DISCUSSION BANK PROMOTION EXAMS / ONLY FOR BANKERS murugan0501@gmail.. (ii) Training Employees..... om Concept of Sampling Distribution is after talking about in context of .... Only (i) and (ii) b.... line manager w Ans ......bankpromotionexams.... (i)......... www... iib In career development......... (iii) Demand and Supply forecasts oc m a..... manager's role c.........jaiibcaiibmocktest... an endogenous variable as a function of both exogenous and endogenous variables Ans .. Both (i) and (ii) es Ans ..................com.bankpromotionexams. providing performance feedback which is career oriented is part of .b ..... www. Either (i) or (ii) d... w Human Resource Management is process of ....com...c b. www.. www............... . www...jaiibcaiibmocktest.............. Only (i) and (iii) c...... ca In the theory of time series..... Only (ii) m c.. Secular Trend w Ans .com.. A feasible solution to an LPP .. www......onlyforbankers..b ………………………………………………………………………………………………………………………………………………………………… www..ja d.... Both (i) and (ii) iib Ans ......com................c ................. (i)..... www. Only (i) b. Only (i) oc b...com.. Either (i) or (ii) d.. (i) Objective...... iib a.. Only (ii) c. admin@jaiibcaiibmocktest... (iii) differentiation om a.in murugan0501@gmail. 09994452442 ………………………………………………………………………………………………………………………………………………………………… d.com.bankpromotionexams.onlyforbankers...... factors determine the position and slope of consumption curve..com..... (ii) Subjective w a......... (i)......... Either (i) or (ii) d... shortage of certain consumer goods before annual budget is due to .....bankpromotionexams. Irregular Variations c. (ii) cost leadership...... www..c d.c es ....... (ii) kt must be corner point of the feasible solution a. www....d . Cyclical Variation b.. Both (i) and (ii) Ans . 09994452442 . [email protected]... (ii) and (iii) Ans ..... Only (i) and (ii) b........ 'Competitive strategy' includes ...jaiibcaiibmocktest....... w .com. (i) must satisfy all the constraints of the problem simultaneously...a .......... (i) horizontal integration. Only (ii) and (iii) t..... (ii) and (iii) Ans .......com.. Seasonal Variation .............in 75 Facebook Groups - JAIIB CAIIB STUDY MATERIALS / CAIIB DISCUSSION BANK PROMOTION EXAMS / ONLY FOR BANKERS murugan0501@gmail.... ... Recession c........ admin@jaiibcaiibmocktest... Only (i) and (ii) w b... ………………………………………………………………………………………………………………………………………………………………… www........jaiibcaiibmocktest... Only (ii) and (iii) d.... of the business.... Either (i) or (ii) d. (iii) Profitability w a.com.... (ii) There is welfare loss as resources tend to be misallocated under monopoly a. www... www.com....com.................in 76 Facebook Groups - JAIIB CAIIB STUDY MATERIALS / CAIIB DISCUSSION BANK PROMOTION EXAMS / ONLY FOR BANKERS [email protected] .... 09994452442 ………………………………………………………………………………………………………………………………………………………………… The economist’s objections to monopoly rest on which of the following grounds? (i) There is a transfer of income from consumers to the monopolist.c . Rate of interest b.jaiibcaiibmocktest. Changes in income c. w Comparison of financial statements highlights the trend of the . www.onlyforbankers..... a.com. 09994452442 ....com.......... (i)............d ..... www..... Stagflation kt b... (ii) Performance..in murugan0501@gmail... Both (i) and (ii) Ans ........ (ii) and (iii) Ans ...... Ritchet Inflation oc m Ans ....onlyforbankers............... (i) Financial position. Only (i) b.....d t...bankpromotionexams..... An expression coined by economists to describe im economy that is growing at such a slow pace that es more jobs are being lost than are being added . Growth Recession d..... iib Keynes believed that the equality between savings and investment is brought about by ... ca a.. Marginal efficiency of investment Ans ...b ....... Only (ii) om c.... [email protected] ... Availability of capital iib d.... www...bankpromotionexams. Only (i) and (iii) c....... (ii) and (iii) oc Ans .. www.. ………………………………………………………………………………………………………………………………………………………………… www. www.bankpromotionexams.ja What is the difference between the current ratio and the quick ratio? w a. Divided into irregular cycles c.................................... www.... they are called trend ratios...in 77 Facebook Groups - JAIIB CAIIB STUDY MATERIALS / CAIIB DISCUSSION BANK PROMOTION EXAMS / ONLY FOR BANKERS murugan0501@gmail.... (iii) Reliability of financial analysis depends upon the reliability of financial data es a... Only (ii) and (iii) d.......jaiibcaiibmocktest..........com.com. w b.....com. Divided into discrete accounting periods d...... www.... a...com......com.... Only (i) and (iii) kt c..... ............. Bring account balances up to date at year end b... 09994452442 ………………………………………………………………………………………………………………………………………………………………… Adjusting entries are used to ...bankpromotionexams..com... Divided into specific points in time ca b.. the life of a business is divided into which of the following? iib a.a .. 09994452442 ..... The current ratio includes inventories and the quick ratio does not... Ans ..c State which of them are true? (i) When ratios of previous years are compared with current years... t...onlyforbankers.. Close permanent accounts at year end d. The current ratio includes physical capital and the quick ratio does not.... Only (i) and (ii) b... c. The current ratio does not include physical capital and the quick ratio does....in murugan0501@gmail. (ii) Trend percentages and trend ratios are used in static analysis. admin@jaiibcaiibmocktest. For purpose of measuring business income......... Considered to be a continuous cycle iib Ans .. w d... (i)... www.....com....jaiibcaiibmocktest............c ....com...a .d m .... [email protected]..... The current ratio does not include inventories and the quick ratio does..... Bring account balances at zero om Ans ... Close temporary accounts at year end c... ..com..... admin@jaiibcaiibmocktest.... Suppose income of the residents of locality increases by 50% & the quantity of gel pens demanded increases by 20%.. 2....com....jaiibcaiibmocktest...com..... 2............ iib 3... The cross elasticity of monthly demand for ink pen when the price of gel pen increases from 10 to 15 is equal to .. 09994452442 ………………………………………………………………………………………………………………………………………………………………… Read the following data & answer the below questions A shopkeeper sells gel pen at 10 per pen.... www.. oc m a.....c ..ja a. om 1.............66 es Ans . 0..in 78 Facebook Groups - JAIIB CAIIB STUDY MATERIALS / CAIIB DISCUSSION BANK PROMOTION EXAMS / ONLY FOR BANKERS murugan0501@gmail...... -0.jaiibcaiibmocktest.... he raises the price to 15 per pen. The price elasticity of demand when gel pen’s price increases form 10 per pen to 15 per pen is equal to .. kt 2.. -2....25 c.. The cross elasticity of monthly demand for refills when price of gel pen increases from 10 to 15 is equal to . 09994452442 .c b.... 0.....bankpromotionexams. a... a... 60 pens are sold every month...38 ca Ans ..4 b..0 c. 0...09 w Ans .19 iib d... The number of refills bought decreases from 200 to 150....com....... 4..09 d..6 ………………………………………………………………………………………………………………………………………………………………… www.. 1..bankpromotionexams.. 1. www. www.. At this price he can sell 120 per month. www.. After some time.. Income elasticity of demand for gel pen ... 2..05 w c.... [email protected].. -0.65 b.......onlyforbankers.in [email protected] w . .. The number of ink pen bought goes up from 90 to 180 per month.5 t. www.. -1..onlyforbankers......com......65 d...... 0. 1..com....71 b..a . 1 t.jaiibcaiibmocktest........ 5500 Crores Calculate Capital Receipt .onlyforbankers. 1.... 1500 Crores Market loans ..Rs....... 09994452442 . 1200 Crores w Total Non Tax Revenue .. 2. www... [email protected] es Ans .Rs.com.c b.. 09994452442 ………………………………………………………………………………………………………………………………………………………………… c..c kt Solution : oc Price Elasticity of Supply = (% change in quantity supplied) / (% change in price) m = 40/(75-60)*100/75 = 40/15*100/75 = 40/20 iib =2 ..Rs..Rs.Rs.bankpromotionexams.. om When the price of a commodity falls from Rs.25 d.in murugan0501@gmail.... 75 per unit to Rs...Rs.....com.. 5000 Crores Misc capital receipt . www....com. ca Given.. Rs..com.. 60 per unit. 1. 2500 Crores Draw down cash balance .... 450 Crores w State provident fund ..... www.in 79 Facebook Groups - JAIIB CAIIB STUDY MATERIALS / CAIIB DISCUSSION BANK PROMOTION EXAMS / ONLY FOR BANKERS murugan0501@gmail... 1200 Crores ........com....... 750 Crores Recoveries of short term loans and advances from states and loans to govt servants .Rs......50 Ans .. 1500 Crores w Securities issued against small savings .. the quantity supplied falls by 40%...5 c.bankpromotionexams..Rs...Rs.com. a.. 1800 Crores External assistance (Net) .. 6500 Crores Net Tax Revenue ... a. 2 d.ja Short term borrowings .. [email protected]. 8600 Crores ………………………………………………………………………………………………………………………………………………………………… www.... Calculate the price elasticity of supply.Rs... iib Recoveries of loan and advance .Rs.a .com. 600 Crores Other receipts (Net) .. www.com. 1. www.onlyforbankers.jaiibcaiibmocktest..... com.....com.com..onlyforbankers...... iib The price elasticity of demand of sugar is ...c Let us first calculate Non Debt Receipt.. [email protected]. www. www..75 w Ans . let us calculate Debt receipt.. At Rs.com.25 . www..bankpromotionexams.. the demand increases to 1000 Kg..ja b..... [email protected] w d.. 60.... Rs. 1.com. 1 . 1..com.... 1...........in 80 Facebook Groups - JAIIB CAIIB STUDY MATERIALS / CAIIB DISCUSSION BANK PROMOTION EXAMS / ONLY FOR BANKERS murugan0501@gmail..... When the price falls to Rs..25 c. ………………………………………………………………………………………………………………………………………………………………… www.. Debt Receipt = Market Loans + Short Term Borrowings + External assistance(NET) + Securities issued oc against Small savings + State provident fund + other Receipts(Net) = 1200 + 1800 + 450 + 750 + 600 + 1500 m = 6300 Crores Capital Receipt = Non Debt Receipt + Debt Receipt iib = 5300 + 6300 = 11600 Crores ca .... Rs..in [email protected] w Solution : Price Elasticity of Demand = % Change in Quantity Demanded / % Change in Price % Change in Quantity Demanded = 200/800*100 = 25 % Change in Price = 15/75*100 = 20 Price Elasticity of Demand = 25/20 = 1.jaiibcaiibmocktest. 75 demand for sugar is 800 Kg....... Rs..... Non Debt Receipt = Recoveries of loan & advances (duduct recoveries of short term loans & advance from state and loans to govt sarvants) + MISC Capital receipts es = 5000-1200+1500 = 5300 Crores kt Now.onlyforbankers... 10100 Crores c...bankpromotionexams. 09994452442 .. a. 09994452442 ………………………………………………………………………………………………………………………………………………………………… b..... www..... 12800 Crores Ans – c om Solution : Capital Receipt = Non Debt Receipt + Debt Receipt t...com. 11600 Crores d.... www... (iii) The price of economic resources a... iib Ans .. [email protected]........ w a........ 09994452442 ………………………………………………………………………………………………………………………………………………………………… Micro-economic theory studies how an economy determines .. An increase in income and output in real terms and not in money d. www......in murugan0501@gmail.... (ii) and (iii) Ans .... iib a........ Only (i) and (ii) b.................. Mustard oil and coconut oil.. (ii) Division of Labour es a........ 09994452442 ...................... Only (i) and (iii) c.... (i) The price of goods..com.... www... Both (i) and (ii) Ans .c Adam Smith advocates ...... Coffee and milk b..ja Economic growth refers to ....... t.. Only (i) b.....in 81 Facebook Groups - JAIIB CAIIB STUDY MATERIALS / CAIIB DISCUSSION BANK PROMOTION EXAMS / ONLY FOR BANKERS [email protected] .com... (ii) The price of services. the people have needs: a. www..onlyforbankers......jaiibcaiibmocktest..d oc . m Which of the following pairs of commodities is an example of substitutes .com..... www...d ..... (i) Laissez-faire.bankpromotionexams..... Pen and ink d.......b .....bankpromotionexams. (i).onlyforbankers...jaiibcaiibmocktest..... admin@jaiibcaiibmocktest. An increase in economic welfare w Ans .. .. Only (ii) and (iii) om d.......... Either (i) or (ii) kt d......com.... An increase in per capita income at current prices b.. 2 ………………………………………………………………………………………………………………………………………………………………… www...... A sustained increase in per capita output w c.. Only (ii) c.....com...... As per Abraham Maslow's motivation theory.....com.. www.. Diamond and cow ca c...com... ...... diagnosing iib the problem at organization level and taking corrective steps........jaiibcaiibmocktest..d .. elders c. adult ………………………………………………………………………………………………………………………………………………………………… www..... www... rational and practical orientation c......com. www........com.....jaiibcaiibmocktest. The HR professional's role includes creating necessary culture and values in the organization.....bankpromotionexams...com.... in which of the following category? ..... www..... supportive role w Ans . more of ethical.......ja a... These fall. parents b.. 4 d......onlyforbankers... supportive role d....onlyforbankers.. www....b ..com. more of every thing iib Ans . 3 c.........b w .. a person is displaying more of emotions than the facts...com....... more of instinctive behavior with motive of enjoyment d...... It can be classified as ego state: a........... admin@jaiibcaiibmocktest.. process role w c. more of analytical........com......b ca ..in 82 Facebook Groups - JAIIB CAIIB STUDY MATERIALS / CAIIB DISCUSSION BANK PROMOTION EXAMS / ONLY FOR BANKERS murugan0501@gmail.. out of the following oc a.............. understanding financial transactions t....... www. 09994452442 ………………………………………………………………………………………………………………………………………………………………… b.com...... In his behavior. kt What is the feature of a adult ego state... understanding transactions relating to business and ethic es Ans ... admin@jaiibcaiibmocktest. conscientious behavior and influenced by preaching from parents and elders m b... understanding interpersonal relationship and interaction c.in murugan0501@gmail..... role of developing competence b.... 5 Ans ....c b..com.... om Transaction analysis refers to a.bankpromotionexams..... 09994452442 .. understanding transactions relating to business d... ..................... I am OK.... www.........com.... it is undesirable c.. I do not have value but you have value m d..........d es ......... to counsel him iib b.....com.......... w In Johari Window.... 09994452442 ………………………………………………………………………………………………………………………………………………………………… d.jaiibcaiibmocktest.. ca The objective of understanding the ego states profile of a person is: a....d ..... the transaction is blocked t.bankpromotionexams..................com.... www....................... www.......... you are not OK? kt a. admin@jaiibcaiibmocktest....... neither person has value Ans ... what is the meaning of the life position....com.. According to Harris...... to make necessary modification in one's behavior c.... to bring desired change d.com...b iib .bankpromotionexams... known to self and others b. [email protected] Ans .jaiibcaiibmocktest.. known to others and not known to self d. child Ans . www. ………………………………………………………………………………………………………………………………………………………………… www............... www.. I have value but you do not have value oc c.... all the above Ans ...com.onlyforbankers.........com..c d..a . known to self and not to others Ans ......... all the above .com..... Both have value b..b w .in 83 Facebook Groups - JAIIB CAIIB STUDY MATERIALS / CAIIB DISCUSSION BANK PROMOTION EXAMS / ONLY FOR BANKERS murugan0501@gmail.. from parents to child and again from parents to child b..............onlyforbankers.. Which of the following is a feature of a crossed transaction? om a.... 09994452442 . the window ARENA represents which of the following? w a..... closed to self and others c.in murugan0501@gmail. ...... Only (i) and (ii) b.... (which one is correct) a.. all the above kt Ans ... (ii) and (iii) w Ans ... t.com. (iii) Interstate Migrant Workmen Act 1979..d .. 09994452442 ....com....... blind d.......... www.jaiibcaiibmocktest..c iib . HR functions in banks are generally performed professionally like other corporates c.jaiibcaiibmocktest....a ..bankpromotionexams.. admin@jaiibcaiibmocktest... closed om Ans .com...com...b . HR functions in banks are professionally performed unlike other corporates Ans .... HR functions in banks are generally performed professionally like other corporates iib b.com........ which of the following area is most critical? a...com..... HR functions in banks are generally not performed professionally like other corporates ca d..... oc m Which of the following statement is correct? a... dark b.... [email protected] [email protected]...... routine functions es b......... organizational development c... w a.. Only (i) and (iii) w c......onlyforbankers.in 84 Facebook Groups - JAIIB CAIIB STUDY MATERIALS / CAIIB DISCUSSION BANK PROMOTION EXAMS / ONLY FOR BANKERS murugan0501@gmail.... www.. employee development d.ja Child Labour Act 1986..................... (ii) Bonded Labour System Act 1976... www........c Which of the following is part of human resources management (HRM)? a. www.. 09994452442 ………………………………………………………………………………………………………………………………………………………………… For improving effectiveness in interpersonal relations............... In the present context. (i).com... www. Which of the following aims at safeguarding interest and controlling exploitation of specific groups (i) .... Only (ii) and (iii) d..........onlyforbankers. arena c.... to develop capabilities of each employee as an individual ………………………………………………………………………………………………………………………………………………………………… www.....com..... the objective of HRd.. ........... Only (i) and (ii) b... (ii) state interventions through a no...bankpromotionexams........ Only (i) and (ii) b.... to develop team spirit and functioning in every organizational unit c...... (i). www.......com... (ii) and (iii) w Ans .com.bankpromotionexams... (iii) job specification .com.. admin@jaiibcaiibmocktest.. .......a .. job description b.... admin@jaiibcaiibmocktest..... iib Job role or job analysis comprises .. all the above Ans ..jaiibcaiibmocktest...................in murugan0501@gmail... 09994452442 ………………………………………………………………………………………………………………………………………………………………… b...com..... Only (ii) and (iii) d... (ii) deregulation...... collaboration amongst different groups in the organization d....... Only (ii) and (iii) d.. (ii) and (iii) Ans ........ (i) job description.. Only (i) and (iii) iib c.. www.. Only (i) and (ii) b....d w ......c . (ii) and (iii) ca Ans .. www... is primarily used to compare similarity between jobs within an organization or between organisations or even in an industry: a.in 85 Facebook Groups - JAIIB CAIIB STUDY MATERIALS / CAIIB DISCUSSION BANK PROMOTION EXAMS / ONLY FOR BANKERS [email protected] a..... oc The first decade of 21st century saw extensive competition in the banking activity due to . Only (i) and (iii) c.... 09994452442 .........com....com.. (ii) job evaluation......... om Which of the following enhanced the role of HR professional ? (i) growth of unionism.onlyforbankers.c a.. (iii) stress on statutory welfare t.... (i). Only (ii) and (iii) es d..... (i). www. (i) globalization.............d kt . Only (i) and (iii) w c. job role or job analysis ………………………………………………………………………………………………………………………………………………………………… www.. (iii) privatization m a. of legislations.onlyforbankers...............jaiibcaiibmocktest.... www..... ..bankpromotionexams.... www.com.......8% then return on assets DuPont equation would be .......40% ………………………………………………………………………………………………………………………………………………………………… www. 0.. a....... www......onlyforbankers........com.. seminar ca Ans ..... a... education c....50% b...jaiibcaiibmocktest..5% and total assets turnover = 1.......in murugan0501@gmail.. 8..... job specification d..... the learning for growth of the individual not related to a specific present or future job is known as: oc m a. Monetary Control measures w Ans ..com. Exports and Imports . www.......... www... [email protected] b.com. Douglas McGregor es Ans .. 2...d .com. Issues and circulation of currencies w d...com..b ... om As per explanation of the need hierarchy..... Public revenue and expenditure c.. Charles Babbage c.ja b.......c ...... 09994452442 . iib Fiscal policy is related to .............com.. training b... www... kt According to Nadler.... 09994452442 ………………………………………………………………………………………………………………………………………………………………… c. admin@jaiibcaiibmocktest..... a.....c ......................... Abraham Maslow d....10% c. development iib d.jaiibcaiibmocktest.... job evaluation Ans ..... w If profit margin = 4. Robert Owen t.onlyforbankers..... need for an individual to realize his potential and self- actualization is as strong as satisfying physical needs......com...in 86 Facebook Groups - JAIIB CAIIB STUDY MATERIALS / CAIIB DISCUSSION BANK PROMOTION EXAMS / ONLY FOR BANKERS murugan0501@gmail. bankpromotionexams.Depreciation c....... 09994452442 .com..com............com..... implementation modeling b.... highest value of z c......com..b Solution ROE = net profit margin * return on equity om =4.. lowest value of z w d.. All the three Ans ...... .. None of the above kt Ans ....jaiibcaiibmocktest... www. Items of elite class consumption ca d... www.8% =8.... Gross investment= Net investment + Depreciation es b....... t......Net investment d....................b . a.. www..... www......... transportation models ………………………………………………………………………………………………………………………………………………………………… www... Gross investment= Depreciation ..... Gross investment= Net investment .... 09994452442 ………………………………………………………………………………………………………………………………………………………………… d.in 87 Facebook Groups - JAIIB CAIIB STUDY MATERIALS / CAIIB DISCUSSION BANK PROMOTION EXAMS / ONLY FOR BANKERS murugan0501@gmail. In linear programming...in [email protected] iib .10% ...a ....com....... 4 times Ans ...............onlyforbankers.......... In maximization problem..... consumer durables goods c... oc m Which of these will have highly inelastic supply? a. oil companies used to implement resources available is classified as ..........bankpromotionexams. mean values of z w b..ja a..... optimal solution occurring at corner point yields the .. [email protected]%*1.com.. [email protected]..... www....com.....c What does the term Gross investment mean while denoting a nation's economy? a... mid values of z w Ans ...com.onlyforbankers. perishable goods iib b...... .......... admin@jaiibcaiibmocktest... Effective leadership b.d ..bankpromotionexams...... a... w Certain traits are essential for ...... both have value oc b..........onlyforbankers......jaiibcaiibmocktest...... www.in [email protected]. self appraisal ...... two requirements b. Help in effective leadership c. Identification/recognition and development of talents b............ admin@jaiibcaiibmocktest.... www...... www...com...... I have value and you do not have value m c.ja d. www... five requirements es Ans ....... w a.. oil model d...onlyforbankers.... three requirements t...... You are not OK' stands for . 09994452442 .. 09994452442 ………………………………………………………………………………………………………………………………………………………………… c....a ..bankpromotionexams... Both (b) and (c) w Ans ..jaiibcaiibmocktest..... neither person has value iib Ans ... number of requirements must be satisfied in simplex method are ...com........ has more relevance and significance for . Help produce result Ans . www...in 88 Facebook Groups - JAIIB CAIIB STUDY MATERIALS / CAIIB DISCUSSION BANK PROMOTION EXAMS / ONLY FOR BANKERS murugan0501@gmail. enhancing measures like training/special assignments c. resources modeling Ans .............com. kt In Johari Window transactional analysis "I am not OK....com...b ..c c... Goal clarity d..b .............. iib a.. ca 360° performance appraisal in banks.....com........... you have value but I do not have value d...b ………………………………………………………………………………………………………………………………………………………………… www........ om In linear programming...com.com..... a..... four requirements d....... ...75 es ...onlyforbankers... 360 degree feedback .....in [email protected]....... Team ..com.d ..c = 28. 09994452442 .. www...bankpromotionexams... a.......75)(15) = 28.. None of the above Ans .........b w .. Behavioural Aspect c.com.. Assessment Centres c.. 44.... subordinates and clients then it is called .com. www. www....... w What does the 360 degree feedback assess? w a.5 + (0.. Soft skills Ans ............ 11....com..5+075t. Self ........... Behaviourally Anchored Rating Scales d...25 om Ans ............. www.50+11...bankpromotionexams.... When appraisals are made by superiors. the trend projection for period is 15 is ..... Psychological Appraisals iib b..com.com....jaiibcaiibmocktest......appraisal m d...c Solution: substitute t=15 into the equation T(t) = 28..25 = 39.............. 180 degree feedback oc c.............. ca Which method is used for evaluating the performance of executives or supervisory positions? a.com.com.......50 c... kt a.. [email protected] Ans . 09994452442 ………………………………………………………………………………………………………………………………………………………………… Linear Trend is calculated as Tt=28.. Communication Skills b.a iib ............25 b.5 +0. 39..building skills d......in 89 Facebook Groups - JAIIB CAIIB STUDY MATERIALS / CAIIB DISCUSSION BANK PROMOTION EXAMS / ONLY FOR BANKERS [email protected].... admin@jaiibcaiibmocktest.... peers..75 d.....75 t t..... 360 degree feedback b. 28. ………………………………………………………………………………………………………………………………………………………………… www... www. .............. www..........jaiibcaiibmocktest.onlyforbankers. Robertson w Ans .com.... 1936 d.......... es a.........c The demand for salt is inelastic... Frederic Bastiat om d. [email protected].. www........... absence of it makes food tasteless c... 2007 b...... because ....in [email protected] Who has given scarcity definition of economics ? w a.. www...... Frederich Hayek b.......com.......... 1930 ca c....... www...... 2001 iib Ans ... of low price b...... Adam Smith b. All the three Ans . a. m When did the Great Depression stuck the United States? iib a........bankpromotionexams.... no substitutes kt d...... John Maynard Keynes Ans .c .c oc ...com.. Ludwig von Mises c.... 09994452442 ………………………………………………………………………………………………………………………………………………………………… The idea that government's fiscal policy can be used to stabilize the level of output and employment can be attributed to which of the following economists ...... t.. Marshall w c..... expansionary fiscal policy ………………………………………………………………………………………………………………………………………………………………… www..com....... . admin@jaiibcaiibmocktest. www.com.com... a.onlyforbankers.......d . 09994452442 ........bankpromotionexams...........in 90 Facebook Groups - JAIIB CAIIB STUDY MATERIALS / CAIIB DISCUSSION BANK PROMOTION EXAMS / ONLY FOR BANKERS [email protected] ....... Robbins d.com......com..... An increase in the money supply is a(n) ..... ... Financing some long-term needs with short-term funds......onlyforbankers...jaiibcaiibmocktest.com...... iib Random sampling error .. 0..com...... www... 11.... es d...com. c.12 times d.. Financing permanent inventory buildup with long-term debt.. www... oc Net income available to stockholders is Rs. b...com.......... does not occur in nonprobability samples c... [email protected] [email protected]% b....... www..com.... is the difference between a survey that includes only those who responded and a survey that also includes those who failed to respond w b....... admin@jaiibcaiibmocktest... 1. 12% ca Ans ...bankpromotionexams.......com.............ja a... 0..096 then return on common equity would be ......... 09994452442 ....... contractionary fiscal policy d. Financing short-term needs with short-term funds.... 09994452442 ………………………………………………………………………………………………………………………………………………………………… b.. 125 and total assets are Rs...... contractionary monetary policy Ans . ………………………………………………………………………………………………………………………………………………………………… www.. m a...... www............. is a function of sample size w Ans .d .......b .....in 91 Facebook Groups - JAIIB CAIIB STUDY MATERIALS / CAIIB DISCUSSION BANK PROMOTION EXAMS / ONLY FOR BANKERS [email protected]. Financing seasonal needs with short-term funds.........jaiibcaiibmocktest.......d kt ..c a.onlyforbankers.. . Ans .... om Which of the following would be consistent with a more aggressive approach to financing working capital? t......... expansionary monetary policy c... results from the nature of a study's design and the inappropriate or random administration of the w sampling process d.40% iib c.bankpromotionexams.......b . www. ..........com.. declining deviations from trend iib Ans .......onlyforbankers.... HR Planning w c. has no substitutes b.c Price electricity demand of product will be more elastic if it ..... ... Budget deficit Ans .... a. www... m A recession is a series of .in murugan0501@gmail.. a....com.... 09994452442 . Government deficit om d...... troughs d...... 09994452442 ………………………………………………………………………………………………………………………………………………………………… Whenever the government spends more than it collects through revenue.. None of the above w Ans .. negative growth rates b.com....d ... Standard deviation of sampling distribution of any statistic is called ............com.jaiibcaiibmocktest.......b ... has number of substitutes c. Market deficit c.............. Public deficit b.. www........in 92 Facebook Groups - JAIIB CAIIB STUDY MATERIALS / CAIIB DISCUSSION BANK PROMOTION EXAMS / ONLY FOR BANKERS [email protected]..... t..............ja .. [email protected] ......... w a..... www........... admin@jaiibcaiibmocktest. iib a... es a.com..b oc ......com.bankpromotionexams... is an item of necessity kt d. Performance Appraisal b........... is life saving product Ans .. www...... Information for goal identification d.. www........ below trend values ca c...........onlyforbankers....jaiibcaiibmocktest.. Sampling Error ………………………………………………………………………………………………………………………………………………………………… www. the resulting imbalance is known as .bankpromotionexams. is an objective assessment of an individual's performance against well-defined benchmarks........ ......... The demand and increase the price elasticity of demand for its product c...com............ Effort ca Ans . Consciousness w Ans .. admin@jaiibcaiibmocktest. Adult Ego Ans ....... www..in [email protected] a...com.... Long-run profits ………………………………………………………………………………………………………………………………………………………………… www.... Empathy b.. .......com... oc If you don’t study for an exam because you don’t think it will help your exam grade.b kt ...com........ Self awareness w c.... Expectancy d.jaiibcaiibmocktest. Valence b. Self monitoring d.... iib The ability to put yourself in others shoes and to sense how others are feeling is called ... this refers to which component of Expectancy theory? m a...........bankpromotionexams.com....... Sympathetic Parent es d... www......a w ........in 93 Facebook Groups - JAIIB CAIIB STUDY MATERIALS / CAIIB DISCUSSION BANK PROMOTION EXAMS / ONLY FOR BANKERS murugan0501@gmail.... www..... Critical Parent b...... fun.... joyfulness and fantasy. Standard Deviation d.......com.. 09994452442 .. Instrumentality iib c..... When a monopolistically competitive firm advertises.d ...onlyforbankers.. Natural Child c..ja a....... The demand and decrease the price elasticity of demand for its product b........ 09994452442 ………………………………………………………………………………………………………………………………………………………………… b....... www. Type-I Error c. Standard Error Ans .. a. intimacy. you are in which ego state? t..com...... [email protected] .. om When you behave and respond with probing responses that shows curiosity... www...........bankpromotionexams..com......... it is attempting to increase .... com... admin@jaiibcaiibmocktest.. All of the above Ans ...... kt a.........b w ........ the basis of consumer surplus is .. Planning Commission .....inflation only b..c ... w a...a .....com.... [email protected].. www.jaiibcaiibmocktest........both inflation and output d.. 09994452442 ………………………………………………………………………………………………………………………………………………………………… d..com. Law of proportions t.......in 94 Facebook Groups - JAIIB CAIIB STUDY MATERIALS / CAIIB DISCUSSION BANK PROMOTION EXAMS / ONLY FOR BANKERS murugan0501@gmail...... Finance Ministry d.... ca National Income estimates in India is prepared by ......com.c iib .............com.......................... All the three Ans .jaiibcaiibmocktest........ja Ans ........onlyforbankers.. www.... absence of it makes food tasteless oc c...............in murugan0501@gmail... of low price b..com.. om a. ………………………………………………………………………………………………………………………………………………………………… www.......neither inflation nor output Ans ...........com..onlyforbankers.. The demand for salt is inelastic. because .......c d...... no substitutes m d.... www...output only c. Market demand Ans .bankpromotionexams. Law of equi-marginal utility c..................... a........ RBI iib b... www. 09994452442 ..... Central Statical Organization c...a es .... www. According to Marshall.. Law of diminishing marginal utility b....... w Monetary policy affects ...... ......b .. a. w c........onlyforbankers. Goods produced by consumers in return for a wage..jaiibcaiibmocktest....com.....com... A rightward shift in the demand curve of oranges b.... Unlimited resources ………………………………………………………………………………………………………………………………………………………………… www.........c National income differs from NNP at market prices by the amount of ... a... Goods produced for consumers in a free market only.........com.......... b... Therefore..... www.... Demand—pull inflation d... A fall in the price of oranges iib Ans ........... 09994452442 .bankpromotionexams.......b .. iib a...com... www.. a.. www. A downward change in the demand curve of oranges d....... 09994452442 ………………………………………………………………………………………………………………………………………………………………… A restrictive monetary-fiscal policy is a good way to deal with . Goods other than free goods.. Current transfers from the rest of the world es b..jaiibcaiibmocktest... It does not differ kt Ans . Any short of inflation that occurs when the economy falls below full employment c..com. whose use directly satisfies consumers wants.. t............a .bankpromotionexams... Net indirect taxes c...in murugan0501@gmail............... Cost—push inflation om Ans . Demand—shift inflation b. admin@jaiibcaiibmocktest.... Many of the basic problems of economics emerge from ... admin@jaiibcaiibmocktest........ National debt interest d....... oc m For most consumers apples and oranges are substitute goods..... w a....com. .....onlyforbankers..........ja The term 'consumer goods' is used by economists to refer to .. A leftward shift in the supply curve of apples ca c............ we would expect a rise in the price of apples to lead to ...com.... www... Goods which are used by consumers in order to earn their living w Ans . www...... d.....com.in 95 Facebook Groups - JAIIB CAIIB STUDY MATERIALS / CAIIB DISCUSSION BANK PROMOTION EXAMS / ONLY FOR BANKERS [email protected] ..... .. (ii) Net Exports iib including merchandise.... A decrease in price results in a decrease in total expenditure c..jaiibcaiibmocktest......... www.... Only (i) and (ii) b.in [email protected]............ The term" balance of trade" means ...ja b.com.. The quantity demanded increases less than proportionately with the decrease in price level d........ a....c ca .... om The demand for a good is elastic if ... Underdeveloped iib Ans ... (i) Difference between exports & imports..bankpromotionexams.. oc a..c ......... The use of limited resources to satisfy human wants d... Only (i) and (iii) c.... www...... Unlimited wants Ans ................ Developed economy m b. (ii) and (iii) w Ans .... (i)... (ii) Precautionary Motive. None of the above es Ans . Incompetent govt c. Only (ii) and (iii) ………………………………………………………………………………………………………………………………………………………………… www.. www............... Only (i) and (iii) c.......b ... 09994452442 ………………………………………………………………………………………………………………………………………………………………… b.. w The liquidity preference arises due to . Undeveloped economy c...... Only (i) and (ii) . Only (ii) and (iii) w d...onlyforbankers.. 09994452442 .com.......... (iii) The difference between the cost of the imports and exports of a country a.bankpromotionexams....jaiibcaiibmocktest......in 96 Facebook Groups - JAIIB CAIIB STUDY MATERIALS / CAIIB DISCUSSION BANK PROMOTION EXAMS / ONLY FOR BANKERS [email protected]........ (iii) Speculative Motive a... [email protected]... www....... (i) Transaction Motive... kt Indian Economy can be best described as ...onlyforbankers.. www. admin@jaiibcaiibmocktest... The demand for that good increases when price falls t........c ..... Developing economy d.........com..c b..... ........ A decrease in quantity supply c.. w A rightwards shifts in supply schedule indicates ....... (ii) Gold.......... Risk in blackmoney t... ca The open market operations refer to the sale and purchase by the RBI of ........ www...ja d.. An increase in quantity supply d..... Devaluation means ...d . (ii) and (iii) w Ans ..... Acute inflationary situation .in 97 Facebook Groups - JAIIB CAIIB STUDY MATERIALS / CAIIB DISCUSSION BANK PROMOTION EXAMS / ONLY FOR BANKERS [email protected]. Only (ii) and (iii) ..jaiibcaiibmocktest. [email protected] es ............ All the above Ans .... Fall in printing of currency c. www.. www..in murugan0501@gmail............. (ii) and (iii) Ans .... Makes savings more attractive oc c..........com..............com. 09994452442 ………………………………………………………………………………………………………………………………………………………………… d............onlyforbankers.com..onlyforbankers..............com......... A decrease in Supply b..bankpromotionexams... 09994452442 .. kt a. www.c d... admin@jaiibcaiibmocktest. Arises due to liquidity trap m d.. Only (i) and (iii) c.. Fall in Marginal utility of Money b. Only (i) and (ii) b.. (i). om a....bankpromotionexams.......com... (i). w a.... www.d ..com......jaiibcaiibmocktest...........com....a iib . An increase in supply Ans – d ………………………………………………………………………………………………………………………………………………………………… www.... Fall in the value ofmoney in terms of foreign currency Ans ... (iii) Government securities iib a... (i) Foreign exchange......... Makes savings in the form of bank deposits less attractive b... .....5 ... 6..com. 1:1 iib b...00.ja Ans ... www..... admin@jaiibcaiibmocktest.. Supply c. Programme performance budget c.. www.00....com...b . t.......com.. 1..000 Total current assets = Rs...000 Inventories = Rs.. 9.com.....jaiibcaiibmocktest..... www..in 98 Facebook Groups - JAIIB CAIIB STUDY MATERIALS / CAIIB DISCUSSION BANK PROMOTION EXAMS / ONLY FOR BANKERS [email protected].. Disinvestment d..00.... www.... 30........ Central budget om Ans .2000000 = 2000000 CL = 3000000 Hence Quick Ratio = 2000000/3000000 = 1:1.. Quick asset = 4000000 . 40. [email protected].... Demand es b.jaiibcaiibmocktest....com..com..5:1 c. 20.....000 iib Current liabilities = Rs.com.a .onlyforbankers.. oc m Cash = Rs...........00.00...c w Solution : w Quick ratio = Quick asset / CL w Here Quick asset = CA-Inventory So.bankpromotionexams. Dominance budget b... a. 09994452442 ………………………………………………………………………………………………………………………………………………………………… Which budget is measured in financial terms only? a.................000 Debtors = Rs.c Recession is associated with fall in .. 1:1... 2:1 .......in [email protected] ca The quick ratio = ? a. www...... 09994452442 ..bankpromotionexams... Zero-base budget d.5 d... ………………………………………………………………………………………………………………………………………………………………… www. Investment kt Ans .... ............ 400...........909 ...... t. Inverse of future cash flows c...d ..a =c1/(r-g)= 400/44=.... None of the above Ans ..d ....... www. Present cash flow compounded into the future kt d....11 d. .ja If the present value ofRs.........200. 1.......onlyforbankers...... www. ………………………………………………………………………………………………………………………………………………………………… www....in 99 Facebook Groups - JAIIB CAIIB STUDY MATERIALS / CAIIB DISCUSSION BANK PROMOTION EXAMS / ONLY FOR BANKERS [email protected] to be paid at the end of one year is Rs.. 0.....com..........bankpromotionexams. Both (i) and (ii) Ans .. www..... 09994452442 ………………………………………………………………………………………………………………………………………………………………… What are the forces behind the demand curve? (i) Expectation about future economic conditions... than the present value of the combined cash flow is: iib a...150... 09994452442 .......com..... 150 c..com...11 w c.com.in murugan0501@gmail.. 350 iib Ans .......... admin@jaiibcaiibmocktest. 0.. m If the present value of the cash flow X is Rs..com...... 50 d............ what is the one year discount w factor? w a..............com...... None of the above Ans ....jaiibcaiibmocktest.. 200 ca b. Only (i) b. Future cash flows discounted to the present at an appropriate discount rate b......909 b..onlyforbankers.. www...a oc .. www.....jaiibcaiibmocktest... and the present value cash of the flow Y is Rs. (ii) Average Income a.. Either (i) or (ii) om d.. Only (ii) c. [email protected] Present Value is defined as: es a.com...com. ..... None of the above Ans ............ es a...c If there is a indirect relationship between rainfall & yield of crops... yield is higher if rainfall is higher kt d... www... the demand increases to 390 Kg...000 c..... yield is lower if rainfall is less c..onlyforbankers.......... 3 d. 09994452442 ………………………………………………………………………………………………………………………………………………………………… If you invest Rs.onlyforbankers.. t...ja Solution : Price Elasticity of Demand = % Change in Quantity Demanded / % Change in Price w % Change in Quantity Demanded = 90/300*100 = 30 % Change in Price = 2/20*100 = 10 w Price Elasticity of Demand = 30/10 = 3 w ..jaiibcaiibmocktest....... [email protected] om d....bankpromotionexams..com.......com...... Wealth and Means Advances b....jaiibcaiibmocktest..... 18..b ......a oc .... none of the above Ans .. Expand W M A a...... what is the amount you will have at the end of the year? a..com. www.... Rs.. 09994452442 .. Rs...... 20 demand for sugar is 300 Kg. www.100.c .5 c... 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Marginal rate m d.........com.. om a. Bank rate is also referred to as kt a.com... cluster iib b.jaiibcaiibmocktest.. [email protected] ..... Discount rate b..... www..com. ………………………………………………………………………………………………………………………………………………………………… www... [email protected] ..............a iib ..com.bankpromotionexams..com...... Sacrifice Cost b.. Subsidy rate oc c. Propensity c... www...... 09994452442 ………………………………………………………………………………………………………………………………………………………………… d............ None of the above Ans .in [email protected]. www... In Economics.in 101 Facebook Groups - JAIIB CAIIB STUDY MATERIALS / CAIIB DISCUSSION BANK PROMOTION EXAMS / ONLY FOR BANKERS murugan0501@gmail.. 09994452442 .. random ... Credit Reference Rate b...... Cash Reserve Ratio d.....c es ........ Ways and Means Advances..... Ans .....com............ "Value of best alternative foregone" is called .... stratified c.......... None of the above Ans ........ www. Ram is working in ABC Corp. Now he is at an age of 59 due to his old age he is unable to complete his social and biological roles and feeling unwanted and uselessness.......com...... Dishonesty or inefficiency is called as es a..com..com..... Motive d.......d t......... Coupon Ans ....... www.......com... iib a..onlyforbankers.d .com... An employee terminated due to Alcoholism........ w a. Ram is said to be.......... 09994452442 ....... 09994452442 ………………………………………………………………………………………………………………………………………………………………… Mr. Isolation d...... ………………………………………………………………………………………………………………………………………………………………… www.. www......... a.a m .. Dividend c....ja Demographic advantage is popularly called as demographic ............ . Standard Performance – Actual Performance = Training & Development . www.c ...... [email protected].. Need iib Ans ..... dismissal kt c. Preference w b........ www.......... Dispair Ans . admin@jaiibcaiibmocktest. Suspend d. the condition of Mr...... since last 30 years.... Drawback c.b ................ Inferiority om c.bankpromotionexams.... layoff oc Ans .onlyforbankers.in [email protected]. www.. Premium w d.......... Objective ca b...com...in 102 Facebook Groups - JAIIB CAIIB STUDY MATERIALS / CAIIB DISCUSSION BANK PROMOTION EXAMS / ONLY FOR BANKERS [email protected]... Discharge b.........com.. Guilt b.. ... Both a and b Ans .... to control the money supply in the market...bankpromotionexams... admin@jaiibcaiibmocktest......... www... Command economy Ans .com.. is called a .. Market economy b..... Capitalistic economy c...com.. CRR w c.... economy..c Forces behind the demand curve ............ m Government of India introduced .onlyforbankers........c . www..com. in which the government does not interfere at all in economic decisions.in 103 Facebook Groups - JAIIB CAIIB STUDY MATERIALS / CAIIB DISCUSSION BANK PROMOTION EXAMS / ONLY FOR BANKERS murugan0501@gmail... Monetary policy ca c..... Average Income c... Cost of production kt d..... bank rate w Ans ..... www...... A downward Sloping Demand Curve relates quantity demanded to ...com..... www... contractionary policy iib Ans ................. policy for raising interest rate to combat inflation.... a.... Expansionary policy b.... admin@jaiibcaiibmocktest. 09994452442 ………………………………………………………………………………………………………………………………………………………………… The economy.....com............... 09994452442 ...... a. es a...... Expectation about future economic conditions b. www.jaiibcaiibmocktest.d oc ......bankpromotionexams........onlyforbankers...........com... . iib a... SLR b....... fiscal policy d.jaiibcaiibmocktest.. base rate d.... Supply ………………………………………………………………………………………………………………………………………………………………… www.com.d ..... t.........in [email protected] Central bank uses ......d ........com.. Laissez-faire economy om d...... w a.. ...com.....bankpromotionexams...... iib a........ 58190 Ans .com.....c a.. ca The present banking system is called a ...com..... T = 5 yrs m If invested at the beginning. Income c.......... On line banking system b.... FV = P / R * [(1+R)^T . w Real tile gross settlement system is w a.. Designated-time net settlement system d. 10000 every year for the next 5 years (at the beginning of the period) and you invest each payment @ 5%. 58109 b... www....com. 58019 c... admin@jaiibcaiibmocktest.. 09994452442 ………………………………………………………………………………………………………………………………………………………………… b.in murugan0501@gmail. Price d... Accrual system of accounting .ja d.... Fractional reserve banking system c.... Demand Ans .. www. None of these Ans ..a.... om You are receiving Rs....in 104 Facebook Groups - JAIIB CAIIB STUDY MATERIALS / CAIIB DISCUSSION BANK PROMOTION EXAMS / ONLY FOR BANKERS murugan0501@gmail. P = 10000...com........ How much you would have at the end of the 5-year period? t.......onlyforbankers...bankpromotionexams..com..... www..... www......1] * (1+R) FV = 55256 × 1.. R = 5% p..onlyforbankers. www.......com.. 58091 es d........... Book keeping accounting system w Ans ..jaiibcaiibmocktest.. [email protected] .05 iib = 58019 .....c .b kt Explanation : oc Here... Designated–time settlement system c.com...d ………………………………………………………………………………………………………………………………………………………………… www.....jaiibcaiibmocktest...... Net settlement system b. 09994452442 ... . secular trend ca c....bankpromotionexams.jaiibcaiibmocktest...a ..... Bank Rate c.a .........com... is the rate of interest which a central bank charges on the loans and advance that it extends to commercial banks and other financial intermediaries.com... L d.... www..... all of these iib Ans .......jaiibcaiibmocktest. irregular variation kt Ans . Y c. V b...... w a. Base Rate w b..... extreme cyclical variations b.ja .... www....... t.com..in [email protected] 105 Facebook Groups - JAIIB CAIIB STUDY MATERIALS / CAIIB DISCUSSION BANK PROMOTION EXAMS / ONLY FOR BANKERS murugan0501@gmail......... secular trend c........... www. T om Ans . www...... oc m Removing the highest & lowest actual-to-moving average values when computing seasonal index for annual data reduces iib a..com. [email protected] The repetitive movement around a trend line in a 4....com.............. CRR w d.. 09994452442 ...b ..onlyforbankers.... seasonal variations d... .......................... Repo Rate Ans ......b .................. 09994452442 ………………………………………………………………………………………………………………………………………………………………… What is the message flow structure in our RTGS System? a.. www...com..month period is best described by a............ ………………………………………………………………………………………………………………………………………………………………… www... admin@jaiibcaiibmocktest. seasonal variation es b...onlyforbankers..com.......com.. cyclical fluctuation d... ........... The debt equity ratio is normally high for an infrastructure project w d.. t.d ........c Cash budget method of assessment is more suitable for those business enterprises which have .onlyforbankers..d iib ...... 25 b..... admin@jaiibcaiibmocktest.. 09994452442 ............com...bankpromotionexams. Sale of goods iib b................ a... www..... 20 c....... It reduces the risk for the lender as his funds get assured deployment for a long time.in murugan0501@gmail.. 09994452442 ………………………………………………………………………………………………………………………………………………………………… Under Turnover method of assessment.. 35 om Ans ... Internal accruals ………………………………………………………………………………………………………………………………………………………………… www..... The implementation period is usually long w Ans ...bankpromotionexams.... a...com...... www...jaiibcaiibmocktest... Which of the following statements is not true for an infrastructure project? . a..jaiibcaiibmocktest....... High level of operations c....ja a. oc m A D G P is issued by the bank for ... Credit by supplier of assets b.... c......... Low level of operations d... www. Purchase of capital goods Ans ...com.... www... uniform level of operations es b.b .............. the limit is sanctioned at per cent of the projected turnover....com......... to its client....onlyforbankers.com.....in 106 Facebook Groups - JAIIB CAIIB STUDY MATERIALS / CAIIB DISCUSSION BANK PROMOTION EXAMS / ONLY FOR BANKERS [email protected]. 30 d. It has long gestation period w b..com.. Sale of capital goods ca d. Seasonal operations kt Ans ......b ...... Purchase of goods c..... Which of the following is not a source of funds for meeting the cost of fixed assets by an enterprise? a..... admin@jaiibcaiibmocktest. www.....com.... admin@jaiibcaiibmocktest... 781046 b. ca An annuity consists of monthly repayments of Rs..bankpromotionexams...com..... D P G Ans ......ja c............... residual mean oc b..d .......c c.. D S C R d. indicative of the repaying capacity of a borrower? a..........jaiibcaiibmocktest.........01166 T = 20 × 12 = 240 FV = 781146 .com..........onlyforbankers...bankpromotionexams.c ... www. om Which of the following is ratio.com..jaiibcaiibmocktest...com.............. 09994452442 . www.. 781146 d... T O L/T N W t.... none of the above iib Ans .... admin@jaiibcaiibmocktest. 716814 w Ans ..c w Explanation : w Apply FV formula to get the Answer Here R = 14% / 12 = 0...................com.... What is the future value of the annuity? iib a.in murugan0501@gmail..... Debentures d. www... a..b . ………………………………………………………………………………………………………………………………………………………………… www.. Quick ratio b... D E R es Ans .. 600 made over 20 years and if rate is 14% monthly..onlyforbankers..........in 107 Facebook Groups - JAIIB CAIIB STUDY MATERIALS / CAIIB DISCUSSION BANK PROMOTION EXAMS / ONLY FOR BANKERS murugan0501@gmail... modified mean m c....... 09994452442 ………………………………………………………………………………………………………………………………………………………………… c.. extreme mean d. 718146 ..............com...... kt The result of discarding extreme values before averaging is called .. www.........com.......com.. www..... .com.............com.... www... Output directed to organization personnel at all levels es b....com...... Customer actions om Ans .......... www........ Monthly d....ja Indices for fuel group are announced..bankpromotionexams.. regression d....bankpromotionexams. progression ca c....com..com..... 09994452442 ………………………………………………………………………………………………………………………………………………………………… Which of the following is not the essential characteristic of the strategic types of information? a. Comprehensive database c...com..in murugan0501@gmail..... www...... ………………………………………………………………………………………………………………………………………………………………… www... oc m In a study it was noticed that average height of sons of tall fathers is less than that of the fathers and vice versa ...jaiibcaiibmocktest...... None of these kt Ans – d .......jaiibcaiibmocktest....... Yearly w Ans – b .a .... www.. Daily b....... . Competitive actions c... www... admin@jaiibcaiibmocktest.. This is due to .. hypertension iib Ans ..c Which of the following is not the essential characteristic of Decision Support System? a................ Simulated “what if” information of a short-term nature b..com.in 108 Facebook Groups - JAIIB CAIIB STUDY MATERIALS / CAIIB DISCUSSION BANK PROMOTION EXAMS / ONLY FOR BANKERS murugan0501@gmail............... Demographic studies d... t... admin@jaiibcaiibmocktest.. extension b.. iib a......com...............onlyforbankers.. Adaptive system over time d....onlyforbankers....c . 09994452442 . Weekly w c.... w a.............. ...... [email protected].... Production c......com. M3 d..bankpromotionexams. .. www... www.... m Narrow money is indicated by ....... M4 iib Ans ....com........ www....onlyforbankers....bankpromotionexams.. Paid on demand b........a ......com........com.... Not paid on demand w c...com.... Investment b. 09994452442 . Both a and b w Ans ...jaiibcaiibmocktest... Gantt Chart b...... Relatively less liquid than cash and demand deposits d.... Theory of interest is based on ....in murugan0501@gmail..... a... None of these Ans ....... PERT c... which of the following does not show precedence relationship among the tasks and milestones of the project? a............. M2 ca c........ www. Investment demand function ………………………………………………………………………………………………………………………………………………………………… www.in 109 Facebook Groups - JAIIB CAIIB STUDY MATERIALS / CAIIB DISCUSSION BANK PROMOTION EXAMS / ONLY FOR BANKERS [email protected] ....c Which one is not an economic activity? es a..d oc .. Select the incorrect option.com........ admin@jaiibcaiibmocktest.......... www........ Consumption kt d...... CASE Tools om d.onlyforbankers.a ...jaiibcaiibmocktest.. None of these Ans .........com... t. M1 b. iib a.... w a... 09994452442 ………………………………………………………………………………………………………………………………………………………………… In project management......ja Time deposits are ........... 09994452442 ………………………………………………………………………………………………………………………………………………………………… b......jaiibcaiibmocktest.....com..... The liquidity preference function d.ja a.....bankpromotionexams.. a..... iib Lowering the elasticity of liquidity preference with respect to the changes in interest rate... Flat w c. Less steep d. Secondary sector c.... .. www...c kt ........... www.....onlyforbankers.... www. www.... The interest rate functions c........... om According to ...... Alfred Marshall b.. [email protected].... Lionel Robbions c........ m a... No effect b................b ........... 09994452442 .onlyforbankers.com..in murugan0501@gmail.. www........c a..b ..... The quantity of money Ans ...............com.... Shift down and to right c.. Shift up and to left b...com. money supply increases and interest rate is down... the LM curve will be ... oc If in market..bankpromotionexams. None of these Ans ......com... the subject matter of economics is the study of how wealth is produced and consumed. Shift down and to left ca Ans ....com. [email protected].. Shift up and to right iib d..... the LM curve will be ...d w ...in 110 Facebook Groups - JAIIB CAIIB STUDY MATERIALS / CAIIB DISCUSSION BANK PROMOTION EXAMS / ONLY FOR BANKERS [email protected]....... steeper w Ans ........... Adam Smith es d... t... Service sector is also referred to as ..... Primary sector b..... Tertiary sector ………………………………………………………………………………………………………………………………………………………………… www.... ..... None of these Ans ...com.... www. Recovery ... Capitalistic economy t.... Lionel Robbins m c.onlyforbankers............ None of these iib Ans .......onlyforbankers.... 09994452442 ………………………………………………………………………………………………………………………………………………………………… d..ja d..com.... admin@jaiibcaiibmocktest...... None of these Ans – a ………………………………………………………………………………………………………………………………………………………………… www.. www..d ..................c c.. admin@jaiibcaiibmocktest.... ca Which phase of business cycle is referred to as “crisis”? iib a.jaiibcaiibmocktest............. a. Boom w Ans ..in 111 Facebook Groups - JAIIB CAIIB STUDY MATERIALS / CAIIB DISCUSSION BANK PROMOTION EXAMS / ONLY FOR BANKERS [email protected]... Depression c.bankpromotionexams..........b .. w .............c ............... Adam Smith d... www.... Alfred Marshall oc b. kt Who gave Scarcity Theory of Economics? a..com.a .... Socialistic economy d...........bankpromotionexams... Market economy b.. www...com... Both of these d...com..... w a......com.jaiibcaiibmocktest...... Recession b. Either of a and b es Ans ... The economy in which individuals and private firms make the major decisions about production and om consumption is called a .... 09994452442 .... Macroeconomics b.. is a branch of economics that is concerned with the overall performance of the economy.... www.. Microeconomics c.com....in murugan0501@gmail......... ...... None of these w Ans ....... To right iib b... [email protected] a.. [email protected]..... Downwards Ans . Only (ii) c..... GDP at current price w b..................bankpromotionexams. Leads to fall in purchasing power c. (ii) Secondary Sector a.... GDP at variable price w d....com...jaiibcaiibmocktest...com. Only (i) b. In which stage ideal worker are come forward to work on low wages..... None of the above kt Ans .... Both a and b d.......... www...jaiibcaiibmocktest. GDP at constant price c. To left c........... www.... a......c Which of the following statements is true about ‘Inflation’? a............d .. 09994452442 ………………………………………………………………………………………………………………………………………………………………… Service Sector is also called as ..com....b .c .. Depression ………………………………………………………………………………………………………………………………………………………………… www.....com. 09994452442 ..... No change ca d.com......... Real GDP is also known as ....in 112 Facebook Groups - JAIIB CAIIB STUDY MATERIALS / CAIIB DISCUSSION BANK PROMOTION EXAMS / ONLY FOR BANKERS murugan0501@gmail.. www..........com..... Neither (i) nor (ii) om Ans .. t.......com.in murugan0501@gmail....... (i) Primary Sector.. www........... www...a iib ..... Recession b... A rise in the general level of prices es b....... .... a.. Either (i) or (ii) d.onlyforbankers.bankpromotionexams...onlyforbankers........ oc m An increase in government expenditure or transfer payments will shift the IS curve .... .bankpromotionexams.... kt In .... a........in murugan0501@gmail...... Badla system c......... Real price ......... rolling settlement replaced ............in 113 Facebook Groups - JAIIB CAIIB STUDY MATERIALS / CAIIB DISCUSSION BANK PROMOTION EXAMS / ONLY FOR BANKERS [email protected]. 14-day settlement cycle b.. Market price b..ja c...... depository system Ans – a ………………………………………………………………………………………………………………………………………………………………… www..c .. up to 10th class to girl t................ Recovery d.......com. 09994452442 . ca The Equilibrium Price is also known as . open outcry system d.... www.......com..... www.d . Recession oc b............ Optimum price c.. phase of business cycle.... [email protected]. www....... www.... iib a.. underemployment will be widespread....com.onlyforbankers.c c...... Recovery d. [email protected] .... 09994452442 ………………………………………………………………………………………………………………………………………………………………… c......com. a.... Boom iib Ans ...com..... w a... om 86th constitutional amendment has made free and compulsory education to all children ..jaiibcaiibmocktest.. 6 to 14 yr to all children d.b ..... w After the introduction of financial sector reforms in capital market....onlyforbankers. Depression m c... up to age 14 girls child b... Boom Ans ... 6 to 14 yr to all female children es Ans ....com... www....com..... Market-clearing price w Ans ... . 09994452442 ..com...... www..com..... 81923 b. The rate of change is 4% p..com....b Explanation : t.com...c Here.com. Alfred Marshall b......onlyforbankers.... Adam Smith d. Lionel Robbions iib c. admin@jaiibcaiibmocktest... what is was 5 years ago? a...com.. 48278 Ans . 89123 om Ans ..... www..jaiibcaiibmocktest.. 48728 d.. None of these .....d ………………………………………………………………………………………………………………………………………………………………… www.. 48872 b... 09994452442 ………………………………………………………………………………………………………………………………………………………………… Population of a town is 100000.... w An annuity consists of monthly repayments of Rs. 600 made over 20 years and if rate is 14% monthly.. w What is the present value of the annuity? w a..bankpromotionexams.. 82193 c.a . www...... the economics is a study of mankind in the ordinary business of life.. www..bankpromotionexams. ca a. m FV = 100000*(1+0... www...a......com. iib According to ...jaiibcaiibmocktest... [email protected])^-5 = 82193 ..ja Ans . 42878 c.....onlyforbankers...com. es P = 100000 R = 4% T = 5 yrs kt FV = P*(1+R)^-T oc So..in [email protected] 114 Facebook Groups - JAIIB CAIIB STUDY MATERIALS / CAIIB DISCUSSION BANK PROMOTION EXAMS / ONLY FOR BANKERS murugan0501@gmail.. 89321 d.... .....com..... Only (ii) and (iii) ca d....com.01166 T = 20 × 12 = 240 om PV = FV ÷ (1+r)t = 48278 .. ………………………………………………………………………………………………………………………………………………………………… www........c milestones of the project? (i) Gantt Chart.. (ii) and (iii) kt Ans ... Only (ii) and (iii) d..... Following the contemporary trend...a iib ........ Only (i) and (iii) c...... 09994452442 ………………………………………………………………………………………………………………………………………………………………… Explanation : Apply FV formula to get the Answer Here R = 14% / 12 = 0.com.com... Only (i) and (ii) iib b........... oc m Wchich don't emphasize on the pattern of (mutual) expectations? (i) Job..... (ii) PERT.jaiibcaiibmocktest... [email protected] murugan0501@gmail. Only (i) and (iii) c. (i).....in 115 Facebook Groups - JAIIB CAIIB STUDY MATERIALS / CAIIB DISCUSSION BANK PROMOTION EXAMS / ONLY FOR BANKERS [email protected] ... Only (i) and (iii) c.com. Only (i) and (ii) es b. www... www. (iii) To focus on 'surviving staff' w a..... (iii) Role a.. (i).jaiibcaiibmocktest...bankpromotionexams............... what is not the focus of redundancy exercises? (i) To dismiss ....bankpromotionexams.....onlyforbankers..... (ii) and (iii) Ans ... Only (i) and (ii) w b..ja employees who will cost the organization less in terms of redundancy pay..... which of the following show precedence relationship among the tasks and t......... www... (ii) Task..... (i). www.... In project management. Only (ii) and (iii) w d.... 09994452442 ....c ... www.. (iii) CASE Tools a............ [email protected]..... (ii) and (iii) Ans ......com.............. (ii) To limit costs of redundancy support schemes.com. . www.....a. government reserve and capital w b. The tendency for employees to ignore such services. 889 ………………………………………………………………………………………………………………………………………………………………… www.. CRR and SLR c.com........ GNP kt Ans .......bankpromotionexams. A person borrowed Rs..... d. HDI es b...... ..... fiscal policy has got two main instruments... 09994452442 ………………………………………………………………………………………………………………………………………………………………… What is a major problem with outplacement services? a.. www....... www... 10000 from the bank @ 12% p....com.....d . www.. increases interest Rate Ans .. b...com. t.........com.. Their tendency to be targeted mainly at managerial staff.......... In economics.........com.........ja a... The costs involved... Gini coefficient c..c . GDP d.jaiibcaiibmocktest.onlyforbankers.. payable on EMI basis...in murugan0501@gmail... Base rate and Bank rate w d.... government spending and taxation (revenue collection) w Ans ..... [email protected]..... a... absorbs bonds iib b.. admin@jaiibcaiibmocktest. om Ans ... What is the amount of EMI? a.... for 1 year..com. The lack of organizational understanding of the consultants.. c.... is a standard measure of income / expenditure inequality.............bankpromotionexams...com............ www.. sells bonds c..in 116 Facebook Groups - JAIIB CAIIB STUDY MATERIALS / CAIIB DISCUSSION BANK PROMOTION EXAMS / ONLY FOR BANKERS [email protected] .d ........b iib ...... oc m What government of India does in open market operations to suck money from the market? a.onlyforbankers. increases CRR ca d... these are ............. 09994452442 .. Rs. Consumptions . Govt spending ..c P = 10000 R = 12% yearly = 0. 90000 5...Total capital gains from overseas investment .com... 130000 d.bankpromotionexams.com.com... 5000 7....Rs..ja 9. www. 998 Ans . Taxes .Rs. 50000 2.Income earned by foreign national domestically .. www. 15000 11.8. 09994452442 ………………………………………………………………………………………………………………………………………………………………… b...jaiibcaiibmocktest. 140000 Ans – d ………………………………………………………………………………………………………………………………………………………………… www. 500 ....... Export .com.onlyforbankers. EMI = 10000*0.com.a om Explanation : Here. Import ... www. www. 110000 b.9 . t... Rs. 09994452442 . 989 d..Rs.Rs.Rs. 120000 c.. Subsidies(on production and import) .. 500 7..01)^12 – 1} = 889 oc . m Go through the following data and answer the questions (all in Indian Rupees in Crores) iib 1.01*(1+0.. Rs.. admin@jaiibcaiibmocktest.. Compensation of employee .01% monthly T = 1 Y = 12 months es EMI = P * R * [(1+R)^T/(1+R)^T-1)] kt So. Rs. 60000 iib 6.RS.com. Rs.onlyforbankers.in murugan0501@gmail. Gross investment ....Net receivable from aboard w 10. Property Income . admin@jaiibcaiibmocktest.. 5000 w Calculate GNP w a.bankpromotionexams..Rs.Rs.com.in 117 Facebook Groups - JAIIB CAIIB STUDY MATERIALS / CAIIB DISCUSSION BANK PROMOTION EXAMS / ONLY FOR BANKERS [email protected]. www..Rs.. 1000 8. 40000 ca 3...jaiibcaiibmocktest. 10000 4..Rs....01)^12 ÷ {(1+0. 898 c. .jaiibcaiibmocktest... M3 = 620000+250000 M3 = 870000 Crores .Rs... 300000 Crores m Savings deposit of post office savings banks ..onlyforbankers. 870000 Crores Ans .com.......in 118 Facebook Groups - JAIIB CAIIB STUDY MATERIALS / CAIIB DISCUSSION BANK PROMOTION EXAMS / ONLY FOR BANKERS murugan0501@gmail......... 50000 Crores iib Calculate broad money M3. es Given... 120000 Crores Demand deposit with banking system . ca a.. 09994452442 .. 670000 Crores iib d... 250000 Crores oc Other deposit with RBI . Rs..bankpromotionexams.....Rs.Rs. www.......jaiibcaiibmocktest...... www..... Rs..com. [email protected]... 200000 Crores Time deposits with banking system ...Imports) GDP = C+I+G+(X-M) = 50000+40000+10000+(90000-60000) = 130000 om GNP=GDP+NR(total capital gains from Overseas investment-income earned by foreign national domestically) = 130000 + (15000-5000) t.. www.d ......Rs.. kt Currency with public .com.... 100000 Crores All deposit with post office savings bank excluding NSCs ..... 09994452442 ………………………………………………………………………………………………………………………………………………………………… Solution : GDP = Consumption + Gross investment + Government spending + (Exports .c = 140000 .com. www. Rs.... [email protected] [email protected] Solution : w M1 = currency with public + demand deposit with the banking system + other deposits with RBI w M1 = 120000+200000+300000 M1 = 620000 w M3 = M1+Time deposit with banking system So. ………………………………………………………………………………………………………………………………………………………………… www..Rs..... 620000 Crores c...bankpromotionexams...onlyforbankers. www.. Rs. 570000 Crores b.com.....com... .. www. www.. [email protected]. Consumptions . 10000 7.. w Changes in the level and composition of taxation and government spending can have impact on the following variables in the economy.8..com.ja GDP at factor rate = GDP-(Indirect taxes-subsidies) w = 130000-(10000-5000) = 135000 w . www.. www.RS..com.Rs.9 .. 09994452442 ………………………………………………………………………………………………………………………………………………………………… Given. Rs... Rs... 130000 oc c.Total capital gains from overseas investment .. 40000 3. admin@jaiibcaiibmocktest.... 10000 4.Rs. The proper utilization of funds ………………………………………………………………………………………………………………………………………………………………… www. 50000 2..Rs....com. 90000 om 5.in murugan0501@gmail. Gross investment ..onlyforbankers.Rs.Net receivable from aboard 10.onlyforbankers. 125000 b..Rs..Rs. The pattern of resource allocation c. 60000 6. 1. Import .in 119 Facebook Groups - JAIIB CAIIB STUDY MATERIALS / CAIIB DISCUSSION BANK PROMOTION EXAMS / ONLY FOR BANKERS murugan0501@gmail. Aggregate demand and the level of economic activity b.. 09994452442 ..com. 500 7...com. Property Income .Rs.c 9... 5000 Calculate GDP at cost factor kt a... Govt spending . Export . Indirect Taxes ..c iib Solution : ca GDP = Consumption + Gross investment + Government spending + (Exports ... 5000 8.Rs. Subsidies(on production and import) .com. 500 t. www.... 15000 es 11..com. a... 140000 Ans ..jaiibcaiibmocktest.Income earned by foreign national domestically .Rs..bankpromotionexams. 135000 m d..jaiibcaiibmocktest.bankpromotionexams. Pick up the odd one. Rs.Imports) GDP = C+I+G+(X-M) iib = 50000+40000+10000+(90000-60000) = 130000 . Rs.com. Compensation of employee . . Planning and Analysis b.onlyforbankers....... www.... w Given..in 120 Facebook Groups - JAIIB CAIIB STUDY MATERIALS / CAIIB DISCUSSION BANK PROMOTION EXAMS / ONLY FOR BANKERS [email protected] ..... The distribution of income Ans ..ja d.Rs.jaiibcaiibmocktest........... Division of Labour oc b.......... kt With regard to HRM..com. www. Both a & b d. [email protected] c.... Time and Motion Study m c...Rs........RS...com.in [email protected] .... a......b ..bankpromotionexams.......bankpromotionexams.. 200 Crores Customs .com......Rs... Design c.. 09994452442 .... a. animation software b....... GUI es Ans ....... 700 Crores ………………………………………………………………………………………………………………………………………………………………… www......com... Frederick Taylor gave concept of..com....... www.. 400 Crores Other taxes and duties ...... 09994452442 ………………………………………………………………………………………………………………………………………………………………… d. ca The system’s costs are projected at which stage of the SDLC? iib a..... Implementation ....c .RS..... HRIS t....onlyforbankers... www..... Artificial Intelligence technology d..... 400 Crores Service tax . admin@jaiibcaiibmocktest.......... None iib Ans ... w Corporation tax . 500 Crores Union exercise tax ......com...com... www............ Operation and Maintenance w Ans . Communication technology facilitated any where learning and developed e learning package with the om help of .com. 500 Crores Income tax .... ..... 500 Crores om Receipt of union territories .. (i)...jaiibcaiibmocktest. 500 Crores Devident & profit . Rs 2900 Crores d. (ii) It is sustained increase in price level over a period... Rs 2200 Crores es c. Only (i) and (iii) c.Rs.onlyforbankers.bankpromotionexams....b .. Only (ii) and (iii) d. .. 09994452442 ..... admin@jaiibcaiibmocktest. ………………………………………………………………………………………………………………………………………………………………… www.. (iii) Inflation always w has only negative effect on the economy w a. 200 Crores Other non tax revenue . www... (ii) and (iii) Ans . 200 Crores Calculate Net Tax revenue . 09994452442 ………………………………………………………………………………………………………………………………………………………………… Tax of union territories. www.....jaiibcaiibmocktest..com... www..b Solution : oc m Net Tax Revenue = Gross tax revenue . Only (i) and (ii) b.. [email protected].. 200 Crores Interst receipt ..in 121 Facebook Groups - JAIIB CAIIB STUDY MATERIALS / CAIIB DISCUSSION BANK PROMOTION EXAMS / ONLY FOR BANKERS murugan0501@gmail. Rs 3800 Crores kt Ans ..onlyforbankers.....Rs..in [email protected].. Rs 1900 Crores b..c a....com.. w Which of the following statements about inflation is not correct? (i) Inflation leads to erosion in purchasing power of money.com. www...Rs..NCCD transferred to the National Calamity Contingency fund - state share Gross Tax revenue = Corporation Tax + Income tax + other tax & duties + customs + union excise duties + iib service Tax + taxes on union territories = 500+400+200+500+400+700+200 ca = 2900 Crores Net Tax Revenue = Gross tax revenue ... t.com. www..Rs.com.NCCD transferred to the National Calamity Contingency fund - iib state share = 2900-200-500 = 2200 Crores .... 900 Crores State Share .... 800 Crores External grant .Rs........com........ 700 Crores Trf to NCCD (National calamity Contingency fund..ja ...........bankpromotionexams.. ..... formal training Ans ..... Human Relations Model c. admin@jaiibcaiibmocktest. (iii) Establish job expectations es a... Only (i) and (iii) kt c... www...... (ii) and (iii) oc Ans .......... www. Two factor theory iib d..... Only (ii) and (iii) d. Only (i) and (ii) b..onlyforbankers.in 122 Facebook Groups - JAIIB CAIIB STUDY MATERIALS / CAIIB DISCUSSION BANK PROMOTION EXAMS / ONLY FOR BANKERS murugan0501@gmail. is the name given to a philosophy and set of methods and techniques that stressed the scientific iib study and organisation of work at the operational level.... www. Only (i) and (iii) c....com.b m ..b ... t.. Only (ii) and (iii) d......jaiibcaiibmocktest....onlyforbankers..bankpromotionexams......com. (i)..com...d ...... ca a............in [email protected] Which of these is not the main purpose of employee assessment? (i) Making correct decisions.. admin@jaiibcaiibmocktest. (iii) Improves performance w a......... (i)..... a.............bankpromotionexams. Achievement motivation theory Ans ... reality shock om d..com.... 09994452442 ...................com... Scientific Management b. ………………………………………………………………………………………………………………………………………………………………… www... (ii) To effect promotions based on competence and performance. Only (i) and (ii) w b...com....... . (ii) and (iii) Ans ........ w How performance appraisal can contribute to a firm's competitive advantage? (i) Ensures legal compliances...... www.jaiibcaiibmocktest.com. (ii) Minimising job dissatisfaction and turnover.................. promotions b....a .... transfers c.......... 09994452442 ………………………………………………………………………………………………………………………………………………………………… Strategy employees seek for better hours and location of work while staying in same company is included in .ja . www. ............c In traditional focus.jaiibcaiibmocktest.........jaiibcaiibmocktest.. t.com.. (iii) follow-up a.. (ii) and (iii) Ans .d ..... training and development es b.......... (ii) and (iii) om Ans . 3/11 = 27% ca c..... 09994452442 ………………………………………………………………………………………………………………………………………………………………… Coaching of employees includes . 5/11 = 45% d. 6/11 = 55% iib Ans . 09994452442 . oc m If 3 of the leading indicators move up........ (ii) preparation..com........ admin@jaiibcaiibmocktest..... (i)......bankpromotionexams..............in 123 Facebook Groups - JAIIB CAIIB STUDY MATERIALS / CAIIB DISCUSSION BANK PROMOTION EXAMS / ONLY FOR BANKERS murugan0501@gmail. (ii) Coefficient of Determination.. www.. compensation and benefits kt Ans ..com............ Only (ii) and (iii) d..... . then the diffusion index is . (i) Coefficient of Correlation....com......... [email protected].... Only (ii) and (iii) d. a... rewards for employees which are based on talent is a part of .b .... ………………………………………………………………………………………………………………………………………………………………… www.onlyforbankers.com. and the remaining 6 are constant........ja The strength (degree) of the correlation between a set of independent variables X and a dependent variable Y is measured by ..onlyforbankers.. iib a. Only (i) and (ii) b. www... recruiting and placement d. Only (i) and (iii) w c. www............ 2 move down.. 3/6 = 50% b.. Only (i) and (iii) c..com...... www. (i) planning..d . (iii) w Standard error of estimate w a..d ..........bankpromotionexams...in murugan0501@gmail..... Only (i) and (ii) b.....com... www.. (i)................ performance appraisal c...... .com... exponential smoothing kt d. These observations can be the result of ..... www. the demand curve shifting rightward ca b.d ... iib a. t.. the demand curve shifting leftward c...... 09994452442 ………………………………………………………………………………………………………………………………………………………………… The sample distribution tends to be quite closer to which of the following theoretical distribution? (i) Binomial Distribution. (ii) and (iii) Ans ................ linear regression analysis b.............d ......... Only (ii) c....... (ii) Modest growth of exports...c The cyclical component of time-series data is usually estimated using .... m You observe that the price of a good rises and the quantity decreases............bankpromotionexams. moving averages c..com.....in 124 Facebook Groups - JAIIB CAIIB STUDY MATERIALS / CAIIB DISCUSSION BANK PROMOTION EXAMS / ONLY FOR BANKERS murugan0501@gmail. admin@jaiibcaiibmocktest. www.jaiibcaiibmocktest.. www........onlyforbankers...com......in murugan0501@gmail... the supply curve shifting rightward d. Either (i) or (ii) om d.. ………………………………………………………………………………………………………………………………………………………………… www.........com. (ii) Poisson Distribution a. Only (i) and (ii) b.......... Only (i) and (iii) w c. es a... the supply curve shifting leftward iib Ans .... Only (i) b.com.. Only (ii) and (iii) d........ Neither (i) nor (ii) Ans ....com...d .........d oc .. www.bankpromotionexams.........ja What have been the reasons of deficit in India’s Balance of Trade in the past? (i) Very large rise in w imports... 09994452442 .....jaiibcaiibmocktest....com..onlyforbankers... (iii) High cost and low quality production w a.......... . www... (i)............ qualitative methods Ans .com..... admin@jaiibcaiibmocktest.. ..bankpromotionexams...........ja a...com.. admin@jaiibcaiibmocktest. 09994452442 ………………………………………………………………………………………………………………………………………………………………… In the short run.com............ www... (iii) Job specification a...... Quantity demanded to a change in income es b. www....com.a .............. Only (i) and (iii) c......... a... In 'ABC' approach.a .....c Income elasticity of demand is defined as the responsiveness of: a.............. analyzing behaviors means ..com..... Only (i) and (ii) ………………………………………………………………………………………………………………………………………………………………… www.. Price to a change in income d...b iib ... (i) Job description. www.onlyforbankers.com.. when the output of a firm increases.... (i)..com..in 125 Facebook Groups - JAIIB CAIIB STUDY MATERIALS / CAIIB DISCUSSION BANK PROMOTION EXAMS / ONLY FOR BANKERS [email protected]..... Only (i) and (ii) iib b.. First decreases and then rises om Ans .. Decreases c.........jaiibcaiibmocktest........ Quantity demanded to a change in price c. (ii) and (iii) Ans ......bankpromotionexams.. .. providing opportunities for learning is part of .b . (iii) measuring adequacy of training a... recruiting and placement w d.... www.onlyforbankers.... 09994452442 .. its average fixed cost . training and development w b.. performance appraisal c......com....... admin@jaiibcaiibmocktest... t.in murugan0501@gmail............. Remains constant b. oc m Job analysis includes ..... (i) measuring aptitudes. Only (ii) and (iii) ca d...... (ii) measuring adequacy of tools.... (ii) Job enlargement..... human resource planning w Ans ........com. Income to a change in quantity demanded kt Ans .... Increases d......... In traditional focus..... www. ......... is the formal process of identifying the content of a job in terms activities involved and attributes needed to perform the work and identifies major job requirements..com.. Only (i) and (iii) ca c. choices made by households w Ans ... choices we make when we trade in markets w c.jaiibcaiibmocktest. Only (i) and (iii) c..com.. (i) Job m Analysis..com...com.. (ii) Job Design.......... w a....ja Economics can be defined as the social science that explains the . www... choices that we make as we cope with scarcity d. admin@jaiibcaiibmocktest. 09994452442 ………………………………………………………………………………………………………………………………………………………………… b....... (ii) Interpersonal contact........ . choices made by politicians b... (iii) Need for supervision t..com.d ...c a......... Only (ii) and (iii) d..... Only (i) and (ii) b............in 126 Facebook Groups - JAIIB CAIIB STUDY MATERIALS / CAIIB DISCUSSION BANK PROMOTION EXAMS / ONLY FOR BANKERS [email protected] [email protected].... 09994452442 . www..bankpromotionexams. oc ... Only (ii) and (iii) d..... (ii) and (iii) Ans .bankpromotionexams...onlyforbankers....c . (ii) and (iii) Ans . Rate of interest ………………………………………………………………………………………………………………………………………………………………… www..... Only (ii) and (iii) es d. (ii) and (iii) iib Ans ......... In a free enterprise economy.....c ..........com. www..d kt . om Which of these is one of the seven criteria for assessing performance? (i) Community service. www... (i)........ (iii) Job Specification iib a..............com. Choose the wrong one............... Only (i) and (iii) c.. which among the following are the determinants of Investment? a. (i). (i). www......... [email protected]. Only (i) and (ii) b............. .. www.. iib Rearrange the steps of Maslow's Need Hierarchy Theory. (i) Balances of private direct investments.... admin@jaiibcaiibmocktest..... DCBEA d..Actualisation Needs ....ja B..com.esteem needs E.......com........d .c ..d . (iii) Government loans to foreign governments m a.......... unemployment may result when some workers are temporarily out of work while changing job.com. Self .. www. om ............ Marginal efficiency of capital c...com.....in 127 Facebook Groups - JAIIB CAIIB STUDY MATERIALS / CAIIB DISCUSSION BANK PROMOTION EXAMS / ONLY FOR BANKERS murugan0501@gmail.... Only (i) and (ii) b... Only (i) and (iii) c..... www.. 09994452442 ………………………………………………………………………………………………………………………………………………………………… b....in [email protected]...... Seasonal t.. (ii) Private oc portfolio investments.... Technical es Ans . Physiological needs C.... a...... ………………………………………………………………………………………………………………………………………………………………… www..b ..com.. ADCBE c.onlyforbankers... Only (ii) and (iii) iib d.. www.......jaiibcaiibmocktest. Frictional c....... www... (ii) and (iii) ca Ans .......... ABCDE w b.....onlyforbankers..com........ Belongingness and love needs w D.... A......c b... (i).jaiibcaiibmocktest......com......bankpromotionexams.....bankpromotionexams. Self . None of the above Ans . Safety needs w a. ADCEB Ans . admin@jaiibcaiibmocktest. Disguised d... 09994452442 ..... Both A and B d. kt Balance of Payment on capital account includes ....................... bankpromotionexams.bankpromotionexams..com... Statutory Liquidity Ratio b.. Cash Reverse Ratio d.onlyforbankers.. Which of the following ensures the solvency of commercial banks ? a.. RBI regulates the money supply.c c.com. a. Reverse Repo Rate.b ...com.jaiibcaiibmocktest..com. www.. Market Stablization Scheme t.. All the above Ans . MSF rate d. 09994452442 .in murugan0501@gmail. availability of money and also cost of money i... CRR.c iib 3... Based on this information answer the following question: om 1..com.... Cash reverse Ratio m d. Bank rate oc c. Repo rate b.. www.. www... SLR.com. Bank rate c. RBI makes use of no..com.a 2.. Repo rate iib b. www. Change in which of the following reduce the funds available with banks for lending purpose ? kt a..... Reverse Repo rate .. Which of the following is used in the process of neutralizing the effect generated by foreign exchange w flows in india ? w a.com...in 128 Facebook Groups - JAIIB CAIIB STUDY MATERIALS / CAIIB DISCUSSION BANK PROMOTION EXAMS / ONLY FOR BANKERS murugan0501@gmail.. ………………………………………………………………………………………………………………………………………………………………… www.. admin@jaiibcaiibmocktest. Market Stablization Scheme c. Statutory Liquidity Ratio b. For this purpose. The rate of discount which is used by RBI for rediscounting of commercial instruments from banks is ca represented by .. MSF Rate.. Repo and Reverse repo transaction es Ans . of tools that include Repo Rate... Repo and Reverse repo transaction Ans .rate of interest..jaiibcaiibmocktest. 09994452442 ………………………………………………………………………………………………………………………………………………………………… By using the monetary policy..onlyforbankers.. Cash Reverse Ratio d. www... Market Stabilization scheme..e. Bank Rate. [email protected] Ans .b w 4. . 09994452442 .ja .c ........a . (ii) and (iii) Ans .... w a.....in murugan0501@gmail.......... ………………………………………………………………………………………………………………………………………………………………… www..onlyforbankers..... Stable Currency principle b....com.bankpromotionexams.. A techniques uses to identify financial statements trends are included .....onlyforbankers..... admin@jaiibcaiibmocktest... Only (i) and (iii) om c.... turnover multiplier d...c .com... admin@jaiibcaiibmocktest......... (ii) Interpretation and analysis both are different... (i)... (iii) Financial analysis covers interpretation a...com...com...........jaiibcaiibmocktest.com.... www.. equity multiplier b.... w Total assets divided common equity is a formula uses for calculating ...bankpromotionexams........... www........com. www.com.com....in 129 Facebook Groups - JAIIB CAIIB STUDY MATERIALS / CAIIB DISCUSSION BANK PROMOTION EXAMS / ONLY FOR BANKERS murugan0501@gmail..... common size analysis b...... Both A and B oc Ans .... Going-concern principle iib d........... Only (i) and (ii) b...... es a.d t... Which of the following principle states that the assets are purchased for the use and not for resale iib purpose? ca a....... graphical multiplier w c.... www.. returning ratios analysis d.......................... stock multiplier Ans . Cost Principle Ans ..... percent change analysis kt c...... Only (ii) and (iii) d..jaiibcaiibmocktest........ www.d m . Objectivity Principle c. 09994452442 ………………………………………………………………………………………………………………………………………………………………… Which of the following statements are true? (i) External analysis depends entirely on issued financial statements. com......onlyforbankers.com.ja Which are the factors by which the process of job design can be affected? (i) Organisational............. Only (ii) and (iii) d......... Only (ii) and (iii) om d... promotions ca b.......... transfers c.. at similar position is called ........ (ii) Diversity.. Only (i) and (ii) b....com.. .... (ii) P&L Account...... (i).com........ ………………………………………………………………………………………………………………………………………………………………… www. admin@jaiibcaiibmocktest. www. reality shock d........ (ii) and (iii) Ans .. (ii) w Environmental. related to job in another part of organization. Only (i) and (iii) w c..... www... www..b ......d m . www. (i)..com.. Only (i) and (ii) b. (iii) Trading account a.d ....jaiibcaiibmocktest... (i). (iii) Geographic coverage es a.in 130 Facebook Groups - JAIIB CAIIB STUDY MATERIALS / CAIIB DISCUSSION BANK PROMOTION EXAMS / ONLY FOR BANKERS murugan0501@gmail............ 09994452442 .......c A company can translate mission into strategic objectives by doing ...... Only (ii) and (iii) d..... www........ t...........bankpromotionexams... (i) Vertical integration..... Re-assignment of work....com.... iib a........... Only (i) and (iii) kt c.in murugan0501@gmail.... (ii) and (iii) oc Ans .. Only (i) and (iii) c. Only (i) and (ii) b.bankpromotionexams..d ......com.. (iii) Behavioural w a.....onlyforbankers....com........jaiibcaiibmocktest... admin@jaiibcaiibmocktest.... formal training iib Ans . (i) Balance sheet.... (ii) and (iii) Ans .... 09994452442 ………………………………………………………………………………………………………………………………………………………………… Analysis of any financial Statement comprises . d ... w A college is expecting that there is likely to be 20 to 25 students for fresh admission this year...... (ii) Final estimate w a.. Only (i) and (ii) b......com............ A flow kt c. Defective tenancy reforms b.jaiibcaiibmocktest.. t.... A store d........ What is the fourth function of money indicated in this popular phrase? es a... A stock b..com....... Only (ii) and (iii) om d.bankpromotionexams. (ii) and (iii) Ans .”......... www. [email protected] . (iii) R&D managers a.b ...........onlyforbankers........ admin@jaiibcaiibmocktest.... Only (i) and (iii) c.. www.......(i) Point estimate..... Lack of enthusiasm among farmers c............... a measure. Conservative social systems iib d...c “Money is a matter of functions four.....onlyforbankers..... Only (ii) c....com. (ii) psychologists. ………………………………………………………………………………………………………………………………………………………………… www......com...in 131 Facebook Groups - JAIIB CAIIB STUDY MATERIALS / CAIIB DISCUSSION BANK PROMOTION EXAMS / ONLY FOR BANKERS murugan0501@gmail. Only (i) w b. a standard and . Which among the following may be considered as a significant cause of low agriculture productivity in iib India? ca a.. www...........com.. Either (i) or (ii) d..jaiibcaiibmocktest........ (i). 09994452442 ………………………………………………………………………………………………………………………………………………………………… People having investigative personality often choose profession as ..com.....ja ........... (i) physicians.. www.. 09994452442 ....com........ www.. A payment oc Ans . Absence of agricultural inputs to raise productivity Ans .. It is then called ..............c m ......bankpromotionexams.com...... a medium. Both (i) and (ii) Ans ...in murugan0501@gmail. ...............height.. Person analysis d....jaiibcaiibmocktest.in [email protected] Multiplicative model for time series is Y=... 0.bankpromotionexams... 09994452442 ...d .... Organisational Support b. www... A coefficient of correlation is computed to be -0.. By budget available kt Ans ....jaiibcaiibmocktest.. male.............. www.... By using industry standards es b.com....b .. 1. T+S+C+I w c.com. a....in 132 Facebook Groups - JAIIB CAIIB STUDY MATERIALS / CAIIB DISCUSSION BANK PROMOTION EXAMS / ONLY FOR BANKERS [email protected] means that ...... oc m Suppose men always married women who were 10 percent shorter than they were...... 09994452442 ………………………………………………………………………………………………………………………………………………………………… .......bankpromotionexams... t....10 no matter which way the correlation were computed d.10 if the correlation were computed with corr (female...onlyforbankers........ Organisational analysis c. By building blocks d..onlyforbankers..height) b. w a... T-S-C-I b.... admin@jaiibcaiibmocktest.... iib a....com.b ... female..10 if the correlation were computed with corr (male....... ... 0..... By calculation c..com.... The correlation coefficient of the heights of married couples would be ..height) ca c.. -0.... www....... www........com..height...way to decide on sample size? a.com.. admin@jaiibcaiibmocktest..... TxSxCxI d. www.....c Which ONE of the following is the best . seeks to examine the goals of the organisation and the trends that are likely to affect these goals........0 since the height of the man is always predictable from the height of the woman iib Ans ...... Key skill abilities analysis om Ans ........com.c .. The relationship between two variables is weak ………………………………………………………………………………………………………………………………………………………………… www...com.but an often unused ...... None w Ans .. a...... .com.......... for whom to produce w Ans ...c a. www.......jaiibcaiibmocktest... om A sample statistic which is used for estimating a population parameter is called ... behavioral rating approach b....ja b.....onlyforbankers..bankpromotionexams... (ii) Estimator t. 09994452442 ………………………………………………………………………………………………………………………………………………………………… b. Only (i) b...com....... a. the what tradeoff . scarcity c.. Correlation coefficient cannot have this value Ans .com...com......com.. Both (i) and (ii) Ans .. mutual goal setting and performance objectives are all terms used to specify concept called .....b .... (i) Estimate.. www.........in murugan0501@gmail................ www. Either (i) or (ii) es d..com. Law of equi-marginal utility b.jaiibcaiibmocktest..a ....onlyforbankers........ www. The relationship between two variables is strong and positive c... [email protected]. combination method ………………………………………………………………………………………………………………………………………………………………… www... work planning. Law of diminishing marginal utility ca Ans .... www.in 133 Facebook Groups - JAIIB CAIIB STUDY MATERIALS / CAIIB DISCUSSION BANK PROMOTION EXAMS / ONLY FOR BANKERS [email protected] kt ...... w Target coaching... The relationship between two variables is strong and but negative d........ admin@jaiibcaiibmocktest........ Only (ii) c..... Which of the following is the second law of Gossen? oc m a....c ... Law of equi-product c........................ the big tradeoff w d.... a..............com.. management by objectives c..... Theory of indifference curve iib d.. iib The fact that wants cannot be fully satisfied with available resources reflects the definition of . 09994452442 .com... com.jaiibcaiibmocktest...... unsatisfactory-correctable interview d......b es ... w When person's performance is neither satisfactory nor correctable is .. second stage for trainee's on-the-job training is to ........bankpromotionexams.....a w . guided setting of objective b................ ………………………………………………………………………………………………………………………………………………………………… www.com.. base pay m d... review job and agreement t... 09994452442 ………………………………………………………………………………………………………………………………………………………………… d....... w a...... unsatisfactory-uncorrectable interview Ans . [email protected] iib ........... www...........onlyforbankers... www...onlyforbankers... satisfactory-promotable interview b............. Payments made to employees for amount of time in which employee has worked are classified as . salaries oc c..b .... www........ variable pay b.... www.. ca In employee training. Fourth step in process of management by objective is to .bankpromotionexams....com..... ongoing performance discussion c. develop performance standards Ans .......... practice of trainee .........................com......com....in 134 Facebook Groups - JAIIB CAIIB STUDY MATERIALS / CAIIB DISCUSSION BANK PROMOTION EXAMS / ONLY FOR BANKERS [email protected] ...... kt a....... www........... admin@jaiibcaiibmocktest.... prepare learners c... a.jaiibcaiibmocktest.. om a..com..com.com... 09994452442 ...................... satisfactory-not promotable interview c..... do follow up d............ja Ans .....in murugan0501@gmail..... present information iib b..c d..... wages Ans . critical incident method Ans . .... Only (i) and (iii) c..in murugan0501@gmail. Only (ii) and (iii) d........... Organisational Capabilities c.. reaction level b..com. This level is called: es a..........c The evaluation of training is done at 4 levels. www...... w The training needs can be identified by an organization on the basis of .. Human Resource Practices...com. What stage would Erikson consider this to be? ca a. Industry vs....... Marketing Strategy. www....bankpromotionexams.....jaiibcaiibmocktest. A 38-year-old woman quits her high-paying marketing job to focus on her children and become a school iib counselor....com.......... Human Resource Practices.. skills and attitudes about the subject matter.. which is evaluated through some test conducted before and after the training. Stagnation c....... [email protected] 135 Facebook Groups - JAIIB CAIIB STUDY MATERIALS / CAIIB DISCUSSION BANK PROMOTION EXAMS / ONLY FOR BANKERS [email protected] ...com... functioning level oc Ans .....com....b m .. Organisational structure d.... ………………………………………………………………………………………………………………………………………………………………… www..... www.........com.... Organisational Capabilities* b...... (i). www.. 09994452442 ………………………………………………………………………………………………………………………………………………………………… The three important components in aligning business strategy with HR practice . a. admin@jaiibcaiibmocktest. Human Resource Practices.....b ..... Inferiority Ans ..onlyforbankers. Organisational structure om Ans . behavior level d...............jaiibcaiibmocktest.. 09994452442 . (ii) and (iii) Ans ... Human Resource Practices......com... Generativity vs....... www.. Marketing Strategy....ja .. the participants learn knowledge..bankpromotionexams. Only (i) and (ii) w b. t............a . Business Strategy. Despair iib d... Ego Integrity vs. Identify vs...com...... learning level kt c.. Business Strategy.... (i) performance appraisal (ii) productivity norms fixed by the organization (iii) larger rejects for the job done by the employee w a.... 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A different psychological crisis d.d . admin@jaiibcaiibmocktest.. Implementing. is called . Evaluating om Ans .in 136 Facebook Groups - JAIIB CAIIB STUDY MATERIALS / CAIIB DISCUSSION BANK PROMOTION EXAMS / ONLY FOR BANKERS murugan0501@gmail...... which of the following methodology is used? (i) lectures and experimental lectures.... Only (i) and (iii) c.....a . www...... behavior ………………………………………………………………………………………………………………………………………………………………… www..com....... operational people and specialist recruited as core faculty....com.. w a.. Implementing...com... a and c iib Ans ...... a mix of practicing managers.c While conducting the training programs. www.... operational people only w c........... Implementing.. m Each stage in a Erikson’s model of psychosocial development can be characterized by ...com.... 09994452442 ………………………………………………………………………………………………………………………………………………………………… The three phases of recruitment process are . . Only (i) and (iii) w c... a........... behavioral es d......... www...com. Only (ii) and (iii) d.com...... involve the feeling of an employee or their affect- positive.. www...a kt ............. Only (ii) and (iii) d.... (i).com.......... Only (i) and (ii) b. (ii) peers....jaiibcaiibmocktest....onlyforbankers.a w .....d ...b ...... neutral or negative-about an object? t. [email protected]. (ii) the ego- defensive function.... any of the above Ans .... attitude c. Only (i) and (iii) iib c..................c a. om Which of the following components of attitude..com.... www.... iib Which of the following can play a great role in attitude change? (i) friends... www... informational c....... (ii) and (iii) ca Ans ...... The fluctuations which complete the whole sequence of change within the span of a year or has some pattern year after year is known as .. (ii) and (iii) w Ans ..com...... Only (i) and (ii) b..in 137 Facebook Groups - JAIIB CAIIB STUDY MATERIALS / CAIIB DISCUSSION BANK PROMOTION EXAMS / ONLY FOR BANKERS murugan0501@gmail.... habit d... (i).ja a....com... emotional b.... (iii) the value-expression function m a..... oc Which of the following function is served by the attitudes? (i) the adjustment function. 09994452442 .....in murugan0501@gmail.... all the above Ans . (iii) opinion leaders .......com.. www... 09994452442 ………………………………………………………………………………………………………………………………………………………………… b.......jaiibcaiibmocktest. admin@jaiibcaiibmocktest. secular trend b..bankpromotionexams...... seasonal variation ………………………………………………………………………………………………………………………………………………………………… www..........onlyforbankers... ........ www....bankpromotionexams.....com.... 09994452442 ………………………………………………………………………………………………………………………………………………………………… c...onlyforbankers... www. ca Treasury securities are .. none of the above iib Ans ...com.... none of the above Ans ...... Only (i) and (ii) b.....onlyforbankers....com..in 138 Facebook Groups - JAIIB CAIIB STUDY MATERIALS / CAIIB DISCUSSION BANK PROMOTION EXAMS / ONLY FOR BANKERS [email protected] c..jaiibcaiibmocktest.. policies of the company m c....in murugan0501@gmail. business cycle fluctuations t......... (iii) They are considered to be free of iib default risk a. Only (i) and (iii) c... either a or b d. admin@jaiibcaiibmocktest..... www..........com.. both the above d..... none of the above es Ans . a. (iii) It is computed in the same manner as Dividend yield on stocks a............ cyclical fluctuation d.com... Only (ii) and (iii) w d.. oscillatory variations b..... (i)........ length of the cycle oc b. a..... Only (i) and (ii) ........... om Cyclical fluctuations are also known as . Only (i) and (iii) ………………………………………………………………………………………………………………………………………………………………… www.. 09994452442 .. (ii) They are backed by the full faith and credit of the government.....bankpromotionexams..d ..com....ja b.c .com................ (ii) It is the bond rate at bond maturity.... (i) Debt obligations of the Government. issued by the treasury department... www.b .a . (ii) and (iii) w Ans ........... [email protected].. www............. w Which of the following is true about the Yield rate of bonds? (i) It varies inveiseiy with changes in the bond's market price.... kt The period of moving average is to be decided on the basis of ........... ...d .. none of the above es Ans ....... Net factor income from abroad c............. A fall in investment with no change in prosperity to consumer d....bankpromotionexams....jaiibcaiibmocktest...... flexible in nature b.. om Method of leaSt squares is ..com.a ......com... (i).... w At full employment level... iib a...com.... Transfer Payment w Ans .......... A fall in taxation with no changes in government expenditure b. 09994452442 .. An increase in productivity without any increase in wages c.....b . www. www...com...... www... badly fluctuates d.. changes oc b.. which of the following would be most likely to lead to inflation? w a....c c......... (ii) and (iii) Ans ....onlyforbankers....com.com. kt In shifting the trend origin.... Net indirect taxes ............com..... www.....com.. admin@jaiibcaiibmocktest...... None of the above iib Ans .......in 139 Facebook Groups - JAIIB CAIIB STUDY MATERIALS / CAIIB DISCUSSION BANK PROMOTION EXAMS / ONLY FOR BANKERS murugan0501@gmail............. non-flexible in nature t.. A rise in the prosperity to save with no change in investment Ans – a ………………………………………………………………………………………………………………………………………………………………… www... Only (ii) and (iii) d.. www. 09994452442 ………………………………………………………………………………………………………………………………………………………………… c.onlyforbankers.jaiibcaiibmocktest................ admin@jaiibcaiibmocktest........ remains unchanged m c..... the value of 'b' .....a ........ Depreciation b..bankpromotionexams. a.... semi-flexible in nature d. ca In calculating a country's GNP atmarket prices one of the following is not included ..ja d.in murugan0501@gmail. a...... ..... Rate of profit of the banking institution d.com..com....com.b ..... Either (i) or (ii) d.. Only (i) b... The official rate of interest charged by the central bank of the country Ans .. Deflation is ... www..d ... www. www............... Both (i) and (ii) .... Only (i) b........ w a...com..... www...in murugan0501@gmail...........bankpromotionexams...........com.....bankpromotionexams.......c m .......... (ii) The desire. 09994452442 ………………………………………………………………………………………………………………………………………………………………… The moving average may constitute a satisfactory trend for a series that is of .. Increase in public expenditure oc Ans ..in 140 Facebook Groups - JAIIB CAIIB STUDY MATERIALS / CAIIB DISCUSSION BANK PROMOTION EXAMS / ONLY FOR BANKERS murugan0501@gmail. Only (ii) om c. (i) The desire and willingness of an individual for all goods and services for his iib standard of living....ja Ans ..............jaiibcaiibmocktest.. Contraction in volume of money or credit that results in a decline of price level d. (ii) whose cycles are regular in duration a..d t..onlyforbankers... Demand means .......jaiibcaiibmocktest..c ...com..................... admin@jaiibcaiibmocktest. Only (ii) iib c......... es a......onlyforbankers... ability and willingness of an individual to purchase goods and services at a given time and price ca a.................. ………………………………………………………………………………………………………………………………………………………………… www.. Reduction in taxation kt c... Deficit budget b. Either (i) or (ii) d. Interest rate charged by money lenders w b. Interest rate charged by the scheduled banks c...com... www..com. w Bank rate means .. 09994452442 . admin@jaiibcaiibmocktest...... Both (i) and (ii) Ans . (i) linear duration...... . 3 d....bankpromotionexams. The extent to which investors prefer to keep their assets in money w c....... Investment b..onlyforbankers......jaiibcaiibmocktest........ w Ans ...com... Less mechanization is applicable to agriculture.c In the Keynes model.. iib a.... a.. a.. 1 b........com.....bankpromotionexams.... More mechanization is applicable to agriculture b..... The utility may be defined as ... www.. www.. in agriculture than in industry because .. www. 4 iib Ans ....in murugan0501@gmail........ which is independent .ja Liquidity preference is the term.......... [email protected] ....... Consumption c... The community's preference for a gold-backed currency d....com.b ... es a..........com... 2 ca c............ Consumption and investment Ans .... Ans .... The Reserve Bank of India's shareholdings in other financial institutions b. www. 09994452442 ... 09994452442 ………………………………………………………………………………………………………………………………………………………………… The law of diminishing returns or increasing cost will operate at an earlier level... which is used to refer to . An inducement to save.......... More labour is used in agriculture........ om d.jaiibcaiibmocktest. National income kt d... t.....com... The power of a commodity to satisfy wants ………………………………………………………………………………………………………………………………………………………………… www.......... www...com...... ..... m How many motives for demanding money has been given by Keynes ...... admin@jaiibcaiibmocktest.... Agriculture is an industry where land is used extensively c....com.onlyforbankers.......a oc ....in 141 Facebook Groups - JAIIB CAIIB STUDY MATERIALS / CAIIB DISCUSSION BANK PROMOTION EXAMS / ONLY FOR BANKERS [email protected] ............. w a. Money costs es Ans ....in 142 Facebook Groups - JAIIB CAIIB STUDY MATERIALS / CAIIB DISCUSSION BANK PROMOTION EXAMS / ONLY FOR BANKERS murugan0501@gmail............. Mustard oil and coconut oil c...... a..... To move to a higher demand curve ………………………………………………………………………………………………………………………………………………………………… www...com.c b.bankpromotionexams..... would cause a consumer of cold drinks . Coffee and milk m b.. www..... The desire for a commodity c....com.. Social costs d.... om Opportunity costs are also known as ..... The necessity of a commodity Ans ....... A rightward shift in the supply curve of oranges ........ [email protected]...... www. To move to a lower curve b.onlyforbankers. Spillover costs t........ja b.......com....... Alternative cost c...... An upward change in the demand curve of oranges.. Diamond and cow d.jaiibcaiibmocktest. www.. a. Pen and ink iib Ans .......a .com... w Ans ...com...com..... The usefulness of a commodity d. price remaining the same..b ca .. A fall in the price of oranges w d. www....... 09994452442 ............b ..........d ...........com........ oc a. To move lower down the demand curve c... w A change in climate.... c.. A leftward shift in the supply curve of oranges.......... www.......onlyforbankers...... a.... admin@jaiibcaiibmocktest. conditions resulting in hot weather. kt Which of the following pairs of commodities is an example of substitute ....bankpromotionexams..... 09994452442 ………………………………………………………………………………………………………………………………………………………………… b.in murugan0501@gmail..... we would expect a rise in the iib price of apples to lead to .. For most customers apples and oranges are substitute goods.com. Therefore. ca When an individual's income falls (while everything else remains the same) his demand for an inferior goods ... Power of private monopolies b... To move up the same demand curve Ans .com... Boom t....a ………………………………………………………………………………………………………………………………………………………………… www.... Remaining unchanged c.... Seasonal and under employment b... www. We cannot say without additional information .. om a.. Decrease in value of money c.......... All of the above Ans .....com....... Structural unemployment m d.... iib a......in 143 Facebook Groups - JAIIB CAIIB STUDY MATERIALS / CAIIB DISCUSSION BANK PROMOTION EXAMS / ONLY FOR BANKERS murugan0501@gmail... www... Balance of trade c..ja d........com........... w Which one of the following cannot be influenced by budgetary policy? w a.c ... Technical unemployment Ans .............a iib .. www... Inflation means ....onlyforbankers.....in murugan0501@gmail.. 09994452442 ………………………………………………………………………………………………………………………………………………………………… d.... Regional distribution of employment Ans ........com...jaiibcaiibmocktest.....com. General level of prices d......com.bankpromotionexams.......onlyforbankers..com......................... Frictional unemployment oc c.. admin@jaiibcaiibmocktest. The problem of unemployment in rural areas is mainly due to .. Decrease w Ans ........com.....c d....b es .........bankpromotionexams. kt a. admin@jaiibcaiibmocktest. www... www.. Increase b.jaiibcaiibmocktest....... Increase in price b.......... 09994452442 ...a ... .in 144 Facebook Groups - JAIIB CAIIB STUDY MATERIALS / CAIIB DISCUSSION BANK PROMOTION EXAMS / ONLY FOR BANKERS murugan0501@gmail......... Only (ii) and (iii) d.. Rs.000 . Rs.. Only (i) and (iii) om c. 1... will be eligible for es categorization as priority sector. a sample d........20.00. provided the individual borrower‟s ca household annual income in rural areas does not exceed ..60.... Only (ii) and (iii) d.jaiibcaiibmocktest.jaiibcaiibmocktest... (ii) wind mills.. 1. (ii) and (iii) Ans ......... 15 crore to borrowers for purposes like .... a statistic b...com...... www... (ii) An "increase of demand is the same thing as an "extension of demand"..bankpromotionexams........ iib Loans not exceeding Rs.. ………………………………………………………………………………………………………………………………………………………………… www...b ........ (i).........onlyforbankers..com. 1......... (i) solar based power generators. a parameter c....... www...000 iib b.... Bank loans up to a limit of Rs. 09994452442 .. (ii) and (iii) oc m Ans ........ [email protected] [email protected] .. Rs...per borrower provided directly by banks to individuals and their SHG/JLG will be eligible to be considered for priority sector.............000 c.. w a.com... w A population characteristic... is called .com... www. (iii) micro-hydel plants a.. a.bankpromotionexams... [email protected] Ans ....c .. Only (i) and (ii) kt b.com... www......... 50... (i).... 09994452442 ………………………………………………………………………………………………………………………………………………………………… Which is not correct? (i) An "increase of demand" is not the some thing as an "extension of demand".. (iii) An increase of demand is just equal to the extension of demand a... Rs. Only (i) and (iii) c.. Only (i) and (ii) b.............000/.. such as a population mean..000 d...com... the mean deviation Ans ..onlyforbankers.c t.......com.. 60.com..b w .... www......... ..onlyforbankers..20..... 1.... Loans to distressed persons (other than farmers) not exceeding ... 09994452442 . 60.60.onlyforbankers..20.. www. Rs..com. [email protected] oc m Ans .... a. (i) any of the borrowal account of the enterprise remains NPA for three months or more.. www.00. www.. 1. Only (i) and (iii) c... per borrower to prepay their debt es to non-institutional lenders will be eligible to be considered for priority sector........per borrower provided directly by banks to individuals and their SHG/JLGwill be eligible to be considered for priority sector.. Rs....... for rural areas...000 om c.... Rs... 5..ja Ans . Rs. Rs.com..60.in murugan0501@gmail... Rs.... a. Rs...... Rs..com.b ...in Pradhan Mantri Jan-Dhan Yojana (PMJDY) accounts will be eligible for classification under priority sector advances..a w ...bankpromotionexams.000 iib b... 60..000 Ans ..20..com... www...........000 d. 1...000 c..000 ...com. 1.000/. provided the borrower‟s household ca annual income does not exceed . if .000 b... 60. 09994452442 ………………………………………………………………………………………………………………………………………………………………… Loans not exceeding Rs... Rs............00...000/.000 c.com... provided the individual borrower‟s household annual income in non-rural areas does not exceed .....in 145 Facebook Groups - JAIIB CAIIB STUDY MATERIALS / CAIIB DISCUSSION BANK PROMOTION EXAMS / ONLY FOR BANKERS [email protected] d.. 1.jaiibcaiibmocktest..60.. www..... 1... 50. w Micro or Small Enterprise may be said to have become Sick..... a.. Rs...d t. 1.000 d.c .... 1. Only (i) and (ii) b. Rs. 1. Rs...com....com... iib Overdrafts extended by banks upto Rs. Only (ii) and (iii) ………………………………………………………………………………………………………………………………………………………………… www.jaiibcaiibmocktest.000 kt b.............bankpromotionexams.00..... admin@jaiibcaiibmocktest... (iii) there is erosion in the net worth due to accumulated losses to the extent of 50% of its net worth during the previous accounting year a.. (ii) there is erosion in the net worth due to w accumulated losses to the extent of 25% of its net worth during the previous accounting year.. .. Rs...com..... for non-rural areas. Overdrafts extended by banks upto Rs..in murugan0501@gmail. Rs..........onlyforbankers...... 09994452442 ………………………………………………………………………………………………………………………………………………………………… d...c b. 1. provided the borrower‟s household annual income does not exceed .....000 t......d w . Rs... (ii) and (iii) Ans ...ja a.com.10 lakh c..... extended to units in the MSE sector...b .. www.. a... Rs... Rs........b . www. 1..000 d..com........ 1.................. Rs.60. [email protected] lakh w Ans .... oc m a. 10 % b.onlyforbankers...15 lakh iib d...... kt Banks are mandated not to accept collateral security in the case of loans up to .... (i).com.. Rs. Rs.. 5.. The rate of subsidy under Credit Linked Capital Subsidy Scheme (CLSS) for loan upto Rs.....000/..........jaiibcaiibmocktest..........00.....1 crore is .... ..50 lakh d. www..jaiibcaiibmocktest...com........ 15 % c...... 20 % ………………………………………………………………………………………………………………………………………………………………… www.000 c.............20....in 146 Facebook Groups - JAIIB CAIIB STUDY MATERIALS / CAIIB DISCUSSION BANK PROMOTION EXAMS / ONLY FOR BANKERS [email protected]. 60. www....25 lakh w c.com.10 lakh b. 09994452442 . Rs.5 lakh b........bankpromotionexams.. Rs..bankpromotionexams... Rs..in Pradhan Mantri Jan-Dhan Yojana (PMJDY) accounts om will be eligible for classification under priority sector advances...000 es Ans ... iib Ceiling on the loan under Credit Linked Capital Subsidy Scheme (CLSS) for Technology Upgradation of Micro and Small Enterprises is .... www.c . a.com.......20 lakh ca Ans . Rs. admin@jaiibcaiibmocktest.... ....ja c.. Present Value is Rupees 100.onlyforbankers.com.. 25 % Ans .com. www.......05 iib =5% .....b .....3 % b..... www. 15. www. Find the interest rate.1576 r=0.5 % b....com. 16.bankpromotionexams.d w Solution w EMI=225 t=4 eayrs*12=48 month =225*48 =10800-8000 =2800 which is interest paid for 4 yrs i.in murugan0501@gmail.. 16.....com. 6 % Ans .... www.. [email protected]... www. 09994452442 ………………………………………………………………………………………………………………………………………………………………… d.. 48 month Hence 2800/8000*48 ………………………………………………………………………………………………………………………………………………………………… www.. what is the effective annual rate on the loan? iib a.....5 % t. 15..com... Future Value becomes 115. 4....76 kt PV=100 N=3 FV=PV(1+r)^n oc 115.jaiibcaiibmocktest....c d.onlyforbankers..e.. 5 % c...in 147 Facebook Groups - JAIIB CAIIB STUDY MATERIALS / CAIIB DISCUSSION BANK PROMOTION EXAMS / ONLY FOR BANKERS [email protected] % .....b es Solution FV=115.76 in 3 years.........0499 =0...... om a..76=100x(1+R)^3 m (1+R)^3=1..000 and repay Rupees 225 per month. 09994452442 . for 4 years....8 % w Ans .bankpromotionexams. admin@jaiibcaiibmocktest. ca If I take a loan of Rupees 8.. 5..jaiibcaiibmocktest..3 % d....com... com.. The How throne Studies were carried out by Elton Mayo and others at .... Cambridge University c......... Paper Mills b...... 21 d. Chemical and Pharmaceuticals Industries m Ans ..........jaiibcaiibmocktest................com........d . Sugar Mills oc d........ 09994452442 ………………………………………………………………………………………………………………………………………………………………… =0.. om a.......com..c Ans ..... Western Electrical Company d...............bankpromotionexams. www... [email protected] Ans ...com.. Critical attributes for HR Managers ca a.... admin@jaiibcaiibmocktest.........onlyforbankers...jaiibcaiibmocktest..in 148 Facebook Groups - JAIIB CAIIB STUDY MATERIALS / CAIIB DISCUSSION BANK PROMOTION EXAMS / ONLY FOR BANKERS murugan0501@gmail... 20 b......... iib Pareek and Rao have identified .....8% . Relatedness and Growth d.in murugan0501@gmail... www.. Reliability and Growth c...... www... es The Term Personnel officer was first used in India in ..... www..... www.c .... Textile Mills c.35*48 =16.com....... w What does "E"........... None of the above Ans ..........com....bankpromotionexams..c .......... 22 .com...d . Exponential.........onlyforbankers.. Risk and Guarantee w b.. 09994452442 ... ………………………………………………………………………………………………………………………………………………………………… www. "R" and "G" stand for in the ERG theory? w a..... kt a........... Existence.... Export.... Coco Cola t...com. 19 iib c. Columbia University b.............. ......c .....bankpromotionexams...com...... www... www...... t.. Charles Babbage ca c....bankpromotionexams.c .com.......c oc ......... Raghwan committee w c.......... m Who was an early advocate of "Division of labour"? iib a....... .com..... Fredrick tylor b. Narshimman committee b.b ............c Which label can be applied for the purpose of facilitating communication............com..... Training b....com.. Chakraborty committee w Ans . Function level om Ans ..in 149 Facebook Groups - JAIIB CAIIB STUDY MATERIALS / CAIIB DISCUSSION BANK PROMOTION EXAMS / ONLY FOR BANKERS murugan0501@gmail.... Learning Level c..com....... admin@jaiibcaiibmocktest........ Robert Owen iib Ans .onlyforbankers. www. Education c.com.........in murugan0501@gmail... Tandon committee d...... 09994452442 ………………………………………………………………………………………………………………………………………………………………… Transfer of learning to workplace take place at which level of evaluation of training ? a..com............ www..... ………………………………………………………………………………………………………………………………………………………………… www... [email protected].... Elton Mayo d. The behavior level d.......onlyforbankers.. Development kt d. www...ja Inventory norms for various industries was prescribed by ? w a..........jaiibcaiibmocktest.. 09994452442 .... Reaction Level b.... None of the above Ans ... in learning for growth of the individual not related to a specific present or future job ? es a.... . The investor wants to oc know how well Seela uses her assets to produce sales...... seela only generates 33 Paisa. Seela's start up is not very efficient with its use of assets.in 150 Facebook Groups - JAIIB CAIIB STUDY MATERIALS / CAIIB DISCUSSION BANK PROMOTION EXAMS / ONLY FOR BANKERS murugan0501@gmail.. Based on the accounting equation...000.67 om d.. kt Seela's Tech Company is a tech start up company that manufactures a new tablet computer.33...33 b..ja Ans .67 d.... 0. ..000 Net Sales: 25.com... www.00. www.. a..000 Ending Assets: 1... 0... This means that for every Rupee in assets.. [email protected]... we can assume the total equity is 1.00.... 09994452442 ………………………………………………………………………………………………………………………………………………………………… A company has total assets at 1.com... 0.onlyforbankers..33 ...... www.. www.com. Here is what the financial statements reported: m Beginning Assets: 50.in murugan0501@gmail. 0.... seela's ratio is only 0.000 and its total liabilities are 50.. 0. 0.75 Ans . ………………………………………………………………………………………………………………………………………………………………… www...jaiibcaiibmocktest..onlyforbankers. Seela is currently looking for new investors and has a meeting with an angel investor.33 As you can see. admin@jaiibcaiibmocktest. 0...50...com..com.c Solution : DR = TL / TA = 50000 / 150000 es = 0.. Find the Debt Ratio.000 iib The total asset turnover ratio is . 09994452442 ..a w Solution : Asset Turnover Ratio or Total Asset Turnover Ratio = Net Sales / Average Total Assets w = 25000 / ((50000+100000)/2) = 25000 / (150000/2) w = 25000 / 75000 = 0.33 b..a t....000.jaiibcaiibmocktest. 0...5 c.. In other words...com. www.5 iib c..com.75 ..bankpromotionexams. ca a.com.. so he asks for her financial statements.. .onlyforbankers....... www.... www.....com...d .. 11 c...........com............jaiibcaiibmocktest......20 iib b.50 Ans ..d .50 ca d...... Clustering d................... Association es b.. www.......com.. 9 w Ans ... 125. 152.. 13 w b. 09994452442 .com.. www..... External database layer b..com.............com. 122..in 151 Facebook Groups - JAIIB CAIIB STUDY MATERIALS / CAIIB DISCUSSION BANK PROMOTION EXAMS / ONLY FOR BANKERS murugan0501@gmail. Metadata layer c........ 120. oc m If A invests Rupees 100 at 7% interest rate for 3 years....c Which of the following is the approach that a data mining tool uses? a..in murugan0501@gmail... A loan for which only interest is paid during its repayment period while the principal is repaid at the end is called ...... Term loan ………………………………………………………………………………………………………………………………………………………………… www..bankpromotionexams..onlyforbankers....ja a..bankpromotionexams.50 c.... www......com.. what will be the value at the end of 3 years? a......jaiibcaiibmocktest... admin@jaiibcaiibmocktest. Data staging layer d...... None of these om Ans .b iib ...........com....... In MICR Code how many digits are available? ....... admin@jaiibcaiibmocktest. 09994452442 ………………………………………………………………………………………………………………………………………………………………… Which of the following is not the layer in data warehouse architecture? a.......... a. t. All of the above kt Ans ..... 10 w d.. Classification c....d . ....c A.. What is the annual interest payment? t...com.....com.com.onlyforbankers.com... www...... 1991 d.com................ 40 C.. Lumpsum payment loans d... www......com.....a kt . Which of the following is Capitalistic Economy? oc m a.......a ... 1985 c.......... [email protected] .. 09994452442 .. India iib d......... iib Who gave welfare theory of economics? a... None of these ca Ans ......... 100 es D..d .bankpromotionexams..com.... Interest demand loan c.......... www... 1981 ………………………………………………………………………………………………………………………………………………………………… www..... Lionel Robbions c....onlyforbankers.... a........ Alfred Marshall . Adam Smith w d...... www........jaiibcaiibmocktest. admin@jaiibcaiibmocktest.... om A 5-year Govt......... Balloon repayment loan Ans .. w Economic Sector reforms were started in India in .. None of the above Ans ....ja b...........com..jaiibcaiibmocktest.. None of these w Ans .. 09994452442 ………………………………………………………………………………………………………………………………………………………………… b..bankpromotionexams..... bond with a coupon rate of 8% has a face value of 1000.in 152 Facebook Groups - JAIIB CAIIB STUDY MATERIALS / CAIIB DISCUSSION BANK PROMOTION EXAMS / ONLY FOR BANKERS murugan0501@gmail. England b.........in murugan0501@gmail. China c. www. 1983 b......... 80 B.... .jaiibcaiibmocktest....com.onlyforbankers..com.a w .jaiibcaiibmocktest.. 55265 t.... iib FV = P / R * [(1+R)^T ....com.c .. www... Recession b. 09994452442 ………………………………………………………………………………………………………………………………………………………………… Ans .... P = 10000 R = 5% p...... 10000 every year for the next 5 years (at the end of the period) and you invest each payment @ 5%.... oc T = 5 yrs m If invested at the end..1] ca FV = 10000 × (1..com........ www. admin@jaiibcaiibmocktest... 55256 Ans .........ja a.. a...05 = 55256 ..05^5 – 1) ÷ 0..... Recovery d. 55526 b..d es Explanation : kt Here.... www...a... 2 b....... www. unemployment will be widespread. 3 c...com.....bankpromotionexams.... 55652 c.. iib In .... Depression w c.in murugan0501@gmail..... 09994452442 ...... Factors of production are categorized into .......bankpromotionexams.....com..... You are receiving Rs.. 4 ………………………………………………………………………………………………………………………………………………………………… www.....c d..onlyforbankers.. categories. Boom w Ans ........com.. www.....in 153 Facebook Groups - JAIIB CAIIB STUDY MATERIALS / CAIIB DISCUSSION BANK PROMOTION EXAMS / ONLY FOR BANKERS murugan0501@gmail. ...... [email protected]. How much you would have at the end of the 5-year period? om a..... phase of business cycle......... .com.... www. admin@jaiibcaiibmocktest.... ca The central limit theorem assures us that the sampling distribution of the mean a........... 09994452442 ………………………………………………………………………………………………………………………………………………………………… d.... Appears normal only when N is greater than 1..com.bankpromotionexams...jaiibcaiibmocktest....... 09994452442 ... Is always normal iib b..... Produced b..com.....com.ja Ans – b w .....................in [email protected]. om a......... Relationship between price and quantity bought c.. Relationship between demand and quantity bought b.bankpromotionexams... [email protected]. None of these Ans ......com... www. www......c d......... in Stock Ans ..........in 154 Facebook Groups - JAIIB CAIIB STUDY MATERIALS / CAIIB DISCUSSION BANK PROMOTION EXAMS / ONLY FOR BANKERS murugan0501@gmail........ Approaches normality as sample size increases d..... Is always normal for large sample sizes c...com..b iib ..jaiibcaiibmocktest. www....... www...b es .. A market equilibrium comes at the price at which quantity demanded equals to quantity ......c ....... in Inventory m d.. Demand Schedule is the ...............onlyforbankers... w w ………………………………………………………………………………………………………………………………………………………………… www. kt a.. 5 Ans ............ Relationship between price and demand t.. Supplied oc c.000 .... .......b . iib a..com. www.... 09994452442 ..b t. 1000 Crores Income tax . 8.. Repetitive oc b.. 09994452442 ………………………………………………………………………………………………………………………………………………………………… A quarterly repayments of a loan carry an interest rate of 8 % per annum..RS.........com...... 800 Crores Union exercise tax ..Rs..... 800 Crores Other taxes and duties .Rs.... None of the above iib Ans .....com..com.RS...... 8..1] = (1+8/4)^4-1) es = 8. 600 Crores Customs ..com. ca The probability that we associate with an interval estimate is called .....2 .com.in 155 Facebook Groups - JAIIB CAIIB STUDY MATERIALS / CAIIB DISCUSSION BANK PROMOTION EXAMS / ONLY FOR BANKERS [email protected] % b... www.... Estimate level b. admin@jaiibcaiibmocktest....jaiibcaiibmocktest..bankpromotionexams... a. None of the above w Ans . Both a and b d. 8...c .... What is the effective annual interest rate? a....in murugan0501@gmail........ [email protected] d.onlyforbankers.onlyforbankers..c Solution : EAR i = (1 + r/m)^m ........... w Corporation tax .2 % c. Predictable m c. Confidence Level c...... w Given........ www.5 % Ans ... 500 Crores ………………………………………………………………………………………………………………………………………………………………… www... 8.... www..Rs....3 % om d.com........bankpromotionexams..com.....jaiibcaiibmocktest. Probability Level .. 600 Crores Service tax ....... kt Seasonal variation is. www. Rs 4000 Crores d. [email protected] murugan0501@gmail.. w When chiken prices rise 30%... w a.onlyforbankers. 0...in 156 Facebook Groups - JAIIB CAIIB STUDY MATERIALS / CAIIB DISCUSSION BANK PROMOTION EXAMS / ONLY FOR BANKERS murugan0501@gmail. www.Rs.Rs. 600 Crores om Receipt of union territories .bankpromotionexams...com. t.Rs.. 300 Crores Other non tax revenue .. admin@jaiibcaiibmocktest. 800 Crores Trf to NCCD (National calamity Contingency fund) ... 0.85 Ans . www. 09994452442 . 0.... the quantity of KFC fried chicken supplied rises by 15%.com...... 09994452442 ………………………………………………………………………………………………………………………………………………………………… Tax of union territories.onlyforbankers..c a.ja = 3700 Crores .NCCD transferred to the National Calamity Contingency fund - state share = 4600-300-600 .. Rs 4600 Crores kt Ans .b Solution : oc m Net Tax Revenue = Gross tax revenue .75 d....com. 1000 Crores State Share . 300 Crores calculate Net Tax revenue .Rs.50 b. www.jaiibcaiibmocktest. www...com.. 500 Crores Devident & profit .com.65 c...com..a ………………………………………………………………………………………………………………………………………………………………… www. 0..jaiibcaiibmocktest.com....Rs... Rs 2900 Crores b. 700 Crores External grant ..NCCD transferred to the National Calamity Contingency fund - state share iib Gross Tax revenue = Corporation Tax + Income tax + other tax & duties + costoms + union excise duties + service Tax + taxes on union territories ca = 1000+800+600+800+600+500+300 = 4600 Crores iib Net Tax Revenue = Gross tax revenue .Rs..... www.Rs. Calculate the price w elasticity of supply. 300 Crores Interst receipt . Rs 3700 Crores es c..Rs..com..bankpromotionexams.. .........onlyforbankers..com. admin@jaiibcaiibmocktest.. Either (i) or (ii) iib d.... Only (i) b. om In Random Sampling... we note it down.......in 157 Facebook Groups - JAIIB CAIIB STUDY MATERIALS / CAIIB DISCUSSION BANK PROMOTION EXAMS / ONLY FOR BANKERS murugan0501@gmail.. [email protected] w Explanation : Here...c b.. 09994452442 ... 09994452442 ………………………………………………………………………………………………………………………………………………………………… Solution : Price Elasticity of Supply = (% change in quantity supplied) / (% change in price) = 15/30 = 0......com.com.jaiibcaiibmocktest...com... kt The cabin of a bank branch manager gives an untidy look and messy appearance.... He is exhibiting ..com... (i) type A behavior. www. This is called.a ... www..com.bankpromotionexams... www...a . www.. www.. 116265 c.. we pick up one........ P = 100000 R = 4% T = 5 yrs ………………………………………………………………………………………………………………………………………………………………… www....jaiibcaiibmocktest..in murugan0501@gmail. None of the above es Ans .. The rate of change is 4% p...... 126615 w d..... 121665 w Ans ..... what it will be after 5 years? a..... iib Population of a town is 100000...a..bankpromotionexams.. 112665 .. Neither (i) nor (ii) ca Ans ....... Sampling without replacement d.....5 ... (ii) type B behavior m a.... Sampling with replacement t.. a.com. His table is full of oc papers. Simple random sampling c... put it back with the remaining and pick the next one.............onlyforbankers.. Only (ii) c.ja b......... ...... a. you would get to a ...... Marginal Price d.....................jaiibcaiibmocktest.. 09994452442 ………………………………………………………………………………………………………………………………………………………………… FV = P*(1+R)^T FV = 10000*(1+0.........com. State Provident Funds m d...........................onlyforbankers.in [email protected]..... admin@jaiibcaiibmocktest................... www..c d........b .. ca Personal Consumption expenditure on households divided into... Securities issued against Small Savings b.... Deficit Price Ans ......in 158 Facebook Groups - JAIIB CAIIB STUDY MATERIALS / CAIIB DISCUSSION BANK PROMOTION EXAMS / ONLY FOR BANKERS murugan0501@gmail. level om a....... All of the above .. either higher or lower t. Services d...com. Other Receipts Ans ....... www..... higher b.jaiibcaiibmocktest..ja Ans ..com......... Non-durable goods c.....b iib .. [email protected].... Economic Price c.. w a........ lower c. Durable goods iib b..bankpromotionexams.....com... www. Pick odd man out kt a..... ………………………………………………………………………………………………………………………………………………………………… www.. As you set tighter confidence interval.................com....04)^5 = 121665 .... w Market Price is the …… for which goods or service is offered at the market place... 09994452442 ..bankpromotionexams..... Nominal Price b......... Recoveries of Loans & Advances oc c... www. none of the above Ans ..b es ...... www.d w . 000.5 .b t. ………………………………………………………………………………………………………………………………………………………………… www..00. www.... 0.....com.25 b. 0.. 09994452442 ………………………………………………………………………………………………………………………………………………………………… Govind's Furniture Company sells industrial furniture for office buildings. 0.33 d..com.bankpromotionexams...00...in murugan0501@gmail. [email protected] 159 Facebook Groups - JAIIB CAIIB STUDY MATERIALS / CAIIB DISCUSSION BANK PROMOTION EXAMS / ONLY FOR BANKERS murugan0501@gmail. 0... 0. a.c w Solution : Inventory Turnover Ratio = Cost of goods sold / Average inventory for that period = 2500000 / ((4000000 + 6000000)/2) = 2500000 / 5000000 = 0..onlyforbankers.. www.......00... [email protected] and its ending inventory was 60. Raju's beginning inventory was 40...com. 0..... Govind's beginning inventory was 30... It also implies that it m would take Govind approximately 3 years to sell his entire inventory or complete one turn.. ca Raju's Furniture Company sells industrial furniture for office buildings.ja b. During the current year.. Calculate Raju's Furniture Company's Inventory iib Turnover Ratio. www.jaiibcaiibmocktest.5 w d.. 09994452442 ..000. 0.... 0.000..jaiibcaiibmocktest...c Solution : es Inventory Turnover Ratio = Cost of Goods Sold / Average Inventory = 1000000 / ((3000000+4000000)/2) = 1000000 / (7000000/2) kt = 1000000 / 3500000 = 0..33 c.com.onlyforbankers.000..... www...67 w Ans ...com.. Raju reported cost of goods sold on its income statement of 25. it reported cost of goods sold on its income statement of 10..29 om c..com. www. Govind's turnover is . In other words..com.29 Times oc This means that Govind only sold roughly a third of its inventory during the year.00.37 Ans .. times.000 and its ending inventory was 40.25 ....00.. a. During the current year...com. Govind does not have very good inventory control.. iib . .......... admin@jaiibcaiibmocktest. 1737760 b. www.... oc m Money Supply refers to .... www. find the present value of cash flow..5164 ………………………………………………………………………………………………………………………………………………………………… www..onlyforbankers........ None of these Ans ... es P = 204000 R = 10 T = 20 kt PV = P / R * [(1+R)^T ... a. 09994452442 ........ 204000 at the end of each year for the next 20 years.. The central limit theorem ..com......35... www...com........ Requires a sample to contain fewer than 30 observations w Ans .... www..in 160 Facebook Groups - JAIIB CAIIB STUDY MATERIALS / CAIIB DISCUSSION BANK PROMOTION EXAMS / ONLY FOR BANKERS murugan0501@gmail.. 0.com..b .c Explanation : Here.......... The amount of money in circulation in an economy ca d.bankpromotionexams..com...56.. a...... 1737660 Ans .com. 0.onlyforbankers. Find Coefficient of Variance for the values given : {13.......... 1736770 om d.... ...com...jaiibcaiibmocktest.. The amount of money with the people c..... Relates the shape of a sampling distribution of the mean to the man of the sample w d..bankpromotionexams..... If the current discount rate for such a stream of cash flow is 10%...... The amount of money in banks iib b..35.com......c t.......4156 b. 1736660 c...77} a.ja a.1]/(1+R)^T PV = 1736770 ..in murugan0501@gmail... admin@jaiibcaiibmocktest........ Requires some knowledge of the frequency distribution w b.c iib .. 09994452442 ………………………………………………………………………………………………………………………………………………………………… You will be receiving Rs... www. Permits us to use sample statistics to make inferences about population parameters c...jaiibcaiibmocktest.com..... . (iii) All the samples are exactly the same size and w can be counted w a.. www...bankpromotionexams.....onlyforbankers..com..in murugan0501@gmail. Only (i) and (ii) b.com.. Why is this? (i) w We always know the chance that any population element will be included in the sample.2)2+(12.....8)2)) m =√(1/4((912..onlyforbankers.. www.. (i).. Only (ii) and (iii) d....84)+(67.jaiibcaiibmocktest. (ii) and (iii) Ans .2528 iib Coefficient of variation (CV) ca CV = Standard Deviation / Mean = 24.2)2+(-8.5614 .. www....in 161 Facebook Groups - JAIIB CAIIB STUDY MATERIALS / CAIIB DISCUSSION BANK PROMOTION EXAMS / ONLY FOR BANKERS murugan0501@gmail. Only (i) and (iii) c.24)+(1142....24)+(163..5614 iib Hence the required Coefficient of Variation is 0....2)2)) =√(1/4((-30..2 es Standard Deviation (SD): Formula to find SD is kt σx= √(1/(N .....bankpromotionexams..5614 d...2)2+(77-43...com. 0.com..2) =24.. www.2)2+(35-43.... 09994452442 ………………………………………………………………………………………………………………………………………………………………… c. www. ………………………………………………………………………………………………………………………………………………………………… www....1)*((x1-xm)2+(x2-xm)2+..a . .ja In random sampling..com.......c Xbar = (13+35+56+35+77)/5 = 216/5 = 43.44))) =√(588.. (ii) Every sample always has an equal chance of being selected.6514 Ans .2)2+(35-43.9)2+(-8...04)+(67..2)2+(56-43........ admin@jaiibcaiibmocktest. 09994452442 .2 = 0.....2528/43.. [email protected] Explanation : om Number of terms (N) = 5 Mean: t.com....com.jaiibcaiibmocktest.. 0.2)2+(33..... we can describe mathematically how objective our estimates are..+(xn-xm)2)) oc =√(1/(5-1)((13-43.com.. ............... Government b.......... non-graphical procedure c......onlyforbankers. admin@jaiibcaiibmocktest.. Which is not relate Emotional Intelligence.....c In linear programming... Either parent ego state or adult ego state Ans ..onlyforbankers..... www. t...... admin@jaiibcaiibmocktest... Self motivation w b......com..... oc m Most effective behavior...... Minister of foreign affairs om Ans ...........in [email protected].. Child ego state c. RBI c......... www................b ... Emotion w d....com... a.. most popular non-graphical procedure is classified as . Self regulation c.. www. Adult ego state ca d.com. term which states value of objective function improvement is classified as ..... graphical procedure d.bankpromotionexams........ 09994452442 ………………………………………………………………………………………………………………………………………………………………… Which of the following entity does not determine the exchange? a...c iib ...d ... Pick odd one ..com. www..... human relations and performance comes from ..... www.com.......... a..ja a.c .....com...... improvement function ………………………………………………………………………………………………………………………………………………………………… www..... Market b.in 162 Facebook Groups - JAIIB CAIIB STUDY MATERIALS / CAIIB DISCUSSION BANK PROMOTION EXAMS / ONLY FOR BANKERS murugan0501@gmail. In linear programming.. Parent ego state iib b....com... linear procedure es b...... 09994452442 ... Empathy w Ans .. a.... stated function b.....com...bankpromotionexams.. simplex method kt Ans ........... . www.. w The Fiscal Responsibility and Budget Management (FRBM) Act aimed for ....onlyforbankers.. growth of Indian economy iib a.. Eliminating both revenue deficit and fiscal deficit 2....bankpromotionexams.... set of basic variables which are appeared in linear problem consists of ...b w ........b ca .... [email protected] ...in 163 Facebook Groups - JAIIB CAIIB STUDY MATERIALS / CAIIB DISCUSSION BANK PROMOTION EXAMS / ONLY FOR BANKERS [email protected]......... 09994452442 ………………………………………………………………………………………………………………………………………………………………… c. most negative column t.... om Non basic variable which is used to replace basic variable is variable which has ...... slack and real variables m b.... www....... departing non basic variable iib Ans ... most negative row d.c ..... www.... Giving flexibility to RBI for inflation management Which of the statements given above is/are correct ? a.... 17% b.. oc a.....jaiibcaiibmocktest............... a......... most positive column b... kt In linear programming problems...... 64% w Ans ..com...com... 45% ...bankpromotionexams......... 1......... www..com....c c..com.. Small and Medium Enterprises sector contributing . slack and artificial variables c.. departing basic variable d......com..ja c.. best Ans .... 19% d......com.. most positive row es Ans .. 09994452442 ......... admin@jaiibcaiibmocktest............ better programmed d.in [email protected].. www....jaiibcaiibmocktest...........com... 1 only ………………………………………………………………………………………………………………………………………………………………… www....... ...... www... loans to Self Help Groups 3...... 1 and 2 only b..... 17% d..onlyforbankers........ www. loans to corporations 2.. 3 only ………………………………………………………………………………………………………………………………………………………………… www.... om Service sector contrubute .in 164 Facebook Groups - JAIIB CAIIB STUDY MATERIALS / CAIIB DISCUSSION BANK PROMOTION EXAMS / ONLY FOR BANKERS [email protected] . 19% t.. [email protected]............... 09994452442 ………………………………………………………………………………………………………………………………………………………………… b. GDP at market price decreases Select the correct answer using the codes given below......ja Ans .... 1 and 3 only iib c. 45% es Ans ...... to the indian economy a. a. 1 only b....jaiibcaiibmocktest. GDP at market price increases 4.......... 09994452442 .com.3 and 4 only .....bankpromotionexams..... loans to state government Select the correct answer using the codes given below. then which of the following can occur ? w 1. 2.b .c b....com. www. www...com..... 2 and 3 only d..com..... Neither 1 nor 2 Ans ..jaiibcaiibmocktest.b . www.. loans to small and marginal farmers iib 4.. 64% c.. [email protected]........ GDP at factor cost decreases w 3. Which of the following would come under Priority Sector Lending ( PSL) ? oc m 1... ca a... w If indirect taxes in an economy are increased..com......... 2 only c... 2 and 3 only c....onlyforbankers. GDP at factor cost increases 2..in murugan0501@gmail. Both 1 and 2 d..... kt All banks are mandated to lend to priority sector.com.. Area of the country d...com.com.. www.onlyforbankers.... Both 1 and 2 d.2 and 3 Ans .. increase in fiscal deficit 2. ………………………………………………………………………………………………………………………………………………………………… www. It shows the volume of industrial activity......com..c a.......a ....c . oc An economy pursuing an expansionary fiscal policy can witness : m 1..... admin@jaiibcaiibmocktest.... Volume of the capital used Ans .. It is released monthly by Central Statistical Organisation ( CSO ) 2.....in murugan0501@gmail.. admin@jaiibcaiibmocktest. www................ 1 only b. www. 1 only b.....in 165 Facebook Groups - JAIIB CAIIB STUDY MATERIALS / CAIIB DISCUSSION BANK PROMOTION EXAMS / ONLY FOR BANKERS [email protected]......... 1.. w Per Capita Income is obtained by dividing National Income By w a.com.... 09994452442 ………………………………………………………………………………………………………………………………………………………………… d....... Which of the statements given above is/are correct ? t........com... 2 only es c... Total population of the country b...a ............bankpromotionexams... 1 and 3 only iib d...a .com..com.... www..... increase in wages of labour 3.........bankpromotionexams..com............. increase in rate of income tax iib Select the correct answer using the codes given below.. Total Working population w c........... www... Consider the following statements about Index of Industrial Production ( IIP ) om 1....ja ........... Neither 1 nor 2 kt Ans ...jaiibcaiibmocktest..... ca a. 09994452442 . 4 only Ans ...... 1 and 2 only c... . m Gross capital formation will increase if: 1..... effective revenue deficit (ERD) will be: om a... www.... 1.. Non-plan expenditure = 1.. Four c.... ………………………………………………………………………………………………………………………………………………………………… www. a.8% of GDP 3.......2% 4..... cannot be calculated Ans ........ 09994452442 ………………………………………………………………………………………………………………………………………………………………… Consider the following data: 1....com.......jaiibcaiibmocktest......... 1 and 2 only c..... gross domestic consumption increases 3. Six d. [email protected] ..com.2% b..onlyforbankers.. gross domestic savings increases iib 2...... GDP increases ca Select the correct answer using the codes given below....in murugan0501@gmail.. Two Ans ... 1.com.....a es Solution kt ERD = RD – Grants for capital formation =3% – 1..........8% t.... w CSO classifies the Industrial Sector in to how many segments? w a.. www... Revenue deficit (RD) = 3% of GDP | 2.in 166 Facebook Groups - JAIIB CAIIB STUDY MATERIALS / CAIIB DISCUSSION BANK PROMOTION EXAMS / ONLY FOR BANKERS murugan0501@gmail.... 1.d w .5% c..... www......com.bankpromotionexams....... [email protected]% = 1. Primary deficit (PD) = 1..jaiibcaiibmocktest... None of the above ...bankpromotionexams.... 1 only iib b. Three b.2% oc . www. 1 and 3 only d..ja Ans .c d... Grants for capital formation = 1..com....onlyforbankers. 09994452442 .......com.5% In the above scenario....com.com. www.. Goods and services produced in an economy in a year c..ja ....com.1 only om b....... www..com...... India’s GDP is more than its GNP.. ca a..a .....c Ans ... Final goods and services produced in an economy in a year Ans .. national income deflation Ans ... iib Gross Domestic Product is defined as the value of all .onlyforbankers.....com... w a... 2.d .....com.... www. a..............jaiibcaiibmocktest.......jaiibcaiibmocktest...... 2 only c.bankpromotionexams....... Net Factor Income from Abroad (NFIA) is positive for India....com...............com..... ………………………………………………………………………………………………………………………………………………………………… www... w In India.... The Government controls the allocation of all the factors of production m Ans .. es In a laissez-faire economy ..... Which of the statements given above is/are correct? a... The private sector takes all the decisions for price-determination of various commodities produced oc d........com......d .................. 09994452442 .in murugan0501@gmail...... wholesale price index number b. admin@jaiibcaiibmocktest...... www.. consumer price index for urban non-manual workers w c.......onlyforbankers........... inflation is measured by .... consumer price index for agricultural workers d.... 09994452442 ………………………………………………………………………………………………………………………………………………………………… Consider the following statements: 1.... admin@jaiibcaiibmocktest... Neither 1 nor 2 t.com..b ... Both 1 and 2 d.....bankpromotionexams. The customers take all the decisions regarding production of all the commodities kt b. Goods produced in an economy in a year b.. The Government does not interfere in the free functioning of demand and supply forces in the market c..in 167 Facebook Groups - JAIIB CAIIB STUDY MATERIALS / CAIIB DISCUSSION BANK PROMOTION EXAMS / ONLY FOR BANKERS murugan0501@gmail.... www... www.... Final goods produced in an economy in a year iib d... .com.a .. sufficient om Ans ..........c iib .com.c If the maturity of a bond is long into the future the interest rate is higher...... the attractiveness of longer term is related to interestonly c........onlyforbankers. longer term bonds are generally issued by institutions of lesser rating d. efficient b......com... Only (ii) w c.. a... 09994452442 ....... 09994452442 ………………………………………………………………………………………………………………………………………………………………… If a standard error of a statistic is less than that of another then the former is said to be .. remains same iib b.d .... halves ca d.. (ii) capitalistic economy w a.in murugan0501@gmail....jaiibcaiibmocktest..jaiibcaiibmocktest..........onlyforbankers.....com. www............... Industrial Sector ………………………………………………………………………………………………………………………………………………………………… www.... www............... Why? a.. www. www.a .........com..... Only (i) b.. doubles c... what happens to real value of rupee? a... unbiased c....... changes in unlike proportions Ans ..bankpromotionexams...... What sector is called as Primary Sector in India? a..... A form of economy in which decisions regarding production and consumption are taken by individuals . admin@jaiibcaiibmocktest.... longer term maturity is less sensitive to fluctuation than shorter term kt Ans ......com........ja and firms is called : (i) Marketing economy.........in 168 Facebook Groups - JAIIB CAIIB STUDY MATERIALS / CAIIB DISCUSSION BANK PROMOTION EXAMS / ONLY FOR BANKERS murugan0501@gmail. t.. admin@jaiibcaiibmocktest. www.....bankpromotionexams..... consistent d. longer term maturity is more sensitive to price fluctuation than shorter term es b... oc m If prices double.com......com....... Either (i) or (ii) d........ Both (i) and (ii) w Ans .... .jaiibcaiibmocktest..20000.. External Sector d... Random sampling w c...........bankpromotionexams................ Present value is Rs............. 22150 ………………………………………………………………………………………………………………………………………………………………… www.... 09994452442 ... What will be the cash flow at the end of first year? a................ om Some times an individual may not be clear about the various expections that people have from his role and this causes.....in [email protected] 169 Facebook Groups - JAIIB CAIIB STUDY MATERIALS / CAIIB DISCUSSION BANK PROMOTION EXAMS / ONLY FOR BANKERS murugan0501@gmail........ www... when repayment fails due is called..onlyforbankers..........com. t..com.c .... Inter-role distance c. Interest is compounded on quarterly basis.... www.jaiibcaiibmocktest. reserve fund b.. www..bankpromotionexams. Judgement sampling b....... www... 09994452442 ………………………………………………………………………………………………………………………………………………………………… b..c w ....com........com. 25210 b. m a.. balloon fund iib c.... Cluster Sampling w Ans ..... Probability sampling d.......... www... Service Sector c... Interest rate is 12 % per annum..c a.... Role stagnation b..c kt .. admin@jaiibcaiibmocktest. Agricultural Sector Ans . [email protected].... iib Which of the following is not a method of selecting samples from a population? .......... oc A fund which is created by companies to make payment of balloon repayment loans by regular annual contributions to have adequate funds at the end of the period. sinking fund d.....com.onlyforbankers... Role-set conflicts Ans .......com. repayment fund ca Ans . Role ambiguity es d.d .ja a.... ... www.ja Ans ...03)^4 = 10000*1....com...... 3 c...... www. admin@jaiibcaiibmocktest......... kt a.....in [email protected] w ....com......... this Annuity is called as ..............c iib ...onlyforbankers................. a..in 170 Facebook Groups - JAIIB CAIIB STUDY MATERIALS / CAIIB DISCUSSION BANK PROMOTION EXAMS / ONLY FOR BANKERS murugan0501@gmail... 6 . Advance Annuity Ans ...bankpromotionexams.. ca In case of compound Interest....... 21520 Ans ...... So...jaiibcaiibmocktest.. www.......com... 45545 b...jaiibcaiibmocktest....com.. 45454 c..c = 10000(1..onlyforbankers.............. 50000 after 1 year............. If payments are made/received at the beginning of the period.125509 = 22510 es .bankpromotionexams..... 44554 d.....com........... 4 d........ Perpetual Annuity b... www.... Annuity Ordinary oc c. if compounding is done half yearly.......... 22510 d......com. 44454 Ans – b ………………………………………………………………………………………………………………………………………………………………… www.. then t is multiplied by ... admin@jaiibcaiibmocktest... w If you want to get Rs. www..............com... 09994452442 ..... 2 iib b....com.c Solution : om Now there are 4 quarters (as compounding is quarterly) Interest rate per quarter is 3 per cent....... C4 = PV(1+i/100)^4 t..... Annuity Due m d. 09994452442 ………………………………………………………………………………………………………………………………………………………………… c. how much you should invest at the interest rate of 10% ? w a. ..Rs.... admin@jaiibcaiibmocktest. 600 Crores Market loans .. 600 Crores .. www.......1) 50000 = PV (1. Recoveries of loan and advance .com....com. www... Rs 11700 Crores Ans – c ………………………………………………………………………………………………………………………………………………………………… www. Non-repayable bonds kt Ans .1 = 45454 ......Rs..onlyforbankers.Rs...onlyforbankers....in 171 Facebook Groups - JAIIB CAIIB STUDY MATERIALS / CAIIB DISCUSSION BANK PROMOTION EXAMS / ONLY FOR BANKERS murugan0501@gmail. Perpetual bonds c... Rs 9900 Crores c.. oc m Given...... www...bankpromotionexams.com. 300 Crores Recoveries of short term loans and advances from states and loans to govt servents . www. 1000 Crores w Draw down cash balance .ja Total Non Tax Revenue . 09994452442 ………………………………………………………………………………………………………………………………………………………………… Solution : FV = PV (1+r)^n 50000 = PV (1+10/100)^1 50000 = PV (1+0.Rs.c A bond that has no matuarity and pays a fixed coupon (or rate of interest) is called . www. Long term bond es b...Rs........... 2000 Crores w Calculate Total Receipt .. Rs 10300 Crores d.. 500 Crores ca Short term borrowings .. 3000 Crores Net Tax Revenue .. a.in [email protected]........ t....com.jaiibcaiibmocktest..Rs...Rs. w a.bankpromotionexams.......com....Rs......Rs..com. 800 Crores External assistance (Net) ..Rs....... 09994452442 ......... 1200 Crores iib Misc capital receipt ..jaiibcaiibmocktest.... Rs 5700 Crores b.......Rs.C ..... 800 Crores Securities issued against small savings .com.1) om PV = 50000/1..... 400 Crores iib Other receipts (Net) . Console bonds d. 300 Crores State provident fund ..Rs. admin@jaiibcaiibmocktest.. . www..... www. Benchmark Prime Lending Rates ………………………………………………………………………………………………………………………………………………………………… www..com.....bankpromotionexams.com.. www...in [email protected]. Expand BPLRs a..c Now.onlyforbankers.onlyforbankers. 09994452442 ………………………………………………………………………………………………………………………………………………………………… Solution : Total Receipt = Total Revenue Receipt + Capital Receipt + Draw down cash balance Let us first calculate Total Revenue Receipt.... kt Non Debt Receipt = Recoveries of loan & advances (deduct recoveries of short term loans & advance from state and loans to govt servants) + MISC oc Capital receipts m = 1200-600+600 = 1200 Crores iib Now.. admin@jaiibcaiibmocktest. w Total Recepipt = Total Revenue Receipt + Capital Receipt + Draw down cash balance w = 4000 + 4300 + 2000 = 10300 Crores .bankpromotionexams. let us calculate Debt receipt. Capital Receipt = Non Debt Receipt + Debt Receipt es Let us first calculate Non Debt Receipt.jaiibcaiibmocktest.com...ja = 1200 + 3100 = 4300 Crores w So.in 172 Facebook Groups - JAIIB CAIIB STUDY MATERIALS / CAIIB DISCUSSION BANK PROMOTION EXAMS / ONLY FOR BANKERS [email protected]...... om Total Revenue Receipt=Net Tax Revenue + Total Non Tax Revenue = 1000 + 3000 = 4000 Crores t. [email protected].... www... 09994452442 ... ca Debt Receipt = Market Loans + Short Term Borrowings + External assistance (NET) + Securities issued against Small savings + State provident fund + other Receipts(Net) = 500 + 800 + 300 + 300 + 400 + 800 iib = 3100 Crores Capital Receipt = Non Debt Receipt + Debt Receipt ...jaiibcaiibmocktest. www.... let us calculate Capital Receipt. .. 720000 Crores Ans – d ………………………………………………………………………………………………………………………………………………………………… www....... 1..Rs..5 es d....Rs.ja Time deposits with banking system .com..... None of the above Ans .. www.Rs. admin@jaiibcaiibmocktest. 570000 Crores b.a .. 670000 Crores d..com. 09994452442 .bankpromotionexams.. the demand for the product decreases for 800 to 600. 200000 Crores .jaiibcaiibmocktest. Benchmark Process Lending Rates d. iib Currency with public .in 173 Facebook Groups - JAIIB CAIIB STUDY MATERIALS / CAIIB DISCUSSION BANK PROMOTION EXAMS / ONLY FOR BANKERS murugan0501@gmail...... 620000 Crores c..75 Ans ..Rs...com.com....in [email protected].. 1 b. 120000 Crores Demand deposit with banking system . 50000 Crores w Calculate M2..........onlyforbankers... Rs. www.25 ca .. www...b kt Solution : oc Price Elasticity of Demand = % Change in Quantity Demanded / % Change in Price m % Change in Quantity Demanded = 200/800*100 = 25 % Change in Price = 20 iib Price Elasticity of Demand = 25/20 = 1..... admin@jaiibcaiibmocktest.. www.. 1. 300000 Crores w Savings deposit of post office savings banks ..com.. Rs... Rs.. What is the price elasticity of demand for the product? t..Rs..onlyforbankers..com. w a.jaiibcaiibmocktest. 1.c a..... www.. om When the price of a product increases by 20%. 100000 Crores All deposit with post office savings bank excluding NSCs .25 c...... Rs..bankpromotionexams... Given. Benchmark Prime Loan Rates c......com.... 250000 Crores Other deposit with RBI ..Rs..... 09994452442 ………………………………………………………………………………………………………………………………………………………………… b. .. admin@jaiibcaiibmocktest. www..jaiibcaiibmocktest.. 09994452442 ....... (iii) Entrepreneur w a... www.ja So.com....................com.. Only (i) and (iii) c........... If you wish an annuity to grow to Rs......... (i)...1] 17000 = P × (1. www.... 280 c. 240 oc m Ans ...bankpromotionexams....in 174 Facebook Groups - JAIIB CAIIB STUDY MATERIALS / CAIIB DISCUSSION BANK PROMOTION EXAMS / ONLY FOR BANKERS murugan0501@gmail. 204 d..... www..... FV = 17000 ca T = 5 years = 60 months R = 12% yearly = 0...... (ii) and (iii) Ans .. Only (i) and (ii) b.onlyforbankers........ ………………………………………………………………………………………………………………………………………………………………… www.com. P = 17000 / 81.c ..c ..com..com.jaiibcaiibmocktest.onlyforbankers.. (ii) Capital.com.. [email protected] = 208 w .. 17000 over 5 years so that you can replace your car...... M2 = 620000+100000 M2 = 720000 Crores t..01^60 – 1) ÷ 0.......com...01 17000 = P × 81...... 208 kt b...01% monthly P =? iib FV = P / R * [(1+R)^T ..in murugan0501@gmail.. w Factors of Production are : (i) Land....6697 . Only (ii) and (iii) d.....bankpromotionexams.......a Explanation : iib Here. 09994452442 ………………………………………………………………………………………………………………………………………………………………… Solution M1 = currency with public + demand deposit with the banking system + other deposits with RBI M1 = 120000+200000+300000 M1 = 620000 M2 = M1+Savings deposit of post office savings banks om So. what monthly es deposit would be required if you could invest @ 12% compounded monthly? a....com.... www. b .onlyforbankers......com... admin@jaiibcaiibmocktest... www.... week b........Investigative...... m The MCLR will comprise of ... ………………………………………………………………………………………………………………………………………………………………… www.. motivation is a product of ......... 09994452442 ..... www. Only (i) and (ii) ca b........ www.ja Banks shall review and publish their Marginal Cost of Funds based Lending Rate (MCLR) of different w maturities every ........ (ii) and (iii) iib Ans . Empathetic c.. Only (i) and (iii) c..... month w c............................ the six personality type are:Realistic..d ........jaiibcaiibmocktest.. ..... (iii) Operating costs & Tenor premium..... All of above om Ans .com......... Timid Ans .. (i) Marginal cost of funds...in 175 Facebook Groups - JAIIB CAIIB STUDY MATERIALS / CAIIB DISCUSSION BANK PROMOTION EXAMS / ONLY FOR BANKERS murugan0501@gmail. (ii) Negative carry on account of CRR....... valence d..com.. year Ans ...com.... 09994452442 ………………………………………………………………………………………………………………………………………………………………… In Vroom's theory...d ...in murugan0501@gmail.. .... w a............. a... Enterprising and Artistic... quarter d.... www..onlyforbankers. Jovial b..Social...jaiibcaiibmocktest. es a.com.c According to the Personality Job Fit theory....com.com... t. www. [email protected]..... expectancy b.c oc ..... Conventional kt d.....com.. Only (ii) and (iii) d. iib a.. (i)......bankpromotionexams........ instrumentality c......... ..onlyforbankers. 1..... for ECB beyond USD 50 million or its equivalent. 4 years d.000 Inventory: 5...b .in murugan0501@gmail. 2 years es b. oc m ABC & co's balance sheet included the following accounts: Cash: 10... a. www.onlyforbankers.....bankpromotionexams....com.com.. www... www....... 5 years om Ans ... www....ja a..........com. 5 years kt Ans ..com.jaiibcaiibmocktest. a...com...000 iib Accounts Receivable: 5.... 09994452442 ………………………………………………………………………………………………………………………………………………………………… The minimum average maturity is . 3 years c..in 176 Facebook Groups - JAIIB CAIIB STUDY MATERIALS / CAIIB DISCUSSION BANK PROMOTION EXAMS / ONLY FOR BANKERS murugan0501@gmail.... t.......05 w c........... 4 years d...000 ca Stock Investments: 1..... 1.. 1. 09994452442 .....02 b. for ECB up to USD 50 million or its equivalent.bankpromotionexams..... 1.09 w Ans .com.. www.c w Solution : Quick Ratio = Cash + Cash Equivalents + Short Term Investments + Marketable Securities + Accounts Receivable) / Current Liabilities = (10000+5000+1000) / 15000 ………………………………………………………………………………………………………………………………………………………………… www.com. 2 years b.000 Prepaid taxes: 500 Current Liabilities: 15..000 iib Find the Quick Ratio .d .... [email protected] The minimum average maturity is .. [email protected] d. 3 years c... .RS. www.. Property Income ......com. 15000 Cr 7. www. Compensation of employee ...02 b..07 iib .....5000 . 75000 Cr w 6. 500 Cr 9.... Subsidies(on production and import) . 75000 Cr 3....Advances .jaiibcaiibmocktest.Rs.com...Rs. admin@jaiibcaiibmocktest. Consumptions ....com...07 kt d.onlyforbankers.09 Ans .Rs. 1...com. 09994452442 ………………………………………………………………………………………………………………………………………………………………… = 16000 / 15000 = 1.000 Prepaid taxes : 500 Total Current Assets : 21.Prepayments Current Liabilities) / Current iib Liabilities ca = (21500 .... Export ...in 177 Facebook Groups - JAIIB CAIIB STUDY MATERIALS / CAIIB DISCUSSION BANK PROMOTION EXAMS / ONLY FOR BANKERS [email protected] ..c Find the Quick Ratio es a.Rs.Rs. 25000 Cr w 4...Rs..in [email protected] t.. 100000 Cr 5..8.Rs..bankpromotionexams. Gross investment . 500 Cr 7.ja 1. 09994452442 .Net receivable from aboard 10.500 Current Liabilities : 15.. www.. Go through the following data and answer the question. 10000 Cr ………………………………………………………………………………………………………………………………………………………………… www. admin@jaiibcaiibmocktest.... 100000 Cr w 2..jaiibcaiibmocktest.Rs..Income earned by foreign national domestically . Indirect Taxes .c oc m Solution : Quick Ratio = (Current assets – Inventory . www. 1.... Import ...com. 20000 Cr 11..Total capital gains from overseas investment . ABC & co's balance sheet included the following accounts: om Inventory : 5. 1.. Govt spending .05 c.Rs.bankpromotionexams.com.com.. www.. 10000 Cr 8. ...com..07 .Rs.500) / 15000 = 16000 / 15000 = 1... 1..onlyforbankers. . admin@jaiibcaiibmocktest... iib Which of the following is not a seiective credit control measure? (i) Rationalizing of Credit..com... Only (i) b.bankpromotionexams...... 225000 Cr c.com.... Only (i) and (iii) c... Only (ii) iib c...in murugan0501@gmail...... www.a ..bankpromotionexams.. Both (i) and (ii) ca Ans .c GDP = Consumption + Gross investment + Government spending + (Exports ......... oc The theory of distribution refers to ..onlyforbankers. Only (i) and (iii) ………………………………………………………………………………………………………………………………………………………………… www...... www.....com....ja a. Rs........ Only (i) and (ii) b.. Essential services owned and controlled by government is called .. www...com..........jaiibcaiibmocktest. www......... www....com... 09994452442 . m a..com.....b Solution : t....b .. (ii) and (iii) w Ans . Either (i) or (ii) d. (ii) The distribution of income among different individuals in the economy...com... Rs..com..in 178 Facebook Groups - JAIIB CAIIB STUDY MATERIALS / CAIIB DISCUSSION BANK PROMOTION EXAMS / ONLY FOR BANKERS murugan0501@gmail. (ii) Public utility.. admin@jaiibcaiibmocktest... 09994452442 ………………………………………………………………………………………………………………………………………………………………… Calculate GDP a... Rs... (i).. 220000 Cr b. (ii) Open market observations...Imports) GDP = C+I+G+(X-M) es = 100000+75000+25000+(100000-75000) = 225000 kt .. 230000 Cr d. (i) The distribution of income among various factors of the production. Only (ii) and (iii) w d..... Rs..... 9iii) Changes in the statutory liquidity ratio ..onlyforbankers.....jaiibcaiibmocktest......... (i) Public monopoly...... Only (i) and (ii) w b...... 235000 Cr om Ans . (iii) Public Sector a....... . (ii) and (iii) Ans .......c b. (i).. Only (ii) and (iii) d...... [email protected].. www.. a............. (ii) Rent + wages + Interest + Profit. iib Which of the following circumstances would be likely to bring about a change in the demand schedule for a product? (i) A fall in the price of the product.jaiibcaiibmocktest.. Only (i) and (ii) t... NFI (from abroad) > 0 b........... Only (i) and (iii) c.onlyforbankers.. (i)... (i).. (ii) An increase in the number of potential consumers.....com........jaiibcaiibmocktest...bankpromotionexams. www. Only (i) and (iii) c.. Only (i) and (iii) c.. 09994452442 ………………………………………………………………………………………………………………………………………………………………… c. om National Income is based on ......com..onlyforbankers...a . Only (i) and (ii) b. Gross National Product is greater than gross domestic product when ..bankpromotionexams......... 09994452442 ...in murugan0501@gmail.... Only (i) and (ii) w b..ja a.d ........ (ii) Gross domestic investment............... NFI < 0 ………………………………………………………………………………………………………………………………………………………………… www...............com...................d .. www..... Only (ii) and (iii) d. (i) Total Production x prices....com. kt Which of the following is included in the calculation of gross domestic product? (i) Personal oc consumption expenditure.....in 179 Facebook Groups - JAIIB CAIIB STUDY MATERIALS / CAIIB DISCUSSION BANK PROMOTION EXAMS / ONLY FOR BANKERS murugan0501@gmail..... (ii) and (iii) w Ans .com. Only (ii) and (iii) w d. (iii) Purchase by the government m a....com...com...... (ii) and (iii) es Ans .... (iii) Domestic Income + NFI a. www......d .. www... (i).... (iii) A new method of producing the product .. (ii) and (iii) ca Ans . admin@jaiibcaiibmocktest.. Only (ii) and (iii) iib d....... a......in 180 Facebook Groups - JAIIB CAIIB STUDY MATERIALS / CAIIB DISCUSSION BANK PROMOTION EXAMS / ONLY FOR BANKERS [email protected] ... [email protected] a.... www... a........... The degree of its fashion es Ans ..onlyforbankers. NFI = 0 d..... ………………………………………………………………………………………………………………………………………………………………… www.. www.com........ c... (ii) Micro-economics is primarily concerned with the iib behaviour of individual decision making units when at equilibrium. [email protected] ...bankpromotionexams...... www. Only (i) and (iii) w c...com.................in murugan0501@gmail......... Total utility curve iib Ans ...... Only (ii) and (iii) d..... ca Which of the following statements is correct? (i) Micro-economics is primarily concerned with the problem of what..com.. The extent of its practical use d. (i).... NFI = -1 Ans ...jaiibcaiibmocktest.... 09994452442 ..com..onlyforbankers. www...b ......... b. om The utility of a commodity is ... Demand curve m c.... Its relative scarcity t.. Only (i) and (ii) b...... (ii) and (iii) w Ans ..com.com.. Its expected social value b....... Indifference curve oc b. Generations concerning the economic behaviour of individuals and institutions.... (iii) MiCro-economics is primarily concerned with the time path and process by which one equilibrium position evolves into another .. Supply curve d... 09994452442 ………………………………………………………………………………………………………………………………………………………………… c... how and for whom to produce....c c..........bankpromotionexams.. Economic laws may be described as ........ www.. a....... Forecasts in quantitative terms of the economic development of society....................jaiibcaiibmocktest.com.....c w ...... Principles derived froman analysis of price and output determination...... kt Marginal utility curve of a given consumer is also his . .......in 181 Facebook Groups - JAIIB CAIIB STUDY MATERIALS / CAIIB DISCUSSION BANK PROMOTION EXAMS / ONLY FOR BANKERS murugan0501@gmail..... www..a iib ..... Ans . ca Changes that have taken place as a result of such forces that could not be predictel !Ilse floods etc.. 09994452442 .......... om a... w Seasonal variations repeat during a period of ...in [email protected]..... 'a' is divided by 12 and 'b' by 12 oc c...... 24 months c..com........ 'a' is divided by 144 and 'b' by 144 Ans .. 46 months Ans – a ………………………………………………………………………………………………………………………………………………………………… www... www....... erratic variation c......ja d.jaiibcaiibmocktest. admin@jaiibcaiibmocktest.. www......... 36 months d.... AU is the highest c.onlyforbankers.........com.....com...... iib a.....com.. MU is equal to AU Ans .. 09994452442 ………………………………………………………………………………………………………………………………………………………………… d.. [email protected]....... 'a' is divided by 144 and 'b' by 12 m d....bankpromotionexams...com. MU is the highest t.. w 4: 12 months b............b .b .. are known as . www.....com. Expression of the basic features of competition...com........ kt 'a' is divided by 12 and 'b' by 144 b..c d............. none of the above w Ans . MU is zero b......... The total utility is maximum when .. To convert an annual trend equation to a monthly basis........... when original data are given as totals ..bankpromotionexams.........a es .... www.. cyclical variation ......jaiibcaiibmocktest. seasonal variations b. bankpromotionexams. A price equal to its maturity value c.. www.com.... ………………………………………………………………………………………………………………………………………………………………… www.....b .... Only (i) and (ii) b. backed only iib by the name and goodwill of the Company. (ii) Floating charge on assets....com.... As more of a commodity is consumed total satisfaction diminishes.. (i) Normal types of bonds issued by Corporates........ 09994452442 ………………………………………………………………………………………………………………………………………………………………… The law of diminishing marginal utility states that . Debentures are .......com. The consumption of further units of a commodity will bring a steady increase in the amount of om satisfaction obtained...onlyforbankers............ None of the above.................. (iii) In the event of the liquidation of the corporation..in [email protected]... (i). As more units of a commodity are produced the price of the commodity will fall d.... Only (ii) and (iii) d....... c..... Only (ii) and (iii) d.bankpromotionexams..... Only (i) and (iii) kt c............ A price below as maturity value d.c .... Only (i) and (iii) iib c.. A price above its maturity value b. www.c Bonds may be . (ii) and (iii) .... The more you have of a particular commodity the less you want more of it. www..com.. but after other secured creditors ca a..... w Based upon the concept of present value.. Ans ...d m ..com.... holders of debentures are repaid before stockholders.. w would sell at .onlyforbankers............. a bond that paid a "below market" rate of interest (say 3%). www......... (iii) Unsecured debentures can also be issued es a... b............. Only (i) and (ii) b.....d . www.... admin@jaiibcaiibmocktest. admin@jaiibcaiibmocktest.. a. (ii) and (iii) oc Ans .com. t. w a..... Ans ..jaiibcaiibmocktest.. (i).........com.............com. (ii) It is unsecured debt.ja Ans ... 09994452442 ........ (i) Secured by Fixed charges on assets..in 182 Facebook Groups - JAIIB CAIIB STUDY MATERIALS / CAIIB DISCUSSION BANK PROMOTION EXAMS / ONLY FOR BANKERS murugan0501@gmail.... admin@jaiibcaiibmocktest. (iii) weather a....... Market Price a.com................ www.......jaiibcaiibmocktest.. (i) floods.....a oc ...in 183 Facebook Groups - JAIIB CAIIB STUDY MATERIALS / CAIIB DISCUSSION BANK PROMOTION EXAMS / ONLY FOR BANKERS [email protected]... Irregular variations are caused by .. (iii) wars a. w a..... Only (i) and (ii) b.......... www. secular trend b. iib a..... ratio to trend method w c... none of the above Ans ........ (i) growth of population. Its Face Value b. es a...jaiibcaiibmocktest......ja The most widely used method of measuring seasonal variations Is ......... Issue price iib Ans .. admin@jaiibcaiibmocktest....... seasonal trend c.d ...com..b .com.com......onlyforbankers.... m The Value of a bond is . Only (i) and (iii) c.... 09994452442 ………………………………………………………………………………………………………………………………………………………………… The most important factors covering Magna' variations are .... www.com........a . Only (i) and (ii) ………………………………………………………………………………………………………………………………………………………………… www... (i)......bankpromotionexams. Present value of its future Cash flows ca c...... ratio to moving averages method b...bankpromotionexams............ t... Only (ii) and (iii) om d................. (ii) strikes..onlyforbankers..in murugan0501@gmail... method of simple averages w Ans ..... link relative method d..c The general movement persisting over long period Is called ..... www.........com......... 09994452442 . (ii) and (iii) Ans .... ... www.. (ii) technological improvements.... trend value kt d..... ....... results in ..ja b. www.com..jaiibcaiibmocktest...... A group of countries which have decided to impose no duties of any kind on imports from other members of the group c.. Remain unchanged b.... People's desire to hold money and to keep their wealth in liquid form ....jaiibcaiibmocktest....... Increases in quantity supplied c.............. iib Which of the following are among the major determinants of the interest rate in the Keynesian theory? a....com... Taxes es Ans ......c ..in [email protected] b. [email protected] .................. (ii) and (iii) Ans ....com. w A fall in the price of a commodity whose demand curve is a rectangular hyperbola causes total expenditure on the commodity to . Only (ii) and (iii) d.......... The available stock of money c... a....in 184 Facebook Groups - JAIIB CAIIB STUDY MATERIALS / CAIIB DISCUSSION BANK PROMOTION EXAMS / ONLY FOR BANKERS [email protected] ...bankpromotionexams......onlyforbankers..b ........... oc a... Free Exports & Imports iib d. All the above ca Ans . The intensity of speculation on the stock exchange w d... Decrease ………………………………………………………………………………………………………………………………………………………………… www. www...... www. admin@jaiibcaiibmocktest... 09994452442 ………………………………………………………………………………………………………………………………………………………………… b....... a................. The value of gold and silver on the world's markets w Ans .. 09994452442 ...com. kt "Free Trade Area" denotes ....... other things remaining same.. www...com.......onlyforbankers.... om An increase in the price of a commodity.com.com... Free Exports m b.. Increase in price t... (i)......bankpromotionexams.. Increase in demand d. www.... Only (i) and (iii) c. Increase c......com....... ...in [email protected] d.jaiibcaiibmocktest... (iii) cyclical variations iib a. Only (i) and (ii) b........ (ii) seasonal variations.onlyforbankers..com........ if demand increases..com.... 09994452442 ………………………………………………………………………………………………………………………………………………………………… d.. none Of the above Ans .... admin@jaiibcaiibmocktest..... www.... ca Which one of the following is a component of time series ? (i) secular trend......... (ii) and (iii) Ans – d ………………………………………………………………………………………………………………………………………………………………… www..... w We find irregular variations due to .. price will .a iib ...... Only (ii) and (iii) ...a es .com. unequal intervals oc c. Fluctuate t... only at short-term intervals m d.......... kt a.... Only (i) and (ii) b...com....jaiibcaiibmocktest. 09994452442 ...........a . admin@jaiibcaiibmocktest...................... www...... Supply remaining constant. (i).. usually at .... (i) lock outs..... www............ equal Intervals b.. Rise b....com....onlyforbankers... Fall Ans ....com. www... Any of the above Ans ......com.. (ii) transport bottlenecks (iii) floods w a.... Only (ii) and (iii) d.... Only (i) and (iii) c......... Remains constant c...bankpromotionexams.bankpromotionexams... Only (i) and (iii) c...c d. A time series Is a set of observations taken at specified time.. om a.... www.......d .in 185 Facebook Groups - JAIIB CAIIB STUDY MATERIALS / CAIIB DISCUSSION BANK PROMOTION EXAMS / ONLY FOR BANKERS murugan0501@gmail. (ii) and (iii) w Ans ..... (i).....com... Market rate of return of a bond / Debentt ire b. ………………………………………………………………………………………………………………………………………………………………… www..com..com.... The rate at which the bond would pay interest at stipulated periods c. Yield to maturity of the bond Ans . i.....in 186 Facebook Groups - JAIIB CAIIB STUDY MATERIALS / CAIIB DISCUSSION BANK PROMOTION EXAMS / ONLY FOR BANKERS murugan0501@gmail..bankpromotionexams...........................b oc .. I... iv.. ii. www.d .. Only (i) b.. iv.com............. iii d.... ii) prosperity.. iii) recovery.. www........ iv......... 09994452442 ..........com..com. in the context of career planning...... 09994452442 ………………………………………………………………………………………………………………………………………………………………… How can we remove seasonal variations ? (i) reducing prices in seasons... m What is the sequence of the following phases in business (i) depression....com.... maturity Ans . Either (i) or (ii) om d... if..ja A stage when a person attempts to achieve ego integrity by examining whether life has been meaningful w or satisfying.. t... iii c.... (ii) introducing different products having different seasons a..... admin@jaiibcaiibmocktest...... w a..bankpromotionexams. iv) recession iib a...c Coupon rate means ....... young adulthood w c. i. www.in murugan0501@gmail.. is called ....... iii......... adulthood d......... iii ca b.jaiibcaiibmocktest. II..onlyforbankers.. Only (ii) c.com.. ii..onlyforbankers... iv...... www... ... admin@jaiibcaiibmocktest.. I iib Ans .jaiibcaiibmocktest.d .. adolescence b..a ......... www.....com......... es a. Neither (i) nor (ii) Ans .. The total amount (Principal+ Interest) that a bond would pay kt d. .....jaiibcaiibmocktest.b .... elements a. admin@jaiibcaiibmocktest. None of the above iib Ans .... 2 es b................ Job Rotation w b....com.. duration of the bond b..com......com..jaiibcaiibmocktest.....c ........ Job enlargement w d.bankpromotionexams...... a.. Job enrichment c.onlyforbankers.............. oc m According to Vroom's Expectancy Theory of motivation....in 187 Facebook Groups - JAIIB CAIIB STUDY MATERIALS / CAIIB DISCUSSION BANK PROMOTION EXAMS / ONLY FOR BANKERS murugan0501@gmail................ 3 c....com.onlyforbankers. interest rate elasticity om Ans .c Vroom's Expectancy Theory of motivation consists of ..... the individual...... www... bond price elasticity c.. .. 4 d.. www.com...........com.. yield to maturity of the bond d... 5 kt Ans ... admin@jaiibcaiibmocktest.... Valence is ................ja With a view to make the job more interesting..........b ... t..... intrinsic inducements and attractions is referred to ..........com. www.......d . www. www... ………………………………………………………………………………………………………………………………………………………………… www. Job Design Ans ....... meaningful and challenging. 09994452442 ………………………………………………………………………………………………………………………………………………………………… D * YTM/1 + YTM gives: (D means duration and YTM means yield to maturity) a..bankpromotionexams.....com. the confidence that individual may have in themselves in accomplishing a certain task d..... the strength of an individuas perference for obtaining some particular outcome ca c... this process of building several positive.....in murugan0501@gmail.. w a...s belief that the accomplishment of a given task will result in the attainment of some iib valued reward b. 09994452442 . Study of job evaluation c... Determining production cost w Ans .. t. www.onlyforbankers...bankpromotionexams.....com..b ..jaiibcaiibmocktest......com... 09994452442 ………………………………………………………………………………………………………………………………………………………………… Which of the following is not element in Vroom’s expectancy of motivation ? a.. Human relations approach to management Ans .. Maslow es b... safety needs ………………………………………………………………………………………………………………………………………………………………… www.. Expectency d... admin@jaiibcaiibmocktest...... valence b...d iib .....a ........ Within Maslow’s hierarchy of needs....... Determining wage rate differentials w b...... oc m Hawthrone studies have underlined the importance of which of the following? a...bankpromotionexams.com.. www...... McGregor c................ www.com.................... a... physiological needs b....jaiibcaiibmocktest. Job evaluation is used for ................. Contingency approach to management iib b.. [email protected].. Vroom D..in murugan0501@gmail........ .... Modern approach to management ca d.c Theory X and Theory Y Proposed by ......ja a.com......b . 09994452442 ....... operant conditioning c.. a.... the need for belonging is associated with ....com....... Intrumentality om Ans ....com.in 188 Facebook Groups - JAIIB CAIIB STUDY MATERIALS / CAIIB DISCUSSION BANK PROMOTION EXAMS / ONLY FOR BANKERS murugan0501@gmail...... Rating of employee merit w d.com. Jucius kt Ans . Scientific approach to management c..... www.... www.. .com.......bankpromotionexams.. 09994452442 .jaiibcaiibmocktest. an employee who has a need for more self-respect has unmet .. 122..... admin@jaiibcaiibmocktest..... social needs d.in murugan0501@gmail...... a......com.. www.com...onlyforbankers.50 w Ans .... www. social needs d. safety needs t....... 123.d .......50 b...50 .b w Solution w FV=PV* (1+r)^n = 100(1+0..ja c. www. Physical Needs Theory iib Ans .. om According to Maslow..bankpromotionexams....... 121...07)^3 ………………………………………………………………………………………………………………………………………………………………… www...a ........ physiological needs b........... Social Needs Theory d....5 or A = P(1+r/n)^t = 100(1... Theory X oc b... a. what will be the value at the end of 3 years? iib a......com......... www..... esteem needs Ans . kt McGregor assumed that people who were lazy would normally be viewed through ....com.com.2250 = 122... 124.onlyforbankers... Theory Y m c.c ....com. ca If A invests Rupees 100 at 7 per cent interest rate for 3 years.50 d.... [email protected]...... esteem needs es Ans .. www. 09994452442 ………………………………………………………………………………………………………………………………………………………………… c..........07)^3 = 100*1............c c.com..in 189 Facebook Groups - JAIIB CAIIB STUDY MATERIALS / CAIIB DISCUSSION BANK PROMOTION EXAMS / ONLY FOR BANKERS murugan0501@gmail.. ..29 Ans ..4641 =464100 ... www.onlyforbankers.... www....50 ......24 .. how much will I get at the end of 4 years? ca a..... What is the effective annual interest rate? om a.. [email protected]. starts giving me gifts of Rupees 1 lakh for the next 4 years........com. www. 416400 iib c... 8...c d.0824-1 oc =0824/100 m =8...... 8.......1)^4-1} =1000000 (1. 7.. www.onlyforbankers... www..com....com.....24 t......com.2250 = 122......... 414600 b......com........jaiibcaiibmocktest..in 190 Facebook Groups - JAIIB CAIIB STUDY MATERIALS / CAIIB DISCUSSION BANK PROMOTION EXAMS / ONLY FOR BANKERS murugan0501@gmail. 461400 d...jaiibcaiibmocktest..10{(1+.. A quarterly repayments of a loan carry an interest rate of 8per cent per annum.... 09994452442 ………………………………………………………………………………………………………………………………………………………………… = 100 X 1..02/4)^4-1 =1... 464100 .. admin@jaiibcaiibmocktest..... If the interest rate is 10 per cent pa.com.. ………………………………………………………………………………………………………………………………………………………………… www. 09994452442 .....com......29 c.com.4641-1) w =1000000*0..c es Solution Effective int rate=(1+r/n)^n-1 kt ROI =08/4=2 here quarterly (1....bankpromotionexams.........ja Ans . iib My grandfather.24 b..in [email protected] w Solution FV=P/R {(1+r)^n-1} w =100000/0... 7. ... Medium State Enterprises d. 12% D.a .... cyclical w c... admin@jaiibcaiibmocktest..... iib b.............. secular trend w Ans ..onlyforbankers. A........... b & c Ans .... 12...ja What variation does moving average method eliminate ? w a.......com. seasonal b......jaiibcaiibmocktest....... 09994452442 ………………………………………………………………………………………………………………………………………………………………… MSE means a... None of the above kt Ans ... Helps plot observed values ca d......onlyforbankers.....com....... 09994452442 ...in 191 Facebook Groups - JAIIB CAIIB STUDY MATERIALS / CAIIB DISCUSSION BANK PROMOTION EXAMS / ONLY FOR BANKERS murugan0501@gmail. www..... www. admin@jaiibcaiibmocktest.. A graphic representation of the relationship of the variables c.. www..... diagram which scatters all elements of the variable.bankpromotionexams...........com.. .... www...b .......com.. Irregular d......d iib ...36% C...com.in murugan0501@gmail.. 12...... t.............. om Ans ... Medium and Small Enterprises b... None of the above...a .... Micro and Small Enterprises c...... oc m What is a scatter diagram ? a..jaiibcaiibmocktest. cluster ………………………………………………………………………………………………………………………………………………………………… www...... What are sampling groups which are very similar within but dissimilar without are called? a..68% es B......... www....bankpromotionexams.........com.c An investment at 12% interest rate compounded monthly is equal to an annual rate of .com.com.. ..com. 12 times table m b......bankpromotionexams.. rule for calculating future cash flows c..com............in 192 Facebook Groups - JAIIB CAIIB STUDY MATERIALS / CAIIB DISCUSSION BANK PROMOTION EXAMS / ONLY FOR BANKERS [email protected]...... www.. gratuity d... rule for knowing how quickly money doubles iib Ans . 1 lac is paid back in 5 equal annual installments........ja c.. regression method b.. www........jaiibcaiibmocktest..........com.... www......com...in [email protected] ... kt What is the rule of 72 ? oc a...com. admin@jaiibcaiibmocktest........ rule for compounding present cash flows d...... 33438 ………………………………………………………………………………………………………………………………………………………………… www....... 09994452442 ... random Ans ... 09994452442 ………………………………………………………………………………………………………………………………………………………………… b..... 33348 c........ Find the amount of each loan? a......c b...... annuity c...... w A loan of Rs...com.. perpetuity t. www... least fit method w Ans . www.com..... om Which is an example of sinking fund? a..d ca ...c w ................b . admin@jaiibcaiibmocktest..... stratified c.bankpromotionexams.............. systematic d.. none of the above es Ans . least square method d..com..... 34338 b.......onlyforbankers.onlyforbankers.. Which method helps us draw a line between the set of scattered points? iib a. correlation method .... The roi charged is 20% annually. .. www.......bankpromotionexams. kt a.......... www... 8. 33834 Ans ... none of these m Ans ........5 % Ans ....... www... admin@jaiibcaiibmocktest.. What is the effective annual w interest rate? w a.....b ..com. 09994452442 ………………………………………………………………………………………………………………………………………………………………… d...onlyforbankers........a ........ = 0...25 ÷ (1.2% EMI = P * R * [(1+R)^T/(1+R)^T-1)] t.......... es In systematic sampling...2 % c... balloon payment b......... 8..... term payment .jaiibcaiibmocktest.... sample b.....com..c = 100000 × 0.c Explanation : Here. ………………………………………………………………………………………………………………………………………………………………… www...... element c. annuity d....com.in murugan0501@gmail. has an equal chance of being selected..... both of these oc d.. www................jaiibcaiibmocktest..com. w A quarterly repayments of a loan carry an interest rate of 8 % per annum...ja Ans ..25– 1) = 33438 ...com....com..onlyforbankers. 09994452442 ........... admin@jaiibcaiibmocktest.. iib What is repayment of entire loan principal at the end of the loan period called ? ca a....b .....2 × 1..bankpromotionexams...... 100000 om T = 5 years R = 20% p. compounded payment iib c. 8.4 % b..... 8..3 % d..com.....in 193 Facebook Groups - JAIIB CAIIB STUDY MATERIALS / CAIIB DISCUSSION BANK PROMOTION EXAMS / ONLY FOR BANKERS [email protected]. FV = Rs. each .... www.............. com.... in the career path.bankpromotionexams.. 09994452442 ......... mentors d. ca a........ www.... www.... plateau career .. want to work and exercise self-direction d........ cervical Ans ... vertical b............. performs well...c According to Dalton. [email protected]....... colleague kt c. The w movement is along the .... w Under career pattern........ works hard.. www.... a. hierarchy of the organization w a. admin@jaiibcaiibmocktest. in the .... radial d. work to satisfy hygiene factors om Ans . www....bankpromotionexams. which of the following is required to define the direction in which the entire organization or at least a majorsegment of the organization would develop? es a... apprentice b......... circumferential c.... spiral career d. transitory pattern iib c. www.... Thompson and Price. 09994452442 ………………………………………………………………………………………………………………………………………………………………… Theory Y assumes that people inherently ........... t.. sponsors oc Ans ...com........com...in [email protected] 194 Facebook Groups - JAIIB CAIIB STUDY MATERIALS / CAIIB DISCUSSION BANK PROMOTION EXAMS / ONLY FOR BANKERS murugan0501@gmail. Schein has given comprehensive framework of 3 dimensional movements....c ....... steady state careers b.......d m ..........c ..com.onlyforbankers.....com. According to Driver....com....... an individual takes a new job...jaiibcaiibmocktest..com... moves up in iib status and rank and then moves on to another type of work and follows the same pattern of development and performance..a .onlyforbankers... need satisfaction of need to belong more than anything else b.........ja Ans . ………………………………………………………………………………………………………………………………………………………………… www..... avoid responsibility and need to be closely controlled c...com.. .....in [email protected] m ... some individuals want to create something new – autonomy b. 09994452442 ………………………………………………………………………………………………………………………………………………………………… According to Schein.d .. (ii) and (iii) Ans ....jaiibcaiibmocktest. as per Schein concept..b ...... shorter period ca b. five Ans . www. Which period give more tangible trend ..... ………………………………………………………………………………………………………………………………………………………………… www.......com.. long period c..com..... www. does not match? es a..d .com.....ja Convertible debentures .....jaiibcaiibmocktest...com....bankpromotionexams...... (ii) Can be exchanged for w stock of the Company on a given future date. none of the above oc Ans ...... admin@jaiibcaiibmocktest. .. iib a.... 09994452442 .. none of the above iib Ans . Only (i) and (iii) c....... there are ... medium period d.......com. Only (i) and (ii) w b......... t............ www..... four om d. (i) Have the features of a Straight Bond (Normal)....c Which of the following career anchor category. Only (ii) and (iii) d..onlyforbankers.....autonomy kt c.... some individuals are not comfortable with organization life They like to start something and want to make it a success . www..... admin@jaiibcaiibmocktest....... some individuals want to create something new – creativity d....... (iii) Instruments for raising long term Capital for the Company w a...........onlyforbankers......... type of career anchors a.............. two b. three c......bankpromotionexams...in 195 Facebook Groups - JAIIB CAIIB STUDY MATERIALS / CAIIB DISCUSSION BANK PROMOTION EXAMS / ONLY FOR BANKERS [email protected].. www. (i).. ………………………………………………………………………………………………………………………………………………………………… www.. The price elasticity of demand of sugar is ..jaiibcaiibmocktest...jaiibcaiibmocktest... (ii) and (iii) Ans . Only (i) and (iii) c.... Only (i) and (ii) w b..... m Which of the following statements are true regarding credit derivatives products? (i) The protection buyer is the lending bank. 2.5 c... 2 om d..com.. (iii) iib The credit asset is transferred in case of derivatives ca a.com... 30 demand for sugar is 500 Kg.onlyforbankers.............. 09994452442 ..com... a.........a t... (ii) Employees contribution to PF. (ii) The protection seller can be another bank or any other organization.... www..in murugan0501@gmail...... www.... 24.......com.. w Which of the following are counted while computing value of compensation of employees? (i) Wages and salaries in cash... the demand increases to 600 Kg. 1. (i). (ii) and (iii) Ans .... 1 b... admin@jaiibcaiibmocktest..... (iii) Rent free quarters provided to workers w a.... www...bankpromotionexams..a . www....com..... Only (ii) and (iii) d.ja .onlyforbankers.c Solution : Price Elasticity of Demand = % Change in Quantity Demanded / % Change in Price es % Change in Quantity Demanded = 100/500*100 = 20 % Change in Price = 6/30*100 = 20 kt Price Elasticity of Demand = 20/20 = 1 oc ......com..... When the price falls to Rs...... (i)...5 Ans .... 09994452442 ………………………………………………………………………………………………………………………………………………………………… At Rs...... www..com. Only (i) and (iii) c.b .... Only (ii) and (iii) iib d.... Only (i) and (ii) b...bankpromotionexams........com......... [email protected] 196 Facebook Groups - JAIIB CAIIB STUDY MATERIALS / CAIIB DISCUSSION BANK PROMOTION EXAMS / ONLY FOR BANKERS murugan0501@gmail.. ...... external locus of control b. admin@jaiibcaiibmocktest. this is called as .. (i)... Only (i) and (ii) b.com.c ... (i) group es discussions... ca a................ committee meetings.......4500 Other Current Liabilities ....... www. www....d .. the behavior of the employees is assessed through their performance of different exercises such as .. admin@jaiibcaiibmocktest.. (iii) in-basket exercises a.. www. (ii) and (iii) oc m Ans .bankpromotionexams... internal locus of control d........onlyforbankers........ 09994452442 ....in [email protected]. Only (i) and (iii) c.. Only (ii) and (iii) om d.. (i)...bankpromotionexams.a .c In the assessment center workshops method.. in a job related simulated situation.... (ii) More than unit elastic demand.800 Trade Creditors . Only (i) and (iii) c. 09994452442 ………………………………………………………………………………………………………………………………………………………………… Which of the following can be a reality in life? (i) Less than unit elastic demand.......com.com.......1200 Total Current Liabilities – 6500 ………………………………………………………………………………………………………………………………………………………………… www.....com. (ii) and (iii) Ans .....com. beyond control locus .... (ii) business games... (ii) Perfectly elastic demand a...... locus of control iib c.. Only (i) and (ii) kt b.jaiibcaiibmocktest.....ja Ans ...com.......com. Only (ii) and (iii) d.in 197 Facebook Groups - JAIIB CAIIB STUDY MATERIALS / CAIIB DISCUSSION BANK PROMOTION EXAMS / ONLY FOR BANKERS [email protected]..... t..... psychometric tests..... www... w Summary of a Balance sheet of XYZ Company w Current Liabilities (in Crores) w Cash Credit ....com.. www... iib When an individual is of the view that the course of events is determined by one's own efforts and action and not due to external events or luck... com.onlyforbankers. 2 Ans .onlyforbankers.jaiibcaiibmocktest. admin@jaiibcaiibmocktest. 0.66 d. Net Working Capital w a. 0.ja Acid-Test Ratio = Quick Assets/CL = (CA-Inv)/CL = (8500-5000)/6500 = 3500/6500 = 0.31 2. 1 b.com. 09994452442 .com. 2000 b. www.b .33 ca b.a Net Working Capital = CA .in murugan0501@gmail. admin@jaiibcaiibmocktest. 3500 w c. 0.com. 0. www.jaiibcaiibmocktest.b oc m Current Ratio = CA/CL = 8500/6500 = 1. 1.com.CL = 8500 .com. 1.1400 Other Current Assets .5000 Debtors . www.31 c. www.6500 = 2000 ………………………………………………………………………………………………………………………………………………………………… www.54 c. 8500 Ans .com. 09994452442 ………………………………………………………………………………………………………………………………………………………………… Current Assets (in Crores) Cash . Current Ratio es a. Acid-Test Ratio iib a.8500 Find out t.bankpromotionexams.1500 Inventory .bankpromotionexams.in 198 Facebook Groups - JAIIB CAIIB STUDY MATERIALS / CAIIB DISCUSSION BANK PROMOTION EXAMS / ONLY FOR BANKERS [email protected] iib Ans .com.54 w 3.600 om Total Current Assets . 6500 d.5 kt d.c 1. www. c 5. [email protected] = w 675 w 7. MPBF as per Tandon Committee .com.com.BB) = 8500 . www.25% of CA = 28000 . 3000 Ans . 09994452442 . 750 c.com. 1400 c.b ………………………………………………………………………………………………………………………………………………………………… www. 1 b.66 Ans .bankpromotionexams. 2100 kt d.25% of WCG = 2800 . 2800 c.jaiibcaiibmocktest.ja MPBF as per Tandon Committee .33 d. www.in [email protected] = 2100 iib 6. 1400 b.onlyforbankers.(CL .Method-I = WCG .25% of 8500 = 2800 .5700 = 2800 t.25% of 2800 = 2800 . 5700 d.jaiibcaiibmocktest. www. 09994452442 ………………………………………………………………………………………………………………………………………………………………… 4.Method-I es a. www.Method-I w a.com.09 c.onlyforbankers. MPBF as per Tandon Committee . www.Method-II ca a.com.Method-II = WCG . 1. 1. Working Capital Cap a. 700 b.com.a .(6500 .800(CC)) = 8500 . 950 Ans .com.com. 6500 om Ans . 675 b. Current Ratio as per Tandon Committee . 1.in 199 Facebook Groups - JAIIB CAIIB STUDY MATERIALS / CAIIB DISCUSSION BANK PROMOTION EXAMS / ONLY FOR BANKERS [email protected] Working Capital Cap = CA . [email protected] oc m MPBF as per Tandon Committee . 875 iib d. b w Borrowing by the way of Cash Credit = 800 MPBF as per Tandon Committee . www.33 9. 09994452442 ………………………………………………………………………………………………………………………………………………………………… Current Ratio as per Tandon Committee .com. Borrowing by the way of Cash Credit when compared with Tandon Committee ..66 t.. Borrowing by the way of Cash Credit when compared with Tandon Committee ... 1800 Ans . www...800) = 1300 Crores iib 10... Borrowing by the way of Cash Credit is excess by (800 .Method-II = 675 So.Method-I kt a. [email protected] = CA / (MPBF + Trade Creditors + Other CL) = 8500 / (2100+4500+1200) = 8500 / 7800 = 1.in 200 Facebook Groups - JAIIB CAIIB STUDY MATERIALS / CAIIB DISCUSSION BANK PROMOTION EXAMS / ONLY FOR BANKERS [email protected]) = 125 Crores .. 700 b.... 1.. admin@jaiibcaiibmocktest. Borrowing by the way of Cash Credit is short by (2100 .. www. ………………………………………………………………………………………………………………………………………………………………… www...09 8.com.onlyforbankers......Method-II a... 1. 1300 m d.33 d..Method-II = CA / (MPBF + Trade Creditors + Other CL) = 8500 / es (675+4500+1200) = 8500 / 6375 = 1.com. www. 1000 oc c.com..ja b.onlyforbankers.09 c.....bankpromotionexams... 175 w Ans ..in murugan0501@gmail... 1..bankpromotionexams.. 150 w d. 100 . 09994452442 .c Ans . 125 c.com.c iib Borrowing by the way of Cash Credit = 800 ca MPBF as per Tandon Committee . www. Current Ratio as per Tandon Committee ... 1 om b...com..c Current Ratio as per Tandon Committee ..Method-I = 2100 So.jaiibcaiibmocktest.Method-II a..com. .bankpromotionexams..... www. .. Only (i) and (ii) ca b. (iii) Organismic Theories iib a..... Only (i) and (iii) c.. (ii) and (iii) Ans .......... Education c... (ii) Behaviourist Theories.. Only (i) and (ii) w b...... (ii) Behaviourist Theories........ (iii) Mechanistic Theories es a.....b ...in murugan0501@gmail......com...........bankpromotionexams.com..jaiibcaiibmocktest..b .. is for learning to prepare the individual for a different but identified job.. 09994452442 ………………………………………………………………………………………………………………………………………………………………… . (i)... Only (i) and (iii) c.onlyforbankers... (i) Aggregate demand and the level of economic activity...d oc ...... www.. admin@jaiibcaiibmocktest............... a.. Only (i) and (ii) b.....ja Changes in the level and composition of taxation and government spending can have impact on the w following variables in the economy ....... (i).....................com.... Only (ii) and (iii) kt d...... t. (ii) The proper utilization of funds. m .. ………………………………………………………………………………………………………………………………………………………………… www.. Motivation om Ans . Only (ii) and (iii) d.. [email protected].. theories don't hold that the learner is passive in the process of learning.... (i) Cognitive Theories.. (ii) and (iii) iib Ans . www.com..... Training b.com.b .... (iii) The distribution of income w a.. (ii) and (iii) Ans ........ (i) Cognitive Theories..... Only (ii) and (iii) d..com...... 09994452442 .... Development d.......com.......... www...... (i)....... Only (i) and (iii) c...com.. www..c Humanistic Theories of Knowles are not called as ...in 201 Facebook Groups - JAIIB CAIIB STUDY MATERIALS / CAIIB DISCUSSION BANK PROMOTION EXAMS / ONLY FOR BANKERS murugan0501@gmail. Only (i) and (ii) ………………………………………………………………………………………………………………………………………………………………… www. iib As part of the concept of self-development.bankpromotionexams...... Only (i) and (ii) w b.... (i).... www.. Only (ii) and (iii) w d.... www........... 1:1....onlyforbankers... Only (i) b...jaiibcaiibmocktest...... www. 1 kt b... Only (ii) and (iii) om d. Which of the following is a method of selecting samples from a population? (i) Judgement sampling....jaiibcaiibmocktest...17:1 d.....com.17 c...17:1 .....inventories Rs 150..com.. (ii) price of the substitute goods....ja a.. www.c Let me Explain iib CA= 50+150+150= 350 CL= 200+50+50=300 ca CR= CA:CL= 350:300 i. admin@jaiibcaiibmocktest. provisions Rs 50/-....in murugan0501@gmail.. 09994452442 ………………………………………………………………………………………………………………………………………………………………… Price elasticity of demand refers to responsiveness of demand to a change in .. www. cash Rs 50...(i) price of the commodity. (iii) Probability sampling a.. (i) patent self.. (iii) inner self ... Only (i) and (iii) c......com..com.e 1.....net fixed assets Rs 400.....com. Receivables Rs 150... Reserves Rs 20..b . 09994452442 ...... trade creditors Rs 50..a ..com.in 202 Facebook Groups - JAIIB CAIIB STUDY MATERIALS / CAIIB DISCUSSION BANK PROMOTION EXAMS / ONLY FOR BANKERS murugan0501@gmail.. What is current ratio? a......c Capital is Rs 180....com. (ii) and (iii) w Ans . 2 oc m Ans .....com.. (ii) Random sampling. Only (i) and (iii) Ans ...... (iii) income of the consumer a.. 1.bankpromotionexams..onlyforbankers.. admin@jaiibcaiibmocktest...... (ii) explicit self... term loan Rs 300. the self can be categorized into ....... t... goodwill Rs es 50.... Only (i) and (ii) c. Bank cash credit Rs 200........ www.83. what is the probability that the sample mean will lie between Rupees 1..a ...200) / 60 w = 50 / 60 = 0.com..com.000 and a standard deviation of Rupeess600. 2050.bankpromotionexams.. 2.......2967 for a z value of 0..ja z = (1900 .onlyforbankers..050.050? t.... (ii) and (iii) Ans ..... 1900.in 203 Facebook Groups - JAIIB CAIIB STUDY MATERIALS / CAIIB DISCUSSION BANK PROMOTION EXAMS / ONLY FOR BANKERS murugan0501@gmail.. 09994452442 ………………………………………………………………………………………………………………………………………………………………… b.. we get 0.4525 corresponding to a z value of –1.b Explanation : oc m Standard Error = SD / √(N) = 600 / √100 = 600 / 10 iib = 60 ca Using the equation z = (x bar minus Mu)/SE iib we get 2 z values for x bar = Rs..7492 as the total probability that the sample mean will lie between Rs.67 w for x bar = Rs...7492 es c.com. 0.. 0......... Only (i) and (iii) c. If the bank takes a random sample of 100 accounts. ………………………………………………………………………………………………………………………………………………………………… www...7942 d. ..c a. 0.9742 kt Ans .67... 1900 and Rs.. www.......900 and Rupees 2..com. www.83 Probability table gives us probability of 0.......bankpromotionexams.... www... www.. If we add these two together.....jaiibcaiibmocktest.com.... om A bank calculates that its individual savings accounts are normally distributed with a mean of Rupees 2.. admin@jaiibcaiibmocktest... 0.200) / 60 = (-100) / 60 w = -1.. 09994452442 . z = (2050 .in [email protected]. [email protected]........ and it gives probability of 0..jaiibcaiibmocktest... .com..4792 b..... (i)... Only (ii) and (iii) d. . Bond prices fall when market interest rates fall.. is always < 1 iib b.d iib . (i)......com... www..onlyforbankers....... ………………………………………………………………………………………………………………………………………………………………… www..... admin@jaiibcaiibmocktest...... (iii) N..... Ans .... www.com..com........... is always > 1 c.... www.......jaiibcaiibmocktest. +1 d.......... 0 w b... www.. Select the incorrect statement: a.......c ...a .. . [email protected] kt Ans . There is no linear relationship between the variables if the value of 'r' is . Only (i) and (ii) b.. always lies between -1 and 1.5 w Ans . Only (ii) and (iii) d..c .. b.com...jaiibcaiibmocktest..ja a.................. whereas ........ (ii) Zigma.... -1 c........... Mu.c A perfect inverse relationship between two variables means the value of r is ............ 0. n a....com.... t......bankpromotionexams... 0 es b. (ii) and (iii) om Ans . +1 w d..com... 09994452442 ………………………………………………………………………………………………………………………………………………………………… ........ a...... 09994452442 . www.......in 204 Facebook Groups - JAIIB CAIIB STUDY MATERIALS / CAIIB DISCUSSION BANK PROMOTION EXAMS / ONLY FOR BANKERS murugan0501@gmail.... a... -1 c... oc m The value of 'r' .in [email protected]..... s... 0.... is always between 0 and -1 ca d.com.. is a statistic. Only (i) and (iii) c..... (i) N...com........onlyforbankers... is a parameter.. Bond prices rise when market interest rates fall.. d ..96% ..bankpromotionexams... the rate of return during the period will be greater than that yield.... all are incorrect Ans . right.. www...12.... www. a value of r = -1 indicates all points are lying on a line of . (iii) Sampling is from an infinite population a.....13..75% d..... What is average rate of depreciation? iib a. 09994452442 .. Only (i) and (iii) c.d .. right es Ans .....13..com...... www... down..com.. admin@jaiibcaiibmocktest...... (ii) Sampling is from a finite population with replacement.. Means or resourceshave alternative uses d...... positive.c w ... down.. admin@jaiibcaiibmocktest. left d...com. 09994452442 ………………………………………………………………………………………………………………………………………………………………… c..........12.com.... negative.... left t.... right c..... www.com........ w In which of the following situations would Zigma x bar = Zigma/√n would be the correct formula to use for computing....98% w Ans ..in murugan0501@gmail.... i. Only (ii) and (iii) ………………………………………………………………………………………………………………………………………………………………… www................. positive. Means to satisfy human wants are limited.... XYZ purchased machinery of 100000.. a.... c.in 205 Facebook Groups - JAIIB CAIIB STUDY MATERIALS / CAIIB DISCUSSION BANK PROMOTION EXAMS / ONLY FOR BANKERS [email protected].... right....com....bankpromotionexams.. negative.......jaiibcaiibmocktest..... Rate of depreciation is 10%...... up.....25% b. left.... Human wants are limited. to . kt Which of the following statementsis not correct? oc a....... (i) Sampling is from a finite population without replacement..e........jaiibcaiibmocktest.........ja c..... www.. om In a scatter diagram. Only (i) and (ii) b....c b........ None of the above iib Ans .onlyforbankers. d.. up. m b... sloping .com.d ca . slope.. left.. from .... If the bond's YTM increases..onlyforbankers. None of these Ans ..... Which of the following cannot be a reality in life and remains an imaginary situation? kt a.jaiibcaiibmocktest...onlyforbankers...com......bankpromotionexams.com.. Less than unit elastic demand b.. Multiple usesof the commodity c.. ca Which of the following is not a factor affecting elasticity of demand? a. www... [email protected].. www..... Unit elastic demand m d....... In economics 'Valueof next best alternative foregone' is called: om a..onlyforbankers......................... Opportunity Cost c......... www... Propensity b..... 09994452442 ......c ..... 09994452442 ………………………………………………………………………………………………………………………………………………………………… d.. 4.... Sacrifice Cost t.. 12 c.. admin@jaiibcaiibmocktest. (ii) and (iii) Ans ............com.... What is the mean of the sampling distribution of the mean for samples of size 25? w a..... 2 Ans – a ………………………………………………………………………………………………………………………………………………………………… www.. More than unit elastic demand Ans . None of these .. (i)......... www.... www.............. Availability of close substistutes d...com...jaiibcaiibmocktest..bankpromotionexams... w Suppose that a population with N is equal to 144 has p is equal to 24...c d....in [email protected] es ..ja Ans -d w ..... 24 b..com. Perfectly elastic demand oc c.8 d.in 206 Facebook Groups - JAIIB CAIIB STUDY MATERIALS / CAIIB DISCUSSION BANK PROMOTION EXAMS / ONLY FOR BANKERS [email protected] iib ........... Share in the total expenditure iib b.... Only (ii) and (iii) ..... (i) Very large values are averaged down and very small values are averaged up..com. (iii) subordinates iib a.... 09994452442 ………………………………………………………………………………………………………………………………………………………………… There are 2 methods for performance appraisal.com..salary.onlyforbankers..... es Which Type of compensation in the following are matched properly? (i) top or middle management – salary......... 09994452442 .. (i) the traditional methods emphasize on rating the individual personality traits. Only (i) and (iii) c..... (iii) the modern methods lay emphasize on rating the individual personality traits a...com....... (ii) and (iii) w Ans . (ii) and (iii) t.com.... Only (i) and (iii) c. admin@jaiibcaiibmocktest..... w The dispersion among sample means is less than the dispersion among the sampled items themselves w not because ... ca In the 360 degree appraisal method. Only (i) and (ii) b.com.....jaiibcaiibmocktest... semi-skilled.jaiibcaiibmocktest... www. Only (i) and (iii) oc c.... Only (i) and (ii) om b. www... (i)... Only (i) and (ii) b. Only (ii) and (iii) d. Only (ii) and (iii) m d. Only (i) and (ii) b. skilled or highly skilled staff – wages kt a...... (iii) The sampled items are all drawn from the same population a....com... (i)...in murugan0501@gmail.. www...... (i).. (ii) the traditional methods lay importance on job achievement.bankpromotionexams..c iib . Only (ii) and (iii) ………………………………………………………………………………………………………………………………………………………………… www...d ... (i) seniors.in 207 Facebook Groups - JAIIB CAIIB STUDY MATERIALS / CAIIB DISCUSSION BANK PROMOTION EXAMS / ONLY FOR BANKERS murugan0501@gmail.. (iii) unskilled.........onlyforbankers....ja d... Only (i) and (iii) c.com..com.. Which of the following are not correct. [email protected]. (ii) Each sample is smaller than the population from which it is drawn......... (ii) colleagues...c . www... (ii) and (iii) Ans .............c Ans .. (ii) Clerical or administrative staff ....... the appraisal of an employee is done by .. www.. ...com.... (i). The central limit theorem assures us that the sampling distribution of the mean om a............c d.000 Cr ANBC (Adjusted Net Bank Credit) ...... (ii) and (iii) Ans ... Only (i) and (iii) c...com...com..... Only (i) and (ii) ..com.. www... www.. www........onlyforbankers. The compensation should be adequate which takes into account the following .com.jaiibcaiibmocktest.....Rs..... XYZ Bank has : Total Advances . Only (ii) and (iii) d.....ja b. Is always normal b.....onlyforbankers.... Approaches normality as sample size increases t.bankpromotionexams... (ii) and (iii) iib Ans .......... (i)... (iii) Has a standard deviation equal to the population standard deviation divided by the square root of the sample size oc a. Only (ii) and (iii) w d.d ca ... Only (i) and (iii) c..Rs.... the sampling distribution of the mean . (ii) Has a mean equal to the population mean. (i) minimum wages. iib (ii) living wages.. (i). 09994452442 .b es .. 80. (ii) and (iii) w Ans .... (i) Is normally kt distributed....000 Ans ..com.com.............jaiibcaiibmocktest. www......in 208 Facebook Groups - JAIIB CAIIB STUDY MATERIALS / CAIIB DISCUSSION BANK PROMOTION EXAMS / ONLY FOR BANKERS [email protected]..... Only (i) and (ii) m b.... 75000 Cr Agriculture Advances . admin@jaiibcaiibmocktest... (iii) fair wages a. www..5000 Cr ………………………………………………………………………………………………………………………………………………………………… www.......d ........... w As on end of previous financial year..... Appears normal only when N is greater than 1................in murugan0501@gmail.. In a normally distributed population. Is always normal for large sample sizes c.... [email protected].. 13500 Cr MSE Advances ...c ... 09994452442 ………………………………………………………………………………………………………………………………………………………………… d... . The Bank has just achieved the target b... The Bank has defaulted in achieving the target t.........Rs.... www...Rs.. www. Yes.ja Ans ........ Yes... the Bank has exceeded the target c..........jaiibcaiibmocktest.d iib . No such target for Agriculture Advances ..com...c d.... the Bank has exceeded the target oc c.onlyforbankers.... The Bank has defaulted in achieving the target m d.. 09994452442 ………………………………………………………………………………………………………………………………………………………………… Weaker Section Advances .....com...... www.. No................com...... ca Whether the Bank has achieved the target for Weaker Section Advances? a. 8500 Cr Total Priority Sector Advances . admin@jaiibcaiibmocktest.. www.com...... No..in murugan0501@gmail..... The Bank has just achieved the target b... The Bank has defaulted in achieving the target d............ No such target for Agriculture Advances Ans . ………………………………………………………………………………………………………………………………………………………………… www...com. Yes. No...jaiibcaiibmocktest...com....... Whether the Bank has achieved the target for MSE Advances? kt a.. The Bank has defaulted in achieving the target d.bankpromotionexams.. No such target for Agriculture Advances Ans .......... Yes....... Yes.com...... Yes.a es . The Bank has just achieved the target iib b.com.. No..bankpromotionexams.... Yes.... the Bank has exceeded the target c.... www................ The Bank has just achieved the target b.... Yes. 29000 Cr Answer the following based of the above information Whether the Bank has achieved the target for Agriculture Advances? om a..... 09994452442 ..in 209 Facebook Groups - JAIIB CAIIB STUDY MATERIALS / CAIIB DISCUSSION BANK PROMOTION EXAMS / ONLY FOR BANKERS [email protected].... the Bank has exceeded the target c. No such target for Agriculture Advances Ans ..c ...b w .... admin@jaiibcaiibmocktest. w Whether the Bank has achieved the target for Priority Sector Advances? w a. ..... Only (ii) and (iii) d.. (i). 09994452442 ………………………………………………………………………………………………………………………………………………………………… Unemployment of men and materials is not widespread during . 50 w b........d ... (i) boom.......com....... Only (ii) and (iii) om d..........b ...c Which of the following startements are correct ? (i) Business cycles are highly unpredictable....... admin@jaiibcaiibmocktest... (i)... 75 d.... t......... Only (i) and (ii) b. (ii) and (iii) oc m Ans .bankpromotionexams.... (iii) During boom period production es capacities are fully utilized a.... www.. (iii) depression a..com....... y+2S)..% confident interval means the value lies between (y-2S.... www.... w a. (i)... [email protected].. www....jaiibcaiibmocktest.com.....com.. 65 c............... (ii) and (iii) Ans .... ………………………………………………………………………………………………………………………………………………………………… www......in murugan0501@gmail............. Only (i) and (ii) kt b.....bankpromotionexams..jaiibcaiibmocktest. www.. (ii) and (iii) ... iib Which of the follwing can be included in capital as factor of production? (i) Factory building.... www.in 210 Facebook Groups - JAIIB CAIIB STUDY MATERIALS / CAIIB DISCUSSION BANK PROMOTION EXAMS / ONLY FOR BANKERS [email protected] Ans . w A . Only (i) and (iii) iib c... Only (ii) and (iii) d.. (ii) recession..d .. (iii) car used for factory work ca a. 90 Ans .com....... Only (i) and (iii) c.. (ii) Economic activity is at its lowest level during the recession phase..com..com...... Only (i) and (iii) c..... Only (i) and (ii) b.....com.....onlyforbankers. (ii) machinery......... 09994452442 .a ....... Systematic Sampling c.... secular trend b........onlyforbankers.......................... 09994452442 ………………………………………………………………………………………………………………………………………………………………… The change comes over a long period of time in ...... www.... variation.............. m Market Demand Curve obeys the .com.com....b oc .....a .. ...onlyforbankers. www. www..... t...jaiibcaiibmocktest...bankpromotionexams.. irregular variation om Ans – a . seasonal variation d....bankpromotionexams..... order or space? es a....in 211 Facebook Groups - JAIIB CAIIB STUDY MATERIALS / CAIIB DISCUSSION BANK PROMOTION EXAMS / ONLY FOR BANKERS [email protected]... Correlation Method Ans .. Regression Method w d.........ja Which of the following methods can be used to analyse past cyclical variation and not for predicting future cyclical variation? w a........ Law of downward-sloping demand b. a........ Law of upward-sloping demand ca c. Cluster Sampling Ans ... ………………………………………………………………………………………………………………………………………………………………… www. www...... 09994452442 .......b .... www..com. Simple Random Sampling b.com. iib a... None of these iib Ans ... elements are selected from the population at a uniform level that is measured in time..........c In which of the following methods of sampling. Stratified Sampling kt d. cyclical fluctuation c. Residual Method c... Law of diminishing d... [email protected] murugan0501@gmail... Ratio to Moving Average Method w b.................. admin@jaiibcaiibmocktest. .. 9 lacs @ 9% roi..... time and results in ...... a..... 111653 w Ans .... www..... admin@jaiibcaiibmocktest...... www.bankpromotionexams.in 212 Facebook Groups - JAIIB CAIIB STUDY MATERIALS / CAIIB DISCUSSION BANK PROMOTION EXAMS / ONLY FOR BANKERS murugan0501@gmail.... 0... www.jaiibcaiibmocktest. less... more......com... admin@jaiibcaiibmocktest. more d...bankpromotionexams....com.. more....com... 0 es b.. less om Ans .. Asha wants to receive a fixed amount for 15 years by investing Rs.onlyforbankers.. more b.. How much she will ....com.....com.month period is best described by a... ………………………………………………………………………………………………………………………………………………………………… www. cost than simple random sample method.......a iib ... secular trend c..com... oc m The repetitive movement around a trend line in a 4.....jaiibcaiibmocktest.. less......c A perfect inverse relationship between two variables means the value of r is .onlyforbankers. +1 d............d Explanation : Here....... a...5 kt Ans .. www. 09994452442 ………………………………………………………………………………………………………………………………………………………………… Systematic sampling requires . cyclical fluctuation ca d....... irregular variation Ans .com...ja receive annually? w a.in murugan0501@gmail.. www.. 09994452442 . t....com............ seasonal variation iib b. 111563 w c..b . 115163 d........b .... lower c....... -1 c. 116153 b. .in [email protected].. admin@jaiibcaiibmocktest... residual mean b..d oc ..... none of the above iib Ans .09 * 1......................com........ Current ratio is the most important ratio in appraisal of a term loan w Ans . 09994452442 ...bankpromotionexams..0915 ÷ (1....... sampling when the groups are essentially similar to each other but there is considerable variation within each group.. Simple Random Sampling b.. Cluster Sampling Ans ... Repayment of a term loan can be in equated monthly instalments d..ja Which of the following is not correct regarding term loans by the banks? w a.......bankpromotionexams...............com.. www. es a.. payable within one year is considered as current liability w c..... m The result of discarding extreme values before averaging is called .. modified mean ca c...jaiibcaiibmocktest... T = 15 yrs EMI = P * R * [(1+R)^T/(1+R)^T-1)] om EMI = 900000 * 0... 09994452442 ………………………………………………………………………………………………………………………………………………………………… P = 9 lac R = 9% p...com......com.......... iib a.b ....... extreme mean d.. www.jaiibcaiibmocktest....... Stratified Sampling kt d...... Asset liability matching is an important consideration in term financing b.com.....in 213 Facebook Groups - JAIIB CAIIB STUDY MATERIALS / CAIIB DISCUSSION BANK PROMOTION EXAMS / ONLY FOR BANKERS murugan0501@gmail.. www....com...onlyforbankers... t..a....0915 – 1) = 111653 ......c Use ...... Only corporate ………………………………………………………………………………………………………………………………………………………………… www..com. admin@jaiibcaiibmocktest....... www. Systematic Sampling c......onlyforbankers..... Project loans can be given by the bank to a...... Installment of term loan....... ....d ..... www......... ... Only corporate.............com..... Delays in submission of stock/receivables statements ………………………………………………………………………………………………………………………………………………………………… www... (ii) and (iii) Ans ..... Demand for higher limit c.... Inspection of books of account ca Ans ..com....com........ Any business entity Ans ... www.....a .. Only corporate and partnership firms c........ 09994452442 ………………………………………………………………………………………………………………………………………………………………… b....com.c w .onlyforbankers...bankpromotionexams.com. (i).ja a.... www..... oc Which of the following is not a method for detecting wrong mention of receivables in stock statement submitted by the borrower? m a. Analysis of financial statements b...jaiibcaiibmocktest..... www.. (iii) Low quality of credit appraisal and monitoring t... partnership firms and societies d.. iib Which of the following is not a method for detecting wrong mention of inventory in a stock statement? .......in murugan0501@gmail............ (ii) Protectionist policies of other countries......... www...d ....................... Which of the following is not a danger sign about the direction of business of the borrower? a. Only (i) and (iii) c...com.... Analysis of financial statements d.... admin@jaiibcaiibmocktest. Cross-check from the balance sheet figure w Ans .in 214 Facebook Groups - JAIIB CAIIB STUDY MATERIALS / CAIIB DISCUSSION BANK PROMOTION EXAMS / ONLY FOR BANKERS murugan0501@gmail.. www.. invocation of Bank Guarantees b..... Receivables audit d.c a. Only (ii) and (iii) es d. Devolvement of L Cs..... Only (i) and (ii) b.... om Which of the following are internal factor affecting credit risk? (i) Excessive lending to cyclical industries.bankpromotionexams.. Inspection of stocks w c............com.jaiibcaiibmocktest.. Cross check from the balance sheet figure iib c. [email protected] kt ...onlyforbankers........... 09994452442 .com.. Stock audit b. .c . a....bankpromotionexams....com.in 215 Facebook Groups - JAIIB CAIIB STUDY MATERIALS / CAIIB DISCUSSION BANK PROMOTION EXAMS / ONLY FOR BANKERS [email protected]. To ascertain that the business continues to run on the projected lines Ans .... 09994452442 ..ja . To detect any deterioration in the security charged to the bank c. www.. Periodic visits to the business place for inspection w c.. A bond with a par-value of Rs.....92 and it paid a Coupon rate of 5%........... www. 5..onlyforbankers...... 100 is purchased for 95...0521 = 5.c c..jaiibcaiibmocktest............... [email protected].. 09994452442 ………………………………………………………………………………………………………………………………………………………………… d...com.43 es Ans ..........92 × CY m CY = 0....... 5..... www.d ...bankpromotionexams.21% ...... Sending regular reminders to the borrower b......a ...34 d....jaiibcaiibmocktest. www. 5..com.............com... ………………………………………………………………………………………………………………………………………………………………… www....... iib Which of the following is not a purpose of credit monitoring? ca a.......... 5..... To ensure end use of the funds by the borrower b... [email protected] Explanation : kt Coupon = Face value × Coupon Rate And annual interest paid = Market Price × Current Yield oc 5 = 95............ w Which of the following is not a tool available to check the bank for credit monitoring? w a..... Calculate its om current yield.21 t..com..com. Return of cheques or bills Ans ....... Analysis of financial statements d.in murugan0501@gmail. To comply with the guidelines of the RBI iib d.....com.. www....12 b.... Examine conduct of borrower's account Ans .. 09994452442 ………………………………………………………………………………………………………………………………………………………………… A zero-Coupon bond has a future value of Rs.onlyforbankers. No change d........bankpromotionexams..5% c.com. r = 1......ja Hindu rate of growth is ..98% m ....com... www. 3........... 3..0398 – 1 = 0...com.......................jaiibcaiibmocktest........ 2..com..onlyforbankers....... www......98 Ans .78 d....c Explanation : es Here 1000 = 925 × (1 + r)^2 kt So..0398 oc = 3....78 b. 1000 and matures in 2 years and can be currently purchased for Rs. w a.bankpromotionexams.... 3% w b. An increase in government expenditure or transfer payments will shift the IS curve .....b ......d t...com...com. www.....jaiibcaiibmocktest..in murugan0501@gmail..... [email protected]... ………………………………………………………………………………………………………………………………………………………………… www.. Downwards iib Ans .. 925. 5% w d..... ... 09994452442 . 2.. iib a..98 om c.com..... To right ca b... www.. a. Calculate its current yield...... 7% Ans .. admin@jaiibcaiibmocktest. 3.a .in 216 Facebook Groups - JAIIB CAIIB STUDY MATERIALS / CAIIB DISCUSSION BANK PROMOTION EXAMS / ONLY FOR BANKERS murugan0501@gmail.... www. To left c..... in .... (ii) and (iii) Ans .jaiibcaiibmocktest...... (i) Gains from trade... Only (i) and (iii) w c............ja The Heckscher-Ohlin approach to international trade provides important insights... www.b .onlyforbankers. Only (i) b........d ...com... Time-series ca c. (i).... Only (ii) c.com.....d ................ (i) Money......... the moving averages ..onlyforbankers... Either (i) or (ii) d...bankpromotionexams..com.jaiibcaiibmocktest....... m Trend projection is an example of which kind of forecasting? iib a......bankpromotionexams.... www.... ..... Either (i) or (ii) kt d.. Only (ii) c........... 09994452442 ………………………………………………………………………………………………………………………………………………………………… As an economic concept....... 09994452442 ...in 217 Facebook Groups - JAIIB CAIIB STUDY MATERIALS / CAIIB DISCUSSION BANK PROMOTION EXAMS / ONLY FOR BANKERS murugan0501@gmail.. (iii) Effect of trade on the incomes of w production factors w a. www....... Only (ii) and (iii) d.com..a oc .............. Only (i) and (ii) b. (i) Smooth out the time series.. Both (i) and (ii) Ans .in murugan0501@gmail......... admin@jaiibcaiibmocktest. www......... (ii) Time a....c In the measurement of secular trend........ admin@jaiibcaiibmocktest. Both (i) and (ii) om Ans ... Econometric iib Ans . (ii) Measure the seasonal variations es a.com.. www...........com. Barometric d... scarcity applies to .. Only (i) b.. (ii) Effect of trade on production and consumption. t..... ………………………………………………………………………………………………………………………………………………………………… www...com. Qualitative b..........com.. . Only (i) b.. www..... Only (ii) and (iii) d.c c..d . The true relation between the two is most probably .ja b...bankpromotionexams... www.com.. Only (i) and (ii) m b...com.. kt HR activities lead to . and it takes very high rates of unemployment to bring inflation down to zero.... is a list of job‟s duties. which is typically a negative sloped curve looking like a hyperbola. (i) economic trends.. (i) Achievement of strategic goals...onlyforbankers.. Only (i) and (iii) ………………………………………………………………………………………………………………………………………………………………… www. and find it is negative 0........... (ii) Organizational performance.. www.. (ii) and (iii) iib Ans .com.... admin@jaiibcaiibmocktest. www.com.onlyforbankers..jaiibcaiibmocktest.....d ca .... Inflation is very high at very low rates of unemployment.... 09994452442 . (iii) Emergent employee behaviors oc a. (i). Both (i) and (ii) es Ans ... Only (i) and (iii) c. working environment and supervisory responsibility.... Only (ii) and (iii) w d... External and internal audit of a company includes ...... We compute a correlation coefficient between unemployment rates and inflation..... (ii) weaker than reported by the correlation coefficient.a .in 218 Facebook Groups - JAIIB CAIIB STUDY MATERIALS / CAIIB DISCUSSION BANK PROMOTION EXAMS / ONLY FOR BANKERS murugan0501@gmail. (i). Choose the wrong one....... Only (i) and (ii) . Only (ii) t..... responsibilities.......in murugan0501@gmail. [email protected]... Only (i) and (iii) c.. Either (i) or (ii) d......com... (iii) iib competitive trends a. (ii) Job Analysis........ Only (i) and (ii) b...... due to the great scatter of points om around the line a.... due to the non- linearity...5... 09994452442 ………………………………………………………………………………………………………………………………………………………………… The unemployment rate is related to inflation by the Phillips curve..... reporting relationships.....com. (i) stronger than reported by the correlation coefficient.com... (ii) and (iii) w Ans . (i) Job Specification... (ii) political trends.com..... www....... w ... (iii) Job Description a.......jaiibcaiibmocktest.............. om 360-Degree Feedback enhances the quality of ............. admin@jaiibcaiibmocktest.... (i) HR.. www.. (ii) It provides machinery for international consultations.. www... Recruitment Procedure Outsourcing iib Ans .....in 219 Facebook Groups - JAIIB CAIIB STUDY MATERIALS / CAIIB DISCUSSION BANK PROMOTION EXAMS / ONLY FOR BANKERS murugan0501@gmail...... decisions. Only (i) and (ii) b.. Only (i) and (iii) .. (i) employee's performance..c c....... [email protected] .........bankpromotionexams.in murugan0501@gmail... Recruitment Process Output d...com. Only (i) and (iii) ………………………………………………………………………………………………………………………………………………………………… www.onlyforbankers....... (i)......bankpromotionexams.............................. (i).... Recruitment Process Outsourcing oc b.... (ii) and (iii) w Ans ........jaiibcaiibmocktest......com.. www.. (iii) developmental needs iib a...a .... (ii) and (iii) es Ans .com. Only (ii) and (iii) d..... Only (ii) and (iii) d.... (i)... (ii) Management..com..........com.. (ii) and (iii) Ans . (iii) HRD a. Only (i) and (ii) b.... Only (i) and (iii) t. Retirement Process Outsourcing m c...ja c..onlyforbankers. kt What is meant by RPO? a....d .. www.... (ii) career interests...... ca Coherent career plan links . 09994452442 .. www..... (iii) It provides reservoir of the currencies of the member countries and enables members to borrow one another’s currency a.. 09994452442 ………………………………………………………………………………………………………………………………………………………………… c.... Only (ii) and (iii) d.......com.......d w ...... w Which among the following are functions of International Monetary Fund? (i) It provides a mechanism for improving short term balance of payments position.com.com... Only (i) and (ii) b.... .... 09994452442 ...... 09994452442 ………………………………………………………………………………………………………………………………………………………………… c.c b................. Mode = 3 Median + 2 Mean b. kt Econometric forecasts require .. Only (ii) and (iii) iib d. Mode = 3 Median – 3 Mean c.... (ii) Probability errors a.. [email protected]......... Only (i) and (iii) c.. (ii) and (iii) Ans .onlyforbankers....jaiibcaiibmocktest... (iii) appropriate theoretical models m a.ja a........jaiibcaiibmocktest...... Special Bearer Bond Scheme d................ One of the methods to find out Mode is ..com............ www.com...... iib Which among the following has not been a measure adopted by the government to unearth black money in India? ... www. admin@jaiibcaiibmocktest........ www......com. (ii) and (iii) ca Ans ... (ii) oc forecasts of future values of exogenous variables........ Creating civic consciousness w Ans . Demonetization of currency w c.........com..... Both (i) and (ii) es Ans .com..... Only (ii) and (iii) d.. Either (i) or (ii) d........ Only (ii) c. errors are likely to be more incase of complete enumeration survey..d w ..... www... www.onlyforbankers. Mode = 2 Median – 3 Mean ………………………………………………………………………………………………………………………………………………………………… www. Only (i) and (ii) b.....b .. (i)..com..com.. (i)....... Only (i) t..bankpromotionexams.. a.in 220 Facebook Groups - JAIIB CAIIB STUDY MATERIALS / CAIIB DISCUSSION BANK PROMOTION EXAMS / ONLY FOR BANKERS murugan0501@gmail.... om .d ......d ... (i) Sampling errors.... (i) accurate estimates of the coefficients of structural equations..............bankpromotionexams... Voluntary Disclosure schemes b..in murugan0501@gmail... onlyforbankers.....com.... www..c d... the central limit theorem .... a shortage and the price is above the equilibrium price c. then there is ... is known as ...jaiibcaiibmocktest....... ca A sample statistic. w If the quantity supplied exceeds the quantity demanded...............d ..... c.... 09994452442 ………………………………………………………………………………………………………………………………………………………………… d..........d .. Coefficient of correlation can be computed directly from the data without measuring deviation....in murugan0501@gmail.. t.............in 221 Facebook Groups - JAIIB CAIIB STUDY MATERIALS / CAIIB DISCUSSION BANK PROMOTION EXAMS / ONLY FOR BANKERS murugan0501@gmail.. Which among the following statements is INCORRECT? om a........com. Increasing marginal cost oc c..........com.............. a statistic iib b....... such as a sample mean..... Ans .com...... a.. www... ………………………………………………………………………………………………………………………………………………………………… www.com...a w ...... [email protected] Ans . Measures of Dispersion are also called averages of the second order..bankpromotionexams..com................. w a. b.. Resources and technology m d......... Prices and income b.. www... admin@jaiibcaiibmocktest.. Substitutes in production and complements in production Ans .......c es ....b iib ....com....................com....... Mode = 3 Median – 2 Mean Ans .onlyforbankers........ a shortage and the price is below the equilibrium price b...... a parameter c. Mean deviation can never be negative... 09994452442 ...... a surplus and the price is above the equilibrium price Ans .. Which of the following explains why supply curves slope upward? kt a....bankpromotionexams..jaiibcaiibmocktest. www.... a surplus and the price is below the equilibrium price d... the mean deviation d... Standard deviation can be negative... www. .com...........onlyforbankers......a .in 222 Facebook Groups - JAIIB CAIIB STUDY MATERIALS / CAIIB DISCUSSION BANK PROMOTION EXAMS / ONLY FOR BANKERS [email protected] [email protected] . www..... 09994452442 ………………………………………………………………………………………………………………………………………………………………… Under free exchange markets the rate of foreign exchange is determined by . Only (i) and (ii) b... Either (i) or (ii) w d. www... (ii) random behavior is the primary source of variation w a... (i) Mere statements of economic tendencies.. m Interviewing all members of a given population is called . admin@jaiibcaiibmocktest....... a.... www..com.com... a Gallup poll ca c. Only (i) and (iii) c. a census d... a Nielsen audit iib Ans .......................c Characteristics of economic laws are . (i)....com.... Only (ii) c.. (iii) Hypothetical es a....bankpromotionexams..onlyforbankers......... 09994452442 .........jaiibcaiibmocktest....... Purchasing power parity theory d.......... www. www..... a sample b.... t.. Only (i) w b.d oc ..... (i) seasonality is present..... (ii) Less certain...ja The use of a smoothing technique is appropriate when .. admin@jaiibcaiibmocktest... Mint par theory c......bankpromotionexams............com........ Balance of Payments theory b.....com.........com....com. Both (i) and (ii) Ans ............... (ii) and (iii) Ans ... .jaiibcaiibmocktest..b .... None of the above om Ans .. iib a....... Only (ii) and (iii) kt d.. ………………………………………………………………………………………………………………………………………………………………… www.... Core inflation w b. www. The inflation rate of 8%.. The inflation caused by the the information given at point no. The inflation rate 11% represented by the consumer price. (ii) Demand Pull inflation (iii) Cost-push inflation es a. (ii) Demand Pull inflation (iii) Cost-push inflation a. Headline inflation ca c. (i). Demand Pull inflation d.4 in the question. Core inflation b. om 4) Further due to increased wages and salaries. is called: iib a.in 223 Facebook Groups - JAIIB CAIIB STUDY MATERIALS / CAIIB DISCUSSION BANK PROMOTION EXAMS / ONLY FOR BANKERS murugan0501@gmail. based on the above information...b 3. Only (ii) and (iii) d... Cost-push inflation iib Ans . there is increase in cost of inputs leading to increase in whole-sale price index. Demand Pull inflation w d. Only (i) and (iii) ………………………………………………………………………………………………………………………………………………………………… www.com. t.3 in the question.com.jaiibcaiibmocktest. claims that due to implementation of Banks Bi-partite Settlement.com.onlyforbankers.. (i) Core inflation. is not called as .in [email protected]. www.c 1.. (ii) and (iii) oc Ans .jaiibcaiibmocktest.com. Cost-push inflation w Ans .ja a. Only (i) and (ii) b. [email protected] 4.b m 2.. 09994452442 ………………………………………………………………………………………………………………………………………………………………… While releasing the data relating to inflation increased by the Govt. Answer the following questions. www. admin@jaiibcaiibmocktest. there is increase in demand of goods and services leading to increase in consumer prices. 09994452442 . www. is called: . www. Headline inflation c... represented by the whole sale price. The inflation caused by the information given at point no.bankpromotionexams.onlyforbankers. Only (i) and (iii) kt c.com.bankpromotionexams.com. (i) Core inflation. Only (i) and (ii) b. it is observed that 1) The consumer price index based inflation increased to 11% and 2) Whole sale price index based inflation increased to 8% 3) The govt. is not called as . ...... ABCDEF .. www..... (iii) expressing balance sheet items as a percentage of total assets w a.........jaiibcaiibmocktest.. Only (ii) and (iii) d.... (ii) expressing w income statement items as a percentage of sales.. DFCAEB b.... Performs D.. kt Rearrange the six steps of motivation logically... return on interest es Ans ............... Only (i) and (iii) c. 09994452442 .. [email protected] b..... Only (i) and (ii) b. BCDEAF iib c. Identifies needs iib E.....bankpromotionexams.... (ii) and (iii) Ans ...... Receives either rewards or punishment ca a... (i) comparing firms having the same asset size... DEACFB d..c ………………………………………………………………………………………………………………………………………………………………… www... Searches for ways to satisfy the needs F.....com....... return on earning power t......in 224 Facebook Groups - JAIIB CAIIB STUDY MATERIALS / CAIIB DISCUSSION BANK PROMOTION EXAMS / ONLY FOR BANKERS [email protected]..... Reassess needs deficiencies C..in murugan0501@gmail. www.. a.. (ii) and (iii) Ans .c ....com. www..com..........com. Engages in goal-directed behaviour m B.... admin@jaiibcaiibmocktest... www........ (i).. www.com.com......onlyforbankers. (i).c ... om A formula such as net income available to common stockholders divided by common equity is used to calculate .. return on investment c. return on common equity d.. Only (ii) and (iii) d..ja Ans .. w A "common size" analysis implies . 09994452442 ………………………………………………………………………………………………………………………………………………………………… c...... oc A.a . ....bankpromotionexams.. (ii) and (iii) t..d ... realistic oriented b.....jaiibcaiibmocktest. social oriented iib d... www. es Which of the following is TRUE about both sides of the trial balance? a. (i)... Both sides are equal d.......c ...c .... www.... ………………………………………………………………………………………………………………………………………………………………… www.. Both sides are negative c. (iii) Common size income statements represent the various elements as a percentage of the gross profit a......com. Only (i) and (ii) om b.... investigation oriented c....... ca a........... w Which of the following is a need that motivates human behaviour as per the achievement motivation theory? (i) Power.............onlyforbankers.. 09994452442 ………………………………………………………………………………………………………………………………………………………………… Which of the following statements are true? (i) Common-size balance sheet shows relative value of the various items...... Only (ii) and (iii) d.... www..com...... Only (i) and (ii) w b... [email protected] ....c Ans ...... [email protected].. art oriented Ans .... (i)...... Both sides are not linked which each other oc m Ans ..... iib People who choose clinical psychology as careers are classified as ...com. 09994452442 ...... Only (i) and (iii) c.. (ii) Affiliation... Only (i) and (iii) c.... (ii) and (iii) Ans ... www............ (iii) Achievement w a........ (ii) In the common size income statement...ja ..... Both sides are always positive kt b.onlyforbankers..jaiibcaiibmocktest.......in murugan0501@gmail....... Only (ii) and (iii) d...in 225 Facebook Groups - JAIIB CAIIB STUDY MATERIALS / CAIIB DISCUSSION BANK PROMOTION EXAMS / ONLY FOR BANKERS murugan0501@gmail.. www... each product is represented as a percentage of the net sales figure....com...........com.com..bankpromotionexams....com. ....... www....... (iii) HRD competencies systems maturity score iib a.. information about individual interests and preferences is a part of ...in 226 Facebook Groups - JAIIB CAIIB STUDY MATERIALS / CAIIB DISCUSSION BANK PROMOTION EXAMS / ONLY FOR BANKERS murugan0501@gmail......... (ii) and (iii) Ans ...jaiibcaiibmocktest..d oc .bankpromotionexams....jaiibcaiibmocktest..... Either (i) or (ii) d...com... training and development b... (i).....com.ja Relationship between correlation coefficient and coefficient of determination is that .. m Which of the following is (are) the HRD score card? (i) HRD systems maturity score... admin@jaiibcaiibmocktest... (ii) Various ministries.. Both (i) and (ii) Ans .............. www.. Only (i) and (iii) c.. (ii) and (iii) iib Ans ...com... www. Only (i) and (ii) ca b........... admin@jaiibcaiibmocktest.... ....com. Only (ii) c....... t. www..... recruiting and placement kt d. 09994452442 ………………………………………………………………………………………………………………………………………………………………… The nation wide consumer councils formed by the Government comprise of representatives of ..... www....d . performance appraisal c........in murugan0501@gmail...... Only (ii) and (iii) d....... ………………………………………………………………………………………………………………………………………………………………… www. (ii) The coefficient of determination is the square root of the coefficient of correlation w a.... (ii) Competency score...onlyforbankers.com............. human resource planning Ans .....com....com... Only (ii) and (iii) om d.......... (i)..onlyforbankers........ 09994452442 .. Only (i) w b.c In career development focus.... Only (i) and (iii) c.....a ..... es a.... (iii) Manufactures of commerce a....bankpromotionexams......com. (i) The w coefficient of determination is the coefficient of correlation squared. Only (i) and (ii) b...d ... (i) Cost account and consumer.. . 0......onlyforbankers..... www.bankpromotionexams..7492 b... c....... www..com..com. Cost –push inflation b. Only (i) and (iii) c... If the bank takes a random sample of 100 accounts. Core inflation d. t.......com.c w .C.... 0.. (ii) and (iii) oc m Ans .ja d. GDP deflator is based on a fixed basket of goods and services and this basket is not changed according to people’s consumption and investment patterns....com. www.... 09994452442 ………………………………………………………………………………………………………………………………………………………………… CPI is the cost of living index popularly known as .. www.... manufacturing and construction sectors.onlyforbankers...8542 c. 0....bankpromotionexams. Only (ii) and (iii) d..in 227 Facebook Groups - JAIIB CAIIB STUDY MATERIALS / CAIIB DISCUSSION BANK PROMOTION EXAMS / ONLY FOR BANKERS [email protected]............... www.. CPI reflects the change in the level of prices of a basket of goods and services purchased/consumed by the households at the retail level.. w Bank calculates that its individual savings accounts are normally distributed with a mean of Rs 2000 and a standard deviation of Rs 600... Only (i) and (ii) kt b....com..in [email protected] .... b. admin@jaiibcaiibmocktest. (i)... ...... WPI reflects the change in the level of prices of a basket of goods traded between corporations at the iib wholesale level. What is the probability that the sample mean will lie between Rs 1900 and Rs 2050? a... Headline inflation om Ans .... iib Which if the following statement is NOT true? ca a. WPI helps to monitor price movements that reflect price movements that reflect supply and demand in industry.c ..jaiibcaiibmocktest.com..com.com.. (iii) Inability of a customer to meet his commitment es relating to a financial transaction with the bank a..5357 ………………………………………………………………………………………………………………………………………………………………… www.................. (ii) Inability of the customer to reimburse the bank in case of invocation of a guarantee or devolvement of an L..... Demand – pull inflation c... w Ans .c Which of the following are credit risk? (i) Unwillingness of a customer to meet his commitment relating to a financial transaction with the bank..... a.. admin@jaiibcaiibmocktest.. 09994452442 ................ ... rate of interest declines. If bond prices go up...Rs............a w .. www....... 150000 Crores Time deposits with banking system .... 60000 Crores All deposit with post office savings bank excluding NSCs . CSO (Central Statistical Organization) classifies the industrial sector into ..com...com...4573 Ans .. b. oc c.a .com. w M2 ..com. [email protected] Crores Currency with public . 100000 Crores Demand deposit with banking system .. www.... > 100 c.. 3 c..... kt a...... om a......... segments... If bond prices go up.......onlyforbankers.... www.....Rs...... [email protected]. Bond prices and rate of interest are inversely related... 50000 Crores ………………………………………………………………………………………………………………………………………………………………… www. 09994452442 ………………………………………………………………………………………………………………………………………………………………… d.jaiibcaiibmocktest. m d.... w Given...Rs.. rate of interest rises....b es ..com. rate of interest increases............... ca For a given year if an adjusted seasonal index is > 100 then for some other period it is a...... none of the above ....c iib ...ja Ans .Rs...... If bond prices go down.. Pick the incorrect statement..... < 100 iib b..in 228 Facebook Groups - JAIIB CAIIB STUDY MATERIALS / CAIIB DISCUSSION BANK PROMOTION EXAMS / ONLY FOR BANKERS murugan0501@gmail.. 2 b... 09994452442 .. 0. = 100 d....onlyforbankers.. 150000 Crores Savings deposit of post office savings banks ..com.....jaiibcaiibmocktest.com.............bankpromotionexams...... www....in [email protected] c...Rs. Ans ..com... 5 Ans .. www....... 4 t................... ....c .. Only (i) and (ii) b..... (i).demand deposit with the banking system .c M2 = M1+Savings deposit of post office savings banks M1 = currency with public + demand deposit with the banking system + other deposits with RBI es So.ja . 09994452442 ..... 390000 Crores d..onlyforbankers..com.jaiibcaiibmocktest.com.com.... (ii) Asset liability mismatch has been permitted by w RBI..60000 m Other deposit with RBI = 390000 Crores .. Rs. 250000 Crores c........ w Which of the following are correct regarding infrastructure project by the banks? (i) Banks are allowed to funds promoters' equity in certain circumstances........ admin@jaiibcaiibmocktest.. 240000 Crores b.... Only (i) and (iii) c..bankpromotionexams....in 229 Facebook Groups - JAIIB CAIIB STUDY MATERIALS / CAIIB DISCUSSION BANK PROMOTION EXAMS / ONLY FOR BANKERS murugan0501@gmail............ M2 = currency with public + demand deposit with the banking system + other deposits with RBI + kt Savings deposit of post office savings banks Other deposit with RBI = M2 ......c Solution : t...onlyforbankers.100000 .... Rs. [email protected]. (iii) IDFC provides liquidity support to banks w a...b .com. ………………………………………………………………………………………………………………………………………………………………… www. Slowdown iib d.... Rs. Recovery Ans ............ Boom b.. www. www.. Depression c......jaiibcaiibmocktest. www...com..150000 .. Rs.......com....... Only (ii) and (iii) d..com..currency with public .in murugan0501@gmail.... www................ (ii) and (iii) Ans ... 400000 Crores om Ans . iib Pick odd man out ca a.... www.....Savings deposit of post office savings banks oc Other deposit with RBI = 700000 .bankpromotionexams. 09994452442 ………………………………………………………………………………………………………………………………………………………………… Calculate Other deposit with RBI a. .......86% Ans ..c What government of India does in open market operations to suck money from the market? a....... 09994452442 ………………………………………………………………………………………………………………………………………………………………… Which of the following is the queue processing and reordering in RTGS? a.....onlyforbankers.. Bypass FIFO c....jaiibcaiibmocktest... 12.. Increase interest Rate kt Ans .. 09994452442 .d ........ The face value of the bond is Rs 1000... www........ oc m A bond has been issued for a 10 year 12% coupon bond..com....a .......37 % w c...b . www. FIFO with prioritization d..c ....onlyforbankers.. 11....... www.........25 .00 and the bond makes annual coupon payments.00% b............. 13.00% ca b......27% iib Ans .. The face value of the bond is Rs 1000...... www....26% d.. ..com..... ………………………………………………………………………………………………………………………………………………………………… www. t..ja ABC Corporation has just issued a 10 year 12% bond. 12......... 12... [email protected]..... www...bankpromotionexams.... [email protected]...... 12. what is the bond's yield to maturity? iib a. 10.....com. Sell bonds c..com.....jaiibcaiibmocktest....59% c..........com.......00 and the w bond makes semiannual coupon payments...56% d.... All of the above om Ans .. If the bond is trading at Rs 867.... what is the bond's YTM? w a....... FIFO b.in [email protected]. Absorb bonds es b...in 230 Facebook Groups - JAIIB CAIIB STUDY MATERIALS / CAIIB DISCUSSION BANK PROMOTION EXAMS / ONLY FOR BANKERS [email protected]....... Increase CRR d.. If the bond is trading at Rs 967.com........ 14.... .64 iib = 32....com...95% c.....in 231 Facebook Groups - JAIIB CAIIB STUDY MATERIALS / CAIIB DISCUSSION BANK PROMOTION EXAMS / ONLY FOR BANKERS murugan0501@gmail. change in price of the bond = 1000 .... 23....... t.09 + 1000] ÷ 1. w In economics.967..onlyforbankers...5% ........... If YTM is increased by 1%...jaiibcaiibmocktest.in murugan0501@gmail........ 14.bankpromotionexams...c Monica purchased a bond with face value of Rs..jaiibcaiibmocktest...com. 09994452442 ………………………………………………………………………………………………………………………………………………………………… The real return is 10% and the expected rate of return is 4.... Base rate and Bank rate d.com...onlyforbankers... 32..69% om Ans – b .... www..96 kt d...00% d.....69 c.... www........... 23.96 Ans . www........com....com.d oc m Explanation : If YTM is 9%.. government reserve and capital b...d ..50% b. so Bond’s Value < FV) . CRR and SLR w c..ja ..com.96 decrease (Since Coupon rate < YTM. 4......com........ www....69 b..... 10. www..bankpromotionexams. fiscal policy has got two main instruments. ………………………………………………………………………………………………………………………………………………………………… www.com...... admin@jaiibcaiibmocktest.. 8... the change in price of bond would be. w a.. es a......09^4 = 967. admin@jaiibcaiibmocktest. 1000 and Coupon of 8% and maturity of 4 years.. government spending and taxation (revenue collection) Ans ..09^4 – 1) ÷ 0.604 ca So.... What is the nominal rate of return? a... 09994452442 ... 32.. then bond’s price iib = [80 × (1. ............com.c A committee was set up in January 2000 for the fiscal responsibility and budget management act(FRBM).. R Raghawan d........com... This was headed by. M narsimanan b............. EAS Sharma kt c... 1232.......... www........in 232 Facebook Groups - JAIIB CAIIB STUDY MATERIALS / CAIIB DISCUSSION BANK PROMOTION EXAMS / ONLY FOR BANKERS murugan0501@gmail. es a. Mr.. www...c .. The pattern of resource allocation c..onlyforbankers..bankpromotionexams. Pick up the odd one.... www.. a.bankpromotionexams.. what is the appropriate price of bond ? ca a. [email protected] [email protected]... The distribution of income Ans . w w w ………………………………………………………………………………………………………………………………………………………………… www..... The proper utilization of funds om d. 1158.ja ..5% annual coupon payments...... Dr.....57 iib d... Mr..... Aggregate demand and the level of economic activity b..57 c.... AK Choudhary oc Ans ... www.b ...87 b.com.......... [email protected].... 09994452442 ......com.....b m . 09994452442 ………………………………………………………………………………………………………………………………………………………………… Changes in the level and composition of taxation and government spending can have impact on the following variables in the economy... t.. ABC Inc has a 12 year bond outstanding that makes 9. www.jaiibcaiibmocktest.....56 Ans ... 1254..... Mr..com..com. If the appropriate iib discount rate is for such a bond is 7% ....... 1198..... To make the operations of the enterprise viable again b.. To increase bank's advances om Ans ..onlyforbankers.com...in 233 Facebook Groups - JAIIB CAIIB STUDY MATERIALS / CAIIB DISCUSSION BANK PROMOTION EXAMS / ONLY FOR BANKERS murugan0501@gmail....... Recovery through legal action is time consuming es b.....onlyforbankers.... Adequate security is not available c.. 09994452442 ………………………………………………………………………………………………………………………………………………………………… The aim of a rehabilitation programme is: a. t. What would you do.... 1 lakh iib b.............. 09994452442 .. 10 Lakh Ans ....................in murugan0501@gmail. Realization or security may be difficult d.... [email protected] ... if the opportunity cost is 10 % ? w a....... www......... You have a choice of buying the . because: a... Suppose you start a rent-a-car business and want to buy an automobile......... www.com... Go for Cash down payment w b..a . NOTA Ans ....jaiibcaiibmocktest.ja car cash down for Rs 400000 or paying Rs 90000 a year for five years for the same car.com....... www.....com..com......com.......... [email protected]. www. All the above kt Ans ........ oc m Maximum loan amount under housing finance to repair a house at a rural place can be Rs..... To comply with R B I guidelines d... 2 Lakh c.... ………………………………………………………………………………………………………………………………………………………………… www... To help in employment generation c.bankpromotionexams..com.......c Banks enter into compromise with borrowers in case of default.. Take auto loan c....a iib ..com..........d ... 5 Lakh ca d.... www......jaiibcaiibmocktest.. ? a...... Cannot say w d............ .....in 234 Facebook Groups - JAIIB CAIIB STUDY MATERIALS / CAIIB DISCUSSION BANK PROMOTION EXAMS / ONLY FOR BANKERS [email protected].... Only (i) and (iii) w c........... 09994452442 .. atomic energy d. 100% FDI is not permitted? a........... ………………………………………………………………………………………………………………………………………………………………… www.....c iib .... Only (i) and (ii) b.com.. petroleum and air transport d......c Under which of the following..... admin@jaiibcaiibmocktest.... print media and insurance kt Ans .com.. defence. private corporate iib b.onlyforbankers......jaiibcaiibmocktest....com.. None of these Ans ....... government c.....jaiibcaiibmocktest.... investment companies c.. www...... (iii) Frequent reviews of norms and fixing internal limits for aggregate commitments to w specific sectors of the industry or business w a. 09994452442 ………………………………………………………………………………………………………………………………………………………………… 100% FDI is permitted under a very limited number of sectors.. (i)..a ... insurance and asset reconstruction om Ans ...... oc m FII are permitted to invest in debt instruments issued by .. admin@jaiibcaiibmocktest... a.........bankpromotionexams... retail trading and lottery business b...c ...onlyforbankers..... retail trading and lottery business es b. Which of the following is one of them? a.... www....bankpromotionexams. www..... both a and b ca d.com.. Only (ii) and (iii) d.................d .com.....ja standards of credit proposals....... www...... Which of the following are macro level action for mitigation of credit risk? (i) Improving appraisal . t.... (ii) and (iii) Ans .... (ii) Periodically reviews of the exposure norms for single and group borrowers............com.. www..in murugan0501@gmail... gambling and betting c.... ..com.... 39....d oc ....... All of the above iib Ans ....... is called a ......com..... www.90 w b.. Either of b or c Ans . Money Ans .com... t. Government policies d.... Command economy om d. m Which one is the force behind the Supply Curve? iib a....30 c............ 69...ja Priya purchased a bond with face value of Rs. admin@jaiibcaiibmocktest.. bond’s price ………………………………………………………………………………………………………………………………………………………………… www. in which the government makes all important decisions about production and distribution.. www. admin@jaiibcaiibmocktest...... the change in price of bond would be.............d .. Cost of production b..com...90 w d.....c Pick odd man out...com. w a.com..com. Wages kt d...onlyforbankers..60 Ans ... 1000 and Coupon of 8% and maturity of 4 years.....com....bankpromotionexams....... Laissez-faire economy b. www..... es a.... a........... Interest c.jaiibcaiibmocktest. ..in 235 Facebook Groups - JAIIB CAIIB STUDY MATERIALS / CAIIB DISCUSSION BANK PROMOTION EXAMS / ONLY FOR BANKERS murugan0501@gmail. www...jaiibcaiibmocktest..onlyforbankers.. www. Socialistic economy c.. 63.. 09994452442 ………………………………………………………………………………………………………………………………………………………………… The economy.... 09994452442 ...... Technological advances ca c.....b Explanation : If YTM = 6%..in [email protected]. Rent b....d . 36.. If YTM is reduced by 2%.. economy.. ...... www... 8..com.. What is the YTM of this bond? ...com......67.......06^4 = 1069......Rs. w c....c a. Logging system Ans . 6.. 10... admin@jaiibcaiibmocktest... www..com. In capital market the erstwhile badla system is replaced by . So.Rs... Demand and supply b......36% b..33%.... IS curve and LM curve relates which of the two variables? oc m a.. 90000 Crores Demand deposit with banking system ..... 4.............. iib You bought a 5 year Zero Coupon bond with a Rs 1000 face value for Rs 735.....18% w Ans .... 220000 Crores ………………………………………………………………………………………………………………………………………………………………… www.. 69....30 om ..d .. 09994452442 ………………………………………………………………………………………………………………………………………………………………… = [80 × (1...in 236 Facebook Groups - JAIIB CAIIB STUDY MATERIALS / CAIIB DISCUSSION BANK PROMOTION EXAMS / ONLY FOR BANKERS murugan0501@gmail..... www....in [email protected].. t..onlyforbankers......... Money and interest rate iib d. Currency with public . open market system b..com.. outcry system c.........com.jaiibcaiibmocktest. 09994452442 ......b w ..30 ..30.. 180000 Crores Time deposits with banking system .. option and futures es d.....06 + 1000] ÷ 1......... www.......06^4 – 1) ÷ 0..ja a.onlyforbankers....... [email protected] kt ....com....bankpromotionexams...69% d......... Income and rate of interest ca Ans .. www....... Money and market c..com.... Given....1000 = Rs... change in price of the bond = 1069.bankpromotionexams.....jaiibcaiibmocktest........... .. 50000 Crores Calculate broad money M3... www.. w a. www. 09994452442 ………………………………………………………………………………………………………………………………………………………………… Other deposit with RBI ... admin@jaiibcaiibmocktest. Annual reviews c.Rs...........com.......com..d w .... www......d es Solution : M1 = currency with public + demand deposit with the banking system + other deposits with RBI M1 = 90000+180000+260000 kt M1 = 530000 M3 = M1+Time deposit with banking system oc So...c Ans .....com... 750000 Crores t.... Rs.. iib The finance minister is required to keep parliament informed through . Employment d...... www......onlyforbankers... Individual Firms c.. ………………………………………………………………………………………………………………………………………………………………… www...... 570000 Crores d... w Microeconomics is concerned with the behaviour of ........b .....bankpromotionexams.jaiibcaiibmocktest....Rs.. reviews on the ca implementation and to take corrective measures if the reviews show deviations.. Rs...ja Ans .. All the above Ans .....in 237 Facebook Groups - JAIIB CAIIB STUDY MATERIALS / CAIIB DISCUSSION BANK PROMOTION EXAMS / ONLY FOR BANKERS murugan0501@gmail... Quarterly review .. a.. [email protected].... Rs........com. 60000 Crores All deposit with post office savings bank excluding NSCs ...in murugan0501@gmail. Rs...... GDP b.... m M3 = 530000+220000 M3 = 750000 Crores ...bankpromotionexams. om a.. Halfyearly review iib b. 260000 Crores Savings deposit of post office savings banks ..jaiibcaiibmocktest........ Monthly review d..com.. 09994452442 ...com.. 530000 Crores c.. 490000 Crores b... www... (ii) and (iii) t........ja Ans .. a. Only (ii) and (iii) d... the condition ca of Mr........... Key Performance Areas b..bankpromotionexams........... Isolation d...com.com. ………………………………………………………………………………………………………………………………………………………………… www.......jaiibcaiibmocktest..... Ram is working in ABC Corp......... Motivation oc m Ans ..onlyforbankers. admin@jaiibcaiibmocktest..... Guilt iib b.. 09994452442 . www..com.a . w KPA stands for.... es .com.. www... (i).. since last 30 years.... Dispair ..onlyforbankers... Now he is at an age of 59 due to his old age he is unable to complete his social and biological roles and feeling unwanted and uselessness.......d w .c ........ Only (i) and (iii) c. www.....bankpromotionexams...... iib Mr..........in murugan0501@gmail.... Development d..... potential and Achievement d... None of the above Ans ..com........ Only (i) and (ii) om b... www.. a..... forms a part of economic appraisal......c ........com. Performance and Attitude c.. (ii) The contribution of promoters forms a part of economic appraisal..... (iii) Promoters' background is part of the management appraisal a. admin@jaiibcaiibmocktest.... w a..... Ram is said to be. www.jaiibcaiibmocktest.. Knowledge........ Inferiority c... Training kt b..com.... in case of contingencies. 09994452442 ………………………………………………………………………………………………………………………………………………………………… Which of the following statements are correct for project appraisal? (i) Capacity of promoters to arrange for additional funds..com.....in 238 Facebook Groups - JAIIB CAIIB STUDY MATERIALS / CAIIB DISCUSSION BANK PROMOTION EXAMS / ONLY FOR BANKERS [email protected] Ans .......... is learning for growth of the individual not related to a specific present or future job..... Education c. Knowledge.... .com..........com.....jaiibcaiibmocktest. a...onlyforbankers. Frequent over drawings d. Cognitive c........com..... absenteeism...... forgetfulness.. ... sabotage.....c .com. Delay in payment of interest or installments b............ www. t.. (ii) and (iii) Ans ................... Through Trait theory b.... admin@jaiibcaiibmocktest...... m Which of the following is not an unsatisfactory sign in conduct of the account of the borrower? iib a.d .. admin@jaiibcaiibmocktest. (iii) Installment of term loan......com.... www..ja Which of the following are correct regarding term loans by the banks? (i) Asset liability matching is an important consideration in term financing..... es a. www.... Andragogy b.....com... Only (i) and (iii) w c.....c To control employee behavior at work place as daydreaming..in 239 Facebook Groups - JAIIB CAIIB STUDY MATERIALS / CAIIB DISCUSSION BANK PROMOTION EXAMS / ONLY FOR BANKERS [email protected]..... Only (i) and (ii) b.. tardiness..jaiibcaiibmocktest.... High turnover iib Ans ... Minorology om Ans ....b . (ii) Current ratio is the most important ratio in appraisal of a w term loan.. ………………………………………………………………………………………………………………………………………………………………… www...... alcoholism and drug abuse can be analysed through. Through psychoanalytical studies c....com. routing of transactions with some other bank ca c... 09994452442 ………………………………………………………………………………………………………………………………………………………………… The education model available for education of children is called .bankpromotionexams.......b oc ..... Only (ii) and (iii) d.. Pedagogy d. www. www....onlyforbankers........ Through self concept theory kt d.......... (i)....... payable within one year is considered as current liability w a. 09994452442 .............com.....in murugan0501@gmail.. Through Social learing theory Ans . onlyforbankers....... Which of the following is not the type of smart cards? ... In RTGS. Improvement in the quality of credit portfolio b.bankpromotionexams.onlyforbankers.in [email protected] .com.. Stored Value Cards w b. 09994452442 ………………………………………………………………………………………………………………………………………………………………… Which of the following is not the purpose credit audit? a....... oc m Which of the following is not correct for SFMS? a...d ..... Closed and open stored value cards w d. www..... To keep a tab on the important decisions of the board es b....... admin@jaiibcaiibmocktest.. www..com...jaiibcaiibmocktest....com....... Feedback on regulatory compliance d...com..com.. www..... Uses Text messages iib b....... t. admin@jaiibcaiibmocktest........ Re-loadable and disposable cards c. Inter-bank Debit List ………………………………………………………………………………………………………………………………………………………………… www........a iib ......... To guide the company for better working d..in 240 Facebook Groups - JAIIB CAIIB STUDY MATERIALS / CAIIB DISCUSSION BANK PROMOTION EXAMS / ONLY FOR BANKERS murugan0501@gmail...... Stock inspection om Ans ......... IDL is a.....c Purpose of appointing bank’s nominee on company’s board of borrowing company is: a.................. Uses server signing PKCs c.... None of these w Ans ..com...d .... Access can be restricted to HTTPS Ans ..com. To safeguard the securities charged to the bank kt Ans .. 09994452442 .. Uses server encryption PKCs ca d.ja a... Intra Day Liquidity b......................jaiibcaiibmocktest....... www.... www..com......bankpromotionexams...... Review sanction process and compliance status of large loans c....... To be a part of the management c. ja d. Depression c.............com.... Boom b. www.... Recession Ans – d ………………………………………………………………………………………………………………………………………………………………… www...b .. admin@jaiibcaiibmocktest... www.. Law of diminishing marginal utility d..... Deferred net settlement system d...... om FEDWIRE is a a.... Recession w Ans ... Boom c.bankpromotionexams.................. kt LM curve is derived from a.com.. www....com.. 09994452442 ………………………………………………………………………………………………………………………………………………………………… c................ 09994452442 ..com.....in murugan0501@gmail.... w Which phase of the business cycles also known as the crisis? w a. None of these Ans ..jaiibcaiibmocktest.in 241 Facebook Groups - JAIIB CAIIB STUDY MATERIALS / CAIIB DISCUSSION BANK PROMOTION EXAMS / ONLY FOR BANKERS murugan0501@gmail.... Depression b........ Gross Settlement system t........onlyforbankers.a .com...............com. [email protected] c.. Net settlement system b........ Classical theory oc b.jaiibcaiibmocktest.... Keynesian liquidity preference theory of interest m c... Deferred gross settlement system es Ans ....bankpromotionexams. Recovery d.. ca Underemployment of both men and materials is a characteristic of which phase? iib a..com.... www.......... Law of equimarginal utility iib Ans ... www.com.... Instrument Debit List d.a .. Recovery ......onlyforbankers.............b ....... .bankpromotionexams.. w a.....5:1 b....etc ) = Rs 300000/- Here inventories = 150000/- oc CL = 100000/- m Hence QR= 150000/100000 i..... iib Which of the following are micro level action for mitigation of credit risk? (i) Improving sanctioning and ca delivering process. www...com... number d.. Only (ii) and (iii) .... Type.onlyforbankers.. admin@jaiibcaiibmocktest..... for each stage.......in [email protected].. Number......e 1....jaiibcaiibmocktest. time period b.. w The Concept of career path relates to .jaiibcaiibmocktest..com... www. (iii) Monitoring and review of individual proposals/categories of proposals iib a. candidates c.... (ii) Obtention of collateral security.d .... (i). Decision.. 09994452442 ………………………………………………………………………………………………………………………………………………………………… Cash = Rs 50000/- Debtors = Rs 100000/- Inventories = Rs 150000/- Current liabilities = Rs 100000/- Total current assets = Rs 300000/- The quick ratio = ? om a.. www. Sequence...com.....com.com.a es Let me Explain Since Quick ratio = Quick asset / CL kt Here Quick asset = CA. Only (i) and (ii) b.. time period Ans – a ………………………………………………………………………………………………………………………………………………………………… www.. Only (i) and (iii) c..... [email protected] d. of movements and deciding the .......com...... 3:1 t... 09994452442 ......in 242 Facebook Groups - JAIIB CAIIB STUDY MATERIALS / CAIIB DISCUSSION BANK PROMOTION EXAMS / ONLY FOR BANKERS murugan0501@gmail.. www... www.onlyforbankers..com..5:1 .....c d.com.. 1...... (ii) and (iii) w Ans .. 3:2 Ans . 2:1 c...Inventory Now CA= (Cash + Debtor.. .com.... Understanding others b... 1:1 w b...e.c Current ratio of a unit is 2:1 and quick ratio is 1:1.......com.... admin@jaiibcaiibmocktest. Improving inter-personal relations om Ans . ………………………………………………………………………………………………………………………………………………………………… www......jaiibcaiibmocktest..com........jaiibcaiibmocktest. t.. a. www...c Let me Explain As per Balance sheet rule..com.in 243 Facebook Groups - JAIIB CAIIB STUDY MATERIALS / CAIIB DISCUSSION BANK PROMOTION EXAMS / ONLY FOR BANKERS [email protected]. 09994452442 ………………………………………………………………………………………………………………………………………………………………… Johari Window is most useful for ...bankpromotionexams.5:1 w d.... 1..... Rs 10 lac c..b . 09994452442 .. 20:CL= 2:1 ca i.com... .. Find outthe amount of quick asset..... www........b oc m Let me Explain Since CR = CA: CL iib CR= CA:CL = 2:1 i... Rs 12 lac kt d. Working in Teams d.. current liabilities Rs 10 lac and capital and reserves Rs 4 lac.... 1. www. www. What is the debt- equity ratio? w a.onlyforbankers... Rs 8 lac b.25:1 c.......75:1 Ans ..e CL = 10 lac Now QR= 1:1 Since QR= Quick asset/CL ( here quick asset is CA-Inventory ) iib Hence QA= CL ~ 10 lac .. 1.. es a.... The level of current assets is Rs 20 lac.... admin@jaiibcaiibmocktest...... Self-Awareness c.com. www.ja Total assets is Rs 20 lac. Rs 15 lac Ans ..com.in [email protected]. . so stop) So....com..... FV = 1000 CR = 10% iib R (YTM) =? T = 6 years ca Coupon = FV × CR = 100 Bond’s price = 900 Since FV > Bond’s Value.. www.. www.... www.. price = 917..com. [email protected] kt Ans ..com. 900.bankpromotionexams. [email protected].... so keep guessing) w If YTM = 13%.. so keep guessing) If YTM = 12%...78 (> 900. price =957.. 1000 has been purchased by Mr..27 es c.e tangible net worth) = 4 lac Since DER = TL/TNW or debt/ equity or TL/equity Hence 6/4 = 1.com. 6-years bond...06 (< 900..bankpromotionexams... price = 880.in murugan0501@gmail...... we have to use trial and error method.. www... 12...com.... YTM = 12 + (917....onlyforbankers.jaiibcaiibmocktest... What is his yield till maturity? t....com.78 ÷ 37.com. Now Long term debt = 20-(10+4) = 6 lac and capital + reserve (TNW i.. We have to start with a value > 10 and find the price until we get a value < 900..in 244 Facebook Groups - JAIIB CAIIB STUDY MATERIALS / CAIIB DISCUSSION BANK PROMOTION EXAMS / ONLY FOR BANKERS murugan0501@gmail. using interpolation technique. 11.ja So.. Coupon rate < YTM (based on above three observations) iib So.. A 10%..06) = 12 + 17... 14... x for Rs. 09994452442 ....78 – 880.78 – 900) ÷ (917.74 d.72 = 12.... 11..com.... w If YTM = 11%....a Explanation : oc m Here... www. ………………………………………………………………………………………………………………………………………………………………… www. 09994452442 ………………………………………………………………………………………………………………………………………………………………… Total assets = Total liabilities Since total assets here is Rs 20 lac hence total liabilities must be 20 lac....5 om .47% ... w So.. with face value of Rs..47 b...69 (> 900. Bond Price = (1/(1+R)^t)((coupon*((1+R)^t-1)/R)+Face Value) ..... YTM must lie between 12 and 13.c a. .. Rs 12 lac b. www....... 09994452442 ...... Complex motor sequences pattern c. Simultaneous d... t.....bankpromotionexams..com.. Rs 24 lac iib Ans ..... Organismic Theories d.. What is the amount of net profit? iib a.....bankpromotionexams...... a....com. www.in [email protected] Left hemisphere controls right side of body and controls all except one.. Trait Theory ………………………………………………………………………………………………………………………………………………………………… www...ja CR = 3:1 w Liabilities = 30 lac Hence current asset will be 90 lac w Now since wc turn over is 4 that means the total turn over will be 90×4=360 lac Then profit should be 360×5% = 18 lac w . Pick up the odd one....com. 09994452442 ………………………………………………………………………………………………………………………………………………………………… ..com..........jaiibcaiibmocktest... If current liabilities are Rs 30 lac and net profit to sales percent 5% . are basically inherent to a person..com..... oc m Working capital turn over ratio is 4 and current ratio is 3:1....com...... theories hold that the learner is passive in the process of learning.... Humanistic Theories om Ans . Sequential ordering es b.... a.. [email protected] Let me Explain .. [email protected] .......b ... a.com.jaiibcaiibmocktest... Rs 18 lac d....in 245 Facebook Groups - JAIIB CAIIB STUDY MATERIALS / CAIIB DISCUSSION BANK PROMOTION EXAMS / ONLY FOR BANKERS murugan0501@gmail. Cognitive Theories b...... Dominant kt Ans . Behaviourist Theories c. Which theory of personality believes that the traits of a person which determine his personality and behavior. Psycho-analytical theory b.....onlyforbankers.. www...........onlyforbankers........ Rs 15 lac ca c. www..com..... www... .....b .. Complementary ………………………………………………………………………………………………………………………………………………………………… www. Unions have been present even before HRM came in to existence w Ans ......... www..onlyforbankers. Only (i) and (iii) c...bankpromotionexams.....in 246 Facebook Groups - JAIIB CAIIB STUDY MATERIALS / CAIIB DISCUSSION BANK PROMOTION EXAMS / ONLY FOR BANKERS murugan0501@gmail........ www. a... but costly... First phase ............. iib Union formations were seen in the . w A sales man in a shop showed a suit piece and told the customer that the cloth is very good.com. Second Phase c........ phase of development of HRM. Social learning theory Ans ... Trait Theory c.............. (ii) emotions..bankpromotionexams.......onlyforbankers..com... (ii) and (iii) ca Ans ...... [email protected].. 09994452442 ………………………………………………………………………………………………………………………………………………………………… c...... Which of the following is controlled by the oc left side of the brain? (i) speech... a.. om ..ja b....com.... theory of personality believes that the personality development is more a result of social variables than biological factors.. (iii) reading and writing m a.....com......a ...c b. admin@jaiibcaiibmocktest...... Duplex b.d ... 09994452442 . www... www...... www....... Only (ii) and (iii) iib d. Third phase w d.. Psycho-analytical theory t......jaiibcaiibmocktest.. Self concept theory d.. Only (i) and (ii) b..com... Social learning theory es Ans ... (i)...... He was using the following transaction: a.in [email protected].... Self concept theory d.com.jaiibcaiibmocktest....... Angular c..b .... kt Split brain (right vs left) psychology is closely related to ESB.................... Rs.. Consumptions . Only (i) and (ii) b.. www................ Only (i) and (iii) m c.......... www...c c. Govt spending .b ....com.. None of the above Ans .onlyforbankers....... 60000 ………………………………………………………………………………………………………………………………………………………………… www.... www..com...jaiibcaiibmocktest. A prominent politician was heard saying that that people state was incapable of joining the army.. Only (ii) and (iii) d...... (ii) and (iii) iib Ans .. (i) Price...... www. Only (ii) and (iii) d.com... Gross investment ...Rs...... 09994452442 . Stereotyping b.in 247 Facebook Groups - JAIIB CAIIB STUDY MATERIALS / CAIIB DISCUSSION BANK PROMOTION EXAMS / ONLY FOR BANKERS murugan0501@gmail.. 10000 4..Rs.. kt Demand Schedule is the relationship between ...ja c. (i). Import .......com..... 90000 5...... (iii) Quantity bought a. w Go through the following data and answer the question (all in Indian Rupees in Crores) 1.....Rs. (iii) Means or resources have alternative uses iib a...bankpromotionexams. (i)..jaiibcaiibmocktest.... Hallucinating d................a ...... admin@jaiibcaiibmocktest.......... (ii) Means to satisfy human wants are unlimited. Export .bankpromotionexams.com....com....com..in murugan0501@gmail.... 50000 2.com............ ca Which of the following statements are correct? (i) Human wants are unlimited....Rs........b w .. [email protected]. All of the above es Ans .b . Only (i) and (ii) oc b..... 09994452442 ………………………………………………………………………………………………………………………………………………………………… d..... www...... a. Only (i) and (iii) . Projecting t... 40000 3. (ii) and (iii) w Ans ..... He om was .. (ii) Demand......... com... [email protected] . 35 w Ans ..Net receivable from aboard 10.... Rs...Imports) m GDP = C+I+G+(X-M) = 50000+40000+10000+(90000-60000) = 130000 iib ...jaiibcaiibmocktest.. if Price index in current year is 12 and price index in base year is 10.RS....Rs........com..in 248 Facebook Groups - JAIIB CAIIB STUDY MATERIALS / CAIIB DISCUSSION BANK PROMOTION EXAMS / ONLY FOR BANKERS murugan0501@gmail. www. 25 c..a w solution : w Inflation = (price index in current year-price index in base year)/(price index in base year)*100 = (12-10)/10*100 = 2/10*100 = 20 . www.Income earned by foreign national domestically . Rs. 500 7..com.. 20 b..bankpromotionexams. ca Calculate Inflation. 1000 8.com.....ja d.Rs... 30 ... 1500 om 11. www... 120000 es d....... Taxes . Subsidies(on production and import) ... Rs.....com. Rs.... 09994452442 .onlyforbankers..Total capital gains from overseas investment . [email protected] [email protected].. iib a.Rs..c a. 130000 Ans ....... 09994452442 ………………………………………………………………………………………………………………………………………………………………… 6..com.... 100000 b... 110000 c.com.d kt Solution : oc GDP = Consumption + Gross investment + Government spending + (Exports .. www..... Compensation of employee .. 5000 7..com.. 500 Calculate GDP t...Rs...Rs. 500 9. www.. ………………………………………………………………………………………………………………………………………………………………… www.onlyforbankers....... Property Income . .bankpromotionexams..... [email protected] kt b.29 & 4. ………………………………………………………………………………………………………………………………………………………………… www..... 2...in 249 Facebook Groups - JAIIB CAIIB STUDY MATERIALS / CAIIB DISCUSSION BANK PROMOTION EXAMS / ONLY FOR BANKERS [email protected] = 3. a. the % change in prices of bond-1 & es bond-2 would be .com..c Explanation : iib Bond Price = (1/(1+R)^t)((coupon*((1+R)^t-1)/R)+Face Value) ca Bond 1: If YTM is 9%.. www.......04) ÷ 1000 w = 0..04486 = 4. Only (i) and (ii) b..jaiibcaiibmocktest..48 oc m Ans . domestically produced final goods and services in an economy. 1000 each and Coupon of 8% and maturity of 4 years & 6 years respectively.09 + 1000] ÷ 1. www. is not a measure of level of prices of all new.com. Only (i) and (iii) c... 09994452442 .onlyforbankers. (ii) GDP deflator... then bond’s price = [80 × (1.......39 & 4..39 & 4. www......ja If YTM is 9%....48% . 09994452442 ………………………………………………………………………………………………………………………………………………………………… ...14) ÷ 1000 = 0. If YTM is increased by 1%..... (i). then bond’s price = [80 × (1.09^6 w = 955.....64 Bond 2: ...29% & % change in price of bond 2 = (1000 – 955......com.. [email protected] murugan0501@gmail.. 3..onlyforbankers. (ii) and (iii) Ans .09^4 iib = 967.com.48 d. Only (ii) and (iii) om d. (i) WPI....jaiibcaiibmocktest. www... % change in price of bond 1 = (1000 – 967.com....b .09^4 – 1) ÷ 0.com.14 w So.29 & 4......c Ram purchased two bonds bond-1 & bond-2 with face value of Rs.com.09 + 1000] ÷ 1.84 c...com.. 3... www.........09^6 – 1) ÷ 0. t. 2..... (iii) CPI a.bankpromotionexams. ....jaiibcaiibmocktest. 09994452442 ………………………………………………………………………………………………………………………………………………………………… ... 10 Lakh iib Ans .. admin@jaiibcaiibmocktest... and ....... 40 c... by balance sheet b. respectively? es a... What percentage of small enterprises advance and export credit is supposed to be given .com........onlyforbankers. ………………………………………………………………………………………………………………………………………………………………… www..........bankpromotionexams...... .ja MR...com. How can w Mr..bankpromotionexams......in 250 Facebook Groups - JAIIB CAIIB STUDY MATERIALS / CAIIB DISCUSSION BANK PROMOTION EXAMS / ONLY FOR BANKERS murugan0501@gmail.... 20 b.. admin@jaiibcaiibmocktest. % of small enterprises advances should go to micro enterprises in case of foreign banks....com.com...... 40 and 32 % b....... www.. by financial statement d..com....... www.c Small enterprises advance and export credit does not financed by both public sector and PSU (export does not comes under priority sector advance).. Rohit want to invest some money in XYZ co... www................. www..? w a. he wants to purchase some stocks of this co........ 60 d.. all Ans .......onlyforbankers......jaiibcaiibmocktest.. a.......... Rohit assess the financial statement of the XYZ co..b ..... 02 Lakh c............... 80 om Ans – c .. no target and 12% oc Ans . 18 and 10% kt c....com......... iib a..... www........in [email protected]....... 09994452442 ......... 10 and 12% d.... RBI to free the lending rates of scheduled commercial banks for credit limit over .......com. 05 lakh d.... by EPS w c. t...c m .d .. 01 Lakh ca b.. . 1:1 b.... Registrar of company t...17 ………………………………………………………………………………………………………………………………………………………………… www..com.. Bank cash credit Rs 200. Income Tex office om b.... www.c Ans – d . admin@jaiibcaiibmocktest.. Reserves Rs 20.. goodwill Rs 50... 1 b....b ... iib Which one is the force behind the Supply Curve? a. term loan Rs 300..... Reserve bank of India c.. www.....com..bankpromotionexams. es Cash = Rs 50000/- Debtors = Rs 100000/- Inventories = Rs 150000/- kt Current liabilities = 100000/- Total current assets = 300000/- Quick Ratio = ? oc m a... Cost of production .......d .net fixed assets Rs 400..... a.... Technological advances c..bankpromotionexams..ja b.. 09994452442 ...... due to some contingency he is unable to prepare his Financial statement...... www. trade creditors Rs 50... cash Rs 50...... So he wants to extend his financial to another 03 months i.com... What is current ratio? a........ 1:1...75:1 iib d.....com.. Government policies w d...... 2:1 ca Ans ..com.... All of the above w Ans .in murugan0501@gmail. provisions Rs 50/-.. Receivables Rs 150....in 251 Facebook Groups - JAIIB CAIIB STUDY MATERIALS / CAIIB DISCUSSION BANK PROMOTION EXAMS / ONLY FOR BANKERS murugan0501@gmail..... 1.... www.. 09994452442 ………………………………………………………………………………………………………………………………………………………………… As per company act the maximum period of financial period is 15 months. MR Charles is GM of ABC co.e 18 months maximum period of financial statement. Accountant general of region d....jaiibcaiibmocktest....com.... admin@jaiibcaiibmocktest..jaiibcaiibmocktest......onlyforbankers..onlyforbankers..com.. www... w Capital is Rs 180..5:1 c......com.inventories Rs 150.. 1... MR Charles has to approach to whom for such extension.. ...... t............ [email protected] .in murugan0501@gmail.... (i).... www. (i) Time deposits...ja Narrow Money consists of ... Liquidity support from IDFC d...... www..e 1....com..jaiibcaiibmocktest. Break..17:1 .....c ....17:1 d.. 2 Ans .............c CA= 50+150+150= 350 CL= 200+50+50=300 om CR= CA:CL= 350:300 i......com.. Government policies es b.onlyforbankers.... www..... 09994452442 .. 1......in 252 Facebook Groups - JAIIB CAIIB STUDY MATERIALS / CAIIB DISCUSSION BANK PROMOTION EXAMS / ONLY FOR BANKERS murugan0501@gmail. Return on investment b. Faulty loan and repayment structuring c.......... admin@jaiibcaiibmocktest...... Only (i) and (iii) c...com. Overexposure (concentration) of credit to a particular segment d. (iii) Other Deposits with the RBI w a.......com.. oc m What bank should do to avoid asset-liability maturity mismatch that may arise out extending long tenor to infrastructure projects ? iib a.onlyforbankers. Lack of an efficient recovery machinery kt Ans ............ Only (ii) and (iii) w d. www......c Which of the following is an external factor affecting credit risk? a........ Only (i) and (ii) w b..bankpromotionexams..com..d . (ii) and (iii) Ans .......even analysis ca c. ...............com..bankpromotionexams........ ………………………………………………………………………………………………………………………………………………………………… www....... 09994452442 ………………………………………………………………………………………………………………………………………………………………… c..........com.... (ii) Currency with the Public Demand Deposits.....jaiibcaiibmocktest. www..... Take-out financing arrangement iib Ans . Bank rate c. www.......... None of the above.... Abraham Maslow Ans . w a..bankpromotionexams...... www.......... es a....com.. Shiv Khera kt d....com..... admin@jaiibcaiibmocktest. The amount of money in banks b........... Peter F Drucker c.... iib Ans ..c The famous book "The Landmarks of Tomorrow" is written by .onlyforbankers.. The amount of money in circulation in an economy d........jaiibcaiibmocktest..in [email protected]..... t.in 253 Facebook Groups - JAIIB CAIIB STUDY MATERIALS / CAIIB DISCUSSION BANK PROMOTION EXAMS / ONLY FOR BANKERS [email protected] ....b oc ... The amount of money with the people ca c. a.... rate of interest which a central bank charges on the loans and advance that it extends to commercial banks and other financial intermediaries.. book keeping sys b........... Tele phonic System w Ans ... www.b ....... 09994452442 ………………………………………………………………………………………………………………………………………………………………… ..... m Money Supply refers to iib a...com........... Base rate b....... [email protected]... www....com. Open cry system d. a.... AK Rice b...... 09994452442 ......... www..... loging system w c..... Market price ………………………………………………………………………………………………………………………………………………………………… www..... The equilibrium price is also known as ..com....ja In capital market.. the screen based system is replaced by....bankpromotionexams......... Repo rate Ans .. ...........c ... CRR om d..... ...com... What is the total present value of these cash flows? t.. 18000 and he expects a return of Rs...21) + (1200 ÷ 1. iib a.. 1000 and Rs............ 2364 kt Ans . 3246 es c.....com. 2141 ………………………………………………………………………………………………………………………………………………………………… www. 09994452442 ………………………………………………………………………………………………………………………………………………………………… b........ 2nd........ Macro Economics does not deal with . 2364 ca ..in murugan0501@gmail.. www.... 2441 d... 3000 p. 2114 b. www.. www.jaiibcaiibmocktest.... Real price d. Unemployment Rates .....c w .onlyforbankers.21 and 1...d .. For 12 years....com..d Explanation : oc m NPV = Σ {C÷ (1+r)T} – 1 Total Present Value = Σ {C÷ (1+r)T} iib = (700 ÷ 1..com.onlyforbankers...com.... Optimum price c. The discounting factor @ 10% roi is 1.. 2346 d... 1200 in the 1st..331) = Rs. om The cash flow expected from a project is Rs..a..ja c.. 3264 b. 2414 c....... www..........bankpromotionexams..... 1. admin@jaiibcaiibmocktest.... Individual Firms d..10... w Priyanka made an investment of Rs.com. Rs....... 700. Market-clearing price Ans .......1) + (1000 ÷ 1....bankpromotionexams. admin@jaiibcaiibmocktest... & 3rd year.c a.com... www. 09994452442 . What is the present value and net present value of the cash flow @ 10% discount rate? a.. Price Indices w Ans ... GDP b..in 254 Facebook Groups - JAIIB CAIIB STUDY MATERIALS / CAIIB DISCUSSION BANK PROMOTION EXAMS / ONLY FOR BANKERS [email protected]....... ......in 255 Facebook Groups - JAIIB CAIIB STUDY MATERIALS / CAIIB DISCUSSION BANK PROMOTION EXAMS / ONLY FOR BANKERS [email protected] a...com....... Government policies d.. 09994452442 .bankpromotionexams. www.......... www....... www. Laissez-faire economy is ..... Technological advances w c.... Cost of production b...... Supply curves relates quantity supplied to . None of these kt Ans .... The extreme case of a mixed economy d........... Price ………………………………………………………………………………………………………………………………………………………………… www. Demand c......b .com... GDP at factor cost = GDP at market prices .........jaiibcaiibmocktest..jaiibcaiibmocktest....subsidies b...c a.indirect taxes . admin@jaiibcaiibmocktest.. GDP at factor cost = GDP at market prices + indirect taxes ...................... The extreme case of a command economy es c...c Explanation : PV = 20441 NPV = PV – 18000 om = Rs.....subsidies d..com.com.. 2441 . oc Which of the following equations is correct? m a................. a.......in murugan0501@gmail. t.. All of the above w Ans ......com.. www.bankpromotionexams....... GDP at factor cost = GDP at market prices .. Supply b.. iib Forces behind the supply curve .... The extreme case of a market economy b..... GDP at factor cost = GDP at market prices + indirect taxes + subsidies ca Ans . [email protected] w ..onlyforbankers. 09994452442 ………………………………………………………………………………………………………………………………………………………………… Ans ....com......a ........ www.indirect taxes + subsidies iib c......com........com. ...... Only (i) and (iii) c..... [email protected] 200000 m Savings deposit of post office savings banks. option and futures w d...... Only (i) and (ii) b...... (iii) M3 om a... www...com. 09994452442 .....................com.. Logging system Ans -c ........ www.. www.. Rs 800000 d.....com....... www.com.c es .com....Rs40000 Time deposits with banking sys-Rs 200000 All deposit with post office banking sys in cluding Rs 40000 of NSC total-Rs 100000 iib a...ja In capital market the erstwhile badla system is replaced by .. www..in murugan0501@gmail. Calculate broad money M3 kt Currency with public... (i) M1. Narrow money is not indicated by .onlyforbankers..bankpromotionexams............. Rs 500000 ca b................ w a.bankpromotionexams...... 09994452442 ………………………………………………………………………………………………………………………………………………………………… d.b ............. Rs 900000 iib Ans .com..jaiibcaiibmocktest............ ........ ………………………………………………………………………………………………………………………………………………………………… www.. (ii) and (iii) Ans ... out cry system c.....com........ open market system w b.c ..jaiibcaiibmocktest. (i)....in 256 Facebook Groups - JAIIB CAIIB STUDY MATERIALS / CAIIB DISCUSSION BANK PROMOTION EXAMS / ONLY FOR BANKERS [email protected] d....... (ii) M2.. Demand Ans ............ [email protected] 100000 Demand deposit with banking sys-Rs 200000 oc Other deposit with RBI.com. Only (ii) and (iii) t.. Rs 700000 c.. ... ………………………………………………………………………………………………………………………………………………………………… www................... Rs. Fiscal Role and Business Management Act d...... 4.... 4... Term loan b.bankpromotionexams... www....com... [email protected] 257 Facebook Groups - JAIIB CAIIB STUDY MATERIALS / CAIIB DISCUSSION BANK PROMOTION EXAMS / ONLY FOR BANKERS murugan0501@gmail..bankpromotionexams..jaiibcaiibmocktest.............jaiibcaiibmocktest. how much will I get at the end of 4 years? w a.. 09994452442 .. [email protected] c.. Rs........ Rs..com.... Lumpsum payment loans kt d.... Balloon repayment loan Ans .....com........ . Rs....... 4.. www.. 1 lakh for the next 4 years.a .. www. 09994452442 ………………………………………………………………………………………………………………………………………………………………… Expand F R B M Act a.. Loans to Public Enterprises b.. If the interest rate is 10 percent pa...in murugan0501@gmail.. Subsidies d. www...600 Ans .c .......com.....com...... 4. Interst demand loan c.. Fiscal Responsibility and Business Management Act b.100 w b. Fiscal Role and Budget Management Act c............c A loan for which only interest is paid during its repayment period while the principal is repaid at the end is called . Fiscal Responsibility and Budget Management Act om Ans .....com......... Police iib Ans . Pensions ca c...........14..ja I start saving Rs..onlyforbankers.d ....100 w d.com..46...com......64... m Pick odd man out iib a... es a........onlyforbankers...61. www...d oc .... t.. .....ja a.. Growing annyuity d......... 09994452442 ………………………………………………………………………………………………………………………………………………………………… A constant flow paid or received at regular time intervals is known as...... .....com... Stratified sampling ca d.... Market value es b...com... www... Present value b...in murugan0501@gmail... [email protected] Money has a time value is shown by which of the following concept...com........com. www........ unlimited Population w Ans .. Infinite Population c... 09994452442 .. Value today of Re....com....1 to be received in future is called a. Systematic sampling c. admin@jaiibcaiibmocktest. a....c ... Finite Population w d.........onlyforbankers.........c ........d iib . a....... A population having a stated or limited size is called as.. www...........bankpromotionexams.. t.....com... oc m A border patrol checkpoint that stops every passenger van is using a.......... Face value c. Perpetuity c..com.in 258 Facebook Groups - JAIIB CAIIB STUDY MATERIALS / CAIIB DISCUSSION BANK PROMOTION EXAMS / ONLY FOR BANKERS [email protected].. Annuity b. Limited Population w b... Growing perpetuity om Ans ......jaiibcaiibmocktest.... Simple random sampling iib b....a .... Present Value d........ Complete enumeration Ans ........ b & C kt Ans ....onlyforbankers..... Compounded factor ………………………………………………………………………………………………………………………………………………………………… www...........jaiibcaiibmocktest.. www.com. www..... www.com..com. None of the above Ans – a ………………………………………………………………………………………………………………………………………………………………… www............ All the samples are exactly the same size and can be counted d. Why is this? a... Yield factor Ans ..ja d.... Open Monetary Operations d............b . w Expand O M O w a.c .. Interest Receipts d.in murugan0501@gmail.... admin@jaiibcaiibmocktest.. Every sample always has an equal chance of being selected t. www... 09994452442 ..........onlyforbankers......onlyforbankers.....com....jaiibcaiibmocktest...bankpromotionexams.. 09994452442 ………………………………………………………………………………………………………………………………………………………………… c.....com.... Income Tax iib Ans .... 6 per cent c........bankpromotionexams... Discount factor d... We always know the chance that any population element will be included in the sample b.......com........com. ca The average growth rate of Indian economy over a period of 25 years since 1980-81 was about iib a......... om In random sampling.......d ...... www... Customs oc b. 3 to 4 per cent b.. 9 per cent ...jaiibcaiibmocktest.... both a and b es Ans .in 259 Facebook Groups - JAIIB CAIIB STUDY MATERIALS / CAIIB DISCUSSION BANK PROMOTION EXAMS / ONLY FOR BANKERS murugan0501@gmail.................... 12 per cent w Ans .c c. kt Pick odd man out a... we can describe mathematically how objective our estimates are. [email protected]... www...c ... Open Market Organization c..... Open Market Operations b...... Service Tax m c. www.. . www...... 2000 om Ans – b ....... 4 per unit is 50. 09994452442 ………………………………………………………………………………………………………………………………………………………………… F R B M Act enacted in a..in murugan0501@gmail.. 40 c. 2001 b. 09994452442 .com....... 75 Ans .. m The dispersion among sample means is......... None of these iib Ans ...... www.. Each sample is smaller than the population from which it is drawn b.. 80 b....jaiibcaiibmocktest...... t.. www.......... The sampled items are all drawn from the same population d.. 2004 d..com.jaiibcaiibmocktest.........bankpromotionexams... [email protected] Demand for a product at Rs.. how much the demand will be at Rs... www..b ..bankpromotionexams.com..com.... None of the above Ans ... 2003 c.com..c A 5-year Govt..a oc . 60 w d....com.... admin@jaiibcaiibmocktest.... 25 w b.....onlyforbankers...onlyforbankers. ....com. www.. Very large values are averaged down and very small values are averaged up ca c.. If the price elasticity of demand is 2.. the dispersion among the sampled items themselves because iib a.com.. 3 per unit? w a....... bond with a coupon rate of 8% has a face value of 1000....... 40 c...... What is the annual interest payment? es a..........in 260 Facebook Groups - JAIIB CAIIB STUDY MATERIALS / CAIIB DISCUSSION BANK PROMOTION EXAMS / ONLY FOR BANKERS [email protected] Solution : Price Elasticity of Demand = % Change in Quantity Demanded / % Change in Price ………………………………………………………………………………………………………………………………………………………………… www. 100 kt d... ...jaiibcaiibmocktest... Rs.......... 16550 c..in murugan0501@gmail...... www... a.....1*0. 09994452442 ………………………………………………………………………………………………………………………………………………………………… % Change in Quantity Demanded = x-50/50*100 = (x-50)*2 = 2x-100 % Change in Price = 1/4*100 = 25 Price Elasticity of Demand = % Change in Quantity Demanded / % Change in Price 2 = 2x-100/25 50 = 2x-100 om 50+100 = 2x 2x = 150 x = 150/2 = 75 . 4 d....com....1*{(1. t.. if compounding is done quarterly.. 16550 .... Find the probability of getting 3 of diamond... if you deposit Rs... 1/52 ………………………………………………………………………………………………………………………………………………………………… www.bankpromotionexams.... Rs. Rs............ 16750 kt d..1)^3-1} ca = 5000/0..bankpromotionexams... 5000 each year at 10% interest? es a.onlyforbankers... ...in 261 Facebook Groups - JAIIB CAIIB STUDY MATERIALS / CAIIB DISCUSSION BANK PROMOTION EXAMS / ONLY FOR BANKERS [email protected] oc m Solution : Future value of annuity = A/r ×{ (1+r)^n-1} iib FV = 5000/0..com.... admin@jaiibcaiibmocktest.. A card is drawn at random from a deck of cards. Rs..1(1.... 6 w Ans ..... then r is divided by ... www....com....... 2 b... admin@jaiibcaiibmocktest.......jaiibcaiibmocktest..........com....331 iib = Rs......ja In case of compound Interest.....1×{(1+0.........331-1) = 5000/0.c .....com...... 16250 b... www. 09994452442 ....c What will be value after 3 years... www.com.com..01)^3-1} = 5000/0.....onlyforbankers. w a.com.... 3 w c. 17250 Ans ...... www..... Ajit wants to receive Rs.... Now for same space...............com.. 3/38 Ans .a.......... admin@jaiibcaiibmocktest. How much he will have to invest now? a.a om Since a pack consist 52 cards and among that cards there are 13 diamonds. 986 b. A card is drawn out of 52 cards i.......... 40000 p..015 * 1.... 3/56 d. www..a iib Explanation : Here... www.... What shall be monthly payment? m a..... www.jaiibcaiibmocktest.015% monthly w T = 8 yrs = 96 months w EMI = P * R * [(1+R)^T/(1+R)^T-1)] EMI = 50000 * 0..... [email protected] n(S) = (52.c Now for event for occurring 3 of diamonds in one drawn out of 13 = n(E) = 1 es Hence probability of occurrence of getting 3 of diamond P(E) = n(E)/n(S) kt = 1/52 .com.. 498489 ………………………………………………………………………………………………………………………………………………………………… www.... 09994452442 ………………………………………………………………………………………………………………………………………………………………… b........ = n(S) = 52 t.onlyforbankers.. 50000 for 8 years @ 18% roi....01596 ÷ (1. 1/38 c.01596 – 1 w = 986 ...com...ja P = 50000 R = 18% = 18 % ÷ 12 = 0...a.... 869 ca Ans .onlyforbankers.. www.com. for 20 years by investing @ 5%.in 262 Facebook Groups - JAIIB CAIIB STUDY MATERIALS / CAIIB DISCUSSION BANK PROMOTION EXAMS / ONLY FOR BANKERS murugan0501@gmail. .bankpromotionexams. 09994452442 .com.... www.. oc Ranjit borrowed an amount of Rs..jaiibcaiibmocktest... 896 d.....in murugan0501@gmail. 968 iib c....com.. 1]/(1+R)^T kt PV = (40000 ÷ 0.c iib Since CA:CL=4:1 Hence CA=4x ... Fractional reserve banking system c...com.com.a....0520} = 498489 ...onlyforbankers.jaiibcaiibmocktest.. T = 20 yrs es PV = P / R * [(1+R)^T . www.. oc m Suppose CR is 4:1...... The present banking system is called a .. 09994452442 ………………………………………………………………………………………………………………………………………………………………… b....a om Explanation : Here.c P = 40000 R = 5% p.. www. www.... a... 498948 d...com... 498849 c..what is the amount of CA? a... www..ja CL=x CA-CL=30000 w 4x-x = 30000 3x= 30000 w x= 10000 Hence CA = 4x i........ admin@jaiibcaiibmocktest... 498984 Ans ..onlyforbankers... [email protected] [email protected] 263 Facebook Groups - JAIIB CAIIB STUDY MATERIALS / CAIIB DISCUSSION BANK PROMOTION EXAMS / ONLY FOR BANKERS [email protected].......... NWC is Rs 30000/.com......e 40000/- w .com... Rs 60000/- Ans . www...0520 – 1) ÷ 1..com...bankpromotionexams.......05) * {(1. t.......... Rs 10000/- c.com..com... Rs 20000/- iib b. Accural system of accounting ………………………………………………………………………………………………………………………………………………………………… www. Rs 40000/- ca d.bankpromotionexams.. 09994452442 . On line banking system b..... .... 109060 b........jaiibcaiibmocktest.... a...bankpromotionexams.. 4 oc c. Book keeping accounting system Ans . there are typically ....com... 100960 c......... ca One's belief about who is responsible for the event in one's life refers to...... 106090 Ans – d ………………………………………………………………………………………………………………………………………………………………… www........ w a.com. If interest is compounded on half- yearly basis... SLR b..in murugan0501@gmail. According to Eric Berne.... Central bank mainly uses.....com.. 6 Ans . change catalyst c..... kt a... 09994452442 .onlyforbankers...........com.b ....com....bankpromotionexams... [email protected] w . www. www..to control the money supply in the market. admin@jaiibcaiibmocktest.... www... www..... types of ego states in transactional analysis............jaiibcaiibmocktest....com....com.. 100000 in a bank FDR @ 6% p..com.. 103090 d..... CRR c.c d.. om a......... personal efficacy d. for 1 year.... 5 m d...............ja Ans .in 264 Facebook Groups - JAIIB CAIIB STUDY MATERIALS / CAIIB DISCUSSION BANK PROMOTION EXAMS / ONLY FOR BANKERS murugan0501@gmail.... base rate t.. Locus of Control .onlyforbankers.a iib ...... 09994452442 ………………………………………………………………………………………………………………………………………………………………… d...... www.. w A person invested Rs........a. Adult ego state iib b......... bank rate Ans ........ the amount payable shall be ..d es .. 3 b......... 09994452442 .... To protect Indian economy from inflation oc C.....25 b.....onlyforbankers.. m d.... 09994452442 ………………………………………………………………………………………………………………………………………………………………… Explanation : Here..........com.... [email protected] d.......jaiibcaiibmocktest.a.com.... www.....com....com.. Apprentice iib b.. 1625...com.. Mentors d........onlyforbankers...... Sponsors .c iib . colleague c..... The required rate of return is 7%....... www.... t... Ans . 1026... To reduce the dependence of the govt on borrowings and help to reduce the fiscal deficit in a phased manner. ca Which stage of career roles signifies the beginning of complex functions ? a.. 1052.... = 0. w A bond has been issued with a face value of Rs.. To protect black money marketing B. www.. 1062.... om T = 1 yr = 2 half yrs FV = P * (1 + R)^T So..com.....in [email protected]. es What is the main theme of FRBM act for Indian econ0my.ja Ans . www...03 p.. 1000 at 8% Coupon for 3 years.c w .........com...25 Ans – c ………………………………………………………………………………………………………………………………………………………………… www.....bankpromotionexams.bankpromotionexams.. P = 100000 R = 6% half-yearly = 3%@ p.in 265 Facebook Groups - JAIIB CAIIB STUDY MATERIALS / CAIIB DISCUSSION BANK PROMOTION EXAMS / ONLY FOR BANKERS murugan0501@gmail... What is the value of the bond? w a..... To reduce fiscal imbalance and give Indian economy future stability. [email protected] FV = 100000 * (1+0...25 c........ www.. kt a.....03)^2 = 106090 ... www.bankpromotionexams...com..com.. He will come in which stage of self awareness? a.... 14734 oc b..com. 09994452442 ………………………………………………………………………………………………………………………………………………………………… Explanation : Here.07 Coupon = FV × CR = 80 t..in [email protected]. a... Value of bond = 1026.. [email protected] EMI = P * R * [(1+R)^T/(1+R)^T-1)] w So... ARENA ………………………………………………………………………………………………………………………………………………………………… www.......com. 13734 iib Ans . 09994452442 ....onlyforbankers. FV = 1000 Coupon Rate (CR) = 0.01)^120 – 1} = 14347 w .c Bond Price = (1/(1+R)^t)((coupon*((1+R)^t-1)/R)+Face Value) So. 13437 d.........in 266 Facebook Groups - JAIIB CAIIB STUDY MATERIALS / CAIIB DISCUSSION BANK PROMOTION EXAMS / ONLY FOR BANKERS murugan0501@gmail. 10 lac @ 12% roi repayable in 10 years. www.01*(1+0...01% p.... www.com..08 om t = 3 yr R (YTM) = 0........a.25 es (Since Coupon rate > YTM.. accept suggestions. T = 10 Y = 120 months . [email protected])^120 ÷ {(1+0. 14347 m c. open to other's ideas........onlyforbankers... so Bond’s Value > FV) .... Mr. w EMI = 1000000*0...... XYZ is working as GM of ABC co...b ca Explanation : Here.bankpromotionexams.............com. www... He is trustworthy.jaiibcaiibmocktest. have better self awareness...com. iib P = 1000000 R = 12% monthly = 0...... received feedback from others and make more and more disclosures. Calculate EMI.. www. kt A person raised a house loan of Rs... a.c .................. Elton Mayo d. www....... 92163 b.com. If he wants to save the amt in annual installments and prevailing interest rates are 5%...........a w Solution : = fv*r/(i+r)*{(1+r)^n-1} = 300000*...com.. 09994452442 ..ja a....... Hanery Foyal c.....com...onlyforbankers.......jaiibcaiibmocktest.......b ca .. www........... How much amt he should deposit per annum? ..jaiibcaiibmocktest.in 267 Facebook Groups - JAIIB CAIIB STUDY MATERIALS / CAIIB DISCUSSION BANK PROMOTION EXAMS / ONLY FOR BANKERS murugan0501@gmail.. www...05)^3-1} = 90163 ............. kt Who had not contributed much towards the dimensions of Motivation ? oc a.. [email protected]/(1....... Charles Bbbage c.... 91363 d.com......bankpromotionexams............ 90631 w c. MR.....com....com.3 lacs at that time.com....a ...onlyforbankers.. BLIND c.. ………………………………………………………………………………………………………………………………………………………………… www. www.....com....bankpromotionexams... [email protected] b.in murugan0501@gmail.......... Chiris Argyris m b.. Elton Mayo d........ www. Ravi is expected to join a professional course after 03 years from now and he would be needing a iib sum of Rs......... CLOSED d.. 92531 w Ans . om The concept of howthorne studies was given by.... BLIND Ans . 09994452442 ………………………………………………………………………………………………………………………………………………………………… b..05){(1.... Abraham Maslow iib Ans .. Peter Duker es Ans ... Fredrick tylor t. com... FV = 10000 * (1+0. w Which theories equate man with his brain ? w a.... www....a..com. Mechanistic or Behaviorist Theories c. Organismic Theories b...jaiibcaiibmocktest... ………………………………………………………………………………………………………………………………………………………………… www. www. with quarterly compounding.onlyforbankers...in murugan0501@gmail... 17171 c... www.... kt T = 2 Y = 8 quarters FV = P * (1 + R)^T oc m So..com.bankpromotionexams.com.c Explanation : Here.in 268 Facebook Groups - JAIIB CAIIB STUDY MATERIALS / CAIIB DISCUSSION BANK PROMOTION EXAMS / ONLY FOR BANKERS [email protected]..... www.onlyforbankers..bankpromotionexams..........02% p.ja Ans .. Cognitive Theories d. 17117 b. Humanistic Theories Ans ....02)^8 = 11717 iib ..jaiibcaiibmocktest... infinite population iib b. 11177 Ans .com... admin@jaiibcaiibmocktest.... es P = 10000 R = 8% quarterly = 0............ What is the amount payable? a..c w . www...........com.c t... for 2 years..com. 10000 in a post-office scheme @ 8% p.....c ....... 09994452442 .......... admin@jaiibcaiibmocktest.. finite population with replacement c. 11717 om d......... none of the above ............. 09994452442 ………………………………………………………………………………………………………………………………………………………………… A person deposited Rs.. finite population without replacement d... ca In which of the situations would σ¯x = σnotbe the correct formula for Sampling √n a...... ...onlyforbankers.....05... 09994452442 ………………………………………………………………………………………………………………………………………………………………… A 3 year bond with par value Rs.in 269 Facebook Groups - JAIIB CAIIB STUDY MATERIALS / CAIIB DISCUSSION BANK PROMOTION EXAMS / ONLY FOR BANKERS murugan0501@gmail.. 1040 om d. Which theories hold that learning occurs only when learners have the 'freedom to learn' ? a.... www.ja a.. Customer and Staff behaviour.. There is no conflict between the two. Organismic Theories b....jaiibcaiibmocktest.......c w .. 1050 Ans ... If the required rate of return is 10% and interest is payable semi ...onlyforbankers.b . Cognitive Theories: ………………………………………………………………………………………………………………………………………………………………… www.. 09994452442 . es so Coupon = 1000 × 12% ÷ 2 = 60.. iib c... HRM is the sub-system of HRD d...com..com..... b.... Mechanistic Theories c. w c.in [email protected]. a... 1000 has Coupon rate 12%..... interest is calculated semi-annually.... iib Which is true regarding functions & structure of HRM & HRD ? .... www..... find the value of the bond.........c Explanation : Here.. b.......com. The comprehensive perspective of HRM & relationship with HRD. YTM = 10%/2 = 0... HRM deals routine functions & HRD functions emphasize on change management process.. price = 1050 ... ca Ans ... w Ans ... the fundamentals of HRM. admin@jaiibcaiibmocktest... m a..d t.. oc Objectives of HRM is mainly related to understand ...com.. There is difference only in the approach and emphasis.....com......bankpromotionexams............. www... d. admin@jaiibcaiibmocktest.. The role of HR professionals & development of HR functions..... 1030 c.. www.com... T = 3 × 2 = 6 years kt So.com.bankpromotionexams.com..... 1020 b. www..annually......... ............. 09994452442 ………………………………………………………………………………………………………………………………………………………………… d. Behaviourist Theories Ans ...................... admin@jaiibcaiibmocktest. In which the government makes all important decisions about production and distribution....bankpromotionexams.... (i)....... There are 2 methods for performance appraisal. (i) the iib traditional methods emphasize on rating the individual personality traits.com...... (ii) and (iii) w Ans ..com.. [email protected] [email protected]. 09994452442 . Only (i) and (ii) w b.... (ii) performance appraisal is to know the future performance... Only (i) and (iii) c.c .. Which of the following statement is not correct? (i) performance appraisal and potential appraisal are kt the same system......com. (ii) and (iii) iib Ans . (i). www.... (iii) potential appraisal is to understand the potential of the employee to contribute to growth of organization oc a....in 270 Facebook Groups - JAIIB CAIIB STUDY MATERIALS / CAIIB DISCUSSION BANK PROMOTION EXAMS / ONLY FOR BANKERS [email protected] es . Emotional b.. Only (i) and (iii) c... Only (ii) and (iii) w d.... Formal c.....jaiibcaiibmocktest.... Informational t............onlyforbankers. ………………………………………………………………………………………………………………………………………………………………… www....jaiibcaiibmocktest... Attitude can be classified into three basic components. www.... Behavioural Ans .. A market economy is one a. www..c d.. Which is not one among them ? om a..com.. Only (i) and (ii) m b.......... Which of the following are not correct....onlyforbankers.............com.....com.... b...ja a. (iii) the modern methods lay emphasize on rating the individual personality traits ..com... www.....a . (ii) the traditional methods lay importance on job achievement...... www... Only (ii) and (iii) d..a ca .... In which individuals and private firms make the major decisions about production and consumption.bankpromotionexams.. Directly oc b..c.. Wholesale price index .... om The technique of production where machinery is used more than human force is called.....related......... ca Price Index used in India to calculate inflation for policy formulation is iib a... consumer price index released by........b ..... [email protected].. Capital intensive d....... a. Both a and b d... Market iib Ans ..bankpromotionexams.........in [email protected]......... either a or c es Ans .......... w In India.........onlyforbankers.... www.... 09994452442 ............c . Consumer price index b. Ministry of commerce b..c c.. www....com....... GDP deflator c......... Technology intensive b. Wholesale price index ......onlyforbankers... Retail price index w Ans . www..com..... Ministry of Finance c.. Indirectly d. quantity and prices are. 09994452442 ………………………………………………………………………………………………………………………………………………………………… c.com... www.......com.....a ... admin@jaiibcaiibmocktest.... Labour intensive t.. w a.... None of these Ans .... kt In demand curve....... Ministry of Agriculture Ans – c ………………………………………………………………………………………………………………………………………………………………… www...in 271 Facebook Groups - JAIIB CAIIB STUDY MATERIALS / CAIIB DISCUSSION BANK PROMOTION EXAMS / ONLY FOR BANKERS [email protected]....... Ministry of labour and employment d.......... www.......jaiibcaiibmocktest....... Inversely m c. a.ja d.com.. ................. the value of any sample mean will be closer to the value of the population mean..... iib What is sampling for groups with considerable variation within but similar to each other called ? ca a. ………………………………………………………………………………………………………………………………………………………………… www........onlyforbankers... all of these Ans .. om c. less than 0....... www...... This multiplier need not be used when the sampling fraction (n/N) is .. [email protected] 272 Facebook Groups - JAIIB CAIIB STUDY MATERIALS / CAIIB DISCUSSION BANK PROMOTION EXAMS / ONLY FOR BANKERS [email protected] c. This theorem . random .com.d t.. kt b......onlyforbankers.. 09994452442 ...... Sampling more items will increase the standard error. admin@jaiibcaiibmocktest......... www... w a....bankpromotionexams.. all are incorrect m Ans .......c ...............c .. permits us to use sample statistics to make inferences about population parameters without knowing anything about the shape of the frequency distribution of that population... less than 0. oc d..in murugan0501@gmail. 09994452442 ………………………………………………………………………………………………………………………………………………………………… The relationship between the shape of the population distribution and the shape of the sampling distribution of the mean is called Central Limit Theorem.jaiibcaiibmocktest...com. cluster b...... d............com.. where N is the size of the population and w n is the size of the sample...... systematic d......c ... stratified iib c...a ... tells that the distribution of sample mean tends to be a normal distribution...bankpromotionexams... Select the incorrect statement: es a...... equal to 1 b...... assures that sampling distribution of the mean approaches normal as the sample size increases..com.. a........ www.... w The finite population multiplier is square root of (N-n) / (N-1).com.. www. c. www..com......com......05 d...... b..........ja Ans .. Decreasing standard error increases the precision with which the sample mean can be used to estimate the populations mean.. more than 1 Ans .... As the standard error decreases. .. Only (ii) and (iii) d.... [email protected].. Only (i) and (iii) c......onlyforbankers..bankpromotionexams.............bankpromotionexams...... of change in a variable c............. is a forecast that is based on econometric methods om Ans ... but not the magnitude.. the population is 200 and the selected sample size is 50 then the sampling interval is ...... (ii) and (iii) Ans .. where n is the sample size..... Only (ii) c. w The following are the key factors of the new economic policy...... (ii) Market friendly state..... w (iii) Liberalisation w a. www.com...in 273 Facebook Groups - JAIIB CAIIB STUDY MATERIALS / CAIIB DISCUSSION BANK PROMOTION EXAMS / ONLY FOR BANKERS [email protected] . predicts the direction...... www......... is a forecast that is classified on a numerical scale from 1 (poor quality) to 10 (perfect quality) d..b ......250 b....4 d.. (i) Privatization.ja = 200/50 = 4 ....c Solution k=N/n...........jaiibcaiibmocktest.com..c ..c The term errors in statistics refers to . oc m In systematic sampling... www........ www....com..... 09994452442 ………………………………………………………………………………………………………………………………………………………………… A qualitative forecast . predicts the quality of a new product b..jaiibcaiibmocktest.........25 ca c........ iib a.... Only (i) es b.... (i)..onlyforbankers. 09994452442 .in murugan0501@gmail.... ………………………………………………………………………………………………………………………………………………………………… www...... Both (i) and (ii) kt Ans .com.com. Either (i) or (ii) d.. (i) mistakes............ a.. www.com. Only (i) and (ii) b.40 iib Ans .... t...0..... and N is the population size .... [email protected]..... (ii) bias a...... .... What is the probability that both drawn are black ? es a.... It communicates the financial information to the Management only b.... (i) determination of average retirement age.. Only (i) and (ii) b..com.... given that the ball first drawn is black nothing but conditional probability of F given that E has occurred already.com...b m Solution : iib Let E and F denote respective events that first and second ball drawn are black. (i).. 09994452442 . www.com..e events E has occurred..jaiibcaiibmocktest. Accounting is called the “language of business” because__________: a..d ... 2/7 b.c An urn contains 10 black balls and 5 white balls..bankpromotionexams..in 274 Facebook Groups - JAIIB CAIIB STUDY MATERIALS / CAIIB DISCUSSION BANK PROMOTION EXAMS / ONLY FOR BANKERS [email protected] Hence P(E/F) = 9/14 w Now by the multiplication rule of probability w P(E n F) = P(E) × P(E/F) = 10/15 × 9/14 w = 3/7 ....... ......onlyforbankers....... Now there are 9 black balls and 5 white balls left in the urn. [email protected]........... admin@jaiibcaiibmocktest. 6/7 oc Ans ..... t.. www....in murugan0501@gmail..... 3/7 kt c. 2 balls are drawn from the urn one after other without replacement....onlyforbankers.. (ii) planning pension benefits.. (ii) and (iii) Ans .com.... 4/7 d... 09994452442 ………………………………………………………………………………………………………………………………………………………………… An analysis of pending retirements should include .. www. www... (iii) determine extent of retirement problem a. www..com.... ca We have to find here P(E n F ) and P(E/F) Now P(E) = P(Black in first drawn) = 10/15 iib Also given that the first ball is drawn i. In order to run a business one must have knowledge about accounting ………………………………………………………………………………………………………………………………………………………………… www.com....jaiibcaiibmocktest... Only (ii) and (iii) om d...... Therefore the probability that the second ball drawn is black.... Only (i) and (iii) c... ........com.....bankpromotionexams. (i) Average salary..... www. 09994452442 ......in murugan0501@gmail.. Only (i) and (ii) b.. 09994452442 ………………………………………………………………………………………………………………………………………………………………… c. Only (i) and (iii) c.... Only (i) and (ii) b. (ii) and (iii) w Ans . kt The following factor would be relatively low if supply of labour is higher than demand.com. Different business accounts are involved in financial statements d.........c b.. (i) Individual. (i) Role clarity... Only (i) and (iii) c.. www..d ..com....jaiibcaiibmocktest....onlyforbankers..... (iii) Business unit a..... admin@jaiibcaiibmocktest... (ii) Work planning.com. (iii) Better communication a. Only (i) and (iii) c.. (iii) Salary budget averages a...com.. (i) production................ www.. (i)......com...... Only (ii) and (iii) w d....... www........ Only (i) and (ii) t.a . Only (ii) and (iii) iib d...... (i)... www.. (ii) and (iii) es Ans ......in 275 Facebook Groups - JAIIB CAIIB STUDY MATERIALS / CAIIB DISCUSSION BANK PROMOTION EXAMS / ONLY FOR BANKERS [email protected]..... (ii) Inflation indicators..ja b.................com..... (ii) and (iii) ca Ans .. It helps to organize and communicate financial information to end users Ans .... Only (i) and (ii) ..... w A key HR role in the firm will be multidisciplinary consulting around ...jaiibcaiibmocktest.. Only (i) and (iii) c...... [email protected] .......... Only (ii) and (iii) ………………………………………………………………………………………………………………………………………………………………… www.... Choose the wrong one........ om The following is (are) included in salary survey.. Only (ii) and (iii) d.. (iii) wage oc m a... (ii) labour cost. iib HRD process variable include .d . (ii) Team..com. (i)........onlyforbankers.. .70 iib b.............onlyforbankers.. 3/38 Ans .... which would suggest the highest probability of bankruptcy? a..com...................bankpromotionexams...com...... w Companies that help to set benchmarks are classified as ... competitive companies b.......com. Find the probability of getting 3 of diamond...c d... 3/56 t.. (ii) and (iii) Ans ... www........com. ………………………………………………………………………………………………………………………………………………………………… www..00 d.. 09994452442 .. [email protected] murugan0501@gmail. Now for same space { A card is drawn out of 52 cards i. 0.... ca Of the following Z-scores.jaiibcaiibmocktest...a... return companies Ans ...a w .....80 c..a es Solution : kt Since a pack consist 52 cards and among that cards there are 13 diamonds. 1..e n( S ) = ( 52...60 .......... 1/52 b...com.onlyforbankers.. = n( S ) = 52 oc Now for event for occurring 3 of diamonds in one drawn out of 13= n( E ) = 1 ( If you look at the 13 diamond cards the number 3 diamond card is just 1 ) m Hence probability of occurrence of getting 3 of diamond P(E)= n(E)/n(S) = 1/52 iib .. www.b ..com... w a...ja Ans . www....bankpromotionexams....com... om a. 3....... www........ (i).in 276 Facebook Groups - JAIIB CAIIB STUDY MATERIALS / CAIIB DISCUSSION BANK PROMOTION EXAMS / ONLY FOR BANKERS murugan0501@gmail... 1/38 c.......... admin@jaiibcaiibmocktest....... 09994452442 ………………………………………………………………………………………………………………………………………………………………… d.. benchmark companies c.jaiibcaiibmocktest... 3.. analytical companies d........d ...com... www..................... A card is drawn at random from a deck of cards... ............. Only (i) and (ii) b...... www.. 3/8 d................com. Only (i) and (iii) c........ (iii) Rotation es a. ………………………………………………………………………………………………………………………………………………………………… www.. (i) Placement.. [email protected]..... t.b ...... Loss of business d....com. Higher training costs c......bankpromotionexams..c In an organisation initiating career planning........ 09994452442 . 7 green marbels and 10 white marbles. 10/13 iib Ans . m A jar contains 3 red marbels....jaiibcaiibmocktest... admin@jaiibcaiibmocktest... Assessment makes training department more accountable b.. If a marble is drawn at random..a.. www...onlyforbankers. 2/5 ca b....com....... the career path model would essentially form the basis for .. (ii) and (iii) Ans .. 09994452442 ………………………………………………………………………………………………………………………………………………………………… Which of these is the benefit of needs assessment? a........ What is the probability that marble drawn is white? iib a......jaiibcaiibmocktest..} = 10 Hence P(R) = n(R)/n(S) = 10/20 = 1/2 . 1/2 c.......com... (ii) Transfer.com.in 277 Facebook Groups - JAIIB CAIIB STUDY MATERIALS / CAIIB DISCUSSION BANK PROMOTION EXAMS / ONLY FOR BANKERS [email protected] . Increased overtime working om Ans ...d oc .......... www....} = 20 w To find the probability of occurrence of one White marble out of 10 white ball n(R)={c(10..com..com......in murugan0501@gmail... www. www.... Only (ii) and (iii) kt d...ja Solution : Here Red = 3 w Green = 7 White = 10 w Hence total sample space is (3+7+10)= 20 Out of 20 one ball is drawn n(S) = {c(20.onlyforbankers... (i).. .c ... ………………………………………………………………………………………………………………………………………………………………… www. www........ standard deviation iib Ans ...com....... parameter oc Ans ... Only (i) and (iii) c...com.... it helps in improvement of motivation level of employees – true a..com......true...c t....onlyforbankers.c ...com. Only (ii) and (iii) d..in [email protected].... semi-skilled..... sample b........... iib a....jaiibcaiibmocktest..... A portion of the elements in a population chosen for direct examination or measurement is a ........ Only (i) and (ii) b......a m ... sampling fraction c......... (ii) and (iii) Ans .salary.... .... www. (ii) A wages.. es a... sample proportion d...... Only (ii) and (iii) d......jaiibcaiibmocktest.......com....com.. salary and remuneration mean the same thing – false..... population d.com.in 278 Facebook Groups - JAIIB CAIIB STUDY MATERIALS / CAIIB DISCUSSION BANK PROMOTION EXAMS / ONLY FOR BANKERS murugan0501@gmail.. 09994452442 ………………………………………………………………………………………………………………………………………………………………… Which of the following statements are correct? (i) the remuneration to managerial position is referred to as salary ... Only (i) and (ii) w b. (iii) where the reward is linked to the performance.. www...onlyforbankers. A sampling distribution of the proportion is a probability distribution of the . Only (i) and (iii) om c..... admin@jaiibcaiibmocktest. stratified sampling ca b.. (i)..... 09994452442 ....... strata kt c... (iii) unskilled. (i)....c .... (ii) and (iii) Ans ...ja Which Type of compensation in the following are matched properly? (i) top or middle management – w salary.........bankpromotionexams... skilled or highly skilled staff – wages w a......com............ www. admin@jaiibcaiibmocktest....... (ii) Clerical or administrative staff .. www.... . none of these Ans .. doubles c.c ......c Which method which helps draw a line between the set of scattered points a..... least square method d. www..onlyforbankers.. Current liabilities is 9/1.. no gain at all ca d......... oc m What is a zero coupon bond? a. www.... Rs 6 lacs w Ans ...com............ What is the amount of current liabilities ? w a.com. www. gain in coupon c.. there is gain only in price iib b.....com........5:1.. least fit method kt Ans .... Rs 7 lacs d..... t.onlyforbankers.com..ja current ratio 1.. Rs 11 lacs b....bankpromotionexams..jaiibcaiibmocktest......com............. what happens to real value of rupee? a.............. correlation method c.. 09994452442 . changes in unlike proportions om Ans . admin@jaiibcaiibmocktest. remains same b.... regression method es b............5= 6 lac ………………………………………………………………………………………………………………………………………………………………… www.in 279 Facebook Groups - JAIIB CAIIB STUDY MATERIALS / CAIIB DISCUSSION BANK PROMOTION EXAMS / ONLY FOR BANKERS [email protected] iib . 09994452442 ………………………………………………………………………………………………………………………………………………………………… If prices double....com....5:1 So.. admin@jaiibcaiibmocktest.... The balance sheet of a firm has shown total asset of Rs 20 lacs ....com.in murugan0501@gmail.. Rs 9 lacs w c. halves d.. The long term uses are Rs 11 lacs and .... www.bankpromotionexams.com.c .. www..jaiibcaiibmocktest...d Because total assets-long term asset=current assets Means 20-11=9lac Current ratio 1. .. www. oc In balance sheet amount of total assets is Rs 10 lac...onlyforbankers.....com.com.com. What is the debt-equity ratio? a.in 280 Facebook Groups - JAIIB CAIIB STUDY MATERIALS / CAIIB DISCUSSION BANK PROMOTION EXAMS / ONLY FOR BANKERS murugan0501@gmail. www... The level of current assets is Rs 15 lac.. current liabilities Rs 5 lac and capital and reserves Rs m 2 lac..b t..c Since CR = CA: CL CR= CA:CL = 3:1 i.... Rs 5 lac c...onlyforbankers.b iib As per Balance sheet rule Total assets = Total liabilities Since total assets here is Rs 10 lac hence total liabilities must be 10 lac..com.. www. Rs 7 lac om d... 1. What is the amount of quick asset? a..ja Now Long term debt = 10-(5+2)=3 lac and capital + reserve(TNW i............ Rs 8 lac c. 1:1 iib b.75:1 ca d..Inventory ) kt Hence QA= CL ~ 5 lac ..jaiibcaiibmocktest. 15:CL= 3:1 es i..e tangible net worth) = 2 lac Since DER = TL/TNW or debt/ equity or TL/ equity hence 3/2 = 1. www...e. Rs 10 lac b.. 2:1 Ans ....in murugan0501@gmail.. [email protected]..... Rs 7 lac d...com.... www......e CL = 5 lac Now QR= 1:1 Since QR= Quick asset/ CL ( here quick asset is CA. 09994452442 ..... If current liabilities are Rs 10 lac and net profit to sales percent 5%.... w Working capital turn over ratio is 6 and current ratio is 2:1...jaiibcaiibmocktest.. Rs 3 lac b.com....5 lac w .. What is the amount of net profit? w a...com... .5:1 c..d ………………………………………………………………………………………………………………………………………………………………… www.bankpromotionexams.bankpromotionexams...... admin@jaiibcaiibmocktest. 1.. Rs 6 lac Ans .. Rs 9 lac Ans . 09994452442 ………………………………………………………………………………………………………………………………………………………………… Current ratio of a unit is 3:1 and quick ratio is 1:1. ......com...... www..... Rs.. 120100 w Ans .. iib Mr.......c b.jaiibcaiibmocktest...... the mean of the sampling distribution of the mean will equal the population mean even if the population is not normal c............. om What does the Central tendency theorem state ? a.... there is inverse relationship d.onlyforbankers...... as the sample size increases the sampling distribution of the mean will approach normality irrespective of the shape of the population distribution t...... 118300 c... Rs....d ... Amit purchased a property for Rs.onlyforbankers.....com. slope of line is negative iib c...com. uses of sample statistics to make inferences of the the population parameters without knowledge of es the of the frequency distribution d... 117400 w b.. ………………………………………………………………………………………………………………………………………………………………… www.in 281 Facebook Groups - JAIIB CAIIB STUDY MATERIALS / CAIIB DISCUSSION BANK PROMOTION EXAMS / ONLY FOR BANKERS [email protected] ..a Solution : 1000000/1............... 119200 w d.. What is the net present value of the property based on this assured return? .8 lac..jaiibcaiibmocktest.com...... Rs... 09994452442 .in [email protected].... 09994452442 ………………………………………………………………………………………………………………………………………………………………… Since CR=2:1 and liabilities are 10 lac Hence current asset will be 20 lac Now since wc turn over is 6 that means the total turn over will be 20×6= 120 lac Then profit should be 120×5%=6 lac . which of the following is true m a........ after one year at 9% interest rate..com.bankpromotionexams...... www. oc If the estimating equation is Y = a – b X............... [email protected]=917431-80000= 117400 . www.... the y intercept is b b....com....... Rs....bankpromotionexams..... He has been assured to get Rs 10 lac.... www........ b & c ca Ans .. www...com............ja a.. all of the above kt Ans .. admin@jaiibcaiibmocktest.. . w In capital market.. www..onlyforbankers.jaiibcaiibmocktest.com. 100 bond is 7... price = (Coupon + Face Value) ÷ (1 + R) iib = (8 + 100) ÷ 1........075 = 100. www.5% = 8000 ÷ 75 = 106..ja So. Price = 8 ÷ 7................ [email protected] c..in murugan0501@gmail. Law of downward-sloping demand b..c .. 09994452442 ………………………………………………………………………………………………………………………………………………………………… Market Demand Curve obeys the a..in 282 Facebook Groups - JAIIB CAIIB STUDY MATERIALS / CAIIB DISCUSSION BANK PROMOTION EXAMS / ONLY FOR BANKERS murugan0501@gmail. 104.com...... www.bankpromotionexams.465) But. [email protected]. Telephonic System Ans ..a ...jaiibcaiibmocktest.. the screen based system is replaced by ..67 es b.... The price of the bond is .......com. w a..c oc Explanation : m Bond Price = (1/(1+R)^t)((coupon*((1+R)^t-1)/R)+Face Value) iib (Here..... lodging system c..... Law of diminishing d....67 kt Ans .c Current yield on an 8% Rs..... 107. 09994452442 . book keeping system w b.com....... www......com........ t = 1 ca So....bankpromotionexams....... t.. Open outcry system d...67 ..... since Coupon Interest = Current Yield × Current Market Price ..5%.. Law of upward-sloping demand c....... a...........67 d. www...... None of these om Ans .com. ………………………………………………………………………………………………………………………………………………………………… www. 106. 105...com.com.... ...... a.com..... 09994452442 ………………………………………………………………………………………………………………………………………………………………… When an employee has a need for ..... admin@jaiibcaiibmocktest...... Affective component w b... Which of the followings is the emotional or feeling part of an attitude? .onlyforbankers....... t......bankpromotionexams.. Self awareness es b. Self management c.. Behavioral component c. Sample is subset of .... Cognitive component w Ans .... [email protected] . physiological needs b. www. 09994452442 ................ Empathy kt Ans . Closed Ans ...jaiibcaiibmocktest.a ....com.............. www.. a..a iib ..com...... www........c .. safety needs c.. www..bankpromotionexams.... a.......com...com.......c All of the following are dimensions of Emotional Intelligence except .......ja a....jaiibcaiibmocktest.. achieving one’s potential in his or her career meets that need..onlyforbankers...... social needs d.... Ulterior ca d. self-actualization needs om Ans .... External c..com.in 283 Facebook Groups - JAIIB CAIIB STUDY MATERIALS / CAIIB DISCUSSION BANK PROMOTION EXAMS / ONLY FOR BANKERS murugan0501@gmail............... Environmental component w d... External motivation d.................. www.... Group ………………………………………………………………………………………………………………………………………………………………… www....... oc m The people who believe to have control of their own fate have ....com.. a.in murugan0501@gmail.......... Data b....com...... locus of control. Internal iib b.... www.jaiibcaiibmocktest.com, www.bankpromotionexams.com, www.onlyforbankers.in 284 Facebook Groups - JAIIB CAIIB STUDY MATERIALS / CAIIB DISCUSSION BANK PROMOTION EXAMS / ONLY FOR BANKERS [email protected], [email protected], 09994452442 ………………………………………………………………………………………………………………………………………………………………… c. Population d. Itself Ans - d ............................................. om Quota sampling, judgment sampling and convenience sampling are classified as types of ...... a. random sampling b. non random sampling t.c c. direct sampling d. indirect sampling es Ans - b ............................................. kt Suppose a finite population has 6 items and 2 items are selected at random without replacement, then all possible samples will be ...... oc a. 6 m b. 12 c. 15 d. 36 iib Ans - c ca ............................................. Non Probability form of sampling is ...... iib a. Random Sampling b. Non Random Sampling .ja c. Probability Sampling d. Quota Sampling w Ans - d w ............................................. w Which of the following prices is/are fixed by the central government? 1. Maximum Retail Price (MRP) 2. Minimum Support Price (MSP) 3. Fair and Remunerative Price (FRP) Select the correct answer using the codes given below. ………………………………………………………………………………………………………………………………………………………………… www.jaiibcaiibmocktest.com, www.bankpromotionexams.com, www.onlyforbankers.in [email protected], [email protected], 09994452442 www.jaiibcaiibmocktest.com, www.bankpromotionexams.com, www.onlyforbankers.in 285 Facebook Groups - JAIIB CAIIB STUDY MATERIALS / CAIIB DISCUSSION BANK PROMOTION EXAMS / ONLY FOR BANKERS [email protected], [email protected], 09994452442 ………………………………………………………………………………………………………………………………………………………………… a. 1 and 2 only b. 1 and 3 only c. 2 only d. 2 and 3 only Ans - d om ............................................. In sampling with replacement a sampling unit can be selected ...... t.c a. Only once b. More than one time c. Less than one time es d. Non of above Ans - b kt ............................................. oc Sampling in which a sampling unit can be repeated more than once is called ...... m a. Sampling without replacement b. Simple sampling c. Sampling with replacement iib d. None of above ca Ans - c ............................................. iib In India Hindu Growth is associated with which of the following a. birth rate .ja b. population c. Per Capita Income w d. National Income w Ans - d ............................................. w Which of the following is not true about stratified random sampling? a. It involves a random selection process from identified subgroups b. Proportions of groups in the sample must always match their population proportions c. Disproportional stratified random sampling is especially helpful for getting large enough subgroup samples when subgroup comparisons are to be done ………………………………………………………………………………………………………………………………………………………………… www.jaiibcaiibmocktest.com, www.bankpromotionexams.com, www.onlyforbankers.in [email protected], [email protected], 09994452442 www.jaiibcaiibmocktest.com, www.bankpromotionexams.com, www.onlyforbankers.in 286 Facebook Groups - JAIIB CAIIB STUDY MATERIALS / CAIIB DISCUSSION BANK PROMOTION EXAMS / ONLY FOR BANKERS [email protected], [email protected], 09994452442 ………………………………………………………………………………………………………………………………………………………………… d. Proportional stratified random sampling yields a representative sample Ans - b ............................................. The base year for computation of Nantional income in India om a. 1990-1991 b. 1993-1994 c. 1999-2000 t.c d. 2000-2001 Ans - b es ............................................. Revealed Preference Theory was propounded by ...... kt a. Adam Smith b. Marshall oc c. P.A. Samuelson m d. J.S. Mill Ans - c iib ............................................. ca National income is the ...... a. Net National Product at Market price iib b. Net National product at factor coast c. net domestic product at market price d. net domestic product at factor cost .ja Ans - c w ............................................. w What is the value of goods and services produced in a country within a year called? w a. National income at factor cost b. net national output c. net national product at market prices d. gross national product at market prices Ans - d ............................................. ………………………………………………………………………………………………………………………………………………………………… www.jaiibcaiibmocktest.com, www.bankpromotionexams.com, www.onlyforbankers.in [email protected], [email protected], 09994452442 www.jaiibcaiibmocktest.com, www.bankpromotionexams.com, www.onlyforbankers.in 287 Facebook Groups - JAIIB CAIIB STUDY MATERIALS / CAIIB DISCUSSION BANK PROMOTION EXAMS / ONLY FOR BANKERS [email protected], [email protected], 09994452442 ………………………………………………………………………………………………………………………………………………………………… Economic planning is an essential feature of ...... a. capitalist economy b. socialist economy c. mixed economy d. dual economy om Ans - b ............................................. t.c To get the Net National Product, we deduct what from the Gross National Product? a. direct taxes es b. imports c. interim payments d. loss kt Ans - d ............................................. oc m The law of demand states that ...... a. demand increases with increase in income iib b. when income and prices rise, the demand also rises c. when price falls, demand increases ca d. when price increases, demand increases Ans - d iib ............................................. Scarcity defination of economics was given by ...... .ja a. Johan Robbins w b. Lionel Robbins c. Edwin Canman w d. Marshal w Ans - b ............................................. The Great Depression was during ...... a. 1930s b. 1920s ………………………………………………………………………………………………………………………………………………………………… www.jaiibcaiibmocktest.com, www.bankpromotionexams.com, www.onlyforbankers.in [email protected], [email protected], 09994452442 www.jaiibcaiibmocktest.com, www.bankpromotionexams.com, www.onlyforbankers.in 288 Facebook Groups - JAIIB CAIIB STUDY MATERIALS / CAIIB DISCUSSION BANK PROMOTION EXAMS / ONLY FOR BANKERS [email protected], [email protected], 09994452442 ………………………………………………………………………………………………………………………………………………………………… c. 1940s d. 1830s Ans - a ............................................. om Welfare defination of economics was given by ...... a. Marshal b. John Robbins t.c c. Adam smith d. Karl marks es Ans - a ............................................. kt Which of the following is an exception to the law of demand? a. Giffen good oc b. Normal good m c. Superior good d. All of the above iib Ans - a ............................................. ca Wealth defination of economics was given by ...... iib a. A.C. Pigon b. Lionel Robbins c. Kenyes .ja d. Adam smith w Ans - d ............................................. w In Economics, 1930s is popularly known as the period of ...... w a. Great Battle b. Great Depression c. Industrial Revolution d. Great Devide Ans – b ………………………………………………………………………………………………………………………………………………………………… www.jaiibcaiibmocktest.com, www.bankpromotionexams.com, www.onlyforbankers.in [email protected], [email protected], 09994452442 www.jaiibcaiibmocktest.com, www.bankpromotionexams.com, www.onlyforbankers.in 289 Facebook Groups - JAIIB CAIIB STUDY MATERIALS / CAIIB DISCUSSION BANK PROMOTION EXAMS / ONLY FOR BANKERS [email protected], [email protected], 09994452442 ………………………………………………………………………………………………………………………………………………………………… Which of the following is true? a. GNP + Depreciation = NNP b. GNP = GDP + Net factor income from abroad c. NDP = GNP minus net indirect taxes d. NNP = DGP minus depreciation om Ans - b ............................................. t.c GDP deflator is given by ...... a. Nominal NI/Real NI es b. Nominal GDP/Real GDP c. Nominal GDP/ Nominal GNP d. Real GDP/Real GNP kt Ans - b ............................................. oc m Under the classical system, the equilibrium will be at ...... a. Under employment iib b. Full employment c. Voluntary employment ca d. Disguised unemployment Ans - b iib ............................................. The central theme of Keynesian Theory is ...... .ja a. Laissez-faire w b. Free Trade c. Effective demand w d. Self interest w Ans - c ............................................. Under a fiat-money standard the value of the circulating medium of exchange is guaranteed by ...... a. some precious commodity such as gold or silver b. by the taxing and borrowing powers of the government ………………………………………………………………………………………………………………………………………………………………… www.jaiibcaiibmocktest.com, www.bankpromotionexams.com, www.onlyforbankers.in [email protected], [email protected], 09994452442 www.jaiibcaiibmocktest.com, www.bankpromotionexams.com, www.onlyforbankers.in 290 Facebook Groups - JAIIB CAIIB STUDY MATERIALS / CAIIB DISCUSSION BANK PROMOTION EXAMS / ONLY FOR BANKERS [email protected], [email protected], 09994452442 ………………………………………………………………………………………………………………………………………………………………… c. the paper it is printed on d. does not have any value Ans - b ............................................. om M2 is defined as ...... a. currency outside banks plus chartered banks' demand deposits b. currency outside banks, chartered banks' demand deposits, and non-personal notice deposits and t.c personal savings deposits at chartered banks c. currency in circulation plus demand deposits made at financial institutions d. must be highly liquid and thus includes only currency circulating outside the banking system es Ans - b ............................................. kt M1 is defined as ...... oc a. currency outside banks plus chartered banks' demand deposits m b. currency outside banks, chartered banks' demand deposits, and nonpersonal notice deposits and personal savings deposits at chartered banks c. currency in circulation plus demand deposits made at financial institutions iib d. must be highly liquid and thus includes only currency circulating outside the banking system ca Ans - a ............................................. iib Which statement is true? a. Inflation does not play any role in distribution of national income .ja b. Inflation plays unfavourable role in distribution of national income c. Inflation plays favourable role in distribution of national income w d. Inflation brings equality in aggregate demand and aggregate demand and aggregate supply w Ans - b ............................................. w Which of the following techniques yields a simple random sample? a. Choosing volunteers from an introductory psychology class to participate b. Listing the individuals by ethnic group and choosing a proportion from within each ethnic group at random. ………………………………………………………………………………………………………………………………………………………………… www.jaiibcaiibmocktest.com, www.bankpromotionexams.com, www.onlyforbankers.in [email protected], [email protected], 09994452442 www.jaiibcaiibmocktest.com, www.bankpromotionexams.com, www.onlyforbankers.in 291 Facebook Groups - JAIIB CAIIB STUDY MATERIALS / CAIIB DISCUSSION BANK PROMOTION EXAMS / ONLY FOR BANKERS [email protected], [email protected], 09994452442 ………………………………………………………………………………………………………………………………………………………………… c. Numbering all the elements of a sampling frame and then using a random number table to pick cases from the table. d. Randomly selecting schools, and then sampling everyone within the school. Ans - c ............................................. om Macroeconomics is concerned with ...... a. Aggregate economic activity t.c b. Individual decision units c. How to produce goods d. How to buy stocks and bonds es Ans - a ............................................. kt If we compare GDP and GNP, then ...... oc a. GNP = GDP - net income from abroad m b. GNP = GDP + net income from abroad c. GNP = NNP - net income from abroad d. GNP = NNP + net income from abroad iib Ans - b ca ............................................. Type of sampling In which each element of population has equally likely chance of occurrence in a iib random sample is classified as ...... a. regular and irregular sampling .ja b. error free sampling c. inertia sampling w d. simple random sampling w Ans - a ............................................. w Suppose a finite population contains 7 items and 3 items are selected at random without replacement, then all possible samples will be ...... a. 21 b. 35 c. 14 ………………………………………………………………………………………………………………………………………………………………… www.jaiibcaiibmocktest.com, www.bankpromotionexams.com, www.onlyforbankers.in [email protected], [email protected], 09994452442 www.jaiibcaiibmocktest.com, www.bankpromotionexams.com, www.onlyforbankers.in 292 Facebook Groups - JAIIB CAIIB STUDY MATERIALS / CAIIB DISCUSSION BANK PROMOTION EXAMS / ONLY FOR BANKERS [email protected], [email protected], 09994452442 ………………………………………………………………………………………………………………………………………………………………… d. 7 Ans - b ............................................. Cluster sampling, stratified sampling and systematic sampling are types of ...... om a. direct sampling b. indirect sampling c. random sampling t.c d. non random sampling Ans - c es ............................................. Listing of elements in population with identifiable number is classified as ...... kt a. regularity experimental frame b. indirect experiment frame oc c. direct experimental frame m d. frame for experiment Ans - d iib ............................................. ca A population contain N item and all possible sample of size n are selected without replacement. The possible number of sample will be ...... iib a. N b. n^N c. NCn .ja d. N^n w Ans - c ............................................. w Effect of 14% compounding quarterly on effective annual int rate ...... % w a. 14.25 b. 14.50 c. 14.75 d. 15.00 Ans – c ………………………………………………………………………………………………………………………………………………………………… www.jaiibcaiibmocktest.com, www.bankpromotionexams.com, www.onlyforbankers.in [email protected], [email protected], 09994452442 www.jaiibcaiibmocktest.com, www.bankpromotionexams.com, www.onlyforbankers.in 293 Facebook Groups - JAIIB CAIIB STUDY MATERIALS / CAIIB DISCUSSION BANK PROMOTION EXAMS / ONLY FOR BANKERS [email protected], [email protected], 09994452442 ………………………………………………………………………………………………………………………………………………………………… Solutions Effective rate=(1+Annual ROI/N)^n-1 =1+14%/4)^4-1 =1.035^4-1 om =1.1475-1 =1475 =14.75% ............................................. t.c Suppose a finite population contains 4 items and 2 items are selected at random with replacement, then all possible samples will be ...... es a. 6 b. 16 kt c. 8 d. 4 oc Ans - b m ............................................. If the fixed and variable cost at 50% production capacity are Rs.20000 and Rs.30000, respectively, the iib total cost at 70% capacity will be ...... ca a. Rs.50000 b. Rs.62000 c. Rs.70000 iib d. Rs.58000 Ans - b .ja Solution w Fixed cost will remain same as 20000, variable cost at 50% is 30000 so for 70% it is 30000*70/50 that is w 42000 So total cost is fixed+ variable w = 20000+42000= 62000 ............................................. Consider the following economy traits 1) Prolonged increase in demand 2) Heating up of economy 3) Demand-supply lag ………………………………………………………………………………………………………………………………………………………………… www.jaiibcaiibmocktest.com, www.bankpromotionexams.com, www.onlyforbankers.in [email protected], [email protected], 09994452442 .c ..........com..... www..... es a. m When there is a difference between all receipts and expenditure of the Govt.....ja Training is defined the systematized tailor-made pro gramme to suit the needs of a particular w organization for developing ......... admin@jaiibcaiibmocktest.... ... then all possible samples will be .. www. www..... None of the Above iib Ans ..in murugan0501@gmail.. admin@jaiibcaiibmocktest. Income Deficit ca b..... www. 16 b...... Actions/skills and abilities w c...... 4C2 kt d.jaiibcaiibmocktest....onlyforbankers.c A population contains 2 items and 4 items are selected at random with replacement........a oc ........ 09994452442 ………………………………………………………………………………………………………………………………………………………………… They are the characteristic feature of which phase of business/economy cycle? a... t.... 4 Ans ....onlyforbankers. Fiscal Deficit c.com.d .......com...com....com... both capital and revenue it is called .... 09994452442 ..com.jaiibcaiibmocktest... www........ Budgetary Deficit d.. Skills and abilities d...a . ………………………………………………………………………………………………………………………………………………………………… www..bankpromotionexams..........bankpromotionexams............ iib a... Boom om Ans . Depression c...com................. Attitudes/actions/skills and abilities in employee b.... Skills only Ans .com. Recession b... 8 c......... of India...... Recovery d....in 294 Facebook Groups - JAIIB CAIIB STUDY MATERIALS / CAIIB DISCUSSION BANK PROMOTION EXAMS / ONLY FOR BANKERS murugan0501@gmail.................... w a. ..com... None of these w Ans .12 Ans . 2 lacs ………………………………………………………………………………………………………………………………………………………………… www. ii.bankpromotionexams... used in case of .b t..... www..com.. ii .onlyforbankers. 10..com......com.... www. creditors = Rs 2 lacs ..demand bills a....2. www. 3 lacs b. iib Match the following terms and their use: ca i) purchase ..in [email protected] < 9500 So.. Mortgage of property = 50 lacs .com. www.com..b . So... w Sanctioned limit = Rs 3 lacs ..com. ii .. i ... oc YTM = 9% + (10-9) % × (9551.c Explanation : Since Coupon rate = 8% and market price < Face Value......41/422.. 9. 10000. bond’s price = 9551.. 09994452442 ………………………………………………………………………………………………………………………………………………………………… A 6 year bond is selling at Rs..bills drawn under LC.41 – 9500) ÷ (9551... so price = 9128. What is the yield to maturity? a.1 . Calculate the DP.. 9... a.. The annual Coupon amount is 800. 09994452442 . 9500 with face value of Rs.1.in 295 Facebook Groups - JAIIB CAIIB STUDY MATERIALS / CAIIB DISCUSSION BANK PROMOTION EXAMS / ONLY FOR BANKERS murugan0501@gmail. margin = 30%..12% ..3. YTM must lie between 9 & 10.3 w d.2 c.. kt Using interpolation technique.1.2..46 = 9. iii ......12 c....3.41 – 9128..bankpromotionexams.. opened by the purchaser’s bank iib iii) negotiation .... used in cse of ..jaiibcaiibmocktest..32 om d. so YTM must be > CR es Let CR be 9%... iii ...72 b.3...95) m = 9+51.. 8.41 > 9500 Let CR be 10%. i .com. 5 lacs c..onlyforbankers. Stocks = Rs 6 lacs.usance bills ii) discount . www..2.. iii ... admin@jaiibcaiibmocktest.. [email protected]. used in case of .....1..ja b. i . .com........ What is your choice .... 4 lacs Ans .com... kt Select the INCORRECT sentence: oc 1.... www...c ...... job enrichment t.. It gives more decision making. Pay cash w b. a..... None of these Ans – b Here PV of Rs 90........onlyforbankers.000 a year for five years for the same car.bankpromotionexams.. www.......... You have choice of buying the w car cash down for Rs 400..000 or paying Rs 90. if opportunity cost is 10% ? w a... job satisfaction d..jaiibcaiibmocktest. both 2 and 3 c..ja Suppose you start a rent -a-car business and want to buy an automobile........ planning and controlling powers........ 09994452442 .. both 1 and 4 iib Ans . www..onlyforbankers........ Data insufficient to answer d.com. ... 09994452442 ………………………………………………………………………………………………………………………………………………………………… d. both 1 and 2 ca b......... job rotation es Ans ...com.in 296 Facebook Groups - JAIIB CAIIB STUDY MATERIALS / CAIIB DISCUSSION BANK PROMOTION EXAMS / ONLY FOR BANKERS murugan0501@gmail.. ………………………………………………………………………………………………………………………………………………………………… www......c b. Working capital term loans are provided for sustaining current assets. job enlargement c. www.. www...... 3... om .bankpromotionexams.000 each year for the next 5 years will be......... means higher responsibility..........com.. admin@jaiibcaiibmocktest.... Term loans are provided for acquiring the fixed assets.com..in [email protected]. m 2.. Working capital term loans are payable as per repayment schedule iib a.a .. Term loan are payable as per demand...com..... 4... Take the auto loan c. [email protected] Bcz DP is never beyond the sanctioned limit.... . both 3 and 4 d. com.com... ......... the sampling distribution of the mean m a... Always cost-effective b...d kt .1^5 i.....jaiibcaiibmocktest..... for a certain population... only halved sigma . admin@jaiibcaiibmocktest. oc In a normally distributed population...bankpromotionexams. www. b.....5) = { 90000×(1........com.. RBI ………………………………………………………………………………………………………………………………………………………………… www. Hence you prefer taking loan..... and c.. iib Suppose that.. Draw numbers of elements from each stratum proportional to their weights in the population.. www.e 341171 Now if you see Cash down payment is 400....ja xbar..........com.. only Ans ... Human development Index (HDI) is developed by........ admin@jaiibcaiibmocktest. Has a mean equal to the population mean c... Never Cost-effective d...com... es d. All of the above ca Ans . } / 0... www..... a....com. Sometimes cost-effective w c.... then...c a.10^5-a....c ............ sigma xbar is calculated as 20 when samples of size 25 are taken and as 10 when samples of size 100 are taken.. 09994452442 ………………………………………………………………………………………………………………………………………………………………… PV(90000...... We can conclude that increasing sample size is w a...bankpromotionexams.10%. Select at random an equal number of elements from each stratum b..com......onlyforbankers......onlyforbankers..d ....com........000 for next 5 years ( Rs 341171 ).......... 09994452442 .......... None of these w Ans ....... A quadrupling of sample size. Draw equal numbers of elements from each stratum and weigh the results c......... Has a standard deviation equal to the population standard deviation divided by the square root of the iib sample size d.....10 ×1....in murugan0501@gmail. om Suppose you are performing stratified sampling on a particular population and have divided it into strata of different sizes... www.... www..in 297 Facebook Groups - JAIIB CAIIB STUDY MATERIALS / CAIIB DISCUSSION BANK PROMOTION EXAMS / ONLY FOR BANKERS murugan0501@gmail.. Is normally distributed b..jaiibcaiibmocktest..000 which is greater than the PV of Rs 90.. How can you now make your sample selection? t.. .. SEBI Ans ....bankpromotionexams.com...... M2 = 530000+60000 M2 = 590000 Crores .Rs........ 590000 Crores . oc Currency with public .... 550000 Crores c.Rs..... Rs..... Rs.. iib a... www.... 220000 Crores Other deposit with RBI . 180000 Crores Time deposits with banking system .......Rs.........in 298 Facebook Groups - JAIIB CAIIB STUDY MATERIALS / CAIIB DISCUSSION BANK PROMOTION EXAMS / ONLY FOR BANKERS [email protected]. ………………………………………………………………………………………………………………………………………………………………… www... www.... 90000 Crores m Demand deposit with banking system .........c ...ja d.com.. Rs. 630000 Crores w Ans ... www.....bankpromotionexams..c . [email protected]... Rs. 50000 Crores ca Calculate M2. 09994452442 ....Rs. www.onlyforbankers... 260000 Crores iib Savings deposit of post office savings banks ....com........ World Bank d.com. None of these es Ans .. Study of 'means' and 'ends' c.com.... 470000 Crores b..........onlyforbankers. admin@jaiibcaiibmocktest... www...c b... Study of Wealth d...jaiibcaiibmocktest. Study of welfare t.... Central Govt c..Rs.com... om Adam Smith defined Economics as a: a..c w Solution M1 = currency with public + demand deposit with the banking system + other deposits with RBI w M1 = 90000+180000+260000 M1 = 530000 M2 = M1+Savings deposit of post office savings banks So... kt Given...Rs...in murugan0501@gmail. 09994452442 ………………………………………………………………………………………………………………………………………………………………… b.. 60000 Crores All deposit with post office savings bank excluding NSCs .... .jaiibcaiibmocktest.jaiibcaiibmocktest.. .. 09994452442 .b Explanation : Since trading value < face value.. Only (i) and (iii) ca c. injected into the market es b.5 w d.. www. injected into the market b...... www... (i). 10.. purchasing bonds has no effect on money market d.. 7... t.a .... admin@jaiibcaiibmocktest.... (iii) power iib a.. www..com.....b . None of these om Ans ....5 Ans .... www.. YTM is > CR At 7%.....onlyforbankers. 09994452442 ………………………………………………………………………………………………………………………………………………………………… When RBI purchases government bonds...com.com..c When RBI sells government bonds......bankpromotionexams.... (i) job...com. 8. (ii) role..com.. Only (i) and (ii) b. 9....... a... sucked from the market c... 1000... What is the yield to maturity? w a....... oc m A set of expected behavior patterns attributed to someone occupying a given position in a social unit is not called as .bankpromotionexams.. the money is ....com...5 c.. The Coupon rate is 8%..... www.com........b ........... the money is .5 w b..com... price = 1091.08 > 958 ………………………………………………………………………………………………………………………………………………………………… www...... 958 with face value of Rs.in 299 Facebook Groups - JAIIB CAIIB STUDY MATERIALS / CAIIB DISCUSSION BANK PROMOTION EXAMS / ONLY FOR BANKERS murugan0501@gmail.......... a......... sucked from the market c......ja A 15 year bond is trading at Rs... (ii) and (iii) iib Ans .... purchasing bonds has no effect on money market d...onlyforbankers.... None of these kt Ans .....in murugan0501@gmail... Only (ii) and (iii) d.. admin@jaiibcaiibmocktest. .. www.... om The FRBM act was enacted as a law in August 200The committee which created the act was headed by ........c kt ..39) = 7 + 2 × 133....bankpromotionexams.....onlyforbankers...... Dr E................ ...5% .....in murugan0501@gmail.. Fiscal Policy Strategy iib c. Reverse Repo Rate b....jaiibcaiibmocktest..... so YTM lies somewhere between 7 and 9.. H..... oc Which of the following statements the central government has to place before the Parliament each year under FRBM act? m a........ OMO ………………………………………………………………………………………………………………………………………………………………… www.. 09994452442 . Sarma es d..com.c a... Macroeconomic Framework d...... iib By what percent of GDP..com........... 4 d...... www..jaiibcaiibmocktest. S.08 – 919. Tandon Ans ..in 300 Facebook Groups - JAIIB CAIIB STUDY MATERIALS / CAIIB DISCUSSION BANK PROMOTION EXAMS / ONLY FOR BANKERS murugan0501@gmail. www.....com.....08 / 171.... t.com.com. www. = 7 + (9-7) × (1091..........b w .... price = 919.. 09994452442 ………………………………………………………………………………………………………………………………………………………………… And at YTM = 9%.d .......bankpromotionexams....com. 2 b.com.onlyforbankers...... [email protected] a....... Khan b.. Narasimhan c....69 = 8.... 3 w c....... Medium Term Fiscal Policy b.. 7 w Ans ... the FRBM act suggests the Centre to reduce the fiscal deficit? .......... A.39 < 958..com...... admin@jaiibcaiibmocktest..... www. a..... Repo Rate c. is the rate at which the RBI lends short term money to the banks.. S........ All of these ca Ans ..08 – 958) / (1091. ....in 301 Facebook Groups - JAIIB CAIIB STUDY MATERIALS / CAIIB DISCUSSION BANK PROMOTION EXAMS / ONLY FOR BANKERS [email protected] Ans .com... ………………………………………………………………………………………………………………………………………………………………… www...jaiibcaiibmocktest.bankpromotionexams.. Consumer price index b.. 1. www. FRBM Act 2003 Ans .... the FRBM act prescribes the government to set a ceiling on guarantees? om a.......... 09994452442 ………………………………………………………………………………………………………………………………………………………………… d....... www..........com.. THE BANKING REGULATION ACT....com...in [email protected] iib ......c d....com..5 Ans .com. 1 and 2 iib b............ Retail price index Ans ....... DEPOSIT INSURANCE AND CREDIT GUARANTEE CORPORATION ACT........ 2 and 3 ...... Income wise. The . www..... admin@jaiibcaiibmocktest.... All of 1..jaiibcaiibmocktest.......... 1961 c....com. SLR Ans .... kt a..onlyforbankers. ca The way(s) to compute GDP is / are .....b ...b es ...5 c.... 1949 m d.. Wholesale price index d... 2 and 3 c....... www..... 0.. GDP deflator c... 0. 2.. 1..........1 b... admin@jaiibcaiibmocktest. w Which price index is used in India to calculate inflation for policy formulation? w a. www................. Expenditure wise.......7 t........ 3 and 1 d. 0.....c ... 09994452442 ..bankpromotionexams.....onlyforbankers.................d w ... Product wise a..... 3... Companies Act 1956 oc b. By what percent of GDP.....com..........com. act prohibits deficit financing.... . Reverse Repo Rate b.. www..... Real GDP . www........in murugan0501@gmail........ ca Which of the following does not reflect the real growth in GDP? a... [email protected]. OMO d.. Calculating today's output at yesterday's price c. www.......d iib ... t.. All of 1..... GDP at constant price d................onlyforbankers... 1 and 2 b.......... www. Bank Rate om Ans .......com.a ...onlyforbankers.. 2 and 3 oc c.... 09994452442 ………………………………………………………………………………………………………………………………………………………………… ... 2 and 3 m d........... GNI d...... All of these Ans ....... entrepreneur kt a.c The factors of production are .. ………………………………………………………………………………………………………………………………………………………………… www... [email protected]. labour 3.... land es 2.... Calculating today's output at today's price iib b. GNP c. is the rate at which banks park their short term excess liquidity with the RBI..bankpromotionexams.a w .. 09994452442 . www....com.... w Which is a more accurate measure tool for an export ...... 3 and 4 Ans . 1.in 302 Facebook Groups - JAIIB CAIIB STUDY MATERIALS / CAIIB DISCUSSION BANK PROMOTION EXAMS / ONLY FOR BANKERS [email protected].... a...com..... capital 4.. 1..oriented economy? w a. Repo Rate c......ja Ans ......bankpromotionexams........com....b .... 2....com. GDP b.......... www......com.com. Be fluctuating Ans – b ………………………………………………………………………………………………………………………………………………………………… www..... kt A cash flow that is expected to grow at a constant rate forever.4641 es = 14641 ..... 14641 c..ja d.. Only (ii) c..onlyforbankers... Be lower b.......jaiibcaiibmocktest... (ii) Relatively less liquid than time deposits iib a. 10000/........ Growing perpetuity iib Ans ...d ... Annuity oc b...1)^4 = 10000*1.......... w If inflation rate is higher in an economy.... the discount rate should generally..in [email protected]........... (i) Paid on demand...b Solution : FV = P(1+r)n t. admin@jaiibcaiibmocktest.... Both (i) and (ii) w Ans ........jaiibcaiibmocktest. is called....... 14461 d. www.. [email protected].. www.. Be Stable d. 13130 om Ans .. Be higher c.... Growing annuity d..bankpromotionexams. 09994452442 ………………………………………………………………………………………………………………………………………………………………… Calculate the Future Value of Present Value of Rs....... w a..com. 13310 b.....onlyforbankers........ ca Demand Deposits are .c FV = 10000(1+10/100)^4 = 10000(1.......... a......a .. 09994452442 .... www....com... a.in 303 Facebook Groups - JAIIB CAIIB STUDY MATERIALS / CAIIB DISCUSSION BANK PROMOTION EXAMS / ONLY FOR BANKERS [email protected] 4 years if the rate of interest is 10%.. www.......... Perpetuity m c....... Either (i) or (ii) .com... Only (i) b. Rs..com..Rs...... admin@jaiibcaiibmocktest. ..... Income of the consumer iib b.. a..... Price of related commodity c...d .onlyforbankers... RD c.bankpromotionexams..Rs.. Marginal Utility kt Ans ... www. 250000 Crores ………………………………………………………………………………………………………………………………………………………………… www.. Both of the above d..c . 150000 Crores w Savings deposit of post office savings banks ......... www.....com.......... Rs... Rs....... 100000 Crores w Demand deposit with banking system ......com.com..Rs.....com........ 750000 Crores w M1 . a.......Rs.. 400000 Crores Currency with public ......... a..... 09994452442 ………………………………………………………………………………………………………………………………………………………………… Example of "Annuity" is ....... Acceleration d... Average Utility es b..com. www....c Additional utility derived from consumption of an additional unit of commodity is called ... Price of the commodity ca d.. 50000 Crores Calculate Time deposit with banking system a... Given. 200000 Crores b... 09994452442 ....Rs..d iib ......... 150000 Crores Other deposit with RBI .... t.Rs.......jaiibcaiibmocktest..onlyforbankers. EMI of loan account b.in murugan0501@gmail. None of the above om Ans .. admin@jaiibcaiibmocktest. www.bankpromotionexams........... 60000 Crores All deposit with post office savings bank excluding NSCs .......... oc m Demand for a commodity normally depends on ...com....jaiibcaiibmocktest... All the above Ans ...ja M4 ... www.... Elasticity c....com.in 304 Facebook Groups - JAIIB CAIIB STUDY MATERIALS / CAIIB DISCUSSION BANK PROMOTION EXAMS / ONLY FOR BANKERS murugan0501@gmail... c iib ...bankpromotionexams...com.. 1 b........ What is the price elasticity of demand for the product? iib a...... Capital and Entrepreneur m d........com.onlyforbankers....onlyforbankers..... 350000 Crores Ans .com.. Assets.c Time deposit with banking system = M4 ...com...jaiibcaiibmocktest....... ………………………………………………………………………………………………………………………………………………………………… www. Rs... Rs.400000 .com. Ans ...... Factors of Production are: kt a..........a w Solution : w Price Elasticity of Demand = % Change in Quantity Demanded / % Change in Price % Change in Quantity Demanded = 25 % Change in Price = 10/40*100 = 25 Price Elasticity of Demand = 25/25 = 1 ... Land....5 c..5 w Ans ..c Solution om M4 = M3+All deposit with post office savings bank excluding NSCs M3 = M1+Time deposit with banking system M4 = M1+Time deposit with banking system+All deposit with post office savings bank excluding NSCs t... 2 . Labour.bankpromotionexams. www. www.... Machineries and Money oc c..jaiibcaiibmocktest..... 2.... www..in murugan0501@gmail........ admin@jaiibcaiibmocktest.... the demand for the product decreases by 25%...50000 Time deposit with banking system = 300000 Crores es ... Labour and Capital b........ 09994452442 ………………………………………………………………………………………………………………………………………………………………… c..in 305 Facebook Groups - JAIIB CAIIB STUDY MATERIALS / CAIIB DISCUSSION BANK PROMOTION EXAMS / ONLY FOR BANKERS [email protected]... Land....All deposit with post office savings bank excluding NSCs Time deposit with banking system = 750000 .. 1.. admin@jaiibcaiibmocktest.. ca When the price of a product increases from 40 to 50.....com..M1 ... www.com. 09994452442 ...ja d..... None of the above......... www.. 300000 Crores d. it is observed that 1) The consumer price index based inflation increased to 11% and es 2) Whole sale price index based inflation increased to 8% 3) The govt....com. Headline inflation ………………………………………………………………………………………………………………………………………………………………… www. The inflation rate 11% represented by the consumer price... kt 4) Further due to increased wages and salaries.... t. (i) Core inflation... represented by the whole sale price. admin@jaiibcaiibmocktest. National Electronic Funds Transformation d. The inflation caused by the the information given at point no.com.. Core inflation b. there is increase in cost of inputs leading to increase in whole-sale price index. www. based on the above information.. www. (ii) and (iii) iib Ans ...onlyforbankers. Only (ii) and (iii) d.c While releasing the data relating to inflation increased by the Govt..b .... Only (i) and (ii) ca b. Only (i) and (iii) c.bankpromotionexams.com.in murugan0501@gmail... The inflation rate of 8%. www.. 09994452442 ………………………………………………………………………………………………………………………………………………………………… EXPAND N E F T.bankpromotionexams..... (i). Nominal Electronic Funds Transfer b. National Electronic Funds Transfer c.. Demand Pull inflation d.. is called: w a.com. m 1.. claims that due to implementation of Banks Bi-partite Settlement..in 306 Facebook Groups - JAIIB CAIIB STUDY MATERIALS / CAIIB DISCUSSION BANK PROMOTION EXAMS / ONLY FOR BANKERS [email protected] in the question. [email protected] . Core inflation b. is called: a.. oc Answer the following questions..jaiibcaiibmocktest.onlyforbankers.ja 2... is not called as . None of the above om Ans ..com. www. www..com..... Headline inflation w c.jaiibcaiibmocktest. Cost-push inflation w Ans .....b 3..com.. a.. there is increase in demand of goods and services leading to increase in consumer prices.com.. (ii) Demand Pull inflation (iii) Cost-push inflation iib a.. 09994452442 . . admin@jaiibcaiibmocktest.com...com.........com..jaiibcaiibmocktest... a.bankpromotionexams..onlyforbankers.121601 iib Ans – b ca Calculating today's output at today's price reflects . Demand Pull inflation d.. virtual d.....com.com.b w .129205 oc b....4 in the question...bankpromotionexams...... GDP...a ..com... nominal c. Only (ii) and (iii) d. MSS (Market Stabilization Scheme) c.com... w To absorb liquidity from the system.... www.. real iib b... kt Population of a town is 100000....in murugan0501@gmail.. www...... The inflation caused by the information given at point no............. (ii) Demand Pull inflation (iii) Cost-push inflation a.... which of the following was introduced by RBI in March 2004? w a.. (i). www.com...... Only (i) and (iii) t....... None of these Ans . SCC (Selective Credit Control) d.b .. is not called as ............. What it will be ater 5 years? a.ja Ans . Only (i) and (ii) b..... www.........c c... (i) om Core inflation..jaiibcaiibmocktest.121665 m c. None of these ...in 307 Facebook Groups - JAIIB CAIIB STUDY MATERIALS / CAIIB DISCUSSION BANK PROMOTION EXAMS / ONLY FOR BANKERS murugan0501@gmail... OMO (Open Market Operations) b... ………………………………………………………………………………………………………………………………………………………………… www..... The rate of change is 4% per annum. www.. (ii) and (iii) es Ans .....onlyforbankers.......a 4. 09994452442 ………………………………………………………………………………………………………………………………………………………………… c.....122165 d... 09994452442 . Cost-push inflation Ans ... admin@jaiibcaiibmocktest... ...........in 308 Facebook Groups - JAIIB CAIIB STUDY MATERIALS / CAIIB DISCUSSION BANK PROMOTION EXAMS / ONLY FOR BANKERS murugan0501@gmail.. None of these om Ans ...... After the introduction of financial sector reforms in capital market....onlyforbankers. www.com........ Both (i) and (ii) oc Ans .. Peter F Drucker Ans ...com.. ca a. Edgar Schein d.... admin@jaiibcaiibmocktest... www.. www...... Either (i) or (ii) d... (ii) In which the government makes all important decisions about production and distribution...com....c ..jaiibcaiibmocktest. es a.bankpromotionexams. 09994452442 .......a m .d ..onlyforbankers.. Badla system c...ja .. www..... ………………………………………………………………………………………………………………………………………………………………… www.....com..... t. AK Rice b. (i) In which individuals and private firms make the major decisions about production and consumption.... No effect on borrowing from RBI d.......com. It would be more cheaper for banks to borrow money c.....com............bankpromotionexams... It would be more expensive for banks to borrow money b.........c A market economy is one.......... dematting of securities Ans . 09994452442 ………………………………………………………………………………………………………………………………………………………………… What would be the consequence of increasing repo (repurchase) rate? a.............. depository system was replaced with iib . Only (i) b............... through division of labour and function and w through a hierarchy of authority and responsibility' of an organisation is given by ........jaiibcaiibmocktest.. w a..in [email protected] . 14-day settlement cycle b... www. Only (ii) kt c.. [email protected]............ open outcry system iib d...... Abraham Maslow c........... w The definition 'An organization is the rational coordination of the activities of a number of people for the achievement of some common explicit purpose or goal.... The rate of interest in determined by demand for money and supply of money.......... www....com.... shift up and to right d....... Ans ..... Reverse Repo Rate om Ans ....... shift down and to right w c.com...... ..... t.a ...bankpromotionexams..Select the best option.... The money demand curve at a given level of income is downward sloping. a..d ...in [email protected]... 09994452442 ........bankpromotionexams...... www.... Both b and c iib Ans .. Relatively less liquid than time deposits d.com... www..ja If in market money supply increase and interest rate is down the LM curve will ...jaiibcaiibmocktest. at a given time.......com.... Increase in level of money leads to downward shifting of the curve of demand for money (or in short....d oc . Mixed Economy ………………………………………………………………………………………………………………………………………………………………… www..... shift down and to left w Ans .com. shift up and to left b.onlyforbankers... a... is fixed by the monetary authority of the country.... Market economy is also known as a........ 09994452442 ………………………………………………………………………………………………………………………………………………………………… The central bank absorbs excess liquidity from the banks using . www. w a... Repo Rate d..... Not paid on demand ca c........ d.. The supply of money....... admin@jaiibcaiibmocktest............ c...com.... kt money demand curve)..com...... www.c Pick the incorrect statement.......... [email protected] ..... es b....... CRR b. Paid on demand b..onlyforbankers.........in 309 Facebook Groups - JAIIB CAIIB STUDY MATERIALS / CAIIB DISCUSSION BANK PROMOTION EXAMS / ONLY FOR BANKERS murugan0501@gmail. m Demand Deposits are iib a.com........ SLR c.... Socialistic Economy Ans ....................onlyforbankers.....com..in murugan0501@gmail. www....... iib a.. om What is a scatter diagram ? a. The long term uses are Rs 11 lacs and current ratio 1... Capitalistic Economy c.. Command Economy d. annuity c.... consistent d....com.......... www....onlyforbankers.. Rs 11 lacs b... Helps plot observed values d.... Rs 7 lacs d. b & c es Ans .. diagram which scatters all elements of the variable.c b......... www....ja c...... efficient b...... gratuity d.jaiibcaiibmocktest..... If a standard error of a statistic is less than that of another then what is the former is said to be..... perpetuity m b.. 09994452442 ………………………………………………………………………………………………………………………………………………………………… b..... What is the amount of current liabilities ? a.b ca ...com..com. none of the above iib Ans ....... 09994452442 .......5:1...com.. [email protected] ...... Rs 9 lacs c....d .a w . Rs 6 lacs ………………………………………………………………………………………………………………………………………………………………… www. kt Which is an example of for sinking fund? oc a. sufficient w Ans ..com....in 310 Facebook Groups - JAIIB CAIIB STUDY MATERIALS / CAIIB DISCUSSION BANK PROMOTION EXAMS / ONLY FOR BANKERS murugan0501@gmail.. w The balance sheet of a firm has shown total asset of Rs 20 lacs ......bankpromotionexams...com..... www...bankpromotionexams...jaiibcaiibmocktest..... admin@jaiibcaiibmocktest..... A graphic representation of the relationship of the variables c. t... unbiased ...com............. www.............. ........... 12 times table b.......bankpromotionexams.in murugan0501@gmail........ rule for knowing how quickly money doubles m Ans . rule for compounding present cash flows oc d..............com..... Supplied c..... ………………………………………………………………………………………………………………………………………………………………… www.........ja Ans – d ........ rule for calculating future cash flows c..... 09994452442 .... w Market equilibrium comes at the price at which quantity demanded equals to quantity w a.......d .............. Demand and supply b.... compounded payment c.... www..... [email protected] ... www.. in Demand Ans ....com...onlyforbankers.... www.onlyforbankers....com..com..... Produced w b........ annuity d.. www...com. What is repayment of entire loan principal at the end of the loan period called ? om a..... ca a...com..... [email protected] .......................... Income and rate of interest ... iib IS curve and Lm curve are relates which of the two variables..com.. 09994452442 ………………………………………………………………………………………………………………………………………………………………… Ans .......com..... in Inventory d.. Money and market iib c.in 311 Facebook Groups - JAIIB CAIIB STUDY MATERIALS / CAIIB DISCUSSION BANK PROMOTION EXAMS / ONLY FOR BANKERS murugan0501@gmail.. www...c Ans .........bankpromotionexams........d ..... Money and interest rate d.jaiibcaiibmocktest........ balloon payment b. term payment t.. es What is the rule of 72 ? kt a. ...07 = 41388.00833) * {(1.. 879 Ans ...c X wants to borrow Rs.. iib First find PV of 20000 for 2 years @ 10%.in [email protected]. 09994452442 .jaiibcaiibmocktest.. [email protected] .com... PV = 20000 ÷ (1+0.. R = 10% ÷ 12 = 0.. 987 c..00833 PV = P / (1+R)^T iib So.. w T = 5 * 12 = 60 months EMI = P * R * [(1+R)^T/(1+R)^T-1)] EMI = (41388. www. 09994452442 ………………………………………………………………………………………………………………………………………………………………… Which of the following is Capitalistic Economy? a.onlyforbankers....com. China c.......0083)^24 ..com........ es a. admin@jaiibcaiibmocktest...... 897 kt d.d oc m Explanation : Here.jaiibcaiibmocktest.. England b... 978 b.....ja = 16388..in 312 Facebook Groups - JAIIB CAIIB STUDY MATERIALS / CAIIB DISCUSSION BANK PROMOTION EXAMS / ONLY FOR BANKERS [email protected].. total amount = 25000 + 16388. w P = 41388. t = 2*12 = 24 months and r = 10% ÷ 12 = 0...com. ………………………………………………………………………………………………………………………………………………………………… www..bankpromotionexams........ www....07 * 0.0083)^60 ÷ (1..07. None of the above om Ans . He wants to pay it in monthly installments for 5 years...bankpromotionexams. ca Here.... www.. 20000 after a period of 2 years @ 10% roi. 25000 immediately and another Rs.. India d.07 So.. www...com. www... Calculate the amount of monthly payment..........07 w Now... t..0083)^60 – 1)} = 879 .... ... Environmental factor w b................. (iii) concerned a.............com. www.... a. 09994452442 . a.c iib ... oc m Knowles explained the following three theories: Pick the odd one. Cognitive theory c...d ... The behavior of an individual is influenced by four factors namely: Pick up the odd one .......ja a.......bankpromotionexams... Reaction level es b. Organizational factor w Ans ....jaiibcaiibmocktest. www... Relationship between demand and quantity bought b..com......com.............. Organismic theory Ans ... [email protected] [email protected].. 09994452442 ………………………………………………………………………………………………………………………………………………………………… Demand Schedule is the a... The behavior level d. (i) caring...onlyforbankers....com...........b ..... www....onlyforbankers.... Operation level kt Ans ...jaiibcaiibmocktest............ www.....bankpromotionexams. Only (i) and (ii) ………………………………………………………………………………………………………………………………………………………………… www. parent behavior does not criticize others for their undesirable behavior..in 313 Facebook Groups - JAIIB CAIIB STUDY MATERIALS / CAIIB DISCUSSION BANK PROMOTION EXAMS / ONLY FOR BANKERS murugan0501@gmail.. Learning level c.......com.. [email protected] . The . Physical factor w d..... (ii) nurturing......com.. www....... Personal factor c.... Mechanistic theory iib b...c The evaluation of training consists of the following: Pick the odd one.........com.. Relationship between price and quantity bought c. Relationship between price and demand d. t... None of these om Ans . Reconcilation Theory ca d.... .......c ...bankpromotionexams..com.. 09994452442 ...in 314 Facebook Groups - JAIIB CAIIB STUDY MATERIALS / CAIIB DISCUSSION BANK PROMOTION EXAMS / ONLY FOR BANKERS murugan0501@gmail.. 47058 es d.. 40578 b... www. ………………………………………………………………………………………………………………………………………………………………… www.ja Ans . being the maturity value of a term deposit. balloon fund c... reserve fund b.. 45078 .. repayment fund Ans ..com.....b kt Explanation : oc PV = FV ÷ (1+r)T m = 60000 ÷ 1... ca a..... www...3331 = Rs.....com...... om Mitalee is to receive Rs.. [email protected].......... (i).. Adulthood d. if the interest rate is 10%? t...........d ....... iib In the life stages of adulthood guiding of next generation start up............ when repayment fails due is called .onlyforbankers........... 60000 from bank at the end of 3 years....... w A fund which is created by companies to make payment of balloon repayment loans by regular annual w contributions to have adequate funds at the end of the period.. www....onlyforbankers.....com.com...... w a.....com.. www.com... Adolescence b..c a... 09994452442 ………………………………………………………………………………………………………………………………………………………………… b.. sinking fund d.....in [email protected].... Maturity ....jaiibcaiibmocktest...... 45078 c........ 48075 Ans .... Only (ii) and (iii) d........ (ii) and (iii) Ans .. Young Adulthood iib c......jaiibcaiibmocktest..c ... How much he is depositing now... Only (i) and (iii) c... admin@jaiibcaiibmocktest... www. 920 w b...............a ...... Only (ii) and (iii) d..... GDP. .... The required rate of return on the bond is 14% and it is maturing in 8 years.. 907 c.. None of these om Ans . None of these kt Ans ... www.. w a. Only (i) and (ii) b....b .......com......... (ii) explicit self.... GDP at constant price c........onlyforbankers. 1000 par value has a Coupon rate of 12%... www........... www..jaiibcaiibmocktest...com... t... www...........com.ja A bond with Rs......... 927 Ans .onlyforbankers... 09994452442 ………………………………………………………………………………………………………………………………………………………………… Nominal GDP is also known as ... [email protected]. [email protected]... ………………………………………………………………………………………………………………………………………………………………… www.....c Calculating today's output at yesterday's price reflects ... Find the value of the bond.bankpromotionexams...... (iii) inner self iib a.......... (i) patent self.. a.. the self can be categorized into ........ Only (i) and (iii) ca c...com. (i).. oc m As part of the concept of self-development. 09994452442 . real es b.....in 315 Facebook Groups - JAIIB CAIIB STUDY MATERIALS / CAIIB DISCUSSION BANK PROMOTION EXAMS / ONLY FOR BANKERS murugan0501@gmail.. a.com.......com.... (ii) and (iii) iib Ans ....a ...... www..... GDP at current price b.in murugan0501@gmail......... virtual d.. nominal c... GDP at variable price d.....b .. 913 w d...jaiibcaiibmocktest... ........... w c..iii) freedom to learn w a........ experience etc c.....c oc ..com........... [email protected]. Mechanistic/behaviorist Theories..... Job description is about the job that an employee has to perform es b..... Cognitive theories . 09994452442 .ja Knowles(Nadler) categoried adult learning process in different theories. Organicismic/humanistic ........... 6 to 14 yr to all Girls om Ans ...com. Job specification relates to the requirements in terms of educational qualification...com...... All the above Ans .c Pick up the wrong one a.....in [email protected]. Development iib Ans .onlyforbankers...bankpromotionexams..B . www. Education d......... Job evaluation relates to the comparison between similar jobs within the organization or between organizations or within the industry kt d...... b....... a. a-i b-ii c-iii b.....com........c ...... iib a.. Girls Upto age 14 b.....ii) Learner is passive in the process of learning.........i) Equate man with his brain........ www. On job training ca c.. a-iii b-ii c-i d...... a-ii b-iii c-i c..... Up to 10th class to girl c... www. t...... a-ii b-i c-iii Ans .......... ………………………………………………………………………………………………………………………………………………………………… www. Training b..in 316 Facebook Groups - JAIIB CAIIB STUDY MATERIALS / CAIIB DISCUSSION BANK PROMOTION EXAMS / ONLY FOR BANKERS [email protected] for learning to prepare the individual for a different but identified job...jaiibcaiibmocktest...com....... [email protected]..... 6 to 14 yr to all children d.... Match the followings- w a.com.... www. age... m .d ....... . 09994452442 ………………………………………………………………………………………………………………………………………………………………… 86th constitutional amendment has made free and compulsory education to all children upto . www. www............5:1 and owned funds Rs 3 lac.... Alfred Marshall iib b... the amount of total assets Rs 20 lac ...ja Ans .. 5 lac c.. www.jaiibcaiibmocktest..c Owned fund= equity= 3 lac Since DER = 3:1 i. A store of value over time d..................onlyforbankers.d ............. Adam Smith d.. iib According to ...... lac ) Here total assets is 20 lac kt Now as per balance sheet equation total Assets= total liabilities Hence here total liabilities will be 20 lac also oc Now term liabilities of Rs 12 lac and remaining 8 lac as current liabilities (12+8=20) Hence CL=8 lac...5×8=12 lac . w a... Since here CR=1...5:1=CA:8 i. 12 lac om d.... Lionel Robbions c...in 317 Facebook Groups - JAIIB CAIIB STUDY MATERIALS / CAIIB DISCUSSION BANK PROMOTION EXAMS / ONLY FOR BANKERS [email protected].... Pick up the odd one..com..com.. www........ 15 lac Ans .. 09994452442 .5:1 then m 1.b w ....com. economics is the science which studies human behavior as relationship between ends ca and scarce means which have alternate uses....... current ratio is 1.... Medium of exchange c......... admin@jaiibcaiibmocktest.... a. w Money is anything which performs the following.e CA= 1... 3 lac b.. None of these .jaiibcaiibmocktest.onlyforbankers. 09994452442 ………………………………………………………………………………………………………………………………………………………………… DER is 3:1.. [email protected].. www... www.... What is amount of current assets? a. A measure of value b.......com...com..c t.in [email protected] Debt: equity = 3:1 es Hence Debt = 9 lac ( f we consider debt and equity as long term liabilities then term liability works oyt to 12(9+c....com.com. ………………………………………………………………………………………………………………………………………………………………… www. Measure of prosperity Ans . Micro c.com... Crores a.. Medium w b....... a. NDP ………………………………………………………………………………………………………………………………………………………………… www...jaiibcaiibmocktest....com...... Net Factor Income From Aboard* c..... 09994452442 ………………………………………………………………………………………………………………………………………………………………… Which of the following is the amount of Funds borrowed by the government to meet the expenditures? a....com...........a .... Either B or C w Ans .......in 318 Facebook Groups - JAIIB CAIIB STUDY MATERIALS / CAIIB DISCUSSION BANK PROMOTION EXAMS / ONLY FOR BANKERS murugan0501@gmail.................. first M stand for ..jaiibcaiibmocktest... Fiscal Deficit b... 09994452442 . 3 c........ Public finance om Ans .. www... 4 d.. oc m GNP=GDP+NFIA.. 5 kt Ans ..... www..... GDP evaluated at current market prices is known as ..c Maximum credit limit to Micro & Small Services Sector is Rs .. Current account c.. .... www........................ a...bankpromotionexams.... Under MSME.bankpromotionexams.. t...com.. [email protected] .. www..onlyforbankers.. www.. Net Factor From America ca d............ Fiscal policy d..ja a. NFIA stands for ..b iib ..... Net foreign Income Account Ans ........com.com...............in murugan0501@gmail.. Net foreign Income from abroad iib b.. admin@jaiibcaiibmocktest... Manufacturing w d....com..... NNP b..... 2 es b.b ...onlyforbankers.. .... w Suppose a population has N items and n items are selected with replacement.....com..... a. Chakravaty t..c .com.... www..... Demand Elasticity curve c..... Demand curve .....onlyforbankers.d .. Bhagwati c.. N^n b.... Fall employment is the ceiling of expansion c......com..5% per annum growth rate achieved by the Indian economy over the first six Five-Year Plans....... Demand supply curve w d. Demand scheduled curve w Ans ....jaiibcaiibmocktest...................c ... kt Which of the following assumptions is not correct in relation to Hicks' theory of business cycle ? oc a... Accelerator remains operative in all phases of business cycle.... www. Number of all possible samples will be .jaiibcaiibmocktest.. [email protected] 319 Facebook Groups - JAIIB CAIIB STUDY MATERIALS / CAIIB DISCUSSION BANK PROMOTION EXAMS / ONLY FOR BANKERS murugan0501@gmail...... www.... a.........N....in murugan0501@gmail. www.....com... 09994452442 .. K.. 09994452442 ………………………………………………………………………………………………………………………………………………………………… c....bankpromotionexams...... om The term "Hindu rate of growth" refers to the 3....com.ja b........ Autonomous investment increases at some constant rate even during depression d... Raj Krishna d..........com.bankpromotionexams... Nominal GDP d...... None of the Above Ans ....com........ N ………………………………………………………………………………………………………………………………………………………………… www...... iib The graphical representation of the 'demand schedule' is ...... J... a. admin@jaiibcaiibmocktest. The term was coined by ........... but the multiplier stops operating during iib depression ca Ans .. NCn c......com.a ..... Raj es Ans ..c b.N.... www... The equilibrium of the economy is influenced by changes in consumption and investment m b.... ........ Mean . ………………………………………………………………………………………………………………………………………………………………… www. Statistic c... In random sampling.... www.......ja Ans ................. Reducing Amount of Data m d.c d...... ca Any numerical value calculated from sample data is called .......... Bias d... 09994452442 ………………………………………………………………………………………………………………………………………………………………… d.d . n Ans . Bias c..........com........in murugan0501@gmail..... Sampling Error d.bankpromotionexams.... None of these Ans ..com.......b es .............. w a. the probability of selecting an item from the population is ....... Non Sampling error is reduced by ....... One Ans ..... www..jaiibcaiibmocktest........ w Any numerical value computed from population is called .......... [email protected]........ Statistic b...... Un-decided t.... Error iib b..... www. [email protected] w ..... Known c... Decreasing Sample Size oc c. a..jaiibcaiibmocktest.............com.onlyforbankers.........bankpromotionexams..d iib ...com. www.in 320 Facebook Groups - JAIIB CAIIB STUDY MATERIALS / CAIIB DISCUSSION BANK PROMOTION EXAMS / ONLY FOR BANKERS [email protected] ..............com..... Parameter Ans ..... Unknown b........ 09994452442 ...com.... Increasing Sample Size b..... www....... kt a..com........... om a.. this is called ........... Parameter om Ans .....com... A snowball sample w d.. Known c..in 321 Facebook Groups - JAIIB CAIIB STUDY MATERIALS / CAIIB DISCUSSION BANK PROMOTION EXAMS / ONLY FOR BANKERS murugan0501@gmail.......... t...ja a.bankpromotionexams.in [email protected].. The larger the sample size. . www.. An Equal probability selection method w Ans ......com.......... oc m In random sampling........ www...........com. a.. a... Which of the following statements are true? a....com. Random sampling b....... Bias d..... 09994452442 .... Sampling Frame c. a.jaiibcaiibmocktest. [email protected]........... www. Sampling Error c. Random Error es b.. 09994452442 ………………………………………………………………………………………………………………………………………………………………… The list of all units in a population is called .. A nonrandom sampling method w b......jaiibcaiibmocktest......... Undecided ca d. the greater the sampling error ………………………………………………………………………………………………………………………………………………………………… www...b iib .. Unknown iib b.......... www..d ......... www........ When each member of a population has an equally likely chance of being selected..... One Ans . Standard Error d..... A quota sample c..bankpromotionexams..............com........ admin@jaiibcaiibmocktest.... the probability of selecting an item from the population is ......b .d ..........onlyforbankers.com..onlyforbankers....... Error kt Ans ......c The difference between statistic and parameter is called .. .com......jaiibcaiibmocktest..... Desired sample size/Desired sample size + 1 es b...com.... Seasonal movement Ans ..... 09994452442 . The more categories or breakdowns you want to make in your data analysis.. a... the larger the sample needed c... Secular trend w b....com...... Prosperity and depression b..............d ...... www.... Irregular variation w Ans ..... A complete cycle consists of a period of ... The fewer categories or breakdowns you want to make in your data analysis........... Secular trend ca d.... Seasonal variation c...............bankpromotionexams.. Which of the following formulae is used to determine how many people to include in the original t.ja a... oc m Wheat crops badly damaged on account of rains is ..... Proportion likely to respond/population size d. Cyclical movement iib b..onlyforbankers.com.... admin@jaiibcaiibmocktest............ Cyclical variation w d.. www. Desired sample size/Proportion likely to respond kt Ans .. www. so does the size of the confidence interval om Ans .... Random movement c....b ........ admin@jaiibcaiibmocktest. Proportion likely to respond/desired sample size c. 09994452442 ………………………………………………………………………………………………………………………………………………………………… b. The method of moving average is used to find the .jaiibcaiibmocktest..in [email protected]........... www.in 322 Facebook Groups - JAIIB CAIIB STUDY MATERIALS / CAIIB DISCUSSION BANK PROMOTION EXAMS / ONLY FOR BANKERS [email protected] ...bankpromotionexams.b iib ..... the larger the sample needed d. www......com....... a.................com.c sampling? a........ As sample size decreases........... Prosperity and recovery ………………………………………………………………………………………………………………………………………………………………… www.onlyforbankers....... www.. Prosperity and recession d.com. Recession and recovery Ans ..a .. Irregular variation es Ans . www.. 09994452442 ………………………………………………………………………………………………………………………………………………………………… c...................com. w Depression in business is .... Seasonal variation c...... Secular trend b..com...... a........ www.. Irregular variation iib Ans . 09994452442 ................onlyforbankers.... Cyclical variation ..... Irregular variation Ans – c ………………………………………………………………………………………………………………………………………………………………… www...... Secular trend b......in [email protected]......... om The fire in a factory is an example of .bankpromotionexams.. kt Damages due to floods...ja d.............com.d ... w a.. Cyclical variation d...com.......... Seasonal variation c. Seasonal variation m c. ca The general pattern of increase or decrease in economics or social phenomena is shown by .. www............. [email protected].............. iib a. Irregular variation w Ans . Secular trend oc b...jaiibcaiibmocktest... admin@jaiibcaiibmocktest.. droughts...c ........ www... Cyclical variation d...jaiibcaiibmocktest.d .in 323 Facebook Groups - JAIIB CAIIB STUDY MATERIALS / CAIIB DISCUSSION BANK PROMOTION EXAMS / ONLY FOR BANKERS murugan0501@gmail.. a..... Secular trend b. Seasonal variation t.bankpromotionexams. Cyclical variation d.......com.. strikes fires and political disturbances are ......c c. Sampling error b.. www........ Level of confidence Ans .. www..c . Wider c. a.............. Estimate c.a ....... www... www.........onlyforbankers. 09994452442 .. oc m A function for estimating a parameter is called as ......... Estimation ca d... Sample standard deviation d... a..jaiibcaiibmocktest... admin@jaiibcaiibmocktest...................... 09994452442 ………………………………………………………………………………………………………………………………………………………………… The point estimator of population mean µ is .... t. Estimator c...ja a... Sample size om Ans .... admin@jaiibcaiibmocktest. Fixed d.bankpromotionexams..b ...... a.in 324 Facebook Groups - JAIIB CAIIB STUDY MATERIALS / CAIIB DISCUSSION BANK PROMOTION EXAMS / ONLY FOR BANKERS murugan0501@gmail......... Sample mean b.......com.bankpromotionexams..com.....onlyforbankers.. Bias w Ans ............... the confidence interval becomes ....a iib ....com............ A sample constant representing a population parameter is known as ...jaiibcaiibmocktest... .. Estimate w d............. Sample variance c. Estimator iib b..c By decreasing the sample size.....com.....com.com....com.in murugan0501@gmail. All of the above kt Ans .... www.......com... The distance between an estimate and the estimated parameter is called ...... Estimation w b. Narrower es b...... Error of estimation ………………………………………………………………………………………………………………………………………………………………… www... a....... ... www...c c.. loss solutions iib Ans .. w a..com.......... 09994452442 .... Bias d...b . om Objective of linear programming for an objective function is to . admin@jaiibcaiibmocktest... 09994452442 ………………………………………………………………………………………………………………………………………………………………… c....... subset or proper set modeling t. convex set of equations is included in region of .com.... kt For a linear programming equations.a .. iib a.. profit solutions d. feasible solutions oc b... three subsets . linear mathematical programming d................. four subsets w Ans ....com.... subset of mathematical programming b.. disposed solutions m c.... ca In graphical solutions of linear inequalities.com. www. one subset b........ maximize or minimize b...............jaiibcaiibmocktest...in 325 Facebook Groups - JAIIB CAIIB STUDY MATERIALS / CAIIB DISCUSSION BANK PROMOTION EXAMS / ONLY FOR BANKERS murugan0501@gmail.... all of above Ans – a ………………………………………………………………………………………………………………………………………………………………… www.......bankpromotionexams...b .....com. www.... two subsets c..... [email protected].... a.onlyforbankers....a . dimension of mathematical programming c....jaiibcaiibmocktest..... www....ja d...com.......... adjacent modeling es Ans .....bankpromotionexams... row or column modeling d.... w Linear programming used to optimize mathematical procedure and is .onlyforbankers.............in murugan0501@gmail... solution can be divided into .................... Standard error Ans ....... a..... www...... .. origins Ans ............onlyforbankers.. linear c.....c iib .com. www.. solved b..... adjacent om Ans .. have single point method w d.com... Archiving performance data ………………………………………………………………………………………………………………………………………………………………… www........... t.... admin@jaiibcaiibmocktest............. a. 09994452442 ………………………………………………………………………………………………………………………………………………………………… In linear programming..c Linear programming model which involves funds allocation of limited investment is classified as ...b .....jaiibcaiibmocktest........bankpromotionexams.com......com.. oc m In transportation models designed in linear programming.......... quadratic d... lack of points for a solution set is said to .....in 326 Facebook Groups - JAIIB CAIIB STUDY MATERIALS / CAIIB DISCUSSION BANK PROMOTION EXAMS / ONLY FOR BANKERS [email protected]... Performance interview b. ...... capital budgeting models c................... ordination iib b.. a...... www.........onlyforbankers.. In linear programming........ Which of these options are the activities that constitute the core of performance management? a... www. 09994452442 . transportation c............bankpromotionexams..jaiibcaiibmocktest... [email protected]... have no feasible solution w b.. ordination budgeting model es b.... a... have a feasible solution c.. funds origin models kt Ans ... objective function and objective constraints are ..........ja a... www. funds investment models d....b . have infinte point method w Ans ... destinations ca d..com...... points of demand is classified as ...b .. www.....in [email protected]. . w Degree to which people like or dislike themselves is . iib a.....a . [email protected].. Past performance .............. 09994452442 ………………………………………………………………………………………………………………………………………………………………… c.... Use of appraisal data d.. kt Who was the first person to give the concept of Management by Objectives? a...in murugan0501@gmail.. 09994452442 ....W...... Locus of control d. Presence of a formal appeal process t...com.. Edwards Deming oc b. Appraisals based on traits are to be avoided d...d ....a .....com.. www.....com.... Drucker d..in 327 Facebook Groups - JAIIB CAIIB STUDY MATERIALS / CAIIB DISCUSSION BANK PROMOTION EXAMS / ONLY FOR BANKERS murugan0501@gmail. Actual performance c..... Peter F. Stereotyping Ans – a ………………………………………………………………………………………………………………………………………………………………… www..... Cheetham m c... Self-esteem b...bankpromotionexams... ca The focuses of psychological appraisals are on ... Evaluating performance of self ... www...................... om Which is the biggest challenge faced while conducting performance appraisal? a...managed teams b.......onlyforbankers....ja d.jaiibcaiibmocktest............. www.c ............. w a...com.com. None of the above w Ans . Future potential b. www........c c....com. Self-monitoring c.....bankpromotionexams... admin@jaiibcaiibmocktest... None of the above iib Ans ..... None of the above es Ans . All of the above Ans ...onlyforbankers...... D.......... www...........com.jaiibcaiibmocktest........ ... I have value and you do not have value c. admin@jaiibcaiibmocktest.. To help to match individual needs.. t... www........bankpromotionexams..... you have value but I do not have value d.jaiibcaiibmocktest......onlyforbankers.in murugan0501@gmail........ goals and abilities c..b .......com. To increase the performance level of an employee b....com. I have value and you do not have value c............ 09994452442 ………………………………………………………………………………………………………………………………………………………………… In Johari Window transactional analysis "I am OK.com..in 328 Facebook Groups - JAIIB CAIIB STUDY MATERIALS / CAIIB DISCUSSION BANK PROMOTION EXAMS / ONLY FOR BANKERS murugan0501@gmail. you have value but I do not have value d... Updating knowledge/Avoiding obsolencence /improving performance/imparting trade specific skills w b....... You are not OK' stands for ......... Feedback about workplace performance iib b..... Upward feedback subordinates evaluating superior c......com. a.com........ You are not OK' stands for ... neither person has value kt Ans .. ...........com. both have value es b......... both have value b..... To assist individuals acquire experience in organisational activities w d...jaiibcaiibmocktest... 09994452442 .. a.... a.. www...d .........onlyforbankers..c In Johari Window transactional analysis "I am not OK........... www. oc m What is 360° performance appraisal? a. All the above Ans ... www.. www...... Feedback from customers and external clients ca d... Training serves important purposes of ... Constantly develop manpower to meet the current and future needs + (a) ………………………………………………………………………………………………………………………………………………………………… www....... Impact of Training in an organisation may be categorised as . [email protected]... neither person has value om Ans ....a .....com........ Stablishing workforce to withstand the technological change w Ans ..........d iib ..com.ja a........ Ensure effective utilisation of human resources + (b) d. Adam Smith b. Robbins d........ K......ja d.. Use of deductive method and inductive method for the formations of laws m c......... www......c c.bankpromotionexams............bankpromotionexams.......... www.... www...com.c . 09994452442 ………………………………………………………………………………………………………………………………………………………………… c.......com... Mehta b.. All of the above Ans – c ………………………………………………………………………………………………………………………………………………………………… www.. Adam Smith b. kt “Economics is a science” the basis of this statement is ...in murugan0501@gmail.... 09994452442 .... Say c........ [email protected] 329 Facebook Groups - JAIIB CAIIB STUDY MATERIALS / CAIIB DISCUSSION BANK PROMOTION EXAMS / ONLY FOR BANKERS murugan0501@gmail....... ca “Economics is the Science of Wealth” who gave this definition ? iib a. w Whose opinions have revolutionized the scope of macro economics ? w a.jaiibcaiibmocktest. Adam Smith ...B.. J..com............. om Who has given scarcity definition of economics ? a.........com...d .......M.... J.... Keynes d.... Marshall c.. Relation between cause and effect oc b......com...com....... To integrate individual goals with organisation + (c) Ans ... [email protected] . Robertson es Ans ....com.....jaiibcaiibmocktest... Experiments d.... J.....c ........ All of the above iib Ans . www... Marshall t..onlyforbankers..com. Robbins w Ans . a.... www..... .... All above w Ans . Macro ca d....a ....... www.. All of the above om Ans . 09994452442 ………………………………………………………………………………………………………………………………………………………………… Under law of demand .. www...c iib . oc m Problem of inflation.......... t........com. unemployment..................com.. a....c According to Marshall..... All of the above kt Ans ....... Law of diminishing marginal utility es b....onlyforbankers.... Key Performance Areas means ...bankpromotionexams......ja a............. a...... planned iib b. 09994452442 .........in 330 Facebook Groups - JAIIB CAIIB STUDY MATERIALS / CAIIB DISCUSSION BANK PROMOTION EXAMS / ONLY FOR BANKERS murugan0501@gmail...... a.... www. Areas for strengthening of skills and attitudes w d..........com........bankpromotionexams.... Select the best option.... admin@jaiibcaiibmocktest.. Standard deviation of the distribution of the sample proportions is called .jaiibcaiibmocktest. Law of equi-marginal utility c....com.. Price of commodity is an independent variable b.. Quantity demanded is a dependent variable c.a .. a.d ..com.onlyforbankers. ... standard error of the mean b. the basis of consumer surplus is ..... www. Micro c......jaiibcaiibmocktest...com...... mixed Ans .......com.in murugan0501@gmail. illiteracy are studied under . Areas which are within the responsibility of the role w b. www... sampling distribution error ………………………………………………………………………………………………………………………………………………………………… www. Areas which the management has demarcated to be performed by employee c....... admin@jaiibcaiibmocktest... economics. Reciprocal relationship is found between price and quantity demanded d......... Law of proportions d................com..... ...in 331 Facebook Groups - JAIIB CAIIB STUDY MATERIALS / CAIIB DISCUSSION BANK PROMOTION EXAMS / ONLY FOR BANKERS murugan0501@gmail.................. m a.... 12930 ………………………………………………………………………………………………………………………………………………………………… www.......... Rs 20000/- ...c ..ja b..... (iii) Knowledge management a......com. 09994452442 ………………………………………………………………………………………………………………………………………………………………… c..............c b... 12093 c.... Only (i) and (iii) c..... Only (ii) and (iii) d. Self-awareness b.com.. NWC is Rs 30000/.... Rs 40000/- w d.....jaiibcaiibmocktest.. Only (i) and (ii) t..com...what is the amount of CA ? a....... Self-Regulation c. (ii) Information technology..... Empathy ca Ans .c ..jaiibcaiibmocktest. om The process of capturing the tacit knowledge of people in a systematic manner for future use is not called as . Self-motivation iib d.com...com... (i) Data entry.... www..... www.....com.onlyforbankers. iib Suppose CR is 4:1.... [email protected] murugan0501@gmail........ kt Ability to control or redirect disruptive impulses and moods and propensity to suspend judgment. admin@jaiibcaiibmocktest............. www........a .. w How much money will a student owe at graduation if she borrows Rs........ (i).. standard error of the proportion d. www..b . 3000 per year @ 5% interest during each of her four years of school? a.... www.. Rs 60000/- w Ans .... Rs 10000/- c....com.onlyforbankers. (ii) and (iii) es Ans ... standard error of the statistics Ans ... 12390 b.. 09994452442 ..bankpromotionexams...com...........bankpromotionexams...to oc think before acting comes under which components of emotional intelligence........ www.jaiibcaiibmocktest.com, www.bankpromotionexams.com, www.onlyforbankers.in 332 Facebook Groups - JAIIB CAIIB STUDY MATERIALS / CAIIB DISCUSSION BANK PROMOTION EXAMS / ONLY FOR BANKERS [email protected], [email protected], 09994452442 ………………………………………………………………………………………………………………………………………………………………… d. 12039 Ans - c Explanation : om Here, P = Rs. 300 T = 4 years t.c R = 5% FV = P / R * [(1+R)^T - 1] es FV = 3000 × (1.054 – 1) ÷ 0.05 = 12930 kt ............................................. oc Which of the following is not an internal factor affecting credit risk? m a. Excessive lending to cyclical industries b. Low quality of credit appraisal and monitoring c. Deficiencies in the loan policy of the bank iib d. Protectionist policies of other countries ca Ans - d ............................................. iib Concept of Locus of Control is given by... a. Schein .ja b. Leftcourt and Leveson c. Luft and Ingham w d. Kurt lewin w Ans - b ............................................. w Albert purchased 8%, 3 years bond of Rs. 10 lac, with annual interest payment and face value payable on maturity. The YTM is assumed@ 6%. Calculate the duration and modified duration. a. 2.36 b. 2.79 c. 2.63 ………………………………………………………………………………………………………………………………………………………………… www.jaiibcaiibmocktest.com, www.bankpromotionexams.com, www.onlyforbankers.in [email protected], [email protected], 09994452442 www.jaiibcaiibmocktest.com, www.bankpromotionexams.com, www.onlyforbankers.in 333 Facebook Groups - JAIIB CAIIB STUDY MATERIALS / CAIIB DISCUSSION BANK PROMOTION EXAMS / ONLY FOR BANKERS [email protected], [email protected], 09994452442 ………………………………………………………………………………………………………………………………………………………………… d. 2.97 Ans - c Explanation : Bond’s Duration = ΣPV×T ÷ ΣP om ΣP = 1053421 Now, a = 0.943396 and a^t = 0.839619 t.c So, ΣPV×T = 80000 × 16.666 × (0.160381÷0.056604 – 2.518857) + 2518857 = 419370.767 + 25188579 = 2938227.77 es So, Duration of the Bond = 2938227.77 / 1053421 kt = 2.79 years & Modified Duration oc = Mckauley Duration ÷ (1 + R) m = 2.79 ÷ 1.06 = 2.63 ............................................. iib Which of the following is not a macro level action for mitigation of credit risk? ca a. Periodically reviews of the exposure norms for single and group borrowers b. Improving appraisal standards of credit proposals iib c. Frequent reviews of norms and fixing internal limits for aggregate commitments to specific sectors of the industry or business d. Periodic review of total credit portfolio based on quality parameters .ja Ans - b w ............................................. w Target coaching, work planning, mutual goal setting and performance objectives are all terms used to specify concept called ...... w a. behavioral rating approach b. management by objectives c. combination method d. critical incident method Ans - b ………………………………………………………………………………………………………………………………………………………………… www.jaiibcaiibmocktest.com, www.bankpromotionexams.com, www.onlyforbankers.in [email protected], [email protected], 09994452442 www.jaiibcaiibmocktest.com, www.bankpromotionexams.com, www.onlyforbankers.in 334 Facebook Groups - JAIIB CAIIB STUDY MATERIALS / CAIIB DISCUSSION BANK PROMOTION EXAMS / ONLY FOR BANKERS [email protected], [email protected], 09994452442 ………………………………………………………………………………………………………………………………………………………………… Which of the following is not a micro level action for mitigation of credit risk? a. Improving sanctioning and delivering process b. Obtention of collateral security c. Monitoring and review of individual proposals/categories of proposals d. Periodical reviews of the exposure limits for business or industry segment om Ans - d ............................................. t.c Mr. Raj is to invest Rs. 100000 by end of each year for 5 years @ 5% roi. How much amount he will receive? es a. 556253 b. 553562 c. 552563 kt d. 555263 Ans - c oc m Explanation : Here, iib P = 1000000 R = 5% p.a. ca T=5Y FV = P / R * [(1+R)^T - 1] iib FV, if invested at end of each year, is: So, FV = (100000÷0.05) * {{1+0.05}^5 – 1} .ja = 552563 ............................................. w Choose the pair of symbols that doesn't complete this sentence: —is a parameter, whereas – is a w statistic. w a. N, g b. y, s c. N, n d. All of these Ans - a ............................................. ………………………………………………………………………………………………………………………………………………………………… www.jaiibcaiibmocktest.com, www.bankpromotionexams.com, www.onlyforbankers.in [email protected], [email protected], 09994452442 www.jaiibcaiibmocktest.com, www.bankpromotionexams.com, www.onlyforbankers.in 335 Facebook Groups - JAIIB CAIIB STUDY MATERIALS / CAIIB DISCUSSION BANK PROMOTION EXAMS / ONLY FOR BANKERS [email protected], [email protected], 09994452442 ………………………………………………………………………………………………………………………………………………………………… The central limit theorem a. Requires some knowledge of the frequency distribution b. Permits us to use sample statistics to make inferences about population parameters c. Relates the shape of a sampling distribution of the mean to the man of the sample d. Requires a sample to contain fewer than 30 observations om Ans - b ............................................. t.c Mr. Ram wants to have Rs 20000 after a year. How much he should deposit in a bank to get this amount if the prevailing rate of interest is 9% ? es a. 17896 b. 18104 c. 18224 kt d. 18348 Ans - d oc ............................................. m In Random Sampling, we pick up one, keep it away and then pick another from the remaining. This is called... iib a. Sampling with replacement ca b. Simple random sampling c. Sampling without replacement d. None of the above iib Ans - c ............................................. .ja The standard error of the mean for a sample size of two or more is w a. Always greater than the standard deviation of the population w b. Generally greater than the standard deviation of the population c. Usually , the standard deviation of the population w d. None of these Ans - c ............................................. ………………………………………………………………………………………………………………………………………………………………… www.jaiibcaiibmocktest.com, www.bankpromotionexams.com, www.onlyforbankers.in [email protected], [email protected], 09994452442 www.jaiibcaiibmocktest.com, www.bankpromotionexams.com, www.onlyforbankers.in 336 Facebook Groups - JAIIB CAIIB STUDY MATERIALS / CAIIB DISCUSSION BANK PROMOTION EXAMS / ONLY FOR BANKERS [email protected], [email protected], 09994452442 ………………………………………………………………………………………………………………………………………………………………… Who called workers as Vital machines ? a. Hanery Foyal b. Peter Duker c. Elton Mayo d. Charles Babbage om Ans - b ............................................. t.c Establishing Training and Development system as part of the HRD efforts doesn't involve... a. identification of training needs es b. conducting the training c. evaluation of training d. None of these kt Ans - d ............................................. oc m Alka borrowed Rs. 65600 for 2 years at 5% p.a., to be returned in 2 equal installments. What is the amount of installment? iib a. 38520 b. 38250 ca c. 35820 d. 35280 iib Ans - d Explanation : .ja Here, w P = 65600 w R = 5% p.a. T = 2 yrs w EMI = P * R * [(1+R)^T/(1+R)^T-1)] EMI = 65600 × 0.05 × 1.052 ÷ (1.052 – 1) = 35280 ............................................. ………………………………………………………………………………………………………………………………………………………………… www.jaiibcaiibmocktest.com, www.bankpromotionexams.com, www.onlyforbankers.in [email protected], [email protected], 09994452442 www.jaiibcaiibmocktest.com, www.bankpromotionexams.com, www.onlyforbankers.in 337 Facebook Groups - JAIIB CAIIB STUDY MATERIALS / CAIIB DISCUSSION BANK PROMOTION EXAMS / ONLY FOR BANKERS [email protected], [email protected], 09994452442 ………………………………………………………………………………………………………………………………………………………………… Which of the following is not an unsatisfactory sign in conduct of the account of the borrower? a. Delay in payment of interest or installments, b. routing of transactions with some other bank c. Frequent over drawings d. High turnover om Ans - d ............................................. t.c Which of the following is not the purpose credit audit? a. Improvement in the quality of credit portfolio es b. Review sanction process and compliance status of large loans c. Feedback on regulatory compliance d. Stock inspection kt Ans - d ............................................. oc m Purpose of appointing bank’s nominee on company’s board of borrowing company is ...... a. To keep a tab on the important decisions of the board iib b. To be a part of the management c. To guide the company for better working ca d. To safeguard the securities charged to the bank Ans - a iib ............................................. Which of the Following k not a risk mentioned in the Basel II Accord .ja a. Operational risk w b. Market risk c. Default risk w d. Credit risk w Ans - c ............................................. Given, Corporation tax - Rs. 500 Crores Income tax - Rs. 400 Crores ………………………………………………………………………………………………………………………………………………………………… www.jaiibcaiibmocktest.com, www.bankpromotionexams.com, www.onlyforbankers.in [email protected], [email protected], 09994452442 www.jaiibcaiibmocktest.com, www.bankpromotionexams.com, www.onlyforbankers.in 338 Facebook Groups - JAIIB CAIIB STUDY MATERIALS / CAIIB DISCUSSION BANK PROMOTION EXAMS / ONLY FOR BANKERS [email protected], [email protected], 09994452442 ………………………………………………………………………………………………………………………………………………………………… Other taxes and duties - RS. 200 Crores Customs - RS. 500 Crores Union exercise tax - Rs. 400 Crores Service tax - Rs. 700 Crores Tax of union territories- Rs. 200 Crores Interst receipt - Rs. 500 Crores om Devident & profit - Rs. 800 Crores External grant - Rs. 200 Crores Other non tax revenue - Rs. 900 Crores State Share - Rs. 500 Crores t.c Receipt of union territories - Rs. 700 Crores Trf to NCCD (National calamity Contingency fund. - Rs. 200 Crores es Calculate Gross Tax Revenue ... a. Rs 1900 Crores kt b. Rs 2200 Crores c. Rs 2900 Crores d. Rs 3800 Crores oc m Ans - c Solution : iib Gross Tax revenue = Corporation Tax + Income tax + other tax & duties + customs + union excise duties + ca service Tax + taxes on union territories = 500+400+200+500+400+700+200 = 2900 Crores iib ............................................. Find the price of a zero-Coupon bond maturing in 5 years and has a par value of 1000 and a required .ja yield of 6%. w a. 733 b. 744 w c. 755 d. 766 w Ans - b Explanation : Using bond’s price formula, here Coupon = 0 and hence, Zero-Coupon Bond’s price = Face Value ÷ (1 + R)T = 1000 ÷ 1.065 ………………………………………………………………………………………………………………………………………………………………… www.jaiibcaiibmocktest.com, www.bankpromotionexams.com, www.onlyforbankers.in [email protected], [email protected], 09994452442 www.jaiibcaiibmocktest.com, www.bankpromotionexams.com, www.onlyforbankers.in 339 Facebook Groups - JAIIB CAIIB STUDY MATERIALS / CAIIB DISCUSSION BANK PROMOTION EXAMS / ONLY FOR BANKERS [email protected], [email protected], 09994452442 ………………………………………………………………………………………………………………………………………………………………… But, unless otherwise mentioned, the required yield of most zero-Coupon bonds is based on a semi- annual Coupon payment. So, Price = 1000 ÷ 1.0310 = 744 om ............................................. Which of the following is not a credit risk? t.c a. Unwillingness of a customer to meet his commitment relating to a financial transaction with the bank b. Inability of the customer to reimburse the bank in case of invocation of a guarantee or devolvement of an L.C es c. Inability of a customer to meet his commitment relating to a financial transaction with the bank d. Loss to the bank due to fraud kt Ans - d ............................................. oc Business Cycle is also known as m a. Entrepreneur cycle b. Economic cycle iib c. Vicious circle d. None of the above ca Ans - b ............................................. iib For Y = a - b X we say that relationship between Y and X is .ja a. direct & linear b. indirect & linear w c. indirect & curvilinear d. direct & curvilinear w Ans - b w ............................................. A time series of annual data will contain which of the following components a. secular trend b. cyclical fluctuation c. seasonal variation ………………………………………………………………………………………………………………………………………………………………… www.jaiibcaiibmocktest.com, www.bankpromotionexams.com, www.onlyforbankers.in [email protected], [email protected], 09994452442 www.jaiibcaiibmocktest.com, www.bankpromotionexams.com, www.onlyforbankers.in 340 Facebook Groups - JAIIB CAIIB STUDY MATERIALS / CAIIB DISCUSSION BANK PROMOTION EXAMS / ONLY FOR BANKERS [email protected], [email protected], 09994452442 ………………………………………………………………………………………………………………………………………………………………… d. a & b Ans - d ............................................. Removing the highest & lowest actual-to-moving average values when computing seasonal index for om annual data reduces a. extreme cyclical variations b. secular trend t.c c. seasonal variations d. all of these es Ans - a ............................................. kt CHIPS is a a. Net settlement system oc b. Gross settlement system m c. settles in forex currency only d. a & c both iib Ans - a ............................................. ca Structured Financial Messaging System (SFMS) is for iib a. Inter-bank messaging b. Intra Bank messaging c. RTGS .ja d. All of the above w Ans - d ............................................. w Electronically, customers fund can be transmitted across the bank by w a. CENTRALISED BANKING SYSTEM b. SFMS c. RTGS d. ATMS Ans – c ………………………………………………………………………………………………………………………………………………………………… www.jaiibcaiibmocktest.com, www.bankpromotionexams.com, www.onlyforbankers.in [email protected], [email protected], 09994452442 www.jaiibcaiibmocktest.com, www.bankpromotionexams.com, www.onlyforbankers.in 341 Facebook Groups - JAIIB CAIIB STUDY MATERIALS / CAIIB DISCUSSION BANK PROMOTION EXAMS / ONLY FOR BANKERS [email protected], [email protected], 09994452442 ………………………………………………………………………………………………………………………………………………………………… Pick the correct statement. a. IS curve tells us what will be various rates of interest at different levels of income, given the investment demand curve and a family of saving curves at different levels of income. b. LM curve is obtained from a family of liquidity preference curves corresponding to various income levels together with the given stock of money supply. om c. LM curve depicts the various combinations of interest and income levels, at which money market is in equilibrium. d. All are correct. t.c Ans - d ............................................. es Narrow Money consists of ...... a. Currency with the public + demand deposits with the banking system + other deposits with the RBI kt b. Currency with the public + time deposits + other deposits c. Time deposits + demand deposits + other deposits with the RBI d. Currency with the public + Demand Deposits oc m Ans - a ............................................. iib Who gave wealth theory (definition) of economics? ca a. Alfred Marshall b. Lionel Robbions c. Adam Smith iib d. None of these Ans - c .ja ............................................. w ...... is a measure of level of prices of all new, domestically produced final goods and services in an economy. w a. WPI w b. GDP deflator c. Price index d. CPI Ans - b ............................................. ………………………………………………………………………………………………………………………………………………………………… www.jaiibcaiibmocktest.com, www.bankpromotionexams.com, www.onlyforbankers.in [email protected], [email protected], 09994452442 .......a . 09994452442 . Conducting the training c... Duration of training d... Both a and b d.com.............. oc m The people component is becoming the key factor to success of strategy ..... a......bankpromotionexams. Identification of training needs es b.........c .....onlyforbankers.. Reinforcement increases the likelihood that a learned behavior will be repeated w d.... www..jaiibcaiibmocktest. admin@jaiibcaiibmocktest..... When changes in goods own price affect the quantity supplied c... admin@jaiibcaiibmocktest.... None of these om Ans ..........ja a... www... 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For social status Ans ..com.....onlyforbankers...... a.com........ ca d.com.in 342 Facebook Groups - JAIIB CAIIB STUDY MATERIALS / CAIIB DISCUSSION BANK PROMOTION EXAMS / ONLY FOR BANKERS [email protected] The training and development involves the following..d iib .... For achieving excellence......jaiibcaiibmocktest... ..... d... admin@jaiibcaiibmocktest.. coupon Ans .onlyforbankers. Line management is the final authority in performance related decisions concerning promotions.... m c... Import ... om Government of india introduced.. 1000 w 8. Export .Rs..com. 70000 5.in 343 Facebook Groups - JAIIB CAIIB STUDY MATERIALS / CAIIB DISCUSSION BANK PROMOTION EXAMS / ONLY FOR BANKERS [email protected] for raising interest rate to combat inflation.....Rs.. 09994452442 .....c c.. Compensation of employee ... 60000 w 6.Total capital gains from overseas investment ..onlyforbankers... [email protected] .. 1500 11.... 96000 b.jaiibcaiibmocktest...b . www.Rs.....com.com... 40000 3.bankpromotionexams.... 09994452442 ………………………………………………………………………………………………………………………………………………………………… c....... Consumptions ... Rs. 5000 7........com..com...com...RS... HR professionals must have qualifications in HRM.... 20000 .Rs.. Subsidies(on production and import) . www... www... Contractionary policy es Ans ...ja 4..com. 105000 ………………………………………………………………………………………………………………………………………………………………… www.. 500 Calculate GNI a.... Managing people is a Operational Function iib Ans . Gross investment .... Expansionary policy b. 30000 2.. Personnel department is final authority in policy related decisions b.. a.. premium d.Rs..d .. www... Govt spending .. .Rs. ca Go through the following data and answer the questions (all in Indian Rupees in Crores) iib 1..Rs..in murugan0501@gmail..... Taxes ...Income earned by foreign national domestically ...... Monetary policy t.. 500 9....Rs....jaiibcaiibmocktest....Rs....... Fiscal policy d.Rs...... kt Which is not true? oc a. 500 w 10... Property Income(net receivable from aboard. Rs. www. .c GNI = GDP+(taxes-subsidies)+Compensation of Employees(Net receivable from abroad)+property income(Net receivable from abroad) es = 100000+(5000-1000)+500+500 = 105000 ......b Solutions : om GDP = C+I+G+(X-M) = 30000+40000+20000+(70000-60000) = 100000 t. admin@jaiibcaiibmocktest.. e w Ans .. b. 1000 has a current yield of 7................in 344 Facebook Groups - JAIIB CAIIB STUDY MATERIALS / CAIIB DISCUSSION BANK PROMOTION EXAMS / ONLY FOR BANKERS [email protected]. b.. 1302 c...c .. e w d.....in [email protected].. e) coefficient of determination. c...... What is the bond’s price? oc m a. www... of the linear relationship... d. a...d .. www.. Correlation coefficient measures the ..com.... e c...... b.... www.5% & a Coupon rate of 8%.......bankpromotionexams. c)standard deviation... 1032 b.. a....... c..............com... d)coefficient of correlation.......jaiibcaiibmocktest.. strength ………………………………………………………………………………………………………………………………………………………………… www.onlyforbankers. 09994452442 ...com.com. Rs.. a........ 110000 d..bankpromotionexams. www...com. www... kt A 6 year bond with par value Rs. Rs... c w b.ja a. which 3 measures are used in correlation analysis: a)standard error.. 09994452442 ………………………………………………………………………………………………………………………………………………………………… c.com.... b)covariance... 1023 ca Ans .......com. admin@jaiibcaiibmocktest.. iib Out of the following... ratio b.. ...com. 1203 iib d... 115000 Ans ... ..onlyforbankers........onlyforbankers.. value d...com...b ... S t..c .. To comply with the guidelines of the RBI d...... www...... www.. 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To ascertain that the business continues to run on the projected lines iib Ans . www. 09994452442 ………………………………………………………………………………………………………………………………………………………………… c. 09994452442 ..bankpromotionexams.in murugan0501@gmail.. admin@jaiibcaiibmocktest...jaiibcaiibmocktest............com......in 345 Facebook Groups - JAIIB CAIIB STUDY MATERIALS / CAIIB DISCUSSION BANK PROMOTION EXAMS / ONLY FOR BANKERS murugan0501@gmail.. To detect any deterioration in the security charged to the bank m c..com. a.. none of these Ans .com. Periodic visits to the business place for inspection c.........ja d................ . 244299 d..com..b m ...... so the formula is derived from EMI formula: ………………………………………………………………………………………………………………………………………………………………… www.. 249244 b....... 122.com. t.jaiibcaiibmocktest.... www....... April 2013 c.onlyforbankers........ 09994452442 .. www. 242944 w c..com....jaiibcaiibmocktest......50 d.com.com..a .. 1... admin@jaiibcaiibmocktest. 09994452442 ………………………………………………………………………………………………………………………………………………………………… R B I has suggested which of the following earliest date of making application by banks to R B I regarding implementation of the advanced approaches (Foundation as well as I R b)..com..... 125. 20.b . A constant flow paid or received at regular time intervals for ever is known as.. what will be the value at the end of 3 years? es a. . April 2012 b...50 oc Ans .. 20000 is to be get paid each year.... iib a...........ja What amount you would need to invest in the annuity if you want to get paid Rs... Annuity ca b.. Perpetuity c..... 1.bankpromotionexams. 152.50 kt c. Growing annyuity d.......com.... 120.......... www. April 2015 Ans .... Growing perpetuity iib Ans .000 a year for 20 w years when the roi is 5%? w a....20 b.in 346 Facebook Groups - JAIIB CAIIB STUDY MATERIALS / CAIIB DISCUSSION BANK PROMOTION EXAMS / ONLY FOR BANKERS murugan0501@gmail.. 242499 Ans .....bankpromotionexams.. a. April 2014 om d.a Explanation : Here.in murugan0501@gmail..... 1..com...... www............. www. 1.......onlyforbankers. [email protected] If A invests Rupees 100 at 7 percent interest rate for 3 years. 1]/(1+R)^T PV = 20000 × (1..com.. it is known as.. each .. paragogy iib Ans ..c ...05 × 1.. does not have an equal chance of being selected.... element c..in 347 Facebook Groups - JAIIB CAIIB STUDY MATERIALS / CAIIB DISCUSSION BANK PROMOTION EXAMS / ONLY FOR BANKERS murugan0501@gmail.. [email protected] b. cannot be determined w Ans . www.ja d............... admin@jaiibcaiibmocktest.......... Which label can be applied for the purpose of facilitating communication.......in murugan0501@gmail.......... then coefficient of correlation is iib a. kt When the adult education is organized with the model (for children). sample b. 09994452442 .. Andragogy m c...... 0...onlyforbankers. Child modeling oc b...jaiibcaiibmocktest.... 09994452442 ………………………………………………………………………………………………………………………………………………………………… PV = P / R * [(1+R)^T ... both of these d.......0520 – 1) ÷ (0.................0520) = 249244 ...bankpromotionexams..jaiibcaiibmocktest.com......c c............ 0...07 .....com......com. in an individual's preparation om for an identified job in a not-too-distant future ? a...bankpromotionexams... Development d... www.onlyforbankers.......d . none of these Ans – a ………………………………………………………………………………………………………………………………………………………………… www..com.. Education t..... a.... www.b .......com. Training b... 0. ca The value of r2 is 0..... w a...com.49....... www..... None of the above es Ans ... w In systematic sampling..com... www............ Pedagogy d....7 c.... ... wars.jaiibcaiibmocktest.....com... a..... 09994452442 ………………………………………………………………………………………………………………………………………………………………… Floods.......c ..... www... ...... seasonal variation d.. www... Stratified Sampling w d.. cyclical fluctuation c.... www.. Forward contracts Ans .... The population is divided into groups and then a random sample of these groups are selected in ..... Indian contract act es b....b iib .. t......d .........d ..com..com. Co-acceptance of bills ca d.. To help in employment generation ………………………………………………………………………………………………………………………………………………………………… www. The aim of a rehabilitation programme is .com.... etc are examples of .....bankpromotionexams... admin@jaiibcaiibmocktest..... www.... Company act c.... Simple Random Sampling w b.com.... irregular variation om Ans .. To make the operations of the enterprise viable again b.. Indian partnership act kt Ans ....jaiibcaiibmocktest......onlyforbankers.... secular trend b........ Letter of credit iib b............... Bill discounting c... oc m Which one of the following is not a non fund base credit ? a..ja a......com....... www....com.in murugan0501@gmail.. Systematic Sampling c.......onlyforbankers.. Acts that created them d....bankpromotionexams.in 348 Facebook Groups - JAIIB CAIIB STUDY MATERIALS / CAIIB DISCUSSION BANK PROMOTION EXAMS / ONLY FOR BANKERS murugan0501@gmail.... a......... Cluster Sampling w Ans ......... [email protected] Statutory corporations are controlled by which act for credit management? a.. 09994452442 ...........com....... ... none of the above es Ans ......... www.com...... To increase bank's advances Ans .com.... Commercial banks are required to lend .c w ...... because ... www...5% of all the sample statistics are within …….. 18% ... To comply with R B I guidelines d..c b.bankpromotionexams. om In a normal distribution 95...... Corporation tax ..... w Given...ja c........25% c......com..............in 349 Facebook Groups - JAIIB CAIIB STUDY MATERIALS / CAIIB DISCUSSION BANK PROMOTION EXAMS / ONLY FOR BANKERS [email protected]. Recovery through legal action is time consuming m b... iib a. oc a.bankpromotionexams..............Rs.. 10% b...b .. 1000 Crores Income tax . 25% d..... ± 2....com.d ca ..Rs... 09994452442 ………………………………………………………………………………………………………………………………………………………………… c.......... [email protected] [email protected] ....RS.. 600 Crores Customs .............onlyforbankers..com.. Adequate security is not available c. ± 3% d... kt Banks enter into compromise with borrowers in case of default. 800 Crores Other taxes and duties .. All the above iib Ans ...onlyforbankers........Rs.RS. www... As per RBI guidelines...jaiibcaiibmocktest........ ± 5% t. admin@jaiibcaiibmocktest. 500 Crores ………………………………………………………………………………………………………………………………………………………………… www...com... 600 Crores Service tax ... Realization or security may be difficult d....... of priority sector to weaker sections. 32% w Ans ...... 800 Crores Union exercise tax ..... 09994452442 .. www. standard errors of the population parameter a. www..com.jaiibcaiibmocktest...... ca Which is a basic element of a job ? a.com. 09994452442 ....com..Rs...... Work .. 600 Crores om Receipt of union territories .. 14.... Job iib b.bankpromotionexams....34 Ans – b ………………………………………………………………………………………………………………………………………………………………… www.c Solution : oc Gross Tax revenue = Corporation Tax + Income tax + other tax & duties + costoms + union excise duties + m service Tax + taxes on union territories = 1000+800+600+800+600+500+300 = 4600 Crores iib . www... If your marginal tax rate is 28% ....c a. t........Rs. 1000 Crores State Share . 300 Crores Calculate Gross Tax Revenue .......jaiibcaiibmocktest...com.Rs. Rs 5600 Crores kt Ans .Rs..onlyforbankers. Rs 3800 Crores b.in 350 Facebook Groups - JAIIB CAIIB STUDY MATERIALS / CAIIB DISCUSSION BANK PROMOTION EXAMS / ONLY FOR BANKERS [email protected] b.....bankpromotionexams.... www.Rs..com..com...com..jaiibcaiibmocktest.. 300 Crores Interst receipt .. Task c.com.Rs... w You have a choice between investing in a corporate bond or a municipal bond with a yield of 8%....com.........32 d.. Rs 4600 Crores d..ja Ans – b w . 12. 700 Crores External grant ... 11.... 500 Crores Devident & profit .onlyforbankers.. 800 Crores Trf to NCCD (National calamity Contingency fund) ...Rs.. what should be the yield on the corporate bond in order to be competitive? w a.11 c.. www... 300 Crores Other non tax revenue .... 09994452442 ………………………………………………………………………………………………………………………………………………………………… Tax of union territories. 13...in murugan0501@gmail. www.... www... Role d. [email protected]. admin@jaiibcaiibmocktest.. Rs 4300 Crores es c. ...5 w Ans .. admin@jaiibcaiibmocktest.. 1 b.c Solution : Price Elasticity of Demand = % Change in Quantity Demanded / % Change in Price es % Change in Quantity Demanded = 400-x/400*100 = (400-x)/4 % Change in Price = 6/10*100 = 60 kt Price Elasticity of Demand = % Change in Quantity Demanded / % Change in Price 1 = ((400-x)/4)/60 oc 60 = (400-x)/4 m 240 = 400-x x = 400-240 x = 160 iib ...... www.onlyforbankers..... 1. 40 per unit to Rs.com...jaiibcaiibmocktest.. www. 240 b.com. ………………………………………………………………………………………………………………………………………………………………… www... Calculate the price elasticity of supply. the quantity supplied falls by 30%.. www.jaiibcaiibmocktest.....com......com....in [email protected] c.com. www.5 . 120 Ans ........ 10 per unit is 400. 2.... If the price elasticity of demand is 1..........bankpromotionexams.com....b w Solution : w Price Elasticity of Supply = (% change in quantity supplied) / (% change in price) = 30/(40-32)*100/40 = 30/8*100/40 = 30/20 = 1. iib a. how much the demand will be at Rs... 09994452442 ………………………………………………………………………………………………………………………………………………………………… Demand for a product at Rs...com...bankpromotionexams.. 32 per unit.. 09994452442 .. 200 c..c t. 16 per unit? a..... [email protected] 351 Facebook Groups - JAIIB CAIIB STUDY MATERIALS / CAIIB DISCUSSION BANK PROMOTION EXAMS / ONLY FOR BANKERS murugan0501@gmail.. www...5 ... 160 om d. ca When the price of a commodity falls from Rs....... 2 d..onlyforbankers....... c Who is called as the founder of scientific management approach ? es a. 25 Lakhs b........ The scientific management approach b.com.ja The approach which was instilled in the principles of mass production......04... The candidate's ability to deal with customers c............ Human relations d.com.. organisational behaviour Ans ......... www..... are covered under priority sector............. Fredrick tylor kt d........com......com. seeds etc.in murugan0501@gmail. 1 Crore om d... a. 09994452442 ………………………………………………………………………………………………………………………………………………………………… Advances upto 01......com...... Which one is it? iib a... t. 5 Crores Ans .....a ... 50 Lakhs c. The candidate's physical health ca b.............com.d .. Peter Duker Ans .onlyforbankers. www.. admin@jaiibcaiibmocktest... www........bankpromotionexams.. 09994452442 ...............2013 for purchase and distribution of fertilizers. www.in 352 Facebook Groups - JAIIB CAIIB STUDY MATERIALS / CAIIB DISCUSSION BANK PROMOTION EXAMS / ONLY FOR BANKERS murugan0501@gmail...... m The chapter argues that one of the following attributes of potential employees is of heightened interest to employers when recruiting........ The candidate's ability to prepare for and cope with an uncertain future d.bankpromotionexams..onlyforbankers...com.c oc . . pesticides... Craft system w c. organization of work.... ………………………………………………………………………………………………………………………………………………………………… www........ simple work w skills and supervisory managerial skills is termed as.com...c ....... Charles Babbage b. upto Rs. admin@jaiibcaiibmocktest....... www... w a....jaiibcaiibmocktest.... The candidate's organizational abilities iib Ans .... Elton Mayo c......jaiibcaiibmocktest... . Training b........ [email protected]..... None of the above om Ans .a ...... t.... Organismic Theories ………………………………………………………………………………………………………………………………………………………………… www.. a.... Which theories state that the learner is passive in the process of learning ? a.. Cognitive c..jaiibcaiibmocktest..... Other current liabilities d...a ...com... a.bankpromotionexams.....ja Which of the following is not a source for meeting working capital requirements? w a..... www... potential and Achievement d......... Performance and Attitude c. Bank finance w c...... Advance payment to suppliers w Ans .com. 09994452442 .....in [email protected]. Suppliers' credit b. Knowledge. www.. Knowledge..com..........com..... Minorology kt Ans .. Development d.jaiibcaiibmocktest. ..........bankpromotionexams......... Andragogy es b. 09994452442 ………………………………………………………………………………………………………………………………………………………………… KPA stands for..........c The education model available for education of children is called ... Pedagogy d.... oc m Which label can be applied for the purpose of facilitating communication. admin@jaiibcaiibmocktest......... www. None of the above iib Ans .in 353 Facebook Groups - JAIIB CAIIB STUDY MATERIALS / CAIIB DISCUSSION BANK PROMOTION EXAMS / ONLY FOR BANKERS murugan0501@gmail... www.......c .................onlyforbankers..d . www. to improve the performance of individual on his present job ? iib a......com.. Key Performance Areas b........... Education ca c.. com...... admin@jaiibcaiibmocktest.... [email protected].. Work iib Ans ..com......com..bankpromotionexams.... 5 .......... CR = 5% ......... om The concept of howthorne studies was given by... Mechanistic or Behaviourist Theories c. 7 w Ans . 09994452442 ………………………………………………………………………………………………………………………………………………………………… b....in murugan0501@gmail.... Role d... www. kt Which encompasses socio-psychological relationship ? oc a....... 6 d.........onlyforbankers.. Charles Bbbage c.......jaiibcaiibmocktest... www.. Humanistic Theories Ans ... ………………………………………………………………………………………………………………………………………………………………… www........ja c....... A bond is issued with a face value of 1000 that pays a Rs........ www. Fredrick tylor t..com....d ca . Elton Mayo d. www........com..bankpromotionexams....b ...com.....jaiibcaiibmocktest.com...b w Explanation : w Coupon = Face Value × Coupon Rate 25 = 1000 × CR ÷ 2 So... Find its Coupon rate.... Cognitive Theories: d...... Task c.. iib a....c .....in 354 Facebook Groups - JAIIB CAIIB STUDY MATERIALS / CAIIB DISCUSSION BANK PROMOTION EXAMS / ONLY FOR BANKERS murugan0501@gmail............... Peter Duker es Ans .. a.........c b.. 09994452442 ........ Job m b.....com. 4 b. 25 Coupon semi-annually. www... com.... www...c LIABILITIES : es Equity capital→ 200 Perference capital → 100 Term loan → 600 kt Bank CC( Hyp) →400 Sundry creditors → 100 oc ASSETS : m Net fixed assets → 800 Inventory → 300 iib Receivables → 150 Investment in Gov Sec → 50 ca Preliminary Expenses → 100 Total outside liabilities/ Total tangible net worth iib DER = ? Tangible net worth = ? .... Overexposure (concentration) of credit to a particular segment d. 2:1 ........com.... t.jaiibcaiibmocktest........ 3/38 Ans . www....bankpromotionexams..... 200 .com...in murugan0501@gmail.. [email protected]........ Faulty loan and repayment structuring c... w Which of the following is an external factor affecting credit risk? w a.5. a....com. ………………………………………………………………………………………………………………………………………………………………… www.a ..... www..in 355 Facebook Groups - JAIIB CAIIB STUDY MATERIALS / CAIIB DISCUSSION BANK PROMOTION EXAMS / ONLY FOR BANKERS [email protected]... 3/56 om d.. Government policies b. 1/52 b. Lack of an efficient recovery machinery Ans . 09994452442 ………………………………………………………………………………………………………………………………………………………………… A card is drawn at random from a deck of cards. Find the probability of getting 3 of diamond............... 1/38 c....jaiibcaiibmocktest.....ja Current ratio= ? Ans ........... [email protected] . 1:1 w .....onlyforbankers..com.. www.com....... www........ 09994452442 ........... ... Periodic review of total credit portfolio based on quality parameters Ans . 09994452442 ………………………………………………………………………………………………………………………………………………………………… Which of the following is not an internal factor affecting credit risk? a...... 09994452442 .. www.... admin@jaiibcaiibmocktest.......... ………………………………………………………………………………………………………………………………………………………………… www....33 d.bankpromotionexams. If the current asset before this w revaluation was 1...jaiibcaiibmocktest... What is the new current ratio..com........... Improving appraisal standards of credit proposals c..com..75 ca b...b ..... 1. What will be new current ratio ? w a.25 w c. 1.....b oc . www.ja A firm revalues its land and building from Rs 40 lac to Rs 100 lac... Periodically reviews of the exposure norms for single and group borrowers es b..jaiibcaiibmocktest.... Frequent reviews of norms and fixing internal limits for aggregate commitments to specific sectors of the industry or business kt d.. Deficiencies in the loan policy of the bank d...... 1.. 1.5 c.... t.com. Stocks worth Rs 5 lac are damaged and there is no insurance...com......33:1 with current liabilities of Rs 100 lac. www......25 iib Ans ....33 d.....c ... admin@jaiibcaiibmocktest.... Protectionist policies of other countries om Ans ... was 2:1 and current assets of Rs 20 lac...............com.c Which of the following is not a macro level action for mitigation of credit risk? a.....com....in 356 Facebook Groups - JAIIB CAIIB STUDY MATERIALS / CAIIB DISCUSSION BANK PROMOTION EXAMS / ONLY FOR BANKERS [email protected] .com... if the total assets are Rs 40 lac ? iib a. m The current ratio of M/S Krishna & Co..... Excessive lending to cyclical industries b.bankpromotionexams......50 Ans .. ................. 1.. www. 1..com......... 1. Low quality of credit appraisal and monitoring c..17 b.onlyforbankers....... www.... 1.onlyforbankers.in murugan0501@gmail.............. www.jaiibcaiibmocktest.com, www.bankpromotionexams.com, www.onlyforbankers.in 357 Facebook Groups - JAIIB CAIIB STUDY MATERIALS / CAIIB DISCUSSION BANK PROMOTION EXAMS / ONLY FOR BANKERS [email protected], [email protected], 09994452442 ………………………………………………………………………………………………………………………………………………………………… The central limit theorem assures us that the sampling distribution of the mean ...... a. Is always normal b. Is always normal for large sample sizes c. Approaches normality as sample size increases d. Appears normal only when N is greater than 1,000 om Ans - b ............................................. t.c ...... is a prominent feature of Type B personalities. a. Doing several things at one time es b. Feeling guilty when relaxing c. Being aggressive d. Being patient and methodical kt Ans - d ............................................. oc m ...... rate at which the RBI lends short term money to the banks. a. Reverse Rate iib b. Repo rate c. OMO ca d. SLR Ans - b iib ............................................. The term ...... was coined to differentiate adult learning process from that of child learning. .ja a. Andragogy w b. Cognitive c. Pedagogy w d. Minorology w Ans - a ............................................. A firm needs Rs. 170000 to replace its machinery at the end of 5 years. At 12% roi, how much it should contribute every month? a. 2802 ………………………………………………………………………………………………………………………………………………………………… www.jaiibcaiibmocktest.com, www.bankpromotionexams.com, www.onlyforbankers.in [email protected], [email protected], 09994452442 www.jaiibcaiibmocktest.com, www.bankpromotionexams.com, www.onlyforbankers.in 358 Facebook Groups - JAIIB CAIIB STUDY MATERIALS / CAIIB DISCUSSION BANK PROMOTION EXAMS / ONLY FOR BANKERS [email protected], [email protected], 09994452442 ………………………………………………………………………………………………………………………………………………………………… b. 2082 c. 2820 d. 2028 Ans - b om Explanation : Here, t.c FV = 170000 R = 12% p.a. = 0.01% monthly T = 5 Y = 60 months es (Here, the firm has to contribute monthly, so we have converted rate and time to monthly equivalent values) FV, if invested at end of each month / year, is: kt FV = P / R * [(1+R)^T - 1] oc 170000 = P * (1.0160 -1) ÷ 0.01 m 170000 = P * 81.66967 P = 170000 / 81.66967 = 2082 iib ............................................. ca Find Correlation coefficient for X and Y values given below : X= (1,2,3,4,5) Y= {11,22,34,43,56} iib a. 0.8899 b. 0.9989 .ja c. 1.0899 d. 1.0989 w Ans - b w Explanation : w Step 1: Find Mean for X and Y X=15/5=3 Y=166/5=33.2 Step 2: Calculate Standard Deviation for Y inputs: σx= ………………………………………………………………………………………………………………………………………………………………… www.jaiibcaiibmocktest.com, www.bankpromotionexams.com, www.onlyforbankers.in [email protected], [email protected], 09994452442 www.jaiibcaiibmocktest.com, www.bankpromotionexams.com, www.onlyforbankers.in 359 Facebook Groups - JAIIB CAIIB STUDY MATERIALS / CAIIB DISCUSSION BANK PROMOTION EXAMS / ONLY FOR BANKERS [email protected], [email protected], 09994452442 ………………………………………………………………………………………………………………………………………………………………… √(1/(N-1)*((x1-xm)2+(x2-xm)2+..+(xn-xm)2)) =√(1/(5-1)((11-33.2)2+(22-33.2)2+(34-33.2)2+(43-33.2)2+(56-33.2)2)) =√(1/4((-22.2)2+(-11.2)2+(0.8)2+(9.8)2+(22.8)2)) om =√(1/4((492.84)+(125.44)+(0.64)+(96.04)+(519.84))) =√(308.7) t.c =17.5699 Step 3: Standard Deviation for X Inputs: es σx= √(1/(N-1)*((x1-xm)2+(x2-xm)2+..+(xn-xm)2)) kt =√(1/(5-1)((1-3)2+(2-3)2+(3-3)2+(4-3)2+(5-3)2)) =√(1/4((-2)2+(-1)2+(0)2+(1)2+(2)2)) oc m =√(1/4((4)+(1)+(0)+(1)+(4))) =√(2.5) iib =1.5811 ca Σ((X - μx) (Y - μy)) =(1-3)(11-33.2)+(2-3)(22-33.2)+(3-3)(34-33.2)+(4-3)(43-33.2)+(5-3)(56-33.2) iib =(-2*-22.2) + (-1*-11.2) + (0* 0.8) + (1 *9.8) + (2* 22.8) =44.4 + 11.2 + 0 + 9.8 + 45.6 =111 .ja Correlation Coefficient = 111/((5-1)*1.5811*17.5699) w Correlation Coefficient (r) = 0.9989 Hence the correlation coefficient between the two given data set is 0.9989 w ............................................. w Suppose that, for a certain population, sigma xbar is calculated as 20 when samples of size 25 are taken and as 10 when samples of size 100 are taken. A quadrupling of sample size, then, only halved sigma xbar. We can conclude that increasing sample size is .... a. Always cost-effective b. Sometimes cost-effective c. Never Cost-effective ………………………………………………………………………………………………………………………………………………………………… www.jaiibcaiibmocktest.com, www.bankpromotionexams.com, www.onlyforbankers.in [email protected], [email protected], 09994452442 www.jaiibcaiibmocktest.com, www.bankpromotionexams.com, www.onlyforbankers.in 360 Facebook Groups - JAIIB CAIIB STUDY MATERIALS / CAIIB DISCUSSION BANK PROMOTION EXAMS / ONLY FOR BANKERS [email protected], [email protected], 09994452442 ………………………………………………………………………………………………………………………………………………………………… d. None of the above Ans - d ............................................. Suppose you are performing stratified sampling on a particular population and have divided it into strata om of different sizes. How can you now make your sample selection? (i) Select at random an equal number of elements from each stratum, (ii) Draw equal numbers of elements from each stratum and weigh the results, (iii) Draw numbers of elements from each stratum proportional to their weights in the population. t.c a. Only (i) and (ii) b. Only (i) and (iii) es c. Only (ii) and (iii) d. (i), (ii) and (iii) kt Ans - c ............................................. oc Factors of production are categorised into ......categories. m a. 2 b. 3 iib c. 4 d. 5 ca Ans - c ............................................. iib Narrow money is indicated by... .ja a. M1 b. M2 w c. M3 d. M4 w Ans - a w ............................................. Which of the following statements is not correct for project appraisal? a. Examination of technical feasibility is carried out b. The contribution of promoters forms a part of economic appraisal c. Promoters' background is part of the management appraisal ………………………………………………………………………………………………………………………………………………………………… www.jaiibcaiibmocktest.com, www.bankpromotionexams.com, www.onlyforbankers.in [email protected], [email protected], 09994452442 www.jaiibcaiibmocktest.com, www.bankpromotionexams.com, www.onlyforbankers.in 361 Facebook Groups - JAIIB CAIIB STUDY MATERIALS / CAIIB DISCUSSION BANK PROMOTION EXAMS / ONLY FOR BANKERS [email protected], [email protected], 09994452442 ………………………………………………………………………………………………………………………………………………………………… d. Capacity of promoters to arrange for additional funds, in case of contingencies, forms a part of economic appraisal. Ans - d ............................................. om Which of the following is not a credit risk? a. Unwillingness of a customer to meet his commitment relating to a financial transaction with the bank b. Inability of the customer to reimburse the bank in case of invocation of a guarantee or devolvement t.c of an L.C c. Inability of a customer to meet his commitment relating to a financial transaction with the bank d. Loss to the bank due to fraud es Ans - d ............................................. kt Total liabilities of a firm is Rs 100 lac and current Ratio is 1.5:1. If fixed assets and other non current oc assets are to the tune of Rs 70 lac and Debt equity ratio being 3:1. What would be the long term liabilities ? m a. Rs 60 lac b. Rs 50 lac iib c. Rs 40 lac d. Rs 100 lac ca Ans - a ............................................. iib Which one is not an economic activity? .ja a. Investment b. Production w c. Consumption d. None of these w Ans - d w ............................................. Time Deposits are a. Paid on demand b. Not paid on demand c. Relatively less liquid than cash and demand deposits ………………………………………………………………………………………………………………………………………………………………… www.jaiibcaiibmocktest.com, www.bankpromotionexams.com, www.onlyforbankers.in [email protected], [email protected], 09994452442 www.jaiibcaiibmocktest.com, www.bankpromotionexams.com, www.onlyforbankers.in 362 Facebook Groups - JAIIB CAIIB STUDY MATERIALS / CAIIB DISCUSSION BANK PROMOTION EXAMS / ONLY FOR BANKERS [email protected], [email protected], 09994452442 ………………………………………………………………………………………………………………………………………………………………… d. Both a and b Ans - d ............................................. ...... phase of business cycle is referred as "crisis" om a. Recession b. Depression c. Recovery t.c d. Boom Ans – a es ............................................. Who gave Scarcity theory of economics? kt a. Alfred Marshall b. Lionel Robbions oc c. Adam smith m d. None of these Ans - b iib ............................................. ca Service sector is also referred as ...... a. Primary Sector iib b. Secondary Sector c. Tertiary Sector d. None of these .ja Ans - c w ............................................. w Demand deposits are ...... w a. Paid on demand b. Not paid on demand c. Relatively less liquid than cash and demand deposits d. Both a and b Ans - a ............................................. ………………………………………………………………………………………………………………………………………………………………… www.jaiibcaiibmocktest.com, www.bankpromotionexams.com, www.onlyforbankers.in [email protected], [email protected], 09994452442 www.jaiibcaiibmocktest.com, www.bankpromotionexams.com, www.onlyforbankers.in 363 Facebook Groups - JAIIB CAIIB STUDY MATERIALS / CAIIB DISCUSSION BANK PROMOTION EXAMS / ONLY FOR BANKERS [email protected], [email protected], 09994452442 ………………………………………………………………………………………………………………………………………………………………… HR manager must be familiar with ...... (i) Strategic planning, (ii) Production department, (iii) Marketing and finance a. Only (i) and (ii) b. Only (i) and (iii) c. Only (ii) and (iii) om d. (i), (ii) and (iii) Ans - d ............................................. t.c Creating culture of honoring experience is a tool of ...... (i) keeping retirees, (ii) keeping employees, (iii) attracting retirees es a. Only (i) and (ii) b. Only (i) and (iii) kt c. Only (ii) and (iii) d. (i), (ii) and (iii) oc Ans - b m ............................................. Passive factor of production is ...... (i) land, (ii) capital iib a. Only (i) ca b. Only (ii) c. Either (i) or (ii) d. Both (i) and (ii) iib Ans - d ............................................. .ja Rearrange the steps in training programme. w A. What should be the level of training w B. What principles of learning C. Who are the trainees? w D. What methods and techniques? E. Where to conduct the programme? F. Who are the trainers? a. ABCDEF b. DECAFB c. CADFBE ………………………………………………………………………………………………………………………………………………………………… www.jaiibcaiibmocktest.com, www.bankpromotionexams.com, www.onlyforbankers.in [email protected], [email protected], 09994452442 www.jaiibcaiibmocktest.com, www.bankpromotionexams.com, www.onlyforbankers.in 364 Facebook Groups - JAIIB CAIIB STUDY MATERIALS / CAIIB DISCUSSION BANK PROMOTION EXAMS / ONLY FOR BANKERS [email protected], [email protected], 09994452442 ………………………………………………………………………………………………………………………………………………………………… d. CFDABE Ans - d ............................................. ...... is a list of job‟s “human requirements,” that is requisite education, skills, personality and so on. om a. Job Specification b. Job Analysis c. Job Description t.c d. All of the above Ans - a es ............................................. Natural resources determine the course of development and constitute the challenge which may not be kt accepted by the human mind. “Who has said it”? a. W. Arthur Lewis oc b. J.I. Fisher m c. Jan Tinbergen d. W.W. Rostow iib Ans - a ............................................. ca Who has sought to measure Consumer’s Surplus with the help of indifference curve technique? iib a. Alfred Marshall b. W. Arthur Lewis c. J.R. Hick .ja d. Pareto w Ans - c ............................................. w Mean Deviation can be calculated from ...... (i) Mean, (ii) Median, (iii) Mode w a. Only (i) and (ii) b. Only (i) and (iii) c. Only (ii) and (iii) d. (i), (ii) and (iii) Ans – d ………………………………………………………………………………………………………………………………………………………………… www.jaiibcaiibmocktest.com, www.bankpromotionexams.com, www.onlyforbankers.in [email protected], [email protected], 09994452442 www.jaiibcaiibmocktest.com, www.bankpromotionexams.com, www.onlyforbankers.in 365 Facebook Groups - JAIIB CAIIB STUDY MATERIALS / CAIIB DISCUSSION BANK PROMOTION EXAMS / ONLY FOR BANKERS [email protected], [email protected], 09994452442 ………………………………………………………………………………………………………………………………………………………………… If the price of a good changes but everything else influencing suppliers’ planned sales remains constant, there is a ...... a. new supply curve that is to the right of the initial supply curve. b. new supply curve that is to the left of the initial supply curve. c. movement along the supply curve. om d. rotation of the initial supply curve around the initial price. Ans - c ............................................. t.c A decrease in quantity demanded caused by an increase in price is represented by a ...... es a. rightward shift of the demand curve b. leftward shift of the demand curve c. movement up and to the left along the demand curve kt d. movement down and to the right along the demand curve Ans - c oc ............................................. m Interpretation of accounts is the ...... (i) Art and science of translating the figures, (ii) To know financial strengths and weaknesses of a business, (iii) To know the causes for the prevailing performance of iib business ca a. Only (i) and (ii) b. Only (i) and (iii) c. Only (ii) and (iii) iib d. (i), (ii) and (iii) Ans - d .ja ............................................. w Profit margin = 4.5%, assets turnover = 2.2 times, equity multiplier = 2.7 times then return on assets will be ...... w a. 26.73% w b. 26.73 times c. 9.40% d. 0.4 times Ans - a ............................................. ………………………………………………………………………………………………………………………………………………………………… www.jaiibcaiibmocktest.com, www.bankpromotionexams.com, www.onlyforbankers.in [email protected], [email protected], 09994452442 www.jaiibcaiibmocktest.com, www.bankpromotionexams.com, www.onlyforbankers.in 366 Facebook Groups - JAIIB CAIIB STUDY MATERIALS / CAIIB DISCUSSION BANK PROMOTION EXAMS / ONLY FOR BANKERS [email protected], [email protected], 09994452442 ………………………………………………………………………………………………………………………………………………………………… Company marketing and selling current product aggressively is called (choose the wrong one) ...... (i) market penetration, (ii) market development, (iii) product development a. Only (i) and (ii) b. Only (i) and (iii) c. Only (ii) and (iii) om d. (i), (ii) and (iii) Ans - c ............................................. t.c Match the following techniques of training with their correct description. es 1. Tag Teams --------- A. Games to get team members know each other 2. Outward - bound training ----- B. Games to test ability to plan ahead 3. Mirroring ------ C. Training with an external perspective kt 4. Strategic planners ----- D. Adventure sports for teams 5. Ice breakers ----- E. one role played alternately by two participants oc a. 1-E,2-D,3-C,4-B,5-A m b. 1-A,2-D,3-E,4-C,5-B c. 1-D,2-A,3-C,4-E,5-B d. 1-C,2-D,3-B,4-A,5-E iib Ans - a ca ............................................. Talent Management automated end to end process involves ...... (i) recruiting and hiring, (ii) managing iib employees, (iii) compensating employees a. Only (i) and (ii) .ja b. Only (i) and (iii) c. Only (ii) and (iii) w d. (i), (ii) and (iii) w Ans - d ............................................. w An underlying talent management components in software suites are ...... (i) e-recruiting, (ii) e-training, (iii) performance reviews and rewards a. Only (i) and (ii) b. Only (i) and (iii) c. Only (ii) and (iii) ………………………………………………………………………………………………………………………………………………………………… www.jaiibcaiibmocktest.com, www.bankpromotionexams.com, www.onlyforbankers.in [email protected], [email protected], 09994452442 ...............d ........ Either (i) or (ii) d.... In ABC approach which is used in formulating hypothesis... income effect is . Both (i) and (ii) ...... counseling m d.jaiibcaiibmocktest......bankpromotionexams.d es .. 09994452442 .... Only (i) and (ii) b. (ii) and (iii) Ans .com.. communication oc c.com.......com...... www.. 09994452442 ………………………………………………………………………………………………………………………………………………………………… d. [email protected] iib . (i).ja Ans .........com.. www. Infinite d..d w . Zero b....... (i) Wage push..in 367 Facebook Groups - JAIIB CAIIB STUDY MATERIALS / CAIIB DISCUSSION BANK PROMOTION EXAMS / ONLY FOR BANKERS [email protected] ......... "C" stands for kt a........ www. (ii) and (iii) Ans . Only (ii) and (iii) t.. (i) Superiors.. consequences Ans ...... (ii) Profit push a........com....... Only (i) and (iii) c. w For inferior commodities......... ca Cost push inflation occurs because of ..................... (i).. www.......bankpromotionexams.c d...... Paired comparison method can be used by .. [email protected]... (iii) Subordinates om a.. ………………………………………………………………………………………………………………………………………………………………… www..... www....... Positive Ans ...onlyforbankers..in murugan0501@gmail. Negative c........... w a.........jaiibcaiibmocktest...com................ Only (ii) c................... (ii) Peers...... compensating b... Only (i) iib b..onlyforbankers...com.... .. (i)..... Only (i) and (ii) b..........d ... t........com. then the slope estimate is equal to ....com.com... admin@jaiibcaiibmocktest.... 09994452442 ......... Only (ii) and (iii) d...... 09994452442 ………………………………………………………………………………………………………………………………………………………………… ‘Infant industry argument’ in international trade is given in support of . ..in murugan0501@gmail.. www...............onlyforbankers...ja If regression analysis is used to estimate the linear relationship between the natural logarithm of the w variable to be forecast and time... Only (i) and (iii) c.com. www. Granting Protection b... www..... (ii) Use of deductive method and inductive method for the formations of laws.....a ... (ii) and (iii) iib Ans .. (i) Relation between cause and effect...... [email protected]. Only (i) and (ii) ca b..c ...... the natural logarithm of the rate of growth w c. Free trade c.. w a...... a....onlyforbankers. (i).com.bankpromotionexams.. the natural logarithm of the square root of the rate of growth Ans ....... Only (i) and (iii) c....com.....a oc . the natural logarithm of one plus the rate of growth d..jaiibcaiibmocktest......... None of the above om Ans .......... ………………………………………………………………………………………………………………………………………………………………… www. (ii) and (iii) Ans . Encouragement to export oriented small and tiny industries d.... (ii) Perfect competition. m “Economics is a science” the basis of this statement is ........jaiibcaiibmocktest........... the linear trend b.c In which of the following market structure is the degree of control over the price of its product by a firm very large? (i) Imperfect competition........ Only (ii) and (iii) kt d............ (iii) Monopoly es a. www...... www.. (iii) Experiments iib a..........in 368 Facebook Groups - JAIIB CAIIB STUDY MATERIALS / CAIIB DISCUSSION BANK PROMOTION EXAMS / ONLY FOR BANKERS [email protected].... .. she has created a .. Only (i) iib b........b t... www.. Both (i) and (ii) . www.............. Either (i) or (ii) d...... A researcher divides the population of product users into three groups based on degree of use..in 369 Facebook Groups - JAIIB CAIIB STUDY MATERIALS / CAIIB DISCUSSION BANK PROMOTION EXAMS / ONLY FOR BANKERS [email protected] w ..39 also c.com. www.. then it is called .jaiibcaiibmocktest.... www... The correlation coefficient is 0...... [email protected] Ans . 39% of the total variation is explained by the independent variable d.. Only (ii) c..bankpromotionexams. 39% of the total variation is explained by the dependent variable Ans . www.com....com...onlyforbankers.... 09994452442 ………………………………………………………………………………………………………………………………………………………………… A leading indicator is a measure that usually .... stratified c........ (ii) changes in the same direction as the general economy before the general economy changes a...... (i) changes at the same time and in the same direction as the general economy... (ii) Confidence level a. (i) ca Confidence interval.. If the es researcher then draws a random sample from each user group independently.... judgment oc d..........com........ w Let the coefficient of determination computed to be 0......... Only (ii) om c.......com.... Only (i) b.. The relationship between two variables is negative b..onlyforbankers... sample... group data m Ans ....in [email protected] in a problem involving one independent variable and one dependent variable. 09994452442 ........jaiibcaiibmocktest.. This result means that ..... Both (i) and (ii) Ans ...com... w a......com.... admin@jaiibcaiibmocktest. iib If we say mean of a population is 95% confident lying between 75 and 90.com..b ...c ………………………………………………………………………………………………………………………………………………………………… www. kt a. Either (i) or (ii) d....c ..bankpromotionexams... random b.. ... iib a.....c ..jaiibcaiibmocktest........com.. Reverse Repo Rate iib Ans .......... Mr R Raghawan om d. E A S Sarma c......86 w c. SLR c.... 44.. www.... then bond’s price ………………………………………………………………………………………………………………………………………………………………… www.. 09994452442 . [email protected] m . Mr A...... The central bank injects liquidity in to the banking system using ...bankpromotionexams.b . K. Choudhary Ans .......... Dr. M Narasimham b.. 46... t. w a.....jaiibcaiibmocktest.. the change in price of bond would be.... monthly reviews d.c The Finance Minister is required to keep the Parliament informed through ...b Explanation : If YTM is 9%..com..com.com. admin@jaiibcaiibmocktest.......... 09994452442 ………………………………………………………………………………………………………………………………………………………………… The Fiscal Responsibility and Budget Management Act (FRBM Act)..in murugan0501@gmail.. 46.com.. a committee set up in January 2000.bankpromotionexams........onlyforbankers..64 b. www.........com.. Select the best option......ja Ashwini purchased a bond with face value of Rs....88 Ans ... Repo Rate d....in 370 Facebook Groups - JAIIB CAIIB STUDY MATERIALS / CAIIB DISCUSSION BANK PROMOTION EXAMS / ONLY FOR BANKERS [email protected]... a..... www.com. www...... 48.com............. was headed by .... es a..84 d.. quarterly reviews oc Ans .. annual reviews kt c.. CRR ca b... If YTM w is increased by 1%... 1000 and Coupon of 8% and maturity of 6 years. half yearly reviews b... www.... . on the implementation and to take corrective measures if the reviews show deviations.. ....... oc m Pick the incorrect statement... so Bond’s Value < FV) .. liquidity preference curve shifts outward and therefore the rate of interest rises........ World Bank d...... Which of the following is not correct regarding infrastructure project by the banks? a....onlyforbankers..d ..86 decrease (Since Coupon rate < YTM..... admin@jaiibcaiibmocktest..... iib b.. LM curve is derived from Keynes’ liquidity preference theory of interest.. SEBI kt Ans ... ca d............. www..onlyforbankers..bankpromotionexams.. 09994452442 ………………………………………………………………………………………………………………………………………………………………… = [80 × (1. payable within one year is considered as current liability c..c Human development Index (HDI) is developed by ... IS curve is derived from the classical theory. Installment of term loan.... Central Bank c.... RBI es b................................ Intersection of IS and LM curve determines both the interest and income.....com. [email protected] iib . www......14 So.09 + 1000] ÷ 1........955.....09^6 – 1) ÷ 0. Which of the following is not correct regarding term loans by the banks? .....com... c.com......jaiibcaiibmocktest.........jaiibcaiibmocktest......... www.. 09994452442 ... change in price of the bond = 1000 .. Current ratio is the most important ratio in appraisal of a term loan w Ans ... a.......in [email protected] ..com... www.09^6 = 955.14 om = Rs... a... Asset liability matching is an important consideration in term financing w b.. Exposure norms are relaxed by R B I ………………………………………………………………………………………………………………………………………………………………… www. Repayment of a term loan can be in equated monthly instalments w d.. t... Ans .com... As income decreases. www...ja a...com... Banks are allowed to funds promoters' equity in certain circumstances b...in 371 Facebook Groups - JAIIB CAIIB STUDY MATERIALS / CAIIB DISCUSSION BANK PROMOTION EXAMS / ONLY FOR BANKERS murugan0501@gmail. 44. ..in 372 Facebook Groups - JAIIB CAIIB STUDY MATERIALS / CAIIB DISCUSSION BANK PROMOTION EXAMS / ONLY FOR BANKERS murugan0501@gmail.. [email protected]...... converting d........... direct linear relationship iib b....com........c ..... kt A process by which present cash flow are converted into their future value is called.... the productivity per worker increases.... a..b . w What are sampling groups which are very similar within but dissimilar without are called? w a..............com... compounding oc b.... ………………………………………………………………………………………………………………………………………………………………… www... www....ja Ans ........ Lower present value of the future cash flow t.........c c.a .... www....jaiibcaiibmocktest.... 09994452442 ………………………………………………………………………………………………………………………………………………………………… c.....com...com.b w ... No change es Ans .............. Asset liability mismatch has been permitted by R B I d....... 09994452442 .. om A higher discount rate will lead to. curvilinear relationship c.... none of the above . finding present value iib Ans .. systematic d...... A higher present value of the future cash flow b......bankpromotionexams. I D F C provides liquidity support to banks Ans .................. random Ans .... cluster b.onlyforbankers....bankpromotionexams......... inverse relationship d.... admin@jaiibcaiibmocktest... ca ‘As the output increases.in murugan0501@gmail.... a... No change in present value of the future cash flow d........... discounting m c.......com.b ..... www.....jaiibcaiibmocktest... www....... www....com.. stratified c....onlyforbankers...’ What relationship does it lead to? a.com..... t.com...... a.. admin@jaiibcaiibmocktest.. Rent iib b....onlyforbankers..in 373 Facebook Groups - JAIIB CAIIB STUDY MATERIALS / CAIIB DISCUSSION BANK PROMOTION EXAMS / ONLY FOR BANKERS murugan0501@gmail. Money Ans . (i). the attractiveness of longer termis related to interestonly c........d iib .. Why? a. Wages ca d.com...a .......... Purchase of goods ………………………………………………………………………………………………………………………………………………………………… www............. A D G P is issued by the bank for ----------.... Secular trend kt Ans ... seasonal es b.. admin@jaiibcaiibmocktest.. by its client....... 09994452442 ………………………………………………………………………………………………………………………………………………………………… If the maturity of a bond is long into the future the interest rate is higher.onlyforbankers. longer term maturity is more sensitive to price fluctuation than shorterterm b.bankpromotionexams......com.com.... www...in [email protected]. www..... (ii) Income. www.. Irregular d...c What variation does moving average method eliminate ? a.................. (iii) Rate of interst ..jaiibcaiibmocktest.. longer term maturity is less sensitive to fluctuation than shorter term om Ans . www...com.com..jaiibcaiibmocktest......... Only (i) and (ii) w b. Cyclical c..com...com........ Interest c...... IS curve and Lm curve are related to ...... longer term bonds are generally issued by institutions of lesser rating d.. (ii) and (iii) w Ans .. Only (ii) and (iii) w d................a .......... oc m Pick odd man out: a....... (i) Demand......... Only (i) and (iii) c....... 09994452442 ....ja a...c . www....... Sale of goods b... www.com... w a... salaries of public servants c.......in [email protected].......... www.............onlyforbankers.jaiibcaiibmocktest... www. 09994452442 .... www.... Sale of capital goods d...... D P G es Ans .... w CPI measures prices at ....jaiibcaiibmocktest.... Credit by supplier of assets b. Internal accruals t... buying goods and services iib Ans .......... investments on financial products d.. None of these w Ans ....... purchase of weapons for the military .... Wholesale Level b......d .. kt Which of the following is not included under gross investment? a. transfer payments like social security or unemployment benefits b.c .........com.bankpromotionexams.. purchase of software m c...........d . Retail Level d.ja d...com. ca Which of the following does not include government spending? iib a..com.com. None of these Ans – c ………………………………………………………………………………………………………………………………………………………………… www.................. Purchase of capital goods Ans . Debentures d............... 09994452442 ………………………………………………………………………………………………………………………………………………………………… c............... admin@jaiibcaiibmocktest....... www........ [email protected] ...... om Which of the following is not a source of funds for meeting the cost of fixed assets by an enterprise? a.. purchase of new machinery oc b.....bankpromotionexams...com.c c... Consumer Level c..com.in 374 Facebook Groups - JAIIB CAIIB STUDY MATERIALS / CAIIB DISCUSSION BANK PROMOTION EXAMS / ONLY FOR BANKERS murugan0501@gmail. .. kt a..... net d. www. Ans .... iib Broad money is indicated by .. w The deposit liabilities that banks have to maintain with the RBI in the form of liquid cash is known as ..... The formula "C + I + G + (X ..... SLR..c ..onlyforbankers.com. admin@jaiibcaiibmocktest.... M4 . total c..onlyforbankers.ja Ans .......................in 375 Facebook Groups - JAIIB CAIIB STUDY MATERIALS / CAIIB DISCUSSION BANK PROMOTION EXAMS / ONLY FOR BANKERS murugan0501@gmail... I for gross investment.... income. c... The higher the level of income............................... net b..... www... the lower would be the liquidity preference curve. total Ans – a ..... admin@jaiibcaiibmocktest........ an increase in quantity of money brings down the rate of interest.....a t.... a..........in murugan0501@gmail..... income... b.... w a.. Excess demand for money at an interest rate below the equilibrium leads to the rise in the interest rate of the equilibrium level. www....... CRR.com..... expenditure. 09994452442 ..com.jaiibcaiibmocktest... www... Given the money demand cure or curve of liquidity preference... there will be excess demand for money. M3 d. GDP b. X for exports and M for imports) is known as .......... GNP oc d.... demand and time liabilities... om d. SLR....... GNI c..com.. ca a.... 09994452442 ………………………………………………………………………………………………………………………………………………………………… Select the incorrect statement. www. G for es government spending.. (where C stands for consumption...M)"... w and it is a certain percentage of their ... M2 iib c.... expenditure.jaiibcaiibmocktest..com....c . M1 b.. CRR.. If the rate of interest is lower than the equilibrium rate.. GDP m Ans ........com.d .com.bankpromotionexams. ………………………………………………………………………………………………………………………………………………………………… www....... method and is used to calculate ...com..bankpromotionexams. .. www. Inversely c..com.... CRR....bankpromotionexams... The rate of change is 4% per annum..onlyforbankers... oc m In demand curve........ SLR....ja known as ..... quantity and prices are .. What it was 5years ago? a.wealth definition om Ans ...com............com....com.......82193 es b..a ........com.. Alfred Marshall ... Directly iib b..d ....wealth definition d.c Population of a town is 100000.... w a..82257 c.............jaiibcaiibmocktest..welfare definition b.. www..in 376 Facebook Groups - JAIIB CAIIB STUDY MATERIALS / CAIIB DISCUSSION BANK PROMOTION EXAMS / ONLY FOR BANKERS murugan0501@gmail.......... t...d .... Adam Smith ..... Indirectly ca d.82121 kt Ans . net b. related..... SLR.....com... 09994452442 ………………………………………………………………………………………………………………………………………………………………… Which combination is wrong for definition of economics? a.b iib ..... A rise in the general level of prices ………………………………………………………………………………………………………………………………………………………………… www. CRR... Market Ans . Alfred Marshall ..bankpromotionexams..... The amount that all banks have to maintain in cash or in the form of gold or approved securities is ... 09994452442 ............Scarcity definition c...... Which of the following statements is true about ‘Inflation?’ a.... www........ net d.....com... admin@jaiibcaiibmocktest............ and it is a certain percentage of their ........... total w c.80493 d..com.... demand and time liabilities.. admin@jaiibcaiibmocktest.. www..onlyforbankers.. a.in [email protected].... Lionel Robbions .. total w Ans . www. www. 16470 b. www.....d Explanation : iib Here..052) P = 32800 ÷ 1. 17640 ca Ans . a.....05 × 1...........8594 P = 17640 ..... Boom es Ans ..onlyforbankers... www... [email protected]. Both a...jaiibcaiibmocktest.......jaiibcaiibmocktest.... None of the above Ans ......com.... www. admin@jaiibcaiibmocktest.. and b..bankpromotionexams. ...... oc m a.... Find the annual payment... ………………………………………………………………………………………………………………………………………………………………… www..1]/(1+R)^T w 32800 = P × (1. Recovery d. 09994452442 ………………………………………………………………………………………………………………………………………………………………… b. 16740 c.in 377 Facebook Groups - JAIIB CAIIB STUDY MATERIALS / CAIIB DISCUSSION BANK PROMOTION EXAMS / ONLY FOR BANKERS [email protected] .bankpromotionexams....... www..ja PV =? P = Rs.....com.in murugan0501@gmail... 32800 is borrowed to be paid back in 2 years by two equal annual installments allowing 5% compound interest.... 09994452442 .... kt A sum of Rs.com.......05 w PV = P / R * [(1+R)^T . om In which stage ideal worker are come forward to work on low wages..c ..... 32800 w T = 2 years R = 5% = 0...052 – 1) ÷ (0...c b...onlyforbankers.. Recession t... 17460 iib d..com. Leads to fall in purchasing power c... depression c.com. d......... ..........onlyforbankers..... a......in 378 Facebook Groups - JAIIB CAIIB STUDY MATERIALS / CAIIB DISCUSSION BANK PROMOTION EXAMS / ONLY FOR BANKERS murugan0501@gmail... These are used to hedge credit risk to the bank b.. t... stratified sampling b... sample proportion d...........d . Abstention of collateral security c.in murugan0501@gmail... 09994452442 . Which of the following is not a micro level action for mitigation of credit risk? ...ja a.. admin@jaiibcaiibmocktest. The protection buyer is the lending bank ………………………………………………………………………………………………………………………………………………………………… www... c.jaiibcaiibmocktest.....c A standard error indicates ..........bankpromotionexams.com.com.d .... www...... www..... population standard deviation multiplied by the square root of the sample size...........a iib .................. www. admin@jaiibcaiibmocktest.. standard deviation c. both of these d.com.bankpromotionexams..... Periodical reviews of the exposure limits for business or industry segment w Ans . population standard deviation divided by the square root of the sample size......com.....onlyforbankers.............. none of these Ans .. Which of the following statements is not true regarding credit derivatives products? a....c ...... a... Monitoring and review of individual proposals/categories of proposals w d...jaiibcaiibmocktest. www.com...... ca d....... www... sampling fraction om Ans .... iib b......com. a.... accuracy we are likely to get c.. sample size divided by the square root of the population standard deviation... oc m The standard deviation of the sampling distribution is equal to the .........com... size of the chance error es b......com.. Improving sanctioning and delivering process w b. 09994452442 ………………………………………………………………………………………………………………………………………………………………… The proportion of the population contained in a sample is the ......... none of these kt Ans ...... .. standard error of the proportion d.........d ..........com. The credit asset is transferred in case of derivatives Ans .... kt Internal rating means ...jaiibcaiibmocktest... www.. Migrating risk d.com.com. standard error of the statistics Ans – d ………………………………………………………………………………………………………………………………………………………………… www.... The protection seller can be another bank or any other organization d. Experienced staff of the bank c...jaiibcaiibmocktest.. www....... Credit appraisal es Ans ..........com... Banking consultants ...... www. w Standard deviation of the distribution of the sample statistic is called ..com..ja d...... Rating the promoters m c....... Rating the project oc b........ banks depend on ..... None of the above w Ans .. ca For external credit rating... www..... sampling distribution error c.. [email protected]...... Mitigating risk t..c c...... Rating agencies b........in 379 Facebook Groups - JAIIB CAIIB STUDY MATERIALS / CAIIB DISCUSSION BANK PROMOTION EXAMS / ONLY FOR BANKERS [email protected].......... Select the best option. Rating the risk for internal use d.... 09994452442 .onlyforbankers... www.. admin@jaiibcaiibmocktest.. w a. Measuring risk b.... 09994452442 ………………………………………………………………………………………………………………………………………………………………… c..bankpromotionexams.... a.d ......... iib a...com... a......in [email protected] .....................com...... om Credit rating is a system of .com.. None of the above iib Ans ....a ....... standard error of the mean b... ...jaiibcaiibmocktest.onlyforbankers... 9.in murugan0501@gmail........ kt T = 3 yrs FV = P / R * [(1+R)^T . It has already been adopted by all the banks b...in 380 Facebook Groups - JAIIB CAIIB STUDY MATERIALS / CAIIB DISCUSSION BANK PROMOTION EXAMS / ONLY FOR BANKERS murugan0501@gmail... www.....com. 10.. 52096 Ans .. www.com. www. 52690 c. w A 2-year bond offers a yield of 6% and a 3-year bond offers a yield of 7. 52960 b.....com...com.... admin@jaiibcaiibmocktest. 09994452442 ....a .06 Ans – b ………………………………………………………………………………………………………………………………………………………………… www....bankpromotionexams...ja Ans .96 d.. www...... Under the expectation w theory............onlyforbankers..1] oc m FV = 16000 * (1..85 b. 09994452442 ………………………………………………………………………………………………………………………………………………………………… X opened a recurring account with a bank to deposit Rs........com...... www. 11.1 = 52960 .13 – 1) ÷ 0. 16000 by the end of each year @ 10% roi. 10. 52069 om d...a t..bankpromotionexams.a..com... [email protected]. How much he would get at the end of 3rd year? a. It has been adopted by the foreign banks operating in India and some of the Indian banks d.com..jaiibcaiibmocktest... iib Which of the following statements is true regarding Standardized approach? ca a.c Explanation : Here.. what should be the yield on a 1-year bond in 2 years? w a.. es P = 16000 R = 10% p.56 c. iib c. It has to be adopted by the all the banks by March 2010 .. It has been adopted only the foreign banks operating in India...5%... .com.. Advanced Internal Rating Based (I R b...Rs............... Foundation Internal Rating Based (I R b. approach iib Ans . 1....onlyforbankers. 1..in 381 Facebook Groups - JAIIB CAIIB STUDY MATERIALS / CAIIB DISCUSSION BANK PROMOTION EXAMS / ONLY FOR BANKERS murugan0501@gmail.... admin@jaiibcaiibmocktest. finding present value Ans ..........c d.... www.com.............a w ...56% .....5%)^3 = (1+6%)^2 × (1+r)^1 R = 10.in [email protected].... Export . converting t... approach d.Rs.....ja c..com.. om a........onlyforbankers...com.d .......... 40000 3....... w Go through the following data and answer the questions (all in Indian Rupees in Crores) 1..... 30000 2.... www........ www........... Which of the following is not an approach for assessment of credit risks.. 09994452442 ………………………………………………………………………………………………………………………………………………………………… Explanation : (1+7.. Govt spending . www..com... admin@jaiibcaiibmocktest. approach m c.. Import .. laid down under Basel 2 kt Accord? a.. Consumptions ..... April 2012 b. ca R B I has suggested which of the following earliest date of making application by banks to R B I regarding implementation of the advanced approaches (Foundation as well as I R b) iib a..bankpromotionexams.com...... 1....a es ..... Gross investment .. 70000 5....com... A process by which present cash flow are converted into their future value is called . 60000 ………………………………………………………………………………………………………………………………………………………………… www. 09994452442 ........Rs... 20000 4... 1.... www.jaiibcaiibmocktest...... April 2013 . April 2015 w Ans .... compounding b.... Standardized approach oc b... April 2014 d.....Rs. discounting c. Simplified Internal Rating Based (I R b...... ....... 5000 7... Value today of Re. 1 to be received in future is called .com... No change w Ans ..Net receivable from aboard 10... No change in present value of the future cash flow d. 96000 es d...onlyforbankers.. 09994452442 ....... 104000 Ans .. 90000 b.... a.b w . Taxes .onlyforbankers......... iib A higher discount rate will lead to ...Income earned by foreign national domestically . Compensation of employee .Rs.... .jaiibcaiibmocktest..ja a.....com. admin@jaiibcaiibmocktest. www. [email protected]. 1500 om 11... 500 7....c kt Solution : oc GDP = C+I+G+(X-M) m = 30000+40000+20000+(70000-60000) = 100000 iib GDP at factor rate = GDP-(Indirect taxes-subsidies) ca = 100000-(5000-1000) = 96000 . www.com.com. Property Income .... Rs..... Present value b. Discount factor ………………………………………………………………………………………………………………………………………………………………… www.bankpromotionexams..com.com.in [email protected]. 500 9.. 500 Calculate GDP at cost factor t..... 1000 8.. Compounded factor c..c a...com..in 382 Facebook Groups - JAIIB CAIIB STUDY MATERIALS / CAIIB DISCUSSION BANK PROMOTION EXAMS / ONLY FOR BANKERS [email protected] .. www. Lower present value of the future cash flow w c..Rs...jaiibcaiibmocktest......... Subsidies(on production and import) . A higher present value of the future cash flow b...8... Rs. 94000 c.Total capital gains from overseas investment .. www. Rs... www... 09994452442 ………………………………………………………………………………………………………………………………………………………………… 6.RS.... Rs.. b w Explanation : Here.... In Random Sampling........ 4641 T = 4 years ………………………………………………………………………………………………………………………………………………………………… www...ja b..in murugan0501@gmail....... www........... (iii) understanding transactions relating to business oc a. Only (i) and (ii) m b. A loan of Rs..... kt Transaction analysis does not refer to ....c .bankpromotionexams....... [email protected]. PV =? P = Rs...com...com.... None of the above es Ans ..... 1644 w Ans ...... (ii) and (iii) iib Ans . admin@jaiibcaiibmocktest. Find the value of each installment.c c....com......onlyforbankers. Only (i) and (iii) c.. we pick up one...... Only (ii) and (iii) d.. 4641 is to be paid back by 4 equal annual installments. www..com. 1446 .......com... This is called .........com.....b ca . Sampling with replacement b. Sampling without replacement d.......in 383 Facebook Groups - JAIIB CAIIB STUDY MATERIALS / CAIIB DISCUSSION BANK PROMOTION EXAMS / ONLY FOR BANKERS [email protected]. a....a ... we note it down... www. 1464 c. Simple random sampling t.... www.onlyforbankers. (ii) understanding interpersonal relationship and interaction.com..jaiibcaiibmocktest.... 09994452442 ………………………………………………………………………………………………………………………………………………………………… d.. put it back with the remaining and pick the next om one.. Yield factor Ans . a.com. 09994452442 ..... (i)..... www. 1646 w d... (i) understanding financial transactions.. The interest is compounded iib annually @ 10%....... ...com... is normally distributed ..68920 iib d............. a.d w ....69820 ca Ans .......in murugan0501@gmail....... kt Mr....14 – 1) = 1464 . www.. iib In a normally distributed population.onlyforbankers......... admin@jaiibcaiibmocktest.... all of the above w Ans ......com.... 09994452442 ..a ..... www.....bankpromotionexams... 5000 every year (at end of the year) for 10 years...........in 384 Facebook Groups - JAIIB CAIIB STUDY MATERIALS / CAIIB DISCUSSION BANK PROMOTION EXAMS / ONLY FOR BANKERS [email protected] b..............com...... a... www...com....com.. yield is higher if rainfall is less b..c .....com.... has a mean equal to the population mean c... yield is higher if rainfall is higher ………………………………………………………………………………………………………………………………………………………………… www..... If there is a indirect relationship between rainfall & yield of crops then .com.onlyforbankers.. Repetitive t.com... None of the above es Ans ..... Both a and b d..... admin@jaiibcaiibmocktest..... Rs.. Rs..... Rs...... Rs.62980 c.. yield is lower if rainfall is less c.bankpromotionexams..1 × 1.... www..a.. Predictable c..... Raj decided to deposit Rs. the sampling distribution of the mean .10% EMI = P * R * [(1+R)^T/(1+R)^T-1)] = 4641 × 0..jaiibcaiibmocktest.......14 ÷ (1............... 09994452442 ………………………………………………………………………………………………………………………………………………………………… R = 10% = 0... www... om Seasonal variation is .c b....? oc m a. How much amount he will get if the interest rate is 5% p. has a standard deviation equal to the population standard deviation divided by the square root of the w sample size d..62890 b.... a... a es .....com.com... Permits us to use sample statistics to make inferences about population parameters c.. 18224 ...c d.... gain in coupon c..c ....com..jaiibcaiibmocktest.. 17896 b. 09994452442 ………………………………………………………………………………………………………………………………………………………………… d.com........ ca Mr......... www.. none of the above Ans ........... Finite Population m d..........com...................jaiibcaiibmocktest.. Limited Population b.... 18104 c. [email protected] . www. 09994452442 ..... Requires a sample to contain fewer than 30 observations Ans – b ………………………………………………………………………………………………………………………………………………………………… www.com................. kt a...... What is a zero coupon bond? om a. there is gain only in price b...........bankpromotionexams..onlyforbankers. A population having a stated or limited size is called as ... Relates the shape of a sampling distribution of the mean to the man of the sample d...in 385 Facebook Groups - JAIIB CAIIB STUDY MATERIALS / CAIIB DISCUSSION BANK PROMOTION EXAMS / ONLY FOR BANKERS murugan0501@gmail... [email protected] [email protected] d... Requires some knowledge of the frequency distribution b.. www..... Infinite Population oc c.... Unlimited Population Ans ... no gain at all t........com....... w The central limit theorem ....... How much he should deposit in a bank to get this amount if the prevailing rate of interest is 9% ? iib a..... w a.....onlyforbankers. www... 18348 w Ans ..bankpromotionexams.. www...c iib . none of these Ans .. Ram wants to have Rs 20000 after a year..... com..76 Ans .. Which of the following functionality can be accomplished by generalized audit software? a.... Maintaining data integrity d. Maintaining process integrity w c. 100000..com.jaiibcaiibmocktest...76% . es P = 100000 R = 10% T = 5 yrs kt FV = P*(1-R)^T So..... www..in murugan0501@gmail. 09994452442 .......bankpromotionexams.. None of these w Ans ... 15..1)^4 m = 65610 So...bankpromotionexams..ja Which of the following is not the basic objective of the System Audit? w a..jaiibcaiibmocktest.. At wdv method.. oc FV = 100000*(1-0. The rate of depreciation is 10%.... . www... Evaluating the quality of data ………………………………………………………………………………………………………………………………………………………………… www...onlyforbankers.... [email protected]. www..in 386 Facebook Groups - JAIIB CAIIB STUDY MATERIALS / CAIIB DISCUSSION BANK PROMOTION EXAMS / ONLY FOR BANKERS murugan0501@gmail... www.......com. www.. 13.....c Explanation : Here. what is the average rate of depreciation for 4 years? a... [email protected] c.. amount of depreciation iib = 100000 – 65610 = 34390 ca Average rate of depreciation = (34390 ÷100000) * (4÷10) % iib = 13..76 om d........ 14...B t..com.com.com..com.d ... 09994452442 ………………………………………………………………………………………………………………………………………………………………… Xyz purchased machinery of Rs....76 b.onlyforbankers...... Safeguarding assets b.... 12.. ....bankpromotionexams. om Which of the following technique is used for concurrent audit? a..c b.d . www....jaiibcaiibmocktest.... www... T = 4 yrs w EMI = P * R * [(1+R)^T/(1+R)^T-1)] w EMI = 92820 × 0. www. What are the roi & the principal amount? a... 153 and simple interest is 225 for 3 years.... kt Amrita obtained a loan of Rs......... The compound interest on a sum for 2 years is Rs. 09994452442 ………………………………………………………………………………………………………………………………………………………………… b....... 22892 b..d ..com... which he has to pay in 4 equal annual installments..com...... 22982 c... 4 & 1875 ………………………………………………………………………………………………………………………………………………………………… www. 29282 ca Ans .com.....................a... 5 & 1875 b.....jaiibcaiibmocktest. 92820 @ 10%. www.. Continuous and Intermittent Simulation (CIS) d..1 × 1..com. Evaluating the quality of system processing c.. 09994452442 .......... All of the above es Ans .... Integrated Test facility (ITF) t....in 387 Facebook Groups - JAIIB CAIIB STUDY MATERIALS / CAIIB DISCUSSION BANK PROMOTION EXAMS / ONLY FOR BANKERS [email protected]. P = 92820 ........onlyforbankers.. 28292 iib d. System Control Audit Review File (SCARF) c... [email protected] Explanation : iib Here... All of the above Ans .. Analytical review d...bankpromotionexams...in [email protected]– 1) = 29282 w ... www......com.com....14 ÷ (1.com. admin@jaiibcaiibmocktest. Calculate the amount of installment? oc m a...ja R = 10% p...com.. .. 1656370 iib c. w PV of Rs.b Explanation : om Let.jaiibcaiibmocktest.034 = 666370 So. so difference of Rs.a....com. 09994452442 ………………………………………………………………………………………………………………………………………………………………… c.jaiibcaiibmocktest. compound interest = CI es SI for 3 years = 225. Option a ………………………………………………………………………………………………………………………………………………………………… www.......com.. iib X purchased a house and payment terms are ....in 388 Facebook Groups - JAIIB CAIIB STUDY MATERIALS / CAIIB DISCUSSION BANK PROMOTION EXAMS / ONLY FOR BANKERS [email protected] Ans ........onlyforbankers.. What is the cash value of the house? ca a.. 120000 immediately or b) to pay Rs.370 w ........com..50 lac after 2 years.50 lac = 750000 ÷ 1........... so SI for 2 years = 150 CI for 2 years = 153. 7.a.. www.... total cash value = 10 lacs + 666370 = Rs. 09994452442 .. and to be compounded semi-annually..Rs.. 1636570 .66. The roi is 6% p.bankpromotionexams.in murugan0501@gmail.. 16. roi (half yearly compounding).c w Explanation : Here.. www. 150000 in 5 years @ 5% p..a) to make payment of lump sum amount of Rs..... Which option is more beneficial for x? a... 1676370 b. 75 (225-150) kt So. www. 1666370 d. 5 & 1785 d.....com.......com. $ & 1785 Ans .com.. 7. principal amount = P.... www.onlyforbankers. simple interest = SI.... R = 3/75 *100 = 4% P = (SI × 100) ÷ (R×T) oc = (225×100) ÷ (4×3) m = 1875 .. 10 lac immediately and balance Rs..com. t.. X had to pay certain amount to z and had 2 options ..bankpromotionexams.c ROI = R. www..... 3 = interest for Rs. [email protected]. admin@jaiibcaiibmocktest... ... None of the above Ans .1 × 1.......in [email protected]. admin@jaiibcaiibmocktest.... Both are equal d. www.. PV = 150000 ÷ 1...........0255×2 = 117180 which is < 120000...com...com...com.. 1736767 oc Ans .. 1000 every year for the next 5 years at the beginning of the period and you invest w each payment @ 5%. 09994452442 ………………………………………………………………………………………………………………………………………………………………… b..b om Explanation : If X goes with option b.com.... So..ja You are receiving Rs.bankpromotionexams... admin@jaiibcaiibmocktest. www.......1^20 ÷ (1.. we use the formula of EMI ca EMI = P * R * [(1+R)^T/(1+R)^T-1)] 204000 = P × 0...... option b is more beneficial for X.1174596 P = 1736767 . 5820 d...in 389 Facebook Groups - JAIIB CAIIB STUDY MATERIALS / CAIIB DISCUSSION BANK PROMOTION EXAMS / ONLY FOR BANKERS murugan0501@gmail. ... t.. How much you would at the end of the 5-year period? w a. find the present value of cash flow. www. www. ………………………………………………………………………………………………………………………………………………………………… www..120 – 1) iib 204000 = P × 0.. 5082 b.... es a..com. 09994452442 .....jaiibcaiibmocktest........ So. 5280 w c.com..d m Explanation : iib Here... to find P.. If the current discount rate for such a stream of cash is 10%.... Since 204000 is like EMI.....bankpromotionexams.... 1738767 d.. 1736767 b........... 1737667 kt c.......com.. 5802 Ans – d Explanation : Apply FV formula to get the Answer = 5802 ..... ... www.. Option b c.onlyforbankers... 204000 at the end of each year for the next 20 years.....onlyforbankers.....c You will be receiving Rs......... .. 09994452442 ………………………………………………………………………………………………………………………………………………………………… What is the price of a 20-year...1% yield and Rs. Rs. www.... ………………………………………………………………………………………………………………………………………………………………… www.Rs. [email protected].... Rs.. 1000 8. 70000 w b. Rs. 500 7.bankpromotionexams....Rs. Compensation of employee .....onlyforbankers..bankpromotionexams. Rs..Rs.... 379 d.. 500 ca 9.c PV = 1000/(1+0..Income earned by foreign national domestically .c Solution : GDP = Consumption + Gross investment + Government spending + (Exports ...Net receivable from aboard 10..jaiibcaiibmocktest. www.. Rs. Govt spending ...9 ....... www. [email protected]. 1000 face value? a.. Rs.Total capital gains from overseas investment ..onlyforbankers.RS...... 1500 iib 11. Rs....Imports) GDP = C+I+G+(X-M) = 30000+40000+20000+(70000-60000) = 100000 . Taxes .. Property Income . 20000 m 4. 500 Calculate GDP ..Rs. 90000 c.... www. 359 b..com..... zero-coupon bond with a 5. Import ......com.... Export .jaiibcaiibmocktest. Gross investment .. 369 c...in 390 Facebook Groups - JAIIB CAIIB STUDY MATERIALS / CAIIB DISCUSSION BANK PROMOTION EXAMS / ONLY FOR BANKERS murugan0501@gmail..... Go through the following data and answer the question (all in Indian Rupees in Crores) kt 1. 100000 w d.Rs.com.... 389 om Ans .....b Solution : t.8....Rs. Consumptions .. 60000 6.Rs. Rs.. Subsidies(on production and import) .. 40000 oc 3. 09994452442 . 70000 5..Rs.051)^20 = 369 es . www.....ja a. 5000 iib 7. 30000 2. 220000 w Ans ......in [email protected]. ..com. It reduces the N W C available with the enterprise w d....... Up to 5 lacs es b. a..com. Above 20 lacs only kt Ans ........c iib ..com. a..... Above 10 lacs only d.com..... 2 b....... This option is used for dues . a..com.. 3 ………………………………………………………………………………………………………………………………………………………………… www.......c ..... Short term sources brought in by the promoters Ans ....... General reserve b..onlyforbankers.. [email protected]..... It reduces the working capital requirements of the enterprise c.. Which of the following statements is not true for efficient inventory management? ... www. Capital reserve d..bankpromotionexams. w Ans ....b .......... Investment allowance reserve c............ www....bankpromotionexams..... The parent ego state can be further classified into ........ 09994452442 ………………………………………………………………………………………………………………………………………………………………… Gain on revaluation of asset is a .. Revenue reserve om Ans .. www. www.. 09994452442 ..com.. Total current assets minus credit from suppliers c.com....... Total current assets minus total current liabilities ca d....ja a...jaiibcaiibmocktest.. www........ [email protected] .. It results in reduction in inventory w b..in murugan0501@gmail. t......jaiibcaiibmocktest. oc m Net Working Capital (N W C) means .c Banks can file a civil suit for recovery of their dues in civil courts.......in 391 Facebook Groups - JAIIB CAIIB STUDY MATERIALS / CAIIB DISCUSSION BANK PROMOTION EXAMS / ONLY FOR BANKERS murugan0501@gmail..... It increases the Inventory Turnover Ratio if the level of sales remains same..................... a..... Total current assets minus bank finance iib b...........onlyforbankers.............. categories according to Eric Berne.......... Up to 10 lacs c.... .jaiibcaiibmocktest. M1 c.... (ii) M2.. M2 kt d.. and other deposits with RBI are shown as M0. (ii) M2.com...com.onlyforbankers... M1 c... M2 ………………………………………………………………………………………………………………………………………………………………… www. margins held against letter of credit or bank guarantee. (ii) and (iii) Ans .com.in 392 Facebook Groups - JAIIB CAIIB STUDY MATERIALS / CAIIB DISCUSSION BANK PROMOTION EXAMS / ONLY FOR BANKERS murugan0501@gmail.. t... (iii) M3 a.onlyforbankers. interest free funds and is the most liquid part of money supply...com..bankpromotionexams..ja a. a..a .. 5 Ans . www. currency with public.. (i). (iii) M3 . 4 d.bankpromotionexams.c w 4... Only (i) and (iii) c...... Only (ii) and (iii) ca d. 09994452442 ………………………………………………………………………………………………………………………………………………………………… c. Only (i) and (ii) b...c 1. The demand deposit of banks are included in . The liabilities such as current deposits.. Major portion of which of the following contains. [email protected]. Only (i) and (ii) iib b.....M3.com.com..M1. (i). M0 b. balances in overdue fixed deposits are included initially...... om The measures of money including Bank deposit with RBI.. in ... www.. admin@jaiibcaiibmocktest. M0 b.... Only (i) and (iii) w c. Only (ii) and (iii) d. es a.(i) M1.com. 09994452442 ....com. (i) M1. www..a iib 3..M2. M3 Ans-b oc m 2. (ii) and (iii) w Ans . www.in murugan0501@gmail. Demand deposit with the banking system.. Term deposit of banking system.. www... demand liabilities portion of saving bank. The term deposit of banks are included in .. . ca Capital is Rs 180. goodwill Rs iib 50.......inventories Rs 150...... term loan Rs 300...... 04 years d.... Receivables Rs 150.... kt Laissez-faire economy is a.....c ..... 2 w Ans ............com...... The extreme case of a mixed Economy d...............in 393 Facebook Groups - JAIIB CAIIB STUDY MATERIALS / CAIIB DISCUSSION BANK PROMOTION EXAMS / ONLY FOR BANKERS murugan0501@gmail....... 02 years b. 03 years t.......bankpromotionexams..a ...... less steep ………………………………………………………………………………………………………………………………………………………………… www. trade creditors Rs 50... What is current ratio ? a....... The extreme case of a Command Economy m c...com.. the LM curve will be. www.onlyforbankers. The extreme case of a market Economy oc b..... cash Rs 50...com.. Foreign banks with 20 branches and above in India need to achieve PS target of 40% in how many years om since announced? a..... Bank cash credit Rs 200........... M3 Ans .......com..jaiibcaiibmocktest... None of these iib Ans . 09994452442 .. www. No effect b.. www...onlyforbankers. 05 years es Ans .. w Lower the elasticity of liquidity preference with respect to the changes in interest rate..17 c........ 1 .......... www....net fixed assets Rs 400... 1:1....ja b....... www.....a . provisions Rs 50/-. [email protected] c.17:1 w d.....com....... 09994452442 ………………………………………………………………………………………………………………………………………………………………… d.in murugan0501@gmail.. [email protected]. Reserves Rs 20. 1. a.com.d .. flat c. .. www.. www...........onlyforbankers... The liquidity preference function d.. Who gave welfare theory of economics? om a.c iib ... www............com... a........ Strenght and weakness d......... The quantity of money ...com......................in murugan0501@gmail... ………………………………………………………………………………………………………………………………………………………………… www... w Inner self of self development concept signifies...... Alfred Marshall b.... 09994452442 ………………………………………………………………………………………………………………………………………………………………… d....d .c d.. Supply b........jaiibcaiibmocktest.... w a... Adam Smith t. Behaviour pattern b........ www. Income oc c........ Supply curve relates quantity supplied to kt a........ Investment demand function iib b.bankpromotionexams..com. Demand Ans ...... None of these Ans – a es ........... 09994452442 ...bankpromotionexams.........com..d ...com. [email protected] w ........... The interest rate functions c.jaiibcaiibmocktest. steeper Ans ....in 394 Facebook Groups - JAIIB CAIIB STUDY MATERIALS / CAIIB DISCUSSION BANK PROMOTION EXAMS / ONLY FOR BANKERS [email protected] Ans .. Price m d............ Pick up the odd one. Lionel Robbions c..com...com.......... Values and other psychological factor c.......onlyforbankers... www............... admin@jaiibcaiibmocktest.. ca Theory of interest is based on....... Individual identity and physical features Ans ......... ..... Storming (Conflict) c...... Norming (Cooperation) om d.... 09994452442 ...com.. ca a.... www.c In balance sheet amount of total assets is Rs 10 lac . Structural changes Ans ........com.... Diversification b.com...... Make the owner of the collateral security as first guarantor of the loan and create charge over the security d... 1. Conforming (Adjustment) Ans : d .... ………………………………………………………………………………………………………………………………………………………………… www....com. current liabilities Rs 5 lac and capital and reserves Rs 2 lac.b m ............. To retain employee in the organization companies are forced to do some strategic changes which does iib not include. admin@jaiibcaiibmocktest. Forming (Awareness) b.............. 2:1 oc Ans ... Responsiveness iib d.com....... a......... Transfer security to the name of borrower w c.bankpromotionexams... 09994452442 ………………………………………………………………………………………………………………………………………………………………… Adjusting one with the team expectations and norms comes under which stage of group formation and group behaviour....com.....com.......c ........ security should be hypothecated to the banker Ans ..in 395 Facebook Groups - JAIIB CAIIB STUDY MATERIALS / CAIIB DISCUSSION BANK PROMOTION EXAMS / ONLY FOR BANKERS [email protected]:1 d...onlyforbankers...in murugan0501@gmail......... www...com..... t... www......... What is the debt-equity ratio ? es a.......... Reject the loan b.......jaiibcaiibmocktest....onlyforbankers.. 1..bankpromotionexams.ja .....5:1 kt c..c ....... Expansion c. w What should a bank do if the owner of the collateral security is someone other than the borrower ? w a.... 1:1 b.. www... www. admin@jaiibcaiibmocktest. e 360000/18000 i.... Net working capital = ? w d.in murugan0501@gmail... net worth = 200 b.bankpromotionexams.p.com.... admin@jaiibcaiibmocktest. monthly average interest on TL is Rs 5000/-... 09994452442 ………………………………………………………………………………………………………………………………………………………………… The amount of term loan installment is Rs 10000/. tangible net worth = 150 ………………………………………………………………………………………………………………………………………………………………… www..jaiibcaiibmocktest. What would be the DSCR? a.33 Ans ...ja Good will=50 Total assets =800 w a.... Current ratio =? f.... 1.com...com. 1...per month... www. 1..a and PAT is Rs 270000/-. kt Liabilities→ Capital =180 oc Reserve =20 m Term loan = 300 Bank C/C=200 Trade creditors=50 iib Provision=50 Total liabilities = 800 ca Asset→ Net fixed Assets =400 iib Inventories=150 Cash =50 Receivables= 150 ..c Since DSCR = ( interest + PAT+ Depreciation) / ( interest + installment of TL ) Hence (5000×12 +270000+30000)/( 5000×12+10000×12) es i. Net worth= ? w b. 09994452442 . 2 om c. Quick ratio = ? e.jaiibcaiibmocktest.. Tangible net worth = ? c.com.. [email protected]. www.... Outside liability =? The correct answer is a.. www..b t..in 396 Facebook Groups - JAIIB CAIIB STUDY MATERIALS / CAIIB DISCUSSION BANK PROMOTION EXAMS / ONLY FOR BANKERS [email protected] d.. www..onlyforbankers. If the amount of depreciation is Rs 30000/.onlyforbankers.75 b..bankpromotionexams... www.e 2 . ...... ....17:2 f...... www. [email protected] es c. OSL = 600 . with annual interest payment and face value payable on maturity......com... 3.com.. www....63%.com. 2. Current ratio = 1.79 years and modified duration is 2. t... 2:1 d. 2.......jaiibcaiibmocktest...63%..c a.. www.... iib Cash = Rs 50000/- Debtors = Rs 100000/- ..com..62 kt Ans .a Since Quick ratio = Quick asset / CL ………………………………………………………………………………………………………………………………………………………………… www. Quick ratio= 0. ca That means a fall in YTM by 1% increases the price of the bond by 2.b Explanation : oc m Percentage change in price of bond = -MD × Change in Price iib = -2...66:1 e... 10 lac.onlyforbankers. 09994452442 .bankpromotionexams.5:1 w b.com. www.63 years.. 1.. 09994452442 ………………………………………………………………………………………………………………………………………………………………… c.bankpromotionexams.26 d........ om Salim purchased 8%. www..63 × (6% . 3 years bond of Rs.... net working capital = 50 d.. NOTA Ans ..com.. Calculate % change in the price of the bond when the decrease in YTM is 100 basis points from 6% to 5% and the duration is 2..in [email protected] Inventories = Rs 150000/- Current liabilities = Rs 100000/- w Total current assets = Rs 300000/- The quick ratio = ? w a.com...onlyforbankers.... 3:1 c... The YTM is assumed@ 6%........jaiibcaiibmocktest.com. 3. [email protected]%) = 2......in 397 Facebook Groups - JAIIB CAIIB STUDY MATERIALS / CAIIB DISCUSSION BANK PROMOTION EXAMS / ONLY FOR BANKERS [email protected] b.. ..com. Expand EMEs ... 2 lac c..bankpromotionexams........... Fixed Assets worth Rs 16 lac and current assets are Rs 25 lac....jaiibcaiibmocktest....... 1 lac es b. It reduces the risk for the lender as his funds get assured deployment for a long time. a....onlyforbankers....Inventory Now CA= (Cash + Debtor..bankpromotionexams...jaiibcaiibmocktest..... www.. term liabilities are Rs 10 lac....com.... Downwards Ans ....... Which of the following statements is not true for an infrastructure project? a....... No change ca d. oc m An increase in government expenditure or transfer payments will shift the IS curve .......etc ) = Rs 300000/- Here inventories = 150000/- CL = 100000/- Hence QR= 150000/100000 i....... www. To left c... To right iib b.... 3 lac d..in 398 Facebook Groups - JAIIB CAIIB STUDY MATERIALS / CAIIB DISCUSSION BANK PROMOTION EXAMS / ONLY FOR BANKERS murugan0501@gmail...................... Environmental Efficiency c.... A company has net worth of Rs 5 lac .......5:1 om ... www...... Emerging Market Economies w d..com.c ..... 09994452442 ...com..... It has long gestation period b.......... External Marketing Economics w b.com.. admin@jaiibcaiibmocktest.. admin@jaiibcaiibmocktest.. www..com......c working capital..... None of the above w Ans ..onlyforbankers..e 1.. Calculate it's net t. a.... ………………………………………………………………………………………………………………………………………………………………… www.......a iib ............a .. 4 lac kt Ans . There is no intangible assets or the non current assets... 09994452442 ………………………………………………………………………………………………………………………………………………………………… Here Quick asset = CA..com.....in murugan0501@gmail. www...com..ja a........ .......... 09994452442 ………………………………………………………………………………………………………………………………………………………………… c.. (i) Propensity............. sampling when there is wide variation between the groups but each group has small variation within itself............onlyforbankers... Very large values are averaged down and very small values are averaged up c.........onlyforbankers.....c ...... www. [email protected]... admin@jaiibcaiibmocktest.... Non-repayable bonds w Ans ......... Consol bonds w d. The implementation period is usually long Ans .... www.. kt The dispersion among sample means is... oc m a. (ii) Opportunity Cost.... Stratified Sampling ………………………………………………………………………………………………………………………………………………………………… www. www. a. Each sample is smaller than the population from which it is drawn b.. None of these ca Ans ....com....in murugan0501@gmail. Only (i) and (iii) c.com.... 09994452442 .. Simple Random Sampling b.b . iib A bond that has no maturity and pays a fixed coupon(or rate of interest) is called ...... Systematic Sampling c. Only (i) and (ii) t.... w Use ...... Long term bond ... (i)....... The debt equity ratio is normally high for an infrastructure project d.com................com....b ...in 399 Facebook Groups - JAIIB CAIIB STUDY MATERIALS / CAIIB DISCUSSION BANK PROMOTION EXAMS / ONLY FOR BANKERS murugan0501@gmail.... The sampled items are all drawn from the same population iib d.bankpromotionexams.........com........com............c b. Only (ii) and (iii) d.ja b.com.......jaiibcaiibmocktest.b .. a.. (iii) Sacrifice Cost a.................. the dispersion among the sampled items themselves because ..com..jaiibcaiibmocktest. www.......... om In economics 'Value of next best alternative foregone' is not called as .. Perpetual bonds c. (ii) and (iii) es Ans . www... ..com..... www...jaiibcaiibmocktest......... Only (i) and (ii) oc b...............Rs.....com............com......Rs. standard error of the statistics Ans . www... www.. Select the best option.. Market-clearing price w Ans .. om a....Rs...... 20000 4.........a es .... Only (ii) and (iii) d... 70000 5... (i).......com. (iii) family kt problems a. Export .com.ja d.. www.c d. Consumptions ....com.. ca The Equilibrium Price is also known as iib a............ 09994452442 ………………………………………………………………………………………………………………………………………………………………… d.jaiibcaiibmocktest..onlyforbankers.bankpromotionexams......... Gross investment .. 60000 6.... standard error of the mean b....Rs.Rs....com... Only (i) and (iii) m c..d .. 40000 3...... Optimum price c... (ii) lack of support from juniors....... admin@jaiibcaiibmocktest..... Taxes .............. Standard deviation of the distribution of the sample means is called .c .......in 400 Facebook Groups - JAIIB CAIIB STUDY MATERIALS / CAIIB DISCUSSION BANK PROMOTION EXAMS / ONLY FOR BANKERS murugan0501@gmail... (ii) and (iii) iib Ans .in murugan0501@gmail..... Work life balance is achieved due to .. admin@jaiibcaiibmocktest.. Cluster Sampling Ans ..... sampling distribution error c... Real price . 30000 2... 5000 ………………………………………………………………………………………………………………………………………………………………… www.... (i) added work load.. Market price b. Import .... w Go through the following data and answer the questions (all in Indian Rupees in Crores) w 1. www.Rs. standard error of the proportion t.onlyforbankers.. Govt spending . 09994452442 ..bankpromotionexams.d .com... (ii) being emotionally strong.... 1500 11.com..Total capital gains from overseas investment . www. (i) being self-Motivated.....bankpromotionexams.bankpromotionexams.com. Only (i) and (iii) c.c b.. 09994452442 ………………………………………………………………………………………………………………………………………………………………… 7. Compensation of employee ...... 1000 8..... iib Emotional intelligence refers to.com... 500 7. 500 om Calculate GNP a....... (ii) Informational.Rs....Rs.... 110000 d. 111000 es Ans ...... Rs.com.Net receivable from aboard 10.b .in 401 Facebook Groups - JAIIB CAIIB STUDY MATERIALS / CAIIB DISCUSSION BANK PROMOTION EXAMS / ONLY FOR BANKERS murugan0501@gmail. 101000 c...jaiibcaiibmocktest.com.com..... Which are among them ? (i) Emotional. Rs...... 100000 t. www....ja a... Only (i) and (ii) w b. Subsidies(on production and import) .onlyforbankers. 09994452442 .. www.Rs. Rs... Only (i) and (ii) ………………………………………………………………………………………………………………………………………………………………… www.jaiibcaiibmocktest. (ii) and (iii) w Ans . 500 9.... www.......com.... admin@jaiibcaiibmocktest. (i). (iii) being empathetic . Property Income . www.Imports) GDP = C+I+G+(X-M) m = 30000+40000+20000+(70000-60000) = 100000 iib GNP=GDP+NR(total capital gains from Overseas investment-income earned by foreign national domestically) ca = 100000 + (1500-500) = 101000 .......onlyforbankers.Rs.. Attitude can be classified into three basic components...RS...8.. (iii) Behavioural a.b kt Solution : oc GDP = Consumption + Gross investment + Government spending + (Exports ... Rs.. Only (ii) and (iii) w d.. [email protected] earned by foreign national domestically .9 ..in murugan0501@gmail.... Rs.. www. Only (i) and (iii) c. 300 Crores State provident fund .jaiibcaiibmocktest. Rs 4700 Crores c....onlyforbankers.Rs...jaiibcaiibmocktest. 09994452442 .Rs.. www.d ... 800 Crores es External assistance (Net) ... Rs 5100 Crores d...com....Rs.ja Solution : w Financing of Fiscal Deficit = Debt Receipt + Draw down cash balance w Now.in 402 Facebook Groups - JAIIB CAIIB STUDY MATERIALS / CAIIB DISCUSSION BANK PROMOTION EXAMS / ONLY FOR BANKERS [email protected]. Recoveries of loan and advance .in murugan0501@gmail.. 3000 Crores oc Net Tax Revenue ... om Given..c .. admin@jaiibcaiibmocktest.. 1000 Crores m Draw down cash balance .com.. Rs 5700 Crores iib Ans .. admin@jaiibcaiibmocktest.. 09994452442 ………………………………………………………………………………………………………………………………………………………………… b.Rs. www.. 800 Crores kt Securities issued against small savings .c Misc capital receipt . 300 Crores Recoveries of short term loans and advances from states and loans to govt servents .. 400 Crores Other receipts (Net) ...Rs... www.Rs.bankpromotionexams. 1200 Crores t.onlyforbankers.com. w Debt Receipt = Market Loans + Short Term Borrowings + External assistance(NET) + Securities issued against Small savings + State provident fund + other Receipts(Net) = 500 + 800 + 300 + 300 + 400 + 800 = 3100 Crores ………………………………………………………………………………………………………………………………………………………………… www. 600 Crores Market loans . www.com. Only (ii) and (iii) d..Rs. 600 Crores Total Non Tax Revenue . 2000 Crores Calculate Financing of Fiscal Deficit . (i)...Rs......bankpromotionexams.. (ii) and (iii) Ans . Rs 3100 Crores ca b...com.com.com. 500 Crores Short term borrowings .. iib a..Rs. let us calculate Debt receipt. ..com... 8.c ........ any of the above w Ans ..00% b......com. www.......... www.....com... Financing of Fiscal Deficit = Debt Receipt + Draw down cash balance = 3100 + 2000 = 5100 Crores ....... Rs 1000.. 13..... has a 12 year bond outstanding that makes 9..56 iib c. 11. www.... 09994452442 ………………………………………………………………………………………………………………………………………………………………… So. Rs 1200.. skill requirement can be identified and categorized as a group........ om You have the choice between investing in a corporate bond with a yield of 8% or a municipal bond.. www...... This is called as ...in 403 Facebook Groups - JAIIB CAIIB STUDY MATERIALS / CAIIB DISCUSSION BANK PROMOTION EXAMS / ONLY FOR BANKERS murugan0501@gmail.... job families c............in murugan0501@gmail... 5.......onlyforbankers. If your marginal tax rate is 28% .....5% annual coupon payments.....b kt .......c a.....56 ca Ans . oc ABC Inc........ what is the appropriate price of bond? m a.com. at each level.... Rs 762.....com.. ....... iib Under career path planning.....jaiibcaiibmocktest.jaiibcaiibmocktest..11 % es d....... You recently earned a 13% return on an investment during the preceding year....... If the inflation rate during that period is 8% what was your real return during that period? a.ja a.....com...onlyforbankers.. 69% Ans .. If the appropriate discount rate for such a bond is 7%... Rs 1198.... www.. 09994452442 .. [email protected] b...com. work cluster w d...bankpromotionexams.. admin@jaiibcaiibmocktest.... what should be the yield on the municipal bond in order to be competitive? t............com...bankpromotionexams...... task group w b... 5% ………………………………………………………………………………………………………………………………………………………………… www..........76 % c. the jobs which are comparable in terms of the knowledge...57 d.........b . ..........a kt .63 % c...... Adam Smith iib d. Amartya Sen....onlyforbankers...com. c..... 4.. a........ 16. None Ans . 12........ None Ans ...... is known for his concept of "Division of Labour" and "Time and motion studies"....ja b...65% es d.. w The job that are comparable in terms of the knowledge.... 09994452442 ..c ................ Job Efficacy b.. a. Robert Owen w d. Frederick Tailor c....jaiibcaiibmocktest....56% c....... Prof. www..bankpromotionexams.......in murugan0501@gmail............. Lionel Robbins b......in 404 Facebook Groups - JAIIB CAIIB STUDY MATERIALS / CAIIB DISCUSSION BANK PROMOTION EXAMS / ONLY FOR BANKERS [email protected].... oc Who is considered as the founder of the field of Microeconomics? m a. www.... Job Identification c.. iib ...... admin@jaiibcaiibmocktest.... Alfred Marshall ca Ans ...... admin@jaiibcaiibmocktest.. 09994452442 ………………………………………………………………………………………………………………………………………………………………… b....com......com.. 4..... www.25% b.jaiibcaiibmocktest............ Job Specification ………………………………………………………………………………………………………………………………………………………………… www..... www.. om You find that the yield on a 6 year bond is 12% while that of 4 year bond is 9%.........com... www.c a.....b .com. Eric Berne w Ans ....42% d...... skill required can be identified and categorized as a group are called ... What should be the yield on a 2 year bond beginning 4 from now? t.........b . 18..com...... Abraham Maslow .bankpromotionexams...com.... ............ The payment which the bond holder receives each year is known as coupon.. ... admin@jaiibcaiibmocktest... being Self-Regulated c.. www............ 65 oc c... (iii) potential appraisal is to understand the potential of the employee to contribute to growth of organization a.... iib b... being emotionally strong Ans ....jaiibcaiibmocktest...jaiibcaiibmocktest....... y+S).................. kt a..........d ......... At maturity.. the borrower (government or corporate) pays the bondholder the bond's face value or par value.... 09994452442 .. For bonds priced above its face value. being Sself-Motivated b..... www..ja d...in [email protected].. c.c w .. 90 Ans . being empathetic t.....onlyforbankers.. 75 m d...... Only (i) and (iii) c.com.d es .. (ii) performance appraisal is to know the future performance. www..b iib . the rate of return is the coupon rate....% confident interval means the value lies between (y-S... [email protected]. Pick up the odd one... w Ans ......... 09994452442 ………………………………………………………………………………………………………………………………………………………………… d.. www.. Only (ii) and (iii) ………………………………………………………………………………………………………………………………………………………………… www. Job Family Ans .com........ 50 b...com. A .c d......com....com............. Emotional intelligence is refers to....onlyforbankers....bankpromotionexams....com.. om a... w Which of the following statement is not correct? (i) performance appraisal and potential appraisal are the same system..in 405 Facebook Groups - JAIIB CAIIB STUDY MATERIALS / CAIIB DISCUSSION BANK PROMOTION EXAMS / ONLY FOR BANKERS murugan0501@gmail... The YTM is defined as the discount rate that makes the present value of the bond's payment equal to its price....... Only (i) and (ii) b.com.... www....... ca Which of the following sentences is incorrect? a. .. A government bond is a bond issued by Indian Government in Indian Rupees.. www.... Government bonds do not have any market risk...jaiibcaiibmocktest.... www.. 2........ www..... confidence level.... either higher or lower d... c... b..............73 years c. w Kumar invested in 10%.72 years Ans – b ………………………………………………………………………………………………………………………………………………………………… www... The expected market rate is 12%..jaiibcaiibmocktest.. a..c iib .......com.. t.com.... Always greater than the standard deviation of the population oc b....... 09994452442 .... admin@jaiibcaiibmocktest... higher iib b.b w ....37 years b......... 09994452442 ………………………………………………………………………………………………………………………………………………………………… d.....in 406 Facebook Groups - JAIIB CAIIB STUDY MATERIALS / CAIIB DISCUSSION BANK PROMOTION EXAMS / ONLY FOR BANKERS murugan0501@gmail.. None of these Ans ... they only have credit risk. you would get to a ... the standard deviation of the population m d.27 years d..... Bonds issued by a national government in foreign currencies are referred to as sovereign bonds.... admin@jaiibcaiibmocktest.... Select the incorrect statement: om a. lower c.....onlyforbankers.com... The standard error of the mean for a sample size of two or more is ...c d..... none of the above ..com......... Generally greater than the standard deviation of the population c. (i).....onlyforbankers..bankpromotionexams......com...in murugan0501@gmail.. www..com. 3........com......... 3-year bond of face value of Rs.bankpromotionexams... www..... kt a. What is the duration of the bond? w a.. Government bonds are issued for a tenure of 5-30 years.... 2............. 3...a . (ii) and (iii) Ans .... Usually..ja Ans .. 1000.com..... ca As you set tighter confidence interval. Ans – d es ..... . www.b .711787 ΣPV × t = 100 × 8.onlyforbankers.ja a........... www...288213 ÷ 0. Sampling without replacement d..123 om = 951......10714286 – 3 × 0.. Duration of the Bond = 2597.. lesser than b..... When compounding or discounting is done more frequently than annually..73 years kt .55 es So.jaiibcaiibmocktest...........c = 833...689988 – 2..bankpromotionexams.... we pick up one..361 = 462. ....12 + 1000} ÷ 1........ the nominal rate of interest. Probability Level iib d... equal to ………………………………………………………………………………………………………………………………………………………………… www.336 × (2................c w ... [email protected] = 0..in murugan0501@gmail....... [email protected].. None of the above ca Ans ..123 -1) ÷ 0. m a....33336 × *0. oc The probability that we associate with an interval estimate is called ... www... Simple random sampling w c. 09994452442 ………………………………………………………………………………………………………………………………………………………………… Explanation : Bond’s Duration = ΣPV×t ÷ ΣP Bond Price = (1/(1+R)^t)((coupon*((1+R)^t-1)/R)+Face Value) ΣP = {100 × (1. Estimate level b. This is called ..36 = 2597....bankpromotionexams.com... keep it away and then pick another from the remaining. www.. so a^t = 0..... a.. Confidence Level c.......com...com. 09994452442 ..711787] + 3000 × 0..com. www.. the effective discounting rate of interest is . None of the above w Ans ...in 407 Facebook Groups - JAIIB CAIIB STUDY MATERIALS / CAIIB DISCUSSION BANK PROMOTION EXAMS / ONLY FOR BANKERS [email protected] = 2...onlyforbankers..55 ÷ 951....com... iib In Random Sampling.....com.19 + 2135.com...com.....711787 t.jaiibcaiibmocktest... Sampling with replacement b..6 Here 1 ÷ 1...135361) + 2135...... ...... greater than d...com......... Personality development c...com........d kt ... it values and exploits the mental emotional and psychological differences between people.. www. Banks c..com.onlyforbankers.com..... Iron and steel w Ans ....ja b....... Return on bonds which are at a premium is greater than the current yield.... Select the incorrect statement: oc m a..... admin@jaiibcaiibmocktest... 09994452442 ..com. w It is the highest activity of life......... www.... c... Autonomy ………………………………………………………………………………………………………………………………………………………………… www.. 09994452442 ………………………………………………………………………………………………………………………………………………………………… c. Chemical and pharmaceutical w d... Isolation c..bankpromotionexams....in murugan0501@gmail........ It is called.in 408 Facebook Groups - JAIIB CAIIB STUDY MATERIALS / CAIIB DISCUSSION BANK PROMOTION EXAMS / ONLY FOR BANKERS murugan0501@gmail.. it creates new untapped alternatives..jaiibcaiibmocktest... Stagnation es d......... t...com. Inferiority Ans .. a.... face a capital loss over the life of the bond.bankpromotionexams.........onlyforbankers.. Initially he was working very hard and completing all the task or target on time and so that he can go up in the organization but due to some reason he was unable achieve his goal and developed feelings of low self-concept and low self-esteem.... b...com.. Guilt b......... either of b or c Ans ......... www........ www.......c ... admin@jaiibcaiibmocktest. Insurance ........c a........ www. A bond that is priced above its face value is said to sell at a premium....... Return on bonds which are at a discount is greater than the current yield..... iib d..com. Stress free work b.... ca Ans .c ....jaiibcaiibmocktest.. om Ram is working in xyz co.. iib Which of the following industries in India first used the term "Personnel Officer"? a.... Investors who buy a bond at a premium...c .. . Cross check from the balance sheet figure c.. Cross-check from the balance sheet figure iib Ans .... Isolation c.... Which of the following is not a method for detecting wrong mention of receivables in stock statement iib submitted by the borrower? a. a...... Stock audit m b..... Only (i) b..... www.com.com... 09994452442 . Guilt t.. www.. www... (ii) Leads to fall in purchasing power a.c ca ....com.......com.....in murugan0501@gmail.......... Synergy Ans . 09994452442 ………………………………………………………………………………………………………………………………………………………………… d.......jaiibcaiibmocktest. [email protected] 409 Facebook Groups - JAIIB CAIIB STUDY MATERIALS / CAIIB DISCUSSION BANK PROMOTION EXAMS / ONLY FOR BANKERS murugan0501@gmail........... Analysis of financial statements d... Analysis of financial statements ..... Inferiority es Ans . Receivables audit w d...bankpromotionexams..c b........a . w Which of the following statements is true about ‘Inflation?’ (i) A rise in the general level of prices...jaiibcaiibmocktest.............. Inspection of stocks c.onlyforbankers.. admin@jaiibcaiibmocktest....... Stagnation d. Only (ii) c.............com.... Either (i) or (ii) ………………………………………………………………………………………………………………………………………………………………… www..com..com.......... Inspection of books of account w Ans ... Initially he was working very hard and completing all the task or target on time om and so that he can go up in the organization but due to some reason he was unable achieve his goal and developed feelings of low self-concept and low self-esteem...d ..onlyforbankers.ja b................. www.d ...... It is called.... kt Which of the following is not a method for detecting wrong mention of inventory in a stock statement? oc a...... www.... Ram is working in xyz co.....com... ...onlyforbankers. www..... [email protected]... www.....c d........... www...in [email protected]. I am Ok.. He makes it a point to visit the prominent deposit customers w himself to deliver their deposit receipts. www...d es . 106130 . 106160 w Ans .... Both (i) and (ii) Ans ........ Which of the following is not a danger sign about the direction of business of the borrower? om a... None of the above Ans ....bankpromotionexams. you are OK b.... Expand N C C D kt a....for one year..ja d... He does not even take the "Relationship Manager" appointed for this purpose. Devolvement of L Cs........ National council on Credit and Debentures oc c......... I are OK......com...bankpromotionexams......jaiibcaiibmocktest.. A is the Branch Manager in ABC Bank....in 410 Facebook Groups - JAIIB CAIIB STUDY MATERIALS / CAIIB DISCUSSION BANK PROMOTION EXAMS / ONLY FOR BANKERS murugan0501@gmail...... National Council on Crime and Delinquency b...... 106090 c.a iib ..... Return of cheques or bills Ans .. w Mr....onlyforbankers..com. If interest is compounded on quarterly basis....... A believes that none of the new generation staff is good enough to deal with such tasks....com.com. Thomas Harris? a... Mr... www.. the amount payable shall be? iib a.. 100600 b. A as regards the "Relationship Manager" as per the "Theory of Life position" propounded by Dr..d .... [email protected]...... 09994452442 ....com.. 09994452442 ………………………………………………………………………………………………………………………………………………………………… d. Delays in submission of stock/receivables statements t..... invocation of Bank Guarantees b........ ca X invested Rs 100000 in bank FDR at 6%p....... What is the "Life position" taken by Mr.. National council on Commerce and deregulation m d.......c .. You are not OK ………………………………………………………………………………………………………………………………………………………………… www. Demand for higher limit c..... ...... 250 d. www. I am not OK.. om Quantity supplied of a product at Rs.com...com... Electricity w c..in [email protected] b.......d kt Solution : oc Price Elasticity of Supply = (% change in quantity supplied..........5 = ((x-200)/2)/(200/8) 1. I am not OK... you are not OK Ans .....com... www. / (% change in price) m 1.jaiibcaiibmocktest.. in the early stages of reform process.. 175 c.............. Resources c... 150 t...........jaiibcaiibmocktest.. admin@jaiibcaiibmocktest.... 10 per unit? a... .5....onlyforbankers. Manufacturing sector d.bankpromotionexams........com.onlyforbankers.... 275 es Ans . www.com.bankpromotionexams.. www....... you are not Ok d...com.........c w ...com.5 = ((x-200)*100/200)/((10-8)*100/8) 1.in 411 Facebook Groups - JAIIB CAIIB STUDY MATERIALS / CAIIB DISCUSSION BANK PROMOTION EXAMS / ONLY FOR BANKERS murugan0501@gmail.. what will be the quantity supplied at Rs..ja a.. None of the above w Ans .... iib Real Sector Policy means focus on . 09994452442 ...com.. Utility ………………………………………………………………………………………………………………………………………………………………… www. 8 per unit is 200 Units..... admin@jaiibcaiibmocktest.. 09994452442 ………………………………………………………………………………………………………………………………………………………………… c..... Mining and quarrying b..........b .5 = (x-200)/50 75 = x-200 ca x = 75+200 x = 275 . Ends refer to a.. Demand b....5 = ((x-200)/2)/25 iib 1.... If the price elasticity of supply is 1... www.. .. Pick up the odd one.. Wants Ans ..d .. [email protected] 412 Facebook Groups - JAIIB CAIIB STUDY MATERIALS / CAIIB DISCUSSION BANK PROMOTION EXAMS / ONLY FOR BANKERS [email protected].......... An investment at 10% interest rate compounded monthly is equal to an effective annual rate of ........... a........com.. kt a. adult c.. www...............b es ..1 = (1.in [email protected].... parent b.. both a and b Ans ...jaiibcaiibmocktest.... 10... being empathetic d..1 = (1+0........57 % m d.bankpromotionexams.com........ being emotionally strong w Ans ..1)*100 iib = 10...com..com.........ja Emotional intelligence is refers to.bankpromotionexams... www..com...........38 % b........ Which ego state collects information and processes it? om a... 10..... www....com... being Self-Regulated w c.....c d...... child t...onlyforbankers. 10.......10/12)^12 .....d ....47 % ......1047 .....68 % Ans – b iib Solution : ca Effective Interest Rate = (1+r/n)^n .47 % oc c....... www.. 10... ..com.... admin@jaiibcaiibmocktest. a heterogeneous workforce ………………………………………………………………………………………………………………………………………………………………… www.... w a. 09994452442 ………………………………………………………………………………………………………………………………………………………………… d.. www.... being self-Motivated b.... The human resources systems are largely designed by banks and other organizations for .... 09994452442 .jaiibcaiibmocktest... .jaiibcaiibmocktest. Out of six students only two can reach to the final................c .... D. 1/3 es d.... 4..com..c a...c kt . 1/2 c. 2/5 b..... a... 3.....32 w b......com. 8.. Law of upward-sloping demand b... B... a homogenous workforce c... oc Suppose a population with N = 144 has u(Mean)=24... om We have six students say A..onlyforbankers.... iib A quarterly repayments of loan carry an interest rate of 8 % per annum ..............bankpromotionexams.. according to their need Ans – b . What is the effective annual rate of interest ? ...jaiibcaiibmocktest... What is the mean of sampling distribution of the mean for samples of size of Rs 25 ? m a.....2 ca Ans ... 09994452442 ........... a diverse workforce d.......bankpromotionexams. www.... www. 2 iib c......... www.onlyforbankers.... 8........com... F participating in a quiz contest.56 c.8 d.........a ..... www.. 8.....com...24 w d...com.. admin@jaiibcaiibmocktest.............. Law of upward-diminishing demand ………………………………………………………………………………………………………………………………………………………………… www......... Market demand curve follows the ..in 413 Facebook Groups - JAIIB CAIIB STUDY MATERIALS / CAIIB DISCUSSION BANK PROMOTION EXAMS / ONLY FOR BANKERS murugan0501@gmail........... admin@jaiibcaiibmocktest. 1/4 Ans ..... C.com........ E. 09994452442 ………………………………………………………………………………………………………………………………………………………………… b....................76 w Ans . www. 8.. 24 b..com............. What is the probability of reaching to the final of each student? t.......in [email protected] a.... com....5%.c c....in murugan0501@gmail.... 5-year bond of face value of Rs.. Laissez-faire economy es Ans .... Law of downward-diminishing demand d.. kt On market equilibrium denotes which one is not to be there on equilibrium ? a... www.com..a w Explanation : w Bond’s Duration = ΣPV×T ÷ ΣP Bond Price = (1/(1+R)^t)((coupon*((1+R)^t-1)/R)+Face Value) ΣP = {12. Law of downward-sloping demand Ans . 2. 3.com...onlyforbankers..98 years b.5 × (1. The books are cleared of order oc b.........jaiibcaiibmocktest. The expected market rate is 15%. 100.com.. All supply and demand order are filled iib Ans .c ..... Capitalistic Economy b.bankpromotionexams.... 09994452442 .com. www.98 years d.......89 years ......ja c.... 09994452442 ………………………………………………………………………………………………………………………………………………………………… c......6196 ………………………………………………………………………………………………………………………………………………………………… www.com....... [email protected] + 100} ÷ 1. Socialistic Economy t..d .. www.com... d....com..c ..... What is the duration of the bond? iib a.. Prices will fall.. www...bankpromotionexams........ om India is a a...... 2..in 414 Facebook Groups - JAIIB CAIIB STUDY MATERIALS / CAIIB DISCUSSION BANK PROMOTION EXAMS / ONLY FOR BANKERS murugan0501@gmail......... 3........89 years w Ans .155 -1) ÷ 0..jaiibcaiibmocktest....onlyforbankers. Demanders and suppliers are satisfied m c.. Mixed Economy d... ca Gaurav invested in 12....155 = 91.. www.. admin@jaiibcaiibmocktest..... .com.in [email protected] ......... Rating agencies es b..... Macro Economics doesn't deal with.. oc m Which of the following is not an approach for assessment of credit risks.....ja Which of the following statements is true regarding Standardized approach? w a....bankpromotionexams........... None of the above kt Ans . laid down under Basel 2 Accord? iib a...com. approach d. ΣPV × T = 12. Advanced Internal Rating Based (I R b. Banking consultants d. www..... t. [email protected] years ....... .86956 and a^t = 0.com........497176 So.....onlyforbankers.....92 So........bankpromotionexams.com....... www.5 × 6.588 = 116...d ..... admin@jaiibcaiibmocktest. It has to be adopted by the all the banks by March 2010 w Ans ...in 415 Facebook Groups - JAIIB CAIIB STUDY MATERIALS / CAIIB DISCUSSION BANK PROMOTION EXAMS / ONLY FOR BANKERS murugan0501@gmail... Standardized approach b.....onlyforbankers. It has been adopted only the foreign banks operating in India.4588} + 248..502824 ÷ 0...588 = 364... a...13044 – 2. www. It has been adopted by the foreign banks operating in India and some of the Indian banks d...jaiibcaiibmocktest... www. 09994452442 ………………………………………………………………………………………………………………………………………………………………… Here a = 0...... GDP ………………………………………………………………………………………………………………………………………………………………… www. It has already been adopted by all the banks b....c For external credit rating..33046 + 248......com.. Experienced staff of the bank c.a . w c..com.............92 / 91. approach iib Ans .. 09994452442 .. Simplified Internal Rating Based (I R b... www... Duration of the Bond om = 364.........66636 × {0..6196 = 3. banks depend on: a............com.... Foundation Internal Rating Based (I R b... approach ca c.....com.........jaiibcaiibmocktest..... .... Which of the following approach does not acknowledge the existence of cultural distance and attempts iib to teach individual members about cultural differences through training. (ii) diversity sensitivity.. Only (i) and (ii) b........... 55094 ………………………………………………………………………………………………………………………………………………………………… www...a ca ... 350000 in 5 years.... Individual Firms d.. (iii) cultural audit ... Currency with the Public Demand Deposits....... A store of value over time d... www........... 55904 b. admin@jaiibcaiibmocktest....... (ii) and (iii) w Ans .in [email protected]. www..com.d ..bankpromotionexams.. kt Narrow Money consists of oc a........... Demand Deposits iib Ans ....onlyforbankers..in 416 Facebook Groups - JAIIB CAIIB STUDY MATERIALS / CAIIB DISCUSSION BANK PROMOTION EXAMS / ONLY FOR BANKERS murugan0501@gmail..... Pick up the odd one a.onlyforbankers. 'Other 'Deposits with the RBI m b...... `Other' Deposits c... Determine the annual savings required to purchase the earthmover if the return on investment is 12%. 09994452442 .... Price Indices Ans .. Time deposits....c b. Time Deposits...c .... www........ Only (ii) and (iii) d. admin@jaiibcaiibmocktest....... www..com.... A measure of value t.b w ..........com. www. om Money is anything which performs the following.com........ a.... Only (i) and (iii) w c.... Currency with the Public... Currency with the Public.........com.......com.......bankpromotionexams. A construction company plans to purchase a new earthmover for Rs. Demand Deposits.. Medium of exchange c...com. (i).... (i) diversity enlargement.jaiibcaiibmocktest..... Measure of prosperity es Ans .... 09994452442 ………………………………………………………………………………………………………………………………………………………………… b. Unemployment Rates c.....ja a..com....... 'Other' Deposits with the RBI d. ...bankpromotionexams.........com...com...bankpromotionexams..1] 350000 = P × (1. Insurance b.com.. www.. ............ Maintenance ca c.in 417 Facebook Groups - JAIIB CAIIB STUDY MATERIALS / CAIIB DISCUSSION BANK PROMOTION EXAMS / ONLY FOR BANKERS murugan0501@gmail... admin@jaiibcaiibmocktest... 09994452442 ........ Steel w Ans .12 kt 350000 = P × 6....com.. 09994452442 ………………………………………………………………………………………………………………………………………………………………… c..........com. Development iib Ans ..3528 P = 350000 / 6.. Banks w c......... www.. [email protected]. 350000 t..com.....com.......... 55049 Ans .125 – 1) ÷ 0...b Explanation : om Here. Credit d..... www...c ..... FV = Rs. Chemical and Pharmaceutical d.... www... Mentor ………………………………………………………………………………………………………………………………………………………………… www......3528 = 55094 oc . 55490 d.c .. Administration b.....jaiibcaiibmocktest...c T = 5 years R = 12% es FV = P / R * [(1+R)^T ...onlyforbankers..in murugan0501@gmail... Which is said to be the beginning stage of career? a........jaiibcaiibmocktest..ja Which of the following industries in India was the first to use the term "Personnel Officer"? w a... www... m Which is not a sub-system of HRM? iib a.... .............c . a..bankpromotionexams.com.. www.c b. 4 d...ja b..jaiibcaiibmocktest. 2 t...onlyforbankers............ SWIFT w Ans ..com. www...com.com.... 1525 c.... 20 d..... bank may take advantage of improved iib computer/communication network called .... admin@jaiibcaiibmocktest. 32 iib Ans -b ca ... In order to avoid the problem in delay in realization of bills..... what sum did he borrow? a.. 676 annually.. om According to Dalton.. ETF w d...... Apprentice c.. oc a..a. admin@jaiibcaiibmocktest. 09994452442 ………………………………………………………………………………………………………………………………………………………………… b........ 09994452442 ....jaiibcaiibmocktest. Sponsor Ans .. categories.bankpromotionexams..........in murugan0501@gmail..... Thomson and Price. w A man borrowed a certain sum of money & paid it back in 2 years in two equal installments....b .b .... and if he paid back Rs...com. 3 c........... kt Target for agricultural advances in case of foreign banks with 20 and more branches is....onlyforbankers... www.. 1275 ………………………………………………………………………………………………………………………………………………………………… www.... If the roi (compound) was 4% p..........com..... a. career roles are divided into ............. www..... SFMS c......... 1725 b.... 10 m b.......... Colleague d..com... 5 es Ans .com.. GUI ..... 18 c............... www.in 418 Facebook Groups - JAIIB CAIIB STUDY MATERIALS / CAIIB DISCUSSION BANK PROMOTION EXAMS / ONLY FOR BANKERS murugan0501@gmail. .....com.. iib Bank guarantee should normally have a maturity of more than ..in 419 Facebook Groups - JAIIB CAIIB STUDY MATERIALS / CAIIB DISCUSSION BANK PROMOTION EXAMS / ONLY FOR BANKERS [email protected] . w Turnover method of assessment should be applied for working capital limit of up to Rs .....1]/(1+R)^T es PV = 676 × (1.... 5 years . PV =? P = Rs. [email protected]. D S C R iib d.....com...... a.. 10 years c.......jaiibcaiibmocktest. www..com.... [email protected] × 1...042) = 1275 kt .com.bankpromotionexams...com............. www. D E R ca Ans ..jaiibcaiibmocktest.....b ..... www...... 09994452442 ....... oc Which of the following is ratio......... a.....com..04 PV = P / R * [(1+R)^T .... Five Crores ………………………………………………………………………………………………………………………………………………………………… www..ja b. 15 years w d.. One Crore b..... 09994452442 ………………………………………………………………………………………………………………………………………………………………… d.. T O L/T N W c...042 – 1) ÷ (0. Quick ratio b.onlyforbankers.. www...... www....... 1575 Ans ...c Explanation : om Here..com.. indicative of the repaying capacity of a borrower? m a.in [email protected] case of SSI units... 676 T = 2 years t.. 20 years w Ans .....c R = 4% = 0....... Two Crores c.. ..com.... ………………………………………………………………………………………………………………………………………………………………… www... RBI b. Only corporate..... kt a......ja Ans .. www..........c d... Any business entity Ans ............... w The total priority sector target for foreign banks.......in [email protected].. www..com.. www..... 09994452442 ………………………………………………………………………………………………………………………………………………………………… d... Only corporate and partnership firms c.com.com.. 32% c..........bankpromotionexams......... www. lakh.....com...... Only corporate b.c iib ..... Ten Crores Ans ...... 1 iib b........ 09994452442 ...... partnership firms and societies t...jaiibcaiibmocktest.......... admin@jaiibcaiibmocktest.. IRDA oc c.com.... [email protected] .... ca Regulated Interest rates by RBI.. 18% Ans . w a.....b w ... is .. Project loans can be given by the bank to om a.....onlyforbankers...... operating in India........ 5 ........ 40% d...com.. UCPDC 600 m d.......in 420 Facebook Groups - JAIIB CAIIB STUDY MATERIALS / CAIIB DISCUSSION BANK PROMOTION EXAMS / ONLY FOR BANKERS murugan0501@gmail. are applicable for credit limit up to Rs ...c ........... The conduct of LC business is governed by...... 2 c. AMFA Ans .......... 3 d. www... 20% b......bankpromotionexams...............com.. a..d es .. ... [email protected] iib .. www..bankpromotionexams.. M1 w b. None of these kt Ans ..........com..c Equilibrium Price is also called.in murugan0501@gmail.. M3 w d.... 6 b.. Economy as a whole d......bankpromotionexams...............d ..wealth definition Ans . Adam smith ..com... Optimum Price es b. t..com.in 421 Facebook Groups - JAIIB CAIIB STUDY MATERIALS / CAIIB DISCUSSION BANK PROMOTION EXAMS / ONLY FOR BANKERS murugan0501@gmail......... admin@jaiibcaiibmocktest...... a. then dependent variable for estimating line is a... 12 ………………………………………………………………………………………………………………………………………………………………… www.......jaiibcaiibmocktest.....onlyforbankers....... Individual entities c.jaiibcaiibmocktest..... Gross domestic product b. Alfred marshall ........ M4 w Ans .. www.. Alfred marshall .... www..... Market Clearing Price c. Lionel Robbions .. 09994452442 ………………………………………………………………………………………………………………………………………………………………… Microeconomics is concerned with the behaviour of a. None of the above om Ans ......welfare definition iib b............ .....wealth definition ca d..b ....ja a.... Broad money is indicated by... b = 2... independent variable = 5... Competitive Price d.com.. If a = 4...........Scarcity definition c..... a.......... 09994452442 .... oc m Which combination is wrong for definition of economics...com..com..b .... www..... M2 c.....onlyforbankers.com. www....... .......jaiibcaiibmocktest..ja d...com.onlyforbankers........... 2 lakh c.. to MSE units. ca Collateral is waived for loans up to Rs ...... www.. 5 lakh w Ans ... External Ans – c ………………………………………………………………………………………………………………………………………………………………… www...com........ 17 kt b...c Explanation : (1+12%)^6 = (1+9%)^4 × (1+r)^2 iib R = 18% . www...in murugan0501@gmail....... 09994452442 ………………………………………………………………………………………………………………………………………………………………… c... 19 d. iib a..... 1 lakh b....com........ Agricultural b...jaiibcaiibmocktest...c .. Industry c. b = 2 and independent variable = 5 Now Y = 4+2*5 = 4+10 = 14 t.... The yield on a 6-year bond is 12% while that of 4-year bond is 9%....onlyforbankers...................com.......d ...... 09994452442 . www.com..bankpromotionexams.... w Which sector is also called tertiary sector in India? w a.... admin@jaiibcaiibmocktest... What should be the yield on a 2-year es bond beginning from now? a.....com..bankpromotionexams.. 18 c. Services d. 18 Ans – c Solution : om The equation we have is Y = a+bx Here a = 4....... 3 lakh .com.....com.in 422 Facebook Groups - JAIIB CAIIB STUDY MATERIALS / CAIIB DISCUSSION BANK PROMOTION EXAMS / ONLY FOR BANKERS murugan0501@gmail. 14 d.......... admin@jaiibcaiibmocktest.. www... 20 oc m Ans .......... www. .......... none of these om Ans ...com........... indirect relationship between X & Y c... www..5 c.......... 0 to -2 d......com.jaiibcaiibmocktest.d .. of correlation is a. Lionel Robbions w c. 0 to -1 b....... direct relationship between X & Y es b..ja Who is considered as father of Modern Economics? w a.d . www.......... t.bankpromotionexams... [email protected].... None of these w Ans ...... www.. b or c kt Ans . inverse relationship between X & Y d.............com... [email protected] 423 Facebook Groups - JAIIB CAIIB STUDY MATERIALS / CAIIB DISCUSSION BANK PROMOTION EXAMS / ONLY FOR BANKERS murugan0501@gmail........ 09994452442 .... www. Adam Smith d. Only (i) and (ii) b........ oc m The role set conflicts take which of the following Inns ....bankpromotionexams. Money Market ………………………………………………………………………………………………………………………………………………………………… www. (iii) role erosion iib a.............c .... Only (i) and (iii) ca c....jaiibcaiibmocktest.. (i) role ambiguity..... Which of the following is the benchmark for pricing of securities in other markets? a....d . (ii) role overload..com.in murugan0501@gmail...... Only (ii) and (iii) d. 0 to – 0.... .... (i).... 09994452442 ………………………………………………………………………………………………………………………………………………………………… If the dependent variable increases with the independent variable then the coeff..c If sign of r is negative then it indicates a..... (ii) and (iii) iib Ans ............ Alfred Marshall b....... www...com.......com..com...onlyforbankers... c kt ..Secs Market c.. (ii) Personality is a sum total of all that a person has learnt...... (i)..in 424 Facebook Groups - JAIIB CAIIB STUDY MATERIALS / CAIIB DISCUSSION BANK PROMOTION EXAMS / ONLY FOR BANKERS [email protected]........ 75000 Cr ………………………………………………………………………………………………………………………………………………………………… www... maximizes b....... RBI b........com...com...com....bankpromotionexams..com.........onlyforbankers. www.in murugan0501@gmail. www.......com..........onlyforbankers.. Foreign Exchange Market d.... t..... Only (i) and (iii) w c.... XYZ Bank has : Total Advances .. om Credit guarantee for collateral free loans to MSE units is provided by Credit Guarantee Trust Fund administered by ... www.c a....com.Rs..jaiibcaiibmocktest...bankpromotionexams.....com......b .. G . (iii) We have an image of our own & our actions ..b ................... SIDBI es d......... oc The method of least squares finds the best fit line that _______ the error between observed & estimated points on the line m a.... admin@jaiibcaiibmocktest....... CCI (Controller of Capital Issues) Ans . www.... 80. iib Which of the following statements are true? (i) Caring boss displays a Nurturing Parent ego state.. Only (i) and (ii) b.000 Cr ANBC (Adjusted Net Bank Credit) .jaiibcaiibmocktest......... minimizes iib c..... Only (ii) and (iii) d... www.. b & c ca Ans ..... 09994452442 ...d ....... (ii) and (iii) w Ans ....... 09994452442 ………………………………………………………………………………………………………………………………………………………………… b....com.. reduces to zero d. As on end of previous financial year........ admin@jaiibcaiibmocktest. IDBI c. Capital Market Ans ..ja are consistent with that image w a... ....5000 Cr Weaker Section Advances ...com.. www. 13500 d.. admin@jaiibcaiibmocktest. www..... 09994452442 ………………………………………………………………………………………………………………………………………………………………… Agriculture Advances ..jaiibcaiibmocktest.... No such target for MSE iib Ans .. 14000 es Ans . 13000 t. ca What is the target for Weaker Section Advances in terms of amount? iib a... 30000 d.com..Rs......in [email protected] c. 9000 c...com....c ....com.com..onlyforbankers... 12500 b..com...... 9000 m c................ 22500 c.. 13500 Cr MSE Advances .... 10500 d. 37500 Ans – c ………………………………………………………………………………………………………………………………………………………………… www. 29000 Cr Answer the following based of the above information om What is the target for Agriculture Advances in terms of amount? a. 7500 oc b... www.bankpromotionexams.d . 10500 ....... www. 15000 b..jaiibcaiibmocktest...... 7500 b..........Rs..com.... kt What is the target for MSE Advances in terms of amount? a.......in 425 Facebook Groups - JAIIB CAIIB STUDY MATERIALS / CAIIB DISCUSSION BANK PROMOTION EXAMS / ONLY FOR BANKERS [email protected] d.. 12000 w Ans – a . 8500 Cr Total Priority Sector Advances .onlyforbankers.......com... w What is the target for Priority Sector Advances in terms of amount? w a.... 09994452442 ..Rs.bankpromotionexams.... www.. admin@jaiibcaiibmocktest... .c ADGP is issued by the bank not for .. t..com...bankpromotionexams.com.... www.. www........e 2 ..c oc ..... FRBM b. www.. TOT om Ans ..33 Ans .. (iii) Sale of capital goods es a.......... (i)..... 1. If the amount of depreciation is Rs 30000/..... a...a and PAT is Rs 270000/-.......com....65 iib d.com.p. [email protected] month....... 1.. 1.bankpromotionexams. 09994452442 ………………………………………………………………………………………………………………………………………………………………… Purchasing and selling government bonds by RBI in the secondary market is performed under . (iii) DPG a... Only (i) and (iii) c... www......... www. monthly average interest on TL is Rs 5000/-..onlyforbankers..com..com...75 b.... Only (ii) and (iii) kt d....... Only (i) and (ii) ………………………………………………………………………………………………………………………………………………………………… www... 09994452442 ..... OMO d..ja Let me Explain w Since DSCR = ( interest + PAT+ Depriciation) / ( interest + instalment of TL ) w Hence (5000×12 +270000+30000)/( 5000×12+10000×12) i... (ii) and (iii) Ans ... (i) Purchase of capital goods. Only (i) and (ii) b.... m The amount of term loan installment is Rs 10000/.... (ii) Purchase of goods.in 426 Facebook Groups - JAIIB CAIIB STUDY MATERIALS / CAIIB DISCUSSION BANK PROMOTION EXAMS / ONLY FOR BANKERS murugan0501@gmail... [email protected]. What would be the iib DSCR? ca a. MSS c.e 360000/18000 w i.......b ..........com..jaiibcaiibmocktest..in [email protected] .onlyforbankers..com.. 2 c. (ii) Debentures........ Which of the following are source of funds for meeting the cost of fixed assets by an enterprise? (i) Credit by supplier of assets.... ....com.....jaiibcaiibmocktest.5 c. 09994452442 ………………………………………………………………………………………………………………………………………………………………… b.c b.. Liquidity and money es Ans .... If the amount of depreciation is Rs 30000/...a ..in 427 Facebook Groups - JAIIB CAIIB STUDY MATERIALS / CAIIB DISCUSSION BANK PROMOTION EXAMS / ONLY FOR BANKERS [email protected] w .. Work w Ans . 1 b..a ca .... Only (i) and (iii) c... w The amount of term loan instalment is Rs 15000/.....com.b . m b.. (ii) and (iii) Ans ......... Law of equimarginal utility iib Ans .. [email protected].. Task ..... Liquidity and Money Model d........... kt I S curve is derived from oc a..... 2 ………………………………………………………………………………………………………………………………………………………………… www............. 1. 09994452442 .....com.per month...... This emphasizes on the pattern of (mutual) expectations.... www........in murugan0501@gmail.. www...... www. [email protected].. www...........bankpromotionexams.....onlyforbankers. Job b.com....... Liquidity preference and Money supply equilibrium c..... Only (ii) and (iii) d... Classical theory.bankpromotionexams....... www.. (i).. What would be the DSCR? a. iib a. Keynesian liquidity preference theory of interest c....jaiibcaiibmocktest.. Monthly average interest on TL is Rs 10000/-.com....a and PAT is Rs 300000/-.................. Role d.com... Law of diminishing marginal utility d..com......p..... om LM stands for a. Liquidity Model t.....ja c... .. 2..........com...com.etc ) = Rs.. 3:1 ca Ans .a Let me Explain iib Since Quick ratio = Quick asset / CL Here Quick asset = CA ..... 100000 Debtors = Rs.5 . www.. Rs 3 lac b..... 200000 Inventories = Rs...Inventory . admin@jaiibcaiibmocktest... admin@jaiibcaiibmocktest..... 2:1 iib d....onlyforbankers. 200000 Total current assets = Rs.. 300000 kt Current liabilities = Rs.. www..300000 = Rs....jaiibcaiibmocktest..ja Now CA= (Cash + Debtor. es Cash = Rs.5:1 c.... 300000 CL = Rs...com......com. 2.onlyforbankers.....5:1 b.... Quick Assets = 600000 .com....com... 1.in murugan0501@gmail.. 09994452442 ..5:1 w .com........ Current ratio of a unit is 3:1 and quick ratio is 1:1.in 428 Facebook Groups - JAIIB CAIIB STUDY MATERIALS / CAIIB DISCUSSION BANK PROMOTION EXAMS / ONLY FOR BANKERS murugan0501@gmail.... The level of current assets is Rs 15 lac. 200000 w Hence QR = 300000/200000 i.. Rs 5 lac ………………………………………………………………………………………………………………………………………………………………… www.c = 1. www.jaiibcaiibmocktest. 600000 The quick ratio = ? oc m a... www........e 1. 09994452442 ………………………………………………………………………………………………………………………………………………………………… d. www. 600000 Here inventories = 300000/- w So..com.5 Ans .bankpromotionexams... What is the amount of quick asset? a.bankpromotionexams.....c Let me Explain om Since DSCR = (interest + PAT + Depriciation) / ( interest + instalment of TL ) = (10000×12 + 300000 + 30000)/(10000×12 + 15000×12) = (120000 + 330000) / (120000 + 180000) = 450000/300000 t. b Let me Explain om Since CR = CA: CL CR= CA:CL = 3:1 i.. There are three fundamental problems of an economy..onlyforbankers..... command economy d.. w It is a process by which the management finds how effective it has been in hiring and placing the employees.. [email protected].................. Rs 9 lac Ans ...com.........d ca ........ja b.The third problem is: a......... 09994452442 ………………………………………………………………………………………………………………………………………………………………… c.. Two of these are 'what to produce' and 'how to iib produce'.... www.... 09994452442 . Reference check c....... 15:CL= 3:1 t.. capitalistic economy c.....in murugan0501@gmail. for whom to produce .... www.. www...com...jaiibcaiibmocktest. either (a) or (c) w Ans ....com. www............com......in 429 Facebook Groups - JAIIB CAIIB STUDY MATERIALS / CAIIB DISCUSSION BANK PROMOTION EXAMS / ONLY FOR BANKERS murugan0501@gmail. kt A form of economy in which decisions regarding production and consumption are taken by individuals and firms is called: oc a.com...com... Rs 7 lac d. www.. marketing economy m b........e.bankpromotionexams......... admin@jaiibcaiibmocktest.. Interview b... Performance appraisal ………………………………………………………………………………………………………………………………………………………………… www.com...com..d . either(a) or (b) iib Ans ..bankpromotionexams.. a.. choice between producing consumer good and capital goods c..e CL = 5 lac Now QR= 1:1 Since QR= Quick asset/CL ( here quick asset is CA-Inventory ) es Hence QA= CL ~ 5 lac ..c i..onlyforbankers... distribution of income between factors of production w d...... Who is the author of the book 'General Theory of Employment....bankpromotionexams.. Through psychoanalytical studies c...... 09994452442 . J...com.........in 430 Facebook Groups - JAIIB CAIIB STUDY MATERIALS / CAIIB DISCUSSION BANK PROMOTION EXAMS / ONLY FOR BANKERS murugan0501@gmail....... forgetfulness..bankpromotionexams. with banks and post offices oc c.com.. Alfred Marshall c... www.... www. Money supply refer to the amount of money: kt a. is a tool to increase “Self Awareness”.............d iib .com. Adam Smith b..com. ca ........ www.... [email protected].. tardiness. alcoholism and drug abuse can be analysed through.......... Improving analytical ability iib b. w a... Through Trait theory b... in circulation in the economy Ans ..com... [email protected] Ans ... Jointing Social circles / groups c.c w .com. a....... Through Social learing theory Ans – b ………………………………………………………………………………………………………………………………………………………………… www......... 360 degree appraisal Ans . All of the above .. Amartya Sen t........... with the banks b.......com.......onlyforbankers..... 09994452442 ………………………………………………………………………………………………………………………………………………………………… d... www....... Johari window d..jaiibcaiibmocktest..................Keynes Ans ........... Through self concept theory d. sabotage........ Interest and Money'? om a....jaiibcaiibmocktest.c d. absenteeism. w To control employee behavior at work place as daydreaming........... with banks post offices and primary dealers m d.d es .....M... Prof.. www...in [email protected] .. ....bankpromotionexams. When changes in goods own price affect the quantity supplied....... Must have an applicant and a beneficiary b.. www... Shifts in Supply means . Both a... admin@jaiibcaiibmocktest................... www..c iib .in [email protected] .c Who gave wealth theory of economics? a.... None of these w Ans .... w d...com..... Adam smith d.com.. The long term uses are Rs 11 lacs and current ratio 1...com..bankpromotionexams..com............ c.... 09994452442 ………………………………………………………………………………………………………………………………………………………………… Mandatory feature of a Letter of Credit .. GDP deflator And . None of these kt Ans ....jaiibcaiibmocktest..onlyforbankers...... a.........com...5:1.... Alfred marshall es b.......... t...ja a..... The balance sheet of a firm has shown total asset of Rs 20 lacs...... oc m In India which is a official inflation index used for policy decisions....... 09994452442 ..... [email protected]. Should have an advising bank and a confirming bank c....... w b.. When changes in factors other than goods own price affect the quantity supplied.jaiibcaiibmocktest.....a .. Lionel Robbions c. www..... a.. and b... Should be confirmed to be operative d. Wholesale price index ca d....... www.. Consumer price index c. Food inflation index iib b...in 431 Facebook Groups - JAIIB CAIIB STUDY MATERIALS / CAIIB DISCUSSION BANK PROMOTION EXAMS / ONLY FOR BANKERS murugan0501@gmail... Must be confirmed by the reimbursing bank om Ans ....... What is the amount of current liabilities ? a....com...... Rs 11 lacs ………………………………………………………………………………………………………………………………………………………………… www.a ..com.. www...... ..com...onlyforbankers..........1]/(1+R)^T ca So...onlyforbankers.. These are used to hedge credit risk to the bank ………………………………………………………………………………………………………………………………………………………………… www..jaiibcaiibmocktest.. www... Rs 6 lacs Ans .com...com.. 09994452442 ………………………………………………………………………………………………………………………………………………………………… b.com..0320 = 18597 iib .bankpromotionexams..... www.in 432 Facebook Groups - JAIIB CAIIB STUDY MATERIALS / CAIIB DISCUSSION BANK PROMOTION EXAMS / ONLY FOR BANKERS murugan0501@gmail.. PV = (1250 ÷ 0. 4 lacs w Ans .... m P = 1250 R = 12% quarterly = 3% p...in [email protected]...... creditors = Rs 2 lacs ..com... Mortgage of property = 50 lacs ............... Rs 9 lacs c. 3 lacs b. ... www.. Calculate the DP... www..com.....com.. 18795 c....a .... 18597 Ans ....... Stocks = Rs 6 lacs..03) * (1..com... [email protected] kt Explanation : oc Here.... Which of the following statements is not true regarding credit derivatives products? a..... admin@jaiibcaiibmocktest.. www. 18975 b.. 5 lacs w c.d ............. 1250 every quarter for 5 years @ 12% roi.... 2 lacs d........ Rs 7 lacs d.. 09994452442 .....0320 – 1) ÷ 1. 18579 es d. Sanctioned limit = Rs 3 lacs .. om A person wants to receive Rs.... How much he should invest now? t.c a. T = 5 yrs = 20 quarters iib PV = P / R * [(1+R)^T ..ja margin = 30%.. w a. It is result of many factors including....com.c .. Only (ii) and (iii) w d.....jaiibcaiibmocktest.....com. The protection seller can be another bank or any other organization d.. and profit after tax Rs 270000/-.per month and the monthly average interest on the account is Rs 5000/-........ 09994452442 ..... www...onlyforbankers.. www... Only (i) and (iii) c...5 kt Ans ........ admin@jaiibcaiibmocktest.. 09994452442 ………………………………………………………………………………………………………………………………………………………………… b..com....com....onlyforbankers........a ... (ii) psychological process...bankpromotionexams.. 1..d .. Credit appraisal ca Ans .. 2.5 b. www.....com.. (i) biological process...... 1.bankpromotionexams... om The amount of installment of a term loan is fixed at Rs 10000/. Migrating risk d.ja a. admin@jaiibcaiibmocktest. iib Human behaviour is a complex phenomenon... oc Credit rating is a system of: m a......com.... The protection buyer is the lending bank c..... Measuring risk b....a...com.... The credit asset is transferred in case of derivatives Ans .........in murugan0501@gmail........ (i). 2 d.......com.....jaiibcaiibmocktest.......... Rating the project b................. www...... Mitigating risk iib c.....d .c a...75 es c.....p........ Internal rating means - a.. www. (iii)social process ....... (ii) and (iii) w Ans .. If the amount of depreciation is Rs 30000/.. What is DSCR ? t... Only (i) and (ii) w b..in 433 Facebook Groups - JAIIB CAIIB STUDY MATERIALS / CAIIB DISCUSSION BANK PROMOTION EXAMS / ONLY FOR BANKERS murugan0501@gmail. Rating the promoters ………………………………………………………………………………………………………………………………………………………………… www... .in 434 Facebook Groups - JAIIB CAIIB STUDY MATERIALS / CAIIB DISCUSSION BANK PROMOTION EXAMS / ONLY FOR BANKERS murugan0501@gmail...... Weekly c...... None of these es Ans . Forth nightly d.. Recovery d... admin@jaiibcaiibmocktest.. Depression m c... www......... admin@jaiibcaiibmocktest.. kt In ..... 1981 w Ans .....jaiibcaiibmocktest. www..... 1991 ..........com. 09994452442 ………………………………………………………………………………………………………………………………………………………………… c.... None of the above Ans .ja d...........phase of business cycle.... w a........com... ca Economic Sector reforms were started in India in iib a......... Boom iib Ans .com.c c.........com. om Who is considered as father of Modern Economics? a.... w Indices for fuel group will be announced .........com..... 09994452442 . Monthly Ans – b ………………………………………………………………………………………………………………………………………………………………… www..... 1985 c....... Rating the risk for internal use d. 1983 b.....com..c .... Adam smith d.......onlyforbankers...bankpromotionexams.....d ...com............c . www..com..a .... Alfred marshall b...jaiibcaiibmocktest.. a.... Daily b.. Lionel Robbions t.......in murugan0501@gmail.... www....... unemployment will be widespread.onlyforbankers.bankpromotionexams........ Recession oc b....... www. .bankpromotionexams.... domestically produced final goods and services in an economy..com.bankpromotionexams.....onlyforbankers.. t......ja Which of the following factors do not fall in organizational factors so far the influence on behavior of an individual is concerned.......in 435 Facebook Groups - JAIIB CAIIB STUDY MATERIALS / CAIIB DISCUSSION BANK PROMOTION EXAMS / ONLY FOR BANKERS murugan0501@gmail. Only (i) and (iii) w c.........com. Closed kt d....com....... [email protected]. (iii) perception and w attitude w a......... Charles Babbage d.....jaiibcaiibmocktest. 09994452442 ………………………………………………………………………………………………………………………………………………………………… .......... www...c ..............C oc ........ was an early advocate of "Division of Labour". (i) reward and compensation system (ii) Sex and education. Only (ii) and (iii) d... www..... (ii) and (iii) Ans ... www... Dark Ans .....b ... Blind c... iib a....... . GDP deflator c...jaiibcaiibmocktest........... Abraham Maslow b.... Only (i) and (ii) b.com.. ………………………………………………………………………………………………………………………………………………………………… www......... Price index om d.. Peter F Drucker ca c... WPI b......onlyforbankers.com...... a...... (i)..... www...... Eric Berne iib Ans – c . admin@jaiibcaiibmocktest... is a measure of level of prices of all new.. m ......com.. www......c Which one in johari window concept of Luft and Ingham of self-awareness is also known as private? es a...... CPI Ans .... Arena b.. 09994452442 ..in [email protected]... . 09994452442 ………………………………………………………………………………………………………………………………………………………………… A sack contains 4 black balls 5 red balls..com.. France w c.....com.....com....com... w Pick odd man out w a......... 10/21 om d..com..... www... 12/21 b......c Solution : Out of 9.....jaiibcaiibmocktest..onlyforbankers..onlyforbankers... are expected to be drawn) es Hence sample space kt n(S) = 9c3 = 9!/(6!×3!) = 362880/4320 oc = 84 m Now out of 4 black ball 1 is expected to be drawn hence nb..... 9/20 c.......bankpromotionexams... 09994452442 ..ja ..in murugan0501@gmail. [email protected] 4×10/84 = 10/21 ..bankpromotionexams. ………………………………………………………………………………………………………………………………………………………………… www.com.com.jaiibcaiibmocktest.. www. Russia Ans .. = 4c1 iib =4 Same way out of 5 red balls 2 are expected be drawn hence ca n(R) = 5c2 = 5!/(3!×2!) = 120/12 iib = 10 Then P(B U R) = n(B)×n(R)/n(S) i..b ....... What is probability to draw 1 black ball and 2 red balls in one draw ? a........ admin@jaiibcaiibmocktest. Brazil b... www... www... www. India d. 3 (1 black & 2 red. 11/20 Ans – c t............in 436 Facebook Groups - JAIIB CAIIB STUDY MATERIALS / CAIIB DISCUSSION BANK PROMOTION EXAMS / ONLY FOR BANKERS [email protected].... ... www..jaiibcaiibmocktest.. 0...ja Now FV = 2000/0. [email protected]. www....... www...08×{(1+0... 576 c..c Explanation : Current value of console bond es = Coupon ÷ interest rate = 60 ÷ 0..124 d. 6120..........80 b.. oc Suppose you deposit 2000/.62 iib c.. 1... w What is the two year discounting factor at a discount rate of 10% per year ? w a..... 09994452442 ………………………………………………………………………………………………………………………………………………………………… Assume that you have a 6% Coupon console bond....com...........com...com..each year for the next three years into an account that pays 8%. 0. The original face value is Rs. a..... www. 6758..onlyforbankers.jaiibcaiibmocktest.c t...com..bankpromotionexams..... 676 Ans . [email protected] 437 Facebook Groups - JAIIB CAIIB STUDY MATERIALS / CAIIB DISCUSSION BANK PROMOTION EXAMS / ONLY FOR BANKERS murugan0501@gmail.... How much will you have in 3 years? m a. 667 kt ...com. 667 om d..... Find the current value of this bond..bankpromotionexams..in [email protected].. 6492.456 Ans – a ………………………………………………………………………………………………………………………………………………………………… www.52 ca Ans – a iib Solution : FV of annuity = A/r ×{(1+r)^n-1} .... www...80 w .e Rs 6492...826 b.com. 567 b.. 1.... 1000 and the interest rate is 9%... 6521 d.08)^3-1} i.. 09994452442 ..09 = Rs..212 c.....onlyforbankers. . t.com.8114/√(5) = 15......com.....1071 es b....10)^2 om = 1/ 1. www.21 = 0...onlyforbankers...50) Total Inputs (N) =5 iib First find Mean: ca Mean (xm) = (x1+x2+x3.. 7.com..+(xn-xm)2)) ... 7..... 09994452442 .in 438 Facebook Groups - JAIIB CAIIB STUDY MATERIALS / CAIIB DISCUSSION BANK PROMOTION EXAMS / ONLY FOR BANKERS [email protected] w Then Find Standard Error: Standard Error=SD / √(N) = 15...2361 = 7...... [email protected] d.....c Calculate Standard Error from the given data : X = 10.com. www..40......50 a.d oc Explanation : m Total Inputs (N) = (10....826 .. ………………………………………………………………………………………………………………………………………………………………… www..com.com...... 6..40...0711 kt Ans .... www. admin@jaiibcaiibmocktest..... 20. 6... www.0711 c..0711 ...in [email protected])/N Mean (xm) = 150/5 Mean (xm) = 30 iib Then find SD: SD = √(1/(N-1)*((x1-xm)2+(x2-xm)2+.ja = √(1/(5-1)((10-30)2+(20-30)2+(30-30)2+(40-30)2+(50-30)2)) = √(1/4((-20)2+(-10)2+(0)2+(10)2+(20)2)) w = √(1/4((400)+(100)+(0)+(100)+(400))) = √(250) w = 15..jaiibcaiibmocktest..bankpromotionexams...30. www.20.onlyforbankers...8114/2. 09994452442 ………………………………………………………………………………………………………………………………………………………………… Solution : The formula to solve the said sum is 1/(1+r)^t where r = discount rate and t = period Here r = 10 and t = 2 Discounting factor= 1/(1+0..bankpromotionexams....com..com.................jaiibcaiibmocktest....... . } / 0. 90.... t..... When the price of a commodity falls from Rs.10%. the quantity supplied falls by 20%. a...000 or paying Rs.. the standard deviation of the population d......... None of these om Ans .onlyforbankers..10 ×1... www. www. you will prefer taking loan... You have choice of buying the car cash down for Rs 400..c w ...... Consumer Level w c.. ......com.5) = { 90000×(1...com... 1..onlyforbankers.... Pay cash b...jaiibcaiibmocktest.......... What will be your choice.... Wholesale Level b... a... [email protected]. if the opportunity cost is 10% ? es a.... None of these w Ans .. iib PV(90000.com....... Always greater than the standard deviation of the population b.in [email protected] each year for the next 5 years will be.10^5-a.. Data insufficient to answer d.....com.. [email protected] a year for five years for the same car.... iib CPI measures prices at. www. Usually .jaiibcaiibmocktest.. None of these oc Ans – 2 m Here PV of Rs 90. 1 b.. 09994452442 ………………………………………………………………………………………………………………………………………………………………… The standard error of the mean for a sample size of two or more is .......com...... www. Calculate the price elasticity of supply.000 greater than the PV of Rs. 10 per unit to Rs... Take the auto loan kt c...ja a..bankpromotionexams.............. 90...c Suppose you start a rent-a-car business and want to buy an automobile..........in 439 Facebook Groups - JAIIB CAIIB STUDY MATERIALS / CAIIB DISCUSSION BANK PROMOTION EXAMS / ONLY FOR BANKERS [email protected]......... 9 per unit..5 ………………………………………………………………………………………………………………………………………………………………… www... 09994452442 .....000 for next 5 years (Rs.c ....... Generally greater than the standard deviation of the population c... Retail Level d... 34117a..1^5 = 341171 ca Now as the Cash down payment is 400. ..com. www. ..... Profit Ans . admin@jaiibcaiibmocktest. www.jaiibcaiibmocktest....b .... Depreciation c.... gross fiscal deficit and net interest payments iib b...jaiibcaiibmocktest........ www......c = 20/1*10 = 20/10 =2 es ..............bankpromotionexams.5 Ans ... Socialistic ecomomy b.... kt a..... www.d iib .. Laissez-faire economy Ans ......... ………………………………………………………………………………………………………………………………………………………………… www................ w a.. gross fiscal deficit and net lending d........com.. Wages b....... 2....bankpromotionexams..... 09994452442 ..........onlyforbankers... The economy in which the government does not interfere in economic decisions is called......... 2 d.. ca Net fiscal deficit is the difference between a.com..ja Ans . www..com.............com... Mixed economy oc c.........com..in 440 Facebook Groups - JAIIB CAIIB STUDY MATERIALS / CAIIB DISCUSSION BANK PROMOTION EXAMS / ONLY FOR BANKERS [email protected]...... w Consumption of fixed capital is synonym of ..onlyforbankers.....in murugan0501@gmail. admin@jaiibcaiibmocktest.. / (% change in price) = 20/(10-9)*100/10 t... gross fiscal deficit and interest payments c......... None of the above ....... 09994452442 ………………………………………………………………………………………………………………………………………………………………… c.. www..c w . Rent d...com... Market economy m d.com.....c Solution : om Price Elasticity of Supply = (% change in quantity supplied... com.ja Now P(E) = P(Black in first drawn) = 10/15 w Also given that the first ball is drawn i... w Hence P(E/F) = 9/14 Now by the multiplication rule of probability P(E n F) = P(E) × P(E/F) = 10/15 × 9/14 = 3/7 ....c Since out of 6.... F participating in a quiz contest.... C.. 1/3 om d.........b Solution : iib Let E and F denote respective events that first and second ball drawn are black..bankpromotionexams....... D....onlyforbankers. www. 2 balls are drawn from the bag one after other without oc replacement.. 6/7 ca Ans . What is the probability that both drawn are black ? m a.. admin@jaiibcaiibmocktest. kt An bag contains 10 black balls and 5 white balls... 1/2 b.. www. 1/6 Ans – c t.... www.. We have to find here P(E).... 2 can reach the final.. www.!×2! = 15 Here event of occurrence of probability of each student out of six (A B C D E F) = (AB AC AD AE AF) = n(E) es =5 Now P(E) = 5/15 = 1/3 .... 2/7 b..com. admin@jaiibcaiibmocktest.. Therefore the probability that the second ball drawn is black.... B..com..com.jaiibcaiibmocktest.....bankpromotionexams. Now there are 9 black balls and 5 white w balls left in the urn.... given that the ball first drawn is black nothing but conditional probability of F given that E has occurred already.....onlyforbankers.. ………………………………………………………………………………………………………………………………………………………………… www..jaiibcaiibmocktest. P(E/F) and P(E n F ) ... 09994452442 ...... Hence sample space is n(S) = 6 c2 = 6!/(6-b.com...... 3/7 c.... 4/7 iib d.... 2/3 c.. E.......e events E has occurred......com....in [email protected] 441 Facebook Groups - JAIIB CAIIB STUDY MATERIALS / CAIIB DISCUSSION BANK PROMOTION EXAMS / ONLY FOR BANKERS murugan0501@gmail.. 09994452442 ………………………………………………………………………………………………………………………………………………………………… We have six students say A.com.... What is the probability of reaching to the final of each student ? a... www.. Out of six students only two can reach to the final.com..... ..... admin@jaiibcaiibmocktest... 09994452442 ………………………………………………………………………………………………………………………………………………………………… People work for a variety of reasons i. there are a no.... What is the probability that marble drawn is white? a.....com.jaiibcaiibmocktest. At wdv method. The rate of depreciation is 10%.... ca P = 100000 R = 10% T = 5 yrs iib FV = P*(1-R)^T ...c Xyz purchased machinery of Rs. (ii) status. Only (ii) and (iii) om d.... 7 green marbels and 10 white marbles. which include ...onlyforbankers... amount of depreciation = 100000 – 65610 w = 34390 ..... 2/5 ………………………………………………………………………………………………………………………………………………………………… www.....com.........com.com... 33940 b.. www.com. what is the amount of depreciation for 4 years? es a.e.onlyforbankers.....com.com..jaiibcaiibmocktest...bankpromotionexams.bankpromotionexams. www. 34930 d.. A jar contains 3 red marbels.. (iii) work satisfaction..in 442 Facebook Groups - JAIIB CAIIB STUDY MATERIALS / CAIIB DISCUSSION BANK PROMOTION EXAMS / ONLY FOR BANKERS murugan0501@gmail. of factors that motivate a person to work.. 09994452442 .... t. 34390 kt c.. www...... (ii) and (iii) Ans ..B m Explanation : iib Here.1)^4 w = 65610 w So.d . admin@jaiibcaiibmocktest. self-growth a... (i)... (i) money and appreciation... Only (i) and (ii) b.....com.in murugan0501@gmail. www... 33490 oc Ans .... If a marble is drawn at random... FV = 100000*(1-0. 100000.. www... Only (i) and (iii) c......ja So... ......c White = 10 Hence total sample space is (3+7+10)= 20 Out of 20 one ball is drawn n(S) = {c(20....a . 3/8 d.... www. www..0083360 ÷ (1........ Calculate the amount of monthly iib payment? ca a.. He wants to pay it in monthly installments for 5 years..com.. 25000 immediately and another Rs....... 987 Ans .....07 = 41388. 09994452442 ………………………………………………………………………………………………………………………………………………………………… b. ………………………………………………………………………………………………………………………………………………………………… www.com..in 443 Facebook Groups - JAIIB CAIIB STUDY MATERIALS / CAIIB DISCUSSION BANK PROMOTION EXAMS / ONLY FOR BANKERS murugan0501@gmail..... www..07 w So.93 × 0.........ja Explanation : w Here.} = 20 es To find the probability of occurrence of one White marble out of 10 white ball n(R)={c(10.....00833 EMI = P * R * [(1+R)^T/(1+R)^T-1)] EMI = 41528.. 1/2 c... www.. = 10/1200 = 0.......com..00833 × 1.com..com.onlyforbankers.07 Now.0083324 = 16388. T = 5 × 12 = 60 months and R = 10% p.bankpromotionexams.onlyforbankers...... total amount = 25000 + 16388.. 10/13 Ans – 2 om Solution : Here Red = 3 Green = 7 t.. www.... m A person wants to borrow Rs.a..com.... w PV of 20000 for 2 years @ 10% = 20000 ÷ 1.com. 978 iib d......bankpromotionexams. 897 c.a. 09994452442 .jaiibcaiibmocktest..a.... [email protected]....... admin@jaiibcaiibmocktest. 20000 after a period of 2 years @ 10% interest.in murugan0501@gmail...} = 10 kt Hence P(R) = n(R)/n(S) = 10/20 = 1/2 oc ..0083360 – 1) = 879 .... 879 b.com.. .jaiibcaiibmocktest.... t. the quantity of pizzas supplied rises by 26%. recovery Ans .....com....85 Ans ..ja Ans . iib b..65 c.......... www...onlyforbankers............. 0...... www.. admin@jaiibcaiibmocktest. 2 b... ………………………………………………………………………………………………………………………………………………………………… www.. www...c . es a.. Inflation always has only negative effect on the economy............. 0. 4 d....... 09994452442 ………………………………………………………………………………………………………………………………………………………………… Factors of production used in the production are categorised into .......com.....com....75 kt d....... None of the above . boom b....com..... Calculate the price elasticity of supply...... 3 c..c When pizza prices rise 40%......... a..... www......b oc m Solution : Price Elasticity of Supply = (% change in quantity supplied.com..in 444 Facebook Groups - JAIIB CAIIB STUDY MATERIALS / CAIIB DISCUSSION BANK PROMOTION EXAMS / ONLY FOR BANKERS [email protected]. depression d.. 5 om Ans ..com. 0.in [email protected] iib ... categories. w Unemployment of men and materials is widespread during which phase of business cycle? w a.c ... / (% change in price) = 26/40 = 0....bankpromotionexams.. ca Which of the following statements about inflation is not correct? a....50 b.c w ...... 0... d.. Inflation leads to erosion in purchasing power of money c..........jaiibcaiibmocktest..com. recession c....com. www........... 09994452442 .... It is sustained increase in price level over a period.onlyforbankers.. admin@jaiibcaiibmocktest........... . 43295 om c..com... iib FV = (100000÷0.onlyforbankers. There is no intangible assets or the non current assets.com.com..com..a... a.com.com.. Fixed Assets worth Rs 16 lac and iib current assets are Rs 25 lac. Calculate the present value of the amount he is to receive..onlyforbankers..jaiibcaiibmocktest.05)^5 – 1} ÷ (1+0.b t.bankpromotionexams.bankpromotionexams. 2 lac w c...in 445 Facebook Groups - JAIIB CAIIB STUDY MATERIALS / CAIIB DISCUSSION BANK PROMOTION EXAMS / ONLY FOR BANKERS murugan0501@gmail. www... term liabilities are Rs 10 lac. P = 10000 kt R = 5% p... admin@jaiibcaiibmocktest.. T=5Y oc PV = P / R * [(1+R)^T .. www....ja a. www. . 43925 b. www. 10000. 3 lac d..a w Here Net worth = capital + reserve = 5 lac Since capital is a kind of liability hence liability = 5 lac Liabilities = 10+5 = 15 lac Assets= 16+25= 41 lac But as per balance sheet Total assets = Total liabilities Hence liabilities must be 41 lac also ………………………………………………………………………………………………………………………………………………………………… www. 09994452442 ………………………………………………………………………………………………………………………………………………………………… Mr x is to receive Rs.com. www. A company has net worth of Rs 5 lac . 49325 d..... 09994452442 .05) * {(1+0.... if the amount invested at end of each year: So. as interest on bonds by end of each year for 5 years @ 5% roi.com..in [email protected]. 49235 Ans .05)^5 = 43295 ca .c Explanation : es Here..1]/(1+R)^T m PV to be received. admin@jaiibcaiibmocktest.. 1 lac b......... 4 lac w Ans . Calculate it's net working capital. ....com.................... admin@jaiibcaiibmocktest..... . Rs. 09994452442 ………………………………………………………………………………………………………………………………………………………………… In 41 lac ( 41-15= 26 ) i. job families c.bankpromotionexams... www. www.. 5000 every year (at end of the year) for 10 years....05(1.. Raj decided to deposit Rs.......com.com......com.jaiibcaiibmocktest..... The value of a statistic tends towards the value of the population as size increases.......com........... Rs..... sufficient b.. at each level...com. Mr....... How much amt he will kt get if the interest rate of is 5% p......in murugan0501@gmail.. Rs... any of the above Ans .bankpromotionexams.. ………………………………………………………………………………………………………………………………………………………………… www. This is called as . www......... w skill requirement can be identified and categorized as a group..? a.......... the jobs which are comparable in terms of the knowledge..05)10-1 =62890 .62890 oc b....com...com...a.... task group w b.............62980 m c....jaiibcaiibmocktest... 09994452442 .... work cluster d... consistent c..onlyforbankers...ja Under career path planning... www. efficient t..b es ...........68920 d.........b . Rs.onlyforbankers..... w a.e 26 lac will be CL Hence NWC = CA-CL = 1 lac .c d.in 446 Facebook Groups - JAIIB CAIIB STUDY MATERIALS / CAIIB DISCUSSION BANK PROMOTION EXAMS / ONLY FOR BANKERS murugan0501@gmail... www... What is it said to be ? om a. [email protected] iib Ans: a ca Solution : Fv=a/r (1+r)n-1 iib =5000/. unbiased Ans ............ long term asset = current Assets w Hence....bankpromotionexams...... Rs 11 lacs iib b. 8 lac d. Calculate it's net working capital... 6 lac b.....com. the long term liability is 25 lac (15 + 10) Hence CL = 41 .. There is no intangible assets or the non current assets.11 = 9.com.5:1 Current ratio = Current Assets / Current Liabilities 1...com. [email protected]:1.com. www.. 15 lac.....in 447 Facebook Groups - JAIIB CAIIB STUDY MATERIALS / CAIIB DISCUSSION BANK PROMOTION EXAMS / ONLY FOR BANKERS murugan0501@gmail... iib The balance sheet of a firm has shown total asset of Rs 20 lacs. 9 lac Ans ...bankpromotionexams....... 09994452442 ………………………………………………………………………………………………………………………………………………………………… A company has net worth of Rs... Fixed Assets worth Rs. Rs 9 lacs c... term liabilities are Rs.... Rs 6 lacs .. ………………………………………………………………………………………………………………………………………………………………… www.. The long term uses are Rs 11 lacs and ca current ratio 1......... What is the amount of current liabilities ? a.. 16 lac and current assets are Rs..... Rs 7 lacs d..... 09994452442 ....d t.com.. www.... www. [email protected].... www.com.com..onlyforbankers.25 = 16 lac oc Now we have CA = 25 lac and CL = 16 lac m NWC = 25 . 25 lac..00 lac Current ratio 1.5:1 = 9 / Current liabilities Current liabilities = 9/1.. a..jaiibcaiibmocktest.in murugan0501@gmail..... 10 lac.16 = 9 lac ..5 = 6 lac ..jaiibcaiibmocktest..d w Solution: w Total Assets .ja Ans .c Total Assets = Total liabilities Total Assets = Fixed Assets + current assets es = 16 + 25 = 41 So total liabilites must be 41 lac kt Now out of 41 lac. 7 lac om c..... current assets = 20 ... www. www..... ………………………………………………………………………………………………………………………………………………………………… www.. Rs 7 lac iib d.com.b t. Rs 9 lac ca Ans ... [email protected] month and the monthly average interest on the account is Rs. 1..com..5 Ans ... and profit after tax Rs. www.. www...com........bankpromotionexams..c DSCR = (Interest + PAT + Depreciation + other non cash expenses) / (interest + instalment on TL) = (15000×12+600000+60000)/(15000×12+25000×12) es = 840000/480000 = 1.. 2.....75 .bankpromotionexams.......75 om c....5 b...onlyforbankers.jaiibcaiibmocktest.com.. Rs 5 lac c.com.... 600000/-....... 25000/.... 60000/. admin@jaiibcaiibmocktest... Rs 3 lac b. kt Current ratio of a unit is 3:1 and quick ratio is 1:1.....onlyforbankers. What is DSCR ? a..com.. 2 d.b Solution : iib CR = CA:CL CA:CL = 3:1 ....com...com... What is the amount of quick asset? oc m a. 09994452442 ………………………………………………………………………………………………………………………………………………………………… The amount of instalment of a term loan is fixed at Rs..... 09994452442 . The level of current assets is Rs 15 lac. If the amount of depreciation is Rs..jaiibcaiibmocktest. www...... 15000/-.in 448 Facebook Groups - JAIIB CAIIB STUDY MATERIALS / CAIIB DISCUSSION BANK PROMOTION EXAMS / ONLY FOR BANKERS murugan0501@gmail.. 1..ja 15:CL= 3:1 CL = 5 lac w Now QR= 1:1 w QR= Quick asset/CL Quick asset/CL = 1:1 w QA = CL = 5 lac ...p....in murugan0501@gmail. www..a. com... [email protected] Solution : w Quick ratio = Quick asset / CL w Here Quick asset = CA-Inventory Now CA = Rs.. 5...... 15......... 10.. 33 lac om d...a .... admin@jaiibcaiibmocktest.... 11 lac b.000 oc Debtors = Rs..00.com. 44 lac Ans . Rs.in 449 Facebook Groups - JAIIB CAIIB STUDY MATERIALS / CAIIB DISCUSSION BANK PROMOTION EXAMS / ONLY FOR BANKERS [email protected] and inventories = Rs.000 w So.00. 25.bankpromotionexams....com.00..... www..onlyforbankers..... Rs...... www.00........ a.jaiibcaiibmocktest. 22 lac c. Rs.. Rs.com. 25 lac es Now since wc turn over ratio is 8 that means the total turn over will be 25 × 8 = 200 lac Then profit should be 200 × 11% = 22 lac kt .000 m Inventories = Rs.......... 25 lac and Current ratio is 3:1..00..5:1 3) 2:1 iib 4) 2.1000000 = 1500000 CL = 1500000 Hence Quick Ratio = 1500000/1500000 = 1:1 .. Cash = Rs.. 09994452442 ………………………………………………………………………………………………………………………………………………………………… Current Assets are Rs... www.000 Total current assets = Rs..00.c Solution : Current assets are Rs...000 Current liabilities = Rs..5:1 Ans ... ………………………………………………………………………………………………………………………………………………………………… www...com. 09994452442 . find the amount of net profit..bankpromotionexams... www.in murugan0501@gmail. 10. 25..b t..com.. 2.jaiibcaiibmocktest.. Quick asset = 2500000 .com..00. If Working capital turn over ratio is 8 and net profit to sales percent 11%. www.com..000 iib The quick ratio = ? ca 1) 1:1 2) 1. www.jaiibcaiibmocktest.com, www.bankpromotionexams.com, www.onlyforbankers.in 450 Facebook Groups - JAIIB CAIIB STUDY MATERIALS / CAIIB DISCUSSION BANK PROMOTION EXAMS / ONLY FOR BANKERS [email protected], [email protected], 09994452442 ………………………………………………………………………………………………………………………………………………………………… The balance sheet of a firm has shown total asset of Rs. 35 lacs. If the current ratio 2:1 and the long term uses are Rs. 20 lacs, What is the amount of current liabilities ? a. Rs. 6 lacs b. Rs. 7.5 lacs c. Rs. 9 lacs om d. Rs. 10.5 lacs Ans - b t.c Solution: Total Assets - long term asset = current Assets es Hence, current assets = 35 - 20 = 15 lac Current ratio 2:1 Current ratio = Current Assets / Current Liabilities kt 2:1 = 15 / Current liabilities Current liabilities = 15/2 = 7.5 lac oc m ............................................. Calculate the present value of 6 year bond with 9 per cent coupon rate with FV Rs. 1000/-. Current iib interest rate is 12 per cent. ca a. Rs.843.83 b. Rs.1025.57 c. Rs.876.66 iib d. Rs.768.68 Ans - c .ja Solution w FV = 1000 w Coupon Rate (CR) = 0.9% t = 6 year w R (YTM) = 0.12 Annual interest rate payable=1000*9%=90 Principal repayment at the end of 6 year = Rs. 1000 =90 (PVIFA, 12%,6 years)+1000(PVIF,12%, 6 Years) PVIFA= ((1+r)^t -1)/ r+ PVIF=1/(1+R)^t =90(1.12^6-1/0.12*(1.12)^6+1000(1/1.12^6) =90*1.97382-1/0.12*1.1.97382+1000(1/1.97382) ………………………………………………………………………………………………………………………………………………………………… www.jaiibcaiibmocktest.com, www.bankpromotionexams.com, www.onlyforbankers.in [email protected], [email protected], 09994452442 www.jaiibcaiibmocktest.com, www.bankpromotionexams.com, www.onlyforbankers.in 451 Facebook Groups - JAIIB CAIIB STUDY MATERIALS / CAIIB DISCUSSION BANK PROMOTION EXAMS / ONLY FOR BANKERS [email protected], [email protected], 09994452442 ………………………………………………………………………………………………………………………………………………………………… =90*0.97382/0.12*1.97382+1000*0.0.50663 =90*0.97382/0.23685+506.63 =90*4.11154+506.63 =370.03+506.63 =876.66 ............................................. om Working capital gap is not ...... (i) Current Assets less Current Liabilities, (ii) Current Assets less Current Liabilities other than Bank Borrowings, (iii) 75% of Current Assets t.c a. Only (i) and (ii) b. Only (i) and (iii) c. Only (ii) and (iii) es d. (i), (ii) and (iii) Ans - b kt ............................................. oc A company has Fixed Assets worth Rs. 20 lac and current assets are Rs. 60 lac, current liabilities are Rs. 40 lac. There is no intangible assets or the non current assets. Calculate it's net working capital. m a. 20 lac b. 30 lac iib c. 40 lac d. 60 lac ca Ans - a iib NWC = CA - CL we have CA = 60 lac and CL = 40 lac NWC = 60 - 40 .ja = 20 lac ............................................. w The amount of instalment of a term loan is fixed at Rs. 16000/- per month and the monthly average w interest on the account is Rs. 7500/-. If the amount of depreciation is Rs. 33000/- p.a. and profit after tax Rs. 300000/-. What is DSCR ? w a. 1.5 b. 1.75 c. 2 d. 2.5 Ans – a ………………………………………………………………………………………………………………………………………………………………… www.jaiibcaiibmocktest.com, www.bankpromotionexams.com, www.onlyforbankers.in [email protected], [email protected], 09994452442 www.jaiibcaiibmocktest.com, www.bankpromotionexams.com, www.onlyforbankers.in 452 Facebook Groups - JAIIB CAIIB STUDY MATERIALS / CAIIB DISCUSSION BANK PROMOTION EXAMS / ONLY FOR BANKERS [email protected], [email protected], 09994452442 ………………………………………………………………………………………………………………………………………………………………… DSCR = (Interest + PAT + Depreciation + other non cash expenses) / (interest + instalment on TL) = (7500×12+300000+33000)/(7500×12+16000×12) = 423000/282000 = 1.5 ............................................. om Current ratio of a unit is 2:1 and quick ratio is 1:1. The level of current assets is Rs. 20 lac. What is the amount of quick asset? a. Rs. 5 lac t.c b. Rs. 10 lac c. Rs. 15 lac d. Rs. 20 lac es Ans - b kt Solution : CR = CA:CL oc CA:CL = 2:1 m 20:CL= 2:1 CL = 10 lac iib Now QR = 1:1 QR = Quick asset/CL ca Quick asset/CL = 1:1 QA = CL = 10 lac iib ............................................. No loan related and ad-hoc service charges/inspection charges should be levied on priority sector loans .ja up to ...... w a. Rs. 10,000 b. Rs. 25,000 w c. Rs. 40,000 d. Rs. 50,000 w Ans - b ............................................. The priority target is mentioned as a percentage of ...... a. Adjusted Net Bank Credit (ANBC) ………………………………………………………………………………………………………………………………………………………………… www.jaiibcaiibmocktest.com, www.bankpromotionexams.com, www.onlyforbankers.in [email protected], [email protected], 09994452442 www.jaiibcaiibmocktest.com, www.bankpromotionexams.com, www.onlyforbankers.in 453 Facebook Groups - JAIIB CAIIB STUDY MATERIALS / CAIIB DISCUSSION BANK PROMOTION EXAMS / ONLY FOR BANKERS [email protected], [email protected], 09994452442 ………………………………………………………………………………………………………………………………………………………………… b. Credit Equivalent Amount of Off-Balance Sheet Exposure (OBE) c. Whichever is higher as on March 31 of the previous year d. None of the above Ans - c ............................................. om The overall priority sector target foreign banks is ...... a. 20% t.c b. 32% c. 40% d. 50% es Ans - c ............................................. kt Foreign banks with less than 20 branches have to achieve the priority sector target of 40% in a phased manner but within ...... oc m a. 2018 b. 2019 c. 2020 iib d. 2021 ca Ans - c ............................................. iib Bank loans up to a limit of Rs.5 crore per borrower for building social infrastructure will be eligible for categorization as priority sector for following activities ...... (i) health care facilities, (ii) drinking water facilities, (iii) sanitation facilities .ja a. Only (i) and (ii) w b. Only (i) and (iii) c. Only (ii) and (iii) w d. (i), (ii) and (iii) w Ans - d ............................................. NNP for a given year can be defined as ...... a. Market value of final goods only b. The market value of all final goods and services ………………………………………………………………………………………………………………………………………………………………… www.jaiibcaiibmocktest.com, www.bankpromotionexams.com, www.onlyforbankers.in [email protected], [email protected], 09994452442 www.jaiibcaiibmocktest.com, www.bankpromotionexams.com, www.onlyforbankers.in 454 Facebook Groups - JAIIB CAIIB STUDY MATERIALS / CAIIB DISCUSSION BANK PROMOTION EXAMS / ONLY FOR BANKERS [email protected], [email protected], 09994452442 ………………………………………………………………………………………………………………………………………………………………… c. The market value of all final services only d. None of the above Ans - b ............................................. om Deficit Financing means ...... a. Government spends in excess of revenue and capital receipt to that budget deficit in incurred which is financed by borrowing from the RBI. t.c b. Difference in borrowing an internal and external resources c. Capital expenditure on items of public construction, public enterprises and public borrowings. d. None of the above es Ans - a ............................................. kt Temporary control of inflation can be effected by ...... oc a. Lowering Bank Rate m b. Purchasing of securities by RBI c. Restraint on the growth of money supply d. None of these iib Ans - c ca ............................................. Status symbol goods are ...... (i) Veblen goods, (ii) Exception to law of demand, (iii) Goods of conspicuous iib consumption a. Only (i) and (ii) .ja b. Only (i) and (iii) c. Only (ii) and (iii) w d. (i), (ii) and (iii) w Ans - d ............................................. w Which of the following is true about Straight bonds? (i) A straight (normal or with interest) bond is one where the purchaser pays a fixed amount of money (principal) to buy the bond, (ii) At regular periods, he/she receives an interest payment, called the coupon payment, (iii) The final interest payment and the principal are paid on date of maturity a. Only (i) and (ii) ………………………………………………………………………………………………………………………………………………………………… www.jaiibcaiibmocktest.com, www.bankpromotionexams.com, www.onlyforbankers.in [email protected], [email protected], 09994452442 www.jaiibcaiibmocktest.com, www.bankpromotionexams.com, www.onlyforbankers.in 455 Facebook Groups - JAIIB CAIIB STUDY MATERIALS / CAIIB DISCUSSION BANK PROMOTION EXAMS / ONLY FOR BANKERS [email protected], [email protected], 09994452442 ………………………………………………………………………………………………………………………………………………………………… b. Only (i) and (iii) c. Only (ii) and (iii) d. (i), (ii) and (iii) Ans - d ............................................. om Price - demand relationship in the case of Giffen goods is ...... a. Inverse t.c b. Direct c. Absent d. None of the above es Ans - b ............................................. kt The term "hyper-inflation" is used to denote ...... oc a. Creeping inflation m b. Step by step inflation c. A "Runaway" or "galloping" inflationary situation where the monetary unit becomes almost worthless d. None of these iib Ans - c ca ............................................. If the interest rate changes, from 8 per cent this year to 10 per cent next year. What is the Future value iib of Rupees 100 in 2 years? What is the Present Value of Rupees 100 to be received after 2 years? a. 81.48 .ja b. 81.84 c. 84.18 w d. 84.81 w Ans - c w Solution FV=PV(1+r)*(1+r) =100*1.08*1.10 =100*1.188 =118.80 PV=FV/(1+r)*(1+r) ………………………………………………………………………………………………………………………………………………………………… www.jaiibcaiibmocktest.com, www.bankpromotionexams.com, www.onlyforbankers.in [email protected], [email protected], 09994452442 www.jaiibcaiibmocktest.com, www.bankpromotionexams.com, www.onlyforbankers.in 456 Facebook Groups - JAIIB CAIIB STUDY MATERIALS / CAIIB DISCUSSION BANK PROMOTION EXAMS / ONLY FOR BANKERS [email protected], [email protected], 09994452442 ………………………………………………………………………………………………………………………………………………………………… =100/1.08*1.10 =100/1.188 =84.178 =84.18 ............................................. om Ups and downs in the economy due to trade cycles are called ...... a. cyclical variations b. seasonal variations t.c c. secular tends d. none of the above es Ans - a ............................................. kt Which one of the following is the indication of seasonal variation ...... a. improvement in techniques oc b. demand of woolen clothes in winter m c. purchase of books during the beginning of the academic sessions d. none of the above iib Ans - b ............................................. ca Bond holders are of the business (Bond issuer) ...... iib a. Creditors b. Share holders c. Partners .ja d. Owners w Ans - a ............................................. w Y = ? in series ...... w a. TxS+C+1 b. T-S+C-1 c. T-SxCx1 d. TxSxCx1 Ans – d ………………………………………………………………………………………………………………………………………………………………… www.jaiibcaiibmocktest.com, www.bankpromotionexams.com, www.onlyforbankers.in [email protected], [email protected], 09994452442 www.jaiibcaiibmocktest.com, www.bankpromotionexams.com, www.onlyforbankers.in 457 Facebook Groups - JAIIB CAIIB STUDY MATERIALS / CAIIB DISCUSSION BANK PROMOTION EXAMS / ONLY FOR BANKERS [email protected], [email protected], 09994452442 ………………………………………………………………………………………………………………………………………………………………… It the Coupon rate & the Discount rate (Market based) or the expected rates of return are same ...... a. The bond will be trading at par b. Bond will trade at a discount c. Bond will trade at a premium d. Coupon rate & discount rates have no connection with each other om Ans - a ............................................. t.c Whose work can be cited as the first instance of defining the perspective of adult learning in the 20th century? es a. Socrates b. Confucius c. Lindeman kt d. Aristotle Ans - c oc ............................................. m When the rate of inflation increases? iib a. purchasing power of money increases b. purchasing power of money decreases ca c. value of money increases d. amount of money in circulation decreases iib Ans - b ............................................. .ja State true or false 1. Each organization needs competent staff with the necessary qualifications, skills, knowledge, work experience and aptitude to perform work. 2. Manpower planning is also needed in w order to identify an organizations need to reduce its workforce. Select the correct option w a. 1 is True, 2 is False b. 1 is False,2 is True w c. 1 is True. 2 is True d. 1 is False,2 is False Ans - c ............................................. ………………………………………………………………………………………………………………………………………………………………… www.jaiibcaiibmocktest.com, www.bankpromotionexams.com, www.onlyforbankers.in [email protected], [email protected], 09994452442 www.jaiibcaiibmocktest.com, www.bankpromotionexams.com, www.onlyforbankers.in 458 Facebook Groups - JAIIB CAIIB STUDY MATERIALS / CAIIB DISCUSSION BANK PROMOTION EXAMS / ONLY FOR BANKERS [email protected], [email protected], 09994452442 ………………………………………………………………………………………………………………………………………………………………… In the 360 degree appraisal method, the appraisal of an employee is done by ...... (i) seniors, (ii) colleagues, (iii) subordinates a. Only (i) and (ii) b. Only (i) and (iii) c. Only (ii) and (iii) om d. (i), (ii) and (iii) Ans - d ............................................. t.c Macroeconomics deals with; es a. Gross domestic product b. Unemployment rate c. Price indices kt d. All the above Ans - d oc ............................................. m According to J.M.Keynes rate of interest and bond prices are ...... related iib a. Inversely b. Directly ca c. Parallely d. Horizontally iib Ans - a ............................................. .ja As per RBI latest guidelines, loans to cooperative societies of farmers for disposing of the produce of members upto Rs.... are covered under priority sector. w a. 25 Lakhs w b. 50 Lakhs c. 1 Crore w d. 5 Crores Ans - d ............................................. ………………………………………………………………………………………………………………………………………………………………… www.jaiibcaiibmocktest.com, www.bankpromotionexams.com, www.onlyforbankers.in [email protected], [email protected], 09994452442 www.jaiibcaiibmocktest.com, www.bankpromotionexams.com, www.onlyforbankers.in 459 Facebook Groups - JAIIB CAIIB STUDY MATERIALS / CAIIB DISCUSSION BANK PROMOTION EXAMS / ONLY FOR BANKERS [email protected], [email protected], 09994452442 ………………………………………………………………………………………………………………………………………………………………… Keynes explained interest in terms of a. Real forces b. Economic forces c. Monetary forces d. Social forces om Ans - c ............................................. t.c X wants to send his daughter to a management school after 5 years and will need onetime payment of charges amounting to Rs. 7 lac. At 12% roi, how much he should invest annually? es a. 111087 b. 110187 c. 118107 kt d. 118017 Ans - b oc m Explanation : Here, iib FV = 7 lac R = 12% p.a. ca T = 5 yrs FV = P / R * [(1+R)^T - 1] iib 700000 = P * (1.125 – 1) ÷ 0.12 700000 = P * 6.352847 .ja P = 110187 ............................................. w Industries & business enterprises whose turnover for the accounting period exceeds Rs.50 crore has to w submit segment-wise reporting as per ... w a. AS-3 b. AS-7 c. AS-17 d. AS-21 Ans - c ............................................. ………………………………………………………………………………………………………………………………………………………………… www.jaiibcaiibmocktest.com, www.bankpromotionexams.com, www.onlyforbankers.in [email protected], [email protected], 09994452442 . www..... www. es a......... 1 lakh b...2013 upto Rs.in 460 Facebook Groups - JAIIB CAIIB STUDY MATERIALS / CAIIB DISCUSSION BANK PROMOTION EXAMS / ONLY FOR BANKERS murugan0501@gmail....com....jaiibcaiibmocktest...com.....bankpromotionexams.......com. 09994452442 ......jaiibcaiibmocktest...in murugan0501@gmail. 50 Lakhs iib Ans ..................... (ii) living wages...bankpromotionexams.... 15 Lakhs c.. 25 Lakhs d... www... 10 lakhs Ans .c oc .. 2 lakhs w c.... 5 lakhs d....d ..04....com.. Only (i) and (ii) b..... m Advances against pledge/hypothecation of agricultural produce sanctioned to farmers on or after 01.. 10 Lakhs ca b. www. are covered under priority sector... ………………………………………………………………………………………………………………………………………………………………… www.c No penal interest should be charged to borrowers of loan under priority sector upto Rs.. ...... (ii) and (iii) Ans ..... 50000 Ans ....................com......com. 10000 b....... admin@jaiibcaiibmocktest....... t. 09994452442 ………………………………………………………………………………………………………………………………………………………………… The compensation should be adequate which takes into account the following ..... (iii) fair wages a.. iib a. 25000 kt d..........onlyforbankers...... 20000 c..... (i) minimum wages.. (i).com.d ..ja No collateral security is required for loan under MSME for manufacturing/production and providing or w rendering of services upto Rs.....C .. Only (i) and (iii) c.... w a. [email protected]. www...........com.. Only (ii) and (iii) om d... .. Accural concept om Ans .jaiibcaiibmocktest...com. AS-9 d....... Entity concept b.... 09994452442 . ...... Going Concern concept d.. www...... provisions for taxes w Ans .com......... Advance payments received b.... unclaimed dividend & dividends d....com........onlyforbankers.....com... www............ is known for his concept of "Division of Labour" and "Time and motion studies". Abraham Maslow ………………………………………………………………………………………………………………………………………………………………… www. www....... a.. Money Market concept c....com.. AS-1 b.......com..c . www. www...bankpromotionexams..... .....in 461 Facebook Groups - JAIIB CAIIB STUDY MATERIALS / CAIIB DISCUSSION BANK PROMOTION EXAMS / ONLY FOR BANKERS murugan0501@gmail.... 09994452442 ………………………………………………………………………………………………………………………………………………………………… Which one is not a Basic concept used in preparing of financial statements ? a..onlyforbankers. AS-3 ca c... current liability & provisions kt Ans ... Miscellaneous expenditure d...b ....................... Share capital es b. pre-paid expenses w c...... AS-17 iib Ans -b ....c Which one doesn't come under Liability ? a. oc m Which accounting standard makes it mandatory for some enterprises to prepare cash Flow Statement for the accounting period ? iib a.ja Which one doesn't come under Current liabilities ? w a....... [email protected].......... Reserve & surplus c........bankpromotionexams..b .com................. admin@jaiibcaiibmocktest.. t....com..in murugan0501@gmail...... .com................in [email protected].. www..... Only (i) b. quantity and prices are . Eric Berne Ans ... oc It is a process by which the management finds how effective it has been in hiring and placing the employees...... related..ja a. 360 degree appraisal ca Ans ..... Only (ii) ………………………………………………………………………………………………………………………………………………………………… www.....com.... Performance appraisal d........... Identity b... www. 09994452442 ..com. admin@jaiibcaiibmocktest............. Frederick Tailor c...jaiibcaiibmocktest.....in 462 Facebook Groups - JAIIB CAIIB STUDY MATERIALS / CAIIB DISCUSSION BANK PROMOTION EXAMS / ONLY FOR BANKERS murugan0501@gmail... Interview b.. Reference check iib c...bankpromotionexams.. Structure c. Risk es d..c . om The general feeling of fellowship that prevails in the workgroup atmosphere...c .. www.onlyforbankers. Out comes are than communicated to employees... www........ [email protected].... iib Which step comes after when the performance standards are communicated to the employees and the performance appraisal methods....com. c.com..... Performance level are compared with benchmark w b.......... (ii) Inversely a. (i) Directly............... .com..... 09994452442 ………………………………………………………………………………………………………………………………………………………………… b... Initiate corrective action w Ans .. m a.......... prevalence of information supporting cultural and social groups comes in which type of climate survey? t..b ..bankpromotionexams. Robert Owen d. Measure the performance of employee w d......c a....d kt ... www....... In demand curve.....jaiibcaiibmocktest...onlyforbankers... Warmth Ans ....... .... www....com. Neither (i) nor (ii) Ans .. Straight ranking method c...com.........bankpromotionexams.... Leniency or strictness tendency w Ans ....com.jaiibcaiibmocktest...com.in 463 Facebook Groups - JAIIB CAIIB STUDY MATERIALS / CAIIB DISCUSSION BANK PROMOTION EXAMS / ONLY FOR BANKERS murugan0501@gmail.. Halo effect w d........... 09994452442 .... 90000 Crores Demand deposit with banking system ..onlyforbankers.... 260000 Crores ………………………………………………………………………………………………………………………………………………………………… www..c ...11281 es Ans ......b ..............c ...........com. Grading method iib Ans . Either (i) or (ii) d....... Comparison method m b.......................Rs. Similar error tendency ........... w Given... admin@jaiibcaiibmocktest........ www........c c..Rs.jaiibcaiibmocktest... kt The oldest and simple method of performance appraisal where Relative position of each employee is assessed..10799 t.. 180000 Crores Time deposits with banking system .. om Z raised a house loan of Rs....bankpromotionexams..ja b.10 lac at 12% rate of interest repayable in 10 years...10987 d.. www........com..com... admin@jaiibcaiibmocktest....... It is a tendency to allow one trait or characteristic of an employee to influence the assessment. is called as? oc a... 220000 Crores Other deposit with RBI ... Currency with public .in [email protected] ca . www......onlyforbankers.Rs.. 09994452442 ………………………………………………………………………………………………………………………………………………………………… c.....Rs. www.. a.. it rate an iib employee either high or low. Calculate the EMI? a. Graphic or linear rating method d... Central tendency c.10654 b. .com.. 750000 Crores b........in murugan0501@gmail. www.jaiibcaiibmocktest.com..... www. Rs...com... 09994452442 ………………………………………………………………………………………………………………………………………………………………… Savings deposit of post office savings banks . M4 = M3+All deposit with post office savings bank excluding NSCs ca M4 = 750000+50000 M4 = 800000 Crores ........com... (ii) A store of value over time. a...onlyforbankers..com.Rs..... www..... 810000 Crores d.com... Statutory Liquidity Ratio ………………………………………………………………………………………………………………………………………………………………… www...com.. Only (i) and (ii) w b.. 60000 Crores All deposit with post office savings bank excluding NSCs . (i) A measure of value... Rs. Expand S L R a..in 464 Facebook Groups - JAIIB CAIIB STUDY MATERIALS / CAIIB DISCUSSION BANK PROMOTION EXAMS / ONLY FOR BANKERS [email protected] .com.b t.... [email protected] a... 800000 Crores om c. 870000 Crores Ans . iib Money is anything which performs ...jaiibcaiibmocktest... Rs.c Solution : M4 = M3+All deposit with post office savings bank excluding NSCs es M3 = M1+Time deposit with banking system M1 = currency with public + demand deposit with the banking system + other deposits with RBI M1 = 90000+180000+260000 kt M1 = 530000 So. 09994452442 .. (iii) Measure of prosperity . (i). Only (ii) and (iii) w d. 50000 Crores Calculate M4......... www.... Statutory Leverage Ratio b. www..... Only (i) and (iii) c..bankpromotionexams...... oc M3 = M1+Time deposit with banking system m M3 = 530000+220000 M3 = 750000 Crores iib So. [email protected]. (ii) and (iii) w Ans .... Rs..onlyforbankers..... .....d ....com....... none of the above Ans – d ………………………………………………………………………………………………………………………………………………………………… www. www.... 09994452442 . admin@jaiibcaiibmocktest.. Which is not one among them? a......onlyforbankers... Valence w Ans ...jaiibcaiibmocktest..onlyforbankers.com. Pay c.... Job security iib Ans .com..d ..bankpromotionexams.... Responsibility d..c c.in murugan0501@gmail... Statutory Liquidity Rate d....... Recognition oc b..... www............ Salary . Four t........... Static Liquidity Ratio Ans .bankpromotionexams................... kt Herzberg mentioned six motivational factors... ca The value a person assign to his desired reward is called.com......in 465 Facebook Groups - JAIIB CAIIB STUDY MATERIALS / CAIIB DISCUSSION BANK PROMOTION EXAMS / ONLY FOR BANKERS murugan0501@gmail... Advancement m c. www.....com....ja d.. om CSO classifies the Industrial Sector in to how many segments? a.... admin@jaiibcaiibmocktest.................. w In the relationship between height and educational qualification w a...... Perk b........... there is inverse relationship between the two d...jaiibcaiibmocktest.... the height is independent and education is dependent variable b.. iib a..... Six d...... Three b..... Two es Ans ..com. www.....b .........com. www...... 09994452442 ………………………………………………………………………………………………………………………………………………………………… c.. the height is dependent and education is independent variable c..a ...com. .ja When coding for odd number of periods....onlyforbankers. t................. none of the above w Ans ....jaiibcaiibmocktest. 400 Crores ………………………………………………………………………………………………………………………………………………………………… www..bankpromotionexams. subtract each value from the highest value w c... www.Rs.com....... subtract each value from the smallest value b... www.in murugan0501@gmail. Challenging job om d..... 3 ca c..onlyforbankers............... a...d ........ This assumption of tylor are based on ...........d ..... www.. discard highest and lowest values c.... Need for sequrity b....c oc .........com.. www.. none of the above Ans .....com.... 5 iib Ans . Corporation tax .. [email protected] 466 Facebook Groups - JAIIB CAIIB STUDY MATERIALS / CAIIB DISCUSSION BANK PROMOTION EXAMS / ONLY FOR BANKERS murugan0501@gmail.. Need for money Ans .......... . 09994452442 ………………………………………………………………………………………………………………………………………………………………… Tylor believed that workers would be motivated by “Rabble Hypothesis”.com... Social fulfillment c.... 2 b...jaiibcaiibmocktest.. 4 qtr......... data the first step in computing seasonal index is calculating es a.com.... 6 d. 4 qtr moving average b. 09994452442 ........c ....... m For a data of 8 half year periods the code for the 7th half is iib a. 500 Crores Income tax ...c In given Qrtly.... [email protected].. The following is done w a.com. Given. subtract each value from the middlemost term d......... www...............bankpromotionexams. Moving total kt d..com.. .bankpromotionexams.Rs.in [email protected]. 500 Crores t. www. 400 Crores Service tax .Rs. 900 Crores State Share . 200 Crores Interst receipt . www.Rs.onlyforbankers. 500 Crores om Devident & profit .bankpromotionexams.com. NTR=GTR-NCCD-State share iib Gross Tax revenue = Corporation Tax + Income tax + other tax & duties + customs + union excise duties + service Tax + taxes on union territories = 500+400+200+500+400+700+200 .com. 09994452442 .RS. let us calculate Total Non Tax Revenue. 200 Crores Other non tax revenue . www. Total Non Tax Revenue = Interest Receipt + Dividend & profit + External grants + other Non-Tax revenue + Receipt of union territories = 500+800+200+900+700 = 3100 Crores So.com.c Receipt of union territories .Rs.com. 200 Crores es calculate Total Revenue Receipt . ………………………………………………………………………………………………………………………………………………………………… www.Rs. www.in 467 Facebook Groups - JAIIB CAIIB STUDY MATERIALS / CAIIB DISCUSSION BANK PROMOTION EXAMS / ONLY FOR BANKERS murugan0501@gmail. 500 Crores Union exercise tax . Rs 5500 Crores d. 200 Crores Customs .onlyforbankers.ja = 2900 Crores w Net Tax Revenue = Gross tax revenue .com.state share = 2900-200-500 w = 2200 Crores w Now.. Rs 5300 Crores c. . [email protected]. www. [email protected]. a.Rs. Rs 5700 Crores oc m Ans .Rs. Rs 5100 Crores kt b.NCCD .jaiibcaiibmocktest.b Solution : iib Total Revenue Receipt = Net Tax Revenue + Total Non Tax Revenue ca Let us first calculate Net Tax Revenue. 700 Crores Trf to NCCD (National calamity Contingency fund. 800 Crores External grant . 09994452442 ………………………………………………………………………………………………………………………………………………………………… Other taxes and duties .Rs. 700 Crores Tax of union territories.com.com. 500 Crores Short term borrowings .... 600 Crores Market loans .c ..jaiibcaiibmocktest.... 800 Crores External assistance (Net) .......... (i) Law of downward-sloping demand (ii) Law of upward-sloping demand oc a........ kt Market Demand Curve obeys the .................Rs... www.... www.... By winning ever first gold medal for india he has full om filled his which needs .....com..............Rs. 09994452442 ………………………………………………………………………………………………………………………………………………………………… Total Revenue Receipt = Net Tax Revenue + Total Non Tax Revenue Total Revenue Receipt = 2200 + 3100 = 5300 Crores .... Secondary Sector .. Only (ii) c...in murugan0501@gmail.. Physiological needs b....com............Rs........c w .......... None of the above w Ans .......com.. Only (i) m b.. 09994452442 . [email protected]. 300 Crores ………………………………………………………………………………………………………………………………………………………………… www..bankpromotionexams.... Either (i) or (ii) d. Primary Sector b.Rs... www.in 468 Facebook Groups - JAIIB CAIIB STUDY MATERIALS / CAIIB DISCUSSION BANK PROMOTION EXAMS / ONLY FOR BANKERS murugan0501@gmail.. Self actualization needs es Ans .... Both (i) and (ii) iib Ans ...... Social needs t. Recoveries of loan and advance .... Self esteem needs d...com....ja c.....com.bankpromotionexams...c c..jaiibcaiibmocktest.. www. w Given............com.... a.onlyforbankers.com....... 1200 Crores Misc capital receipt .. admin@jaiibcaiibmocktest. Tertiary Sector d..a ca ..com.. www.. Service Sector is also called as iib a. Abhinav brindra won a gold medal in Olympics. .c a.. iib Non Debt Receipt = Recoveries of loan & advances (deduct recoveries of short term loans & advance from state and loans to govt servants) + Misc Capital receipts ca = 1200-600+600 = 1200 Crores iib Now..... Rs 5100 Crores Ans ... Rs 4300 Crores es d. 2000 Crores Calculate Capital Receipt . www.onlyforbankers.jaiibcaiibmocktest. 3000 Crores Net Tax Revenue ..com. 09994452442 ………………………………………………………………………………………………………………………………………………………………… State provident fund ...com.... a.com. Rs 3900 Crores c.in murugan0501@gmail. www.bankpromotionexams. 1000 Crores om Draw down cash balance . [email protected].. 1991 ………………………………………………………………………………………………………………………………………………………………… www. www.onlyforbankers.. 800 Crores Securities issued against small savings .ja against Small savings + State provident fund + other Receipts(Net) = 500 + 800 + 300 + 300 + 400 + 800 w = 3100 Crores w Capital Receipt = Non Debt Receipt + Debt Receipt = 1200 + 3100 w = 4300 Crores ....Rs. www. t... 1981 b... Debt Receipt = Market Loans + Short Term Borrowings + External assistance(NET) + Securities issued .com.bankpromotionexams..com...Rs..... Reforms were started in .Rs. www... 400 Crores Other receipts (Net) . [email protected]... 600 Crores Total Non Tax Revenue ...com.Rs.. 09994452442 ..in 469 Facebook Groups - JAIIB CAIIB STUDY MATERIALS / CAIIB DISCUSSION BANK PROMOTION EXAMS / ONLY FOR BANKERS [email protected] kt Solution : oc Capital Receipt = Non Debt Receipt + Debt Receipt m Let us first calculate Non Debt Receipt..... Rs 2700 Crores b.Rs..Rs. let us calculate Debt receipt.com.com... 300 Crores Recoveries of short term loans and advances from states and loans to govt servents . ... 09994452442 .com. secular trend b.jaiibcaiibmocktest........com..... a & b Ans – d ………………………………………………………………………………………………………………………………………………………………… www. admin@jaiibcaiibmocktest. 1971 d....onlyforbankers.... None of the above iib Ans .com....jaiibcaiibmocktest.... 09994452442 ………………………………………………………………………………………………………………………………………………………………… c......c c..onlyforbankers. Decreasing b...com.com............ Fiscal crisis and external payment crisis b... www... Increasing d......b ... www....c .....bankpromotionexams.......... Information Technology and Efficient Services d...ja d..in 470 Facebook Groups - JAIIB CAIIB STUDY MATERIALS / CAIIB DISCUSSION BANK PROMOTION EXAMS / ONLY FOR BANKERS murugan0501@gmail........ admin@jaiibcaiibmocktest....... www.. 1995 Ans ....com... a..... cyclical fluctuation c....b ......in murugan0501@gmail. ca Twin economic imbalances existed during 1990 are .. Information Technology and Electronic Services oc b.... seasonal variation d... kt Expand I T E S.. Constant t... Monetary and external payment crisis ... Information Technology and Enabled Services m c........ Nominal es Ans ...... www..... om The share of services in the national income from the last 10 years is a..a .bankpromotionexams.... www........com....... w A time series of annual data will contain which of the following components w a........ Fiscal and monetary crisis c..... iib a.......... None of the above w Ans .com......... 09994452442 .....com..Rs.Rs.com...in 471 Facebook Groups - JAIIB CAIIB STUDY MATERIALS / CAIIB DISCUSSION BANK PROMOTION EXAMS / ONLY FOR BANKERS murugan0501@gmail........... www. www... www.onlyforbankers....com.. www..com... www.onlyforbankers...Rs... not periodic c.Rs. (ii) and (iii) kt Ans .. Rs 5400 Crores Ans .com. w a. t. admin@jaiibcaiibmocktest.. oc m Given. Only (i) and (ii) es b.com.. a..d ………………………………………………………………………………………………………………………………………………………………… www....Rs.Rs..... Only (ii) and (iii) d. none of the above om Ans ...c . 500 Crores Recoveries of short term loans and advances from states and loans to govt servants .in murugan0501@gmail..... 400 Crores iib Other receipts (Net) .. 09994452442 ………………………………………………………………………………………………………………………………………………………………… The seasonal changes are always . (ii) optimism. periodic and regular d... Only (i) and (iii) c.c Which is the feature of prosperity ? (i) inflation. 300 Crores State provident fund ... Recoveries of loan and advance . Rs 4200 Crores c.. 1000 Crores External assistance (Net) .. 1500 Crores w Draw down cash balance .jaiibcaiibmocktest......Rs.....bankpromotionexams...jaiibcaiibmocktest. (i).. admin@jaiibcaiibmocktest..... Rs 3700 Crores b.Rs.... 500 Crores ca Short term borrowings .... 1000 Crores Securities issued against small savings ..d .. (iii) high profits a. Rs 4700 Crores d...... periodic but not regular b. 4000 Crores Net Tax Revenue ....com...Rs.. 2000 Crores iib Misc capital receipt .com.ja Total Non Tax Revenue . 800 Crores . 3000 Crores w Calculate Capital Receipt ..Rs...bankpromotionexams.. 500 Crores Market loans .Rs.Rs... ..d w Solution w Tangible Networth= Networth-inttengible assets Capital+reserve-(preliminary expeses+p&L debit balance) = 200+230-(80+30) = 430-110 = 320 . cash on hand Rs. 400.. advance tax paid Rs..... www......com... www..in 472 Facebook Groups - JAIIB CAIIB STUDY MATERIALS / CAIIB DISCUSSION BANK PROMOTION EXAMS / ONLY FOR BANKERS murugan0501@gmail. 09994452442 ... www. Advance from customers Rs. 300.com.. 100. ………………………………………………………………………………………………………………………………………………………………… www.. 350 d. Non Debt Receipt = Recoveries of loan & advances (duduct recoveries of short term loans & advance from state and loans to govt sarvants) + MISC Capital receipts om = 2000-800+500 = 1700 Crores Now. Rs.. 200. 20... Tangible Net worth of the firm iib a. Fixed Assets Rs....com. admin@jaiibcaiibmocktest. 20. Rs..com. 09994452442 ………………………………………………………………………………………………………………………………………………………………… Solution : Capital Receipt = Non Debt Receipt + Debt Receipt Let us first calculate Non Debt Receipt.... Rs.. 180.jaiibcaiibmocktest.. www. 230 Term Loan of Rs.c Debt Receipt = Market Loans + Short Term Borrowings + External assistance(NET) + Securities issued against Small savings + State provident fund + other Receipts(Net) = 500 + 1000 + 300 + 500 + 400 + 1000 es = 3700 Crores Capital Receipt = Non Debt Receipt + Debt Receipt kt = 1700 + 3700 = 5400 Crores .... 300.onlyforbankers.in [email protected]. Reserve Rs... Bank CC limit balance Rs.onlyforbankers. 40.bankpromotionexams.. 80.. on the basis of the above information: 01...... 30...com..com.... t.... ca Stock Rs. admin@jaiibcaiibmocktest. Preliminary expenses Rs... 400 and sundry creditor Rs. Debit balance of profit and loss account balance Rs... iib sundry creditor Rs... 200 .ja c.... let us calculate Debt receipt...com. www. 430 b..jaiibcaiibmocktest.. oc m Case Study A firm has Capital of Rs. Rs.com. 320 w Ans .. . 6 times w c.com. 1. the total outside liabilities to tangible netwoth ..... 1..com. 09994452442 ... admin@jaiibcaiibmocktest. 2000. 3 times d..33:1 d.jaiibcaiibmocktest. a..8:1 c..ja .bankpromotionexams. in the above problem.bankpromotionexams......... if the sales are Rs.... in the above problem. 1.. the current ration would be ... 2... oc a...37:1 om Ans ....com. 1... www. [email protected]:1 b. kt 03.in 473 Facebook Groups - JAIIB CAIIB STUDY MATERIALS / CAIIB DISCUSSION BANK PROMOTION EXAMS / ONLY FOR BANKERS [email protected] ca Solution iib Total outsiders liabilities/Tangible networth =720/320 =2.25:1 . 5 times b... stock turnover Ratio is ..onlyforbankers.. w 04. 2 times Ans . w a. 09994452442 ………………………………………………………………………………………………………………………………………………………………… 02.com.onlyforbankers..com... 1.c Current Ratio=Current Assets / Current Liabilities CA=(20+20+400+300)=740 CL=(40+100+400)=540 es = 740/540 = 1... www..in [email protected]:1 d....com.. www.... www.com...37:1 .. 2... www.28:1 c.d Solution t.25:1 iib Ans ..a Solution ………………………………………………………………………………………………………………………………………………………………… www.com. 1:1 m b.jaiibcaiibmocktest.... com.... 09994452442 ...Inflation c............ www.......Hyperinflation Ans . www.. admin@jaiibcaiibmocktest. the debt collection period and debit turnover ratio would be .onlyforbankers..........Central Bank is following an easy money policy d.. ………………………………………………………………………………………………………………………………………………………………… www.........Stagflation d.com.......2 oc Debtors Turnover Ratio = Net Credit Sales / Average Debtors.. a....................c d...... w a...bankpromotionexams. if the sales are Rs.Central Bank is following a tight money policy ..... 1 month and 12 times b.....b ...in [email protected] w .. www.. om a. 05...ja Ans .....com.... 1... www...b es Solution Debt Collection period = No.jaiibcaiibmocktest.. [email protected] Bank is no longer making loans to commercial banks c....in 474 Facebook Groups - JAIIB CAIIB STUDY MATERIALS / CAIIB DISCUSSION BANK PROMOTION EXAMS / ONLY FOR BANKERS murugan0501@gmail.. w Economic growth is usually coupled with ..jaiibcaiibmocktest... 3000...2 month and 10 times iib ..... 1.5 month and 8 times t. ca An increase in the Bank Rate generally indicates that the ...com.com..........com... 09994452442 ………………………………………………………………………………………………………………………………………………………………… Stock turn over ratio= Sales/stock =2000/400 =5 times ............market rate of interest is likely to fall iib b..com...Deflation b.. kt 12 month in year =12/10 = 1....onlyforbankers. www. days or months or Weeks in a year/Debt Turnover Ratio.....bankpromotionexams.... 2 month and 6 times Ans .... m =3000/300 =10 times 1...2 month and 10 times c..........com... .... Drop in demand c........ All the above Ans ..... drop in money supply om Ans ..jaiibcaiibmocktest.. oc m Which of the following is included in the money supply measure M4? a..com........onlyforbankers..... www............. Decrease in inflation c...onlyforbankers...... www..jaiibcaiibmocktest.......d ..ja a... Money in demand deposit c.... admin@jaiibcaiibmocktest......... low growth kt Ans .com.a ... a and b above w Ans ..........com. interest amount ill be low b..com. admin@jaiibcaiibmocktest. the loan given by the bank contains risk c...c ...d iib . Increase in inflation b. Currency with Public iib b.... www.... Interest amount does not depend on the nature of security ………………………………………………………………………………………………………………………………………………………………… www.bankpromotionexams................. t.com.... none of the above w d....bankpromotionexams...............c Which of the following is a cause of high inflation? a.com............. a. if the person uses fund from bank w b. 09994452442 .. For what reasons a person will required to pay interest to a bank? ... growth in money supply d. What will be the nature of the interest charged on a loan with weak security? a.. High money supply d.............. Money in time deposit ca d. www..com.. www.....in [email protected]............ 09994452442 ………………………………………………………………………………………………………………………………………………………………… What would an increase in demand for goods mean .in 475 Facebook Groups - JAIIB CAIIB STUDY MATERIALS / CAIIB DISCUSSION BANK PROMOTION EXAMS / ONLY FOR BANKERS murugan0501@gmail.... Good production capacity es b..... ...... None of the above w Ans ......... people behave in a thinking.onlyforbankers. Adam Smith es Ans ..... Unable to determine .. www......in murugan0501@gmail. interest amount will be high d..........in 476 Facebook Groups - JAIIB CAIIB STUDY MATERIALS / CAIIB DISCUSSION BANK PROMOTION EXAMS / ONLY FOR BANKERS murugan0501@gmail.. Parent ego state b.d ca .... A study is done to see if there is a linear relationship between the life expectancy of an individual and iib the year of birth. MSEM d.jaiibcaiibmocktest....c ...onlyforbankers.. factual.. www...... The year of birth is the . 09994452442 ………………………………………………………………………………………………………………………………………………………………… c....com.... om Name of the economist who proposed the theory of liquidity preference... rational........... Robbins c. www........com... Agricularal m b...jaiibcaiibmocktest. none of the above Ans . www.. Marshal t... w When the ..... a... 09994452442 .... Adult Ego State ………………………………………………………………………………………………………………………………………………………………… www. calculating..c b. [email protected].. kt Which sector is the highest growing sector in the Indian economy? oc a................................com.....com. [email protected]. Child ego state c. www....... Services iib Ans ... unemotional manner.. which suggested that speculative motive is one of the three motive for demand for money. is in control.bankpromotionexams. Industry c.....bankpromotionexams........ja b. Keynes d... independent variable w d....... dependent variable c.......c ....com..... a.....c .. a......com....... ..........com.... sector for lending kt a...... What percentages of the indian polulation is employed in the agriculturaal sector? om a.......com.. agricultyre m d................ 09994452442 ………………………………………………………………………………………………………………………………………………………………… d......com.. MSEs are included in the .....com... to the indian economy a.............. weaker oc c. 60% .bankpromotionexams...... www. [email protected] ......... www...... None of the Above Ans .... ca Agriculture sector contribute ..onlyforbankers..c es ............ www... 55 Ans .......jaiibcaiibmocktest..jaiibcaiibmocktest..... w which of the following is not an outcome of the process of privatization? w a. www.... converting public sector to private sector Ans ........ 50 c... moving away from democracy d. 25% iib b.....com.....com..... 17% c.......... ………………………………………………………………………………………………………………………………………………………………… www..........a iib . 40 b. opening of public sector to private bodies b........b w ...... www.... none of the above Ans ..... 09994452442 .bankpromotionexams....c ...onlyforbankers. admin@jaiibcaiibmocktest... entry of private firms in areas reserved for public sector c........c d......com.......... 52% d. 52 t.in [email protected] 477 Facebook Groups - JAIIB CAIIB STUDY MATERIALS / CAIIB DISCUSSION BANK PROMOTION EXAMS / ONLY FOR BANKERS murugan0501@gmail... priority b....ja Ans ....... Rs.8.. 500 7.com....com.. Rs.. Calculate GDP kt a. 120000 c.jaiibcaiibmocktest.Rs. Rs...Rs... Import .. 10000 7.onlyforbankers. Rs.......... 140000 .bankpromotionexams..Rs.......... 135000 d. 500 t. [email protected] capital gains from overseas investment ... 110000 b.. 125000 b.in 478 Facebook Groups - JAIIB CAIIB STUDY MATERIALS / CAIIB DISCUSSION BANK PROMOTION EXAMS / ONLY FOR BANKERS murugan0501@gmail... 130000 d. Subsidies(on production and import) ... 09994452442 ………………………………………………………………………………………………………………………………………………………………… Given..Rs...com.. 5000 1.. 130000 oc c.. Calculate GNP w a.d . www. Calculate GDP at cost factor a. www. 60000 6.. 15000 es 11.Rs... 140000 Ans .ja Ans .Rs. 50000 2...Rs.......Income earned by foreign national domestically . Rs.RS... Compensation of employee .. www. Rs. 5000 8.. 130000 c.. ………………………………………………………………………………………………………………………………………………………………… www..c w ..com.. 40000 3...onlyforbankers....9 ...Rs.. w 3.bankpromotionexams..... Property Income .... www.. Rs. Indirect Taxes . 1. Rs. Rs.. Rs.Rs. 135000 m d.. Consumptions ..c 9......... Govt spending .Rs. 09994452442 . 140000 Ans .. admin@jaiibcaiibmocktest. www..com.....com.jaiibcaiibmocktest. Gross investment . 90000 om 5... 10000 4...... Export .........com.... ca 2.... Rs..in [email protected] receivable from aboard 10.....b iib ... 125000 iib b......com. Rs. com.bankpromotionexams. admin@jaiibcaiibmocktest....... Only (ii) and (iii) ………………………………………………………………………………………………………………………………………………………………… www..... (iii) Transfer of learning a... GNP=GDP+NR(total capital gains from Overseas investment-income earned by foreign national domestically) es = 130000 + (15000-5000) = 140000 .. (ii) Schedules of iib learning.com........... 09994452442 .. Which of the following is a learning principle? (i) Recognition of individual differences. Manuals c....bankpromotionexams..com...... 09994452442 ………………………………………………………………………………………………………………………………………………………………… Solution : 1.jaiibcaiibmocktest. www.... Only (i) and (ii) ......Imports) GDP = C+I+G+(X-M) = 50000+40000+10000+(90000-60000) = 130000 om 2.com... (iii) Assignment of more interesting tasks a...onlyforbankers.... Fax d........ (i). GDP at factor rate = GDP-(Indirect taxes-subsidies) = 130000-(10000-5000) = 135000 t. kt Which of these is an electronic mode of communication? oc a... Letter m b. Only (i) and (ii) b.c ca .......... www....com.... Only (ii) and (iii) w d..com....in murugan0501@gmail. (ii) and (iii) w Ans ...jaiibcaiibmocktest... www........ [email protected] 3......onlyforbankers. (ii) Promotion.... www..com.... GDP = Consumption + Gross investment + Government spending + (Exports ......com.. Circulars iib Ans .....d ..... www. Only (i) and (iii) c...in 479 Facebook Groups - JAIIB CAIIB STUDY MATERIALS / CAIIB DISCUSSION BANK PROMOTION EXAMS / ONLY FOR BANKERS murugan0501@gmail..... (i) A pat on the back of employee. w The Recognition may be shown in the form of ....ja b... Only (i) and (iii) c............. iib a. (i). ca Introduction of new or current trends for optimal HR utilization is part of .. w a.. Cyclical Trend d. Aligning of skills..a ………………………………………………………………………………………………………………………………………………………………… www... [email protected] es ...d . 09994452442 .......... admin@jaiibcaiibmocktest.......... www.............onlyforbankers. all of above w Ans ......com..... Either (i) or (ii) d. career management c........com. talent management t.d .onlyforbankers... Both (i) and (ii) iib Ans ........... Seasonal Trend b.. www.. modifying selection procedure Ans . Irregular Trend c..ja d...... phased retirement b.. www.. www..in murugan0501@gmail......... Line function ....jaiibcaiibmocktest. (ii) Critical incident technique a...... Staff function c..c d........... The following technique(s) is based on the critical incident approach. (i) Behaviorally anchored rating kt scales (BARS)..........jaiibcaiibmocktest.. Secular Trend Ans ......... Only (i) oc b....... training and performance to have a successful career is also known as ..com...... Only (ii) m c.. w A rise in prices before any festival is an example of ... www...... 09994452442 ………………………………………………………………………………………………………………………………………………………………… d.in 480 Facebook Groups - JAIIB CAIIB STUDY MATERIALS / CAIIB DISCUSSION BANK PROMOTION EXAMS / ONLY FOR BANKERS [email protected]. (ii) and (iii) Ans .. Coordinative function b. om a......com........com.....b ......com.bankpromotionexams..... m In a survey of 120 graduate students. 0. [email protected] Solution w Standard Error = sqrt(0....in 481 Facebook Groups - JAIIB CAIIB STUDY MATERIALS / CAIIB DISCUSSION BANK PROMOTION EXAMS / ONLY FOR BANKERS [email protected] In moving average method we cannot find trend values of some ...21/120 w =0. 0. www.in [email protected] ca b....004 w ... Only (i) and (iii) ………………………………………………………………………………………………………………………………………………………………… www................onlyforbankers... (iii) Process of communication a.................. www.... www.... 0...com...003 iib Ans .com...... t. Only (i) b....... Which of the following options is an important issue in the definition of communication? (i) Transmission and reception of messages....com....com. 0... admin@jaiibcaiibmocktest..... Only (ii) c.... End Periods kt d. 09994452442 ..b ... www. Either (i) or (ii) om d...com......006 d......b .4583/120 =0..bankpromotionexams..bankpromotionexams....... Middle Period c. it was found that 30% of them were not able to swim.....jaiibcaiibmocktest. Only (i) and (ii) b.com. es a.d oc . iib a...004 c.jaiibcaiibmocktest... Both (i) and (ii) Ans ... Starting Periods b.. (ii) Involvement of people..70)/120 =sqrt0. (ii) The solution in infeasible a. 09994452442 ………………………………………………………………………………………………………………………………………………………………… If a negative value appears in the solution values column of the simplex table.....com........com.30*0...onlyforbankers... (i) The solution is optimal... then . Starting and End Periods Ans ..... estimate the standard error of the population. www... c b.. B-3.onlyforbankers....... Only (ii) and (iii) d... (ii) Controlling.com. The firm identifies and confirms the overall business direction.... D.... A-3..ja .... (iii) Power a. (ii) and (iii) Ans ... C-2.. www. Only (ii) and (iii) d. The design stage .... C-4......in 482 Facebook Groups - JAIIB CAIIB STUDY MATERIALS / CAIIB DISCUSSION BANK PROMOTION EXAMS / ONLY FOR BANKERS murugan0501@gmail. www.com...... Only (ii) c.......... www...... Only (i) and (ii) t.. D-4 iib d...........onlyforbankers..4. iib The correct order is ca a. Both (i) and (ii) Ans ..... 09994452442 ………………………………………………………………………………………………………………………………………………………………… c..... Only (i) w b. www..bankpromotionexams..... The assessment stage .... w Point system and factor comparison methods are placed under such category ............ D-4 Ans .. The firm checks the new system against strategy.. A-1... [email protected].. B-2...d .bankpromotionexams..com.. The clarification stage ..... (i) Non-quantitative job evaluation.. C-2..com.... ………………………………………………………………………………………………………………………………………………………………… www..b . 09994452442 .. kt Match the following oc A.. The monitoring stage ... C-1. [email protected] . Only (i) and (iii) c.... B.com..2..... C..in murugan0501@gmail..... om Effective communication helps the managers in carrying out which of the basic function? (i) Leading..............jaiibcaiibmocktest.. B-1. B-1.. Either (i) or (ii) d.. (ii) Quantitative job evaluation w a.... www.... The firm plans the proposed changes into practice.........jaiibcaiibmocktest......... (ii) and (iii) es Ans .. (i)..com. A-3. (i)... D-2 c.com.a ..com... D-4 b. Investment on the human capital and the value placed by employees on m this investment.. A-3..3.. 18 om Ans – c Solution : t. kt a.. a.. admin@jaiibcaiibmocktest........... (ii) Redesign the jobs. (i) Reassign the jobs.a iib ...ja d............. w Recruiting employees... 09994452442 .. 6 b.......... 'What our business is' is stated in . ca The following is (are) the option(s) while planning for surplus .com.. b = 2 and independent variable = 5 Now Y = 4+2*5 = 4+10 = 14 es ....c The equation we have is Y = a+bx Here a = 4.... (i)..com....c ………………………………………………………………………………………………………………………………………………………………… www..jaiibcaiibmocktest....... www........in murugan0501@gmail..... www.. 14 d. Staffing d...... www.. w a.. admin@jaiibcaiibmocktest. (iii) Reduce work hours iib a.onlyforbankers. Only (i) and (ii) b.. all of above Ans ...in 483 Facebook Groups - JAIIB CAIIB STUDY MATERIALS / CAIIB DISCUSSION BANK PROMOTION EXAMS / ONLY FOR BANKERS [email protected]....... then dependent variable for estimating line is . selecting right one for job and giving them training leads to ......... Only (ii) and (iii) ...com.com.........com......jaiibcaiibmocktest... www.. Leading Ans ....... 12 c. www... independent variable = 5........ (ii) and (iii) w Ans ....... controlling c...... mission statement b..d . strategic goals oc c......onlyforbankers........bankpromotionexams.. 09994452442 ………………………………………………………………………………………………………………………………………………………………… If a = 4...bankpromotionexams. vision statement m d... Only (i) and (iii) c..... b = 2.com..com. organizing b.... com...jaiibcaiibmocktest. www. Solution : 1.. 250000 Crores Other deposit with RBI . Rs.... 620000 Crores w c.....com. 570000 Crores b....Rs......... t.. [email protected]. 670000 Crores d.. 300000 Crores om Savings deposit of post office savings banks .. Rs. www..com.ja a.... 570000 Crores b... www.Rs.in murugan0501@gmail. Rs. www... Rs.. 720000 Crores kt Ans .... Calculate M2.d w .Rs..onlyforbankers. 570000 Crores b... M1 = currency with public + demand deposit with the banking system + other deposits with RBI M1 = 120000+200000+300000 M1 = 620000 ………………………………………………………………………………………………………………………………………………………………… www. www.. iib 3. 670000 Crores d......com.c a. Rs... 50000 Crores 1. admin@jaiibcaiibmocktest..... Rs. 200000 Crores Time deposits with banking system ........Rs.... 670000 Crores d.. oc 2.. Rs.....Rs.... Rs...... 620000 Crores es c... Rs.... 09994452442 ………………………………………………………………………………………………………………………………………………………………… Given.com.d ......jaiibcaiibmocktest...com. Rs..... Calculate M1.. 100000 Crores All deposit with post office savings bank excluding NSCs ... 09994452442 .....bankpromotionexams. m a.... 720000 Crores ca Ans .. Currency with public .. Rs..onlyforbankers. 120000 Crores Demand deposit with banking system . 870000 Crores w Ans ..bankpromotionexams.Rs.com....b .... 620000 Crores iib c...... . Calculate broad money M3.....in 484 Facebook Groups - JAIIB CAIIB STUDY MATERIALS / CAIIB DISCUSSION BANK PROMOTION EXAMS / ONLY FOR BANKERS murugan0501@gmail.. Rs..... .... M3 = 620000+250000 M3 = 870000 Crores ... Perceptions w a..onlyforbankers. www...com. Noise III... The basic managerial skill(s) is(are) .. Situation-related barriers ----.. (ii) Avoid evaluative judgement. .....................3-C b... 09994452442 .bankpromotionexams......onlyforbankers...com.. (iii) Job specialisation es a.. Only (i) and (iii) kt c... M2 = M1+Savings deposit of post office savings banks So. 09994452442 ………………………………………………………………………………………………………………………………………………………………… 2....c Which of the factors influence organisational communication? (i) Information Ownership. admin@jaiibcaiibmocktest. t.com.... Only (i) and (iii) c. Sender-related barrier ----...... 1-B.in [email protected].. (i)...... (ii) and (iii) iib Ans . Only (i) and (ii) b.....A. Only (ii) and (iii) d.. ………………………………………………………………………………………………………………………………………………………………… www.....ja Match the following categories of barriers with their classification w I... Receiver-related barriers ----................3-B Ans ..com.....in 485 Facebook Groups - JAIIB CAIIB STUDY MATERIALS / CAIIB DISCUSSION BANK PROMOTION EXAMS / ONLY FOR BANKERS [email protected].... Only (i) and (ii) ca b.....com..d . (iii) To motivate iib a...B........jaiibcaiibmocktest.. www... Non-verbal signals w II. Only (ii) and (iii) d.2-B..... (i)....2-A...jaiibcaiibmocktest.. www.3-C c..2-C...a .....com.. 1-A.com... M3 = M1+Time deposit with banking system om So.....com.. www....... (ii) To stimulate.b m ........ (i) To supervise. 1-A...... www....... (ii) and (iii) oc Ans .... M2 = 620000+100000 M2 = 720000 Crores 3... admin@jaiibcaiibmocktest.. .com. www. is attributing our own thoughts and feeling to others.. (iii) Coordinative functions iib a..... (ii) and (iii) Ans ...com..............com...in 486 Facebook Groups - JAIIB CAIIB STUDY MATERIALS / CAIIB DISCUSSION BANK PROMOTION EXAMS / ONLY FOR BANKERS murugan0501@gmail.. www...... Only (i) and (iii) c......ja College Professors are generally evaluated on the following Work function(s). (i) Teaching.. Only (i) and (ii) ca b. Reducing current assets.. Stereotyping b.. Replacing short-term debt with equity...... 09994452442 ………………………………………………………………………………………………………………………………………………………………… Which asset-liability combination would most likely result in the firm's having the greatest risk of technical insolvency? a....... Halo effect c........ [email protected].. www........ om d.in murugan0501@gmail.... Only (ii) and (iii) d..com...... Only (i) and (ii) b.com..d . (ii) and (iii) iib Ans .....c . (i) Line functions......... All of the above Ans . www. Increasing current assets while incurring more current liabilities.. w (iii) Research w a............ Projection kt d.... Ans ...com..jaiibcaiibmocktest.... www.onlyforbankers.. Only (ii) and (iii) d........ m Handling labor relations and safety laws for company's labor is part of (choose the wrong one) . ........ (i). (ii) Service...b .. and reducing long-term debt.....com... (ii) Staff functions.. Only (i) and (iii) w c.. b......c oc ..bankpromotionexams.... ………………………………………………………………………………………………………………………………………………………………… www.. t......... es a........jaiibcaiibmocktest. [email protected] ........... (i).. increasing current liabilities...com... 09994452442 ....... Increasing current assets while lowering current liabilities... c......bankpromotionexams. . Consumer intention polling kt d.... (ii) permissible sampling error a. Both (i) and (ii) iib Ans ..... Only (i) b. www..com. (i) sampling error... 16 w d..... (i) same as. 09994452442 .... Time-series analysis Ans ..c Which of the following is not a qualitative forecasting technique? es a............ 09994452442 ………………………………………………………………………………………………………………………………………………………………… The difference between the estimate from the sample and the parameter to be estimated is ..... t. www...com....com..com...... www. Perspectives of foreign advisory councils c..........com......d oc . www. a sample of 36 individualleads to an estimate of mean of 150... Find the standard error of mean w a...b .. 18 Ans ...... (ii) subset iib a.. www.com..onlyforbankers... ... Only (ii) c..b .... Surveys of consumer expenditure plans b...jaiibcaiibmocktest...... Only (i) b....... m The law of inertia of large numbers is ... of the law of statistical regularity....bankpromotionexams..bankpromotionexams..c Solution Standard Error = α / sqrt( n ) ………………………………………………………………………………………………………………………………………………………………… www.... admin@jaiibcaiibmocktest..... 12 w b..jaiibcaiibmocktest.. 13 c...onlyforbankers............in [email protected]. Both (i) and (ii) Ans ...........in 487 Facebook Groups - JAIIB CAIIB STUDY MATERIALS / CAIIB DISCUSSION BANK PROMOTION EXAMS / ONLY FOR BANKERS murugan0501@gmail. Either (i) or (ii) d...ja For population with a known standard deviation of 96... Only (ii) ca c. Either (i) or (ii) om d......com. admin@jaiibcaiibmocktest. .c c.. Only (i) and (ii) m b. (iii) om Customer satisfaction a............ 115 + 2.com..in 488 Facebook Groups - JAIIB CAIIB STUDY MATERIALS / CAIIB DISCUSSION BANK PROMOTION EXAMS / ONLY FOR BANKERS murugan0501@gmail... What is the 99% confidence interval for the students' IQ score? a.jaiibcaiibmocktest..... www...d .com...82 c....1 ………………………………………………………………………………………………………………………………………………………………… www...onlyforbankers... www. (i)........... (ii) and (iii) iib Ans ...... Both ‘a’ and ‘b’ d.... (i) Wages..... Only (ii) and (iii) d........ w Simple random sample of 150 students is drawn from a population of 3000 college students... Merit rating b. the average IQ score is 115 with a standard deviation of 10.. (ii) Salaries... kt Majority of the disputes in industries is (are) related to the problem of . Only (i) and (iii) c.... Only (i) and (ii) b..... 09994452442 ………………………………………………………………………………………………………………………………………………………………… =96/ sqrt36 =96/6 =16 ..... (i)... (iii) Benefits oc a....com.... Only (ii) and (iii) d. (i) Quality product......... Point rating . system stresses on discipline and there is simplicity in the form..ja c.. The following is (are) the objective(s) of inspection..01 b..... www..... admin@jaiibcaiibmocktest.. admin@jaiibcaiibmocktest. 115 + 0... (ii) and (iii) es Ans ..com..onlyforbankers....... 115 + 0.com......d ca .. iib a.bankpromotionexams....com...................... www... 09994452442 ... None of the above w Ans .com....bankpromotionexams.......... www.. (ii) Defect free products....com. ........jaiibcaiibmocktest.... Only (i) and (iii) t.a w .....in murugan0501@gmail.... Among sampled students...... ....com.85 kg d.15 times w Ans ...... 23.. 0..2) + 29 x 23......onlyforbankers.com. 09994452442 ………………………………………………………………………………………………………………………………………………………………… d.......... admin@jaiibcaiibmocktest. ... a.c Solution : iib Mean value = ((21 x 24....in [email protected] kg ........com....bankpromotionexams... www. 20...... 21 bricks have a mean mass of 24.com.07% b.c .onlyforbankers.......6 kg...14 .6 / 50 ca = 23.jaiibcaiibmocktest.bankpromotionexams..com.......jaiibcaiibmocktest....com. 09994452442 .ja a...6 )) / (21+29) = 1192..100 then return on total assets would be ...b w Solution Return on Assets Ratio=Net Income/Average Total Assets*100 =150/2100*100 =0....35 kg c..0714 =7....... and 29 similar bricks have a mass of 23.6 Ans .. www.... www.. 18.b Solution om Standard Error = α / sqrt( n ) = 10/ sqrt 150 = 10/12... Determine the es mean mass of the 50 bricks...... 7......... 7..in 489 Facebook Groups - JAIIB CAIIB STUDY MATERIALS / CAIIB DISCUSSION BANK PROMOTION EXAMS / ONLY FOR BANKERS murugan0501@gmail...... 32.com. ………………………………………………………………………………………………………………………………………………………………… www. www..14% w c.82 t...... 115 + 2.....05 times d...... 0.....85 kg oc m Ans . iib Net income available to stockholders is ₹150 and total assets are ₹2... www....2 kg.. [email protected] = 0.35 kg kt b.. ... Rs 4700 Crores b...... Rs 4700 Crores m d.. www....ja Ans .. www..Rs......com.....Rs....com....onlyforbankers.Rs....Rs.. 4000 Crores Calculate Debt Receipt .. 3000 Crores Misc capital receipt . ca Calculate Non Debt Receipt . Rs 2500 Crores b...Rs....Rs.. 1200 Crores om External assistance (Net) . a...Rs.... 600 Crores Short term borrowings .com.. Rs 3700 Crores oc c..... ………………………………………………………………………………………………………………………………………………………………… www.Rs. Rs 5400 Crores Ans .com.... 500 Crores State provident fund ....com..in murugan0501@gmail...... Rs 6200 Crores d.. Rs 5400 Crores c......c Recoveries of short term loans and advances from states and loans to govt servants ... Rs 5400 Crores ....Rs. 600 Crores Other receipts (Net) ...Rs... w Calculate Capital Receipt .com.. Rs 7200 Crores Ans .....c ..a w . 09994452442 ………………………………………………………………………………………………………………………………………………………………… Given. admin@jaiibcaiibmocktest..... Rs 2500 Crores iib b.Rs.... 5000 Crores Net Tax Revenue .... admin@jaiibcaiibmocktest.. kt a.. 09994452442 .... Rs 4700 Crores d.Rs... w a...... 1200 Crores Securities issued against small savings .jaiibcaiibmocktest.. 600 Crores Market loans ..onlyforbankers. 600 Crores t... www....jaiibcaiibmocktest...bankpromotionexams..c iib ..... www.. 1000 Crores Total Non Tax Revenue . www.......in 490 Facebook Groups - JAIIB CAIIB STUDY MATERIALS / CAIIB DISCUSSION BANK PROMOTION EXAMS / ONLY FOR BANKERS murugan0501@gmail... Rs 3700 Crores c... Recoveries of loan and advance ... 2000 Crores es Draw down cash balance ..bankpromotionexams...com...com.. ..b .com... B..com. Only (ii) w c. E........jaiibcaiibmocktest. www.. Capital Receipt = Non Debt Receipt + Debt Receipt es = 3700 + 2500 = 6200 Crores kt .bankpromotionexams...com... 2/3 ………………………………………………………………………………………………………………………………………………………………… www... www......b w ..... www.... www..... We have six students say A..ja a........... (i) numerical characteristics of a sample..c = 2500 Crores 3.. www. Both (i) and (ii) w Ans ..... Out of six students only two can reach to the final. Both (i) and (ii) ca Ans . Debt Receipt = Market Loans + Short Term Borrowings + External assistance(NET) + Securities issued against Small savings + State provident fund + other Receipts(Net) = 600 + 1200 + 500 + 600 + 600 + 1200 = 3700 Crores om 2.com.... What is the probability of reaching to the final of each student ? a. Either (i) or (ii) d. Only (i) b.. iib Parameters are .............. 09994452442 .com.....bankpromotionexams..... admin@jaiibcaiibmocktest. oc Seasonal variations are .... (ii) numerical characteristics of a population .com. 09994452442 ………………………………………………………………………………………………………………………………………………………………… Solution : 1..onlyforbankers.. Only (ii) c.......in 491 Facebook Groups - JAIIB CAIIB STUDY MATERIALS / CAIIB DISCUSSION BANK PROMOTION EXAMS / ONLY FOR BANKERS [email protected].. (i) Long term variation.in murugan0501@gmail.. Either (i) or (ii) iib d.......... admin@jaiibcaiibmocktest...................... C... D.. Non Debt Receipt = Recoveries of loan & advances (deduct recoveries of short term loans & advance from state and loans to govt sarvants) + MISC Capital receipts = (3000-1000)+500 t.com. 1/2 b. (ii) Short term variation m a.com.. F participating in a quiz contest...........onlyforbankers.. Only (i) b..... .com.... Decoding ………………………………………………………………………………………………………………………………………………………………… www.c ca . 09994452442 ………………………………………………………………………………………………………………………………………………………………… c. admin@jaiibcaiibmocktest. Which among the following statement are correct? (i) On a linear demand curve....com..... 2 can reach the final... www.... A...com.ja elasticity would be different on different demand curves w a.b . admin@jaiibcaiibmocktest. (i)...... (iii) If two demand curves are linear.... 09994452442 .onlyforbankers... and parallel to each other then at a particular price the coefficient of .. all the five forms of iib elasticity can be depicted’....jaiibcaiibmocktest.. es Which among the following are correct? (i) Inflation decreases the nominal (face) value of the wages while the real value increases (ii) During inflation lenders suffer and borrowers benefit out’..... Only (i) and (iii) c.. www.com......bankpromotionexams....... (ii) and (iii) iib Ans ..bankpromotionexams. www.... www. (iii) Rising kt inflation indicates rising aggregate demand and indicates comparatively lower supply and higher purchasing capacity among the consumers’ oc a.. Rearrange the steps in the process of interpersonal communication.... Only (i) and (ii) b............c E)=5 Now P(E) = 5/15 = 1/3 ... Only (ii) and (iii) d. (ii) and (iii) w Ans .. (ii) If two demand curves are linear and intersecting each other then coefficient of elasticity would be same on different demand curves at the point of intersection..jaiibcaiibmocktest...............!×2! = 15 Here event of occurrence of probability of each student out of six ( A B C D E F ) = ( AB AC AD AE AF ) =n ( t....... 1/6 Ans – c Solution : om Since out of 6 .. (i)...com....... Hence sample space is n(S) = 6 c2 = 6!/(6-b......com...... Only (ii) and (iii) d......in murugan0501@gmail. Only (i) and (ii) m b. Only (i) and (iii) w c.onlyforbankers..........in 492 Facebook Groups - JAIIB CAIIB STUDY MATERIALS / CAIIB DISCUSSION BANK PROMOTION EXAMS / ONLY FOR BANKERS [email protected]... www....com. 1/3 d.. jaiibcaiibmocktest.. (iii) Interviewers can choose respondents freely oc a....in 493 Facebook Groups - JAIIB CAIIB STUDY MATERIALS / CAIIB DISCUSSION BANK PROMOTION EXAMS / ONLY FOR BANKERS [email protected].. 200 c. admin@jaiibcaiibmocktest. www..bankpromotionexams... DCBAEFG t.. 120 w Ans . Only (ii) and (iii) d.d es .... 160 w d.. 240 . Feedback G. www.com.c ca ...com.... Message C.in murugan0501@gmail........ DEBGACF Ans . (i). If the price elasticity of demand is 1....... www. Encoding F...com. Channel om a.. Demand for a product at Rs....jaiibcaiibmocktest. www.... GFEDCBA c.onlyforbankers...... Only (i) and (iii) c..bankpromotionexams... 09994452442 .com... Only (i) and (ii) m b.. how much the iib demand will be at Rs.com...ja b......c w Solution : Price Elasticity of Demand = % Change in Quantity Demanded / % Change in Price % Change in Quantity Demanded = 400-x/400*100 = (400-x)/4 % Change in Price = 6/10*100 = 60 ………………………………………………………………………………………………………………………………………………………………… www....... 10 per unit is 400... 16 per unit? a... admin@jaiibcaiibmocktest. Sender E....... Which ONE of the following are not the benefits of using simple random sampling? (i) We can calculate kt the accuracy of the results.c d.. Receiver D. ABCDEFG b. www.onlyforbankers....com.com. 09994452442 ………………………………………………………………………………………………………………………………………………………………… B. (ii) The results are always representative... (ii) and (iii) iib Ans ........ bankpromotionexams.... we can conclude that .in murugan0501@gmail.. t.....com...c kt . In multiple regression.... 09994452442 ………………………………………………………………………………………………………………………………………………………………… Price Elasticity of Demand = % Change in Quantity Demanded / % Change in Price 1 = ((400-x)/4)/60 60 = (400-x)/4 240 = 400-x x = 400-240 x = 160 om .. www... Calculate the price elasticity of supply.... The regression equation intersects the Y-axis at zero.. admin@jaiibcaiibmocktest... when the global test of significance is rejected.bankpromotionexams.......... if Price index in current year is 25 and price index in base year is 20... At least one sample regression coefficient is not equal to zero es d..... 2 d.5 Ans – a ………………………………………………………………………………………………………………………………………………………………… www..5 c... 48 per unit... 30 iib d...b solutions : iib Inflation = (price index in current year-price index in base year)/(price index in base year)*100 = ((25-20)/20)*100 . 09994452442 ..com... All of the net sample regression coefficients are equal to zero b.... 1.... the quantity supplied falls by 20%.. m a......... www.........ja = (5/20)*100 = 25 w . www..... w a........ 25 c..com.. oc Calculate Inflation.jaiibcaiibmocktest. 35 ca Ans ...... 1 b.com... admin@jaiibcaiibmocktest..... 20 b...... All of the sample regression coefficients are not equal to zero c....onlyforbankers........... www.com...com.onlyforbankers.com.... 60 per unit to Rs.jaiibcaiibmocktest.... 2..com.c a............ Ans ...in 494 Facebook Groups - JAIIB CAIIB STUDY MATERIALS / CAIIB DISCUSSION BANK PROMOTION EXAMS / ONLY FOR BANKERS murugan0501@gmail. www... w When the price of a commodity falls from Rs.. Only (ii) es c..com.....bankpromotionexams.... [email protected]. (i) a range of values used to estimate the population parameter..a Solution : Price Elasticity of Supply = (% change in quantity supplied) / (% change in price) = 20/40 = 0..........com.. each element is selected independently and from the same population b... www.....in murugan0501@gmail........... Calculate the price elasticity of supply.. www.... oc A simple random sample from an infinite population is a sample selected such that .... 0....jaiibcaiibmocktest.... 0...... each element has a probability of at least 0....com. admin@jaiibcaiibmocktest..... the quantity of KFC fried chicken supplied rises by 20%.. Either (i) or (ii) d..... www... the probability of being selected changes ca Ans ..........onlyforbankers.....onlyforbankers............. ………………………………………………………………………………………………………………………………………………………………… www. m a........ Both (i) and (ii) kt Ans ....85 w Ans .. Only (i) b.50 c.25 w b...ja a...com.com............... 0.. 09994452442 ......5 probability of being selected iib c. 09994452442 ………………………………………………………………………………………………………………………………………………………………… Solution : Price Elasticity of Supply = (% change in quantity supplied) / (% change in price) = 20/((60-48)*100/60) = 20/(12*100/60) = 20/20 =1 om ... iib When chiken prices rise 40%..bankpromotionexams..a ... (ii) a single value that is used estimate the population parameter t.....in 495 Facebook Groups - JAIIB CAIIB STUDY MATERIALS / CAIIB DISCUSSION BANK PROMOTION EXAMS / ONLY FOR BANKERS [email protected] . each element has a 0....5 ........c a. www.... 0.75 w d...jaiibcaiibmocktest...com... www. An interval estimate is ..... ....5 of being selected d........ com.jaiibcaiibmocktest. P.bankpromotionexams. Gross Profit Margin = Gross Profit / Net Sales * 100 w 16.com. Debt Equity Ratio = Total outside Liability / Tangible Net Worth.in murugan0501@gmail. Expenses Ratio or Operating Ratio = Expenses / Net Sales * 100 ………………………………………………………………………………………………………………………………………………………………… www. Operating Profit Ratio = Earnings Before Interest Tax / Net Sales * 100 19. 18. Dividend Coverage Ratio = N. m 8.com. www. 09994452442 ………………………………………………………………………………………………………………………………………………………………… Important Formulas -------------------------- Some of these Formulas may not be applicable for ABM.onlyforbankers.bankpromotionexams. iib 10.com. oc 7. Net Profit Margin = Net Profit / Net Sales * 100 w 17. Creditors Turnover Ratio = Net Credit Purchases / Average Credits. days or months or Weeks in a year/Creditors Turnover Ratio. [email protected]. SIP Turnover = Cost of Goods manufactured / Average stock of SIP t.in 496 Facebook Groups - JAIIB CAIIB STUDY MATERIALS / CAIIB DISCUSSION BANK PROMOTION EXAMS / ONLY FOR BANKERS murugan0501@gmail. 4. es 5. Projected daily cash requirement = Projected operating cash expenses / 365. kt 6.com. Debtors Turnover Ratio = Net Credit Sales / Average Debtors. but I request all of you to go through all of them to understand the concepts clear for both ABM and BFM. Inventory Turnover Ratio = Cost of Goods Sold / Average Inventory. Average Payment Period = No. Defensive Interval Ratio = Liquid Assets / Projected Daily Cash Requirement 9. www.onlyforbankers. Debt Equity Ratio = Long Term Debt / Equity. ca 11. Raw material Turnover Ratio = Cost of RM used / Average stock of R M 2. iib 12.com.ja 14. Interest Coverage Ratio = EBIT / Interest. after Interest & Tax / Preferential dividend w 15. Debt Collection period = No.jaiibcaiibmocktest. Debt to Total Capital Ratio = Total Debts or Total Assets/(Permanent Capital + Current Liabilities) 13. admin@jaiibcaiibmocktest. Cost of Goods Sold Ratio = Cost of Goods Sold / Net Sales * 100. www. www.c 3. om 1.com. www. . 09994452442 . days or months or Weeks in a year/Debt Turnover Ratio. 38. . 26. Earnings Per Share = Net Profit After Taxes and Preferential dividends / Number of Equity Share. admin@jaiibcaiibmocktest. w 37. 34. www. admin@jaiibcaiibmocktest. Net Working Capital = ( CA –CL ) – ( Intangible Assets + Fictitious Assets + Idle Stock + Bad Debts ) oc 29.jaiibcaiibmocktest.ja 35.onlyforbankers. Average Capital employed = Equity Capital + Long Term Funds provided by Owners & Creditors at the beginning & at the end of the accounting period divided by two. www. ca 32. ………………………………………………………………………………………………………………………………………………………………… www. Dividend Pay Out Ratio = Dividend per Equity Share / Earnings per Equity Share. Total Asset Turnover = Cost of Goods Sold / Average Total Assets. Net Fixed Assets = Total Fixed Assets – Accumulated Depreciation. w 36.com. Selling Expenses Ratio =(Selling Expenses / Net Sales ) * 100 24.com. Financial Expenses Ratio = ( Financial Expenses / Net Sales ) * 100 t. Net Profit Ratio = Net Profit After interest and Tax / Net Sales * 100 21. m 30.c 25. 40. Price Earning Ratio = Market Price per equity Share / Earning per Share. kt 28. Dividend per Share = Net Profit After Taxes and distributable dividend / Number of Equity Shares.com. Return on Ordinary Share Holders Equity = (NPAT – Preferential Dividends) / Average Ordinary Share Holders Equity or Net Worth. Dividend Pay Out Ratio = Dividend paid to Equity Share holders / Net Profit available for Equity w Share Holders.bankpromotionexams. www. www.com.com. 09994452442 . Return on Capital Employed = Net Profit Before Interest and Tax / Average Capital Employed. Total Assets = Net Fixed Assets + Net Working Capital. Current Asset Turnover = Cost of Goods Sold / Average Current Assets. Return on Assets = Net Profit After Tax / Total Assets. es 27. Capital Turnover = Cost of Goods Sold / Average Capital employed. iib 31. www. iib 33.com.jaiibcaiibmocktest. Operating Expenses Ratio = (Administrative + Selling expenses) / Net Sales * 100 22. 09994452442 ………………………………………………………………………………………………………………………………………………………………… 20.bankpromotionexams.onlyforbankers.com.com. 39.in 497 Facebook Groups - JAIIB CAIIB STUDY MATERIALS / CAIIB DISCUSSION BANK PROMOTION EXAMS / ONLY FOR BANKERS murugan0501@gmail. Administrative Expenses Ratio =(Administrative Expenses / Net Sales ) * 100 om 23. Fixed Asset Turnover = Cost of Goods Sold / Average Fixed Assets.in murugan0501@gmail. m 50. Cost of Goods Sold = Factory Cost + Selling. The Discount Factor = 1 / (1 + r) ^ t ………………………………………………………………………………………………………………………………………………………………… www. 42. Factory Cost = Prime cost + Production Overheads. ca 52. iib 54.com. admin@jaiibcaiibmocktest. Working Capital Turnover = Cost of Goods Sold / Net Working Capital.com.c 45. VC = Total variable operating costs & S = Total sales revenue oc 49.jaiibcaiibmocktest. es 47.Co + C1 / (1 + r) 58.bankpromotionexams.bankpromotionexams.com. www.com. www. www. distribution & administrative overheads 46. Return on Net Worth = ( Net Profit / Net Worth ) * 100 43.com.com. w 57. BEP in Sales = ( Fixed Costs / Contribution per unit ) * Price per unit. Break Even Margin or Margin of Safety = Sales – Break Even Point / Sales. www. Sales volume requires = Fixed cost + Required profit / Contribution per unit. www.ja 55. Level of sales to result in target profit = (Fixed Cost + Target profit) * sales price per unit Contribution w per unit.onlyforbankers. 09994452442 ………………………………………………………………………………………………………………………………………………………………… 41.in murugan0501@gmail. on T L & Differed Credit + Lease Rentals if any divided by om Repayment of Interest & Installments on T L & Differed Credits + Lease Rentals if any. admin@jaiibcaiibmocktest. Cash Break Even = F – N / P – R or F – N / 1 – ( VC / S ) iib 51. Future expected value of a present cash flow = Cash Flow ( 1 + r ) ^ t 59. Net Present Value = . BEP = Fixed Costs / Contribution per unit.in 498 Facebook Groups - JAIIB CAIIB STUDY MATERIALS / CAIIB DISCUSSION BANK PROMOTION EXAMS / ONLY FOR BANKERS [email protected]. Contribution Sales Ratio = ( Contribution per unit / Sale price per unit ) * 100 . 44. Present value of a simple future cash flow = Cash Flow / (1 + r) ^ t 60.com.jaiibcaiibmocktest. 53. t. Contribution = Sales – Marginal Costs. Break Even Analysis = F / ( 1 – VC / S ) F = Fixed costs.com. DSCR = Profit after Tax & Depreciation + Int. Percentage of contribution to sales = ( Contribution / Sales ) * 100 kt 48. Level of sales to result in target profit after Tax = (Target Profit) / (1 – Tax rate / Contribution per unit) w 56. 09994452442 . . DER = TL/TNW or debt/equity or TL/equity 68... www. PV = P / R * [(1+R)^T .CL es 67.. PV = P / (1+R)^T m 71.. FV = P * (1 + R)^T iib 72. Notation used internationally for PV of an annuity is PV ( A.. n ) 63.c 66.in 499 Facebook Groups - JAIIB CAIIB STUDY MATERIALS / CAIIB DISCUSSION BANK PROMOTION EXAMS / ONLY FOR BANKERS murugan0501@gmail. FV = P*(1-R)^T ca 73..in murugan0501@gmail.. w ………………………………………………………………………………………………………………………………………………………………… www. admin@jaiibcaiibmocktest. Notation used internationally for FV of an annuity is FV ( A.1] * (1+R) iib 75.com.1] 74.com... The effective annual rate = ( 1 + r ) ^ t – 1 or (1 + (r / N) ) – 1 ) N = Number of times compounding in a year om 64.com.com. EMI = P * R * [(1+R)^T/(1+R)^T-1)] . FV of annuity = A/r ×{(1+r)^n-1} w 77.. n ) 62..com.... www. r.... [email protected]. Net Worth = CA .com.1]/(1+R)^T oc 70. CR = CA : CL t.....com.jaiibcaiibmocktest.. www.jaiibcaiibmocktest.. Bond Price = (1/(1+R)^t)((coupon*((1+R)^t-1)/R)+Face Value) w .ja 76... FV = P / R * [(1+R)^T .. www. r.onlyforbankers.bankpromotionexams....... FV = P / R * [(1+R)^T ..(1 / (1+r) ^ n) / r 65... PV of end of period Annuity = A { (1. 09994452442 .....com.. 09994452442 ………………………………………………………………………………………………………………………………………………………………… 61.bankpromotionexams.. Price Elasticity of Supply = (% change in quantity supplied/(% change in price) kt 69... www. www.onlyforbankers.com.bankpromotionexams.in [email protected] w w w Though we had taken enough care to go through the questions. www.jaiibcaiibmocktest. admin@jaiibcaiibmocktest. kindly update us also (along with the source link/reference for the correct information) as lot of questions were shared by many people.bankpromotionexams.c es kt oc SAMPLE QUESTIONS FOR m CAIIB iib ADVANCED BANK MANAGEMENT ca iib .com.jaiibcaiibmocktest. ………………………………………………………………………………………………………………………………………………………………… www.com. www.com. admin@jaiibcaiibmocktest. we request everyone to update yourself with the latest information through RBI website and other authenticated sources.com.in 500 Facebook Groups - JAIIB CAIIB STUDY MATERIALS / CAIIB DISCUSSION BANK PROMOTION EXAMS / ONLY FOR BANKERS [email protected]. 09994452442 .com. In case you find any incorrect/doubtful information. 09994452442 ………………………………………………………………………………………………………………………………………………………………… ALL THE VERY BEST FOR YOUR EXAMS om t.com. www.onlyforbankers. www.
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